Home > James Monroe Bank > Assets and Liabilities
James Monroe Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 102 | 1,717 |
| Assets and Liabilities | ||
| Total Assets: | $541,870,000 | 1,192 |
| Cash and due from depository institutions | $17,951,000 | 1,717 |
| Interest-bearing balances | $171,000 | 4,261 |
| Securities | $99,489,000 | 1,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $412,326,000 | 1,064 |
| Loan loss allowance | $4,276,000 | 1,197 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,978,000 | 4,490 |
| Other real estate owned | $0 | 1,717 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $10,126,000 | 1,700 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $541,870,000 | 1,192 |
| Total liabilities | $497,317,000 | 1,165 |
| Total deposits | $449,374,000 | 1,105 |
| Interest-bearing deposits | $338,940,000 | 1,267 |
| Deposits held in domestic offices | $449,374,000 | 1,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,924,000 | 500 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,019,000 | 3,500 |
| Total equity capital | $44,553,000 | 1,408 |
| Total bank equity capital | $44,553,000 | 1,408 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $27,426,000 | 1,039 |
| Undivided profits | $12,127,000 | 2,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 4,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,227,000 | 1,640 |
| Earning assets | $511,986,000 | 1,143 |
| Long-term assets (5+ years) | $94,670,000 | 1,104 |
| Average Assets, year-to-date | $532,712,330 | 1,182 |
| Average Assets, quarterly | $538,762,000 | 1,178 |
| Volatile liabilities | $190,326,000 | 836 |
| Insider loans | $6,722,000 | 1,019 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $2,579,000 | 581 |
| Unused loan commitments | $95,303,000 | 1,088 |
| Tier 1 (core) risk-based capital | $47,367,000 | 1,265 |
| Tier 2 risk-based capital | $4,276,000 | 1,188 |
| Total risk weighted assets | $428,773,000 | 1,078 |
| Total unused commitments | $95,303,000 | 1,088 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 106 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $535,654,000 | 1,177 |
| Cash and due from depository institutions | $15,722,000 | 1,640 |
| Interest-bearing balances | $155,000 | 4,450 |
| Securities | $105,555,000 | 1,195 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,864 |
| Net loans & leases | $395,316,000 | 1,076 |
| Loan loss allowance | $4,127,000 | 1,227 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,102,000 | 4,300 |
| Other real estate owned | $0 | 1,640 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,959,000 | 1,834 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $535,654,000 | 1,177 |
| Total liabilities | $491,455,000 | 1,151 |
| Total deposits | $458,798,000 | 1,064 |
| Interest-bearing deposits | $336,786,000 | 1,259 |
| Deposits held in domestic offices | $458,798,000 | 1,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,000,000 | 617 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,657,000 | 2,503 |
| Total equity capital | $44,199,000 | 1,390 |
| Total bank equity capital | $44,199,000 | 1,390 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $27,426,000 | 1,007 |
| Undivided profits | $11,773,000 | 2,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 4,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 889 |
| Income earned, not collected on loans | $2,466,000 | 1,370 |
| Earning assets | $509,026,000 | 1,133 |
| Long-term assets (5+ years) | $95,547,000 | 1,082 |
| Average Assets, year-to-date | $528,133,500 | 1,185 |
| Average Assets, quarterly | $528,133,500 | 1,185 |
| Volatile liabilities | $167,619,000 | 888 |
| Insider loans | $6,787,000 | 996 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $1,203,000 | 774 |
| Unused loan commitments | $93,328,000 | 1,085 |
| Tier 1 (core) risk-based capital | $46,643,000 | 1,251 |
| Tier 2 risk-based capital | $4,127,000 | 1,209 |
| Total risk weighted assets | $412,554,000 | 1,093 |
| Total unused commitments | $93,328,000 | 1,085 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 107 | 1,613 |
| Assets and Liabilities | ||
| Total Assets: | $520,613,000 | 1,199 |
| Cash and due from depository institutions | $19,984,000 | 1,613 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $108,712,000 | 1,155 |
| Federal funds sold & reverse repurchase agreements | $5,968,000 | 2,188 |
| Net loans & leases | $376,870,000 | 1,121 |
