Home > Jasper Banking Company > Income and Expense
Jasper Banking Company, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 3,785 |
| Total interest expense | $1,239,000 | 1,897 |
| Net interest income | $1,936,000 | 4,589 |
| Provision for loan and lease losses | $2,656,000 | 506 |
| Total noninterest income | $-1,390,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $164,000 | 3,345 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,554,000 | 7,220 |
| Total noninterest expense | $3,135,000 | 2,953 |
| Salaries and employee benefits | $1,179,000 | 3,746 |
| Premises and equipment expense | $225,000 | 4,134 |
| Additional noninterest expense | $1,731,000 | 1,914 |
| Pre-tax net operating income | $-5,245,000 | 7,187 |
| Securities gains (losses) | $1,320,000 | 207 |
| Applicable income taxes | $1,436,000 | 666 |
| Income before extraordinary items | $-5,361,000 | 7,196 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,361,000 | 7,196 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,361,000 | 7,196 |
| Net charge-offs | $1,632,000 | 804 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-6,681,000 | 7,199 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 3,769 |
| Total interest expense | $668,000 | 1,833 |
| Net interest income | $962,000 | 4,645 |
| Provision for loan and lease losses | $1,806,000 | 388 |
| Total noninterest income | $-1,662,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $79,000 | 3,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-1,741,000 | 7,306 |
| Total noninterest expense | $1,385,000 | 3,266 |
| Salaries and employee benefits | $637,000 | 3,591 |
| Premises and equipment expense | $103,000 | 4,335 |
| Additional noninterest expense | $645,000 | 2,484 |
| Pre-tax net operating income | $-3,891,000 | 7,278 |
| Securities gains (losses) | $1,189,000 | 112 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-2,702,000 | 7,263 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,702,000 | 7,263 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-2,702,000 | 7,263 |
| Net charge-offs | $788,000 | 792 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-3,891,000 | 7,275 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,704,000 | 3,428 |
| Total interest expense | $3,030,000 | 1,940 |
| Net interest income | $4,674,000 | 4,093 |
| Provision for loan and lease losses | $1,808,000 | 1,672 |
| Total noninterest income | $-3,639,000 | 7,326 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $359,000 | 3,237 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-3,998,000 | 7,323 |
| Total noninterest expense | $6,362,000 | 2,904 |
| Salaries and employee benefits | $2,773,000 | 3,299 |
| Premises and equipment expense | $476,000 | 4,171 |
| Additional noninterest expense | $3,113,000 | 2,132 |
| Pre-tax net operating income | $-7,135,000 | 7,149 |
| Securities gains (losses) | $1,023,000 | 435 |
| Applicable income taxes | $2,558,000 | 651 |
| Income before extraordinary items | $-8,670,000 | 7,188 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,670,000 | 7,188 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,670,000 | 7,188 |
| Net charge-offs | $1,408,000 | 1,969 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-9,693,000 | 7,202 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,870,000 | 3,420 |
| Total interest expense | $2,339,000 | 1,960 |
| Net interest income | $3,531,000 | 4,090 |
| Provision for loan and lease losses | $1,471,000 | 1,528 |
| Total noninterest income | $-1,383,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $269,000 | 3,244 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,652,000 | 7,362 |
| Total noninterest expense | $4,879,000 | 2,854 |
| Salaries and employee benefits | $2,203,000 | 3,178 |
| Premises and equipment expense | $373,000 | 4,100 |
| Additional noninterest expense | $2,303,000 | 2,170 |
| Pre-tax net operating income | $-4,202,000 | 7,191 |
| Securities gains (losses) | $1,023,000 | 347 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-3,179,000 | 7,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,179,000 | 7,162 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,179,000 | 7,163 |
| Net charge-offs | $589,000 | 2,490 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-4,202,000 | 7,208 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 3,403 |
| Total interest expense | $1,618,000 | 1,968 |
| Net interest income | $2,368,000 | 4,082 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $-154,000 | 7,329 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $173,000 | 3,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-327,000 | 7,330 |
| Total noninterest expense | $3,141,000 | 2,979 |
| Salaries and employee benefits | $1,430,000 | 3,253 |
| Premises and equipment expense | $260,000 | 4,016 |
| Additional noninterest expense | $1,451,000 | 2,307 |
| Pre-tax net operating income | $-1,677,000 | 7,129 |
| Securities gains (losses) | $204,000 | 725 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,473,000 | 7,138 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,473,000 | 7,139 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,473,000 | 7,139 |
| Net charge-offs | $392,000 | 2,386 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,677,000 | 7,156 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 3,380 |
| Total interest expense | $844,000 | 1,960 |
| Net interest income | $1,178,000 | 4,094 |
| Provision for loan and lease losses | $950,000 | 895 |
| Total noninterest income | $140,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $88,000 | 3,243 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,604 |
| Total noninterest expense | $1,531,000 | 3,057 |
| Salaries and employee benefits | $746,000 | 3,166 |
| Premises and equipment expense | $130,000 | 4,058 |
| Additional noninterest expense | $655,000 | 2,532 |
| Pre-tax net operating income | $-1,163,000 | 7,303 |
