Home > Jacksonville Savings Bank > Income and Expense
Jacksonville Savings Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 2,954 |
| Total interest expense | $794,000 | 3,277 |
| Net interest income | $7,124,000 | 2,860 |
| Provision for loan and lease losses | $898,000 | 979 |
| Total noninterest income | $2,387,000 | 1,800 |
| Gross Fiduciary activities income | $173,000 | 717 |
| Service charges on deposit accounts | $499,000 | 1,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,715,000 | 1,650 |
| Total noninterest expense | $6,405,000 | 2,608 |
| Salaries and employee benefits | $4,227,000 | 2,370 |
| Premises and equipment expense | $570,000 | 2,932 |
| Additional noninterest expense | $1,608,000 | 3,021 |
| Pre-tax net operating income | $2,208,000 | 2,978 |
| Securities gains (losses) | $47,000 | 433 |
| Applicable income taxes | $499,000 | 1,983 |
| Income before extraordinary items | $1,756,000 | 3,132 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,756,000 | 3,131 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,756,000 | 3,131 |
| Net charge-offs | $-217,000 | 5,185 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,718,870 | 3,157 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 3,390 |
| Total interest expense | $454,000 | 3,608 |
| Net interest income | $4,195,000 | 3,312 |
| Provision for loan and lease losses | $625,000 | 956 |
| Total noninterest income | $1,395,000 | 2,085 |
| Gross Fiduciary activities income | $88,000 | 746 |
| Service charges on deposit accounts | $292,000 | 2,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,015,000 | 1,920 |
| Total noninterest expense | $3,205,000 | 3,357 |
| Salaries and employee benefits | $2,098,000 | 3,075 |
| Premises and equipment expense | $332,000 | 3,412 |
| Additional noninterest expense | $775,000 | 3,872 |
| Pre-tax net operating income | $1,760,000 | 2,947 |
| Securities gains (losses) | $47,000 | 430 |
| Applicable income taxes | $437,000 | 1,916 |
| Income before extraordinary items | $1,370,000 | 3,117 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,370,000 | 3,115 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,370,000 | 3,116 |
| Net charge-offs | $-166,000 | 5,215 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,332,870 | 3,163 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $965,000 | 5,028 |
| Total interest expense | $138,000 | 4,563 |
| Net interest income | $827,000 | 5,045 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $364,000 | 3,315 |
| Gross Fiduciary activities income | $23,000 | 828 |
| Service charges on deposit accounts | $64,000 | 3,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 2,998 |
| Total noninterest expense | $743,000 | 4,945 |
| Salaries and employee benefits | $481,000 | 4,785 |
| Premises and equipment expense | $90,000 | 4,717 |
| Additional noninterest expense | $172,000 | 5,170 |
| Pre-tax net operating income | $448,000 | 4,225 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $127,000 | 2,555 |
| Income before extraordinary items | $321,000 | 4,457 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $321,000 | 4,456 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $321,000 | 4,456 |
| Net charge-offs | $-214,000 | 5,357 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $321,000 | 4,467 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,953,000 | 2,199 |
| Total interest expense | $330,000 | 2,301 |
| Net interest income | $2,623,000 | 2,171 |
| Provision for loan and lease losses | $-160,000 | 5,514 |
| Total noninterest income | $1,117,000 | 1,184 |
| Gross Fiduciary activities income | $108,000 | 618 |
| Service charges on deposit accounts | $179,000 | 1,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $830,000 | 1,056 |
| Total noninterest expense | $2,572,000 | 1,886 |
| Salaries and employee benefits | $1,718,000 | 1,657 |
| Premises and equipment expense | $266,000 | 2,023 |
| Additional noninterest expense | $588,000 | 2,322 |
| Pre-tax net operating income | $1,328,000 | 1,640 |
| Securities gains (losses) | $33,000 | 273 |
| Applicable income taxes | $302,000 | 1,215 |
| Income before extraordinary items | $1,059,000 | 1,754 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,059,000 | 1,753 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,059,000 | 1,754 |
| Net charge-offs | $-19,000 | 4,967 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 416 |
| Net operating income | $1,032,930 | 1,782 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,440,000 | 2,203 |
| Total interest expense | $1,178,000 | 2,268 |
| Net interest income | $10,262,000 | 2,181 |
| Provision for loan and lease losses | $-180,000 | 5,425 |
| Total noninterest income | $4,099,000 | 1,262 |