| Loan loss allowance | $3,920,000 | 1,269 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,226,000 | 4,149 |
| Other real estate owned | $0 | 1,613 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,853,000 | 2,275 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $520,613,000 | 1,199 |
| Total liabilities | $477,035,000 | 1,183 |
| Total deposits | $475,505,000 | 1,011 |
| Interest-bearing deposits | $364,467,000 | 1,119 |
| Deposits held in domestic offices | $475,505,000 | 1,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,530,000 | 2,589 |
| Total equity capital | $43,578,000 | 1,385 |
| Total bank equity capital | $43,578,000 | 1,385 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $27,426,000 | 983 |
| Undivided profits | $11,152,000 | 2,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 4,941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 883 |
| Income earned, not collected on loans | $2,253,000 | 1,530 |
| Earning assets | $491,550,000 | 1,156 |
| Long-term assets (5+ years) | $108,065,000 | 950 |
| Average Assets, year-to-date | $487,734,400 | 1,217 |
| Average Assets, quarterly | $512,122,000 | 1,207 |
| Volatile liabilities | $173,697,000 | 858 |
| Insider loans | $5,667,000 | 1,185 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $2,299,000 | 541 |
| Unused loan commitments | $84,411,000 | 1,147 |
| Tier 1 (core) risk-based capital | $45,527,000 | 1,262 |
| Tier 2 risk-based capital | $3,920,000 | 1,244 |
| Total risk weighted assets | $393,420,000 | 1,120 |
| Total unused commitments | $84,411,000 | 1,147 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 105 | 1,636 |
| Assets and Liabilities | ||
| Total Assets: | $503,631,000 | 1,211 |
| Cash and due from depository institutions | $16,870,000 | 1,636 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $115,199,000 | 1,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $361,672,000 | 1,146 |
| Loan loss allowance | $3,766,000 | 1,307 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,375,000 | 3,946 |
| Other real estate owned | $0 | 1,636 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,515,000 | 2,064 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $503,631,000 | 1,211 |
| Total liabilities | $461,188,000 | 1,195 |
| Total deposits | $426,698,000 | 1,095 |
| Interest-bearing deposits | $308,852,000 | 1,328 |
| Deposits held in domestic offices | $426,698,000 | 1,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,974,000 | 585 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,516,000 | 2,565 |
| Total equity capital | $42,443,000 | 1,403 |
| Total bank equity capital | $42,443,000 | 1,403 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $27,426,000 | 952 |
| Undivided profits | $10,017,000 | 3,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 4,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 913 |
| Income earned, not collected on loans | $2,571,000 | 1,248 |
| Earning assets | $476,871,000 | 1,170 |
| Long-term assets (5+ years) | $116,348,000 | 887 |
| Average Assets, year-to-date | $479,514,750 | 1,232 |
| Average Assets, quarterly | $514,722,500 | 1,168 |
| Volatile liabilities | $137,942,000 | 996 |
| Insider loans | $5,930,000 | 1,099 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $3,389,000 | 510 |
| Unused loan commitments | $73,544,000 | 1,262 |
| Tier 1 (core) risk-based capital | $44,120,000 | 1,281 |
| Tier 2 risk-based capital | $3,766,000 | 1,269 |
| Total risk weighted assets | $378,417,000 | 1,141 |
| Total unused commitments | $73,544,000 | 1,262 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 95 | 1,817 |
| Assets and Liabilities | ||
| Total Assets: | $525,814,000 | 1,135 |
| Cash and due from depository institutions | $19,945,000 | 1,817 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $127,384,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $36,951,000 | 333 |
| Net loans & leases | $333,557,000 | 1,207 |
| Loan loss allowance | $3,532,000 | 1,373 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,364,000 | 3,923 |
| Other real estate owned | $0 | 1,817 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,613,000 | 2,503 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $525,814,000 | 1,135 |
| Total liabilities | $486,677,000 | 1,101 |
| Total deposits | $485,455,000 | 934 |
| Interest-bearing deposits | $362,363,000 | 1,062 |
| Deposits held in domestic offices | $485,455,000 | 931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,222,000 | 2,827 |
| Total equity capital | $39,137,000 | 1,502 |