| Securities gains (losses) | $76,000 | 621 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,087,000 | 7,308 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,087,000 | 7,308 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,087,000 | 7,309 |
| Net charge-offs | $390,000 | 1,544 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,163,000 | 7,320 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 3,047 |
| Total interest expense | $4,612,000 | 1,768 |
| Net interest income | $5,035,000 | 3,945 |
| Provision for loan and lease losses | $3,838,000 | 1,373 |
| Total noninterest income | $-2,120,000 | 7,600 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $440,000 | 2,895 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,560,000 | 7,582 |
| Total noninterest expense | $5,938,000 | 3,135 |
| Salaries and employee benefits | $2,891,000 | 3,214 |
| Premises and equipment expense | $518,000 | 4,084 |
| Additional noninterest expense | $2,529,000 | 2,663 |
| Pre-tax net operating income | $-6,861,000 | 7,223 |
| Securities gains (losses) | $690,000 | 673 |
| Applicable income taxes | $-3,092,000 | 7,530 |
| Income before extraordinary items | $-3,079,000 | 7,011 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,079,000 | 7,011 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,079,000 | 7,012 |
| Net charge-offs | $4,159,000 | 1,177 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,520,600 | 7,037 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,774,000 | 2,927 |
| Total interest expense | $3,658,000 | 1,749 |
| Net interest income | $4,116,000 | 3,756 |
| Provision for loan and lease losses | $1,249,000 | 2,227 |
| Total noninterest income | $575,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $335,000 | 2,932 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $240,000 | 3,894 |
| Total noninterest expense | $4,311,000 | 3,223 |
| Salaries and employee benefits | $2,232,000 | 3,160 |
| Premises and equipment expense | $405,000 | 4,066 |
| Additional noninterest expense | $1,674,000 | 2,911 |
| Pre-tax net operating income | $-869,000 | 6,736 |
| Securities gains (losses) | $690,000 | 567 |
| Applicable income taxes | $154,000 | 2,774 |
| Income before extraordinary items | $-333,000 | 6,558 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-333,000 | 6,558 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-333,000 | 6,558 |
| Net charge-offs | $1,262,000 | 1,946 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,023,000 | 6,868 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 2,871 |
| Total interest expense | $2,533,000 | 1,752 |
| Net interest income | $2,812,000 | 3,696 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $344,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $228,000 | 2,897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $116,000 | 4,389 |
| Total noninterest expense | $2,773,000 | 3,315 |
| Salaries and employee benefits | $1,419,000 | 3,299 |
| Premises and equipment expense | $263,000 | 4,150 |
| Additional noninterest expense | $1,091,000 | 2,972 |
| Pre-tax net operating income | $83,000 | 5,607 |
| Securities gains (losses) | $292,000 | 730 |
| Applicable income taxes | $150,000 | 2,405 |
| Income before extraordinary items | $225,000 | 4,729 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $225,000 | 4,729 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $225,000 | 4,729 |
| Net charge-offs | $279,000 | 3,136 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $38,120 | 5,883 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 2,651 |
| Total interest expense | $1,336,000 | 1,762 |
| Net interest income | $1,646,000 | 3,292 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $130,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $114,000 | 2,889 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $1,386,000 | 3,356 |
| Salaries and employee benefits | $730,000 | 3,273 |
| Premises and equipment expense | $138,000 | 4,104 |
| Additional noninterest expense | $518,000 | 3,072 |
| Pre-tax net operating income | $390,000 | 2,881 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $125,000 | 1,902 |
| Income before extraordinary items | $265,000 | 3,374 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $265,000 | 3,372 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $265,000 | 3,374 |
| Net charge-offs | $131,000 | 2,869 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $265,000 | 3,252 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,910,000 | 2,774 |
| Total interest expense | $6,521,000 | 1,787 |
| Net interest income | $5,389,000 | 3,759 |
| Provision for loan and lease losses | $2,852,000 | 2,044 |
| Total noninterest income | $-156,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $457,000 | 3,067 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-613,000 | 7,825 |
| Total noninterest expense | $6,033,000 | 3,165 |
| Salaries and employee benefits | $3,570,000 | 2,735 |
| Premises and equipment expense | $484,000 | 4,464 |
| Additional noninterest expense | $1,979,000 | 3,345 |
| Pre-tax net operating income | $-3,652,000 | 7,008 |
| Securities gains (losses) | $295,000 | 1,258 |
| Applicable income taxes | $-1,040,000 | 7,297 |
| Income before extraordinary items | $-2,317,000 | 6,840 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,317,000 | 6,837 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,317,000 | 6,838 |
| Net charge-offs | $1,328,000 | 2,521 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,520,550 | 6,897 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,296,000 | 2,698 |
| Total interest expense | $5,029,000 | 1,819 |
| Net interest income | $4,267,000 | 3,623 |
| Provision for loan and lease losses | $1,000,000 | 2,773 |
| Total noninterest income | $307,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $338,000 | 3,105 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-31,000 | 7,726 |
| Total noninterest expense | $4,228,000 | 3,350 |
| Salaries and employee benefits | $2,507,000 | 2,941 |
| Premises and equipment expense | $348,000 | 4,625 |