| Gross Fiduciary activities income | $359,000 | 642 |
| Service charges on deposit accounts | $791,000 | 1,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,949,000 | 1,176 |
| Total noninterest expense | $9,947,000 | 1,923 |
| Salaries and employee benefits | $6,570,000 | 1,683 |
| Premises and equipment expense | $1,066,000 | 2,019 |
| Additional noninterest expense | $2,311,000 | 2,381 |
| Pre-tax net operating income | $4,594,000 | 1,834 |
| Securities gains (losses) | $329,000 | 287 |
| Applicable income taxes | $2,244,000 | 1,193 |
| Income before extraordinary items | $2,679,000 | 2,221 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,679,000 | 2,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,679,000 | 2,221 |
| Net charge-offs | $-52,000 | 5,149 |
| Cash dividends | $1,500,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 519 |
| Net operating income | $2,468,440 | 2,320 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,467,000 | 2,233 |
| Total interest expense | $863,000 | 2,291 |
| Net interest income | $7,604,000 | 2,211 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $3,062,000 | 1,285 |
| Gross Fiduciary activities income | $257,000 | 646 |
| Service charges on deposit accounts | $577,000 | 1,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,228,000 | 1,174 |
| Total noninterest expense | $7,500,000 | 1,915 |
| Salaries and employee benefits | $4,879,000 | 1,699 |
| Premises and equipment expense | $789,000 | 2,034 |
| Additional noninterest expense | $1,832,000 | 2,292 |
| Pre-tax net operating income | $3,076,000 | 2,026 |
| Securities gains (losses) | $324,000 | 278 |
| Applicable income taxes | $958,000 | 1,500 |
| Income before extraordinary items | $2,442,000 | 2,060 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,442,000 | 2,061 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,442,000 | 2,061 |
| Net charge-offs | $13,000 | 3,165 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 480 |
| Net operating income | $2,208,720 | 2,199 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 2,228 |
| Total interest expense | $546,000 | 2,336 |
| Net interest income | $5,071,000 | 2,196 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $2,042,000 | 1,287 |
| Gross Fiduciary activities income | $171,000 | 649 |
| Service charges on deposit accounts | $375,000 | 1,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,496,000 | 1,192 |
| Total noninterest expense | $4,982,000 | 1,922 |
| Salaries and employee benefits | $3,254,000 | 1,705 |
| Premises and equipment expense | $523,000 | 2,047 |
| Additional noninterest expense | $1,205,000 | 2,318 |
| Pre-tax net operating income | $2,071,000 | 1,974 |
| Securities gains (losses) | $227,000 | 267 |
| Applicable income taxes | $640,000 | 1,483 |
| Income before extraordinary items | $1,658,000 | 1,994 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,658,000 | 1,994 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,658,000 | 1,994 |
| Net charge-offs | $15,000 | 2,739 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 452 |
| Net operating income | $1,494,560 | 2,127 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 2,230 |
| Total interest expense | $259,000 | 2,395 |
| Net interest income | $2,542,000 | 2,194 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $979,000 | 1,324 |
| Gross Fiduciary activities income | $88,000 | 654 |
| Service charges on deposit accounts | $178,000 | 1,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $713,000 | 1,210 |
| Total noninterest expense | $2,502,000 | 1,921 |
| Salaries and employee benefits | $1,634,000 | 1,718 |
| Premises and equipment expense | $259,000 | 2,092 |
| Additional noninterest expense | $609,000 | 2,293 |
| Pre-tax net operating income | $989,000 | 1,977 |
| Securities gains (losses) | $129,000 | 201 |
| Applicable income taxes | $308,000 | 1,474 |
| Income before extraordinary items | $810,000 | 1,956 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $810,000 | 1,956 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $810,000 | 1,956 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 422 |
| Net operating income | $717,120 | 2,126 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,435,000 | 2,154 |
| Total interest expense | $1,059,000 | 2,315 |
| Net interest income | $10,376,000 | 2,114 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $3,863,000 | 1,378 |
| Gross Fiduciary activities income | $329,000 | 664 |
| Service charges on deposit accounts | $749,000 | 1,525 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,785,000 | 1,275 |
| Total noninterest expense | $10,033,000 | 1,910 |
| Salaries and employee benefits | $6,605,000 | 1,644 |
