Home > James River Bank/Colonial > Assets and Liabilities
James River Bank/Colonial, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $41,582,000 | 7,547 |
| Cash and due from depository institutions | $2,111,000 | 5,778 |
| Interest-bearing balances | $623,000 | 2,906 |
| Securities | $9,417,000 | 7,252 |
| Federal funds sold & reverse repurchase agreements | $26,000 | 6,747 |
| Net loans & leases | $27,836,000 | 7,023 |
| Loan loss allowance | $395,000 | 6,487 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,581,000 | 4,689 |
| Other real estate owned | $159,000 | 5,778 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $452,000 | 8,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,582,000 | 7,547 |
| Total liabilities | $38,154,000 | 7,438 |
| Total deposits | $37,809,000 | 7,264 |
| Interest-bearing deposits | $29,067,000 | 7,612 |
| Deposits held in domestic offices | $37,809,000 | 7,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $184,000 | 3,886 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $161,000 | 8,599 |
| Total equity capital | $3,428,000 | 8,304 |
| Total bank equity capital | $3,428,000 | 8,304 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,050,000 | 1,840 |
| Surplus | $668,000 | 8,019 |
| Undivided profits | $710,000 | 8,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $206,000 | 7,719 |
| Earning assets | $37,902,000 | 7,551 |
| Long-term assets (5+ years) | $5,512,000 | 6,144 |
| Average Assets, year-to-date | $41,497,200 | 7,408 |
| Average Assets, quarterly | $41,776,000 | 7,488 |
| Volatile liabilities | $2,516,000 | 8,679 |
| Insider loans | $465,000 | 5,540 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,824,000 | 4,356 |
| Tier 1 (core) risk-based capital | $3,510,000 | 8,266 |
| Tier 2 risk-based capital | $387,010 | 6,201 |
| Total risk weighted assets | $30,952,910 | 6,881 |
| Total unused commitments | $7,824,000 | 4,360 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 29 | 5,457 |
| Assets and Liabilities | ||
| Total Assets: | $41,363,000 | 7,657 |
| Cash and due from depository institutions | $2,210,000 | 5,457 |
| Interest-bearing balances | $110,000 | 4,744 |
| Securities | $12,361,000 | 6,448 |
| Federal funds sold & reverse repurchase agreements | $2,238,000 | 5,556 |
| Net loans & leases | $22,373,000 | 7,641 |
| Loan loss allowance | $311,000 | 7,285 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,636,000 | 4,524 |
| Other real estate owned | $0 | 5,457 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $545,000 | 7,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,363,000 | 7,657 |
| Total liabilities | $37,796,000 | 7,557 |
| Total deposits | $37,529,000 | 7,408 |
| Interest-bearing deposits | $29,842,000 | 7,620 |
| Deposits held in domestic offices | $37,529,000 | 7,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $267,000 | 7,841 |
| Total equity capital | $3,567,000 | 8,300 |
| Total bank equity capital | $3,567,000 | 8,300 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,050,000 | 1,792 |
| Surplus | $667,000 | 8,137 |
| Undivided profits | $850,000 | 8,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $134,000 | 8,889 |
| Earning assets | $37,082,000 | 7,739 |
| Long-term assets (5+ years) | $9,603,000 | 4,813 |
| Average Assets, year-to-date | $38,542,000 | 7,698 |
| Average Assets, quarterly | $39,635,000 | 7,728 |
| Volatile liabilities | $2,847,000 | 8,387 |
| Insider loans | $275,000 | 6,608 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,670,000 | 5,017 |
| Tier 1 (core) risk-based capital | $3,412,000 | 8,340 |
| Tier 2 risk-based capital | $311,000 | 6,877 |
| Total risk weighted assets | $26,398,800 | 7,333 |
| Total unused commitments | $5,670,000 | 5,023 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $37,975,000 | 8,096 |
| Cash and due from depository institutions | $1,852,000 | 8,372 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,324,000 | 6,710 |
| Federal funds sold & reverse repurchase agreements | $3,082,000 | 3,870 |
| Net loans & leases | $19,972,000 | 8,263 |
| Loan loss allowance | $286,000 | 7,720 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $272,000 | 9,096 |
| Other real estate owned | $158,000 | 8,372 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $315,000 | 9,703 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,975,000 | 8,096 |
| Total liabilities | $34,718,000 | 7,991 |
| Total deposits | $34,540,000 | 7,851 |
| Interest-bearing deposits | $26,232,000 | 8,252 |
| Deposits held in domestic offices | $34,540,000 | 7,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $178,000 | 9,260 |
| Total equity capital | $3,257,000 | 8,778 |
| Total bank equity capital | $3,257,000 | 8,778 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,050,000 | 1,778 |
| Surplus | $667,000 | 8,402 |