| Additional noninterest expense | $1,373,000 | 3,506 |
| Pre-tax net operating income | $-654,000 | 6,447 |
| Securities gains (losses) | $81,000 | 1,972 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-573,000 | 6,484 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-573,000 | 6,485 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-573,000 | 6,484 |
| Net charge-offs | $303,000 | 3,692 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-654,000 | 6,532 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 2,734 |
| Total interest expense | $3,398,000 | 1,881 |
| Net interest income | $2,798,000 | 3,652 |
| Provision for loan and lease losses | $1,000,000 | 2,058 |
| Total noninterest income | $398,000 | 3,856 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $217,000 | 3,158 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $181,000 | 3,802 |
| Total noninterest expense | $2,844,000 | 3,357 |
| Salaries and employee benefits | $1,623,000 | 3,042 |
| Premises and equipment expense | $221,000 | 4,799 |
| Additional noninterest expense | $1,000,000 | 3,294 |
| Pre-tax net operating income | $-648,000 | 6,761 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-648,000 | 6,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-648,000 | 6,898 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-648,000 | 6,898 |
| Net charge-offs | $44,000 | 5,034 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-648,000 | 6,884 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 2,818 |
| Total interest expense | $1,707,000 | 1,936 |
| Net interest income | $1,341,000 | 3,753 |
| Provision for loan and lease losses | $1,000,000 | 1,178 |
| Total noninterest income | $216,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $108,000 | 3,120 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $108,000 | 3,540 |
| Total noninterest expense | $1,261,000 | 3,628 |
| Salaries and employee benefits | $722,000 | 3,379 |
| Premises and equipment expense | $108,000 | 4,900 |
| Additional noninterest expense | $431,000 | 3,373 |
| Pre-tax net operating income | $-704,000 | 7,486 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-704,000 | 7,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-704,000 | 7,587 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-704,000 | 7,587 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-704,000 | 7,573 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,680,000 | 2,516 |
| Total interest expense | $8,465,000 | 1,865 |
| Net interest income | $6,215,000 | 3,376 |
| Provision for loan and lease losses | $1,010,000 | 2,693 |
| Total noninterest income | $633,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $471,000 | 3,144 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $162,000 | 5,178 |
| Total noninterest expense | $6,037,000 | 3,059 |
| Salaries and employee benefits | $3,859,000 | 2,589 |
| Premises and equipment expense | $523,000 | 4,339 |
| Additional noninterest expense | $1,655,000 | 3,370 |
| Pre-tax net operating income | $-199,000 | 6,553 |
| Securities gains (losses) | $49,000 | 1,613 |
| Applicable income taxes | $-261,000 | 7,288 |
| Income before extraordinary items | $111,000 | 5,819 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $111,000 | 5,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,042,000 | 1,910 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $79,640 | 6,082 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,323,000 | 2,502 |
| Total interest expense | $6,590,000 | 1,879 |
| Net interest income | $4,733,000 | 3,357 |
| Provision for loan and lease losses | $200,000 | 4,198 |
| Total noninterest income | $506,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $355,000 | 3,155 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $151,000 | 4,942 |
| Total noninterest expense | $4,531,000 | 3,033 |
| Salaries and employee benefits | $2,909,000 | 2,610 |
| Premises and equipment expense | $393,000 | 4,358 |
| Additional noninterest expense | $1,229,000 | 3,324 |
| Pre-tax net operating income | $508,000 | 4,916 |
| Securities gains (losses) | $43,000 | 1,518 |
| Applicable income taxes | $127,000 | 3,382 |
| Income before extraordinary items | $424,000 | 4,703 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $424,000 | 4,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,540 |
| Cash dividends | $750,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $390,890 | 4,991 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,752,000 | 2,487 |
| Total interest expense | $4,568,000 | 1,890 |
| Net interest income | $3,184,000 | 3,331 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $438,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $235,000 | 3,147 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $203,000 | 3,732 |
| Total noninterest expense | $3,025,000 | 3,031 |
| Salaries and employee benefits | $1,968,000 | 2,609 |
| Premises and equipment expense | $259,000 | 4,415 |
| Additional noninterest expense | $798,000 | 3,369 |
| Pre-tax net operating income | $537,000 | 4,256 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $144,000 | 3,067 |
| Income before extraordinary items | $435,000 | 4,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $435,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,081 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $403,500 | 4,401 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,000,000 | 2,472 |
| Total interest expense | $2,421,000 | 1,915 |
| Net interest income | $1,579,000 | 3,365 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $215,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $116,000 | 3,123 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $99,000 | 3,788 |
| Total noninterest expense | $1,341,000 | 3,390 |
| Salaries and employee benefits | $875,000 | 2,911 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $349,000 | 3,682 |
| Pre-tax net operating income | $417,000 | 3,455 |
| Securities gains (losses) | $43,000 | 1,162 |