| Premises and equipment expense | $1,047,000 | 2,069 |
| Additional noninterest expense | $2,381,000 | 2,405 |
| Pre-tax net operating income | $4,086,000 | 1,912 |
| Securities gains (losses) | $400,000 | 533 |
| Applicable income taxes | $1,224,000 | 1,456 |
| Income before extraordinary items | $3,262,000 | 1,950 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,262,000 | 1,949 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,262,000 | 1,949 |
| Net charge-offs | $33,000 | 3,401 |
| Cash dividends | $2,500,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 458 |
| Net operating income | $2,970,000 | 2,066 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,617,000 | 2,153 |
| Total interest expense | $781,000 | 2,351 |
| Net interest income | $7,836,000 | 2,100 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $2,936,000 | 1,360 |
| Gross Fiduciary activities income | $235,000 | 667 |
| Service charges on deposit accounts | $539,000 | 1,580 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,162,000 | 1,239 |
| Total noninterest expense | $7,505,000 | 1,903 |
| Salaries and employee benefits | $4,956,000 | 1,638 |
| Premises and equipment expense | $775,000 | 2,104 |
| Additional noninterest expense | $1,774,000 | 2,417 |
| Pre-tax net operating income | $3,177,000 | 1,874 |
| Securities gains (losses) | $292,000 | 611 |
| Applicable income taxes | $958,000 | 1,451 |
| Income before extraordinary items | $2,511,000 | 1,940 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,511,000 | 1,940 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,511,000 | 1,940 |
| Net charge-offs | $25,000 | 3,026 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 453 |
| Net operating income | $2,300,760 | 2,031 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,759,000 | 2,154 |
| Total interest expense | $501,000 | 2,425 |
| Net interest income | $5,258,000 | 2,091 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $1,931,000 | 1,349 |
| Gross Fiduciary activities income | $163,000 | 675 |
| Service charges on deposit accounts | $341,000 | 1,631 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,427,000 | 1,230 |
| Total noninterest expense | $4,983,000 | 1,916 |
| Salaries and employee benefits | $3,299,000 | 1,641 |
| Premises and equipment expense | $507,000 | 2,134 |
| Additional noninterest expense | $1,177,000 | 2,443 |
| Pre-tax net operating income | $2,146,000 | 1,828 |
| Securities gains (losses) | $208,000 | 586 |
| Applicable income taxes | $655,000 | 1,418 |
| Income before extraordinary items | $1,699,000 | 1,900 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,699,000 | 1,899 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,699,000 | 1,899 |
| Net charge-offs | $22,000 | 2,715 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 425 |
| Net operating income | $1,549,240 | 2,003 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 2,135 |
| Total interest expense | $251,000 | 2,434 |
| Net interest income | $2,658,000 | 2,079 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $992,000 | 1,312 |
| Gross Fiduciary activities income | $80,000 | 674 |
| Service charges on deposit accounts | $167,000 | 1,651 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $745,000 | 1,153 |
| Total noninterest expense | $2,496,000 | 1,914 |
| Salaries and employee benefits | $1,656,000 | 1,649 |
| Premises and equipment expense | $257,000 | 2,115 |
| Additional noninterest expense | $583,000 | 2,455 |
| Pre-tax net operating income | $1,124,000 | 1,768 |
| Securities gains (losses) | $102,000 | 522 |
| Applicable income taxes | $345,000 | 1,361 |
| Income before extraordinary items | $881,000 | 1,818 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $881,000 | 1,819 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $881,000 | 1,819 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 356 |
| Net operating income | $807,560 | 1,922 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,515,000 | 2,096 |
| Total interest expense | $1,139,000 | 2,202 |
| Net interest income | $10,376,000 | 2,060 |
| Provision for loan and lease losses | $140,000 | 2,701 |
| Total noninterest income | $3,904,000 | 1,317 |
| Gross Fiduciary activities income | $289,000 | 699 |
| Service charges on deposit accounts | $680,000 | 1,691 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,935,000 | 1,177 |
| Total noninterest expense | $10,018,000 | 1,891 |
| Salaries and employee benefits | $6,571,000 | 1,596 |
| Premises and equipment expense | $996,000 | 2,180 |
| Additional noninterest expense | $2,451,000 | 2,383 |
| Pre-tax net operating income | $4,122,000 | 1,822 |
| Securities gains (losses) | $321,000 | 519 |
| Applicable income taxes | $1,204,000 | 1,424 |