| Total bank equity capital | $39,137,000 | 1,502 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $24,426,000 | 1,020 |
| Undivided profits | $9,711,000 | 3,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 4,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 922 |
| Income earned, not collected on loans | $2,016,000 | 1,506 |
| Earning assets | $497,892,000 | 1,095 |
| Long-term assets (5+ years) | $127,364,000 | 802 |
| Average Assets, year-to-date | $471,476,000 | 1,241 |
| Average Assets, quarterly | $489,041,000 | 1,203 |
| Volatile liabilities | $100,361,000 | 1,270 |
| Insider loans | $5,800,000 | 1,082 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $3,486,000 | 528 |
| Unused loan commitments | $68,887,000 | 1,306 |
| Tier 1 (core) risk-based capital | $39,817,000 | 1,379 |
| Tier 2 risk-based capital | $3,532,000 | 1,343 |
| Total risk weighted assets | $358,583,000 | 1,185 |
| Total unused commitments | $68,887,000 | 1,306 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 92 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $452,268,000 | 1,295 |
| Cash and due from depository institutions | $20,569,000 | 1,853 |
| Interest-bearing balances | $10,000 | 6,457 |
| Securities | $129,490,000 | 963 |
| Federal funds sold & reverse repurchase agreements | $2,040,000 | 4,013 |
| Net loans & leases | $291,601,000 | 1,366 |
| Loan loss allowance | $3,223,000 | 1,484 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,421,000 | 3,845 |
| Other real estate owned | $0 | 1,853 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,147,000 | 2,306 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $452,268,000 | 1,295 |
| Total liabilities | $419,175,000 | 1,260 |
| Total deposits | $417,749,000 | 1,076 |
| Interest-bearing deposits | $309,247,000 | 1,272 |
| Deposits held in domestic offices | $417,749,000 | 1,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,426,000 | 2,473 |
| Total equity capital | $33,093,000 | 1,757 |
| Total bank equity capital | $33,093,000 | 1,757 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $20,426,000 | 1,141 |
| Undivided profits | $7,667,000 | 3,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 4,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,315,000 | 1,218 |
| Earning assets | $423,141,000 | 1,265 |
| Long-term assets (5+ years) | $132,974,000 | 780 |
| Average Assets, year-to-date | $444,307,000 | 1,309 |
| Average Assets, quarterly | $444,307,000 | 1,309 |
| Volatile liabilities | $67,323,000 | 1,701 |
| Insider loans | $5,369,000 | 1,143 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $3,224,000 | 477 |
| Unused loan commitments | $61,910,000 | 1,382 |
| Tier 1 (core) risk-based capital | $34,782,000 | 1,569 |
| Tier 2 risk-based capital | $3,223,000 | 1,454 |
| Total risk weighted assets | $316,000,000 | 1,327 |
| Total unused commitments | $61,910,000 | 1,382 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 84 | 2,042 |
| Assets and Liabilities | ||
| Total Assets: | $436,346,000 | 1,344 |
| Cash and due from depository institutions | $9,286,000 | 2,042 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $134,110,000 | 948 |
| Federal funds sold & reverse repurchase agreements | $35,754,000 | 336 |
| Net loans & leases | $250,194,000 | 1,573 |
| Loan loss allowance | $2,790,000 | 1,664 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,438,000 | 3,797 |
| Other real estate owned | $0 | 2,042 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,564,000 | 2,848 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $436,346,000 | 1,344 |
| Total liabilities | $404,660,000 | 1,300 |
| Total deposits | $404,054,000 | 1,101 |
| Interest-bearing deposits | $312,197,000 | 1,250 |
| Deposits held in domestic offices | $404,054,000 | 1,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $606,000 | 4,275 |
| Total equity capital | $31,686,000 | 1,827 |
| Total bank equity capital | $31,686,000 | 1,827 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $18,426,000 | 1,239 |
| Undivided profits | $8,260,000 | 3,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 5,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,880,000 | 1,540 |
| Earning assets | $420,058,000 | 1,274 |
| Long-term assets (5+ years) | $127,014,000 | 821 |
| Average Assets, year-to-date | $356,333,200 | 1,592 |
| Average Assets, quarterly | $418,329,000 | 1,396 |
| Volatile liabilities | $59,310,000 | 1,841 |
| Insider loans | $6,483,000 | 919 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $2,987,000 | 490 |