| Applicable income taxes | $128,000 | 2,511 |
| Income before extraordinary items | $332,000 | 3,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $332,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $301,040 | 3,711 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,169,000 | 2,400 |
| Total interest expense | $9,585,000 | 2,005 |
| Net interest income | $7,584,000 | 2,881 |
| Provision for loan and lease losses | $225,000 | 3,682 |
| Total noninterest income | $844,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $519,000 | 2,968 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $325,000 | 4,104 |
| Total noninterest expense | $5,918,000 | 2,997 |
| Salaries and employee benefits | $3,770,000 | 2,631 |
| Premises and equipment expense | $442,000 | 4,727 |
| Additional noninterest expense | $1,706,000 | 3,073 |
| Pre-tax net operating income | $2,285,000 | 3,028 |
| Securities gains (losses) | $-5,000 | 7,390 |
| Applicable income taxes | $720,000 | 2,264 |
| Income before extraordinary items | $1,560,000 | 3,354 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,560,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,852 |
| Cash dividends | $800,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,563,400 | 3,336 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,851,000 | 2,409 |
| Total interest expense | $7,097,000 | 2,022 |
| Net interest income | $5,754,000 | 2,842 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $704,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $389,000 | 2,968 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $315,000 | 3,644 |
| Total noninterest expense | $4,223,000 | 3,095 |
| Salaries and employee benefits | $2,701,000 | 2,723 |
| Premises and equipment expense | $311,000 | 4,903 |
| Additional noninterest expense | $1,211,000 | 3,167 |
| Pre-tax net operating income | $2,010,000 | 2,816 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $590,000 | 2,316 |
| Income before extraordinary items | $1,421,000 | 3,093 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,421,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,850 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,420,290 | 3,076 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,482,000 | 2,448 |
| Total interest expense | $4,654,000 | 2,055 |
| Net interest income | $3,828,000 | 2,869 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $464,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $252,000 | 3,019 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $212,000 | 3,667 |
| Total noninterest expense | $2,756,000 | 3,187 |
| Salaries and employee benefits | $1,786,000 | 2,777 |
| Premises and equipment expense | $208,000 | 4,900 |
| Additional noninterest expense | $762,000 | 3,328 |
| Pre-tax net operating income | $1,386,000 | 2,815 |
| Securities gains (losses) | $10,000 | 866 |
| Applicable income taxes | $411,000 | 2,340 |
| Income before extraordinary items | $985,000 | 3,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $985,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,221 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $977,900 | 3,071 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 2,458 |
| Total interest expense | $2,304,000 | 2,068 |
| Net interest income | $1,892,000 | 2,896 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $235,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $123,000 | 3,011 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $112,000 | 3,558 |
| Total noninterest expense | $1,243,000 | 3,467 |
| Salaries and employee benefits | $792,000 | 3,116 |
| Premises and equipment expense | $108,000 | 4,816 |
| Additional noninterest expense | $343,000 | 3,586 |
| Pre-tax net operating income | $809,000 | 2,545 |
| Securities gains (losses) | $10,000 | 691 |
| Applicable income taxes | $208,000 | 2,349 |
| Income before extraordinary items | $611,000 | 2,591 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $611,000 | 2,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,364 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $603,500 | 2,597 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,926,000 | 2,558 |
| Total interest expense | $7,591,000 | 2,137 |
| Net interest income | $7,335,000 | 2,985 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $1,076,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $541,000 | 2,903 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $535,000 | 3,225 |
| Total noninterest expense | $5,513,000 | 3,080 |
| Salaries and employee benefits | $3,389,000 | 2,807 |
| Premises and equipment expense | $447,000 | 4,590 |
| Additional noninterest expense | $1,677,000 | 3,002 |
| Pre-tax net operating income | $2,298,000 | 3,337 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $616,000 | 2,855 |
| Income before extraordinary items | $1,682,000 | 3,505 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,682,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,040 |
| Cash dividends | $800,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,682,000 | 3,488 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,930,000 | 2,606 |
| Total interest expense | $5,427,000 | 2,175 |
| Net interest income | $5,503,000 | 3,011 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $771,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $414,000 | 2,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $357,000 | 3,398 |
| Total noninterest expense | $3,965,000 | 3,195 |
| Salaries and employee benefits | $2,478,000 | 2,868 |
| Premises and equipment expense | $335,000 | 4,586 |
| Additional noninterest expense | $1,152,000 | 3,235 |
| Pre-tax net operating income | $1,859,000 | 3,271 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $517,000 | 2,821 |
| Income before extraordinary items | $1,342,000 | 3,447 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,342,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 793 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,342,000 | 3,442 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,088,000 | 2,631 |
