Home > Jasper State Bank > Income and Expense
Jasper State Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 8,297 |
| Total interest expense | $341,000 | 8,085 |
| Net interest income | $701,000 | 8,338 |
| Provision for loan and lease losses | $-150,000 | 8,663 |
| Total noninterest income | $435,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $95,000 | 6,353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $340,000 | 4,084 |
| Total noninterest expense | $663,000 | 8,300 |
| Salaries and employee benefits | $348,000 | 8,363 |
| Premises and equipment expense | $114,000 | 7,703 |
| Additional noninterest expense | $201,000 | 8,221 |
| Pre-tax net operating income | $623,000 | 6,348 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $14,000 | 6,434 |
| Income before extraordinary items | $609,000 | 5,970 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $609,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,423 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $609,000 | 5,941 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $779,000 | 8,334 |
| Total interest expense | $254,000 | 8,081 |
| Net interest income | $525,000 | 8,381 |
| Provision for loan and lease losses | $-150,000 | 8,728 |
| Total noninterest income | $404,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 6,383 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $332,000 | 3,621 |
| Total noninterest expense | $512,000 | 8,263 |
| Salaries and employee benefits | $267,000 | 8,320 |
| Premises and equipment expense | $86,000 | 7,702 |
| Additional noninterest expense | $159,000 | 8,156 |
| Pre-tax net operating income | $567,000 | 6,145 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $555,000 | 5,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $555,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,335 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $555,000 | 5,609 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $508,000 | 8,365 |
| Total interest expense | $167,000 | 8,050 |
| Net interest income | $341,000 | 8,419 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $369,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $322,000 | 2,941 |
| Total noninterest expense | $343,000 | 8,256 |
| Salaries and employee benefits | $182,000 | 8,300 |
| Premises and equipment expense | $59,000 | 7,657 |
| Additional noninterest expense | $102,000 | 8,179 |
| Pre-tax net operating income | $367,000 | 6,180 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $357,000 | 5,733 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $357,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $357,000 | 5,692 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 8,447 |
| Total interest expense | $82,000 | 8,086 |
| Net interest income | $168,000 | 8,506 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $34,000 | 7,645 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $177,000 | 8,297 |
| Salaries and employee benefits | $92,000 | 8,370 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $58,000 | 8,095 |
| Pre-tax net operating income | $25,000 | 8,202 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $18,000 | 8,257 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $18,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $18,000 | 8,234 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 8,314 |
| Total interest expense | $330,000 | 7,955 |
| Net interest income | $772,000 | 8,337 |
| Provision for loan and lease losses | $-250,000 | 8,859 |
| Total noninterest income | $136,000 | 7,744 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $97,000 | 6,519 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,709 |
| Total noninterest expense | $800,000 | 8,154 |
| Salaries and employee benefits | $343,000 | 8,495 |
| Premises and equipment expense | $112,000 | 7,815 |
| Additional noninterest expense | $345,000 | 7,437 |
| Pre-tax net operating income | $358,000 | 7,246 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $358,000 | 6,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $358,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $42,000 | 5,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $358,000 | 6,925 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $844,000 | 8,331 |
| Total interest expense | $249,000 | 7,980 |
| Net interest income | $595,000 | 8,352 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $122,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $74,000 | 6,546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 7,110 |
| Total noninterest expense | $572,000 | 8,221 |
| Salaries and employee benefits | $256,000 | 8,486 |
| Premises and equipment expense | $84,000 | 7,812 |
| Additional noninterest expense | $232,000 | 7,648 |
| Pre-tax net operating income | $145,000 | 7,934 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $145,000 | 7,807 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $145,000 | 7,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,451 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $145,000 | 7,766 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $563,000 | 8,374 |
| Total interest expense | $167,000 | 8,048 |
| Net interest income | $396,000 | 8,397 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $85,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $47,000 | 6,635 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 6,883 |
| Total noninterest expense | $365,000 | 8,325 |
| Salaries and employee benefits | $164,000 | 8,592 |
| Premises and equipment expense | $58,000 | 7,798 |
| Additional noninterest expense | $143,000 | 7,815 |
| Pre-tax net operating income | $116,000 | 7,793 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $116,000 | 7,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 7,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $116,000 | 7,556 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 8,513 |
| Total interest expense | $87,000 | 8,051 |
| Net interest income | $171,000 | 8,589 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $179,000 | 8,387 |
| Salaries and employee benefits | $79,000 | 8,667 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $74,000 | 7,797 |
