Home > JCPenney Card Bank > Assets and Liabilities
JCPenney Card Bank, Assets and Liabilities
1999-12-31 | Rank | |
# of Employees: | 5 | 9,923 |
Assets and Liabilities | ||
Total Assets: | $12,208,000 | 9,916 |
Cash and due from depository institutions | $82,000 | 9,923 |
Interest-bearing balances | $0 | 6,854 |
Securities | $596,000 | 9,951 |
Federal funds sold & reverse repurchase agreements | $1,480,000 | 4,288 |
Net loans & leases | $0 | 10,173 |
Loan loss allowance | $0 | 10,124 |
Trading account assets | $0 | 165 |
Bank premises and fixed assets | $34,000 | 10,026 |
Other real estate owned | $0 | 9,923 |
Goodwill and other intangibles | $0 | 3,276 |
All other assets | $10,016,000 | 992 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $12,208,000 | 9,916 |
Total liabilities | $3,384,000 | 10,166 |
Total deposits | $0 | 10,230 |
Interest-bearing deposits | $0 | 10,180 |
Deposits held in domestic offices | $0 | 10,230 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,093 |
Trading liabilities | $0 | 65 |
Other borrowed funds | $0 | 5,751 |
Subordinated debt | $0 | 242 |
All other liabilities | $3,384,000 | 1,248 |
Total equity capital | $8,824,000 | 4,711 |
Total bank equity capital | $8,824,000 | 4,711 |
Perpetual preferred stock | $0 | 193 |
Common stock | $10,000 | 8,999 |
Surplus | $1,590,000 | 6,128 |
Undivided profits | $7,224,000 | 3,187 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 9,001 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
Income earned, not collected on loans | $0 | 10,095 |
Earning assets | $2,076,000 | 10,208 |
Long-term assets (5+ years) | $122,000 | 8,888 |
Average Assets, year-to-date | $26,274,400 | 8,687 |
Average Assets, quarterly | $20,439,500 | 9,295 |
Volatile liabilities | $0 | 10,145 |
Insider loans | $0 | 9,133 |
FHLB advances | $0 | 802 |
Loans and leases held for sale | $0 | 1,487 |
Unused loan commitments | $0 | 9,887 |
Tier 1 (core) risk-based capital | $8,824,000 | 4,724 |
Tier 2 risk-based capital | $0 | 10,113 |
Total risk weighted assets | $10,684,900 | 9,430 |
Total unused commitments | $0 | 9,888 |
Derivatives | $0 | 488 |
1998-12-31 | Rank | |
# of Employees: | 8 | 9,497 |
Assets and Liabilities | ||
Total Assets: | $31,214,000 | 8,539 |
Cash and due from depository institutions | $144,000 | 9,497 |
Interest-bearing balances | $0 | 6,728 |
Securities | $645,000 | 10,147 |
Federal funds sold & reverse repurchase agreements | $250,000 | 8,102 |
Net loans & leases | $23,418,000 | 7,495 |
Loan loss allowance | $1,628,000 | 2,174 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $64,000 | 10,080 |
Other real estate owned | $0 | 9,497 |
Goodwill and other intangibles | $0 | 3,445 |
All other assets | $6,693,000 | 1,221 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $31,214,000 | 8,539 |
Total liabilities | $26,452,000 | 8,637 |
Total deposits | $22,498,000 | 8,907 |
Interest-bearing deposits | $22,498,000 | 8,476 |
Deposits held in domestic offices | $22,498,000 | 8,906 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,214 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $0 | 5,274 |
Subordinated debt | $0 | 255 |
All other liabilities | $3,954,000 | 1,162 |
Total equity capital | $4,762,000 | 7,285 |
Total bank equity capital | $4,762,000 | 7,285 |
Perpetual preferred stock | $0 | 199 |
Common stock | $10,000 | 9,212 |
Surplus | $1,590,000 | 6,076 |
Undivided profits | $3,162,000 | 5,727 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $440,000 | 4,287 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
Income earned, not collected on loans | $0 | 10,330 |
Earning assets | $24,313,000 | 8,922 |
Long-term assets (5+ years) | $467,000 | 8,782 |
Average Assets, year-to-date | $45,913,600 | 7,076 |
Average Assets, quarterly | $31,827,000 | 8,415 |
Volatile liabilities | $22,498,000 | 2,734 |
Insider loans | $0 | 9,309 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $146,906,000 | 531 |
Tier 1 (core) risk-based capital | $4,762,000 | 7,121 |
Tier 2 risk-based capital | $402,190 | 5,976 |
Total risk weighted assets | $30,949,490 | 6,804 |
Total unused commitments | $146,906,000 | 534 |
Derivatives | $0 | 527 |
1997-12-31 | Rank | |
# of Employees: | 9 | 9,630 |
Assets and Liabilities | ||
Total Assets: | $71,170,000 | 5,661 |
Cash and due from depository institutions | $351,000 | 9,630 |
Interest-bearing balances | $0 | 6,604 |
Securities | $38,091,000 | 2,957 |
Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,323 |
Net loans & leases | $27,619,000 | 7,154 |
Loan loss allowance | $1,920,000 | 1,856 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $88,000 | 10,272 |