| Total interest expense | $3,440,000 | 2,167 |
| Net interest income | $3,648,000 | 3,033 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $445,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $272,000 | 2,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,029 |
| Total noninterest expense | $2,674,000 | 3,165 |
| Salaries and employee benefits | $1,666,000 | 2,847 |
| Premises and equipment expense | $222,000 | 4,617 |
| Additional noninterest expense | $786,000 | 3,182 |
| Pre-tax net operating income | $1,119,000 | 3,518 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $247,000 | 3,320 |
| Income before extraordinary items | $872,000 | 3,530 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $872,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 557 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $872,000 | 3,519 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 2,666 |
| Total interest expense | $1,604,000 | 2,195 |
| Net interest income | $1,803,000 | 3,051 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $230,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 2,821 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,822 |
| Total noninterest expense | $1,255,000 | 3,352 |
| Salaries and employee benefits | $738,000 | 3,192 |
| Premises and equipment expense | $113,000 | 4,590 |
| Additional noninterest expense | $404,000 | 3,083 |
| Pre-tax net operating income | $628,000 | 3,211 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $227,000 | 2,423 |
| Income before extraordinary items | $401,000 | 3,711 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $401,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $401,000 | 3,693 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,092,000 | 2,517 |
| Total interest expense | $5,198,000 | 2,122 |
| Net interest income | $7,894,000 | 2,734 |
| Provision for loan and lease losses | $600,000 | 1,622 |
| Total noninterest income | $1,230,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $557,000 | 2,823 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $673,000 | 2,844 |
| Total noninterest expense | $5,556,000 | 2,953 |
| Salaries and employee benefits | $3,443,000 | 2,640 |
| Premises and equipment expense | $558,000 | 3,871 |
| Additional noninterest expense | $1,555,000 | 3,135 |
| Pre-tax net operating income | $2,968,000 | 2,780 |
| Securities gains (losses) | $-113,000 | 8,459 |
| Applicable income taxes | $929,000 | 2,353 |
| Income before extraordinary items | $1,926,000 | 3,185 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,926,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,880 |
| Cash dividends | $1,401,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,001,710 | 3,057 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,736,000 | 2,484 |
| Total interest expense | $3,738,000 | 2,101 |
| Net interest income | $5,998,000 | 2,678 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $1,011,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $422,000 | 2,798 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $589,000 | 2,579 |
| Total noninterest expense | $4,073,000 | 2,972 |
| Salaries and employee benefits | $2,530,000 | 2,642 |
| Premises and equipment expense | $412,000 | 3,888 |
| Additional noninterest expense | $1,131,000 | 3,175 |
| Pre-tax net operating income | $2,486,000 | 2,578 |
| Securities gains (losses) | $-113,000 | 8,645 |
| Applicable income taxes | $795,000 | 2,212 |
| Income before extraordinary items | $1,578,000 | 3,013 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,578,000 | 3,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 1,589 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,652,580 | 2,861 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,380,000 | 2,466 |
| Total interest expense | $2,393,000 | 2,069 |
| Net interest income | $3,987,000 | 2,659 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $393,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $275,000 | 2,791 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $118,000 | 4,849 |
| Total noninterest expense | $2,703,000 | 2,978 |
| Salaries and employee benefits | $1,714,000 | 2,591 |
| Premises and equipment expense | $276,000 | 3,862 |
| Additional noninterest expense | $713,000 | 3,322 |
| Pre-tax net operating income | $1,377,000 | 2,938 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $520,000 | 2,220 |
| Income before extraordinary items | $857,000 | 3,467 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $857,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,544 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $857,000 | 3,421 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 2,463 |
| Total interest expense | $1,143,000 | 2,066 |
| Net interest income | $1,992,000 | 2,650 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $199,000 | 3,990 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $135,000 | 2,769 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,644 |
| Total noninterest expense | $1,289,000 | 3,115 |
| Salaries and employee benefits | $811,000 | 2,743 |
| Premises and equipment expense | $130,000 | 4,075 |
| Additional noninterest expense | $348,000 | 3,377 |
| Pre-tax net operating income | $752,000 | 2,697 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $238,000 | 2,337 |
| Income before extraordinary items | $514,000 | 2,990 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $514,000 | 2,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,785 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $514,000 | 2,947 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,086,000 | 2,377 |
| Total interest expense | $4,513,000 | 1,801 |
| Net interest income | $7,573,000 | 2,672 |
| Provision for loan and lease losses | $600,000 | 1,645 |
| Total noninterest income | $811,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $540,000 | 2,971 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $271,000 | 4,464 |