| Income before extraordinary items | $3,239,000 | 1,922 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,239,000 | 1,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,239,000 | 1,924 |
| Net charge-offs | $176,000 | 2,109 |
| Cash dividends | $2,000,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 523 |
| Net operating income | $3,004,670 | 2,016 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,591,000 | 2,126 |
| Total interest expense | $883,000 | 2,169 |
| Net interest income | $7,708,000 | 2,094 |
| Provision for loan and lease losses | $110,000 | 2,573 |
| Total noninterest income | $2,842,000 | 1,367 |
| Gross Fiduciary activities income | $212,000 | 702 |
| Service charges on deposit accounts | $508,000 | 1,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,122,000 | 1,234 |
| Total noninterest expense | $7,271,000 | 1,952 |
| Salaries and employee benefits | $4,799,000 | 1,649 |
| Premises and equipment expense | $751,000 | 2,206 |
| Additional noninterest expense | $1,721,000 | 2,510 |
| Pre-tax net operating income | $3,169,000 | 1,822 |
| Securities gains (losses) | $267,000 | 520 |
| Applicable income taxes | $952,000 | 1,419 |
| Income before extraordinary items | $2,484,000 | 1,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,484,000 | 1,904 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,484,000 | 1,904 |
| Net charge-offs | $148,000 | 1,811 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 541 |
| Net operating income | $2,291,760 | 1,988 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,761,000 | 2,117 |
| Total interest expense | $613,000 | 2,118 |
| Net interest income | $5,148,000 | 2,085 |
| Provision for loan and lease losses | $65,000 | 2,615 |
| Total noninterest income | $1,889,000 | 1,370 |
| Gross Fiduciary activities income | $148,000 | 703 |
| Service charges on deposit accounts | $326,000 | 1,740 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,415,000 | 1,232 |
| Total noninterest expense | $4,763,000 | 2,004 |
| Salaries and employee benefits | $3,180,000 | 1,671 |
| Premises and equipment expense | $499,000 | 2,228 |
| Additional noninterest expense | $1,084,000 | 2,640 |
| Pre-tax net operating income | $2,209,000 | 1,759 |
| Securities gains (losses) | $212,000 | 510 |
| Applicable income taxes | $687,000 | 1,341 |
| Income before extraordinary items | $1,734,000 | 1,824 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,734,000 | 1,828 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,734,000 | 1,829 |
| Net charge-offs | $98,000 | 1,750 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 518 |
| Net operating income | $1,581,360 | 1,913 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 2,093 |
| Total interest expense | $317,000 | 2,067 |
| Net interest income | $2,584,000 | 2,063 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $893,000 | 1,391 |
| Gross Fiduciary activities income | $79,000 | 687 |
| Service charges on deposit accounts | $156,000 | 1,770 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $658,000 | 1,243 |
| Total noninterest expense | $2,405,000 | 1,978 |
| Salaries and employee benefits | $1,592,000 | 1,676 |
| Premises and equipment expense | $255,000 | 2,212 |
| Additional noninterest expense | $558,000 | 2,568 |
| Pre-tax net operating income | $1,042,000 | 1,788 |
| Securities gains (losses) | $133,000 | 481 |
| Applicable income taxes | $330,000 | 1,352 |
| Income before extraordinary items | $845,000 | 1,844 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $845,000 | 1,847 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $845,000 | 1,846 |
| Net charge-offs | $15,000 | 2,292 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 496 |
| Net operating income | $749,240 | 1,958 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,892,000 | 2,052 |
| Total interest expense | $1,464,000 | 1,929 |
| Net interest income | $10,428,000 | 2,047 |
| Provision for loan and lease losses | $240,000 | 2,251 |
| Total noninterest income | $3,514,000 | 1,391 |
| Gross Fiduciary activities income | $291,000 | 708 |
| Service charges on deposit accounts | $714,000 | 1,725 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,509,000 | 1,246 |
| Total noninterest expense | $9,509,000 | 1,995 |
| Salaries and employee benefits | $6,328,000 | 1,647 |
| Premises and equipment expense | $974,000 | 2,288 |
| Additional noninterest expense | $2,207,000 | 2,659 |
| Pre-tax net operating income | $4,193,000 | 1,769 |
| Securities gains (losses) | $409,000 | 484 |
| Applicable income taxes | $1,205,000 | 1,356 |
| Income before extraordinary items | $3,397,000 | 1,824 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,397,000 | 1,824 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,397,000 | 1,823 |
