Home > Jacobs Bank > Assets and Liabilities
Jacobs Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 74 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $189,515,000 | 2,415 |
| Cash and due from depository institutions | $8,933,000 | 2,371 |
| Interest-bearing balances | $162,000 | 4,490 |
| Securities | $70,446,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $17,890,000 | 905 |
| Net loans & leases | $85,761,000 | 3,168 |
| Loan loss allowance | $948,000 | 3,496 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,059,000 | 3,829 |
| Other real estate owned | $111,000 | 2,371 |
| Goodwill and other intangibles | $1,271,000 | 1,296 |
| All other assets | $3,044,000 | 2,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,515,000 | 2,415 |
| Total liabilities | $164,579,000 | 2,518 |
| Total deposits | $157,269,000 | 2,417 |
| Interest-bearing deposits | $130,645,000 | 2,487 |
| Deposits held in domestic offices | $157,269,000 | 2,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $724,000 | 2,544 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,586,000 | 2,411 |
| Total equity capital | $24,936,000 | 1,793 |
| Total bank equity capital | $24,936,000 | 1,793 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $1,900,000 | 5,599 |
| Undivided profits | $22,936,000 | 1,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,124,000 | 2,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $734,000 | 3,160 |
| Earning assets | $174,259,000 | 2,414 |
| Long-term assets (5+ years) | $52,301,000 | 1,527 |
| Average Assets, year-to-date | $188,561,400 | 2,294 |
| Average Assets, quarterly | $187,065,000 | 2,405 |
| Volatile liabilities | $23,572,000 | 2,616 |
| Insider loans | $7,014,000 | 589 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,183,000 | 3,572 |
| Tier 1 (core) risk-based capital | $22,479,000 | 1,880 |
| Tier 2 risk-based capital | $948,000 | 3,173 |
| Total risk weighted assets | $103,875,200 | 2,737 |
| Total unused commitments | $10,183,000 | 3,576 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 93 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $189,529,000 | 2,380 |
| Cash and due from depository institutions | $6,122,000 | 1,896 |
| Interest-bearing balances | $177,000 | 4,139 |
| Securities | $86,164,000 | 1,333 |
| Federal funds sold & reverse repurchase agreements | $2,835,000 | 4,098 |
| Net loans & leases | $86,883,000 | 3,136 |
| Loan loss allowance | $1,023,000 | 3,294 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,781,000 | 2,833 |
| Other real estate owned | $26,000 | 1,896 |
| Goodwill and other intangibles | $1,530,000 | 1,121 |
| All other assets | $3,188,000 | 2,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,529,000 | 2,380 |
| Total liabilities | $166,126,000 | 2,438 |
| Total deposits | $156,656,000 | 2,387 |
| Interest-bearing deposits | $134,324,000 | 2,387 |
| Deposits held in domestic offices | $156,656,000 | 2,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $828,000 | 2,808 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,235,000 | 1,648 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,407,000 | 2,684 |
| Total equity capital | $23,403,000 | 1,905 |
| Total bank equity capital | $23,403,000 | 1,905 |
| Perpetual preferred stock | $22,000 | 204 |
| Common stock | $100,000 | 8,205 |
| Surplus | $1,900,000 | 5,604 |
| Undivided profits | $21,381,000 | 1,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $918,000 | 2,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $876,000 | 2,620 |
| Earning assets | $176,059,000 | 2,360 |
| Long-term assets (5+ years) | $60,995,000 | 1,167 |
| Average Assets, year-to-date | $180,823,600 | 2,374 |
| Average Assets, quarterly | $187,549,500 | 2,365 |
| Volatile liabilities | $26,996,000 | 2,327 |
| Insider loans | $3,883,000 | 1,074 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $515,000 | 1,047 |
| Unused loan commitments | $16,400,000 | 2,454 |
| Tier 1 (core) risk-based capital | $21,199,000 | 2,004 |
| Tier 2 risk-based capital | $1,024,000 | 2,861 |
| Total risk weighted assets | $109,748,000 | 2,550 |
| Total unused commitments | $16,400,000 | 2,461 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 85 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $175,137,000 | 2,635 |
| Cash and due from depository institutions | $5,013,000 | 2,198 |
| Interest-bearing balances | $133,000 | 4,339 |
| Securities | $91,175,000 | 1,309 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $70,891,000 | 3,801 |
| Loan loss allowance | $778,000 | 4,337 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,043,000 | 2,568 |
| Other real estate owned | $120,000 | 2,198 |
| Goodwill and other intangibles | $1,812,000 | 969 |