| Total noninterest expense | $5,343,000 | 2,930 |
| Salaries and employee benefits | $3,339,000 | 2,585 |
| Premises and equipment expense | $526,000 | 3,928 |
| Additional noninterest expense | $1,478,000 | 3,160 |
| Pre-tax net operating income | $2,441,000 | 3,069 |
| Securities gains (losses) | $40,000 | 1,907 |
| Applicable income taxes | $877,000 | 2,374 |
| Income before extraordinary items | $1,604,000 | 3,460 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,604,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 1,015 |
| Cash dividends | $360,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,578,000 | 3,432 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,931,000 | 2,378 |
| Total interest expense | $3,393,000 | 1,767 |
| Net interest income | $5,538,000 | 2,711 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $654,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $401,000 | 3,007 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $253,000 | 4,046 |
| Total noninterest expense | $4,009,000 | 2,905 |
| Salaries and employee benefits | $2,494,000 | 2,577 |
| Premises and equipment expense | $384,000 | 3,991 |
| Additional noninterest expense | $1,131,000 | 3,098 |
| Pre-tax net operating income | $1,733,000 | 3,238 |
| Securities gains (losses) | $46,000 | 1,731 |
| Applicable income taxes | $570,000 | 2,666 |
| Income before extraordinary items | $1,209,000 | 3,527 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,209,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 947 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,177,720 | 3,518 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,964,000 | 2,367 |
| Total interest expense | $2,294,000 | 1,733 |
| Net interest income | $3,670,000 | 2,708 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $494,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $263,000 | 3,018 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $231,000 | 3,461 |
| Total noninterest expense | $2,665,000 | 2,924 |
| Salaries and employee benefits | $1,572,000 | 2,718 |
| Premises and equipment expense | $243,000 | 4,159 |
| Additional noninterest expense | $850,000 | 2,769 |
| Pre-tax net operating income | $1,199,000 | 3,111 |
| Securities gains (losses) | $73,000 | 1,220 |
| Applicable income taxes | $481,000 | 2,269 |
| Income before extraordinary items | $791,000 | 3,550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $791,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 978 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $744,280 | 3,627 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 2,347 |
| Total interest expense | $1,207,000 | 1,668 |
| Net interest income | $1,799,000 | 2,762 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $286,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $127,000 | 3,037 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $159,000 | 2,839 |
| Total noninterest expense | $1,328,000 | 2,926 |
| Salaries and employee benefits | $773,000 | 2,778 |
| Premises and equipment expense | $128,000 | 4,030 |
| Additional noninterest expense | $427,000 | 2,726 |
| Pre-tax net operating income | $607,000 | 3,055 |
| Securities gains (losses) | $65,000 | 1,051 |
| Applicable income taxes | $206,000 | 2,530 |
| Income before extraordinary items | $466,000 | 3,113 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $466,000 | 3,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,934 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $421,150 | 3,252 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,694,000 | 2,269 |
| Total interest expense | $5,766,000 | 1,547 |
| Net interest income | $6,928,000 | 2,777 |
| Provision for loan and lease losses | $600,000 | 1,837 |
| Total noninterest income | $907,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $529,000 | 2,962 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $378,000 | 4,080 |
| Total noninterest expense | $5,219,000 | 2,949 |
| Salaries and employee benefits | $3,225,000 | 2,608 |
| Premises and equipment expense | $512,000 | 3,992 |
| Additional noninterest expense | $1,482,000 | 3,118 |
| Pre-tax net operating income | $2,016,000 | 3,381 |
| Securities gains (losses) | $26,000 | 3,046 |
| Applicable income taxes | $655,000 | 2,907 |
| Income before extraordinary items | $1,387,000 | 3,753 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,387,000 | 3,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 2,047 |
| Cash dividends | $345,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,369,320 | 3,637 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,622,000 | 2,267 |
| Total interest expense | $4,438,000 | 1,569 |
| Net interest income | $5,184,000 | 2,807 |
| Provision for loan and lease losses | $350,000 | 2,253 |
| Total noninterest income | $662,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $392,000 | 2,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $270,000 | 4,233 |
| Total noninterest expense | $3,876,000 | 2,974 |
| Salaries and employee benefits | $2,443,000 | 2,582 |
| Premises and equipment expense | $288,000 | 4,857 |
| Additional noninterest expense | $1,145,000 | 3,024 |
| Pre-tax net operating income | $1,620,000 | 3,350 |
| Securities gains (losses) | $26,000 | 2,803 |
| Applicable income taxes | $507,000 | 2,996 |
| Income before extraordinary items | $1,139,000 | 3,641 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,139,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,781 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,121,060 | 3,516 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,547,000 | 2,230 |
| Total interest expense | $3,020,000 | 1,593 |
| Net interest income | $3,527,000 | 2,751 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $446,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $258,000 | 2,987 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $188,000 | 4,146 |
| Total noninterest expense | $2,568,000 | 2,982 |