| Net charge-offs | $690,000 | 1,173 |
| Cash dividends | $2,000,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 551 |
| Net operating income | $3,094,340 | 1,924 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,970,000 | 2,056 |
| Total interest expense | $1,123,000 | 1,916 |
| Net interest income | $7,847,000 | 2,048 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $2,668,000 | 1,395 |
| Gross Fiduciary activities income | $209,000 | 716 |
| Service charges on deposit accounts | $538,000 | 1,725 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,921,000 | 1,232 |
| Total noninterest expense | $7,054,000 | 2,015 |
| Salaries and employee benefits | $4,652,000 | 1,673 |
| Premises and equipment expense | $739,000 | 2,300 |
| Additional noninterest expense | $1,663,000 | 2,657 |
| Pre-tax net operating income | $3,371,000 | 1,684 |
| Securities gains (losses) | $300,000 | 476 |
| Applicable income taxes | $984,000 | 1,323 |
| Income before extraordinary items | $2,687,000 | 1,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,687,000 | 1,739 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,687,000 | 1,738 |
| Net charge-offs | $505,000 | 1,148 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 583 |
| Net operating income | $2,468,000 | 1,831 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,024,000 | 2,043 |
| Total interest expense | $767,000 | 1,905 |
| Net interest income | $5,257,000 | 2,030 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $1,776,000 | 1,385 |
| Gross Fiduciary activities income | $146,000 | 710 |
| Service charges on deposit accounts | $343,000 | 1,768 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,287,000 | 1,214 |
| Total noninterest expense | $4,711,000 | 2,015 |
| Salaries and employee benefits | $3,096,000 | 1,663 |
| Premises and equipment expense | $495,000 | 2,292 |
| Additional noninterest expense | $1,120,000 | 2,636 |
| Pre-tax net operating income | $2,262,000 | 1,641 |
| Securities gains (losses) | $161,000 | 554 |
| Applicable income taxes | $678,000 | 1,280 |
| Income before extraordinary items | $1,745,000 | 1,725 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,745,000 | 1,728 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,745,000 | 1,727 |
| Net charge-offs | $125,000 | 1,990 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 552 |
| Net operating income | $1,629,080 | 1,802 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 2,021 |
| Total interest expense | $393,000 | 1,896 |
| Net interest income | $2,653,000 | 2,018 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $894,000 | 1,352 |
| Gross Fiduciary activities income | $84,000 | 689 |
| Service charges on deposit accounts | $160,000 | 1,844 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $650,000 | 1,176 |
| Total noninterest expense | $2,358,000 | 2,019 |
| Salaries and employee benefits | $1,543,000 | 1,684 |
| Premises and equipment expense | $259,000 | 2,242 |
| Additional noninterest expense | $556,000 | 2,658 |
| Pre-tax net operating income | $1,159,000 | 1,563 |
| Securities gains (losses) | $100,000 | 440 |
| Applicable income taxes | $357,000 | 1,177 |
| Income before extraordinary items | $902,000 | 1,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $902,000 | 1,627 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $902,000 | 1,627 |
| Net charge-offs | $68,000 | 1,622 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 518 |
| Net operating income | $830,000 | 1,729 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,078,000 | 2,044 |
| Total interest expense | $1,796,000 | 1,875 |
| Net interest income | $10,282,000 | 2,047 |
| Provision for loan and lease losses | $170,000 | 3,152 |
| Total noninterest income | $3,550,000 | 1,437 |
| Gross Fiduciary activities income | $253,000 | 730 |
| Service charges on deposit accounts | $826,000 | 1,612 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,471,000 | 1,304 |
| Total noninterest expense | $9,707,000 | 1,953 |
| Salaries and employee benefits | $6,350,000 | 1,627 |
| Premises and equipment expense | $1,022,000 | 2,211 |
| Additional noninterest expense | $2,335,000 | 2,615 |
| Pre-tax net operating income | $3,955,000 | 1,741 |
| Securities gains (losses) | $898,000 | 264 |
| Applicable income taxes | $1,371,000 | 1,193 |
| Income before extraordinary items | $3,482,000 | 1,683 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,482,000 | 1,687 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,482,000 | 1,687 |
| Net charge-offs | $103,000 | 3,708 |
| Cash dividends | $1,500,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 573 |