| Undivided profits | $540,000 | 9,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $116,000 | 9,569 |
| Earning assets | $35,378,000 | 8,037 |
| Long-term assets (5+ years) | $9,819,000 | 4,374 |
| Average Assets, year-to-date | $37,147,000 | 8,005 |
| Average Assets, quarterly | $37,403,000 | 8,096 |
| Volatile liabilities | $2,366,000 | 8,973 |
| Insider loans | $37,000 | 9,230 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,524,000 | 6,090 |
| Tier 1 (core) risk-based capital | $3,139,000 | 8,793 |
| Tier 2 risk-based capital | $274,770 | 7,358 |
| Total risk weighted assets | $21,970,170 | 8,120 |
| Total unused commitments | $3,524,000 | 6,099 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $36,308,000 | 8,544 |
| Cash and due from depository institutions | $1,757,000 | 9,013 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,919,000 | 6,726 |
| Federal funds sold & reverse repurchase agreements | $727,000 | 6,974 |
| Net loans & leases | $19,180,000 | 8,592 |
| Loan loss allowance | $274,000 | 8,192 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $280,000 | 9,361 |
| Other real estate owned | $140,000 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $305,000 | 10,241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,308,000 | 8,544 |
| Total liabilities | $32,817,000 | 8,479 |
| Total deposits | $32,652,000 | 8,334 |
| Interest-bearing deposits | $25,761,000 | 8,630 |
| Deposits held in domestic offices | $32,652,000 | 8,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $165,000 | 9,748 |
| Total equity capital | $3,491,000 | 8,686 |
| Total bank equity capital | $3,491,000 | 8,686 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,050,000 | 1,872 |
| Surplus | $667,000 | 8,721 |
| Undivided profits | $774,000 | 9,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 5,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $106,000 | 10,104 |
| Earning assets | $33,826,000 | 8,462 |
| Long-term assets (5+ years) | $17,574,000 | 2,924 |
| Average Assets, year-to-date | $36,025,800 | 8,430 |
| Average Assets, quarterly | $36,207,500 | 8,500 |
| Volatile liabilities | $1,278,000 | 10,239 |
| Insider loans | $456,000 | 5,749 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,136,000 | 7,311 |
| Tier 1 (core) risk-based capital | $3,418,000 | 8,707 |
| Tier 2 risk-based capital | $259,650 | 7,784 |
| Total risk weighted assets | $20,757,550 | 8,513 |
| Total unused commitments | $2,136,000 | 7,325 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $35,442,000 | 8,896 |
| Cash and due from depository institutions | $2,003,000 | 8,670 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $10,986,000 | 7,936 |
| Federal funds sold & reverse repurchase agreements | $2,795,000 | 4,594 |
| Net loans & leases | $19,070,000 | 8,786 |
| Loan loss allowance | $268,000 | 8,518 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $293,000 | 9,589 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $295,000 | 10,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,442,000 | 8,896 |
| Total liabilities | $32,188,000 | 8,829 |
| Total deposits | $31,975,000 | 8,685 |
| Interest-bearing deposits | $25,123,000 | 9,017 |
| Deposits held in domestic offices | $31,975,000 | 8,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $213,000 | 9,511 |
| Total equity capital | $3,254,000 | 9,175 |
| Total bank equity capital | $3,254,000 | 9,175 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $394,000 | 6,395 |
| Surplus | $667,000 | 9,019 |
| Undivided profits | $2,193,000 | 7,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 6,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $113,000 | 10,422 |
| Earning assets | $32,851,000 | 8,830 |
| Long-term assets (5+ years) | $7,310,000 | 4,830 |
| Average Assets, year-to-date | $34,109,200 | 8,856 |
| Average Assets, quarterly | $34,546,500 | 8,944 |
| Volatile liabilities | $1,442,000 | 10,271 |
| Insider loans | $364,000 | 6,518 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,279,000 | 8,479 |
| Tier 1 (core) risk-based capital | $3,203,000 | 9,152 |
| Tier 2 risk-based capital | $258,250 | 7,931 |
| Total risk weighted assets | $20,650,550 | 8,687 |
| Total unused commitments | $1,279,000 | 8,490 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $33,107,000 | 9,381 |
| Cash and due from depository institutions | $1,717,000 | 9,073 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,687,000 | 9,256 |
| Federal funds sold & reverse repurchase agreements | $4,095,000 | 2,164 |
| Net loans & leases | $17,870,000 | 9,176 |
| Loan loss allowance | $264,000 | 8,883 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $287,000 | 9,955 |
| Other real estate owned | $16,000 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $435,000 | 10,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,107,000 | 9,381 |