| Pre-tax net operating income | $28,000 | 8,212 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $28,000 | 8,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,813 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $28,000 | 8,124 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 8,413 |
| Total interest expense | $455,000 | 7,920 |
| Net interest income | $730,000 | 8,518 |
| Provision for loan and lease losses | $18,000 | 7,137 |
| Total noninterest income | $277,000 | 6,757 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $92,000 | 6,676 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $185,000 | 5,449 |
| Total noninterest expense | $830,000 | 8,217 |
| Salaries and employee benefits | $311,000 | 8,734 |
| Premises and equipment expense | $98,000 | 8,096 |
| Additional noninterest expense | $421,000 | 7,029 |
| Pre-tax net operating income | $159,000 | 7,971 |
| Securities gains (losses) | $-7,000 | 8,734 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $152,000 | 8,000 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $152,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,981 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $159,000 | 7,844 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $909,000 | 8,473 |
| Total interest expense | $365,000 | 7,932 |
| Net interest income | $544,000 | 8,594 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $243,000 | 6,482 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $70,000 | 6,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 5,056 |
| Total noninterest expense | $613,000 | 8,241 |
| Salaries and employee benefits | $233,000 | 8,742 |
| Premises and equipment expense | $73,000 | 8,123 |
| Additional noninterest expense | $307,000 | 7,076 |
| Pre-tax net operating income | $156,000 | 7,936 |
| Securities gains (losses) | $-7,000 | 8,911 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $149,000 | 7,906 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $149,000 | 7,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $156,000 | 7,709 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 8,509 |
| Total interest expense | $266,000 | 7,893 |
| Net interest income | $349,000 | 8,670 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $212,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $164,000 | 4,400 |
| Total noninterest expense | $413,000 | 8,243 |
| Salaries and employee benefits | $157,000 | 8,760 |
| Premises and equipment expense | $51,000 | 8,066 |
| Additional noninterest expense | $205,000 | 7,078 |
| Pre-tax net operating income | $136,000 | 7,716 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $135,000 | 7,607 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $135,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,834 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $136,000 | 7,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 8,557 |
| Total interest expense | $150,000 | 7,759 |
| Net interest income | $162,000 | 8,775 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $38,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $216,000 | 8,208 |
| Salaries and employee benefits | $80,000 | 8,774 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $113,000 | 6,807 |
| Pre-tax net operating income | $-22,000 | 8,819 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-22,000 | 8,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,000 | 8,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,858 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-22,000 | 8,781 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 9,050 |
| Total interest expense | $342,000 | 8,806 |
| Net interest income | $374,000 | 9,116 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $90,000 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $55,000 | 7,443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $484,000 | 9,012 |
| Salaries and employee benefits | $176,000 | 9,197 |
| Premises and equipment expense | $52,000 | 8,861 |
| Additional noninterest expense | $256,000 | 8,131 |
| Pre-tax net operating income | $-20,000 | 8,673 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-20,000 | 8,759 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-20,000 | 8,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-20,000 | 8,683 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 8,545 |
| Total interest expense | $848,000 | 8,336 |
| Net interest income | $836,000 | 8,605 |
| Provision for loan and lease losses | $119,000 | 5,325 |
| Total noninterest income | $242,000 | 6,930 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $156,000 | 5,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $86,000 | 6,743 |
| Total noninterest expense | $878,000 | 8,260 |
| Salaries and employee benefits | $495,000 | 8,206 |
| Premises and equipment expense | $113,000 | 8,103 |
| Additional noninterest expense | $270,000 | 8,073 |
| Pre-tax net operating income | $81,000 | 8,419 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $14,000 | 7,470 |
| Income before extraordinary items | $67,000 | 8,525 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $67,000 | 8,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $15,000 | 6,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $67,000 | 8,427 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 8,955 |
| Total interest expense | $737,000 | 8,779 |
| Net interest income | $769,000 | 8,973 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $145,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $730,000 | 8,749 |
| Salaries and employee benefits | $430,000 | 8,604 |
| Premises and equipment expense | $98,000 | 8,483 |
| Additional noninterest expense | $202,000 | 8,765 |
| Pre-tax net operating income | $74,000 | 8,893 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $14,000 | 7,972 |
| Income before extraordinary items | $60,000 | 8,925 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $60,000 | 8,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,092 |
| Cash dividends | $15,000 | 6,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $60,000 | 8,909 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 9,136 |
| Total interest expense | $668,000 | 9,017 |
| Net interest income | $781,000 | 9,102 |
| Provision for loan and lease losses | $157,000 | 4,154 |
| Total noninterest income | $160,000 | 7,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $735,000 | 8,928 |