| Salaries and employee benefits | $1,617,000 | 2,597 |
| Premises and equipment expense | $235,000 | 4,252 |
| Additional noninterest expense | $716,000 | 3,168 |
| Pre-tax net operating income | $1,205,000 | 3,073 |
| Securities gains (losses) | $11,000 | 2,898 |
| Applicable income taxes | $373,000 | 2,826 |
| Income before extraordinary items | $843,000 | 3,360 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $843,000 | 3,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $835,410 | 3,216 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 2,236 |
| Total interest expense | $1,525,000 | 1,623 |
| Net interest income | $1,764,000 | 2,748 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $216,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $130,000 | 2,900 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,000 | 4,205 |
| Total noninterest expense | $1,300,000 | 2,945 |
| Salaries and employee benefits | $833,000 | 2,529 |
| Premises and equipment expense | $99,000 | 4,734 |
| Additional noninterest expense | $368,000 | 3,059 |
| Pre-tax net operating income | $590,000 | 3,124 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $103,000 | 3,881 |
| Income before extraordinary items | $487,000 | 3,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $487,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,858 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $487,000 | 2,864 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,551,000 | 2,273 |
| Total interest expense | $7,230,000 | 1,564 |
| Net interest income | $6,321,000 | 3,004 |
| Provision for loan and lease losses | $600,000 | 2,054 |
| Total noninterest income | $838,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $513,000 | 2,913 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 4,081 |
| Total noninterest expense | $4,617,000 | 3,151 |
| Salaries and employee benefits | $2,815,000 | 2,796 |
| Premises and equipment expense | $459,000 | 4,215 |
| Additional noninterest expense | $1,343,000 | 3,270 |
| Pre-tax net operating income | $1,942,000 | 3,498 |
| Securities gains (losses) | $108,000 | 1,668 |
| Applicable income taxes | $648,000 | 2,989 |
| Income before extraordinary items | $1,402,000 | 3,679 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,402,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,788 |
| Cash dividends | $256,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,328,560 | 3,727 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,371,000 | 2,385 |
| Total interest expense | $9,303,000 | 1,747 |
| Net interest income | $5,068,000 | 3,399 |
| Provision for loan and lease losses | $627,000 | 1,835 |
| Total noninterest income | $874,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $497,000 | 2,851 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $377,000 | 3,660 |
| Total noninterest expense | $4,344,000 | 3,187 |
| Salaries and employee benefits | $2,693,000 | 2,764 |
| Premises and equipment expense | $518,000 | 3,760 |
| Additional noninterest expense | $1,133,000 | 3,682 |
| Pre-tax net operating income | $971,000 | 4,975 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $274,000 | 4,453 |
| Income before extraordinary items | $697,000 | 5,242 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $697,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $782,000 | 1,117 |
| Cash dividends | $584,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $697,000 | 5,126 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,329,000 | 2,609 |
| Total interest expense | $7,290,000 | 2,320 |
| Net interest income | $6,039,000 | 2,921 |
| Provision for loan and lease losses | $480,000 | 1,938 |
| Total noninterest income | $916,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $498,000 | 2,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $418,000 | 3,239 |
| Total noninterest expense | $4,196,000 | 3,202 |
| Salaries and employee benefits | $2,401,000 | 2,945 |
| Premises and equipment expense | $462,000 | 4,041 |
| Additional noninterest expense | $1,333,000 | 3,105 |
| Pre-tax net operating income | $2,279,000 | 3,005 |
| Securities gains (losses) | $-13,000 | 8,489 |
| Applicable income taxes | $670,000 | 2,887 |
| Income before extraordinary items | $1,596,000 | 3,095 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,596,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 941 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,605,100 | 3,074 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,192,000 | 2,667 |
| Total interest expense | $6,686,000 | 2,204 |
| Net interest income | $5,506,000 | 3,154 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $922,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $459,000 | 2,839 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $463,000 | 3,104 |
| Total noninterest expense | $4,122,000 | 3,227 |
| Salaries and employee benefits | $2,212,000 | 3,130 |
| Premises and equipment expense | $470,000 | 3,989 |
| Additional noninterest expense | $1,440,000 | 2,958 |
| Pre-tax net operating income | $2,126,000 | 3,184 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $726,000 | 2,833 |
| Income before extraordinary items | $1,400,000 | 3,420 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,400,000 | 3,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,400,000 | 3,386 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,724,000 | 2,758 |
| Total interest expense | $6,228,000 | 2,424 |
| Net interest income | $5,496,000 | 3,122 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $943,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $452,000 | 2,802 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $491,000 | 3,014 |
| Total noninterest expense | $3,865,000 | 3,316 |
| Salaries and employee benefits | $2,275,000 | 2,963 |
| Premises and equipment expense | $515,000 | 3,605 |
| Additional noninterest expense | $1,075,000 | 3,707 |
| Pre-tax net operating income | $2,394,000 | 2,891 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $830,000 | 2,656 |