| Net operating income | $2,835,440 | 1,938 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,938,000 | 2,073 |
| Total interest expense | $1,377,000 | 1,897 |
| Net interest income | $7,561,000 | 2,084 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $2,607,000 | 1,487 |
| Gross Fiduciary activities income | $179,000 | 741 |
| Service charges on deposit accounts | $625,000 | 1,597 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,803,000 | 1,360 |
| Total noninterest expense | $7,111,000 | 1,994 |
| Salaries and employee benefits | $4,643,000 | 1,660 |
| Premises and equipment expense | $769,000 | 2,232 |
| Additional noninterest expense | $1,699,000 | 2,696 |
| Pre-tax net operating income | $3,017,000 | 1,736 |
| Securities gains (losses) | $860,000 | 247 |
| Applicable income taxes | $1,117,000 | 1,157 |
| Income before extraordinary items | $2,760,000 | 1,628 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,760,000 | 1,630 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,760,000 | 1,632 |
| Net charge-offs | $115,000 | 3,120 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 638 |
| Net operating income | $2,149,400 | 1,945 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 2,102 |
| Total interest expense | $933,000 | 1,896 |
| Net interest income | $4,944,000 | 2,112 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $1,834,000 | 1,434 |
| Gross Fiduciary activities income | $124,000 | 738 |
| Service charges on deposit accounts | $408,000 | 1,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,302,000 | 1,318 |
| Total noninterest expense | $4,716,000 | 2,009 |
| Salaries and employee benefits | $3,107,000 | 1,669 |
| Premises and equipment expense | $512,000 | 2,235 |
| Additional noninterest expense | $1,097,000 | 2,749 |
| Pre-tax net operating income | $2,032,000 | 1,694 |
| Securities gains (losses) | $689,000 | 271 |
| Applicable income taxes | $805,000 | 1,098 |
| Income before extraordinary items | $1,916,000 | 1,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,916,000 | 1,586 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,916,000 | 1,588 |
| Net charge-offs | $-104,000 | 6,697 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 607 |
| Net operating income | $1,433,700 | 1,925 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 2,107 |
| Total interest expense | $476,000 | 1,909 |
| Net interest income | $2,476,000 | 2,118 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $906,000 | 1,446 |
| Gross Fiduciary activities income | $66,000 | 729 |
| Service charges on deposit accounts | $201,000 | 1,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $639,000 | 1,330 |
| Total noninterest expense | $2,352,000 | 2,033 |
| Salaries and employee benefits | $1,556,000 | 1,689 |
| Premises and equipment expense | $253,000 | 2,296 |
| Additional noninterest expense | $543,000 | 2,772 |
| Pre-tax net operating income | $1,000,000 | 1,704 |
| Securities gains (losses) | $584,000 | 190 |
| Applicable income taxes | $493,000 | 935 |
| Income before extraordinary items | $1,091,000 | 1,359 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,091,000 | 1,360 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,091,000 | 1,361 |
| Net charge-offs | $-77,000 | 6,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 578 |
| Net operating income | $688,040 | 1,943 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,791,000 | 2,046 |
| Total interest expense | $2,324,000 | 1,875 |
| Net interest income | $10,467,000 | 2,065 |
| Provision for loan and lease losses | $490,000 | 2,744 |
| Total noninterest income | $3,726,000 | 1,397 |
| Gross Fiduciary activities income | $290,000 | 713 |
| Service charges on deposit accounts | $862,000 | 1,589 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,574,000 | 1,307 |
| Total noninterest expense | $9,561,000 | 2,007 |
| Salaries and employee benefits | $6,325,000 | 1,600 |
| Premises and equipment expense | $980,000 | 2,314 |
| Additional noninterest expense | $2,256,000 | 2,809 |
| Pre-tax net operating income | $4,142,000 | 1,602 |
| Securities gains (losses) | $1,159,000 | 448 |
| Applicable income taxes | $1,499,000 | 1,099 |
| Income before extraordinary items | $3,802,000 | 1,518 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,802,000 | 1,520 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,802,000 | 1,519 |
| Net charge-offs | $448,000 | 2,790 |
| Cash dividends | $1,000,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 626 |
| Net operating income | $2,967,520 | 1,777 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,701,000 | 2,064 |
| Total interest expense | $1,788,000 | 1,909 |
| Net interest income | $7,913,000 | 2,079 |
| Provision for loan and lease losses | $370,000 | 2,694 |