| Unused loan commitments | $52,461,000 | 1,522 |
| Tier 1 (core) risk-based capital | $31,992,000 | 1,702 |
| Tier 2 risk-based capital | $2,790,000 | 1,628 |
| Total risk weighted assets | $283,276,000 | 1,474 |
| Total unused commitments | $52,461,000 | 1,522 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 79 | 2,153 |
| Assets and Liabilities | ||
| Total Assets: | $400,312,000 | 1,460 |
| Cash and due from depository institutions | $14,831,000 | 2,153 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $103,020,000 | 1,239 |
| Federal funds sold & reverse repurchase agreements | $48,275,000 | 252 |
| Net loans & leases | $228,076,000 | 1,696 |
| Loan loss allowance | $2,577,000 | 1,805 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,357,000 | 3,846 |
| Other real estate owned | $0 | 2,153 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,753,000 | 3,235 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $400,312,000 | 1,460 |
| Total liabilities | $371,249,000 | 1,414 |
| Total deposits | $370,619,000 | 1,196 |
| Interest-bearing deposits | $268,565,000 | 1,454 |
| Deposits held in domestic offices | $370,619,000 | 1,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $630,000 | 4,311 |
| Total equity capital | $29,063,000 | 1,975 |
| Total bank equity capital | $29,063,000 | 1,975 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $16,426,000 | 1,344 |
| Undivided profits | $7,637,000 | 3,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,582,000 | 1,937 |
| Earning assets | $379,371,000 | 1,409 |
| Long-term assets (5+ years) | $106,765,000 | 988 |
| Average Assets, year-to-date | $336,330,000 | 1,681 |
| Average Assets, quarterly | $370,678,500 | 1,569 |
| Volatile liabilities | $40,991,000 | 2,438 |
| Insider loans | $6,985,000 | 832 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $549,000 | 1,138 |
| Unused loan commitments | $37,718,000 | 1,963 |
| Tier 1 (core) risk-based capital | $29,164,000 | 1,856 |
| Tier 2 risk-based capital | $2,577,000 | 1,725 |
| Total risk weighted assets | $257,471,000 | 1,579 |
| Total unused commitments | $37,718,000 | 1,965 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 76 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $341,045,000 | 1,700 |
| Cash and due from depository institutions | $23,604,000 | 2,259 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $67,044,000 | 1,863 |
| Federal funds sold & reverse repurchase agreements | $42,129,000 | 274 |
| Net loans & leases | $202,570,000 | 1,845 |
| Loan loss allowance | $2,305,000 | 2,012 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,196,000 | 3,997 |
| Other real estate owned | $0 | 2,259 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,502,000 | 3,390 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $341,045,000 | 1,700 |
| Total liabilities | $315,393,000 | 1,654 |
| Total deposits | $314,756,000 | 1,430 |
| Interest-bearing deposits | $220,794,000 | 1,754 |
| Deposits held in domestic offices | $314,756,000 | 1,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $637,000 | 3,979 |
| Total equity capital | $25,652,000 | 2,165 |
| Total bank equity capital | $25,652,000 | 2,165 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,713,000 | 338 |
| Surplus | $9,713,000 | 2,039 |
| Undivided profits | $6,226,000 | 3,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 4,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,108,000 | 2,657 |
| Earning assets | $311,743,000 | 1,693 |
| Long-term assets (5+ years) | $81,868,000 | 1,289 |
| Average Assets, year-to-date | $315,002,670 | 1,782 |
| Average Assets, quarterly | $328,797,000 | 1,731 |
| Volatile liabilities | $38,987,000 | 2,478 |
| Insider loans | $6,883,000 | 822 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $250,000 | 1,411 |
| Unused loan commitments | $31,574,000 | 2,209 |
| Tier 1 (core) risk-based capital | $26,471,000 | 2,026 |
| Tier 2 risk-based capital | $2,305,000 | 1,888 |
| Total risk weighted assets | $226,391,000 | 1,739 |
| Total unused commitments | $31,574,000 | 2,215 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $316,549,000 | 1,796 |
| Cash and due from depository institutions | $15,845,000 | 3,131 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $91,870,000 | 1,432 |
| Federal funds sold & reverse repurchase agreements | $16,365,000 | 888 |
| Net loans & leases | $187,793,000 | 1,926 |
| Loan loss allowance | $2,111,000 | 2,157 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,503,000 | 4,928 |