| All other assets | $3,083,000 | 2,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,137,000 | 2,635 |
| Total liabilities | $154,370,000 | 2,688 |
| Total deposits | $148,616,000 | 2,601 |
| Interest-bearing deposits | $127,671,000 | 2,604 |
| Deposits held in domestic offices | $148,616,000 | 2,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $164,000 | 3,688 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,707,000 | 1,916 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $883,000 | 3,885 |
| Total equity capital | $20,767,000 | 2,165 |
| Total bank equity capital | $20,767,000 | 2,165 |
| Perpetual preferred stock | $22,000 | 229 |
| Common stock | $100,000 | 8,632 |
| Surplus | $1,900,000 | 5,718 |
| Undivided profits | $18,745,000 | 1,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $712,000 | 3,217 |
| Earning assets | $162,199,000 | 2,617 |
| Long-term assets (5+ years) | $64,613,000 | 1,038 |
| Average Assets, year-to-date | $169,506,600 | 2,612 |
| Average Assets, quarterly | $175,996,500 | 2,591 |
| Volatile liabilities | $24,038,000 | 2,513 |
| Insider loans | $5,551,000 | 774 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,807,000 | 556 |
| Unused loan commitments | $11,904,000 | 3,009 |
| Tier 1 (core) risk-based capital | $18,949,000 | 2,286 |
| Tier 2 risk-based capital | $778,000 | 3,736 |
| Total risk weighted assets | $91,055,000 | 3,027 |
| Total unused commitments | $11,904,000 | 3,023 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 81 | 2,399 |
| Assets and Liabilities | ||
| Total Assets: | $159,764,000 | 2,886 |
| Cash and due from depository institutions | $4,198,000 | 2,399 |
| Interest-bearing balances | $327,000 | 3,702 |
| Securities | $79,708,000 | 1,580 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,782 |
| Net loans & leases | $59,960,000 | 4,278 |
| Loan loss allowance | $727,000 | 4,599 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,821,000 | 2,687 |
| Other real estate owned | $111,000 | 2,399 |
| Goodwill and other intangibles | $2,094,000 | 844 |
| All other assets | $2,672,000 | 2,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,764,000 | 2,886 |
| Total liabilities | $139,951,000 | 2,970 |
| Total deposits | $136,353,000 | 2,849 |
| Interest-bearing deposits | $118,817,000 | 2,820 |
| Deposits held in domestic offices | $136,353,000 | 2,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $383,000 | 3,217 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,974,000 | 2,433 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,241,000 | 3,047 |
| Total equity capital | $19,813,000 | 2,249 |
| Total bank equity capital | $19,813,000 | 2,249 |
| Perpetual preferred stock | $21,000 | 260 |
| Common stock | $100,000 | 9,051 |
| Surplus | $1,900,000 | 5,786 |
| Undivided profits | $17,792,000 | 1,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 2,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $150,000 | 731 |
| Income earned, not collected on loans | $645,000 | 3,709 |
| Earning assets | $148,195,000 | 2,860 |
| Long-term assets (5+ years) | $47,570,000 | 1,236 |
| Average Assets, year-to-date | $152,623,600 | 2,885 |
| Average Assets, quarterly | $158,017,500 | 2,876 |
| Volatile liabilities | $15,826,000 | 3,189 |
| Insider loans | $4,305,000 | 1,034 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,044,000 | 588 |
| Unused loan commitments | $6,320,000 | 4,357 |
| Tier 1 (core) risk-based capital | $17,358,000 | 2,481 |
| Tier 2 risk-based capital | $727,000 | 3,905 |
| Total risk weighted assets | $79,695,800 | 3,333 |
| Total unused commitments | $6,320,000 | 4,369 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 80 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $147,020,000 | 3,058 |
| Cash and due from depository institutions | $4,931,000 | 2,498 |
| Interest-bearing balances | $462,000 | 3,455 |
| Securities | $76,274,000 | 1,716 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 8,177 |
| Net loans & leases | $56,746,000 | 4,407 |
| Loan loss allowance | $572,000 | 5,610 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,120,000 | 2,379 |
| Other real estate owned | $110,000 | 2,498 |
| Goodwill and other intangibles | $2,376,000 | 716 |
| All other assets | $3,388,000 | 2,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,020,000 | 3,058 |
| Total liabilities | $130,253,000 | 3,118 |
| Total deposits | $125,134,000 | 3,034 |
| Interest-bearing deposits | $107,774,000 | 3,036 |
| Deposits held in domestic offices | $125,134,000 | 3,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,783,000 | 2,363 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,514,000 | 2,773 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $822,000 | 3,541 |
| Total equity capital | $16,767,000 | 2,429 |
| Total bank equity capital | $16,767,000 | 2,429 |