| Total noninterest income | $2,756,000 | 1,399 |
| Gross Fiduciary activities income | $211,000 | 716 |
| Service charges on deposit accounts | $636,000 | 1,635 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,909,000 | 1,306 |
| Total noninterest expense | $7,067,000 | 2,029 |
| Salaries and employee benefits | $4,679,000 | 1,619 |
| Premises and equipment expense | $733,000 | 2,350 |
| Additional noninterest expense | $1,655,000 | 2,868 |
| Pre-tax net operating income | $3,232,000 | 1,599 |
| Securities gains (losses) | $926,000 | 436 |
| Applicable income taxes | $1,199,000 | 1,072 |
| Income before extraordinary items | $2,959,000 | 1,505 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,959,000 | 1,506 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,959,000 | 1,506 |
| Net charge-offs | $515,000 | 2,144 |
| Cash dividends | $1,000,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 680 |
| Net operating income | $2,301,540 | 1,767 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,510,000 | 2,058 |
| Total interest expense | $1,206,000 | 1,956 |
| Net interest income | $5,304,000 | 2,072 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $1,772,000 | 1,424 |
| Gross Fiduciary activities income | $139,000 | 724 |
| Service charges on deposit accounts | $398,000 | 1,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,235,000 | 1,316 |
| Total noninterest expense | $4,728,000 | 2,021 |
| Salaries and employee benefits | $3,119,000 | 1,620 |
| Premises and equipment expense | $490,000 | 2,323 |
| Additional noninterest expense | $1,119,000 | 2,852 |
| Pre-tax net operating income | $2,098,000 | 1,629 |
| Securities gains (losses) | $527,000 | 517 |
| Applicable income taxes | $746,000 | 1,120 |
| Income before extraordinary items | $1,879,000 | 1,561 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,879,000 | 1,560 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,879,000 | 1,561 |
| Net charge-offs | $416,000 | 1,958 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 647 |
| Net operating income | $1,499,560 | 1,797 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 2,056 |
| Total interest expense | $613,000 | 2,008 |
| Net interest income | $2,669,000 | 2,064 |
| Provision for loan and lease losses | $80,000 | 3,124 |
| Total noninterest income | $882,000 | 1,434 |
| Gross Fiduciary activities income | $78,000 | 710 |
| Service charges on deposit accounts | $190,000 | 1,774 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $614,000 | 1,307 |
| Total noninterest expense | $2,349,000 | 2,040 |
| Salaries and employee benefits | $1,551,000 | 1,633 |
| Premises and equipment expense | $248,000 | 2,308 |
| Additional noninterest expense | $550,000 | 2,861 |
| Pre-tax net operating income | $1,122,000 | 1,523 |
| Securities gains (losses) | $225,000 | 551 |
| Applicable income taxes | $393,000 | 1,087 |
| Income before extraordinary items | $954,000 | 1,532 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $954,000 | 1,533 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $954,000 | 1,533 |
| Net charge-offs | $46,000 | 3,075 |
| Cash dividends | $1,000,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 618 |
| Net operating income | $794,250 | 1,710 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,867,000 | 2,018 |
| Total interest expense | $2,906,000 | 2,021 |
| Net interest income | $10,961,000 | 1,991 |
| Provision for loan and lease losses | $625,000 | 3,098 |
| Total noninterest income | $3,679,000 | 1,302 |
| Gross Fiduciary activities income | $237,000 | 703 |
| Service charges on deposit accounts | $921,000 | 1,582 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,521,000 | 1,165 |
| Total noninterest expense | $9,515,000 | 2,012 |
| Salaries and employee benefits | $6,178,000 | 1,588 |
| Premises and equipment expense | $1,010,000 | 2,394 |
| Additional noninterest expense | $2,327,000 | 2,743 |
| Pre-tax net operating income | $4,500,000 | 1,296 |
| Securities gains (losses) | $282,000 | 1,176 |
| Applicable income taxes | $1,355,000 | 1,073 |
| Income before extraordinary items | $3,427,000 | 1,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,427,000 | 1,435 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,427,000 | 1,435 |
| Net charge-offs | $292,000 | 3,832 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 767 |
| Net operating income | $3,223,960 | 1,446 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,561,000 | 2,014 |
| Total interest expense | $2,262,000 | 2,034 |
| Net interest income | $8,299,000 | 1,983 |
| Provision for loan and lease losses | $475,000 | 2,940 |
| Total noninterest income | $2,805,000 | 1,277 |
| Gross Fiduciary activities income | $168,000 | 708 |