| Other real estate owned | $0 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,173,000 | 3,486 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $316,549,000 | 1,796 |
| Total liabilities | $290,170,000 | 1,766 |
| Total deposits | $284,030,000 | 1,581 |
| Interest-bearing deposits | $192,031,000 | 2,009 |
| Deposits held in domestic offices | $284,030,000 | 1,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,498 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,140,000 | 2,939 |
| Total equity capital | $26,379,000 | 2,146 |
| Total bank equity capital | $26,379,000 | 2,146 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,713,000 | 330 |
| Surplus | $9,713,000 | 2,006 |
| Undivided profits | $6,953,000 | 3,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 4,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,062 |
| Income earned, not collected on loans | $1,317,000 | 2,172 |
| Earning assets | $296,028,000 | 1,769 |
| Long-term assets (5+ years) | $87,862,000 | 1,171 |
| Average Assets, year-to-date | $301,981,500 | 1,856 |
| Average Assets, quarterly | $301,981,500 | 1,856 |
| Volatile liabilities | $37,225,000 | 2,496 |
| Insider loans | $6,946,000 | 803 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $590,000 | 1,218 |
| Unused loan commitments | $30,772,000 | 2,184 |
| Tier 1 (core) risk-based capital | $25,762,000 | 2,060 |
| Tier 2 risk-based capital | $2,111,000 | 2,006 |
| Total risk weighted assets | $211,536,000 | 1,809 |
| Total unused commitments | $30,772,000 | 2,188 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $287,414,000 | 1,946 |
| Cash and due from depository institutions | $12,012,000 | 3,491 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $103,442,000 | 1,321 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $167,653,000 | 2,141 |
| Loan loss allowance | $1,955,000 | 2,303 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,266,000 | 5,374 |
| Other real estate owned | $0 | 3,491 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,041,000 | 3,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,414,000 | 1,946 |
| Total liabilities | $264,346,000 | 1,910 |
| Total deposits | $256,466,000 | 1,765 |
| Interest-bearing deposits | $189,518,000 | 2,026 |
| Deposits held in domestic offices | $256,466,000 | 1,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,990,000 | 1,361 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $890,000 | 3,339 |
| Total equity capital | $23,068,000 | 2,381 |
| Total bank equity capital | $23,068,000 | 2,381 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $8,713,000 | 374 |
| Surplus | $8,713,000 | 2,201 |
| Undivided profits | $5,642,000 | 4,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,242,000 | 2,422 |
| Earning assets | $271,095,000 | 1,889 |
| Long-term assets (5+ years) | $83,310,000 | 1,259 |
| Average Assets, year-to-date | $267,010,800 | 2,017 |
| Average Assets, quarterly | $284,729,500 | 1,951 |
| Volatile liabilities | $40,961,000 | 2,303 |
| Insider loans | $488,000 | 5,504 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $0 | 8,941 |
| Tier 1 (core) risk-based capital | $23,040,000 | 2,270 |
| Tier 2 risk-based capital | $1,955,000 | 2,143 |
| Total risk weighted assets | $190,965,000 | 1,963 |
| Total unused commitments | $0 | 8,941 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $282,045,000 | 1,989 |
| Cash and due from depository institutions | $14,282,000 | 4,063 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $98,125,000 | 1,360 |
| Federal funds sold & reverse repurchase agreements | $12,581,000 | 1,152 |
| Net loans & leases | $153,055,000 | 2,299 |
| Loan loss allowance | $1,765,000 | 2,508 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,256,000 | 5,375 |
| Other real estate owned | $0 | 4,063 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,746,000 | 3,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,045,000 | 1,989 |
| Total liabilities | $259,354,000 | 1,950 |
| Total deposits | $258,527,000 | 1,749 |
| Interest-bearing deposits | $177,545,000 | 2,189 |
| Deposits held in domestic offices | $258,527,000 | 1,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $827,000 | 3,657 |
| Total equity capital | $22,691,000 | 2,422 |
| Total bank equity capital | $22,691,000 | 2,422 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $8,713,000 | 371 |
| Surplus | $8,713,000 | 2,168 |