| Perpetual preferred stock | $21,000 | 285 |
| Common stock | $100,000 | 9,549 |
| Surplus | $1,900,000 | 5,804 |
| Undivided profits | $14,746,000 | 1,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $383,000 | 4,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $603,000 | 3,449 |
| Earning assets | $133,557,000 | 3,077 |
| Long-term assets (5+ years) | $41,152,000 | 1,385 |
| Average Assets, year-to-date | $138,236,000 | 3,169 |
| Average Assets, quarterly | $147,405,500 | 3,044 |
| Volatile liabilities | $16,469,000 | 2,961 |
| Insider loans | $5,571,000 | 764 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,514,000 | 529 |
| Unused loan commitments | $3,759,000 | 5,722 |
| Tier 1 (core) risk-based capital | $15,628,000 | 2,649 |
| Tier 2 risk-based capital | $572,000 | 4,729 |
| Total risk weighted assets | $75,395,500 | 3,420 |
| Total unused commitments | $3,759,000 | 5,728 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 61 | 3,431 |
| Assets and Liabilities | ||
| Total Assets: | $122,300,000 | 3,695 |
| Cash and due from depository institutions | $4,718,000 | 3,431 |
| Interest-bearing balances | $1,089,000 | 3,268 |
| Securities | $59,339,000 | 2,317 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 5,339 |
| Net loans & leases | $51,380,000 | 4,682 |
| Loan loss allowance | $500,000 | 6,380 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,835,000 | 3,924 |
| Other real estate owned | $98,000 | 3,431 |
| Goodwill and other intangibles | $538,000 | 1,315 |
| All other assets | $2,142,000 | 3,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,300,000 | 3,695 |
| Total liabilities | $105,397,000 | 3,884 |
| Total deposits | $104,764,000 | 3,715 |
| Interest-bearing deposits | $88,384,000 | 3,820 |
| Deposits held in domestic offices | $104,764,000 | 3,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $633,000 | 4,470 |
| Total equity capital | $16,903,000 | 2,389 |
| Total bank equity capital | $16,903,000 | 2,389 |
| Perpetual preferred stock | $21,000 | 316 |
| Common stock | $100,000 | 10,031 |
| Surplus | $1,900,000 | 5,788 |
| Undivided profits | $14,882,000 | 1,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 7,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $479,000 | 3,883 |
| Earning assets | $114,058,000 | 3,639 |
| Long-term assets (5+ years) | $44,581,000 | 1,337 |
| Average Assets, year-to-date | $121,718,200 | 3,625 |
| Average Assets, quarterly | $122,437,000 | 3,663 |
| Volatile liabilities | $9,696,000 | 4,182 |
| Insider loans | $4,202,000 | 975 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,792,000 | 6,602 |
| Tier 1 (core) risk-based capital | $16,365,000 | 2,397 |
| Tier 2 risk-based capital | $500,000 | 5,273 |
| Total risk weighted assets | $64,877,000 | 3,898 |
| Total unused commitments | $2,792,000 | 6,623 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 62 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $120,299,000 | 3,837 |
| Cash and due from depository institutions | $6,572,000 | 3,453 |
| Interest-bearing balances | $1,666,000 | 3,004 |
| Securities | $55,253,000 | 2,463 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 4,226 |
| Net loans & leases | $50,161,000 | 4,807 |
| Loan loss allowance | $498,000 | 6,507 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,875,000 | 3,835 |
| Other real estate owned | $28,000 | 3,453 |
| Goodwill and other intangibles | $615,000 | 1,243 |
| All other assets | $2,045,000 | 3,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,299,000 | 3,837 |
| Total liabilities | $105,174,000 | 4,000 |
| Total deposits | $104,523,000 | 3,842 |
| Interest-bearing deposits | $87,717,000 | 4,014 |
| Deposits held in domestic offices | $104,523,000 | 3,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $651,000 | 4,701 |
| Total equity capital | $15,125,000 | 2,545 |
| Total bank equity capital | $15,125,000 | 2,545 |
| Perpetual preferred stock | $21,000 | 314 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,900,000 | 5,709 |
| Undivided profits | $13,104,000 | 1,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $543,000 | 5,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $481,000 | 4,258 |
| Earning assets | $110,830,000 | 3,809 |
| Long-term assets (5+ years) | $39,867,000 | 1,442 |
| Average Assets, year-to-date | $114,705,600 | 3,919 |
| Average Assets, quarterly | $117,538,500 | 3,886 |
| Volatile liabilities | $9,325,000 | 4,339 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,941,000 | 6,144 |
| Tier 1 (core) risk-based capital | $14,510,000 | 2,597 |
| Tier 2 risk-based capital | $498,000 | 5,229 |
| Total risk weighted assets | $62,121,800 | 4,110 |
| Total unused commitments | $2,941,000 | 6,174 |
| Derivatives | $0 | 651 |