Other real estate owned | $0 | 9,630 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $2,421,000 | 2,952 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $71,170,000 | 5,661 |
Total liabilities | $56,244,000 | 6,158 |
Total deposits | $54,429,000 | 6,078 |
Interest-bearing deposits | $54,429,000 | 5,438 |
Deposits held in domestic offices | $54,429,000 | 6,071 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $1,815,000 | 2,208 |
Total equity capital | $14,926,000 | 2,968 |
Total bank equity capital | $14,926,000 | 2,968 |
Perpetual preferred stock | $0 | 223 |
Common stock | $10,000 | 9,607 |
Surplus | $13,590,000 | 1,203 |
Undivided profits | $1,326,000 | 8,088 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $502,000 | 4,046 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $206,000 | 8,165 |
Earning assets | $68,310,000 | 5,467 |
Long-term assets (5+ years) | $472,000 | 9,046 |
Average Assets, year-to-date | $123,380,600 | 3,392 |
Average Assets, quarterly | $75,185,000 | 5,374 |
Volatile liabilities | $54,429,000 | 1,319 |
Insider loans | $0 | 9,792 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $285,475,000 | 336 |
Tier 1 (core) risk-based capital | $14,926,000 | 2,848 |
Tier 2 risk-based capital | $677,830 | 4,098 |
Total risk weighted assets | $52,984,130 | 4,810 |
Total unused commitments | $285,475,000 | 340 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 1 | 11,432 |
Assets and Liabilities | ||
Total Assets: | $187,002,000 | 2,485 |
Cash and due from depository institutions | $772,000 | 11,432 |
Interest-bearing balances | $0 | 6,640 |
Securities | $823,000 | 11,172 |
Federal funds sold & reverse repurchase agreements | $400,000 | 7,632 |
Net loans & leases | $179,243,000 | 1,611 |
Loan loss allowance | $12,461,000 | 445 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $0 | 11,397 |
Other real estate owned | $0 | 11,432 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $5,764,000 | 1,428 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $187,002,000 | 2,485 |
Total liabilities | $172,221,000 | 2,444 |
Total deposits | $160,745,000 | 2,402 |
Interest-bearing deposits | $160,745,000 | 2,075 |
Deposits held in domestic offices | $160,745,000 | 2,393 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $500,000 | 3,198 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $9,350,000 | 1,392 |
Subordinated debt | $0 | 298 |
All other liabilities | $1,626,000 | 2,401 |
Total equity capital | $14,781,000 | 3,000 |
Total bank equity capital | $14,781,000 | 3,000 |
Perpetual preferred stock | $0 | 250 |
Common stock | $10,000 | 10,071 |
Surplus | $13,590,000 | 1,245 |
Undivided profits | $1,181,000 | 8,526 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $5,749,000 | 624 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $0 | 11,352 |
Earning assets | $180,466,000 | 2,384 |
Long-term assets (5+ years) | $0 | 9,965 |
Average Assets, year-to-date | $182,202,600 | 2,450 |
Average Assets, quarterly | $180,078,500 | 2,538 |
Volatile liabilities | $161,245,000 | 649 |
Insider loans | $0 | 10,271 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $135,034,000 | 550 |
Tier 1 (core) risk-based capital | $14,781,000 | 2,924 |
Tier 2 risk-based capital | $2,472,440 | 1,301 |
Total risk weighted assets | $187,806,340 | 1,530 |
Total unused commitments | $135,034,000 | 553 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 1 | 11,955 |
Assets and Liabilities | ||
Total Assets: | $189,884,000 | 2,473 |
Cash and due from depository institutions | $36,000 | 11,955 |
Interest-bearing balances | $0 | 6,853 |
Securities | $823,000 | 11,678 |
Federal funds sold & reverse repurchase agreements | $700,000 | 7,887 |
Net loans & leases | $182,716,000 | 1,573 |
Loan loss allowance | $10,244,000 | 552 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $0 | 11,921 |
Other real estate owned | $0 | 11,955 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $5,609,000 | 1,482 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $189,884,000 | 2,473 |
Total liabilities | $174,346,000 | 2,428 |
Total deposits | $158,097,000 | 2,469 |
Interest-bearing deposits | $158,097,000 | 2,153 |
Deposits held in domestic offices | $158,097,000 | 2,459 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $9,996,000 | 1,203 |
Subordinated debt | $0 | 337 |
All other liabilities | $6,253,000 | 884 |
Total equity capital | $15,538,000 | 2,874 |
Total bank equity capital | $15,538,000 | 2,874 |
Perpetual preferred stock | $0 | 288 |