| Undivided profits | $5,265,000 | 4,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $517,000 | 4,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,064 |
| Income earned, not collected on loans | $1,211,000 | 2,594 |
| Earning assets | $263,761,000 | 1,951 |
| Long-term assets (5+ years) | $60,920,000 | 1,641 |
| Average Assets, year-to-date | $261,910,000 | 2,077 |
| Average Assets, quarterly | $287,143,000 | 1,942 |
| Volatile liabilities | $29,206,000 | 2,942 |
| Insider loans | $2,213,000 | 2,373 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $29,553,000 | 2,187 |
| Tier 1 (core) risk-based capital | $22,248,000 | 2,353 |
| Tier 2 risk-based capital | $1,765,000 | 2,306 |
| Total risk weighted assets | $181,559,000 | 2,038 |
| Total unused commitments | $29,553,000 | 2,191 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $292,241,000 | 1,914 |
| Cash and due from depository institutions | $22,182,000 | 3,917 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $76,616,000 | 1,638 |
| Federal funds sold & reverse repurchase agreements | $42,424,000 | 379 |
| Net loans & leases | $147,503,000 | 2,351 |
| Loan loss allowance | $1,669,000 | 2,594 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,268,000 | 5,329 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,248,000 | 4,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,241,000 | 1,914 |
| Total liabilities | $271,845,000 | 1,862 |
| Total deposits | $271,099,000 | 1,641 |
| Interest-bearing deposits | $164,238,000 | 2,318 |
| Deposits held in domestic offices | $271,099,000 | 1,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $746,000 | 4,038 |
| Total equity capital | $20,396,000 | 2,654 |
| Total bank equity capital | $20,396,000 | 2,654 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,713,000 | 418 |
| Surplus | $7,713,000 | 2,352 |
| Undivided profits | $4,970,000 | 4,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $456,000 | 4,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,143 |
| Income earned, not collected on loans | $1,068,000 | 2,858 |
| Earning assets | $266,543,000 | 1,914 |
| Long-term assets (5+ years) | $52,966,000 | 1,743 |
| Average Assets, year-to-date | $255,198,330 | 2,116 |
| Average Assets, quarterly | $266,884,000 | 2,055 |
| Volatile liabilities | $25,351,000 | 3,233 |
| Insider loans | $1,924,000 | 2,656 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $3,485,000 | 860 |
| Unused loan commitments | $27,268,000 | 2,272 |
| Tier 1 (core) risk-based capital | $19,473,000 | 2,598 |
| Tier 2 risk-based capital | $1,669,000 | 2,372 |
| Total risk weighted assets | $178,219,000 | 2,038 |
| Total unused commitments | $27,268,000 | 2,282 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $241,527,000 | 2,258 |
| Cash and due from depository institutions | $24,387,000 | 4,145 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $59,080,000 | 2,045 |
| Federal funds sold & reverse repurchase agreements | $22,566,000 | 700 |
| Net loans & leases | $132,174,000 | 2,546 |
| Loan loss allowance | $1,513,000 | 2,801 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,252,000 | 5,325 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,068,000 | 4,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,527,000 | 2,258 |
| Total liabilities | $224,007,000 | 2,190 |
| Total deposits | $223,318,000 | 1,984 |
| Interest-bearing deposits | $152,573,000 | 2,507 |
| Deposits held in domestic offices | $223,318,000 | 1,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $689,000 | 4,289 |
| Total equity capital | $17,520,000 | 2,993 |
| Total bank equity capital | $17,520,000 | 2,993 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,713,000 | 502 |
| Surplus | $6,713,000 | 2,606 |
| Undivided profits | $4,094,000 | 5,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 5,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $920,000 | 3,304 |
| Earning assets | $213,820,000 | 2,352 |
| Long-term assets (5+ years) | $44,160,000 | 1,933 |
| Average Assets, year-to-date | $236,677,000 | 2,272 |
| Average Assets, quarterly | $236,677,000 | 2,272 |
| Volatile liabilities | $27,867,000 | 2,978 |
| Insider loans | $1,920,000 | 2,607 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $207,000 | 1,783 |
| Unused loan commitments | $28,135,000 | 2,148 |
| Tier 1 (core) risk-based capital | $16,812,000 | 2,936 |
| Tier 2 risk-based capital | $1,513,000 | 2,555 |
| Total risk weighted assets | $158,625,000 | 2,244 |
| Total unused commitments | $28,135,000 | 2,155 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 35 | 4,485 |