| Total liabilities | $30,462,000 | 9,278 |
| Total deposits | $30,355,000 | 9,129 |
| Interest-bearing deposits | $23,963,000 | 9,429 |
| Deposits held in domestic offices | $30,355,000 | 9,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $107,000 | 10,965 |
| Total equity capital | $2,645,000 | 9,993 |
| Total bank equity capital | $2,645,000 | 9,993 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $355,000 | 6,903 |
| Surplus | $415,000 | 10,319 |
| Undivided profits | $1,875,000 | 7,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 6,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $130,000 | 10,120 |
| Earning assets | $30,652,000 | 9,294 |
| Long-term assets (5+ years) | $4,752,000 | 6,146 |
| Average Assets, year-to-date | $30,799,400 | 9,599 |
| Average Assets, quarterly | $31,504,000 | 9,561 |
| Volatile liabilities | $1,436,000 | 10,451 |
| Insider loans | $506,000 | 5,652 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,371,000 | 8,443 |
| Tier 1 (core) risk-based capital | $2,899,000 | 9,729 |
| Tier 2 risk-based capital | $250,850 | 8,246 |
| Total risk weighted assets | $20,054,550 | 8,967 |
| Total unused commitments | $1,371,000 | 8,455 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $29,545,000 | 10,225 |
| Cash and due from depository institutions | $1,309,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $9,446,000 | 9,285 |
| Federal funds sold & reverse repurchase agreements | $1,005,000 | 7,703 |
| Net loans & leases | $16,943,000 | 9,523 |
| Loan loss allowance | $242,000 | 9,507 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $296,000 | 10,264 |
| Other real estate owned | $274,000 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $272,000 | 11,557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,545,000 | 10,225 |
| Total liabilities | $26,899,000 | 10,183 |
| Total deposits | $26,752,000 | 10,062 |
| Interest-bearing deposits | $22,463,000 | 10,120 |
| Deposits held in domestic offices | $26,752,000 | 10,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $147,000 | 10,462 |
| Total equity capital | $2,646,000 | 10,313 |
| Total bank equity capital | $2,646,000 | 10,313 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $355,000 | 7,252 |
| Surplus | $415,000 | 10,743 |
| Undivided profits | $1,876,000 | 7,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 6,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $87,000 | 11,408 |
| Earning assets | $27,394,000 | 10,152 |
| Long-term assets (5+ years) | $4,411,000 | 6,786 |
| Average Assets, year-to-date | $29,275,600 | 10,132 |
| Average Assets, quarterly | $28,778,000 | 10,300 |
| Volatile liabilities | $1,316,000 | 10,780 |
| Insider loans | $507,000 | 5,666 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,206,000 | 8,819 |
| Tier 1 (core) risk-based capital | $2,646,000 | 10,273 |
| Tier 2 risk-based capital | $229,440 | 8,763 |
| Total risk weighted assets | $18,342,940 | 9,559 |
| Total unused commitments | $1,206,000 | 8,846 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $31,225,000 | 10,248 |
| Cash and due from depository institutions | $3,986,000 | 9,734 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,455,000 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $16,019,000 | 9,912 |
| Loan loss allowance | $235,000 | 9,867 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $327,000 | 10,280 |
| Other real estate owned | $120,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $318,000 | 11,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,225,000 | 10,248 |
| Total liabilities | $28,816,000 | 10,160 |
| Total deposits | $27,414,000 | 10,232 |
| Interest-bearing deposits | $21,713,000 | 10,592 |
| Deposits held in domestic offices | $27,414,000 | 10,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,353 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $102,000 | 12,275 |
| Total equity capital | $2,409,000 | 10,733 |
| Total bank equity capital | $2,409,000 | 10,733 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $355,000 | 7,633 |
| Surplus | $415,000 | 11,069 |
| Undivided profits | $1,639,000 | 8,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 4,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $85,000 | 12,032 |
| Earning assets | $26,474,000 | 10,539 |
| Long-term assets (5+ years) | $2,732,000 | 8,227 |
| Average Assets, year-to-date | $29,574,400 | 10,338 |
| Average Assets, quarterly | $29,923,000 | 10,392 |
| Volatile liabilities | $2,611,000 | 9,079 |
| Insider loans | $11,000 | 8,785 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $871,000 | 9,476 |
| Tier 1 (core) risk-based capital | $2,409,000 | 10,682 |
| Tier 2 risk-based capital | $225,180 | 8,933 |
| Total risk weighted assets | $18,004,280 | 9,831 |
| Total unused commitments | $871,000 | 9,501 |
| Derivatives | $0 | 651 |