Common stock | $10,000 | 10,536 |
Surplus | $13,590,000 | 1,240 |
Undivided profits | $1,938,000 | 7,591 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,700,000 | 981 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $0 | 11,856 |
Earning assets | $184,239,000 | 2,344 |
Long-term assets (5+ years) | $0 | 10,367 |
Average Assets, year-to-date | $151,409,600 | 2,907 |
Average Assets, quarterly | $186,899,500 | 2,472 |
Volatile liabilities | $158,097,000 | 636 |
Insider loans | $0 | 10,773 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $185,655,000 | 482 |
Tier 1 (core) risk-based capital | $15,538,000 | 2,764 |
Tier 2 risk-based capital | $2,486,480 | 1,305 |
Total risk weighted assets | $191,160,580 | 1,492 |
Total unused commitments | $185,655,000 | 485 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 1 | 12,592 |
Assets and Liabilities | ||
Total Assets: | $65,266,000 | 6,236 |
Cash and due from depository institutions | $200,000 | 12,592 |
Interest-bearing balances | $0 | 7,034 |
Securities | $463,000 | 12,429 |
Federal funds sold & reverse repurchase agreements | $1,015,000 | 5,436 |
Net loans & leases | $63,172,000 | 4,022 |
Loan loss allowance | $3,066,000 | 1,367 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $0 | 12,554 |
Other real estate owned | $0 | 12,592 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $416,000 | 10,238 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $65,266,000 | 6,236 |
Total liabilities | $58,202,000 | 6,312 |
Total deposits | $24,952,000 | 9,904 |
Interest-bearing deposits | $24,952,000 | 9,247 |
Deposits held in domestic offices | $24,952,000 | 9,899 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $32,673,000 | 689 |
Subordinated debt | $0 | 372 |
All other liabilities | $577,000 | 4,731 |
Total equity capital | $7,064,000 | 5,473 |
Total bank equity capital | $7,064,000 | 5,473 |
Perpetual preferred stock | $0 | 310 |
Common stock | $10,000 | 11,112 |
Surplus | $6,590,000 | 2,218 |
Undivided profits | $464,000 | 10,376 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $734,000 | 3,328 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $0 | 12,493 |
Earning assets | $64,650,000 | 5,883 |
Long-term assets (5+ years) | $0 | 10,888 |
Average Assets, year-to-date | $25,467,600 | 10,312 |
Average Assets, quarterly | $40,120,500 | 8,515 |
Volatile liabilities | $24,952,000 | 2,105 |
Insider loans | $0 | 11,229 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $179,477,000 | 472 |
Tier 1 (core) risk-based capital | $7,064,000 | 5,577 |
Tier 2 risk-based capital | $838,740 | 3,413 |
Total risk weighted assets | $64,872,240 | 3,952 |
Total unused commitments | $179,477,000 | 474 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 1 | 13,259 |
Assets and Liabilities | ||
Total Assets: | $17,648,000 | 11,979 |
Cash and due from depository institutions | $127,000 | 13,259 |
Interest-bearing balances | $0 | 7,655 |
Securities | $503,000 | 13,029 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $16,958,000 | 9,519 |
Loan loss allowance | $345,000 | 8,069 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $0 | 13,227 |
Other real estate owned | $0 | 13,259 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $60,000 | 13,233 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $17,648,000 | 11,979 |
Total liabilities | $15,957,000 | 11,972 |
Total deposits | $8,265,000 | 12,959 |
Interest-bearing deposits | $8,265,000 | 12,736 |
Deposits held in domestic offices | $8,265,000 | 12,959 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $7,530,000 | 1,233 |
Subordinated debt | $0 | 413 |
All other liabilities | $162,000 | 10,082 |
Total equity capital | $1,691,000 | 11,800 |
Total bank equity capital | $1,691,000 | 11,800 |
Perpetual preferred stock | $0 | 343 |
Common stock | $10,000 | 11,648 |
Surplus | $1,590,000 | 6,451 |
Undivided profits | $91,000 | 11,968 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $102,000 | 9,187 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $3,000 | 13,130 |
Earning assets | $17,461,000 | 11,698 |
Long-term assets (5+ years) | $0 | 11,403 |
Average Assets, year-to-date | $14,876,500 | 12,298 |
Average Assets, quarterly | $14,876,500 | 12,325 |
Volatile liabilities | $15,795,000 | 2,889 |
Insider loans | $0 | 11,728 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $69,660,000 | 778 |
Tier 1 (core) risk-based capital | $1,691,000 | 11,772 |
Tier 2 risk-based capital | $220,140 | 8,933 |
Total risk weighted assets | $17,486,040 | 9,768 |
Total unused commitments | $69,660,000 | 798 |
Derivatives | $0 | 714 |