| Assets and Liabilities | ||
| Total Assets: | $231,827,000 | 2,318 |
| Cash and due from depository institutions | $11,051,000 | 4,485 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $69,322,000 | 1,763 |
| Federal funds sold & reverse repurchase agreements | $28,826,000 | 487 |
| Net loans & leases | $119,658,000 | 2,749 |
| Loan loss allowance | $1,390,000 | 2,932 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,177,000 | 5,477 |
| Other real estate owned | $0 | 4,485 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,793,000 | 4,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,827,000 | 2,318 |
| Total liabilities | $214,517,000 | 2,252 |
| Total deposits | $213,871,000 | 2,017 |
| Interest-bearing deposits | $147,142,000 | 2,525 |
| Deposits held in domestic offices | $213,871,000 | 2,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $646,000 | 4,488 |
| Total equity capital | $17,310,000 | 2,981 |
| Total bank equity capital | $17,310,000 | 2,981 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,713,000 | 501 |
| Surplus | $6,713,000 | 2,566 |
| Undivided profits | $3,884,000 | 5,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 5,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $883,000 | 3,570 |
| Earning assets | $217,806,000 | 2,247 |
| Long-term assets (5+ years) | $43,142,000 | 1,926 |
| Average Assets, year-to-date | $176,688,200 | 2,829 |
| Average Assets, quarterly | $214,543,500 | 2,479 |
| Volatile liabilities | $24,601,000 | 3,250 |
| Insider loans | $1,252,000 | 3,471 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $24,863,000 | 2,266 |
| Tier 1 (core) risk-based capital | $16,364,000 | 2,947 |
| Tier 2 risk-based capital | $1,390,000 | 2,687 |
| Total risk weighted assets | $147,077,000 | 2,373 |
| Total unused commitments | $24,863,000 | 2,271 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $124,611,000 | 3,827 |
| Cash and due from depository institutions | $5,982,000 | 5,385 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $21,684,000 | 4,262 |
| Federal funds sold & reverse repurchase agreements | $9,469,000 | 1,556 |
| Net loans & leases | $85,109,000 | 3,599 |
| Loan loss allowance | $1,030,000 | 3,517 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $890,000 | 6,168 |
| Other real estate owned | $0 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,477,000 | 5,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,611,000 | 3,827 |
| Total liabilities | $114,695,000 | 3,753 |
| Total deposits | $114,260,000 | 3,496 |
| Interest-bearing deposits | $79,225,000 | 4,183 |
| Deposits held in domestic offices | $114,260,000 | 3,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $435,000 | 5,826 |
| Total equity capital | $9,916,000 | 4,541 |
| Total bank equity capital | $9,916,000 | 4,541 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,213,000 | 883 |
| Surplus | $4,213,000 | 3,517 |
| Undivided profits | $1,490,000 | 7,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $630,000 | 5,094 |
| Earning assets | $116,262,000 | 3,764 |
| Long-term assets (5+ years) | $17,683,000 | 3,571 |
| Average Assets, year-to-date | $110,272,200 | 4,086 |
| Average Assets, quarterly | $124,728,500 | 3,786 |
| Volatile liabilities | $17,358,000 | 4,053 |
| Insider loans | $1,481,000 | 3,022 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,794,000 | 2,708 |
| Tier 1 (core) risk-based capital | $9,773,000 | 4,436 |
| Tier 2 risk-based capital | $1,030,000 | 3,277 |
| Total risk weighted assets | $98,721,000 | 3,250 |
| Total unused commitments | $17,794,000 | 2,717 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $87,200,000 | 4,918 |
| Cash and due from depository institutions | $6,362,000 | 7,003 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $20,039,000 | 4,621 |
| Federal funds sold & reverse repurchase agreements | $9,933,000 | 1,212 |
| Net loans & leases | $49,441,000 | 5,208 |
| Loan loss allowance | $600,000 | 5,111 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $591,000 | 7,165 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $834,000 | 6,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,200,000 | 4,918 |
| Total liabilities | $78,493,000 | 4,907 |
| Total deposits | $78,042,000 | 4,647 |
| Interest-bearing deposits | $55,331,000 | 5,283 |
| Deposits held in domestic offices | $78,042,000 | 4,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $451,000 | 6,113 |