| Income before extraordinary items | $1,564,000 | 3,150 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,564,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $720,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,564,000 | 3,060 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,029,000 | 2,957 |
| Total interest expense | $5,624,000 | 2,654 |
| Net interest income | $5,405,000 | 3,237 |
| Provision for loan and lease losses | $215,000 | 3,285 |
| Total noninterest income | $737,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $445,000 | 2,926 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $292,000 | 3,994 |
| Total noninterest expense | $3,501,000 | 3,609 |
| Salaries and employee benefits | $2,041,000 | 3,245 |
| Premises and equipment expense | $508,000 | 3,653 |
| Additional noninterest expense | $952,000 | 4,084 |
| Pre-tax net operating income | $2,426,000 | 2,987 |
| Securities gains (losses) | $-95,000 | 10,758 |
| Applicable income taxes | $752,000 | 3,069 |
| Income before extraordinary items | $1,579,000 | 3,210 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,579,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,842 |
| Cash dividends | $2,156,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,643,600 | 3,027 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,974,000 | 3,284 |
| Total interest expense | $5,087,000 | 2,953 |
| Net interest income | $4,887,000 | 3,604 |
| Provision for loan and lease losses | $215,000 | 3,255 |
| Total noninterest income | $657,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $445,000 | 3,043 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $212,000 | 5,014 |
| Total noninterest expense | $3,266,000 | 4,032 |
| Salaries and employee benefits | $1,924,000 | 3,460 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $862,000 | 4,908 |
| Pre-tax net operating income | $2,063,000 | 3,338 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $615,000 | 3,513 |
| Income before extraordinary items | $1,448,000 | 3,310 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,448,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $492,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,448,000 | 3,273 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,291,000 | 3,512 |
| Total interest expense | $4,372,000 | 3,405 |
| Net interest income | $4,919,000 | 3,596 |
| Provision for loan and lease losses | $215,000 | 2,872 |
| Total noninterest income | $610,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $425,000 | 3,162 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $185,000 | 5,343 |
| Total noninterest expense | $3,208,000 | 4,053 |
| Salaries and employee benefits | $1,870,000 | 3,524 |
| Premises and equipment expense | $407,000 | 4,478 |
| Additional noninterest expense | $931,000 | 4,623 |
| Pre-tax net operating income | $2,106,000 | 3,333 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $665,000 | 3,384 |
| Income before extraordinary items | $1,441,000 | 3,365 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,441,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,068 |
| Cash dividends | $392,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,441,000 | 3,333 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,893,000 | 3,796 |
| Total interest expense | $3,394,000 | 3,542 |
| Net interest income | $4,499,000 | 3,919 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $539,000 | 5,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $3,110,000 | 4,279 |
| Salaries and employee benefits | $1,752,000 | 3,722 |
| Premises and equipment expense | $392,000 | 4,663 |
| Additional noninterest expense | $966,000 | 4,849 |
| Pre-tax net operating income | $1,628,000 | 4,109 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $506,000 | 4,017 |
| Income before extraordinary items | $1,122,000 | 4,109 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,122,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,994 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,122,000 | 4,140 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,502,000 | 4,042 |
| Total interest expense | $3,393,000 | 3,699 |
| Net interest income | $4,109,000 | 4,296 |
| Provision for loan and lease losses | $217,000 | 3,735 |
| Total noninterest income | $632,000 | 4,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $3,096,000 | 4,389 |
| Salaries and employee benefits | $1,638,000 | 3,943 |
| Premises and equipment expense | $395,000 | 4,769 |
| Additional noninterest expense | $1,063,000 | 4,673 |
| Pre-tax net operating income | $1,428,000 | 4,514 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $445,000 | 4,621 |
| Income before extraordinary items | $983,000 | 4,768 |
| Extraordinary gains, net | $104,000 | 1,528 |
| Net income | $1,087,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 4,097 |
| Cash dividends | $141,000 | 6,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $983,000 | 4,520 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,936,000 | 4,317 |
| Total interest expense | $4,172,000 | 3,923 |
| Net interest income | $3,764,000 | 4,710 |
| Provision for loan and lease losses | $480,000 | 3,089 |
| Total noninterest income | $637,000 | 4,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 5,312 |
| Total noninterest expense | $3,048,000 | 4,463 |
| Salaries and employee benefits | $1,611,000 | 3,970 |
| Premises and equipment expense | $364,000 | 5,189 |
| Additional noninterest expense | $1,073,000 | 4,775 |
| Pre-tax net operating income | $873,000 | 6,231 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $331,000 | 5,563 |
| Income before extraordinary items | $542,000 | 6,978 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $542,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 3,828 |
| Cash dividends | $102,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $542,000 | 6,618 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.