| Salaries and employee benefits | $437,000 | 8,687 |
| Premises and equipment expense | $99,000 | 8,653 |
| Additional noninterest expense | $199,000 | 9,033 |
| Pre-tax net operating income | $49,000 | 9,240 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,000 | 8,624 |
| Income before extraordinary items | $45,000 | 9,266 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $45,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,633 |
| Cash dividends | $10,000 | 7,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $45,000 | 9,238 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 9,241 |
| Total interest expense | $736,000 | 9,100 |
| Net interest income | $802,000 | 9,244 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $138,000 | 8,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,037 |
| Total noninterest expense | $698,000 | 9,110 |
| Salaries and employee benefits | $401,000 | 8,960 |
| Premises and equipment expense | $93,000 | 8,867 |
| Additional noninterest expense | $204,000 | 9,077 |
| Pre-tax net operating income | $42,000 | 9,649 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $6,000 | 9,185 |
| Income before extraordinary items | $36,000 | 9,694 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $36,000 | 9,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,621 |
| Cash dividends | $20,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $36,000 | 9,633 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 9,704 |
| Total interest expense | $683,000 | 9,585 |
| Net interest income | $789,000 | 9,705 |
| Provision for loan and lease losses | $95,000 | 5,292 |
| Total noninterest income | $152,000 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,858 |
| Total noninterest expense | $626,000 | 9,641 |
| Salaries and employee benefits | $373,000 | 9,431 |
| Premises and equipment expense | $89,000 | 9,234 |
| Additional noninterest expense | $164,000 | 9,840 |
| Pre-tax net operating income | $220,000 | 9,464 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $67,000 | 8,963 |
| Income before extraordinary items | $152,000 | 9,560 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $152,000 | 9,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,315 |
| Cash dividends | $20,000 | 7,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $152,690 | 9,518 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 10,205 |
| Total interest expense | $677,000 | 10,037 |
| Net interest income | $757,000 | 10,232 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $181,000 | 8,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $552,000 | 10,390 |
| Salaries and employee benefits | $327,000 | 10,125 |
| Premises and equipment expense | $79,000 | 9,841 |
| Additional noninterest expense | $146,000 | 10,592 |
| Pre-tax net operating income | $291,000 | 9,196 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $85,000 | 9,017 |
| Income before extraordinary items | $189,000 | 9,400 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $189,000 | 9,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,632 |
| Cash dividends | $55,000 | 7,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $200,730 | 9,235 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 10,850 |
| Total interest expense | $620,000 | 10,603 |
| Net interest income | $674,000 | 10,916 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $118,000 | 9,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $515,000 | 10,953 |
| Salaries and employee benefits | $273,000 | 10,974 |
| Premises and equipment expense | $67,000 | 10,564 |
| Additional noninterest expense | $175,000 | 10,756 |
| Pre-tax net operating income | $237,000 | 10,206 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $70,000 | 9,795 |
| Income before extraordinary items | $159,000 | 10,379 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $159,000 | 10,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,247 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $164,520 | 10,298 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 11,445 |
| Total interest expense | $493,000 | 11,134 |
| Net interest income | $657,000 | 11,527 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $137,000 | 9,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $492,000 | 11,652 |
| Salaries and employee benefits | $242,000 | 11,736 |
| Premises and equipment expense | $64,000 | 11,169 |
| Additional noninterest expense | $186,000 | 11,325 |
| Pre-tax net operating income | $252,000 | 10,472 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $69,000 | 10,040 |
| Income before extraordinary items | $172,000 | 10,589 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $172,000 | 10,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $179,810 | 10,549 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 12,161 |
| Total interest expense | $452,000 | 11,931 |
| Net interest income | $606,000 | 12,199 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $126,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $464,000 | 12,339 |
| Salaries and employee benefits | $240,000 | 12,283 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $162,000 | 12,256 |
| Pre-tax net operating income | $218,000 | 10,885 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $71,000 | 10,446 |
| Income before extraordinary items | $151,000 | 11,190 |
| Extraordinary gains, net | $51,000 | 2,158 |
| Net income | $202,000 | 10,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $39,000 | 8,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $148,280 | 11,018 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 12,908 |
| Total interest expense | $508,000 | 12,729 |
| Net interest income | $555,000 | 12,892 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $421,000 | 13,062 |
| Salaries and employee benefits | $211,000 | 13,035 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $154,000 | 12,891 |
| Pre-tax net operating income | $209,000 | 10,992 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $88,000 | 10,227 |
| Income before extraordinary items | $132,000 | 11,516 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $132,000 | 11,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $35,000 | 8,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $124,960 | 11,305 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.