| Total equity capital | $8,707,000 | 4,914 |
| Total bank equity capital | $8,707,000 | 4,914 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,213,000 | 887 |
| Surplus | $4,213,000 | 3,454 |
| Undivided profits | $281,000 | 8,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $258,000 | 7,372 |
| Earning assets | $79,413,000 | 4,935 |
| Long-term assets (5+ years) | $4,627,000 | 6,152 |
| Average Assets, year-to-date | $69,218,600 | 5,537 |
| Average Assets, quarterly | $82,663,000 | 5,036 |
| Volatile liabilities | $14,028,000 | 4,656 |
| Insider loans | $536,000 | 5,280 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,493,000 | 2,582 |
| Tier 1 (core) risk-based capital | $8,668,000 | 4,823 |
| Tier 2 risk-based capital | $600,000 | 4,808 |
| Total risk weighted assets | $57,122,800 | 4,857 |
| Total unused commitments | $17,493,000 | 2,586 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 19 | 6,908 |
| Assets and Liabilities | ||
| Total Assets: | $49,663,000 | 6,922 |
| Cash and due from depository institutions | $2,641,000 | 6,908 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $13,518,000 | 6,152 |
| Federal funds sold & reverse repurchase agreements | $1,537,000 | 4,185 |
| Net loans & leases | $30,676,000 | 6,720 |
| Loan loss allowance | $363,000 | 6,775 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $671,000 | 7,076 |
| Other real estate owned | $0 | 6,908 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $620,000 | 7,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,663,000 | 6,922 |
| Total liabilities | $43,018,000 | 7,032 |
| Total deposits | $42,819,000 | 6,827 |
| Interest-bearing deposits | $29,580,000 | 7,552 |
| Deposits held in domestic offices | $42,819,000 | 6,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $199,000 | 8,095 |
| Total equity capital | $6,645,000 | 5,859 |
| Total bank equity capital | $6,645,000 | 5,859 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,713,000 | 1,046 |
| Surplus | $3,713,000 | 3,778 |
| Undivided profits | $-781,000 | 9,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $150,000 | 8,444 |
| Earning assets | $45,731,000 | 6,884 |
| Long-term assets (5+ years) | $2,730,000 | 7,293 |
| Average Assets, year-to-date | $38,395,200 | 7,662 |
| Average Assets, quarterly | $48,932,000 | 6,939 |
| Volatile liabilities | $4,880,000 | 7,412 |
| Insider loans | $672,000 | 4,661 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,590,000 | 4,096 |
| Tier 1 (core) risk-based capital | $6,890,000 | 5,752 |
| Tier 2 risk-based capital | $363,000 | 6,406 |
| Total risk weighted assets | $33,753,300 | 6,584 |
| Total unused commitments | $8,590,000 | 4,099 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 9 | 9,249 |
| Assets and Liabilities | ||
| Total Assets: | $23,507,000 | 9,223 |
| Cash and due from depository institutions | $1,312,000 | 9,249 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $3,986,000 | 9,134 |
| Federal funds sold & reverse repurchase agreements | $4,967,000 | 3,446 |
| Net loans & leases | $12,637,000 | 9,069 |
| Loan loss allowance | $132,000 | 9,307 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $493,000 | 7,798 |
| Other real estate owned | $0 | 9,249 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $112,000 | 10,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,507,000 | 9,223 |
| Total liabilities | $16,850,000 | 9,586 |
| Total deposits | $16,781,000 | 9,508 |
| Interest-bearing deposits | $10,287,000 | 9,887 |
| Deposits held in domestic offices | $16,781,000 | 9,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $69,000 | 10,049 |
| Total equity capital | $6,657,000 | 5,965 |
| Total bank equity capital | $6,657,000 | 5,965 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,688,000 | 1,007 |
| Surplus | $3,688,000 | 3,660 |
| Undivided profits | $-719,000 | 10,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $54,000 | 9,906 |
| Earning assets | $21,590,000 | 9,192 |
| Long-term assets (5+ years) | $3,306,000 | 7,000 |
| Average Assets, year-to-date | $17,555,670 | 9,643 |
| Average Assets, quarterly | $21,731,000 | 9,328 |
| Volatile liabilities | $2,104,000 | 8,938 |
| Insider loans | $1,582,000 | 2,553 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,669,000 | 4,622 |
| Tier 1 (core) risk-based capital | $6,669,000 | 5,790 |
| Tier 2 risk-based capital | $132,000 | 9,120 |
| Total risk weighted assets | $14,624,800 | 9,015 |
| Total unused commitments | $6,669,000 | 4,629 |
| Derivatives | $0 | 527 |