| Service charges on deposit accounts | $698,000 | 1,569 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,939,000 | 1,138 |
| Total noninterest expense | $7,094,000 | 2,035 |
| Salaries and employee benefits | $4,593,000 | 1,613 |
| Premises and equipment expense | $753,000 | 2,418 |
| Additional noninterest expense | $1,748,000 | 2,745 |
| Pre-tax net operating income | $3,535,000 | 1,281 |
| Securities gains (losses) | $138,000 | 1,492 |
| Applicable income taxes | $1,052,000 | 1,046 |
| Income before extraordinary items | $2,621,000 | 1,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,621,000 | 1,455 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,621,000 | 1,455 |
| Net charge-offs | $175,000 | 3,864 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 780 |
| Net operating income | $2,523,020 | 1,425 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,018,000 | 2,033 |
| Total interest expense | $1,571,000 | 2,021 |
| Net interest income | $5,447,000 | 2,021 |
| Provision for loan and lease losses | $325,000 | 2,851 |
| Total noninterest income | $1,889,000 | 1,280 |
| Gross Fiduciary activities income | $118,000 | 704 |
| Service charges on deposit accounts | $451,000 | 1,598 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,320,000 | 1,110 |
| Total noninterest expense | $4,728,000 | 2,047 |
| Salaries and employee benefits | $3,054,000 | 1,622 |
| Premises and equipment expense | $495,000 | 2,476 |
| Additional noninterest expense | $1,179,000 | 2,776 |
| Pre-tax net operating income | $2,283,000 | 1,293 |
| Securities gains (losses) | $109,000 | 1,083 |
| Applicable income taxes | $679,000 | 1,049 |
| Income before extraordinary items | $1,713,000 | 1,435 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,713,000 | 1,436 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,713,000 | 1,436 |
| Net charge-offs | $128,000 | 3,596 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 722 |
| Net operating income | $1,634,520 | 1,433 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 2,087 |
| Total interest expense | $812,000 | 2,029 |
| Net interest income | $2,610,000 | 2,084 |
| Provision for loan and lease losses | $175,000 | 2,602 |
| Total noninterest income | $956,000 | 1,253 |
| Gross Fiduciary activities income | $60,000 | 701 |
| Service charges on deposit accounts | $219,000 | 1,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $677,000 | 1,081 |
| Total noninterest expense | $2,383,000 | 2,030 |
| Salaries and employee benefits | $1,510,000 | 1,643 |
| Premises and equipment expense | $239,000 | 2,575 |
| Additional noninterest expense | $634,000 | 2,610 |
| Pre-tax net operating income | $1,008,000 | 1,423 |
| Securities gains (losses) | $54,000 | 732 |
| Applicable income taxes | $288,000 | 1,154 |
| Income before extraordinary items | $774,000 | 1,523 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $774,000 | 1,523 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $774,000 | 1,523 |
| Net charge-offs | $260,000 | 1,884 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 742 |
| Net operating income | $734,580 | 1,558 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,530,000 | 2,231 |
| Total interest expense | $3,969,000 | 2,011 |
| Net interest income | $9,561,000 | 2,291 |
| Provision for loan and lease losses | $1,725,000 | 2,272 |
| Total noninterest income | $3,652,000 | 1,352 |
| Gross Fiduciary activities income | $206,000 | 755 |
| Service charges on deposit accounts | $993,000 | 1,512 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,453,000 | 1,218 |
| Total noninterest expense | $9,269,000 | 2,081 |
| Salaries and employee benefits | $5,813,000 | 1,675 |
| Premises and equipment expense | $1,024,000 | 2,433 |
| Additional noninterest expense | $2,432,000 | 2,746 |
| Pre-tax net operating income | $2,219,000 | 2,058 |
| Securities gains (losses) | $452,000 | 962 |
| Applicable income taxes | $483,000 | 1,920 |
| Income before extraordinary items | $2,188,000 | 1,870 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,188,000 | 1,870 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,188,000 | 1,872 |
| Net charge-offs | $1,051,000 | 2,624 |
| Cash dividends | $132,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $-395,000 | 7,626 |
| Net operating income | $1,817,360 | 2,103 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,112,000 | 2,290 |
| Total interest expense | $3,047,000 | 2,050 |
| Net interest income | $7,065,000 | 2,355 |
| Provision for loan and lease losses | $1,500,000 | 1,969 |
| Total noninterest income | $2,547,000 | 1,408 |
| Gross Fiduciary activities income | $146,000 | 759 |
| Service charges on deposit accounts | $754,000 | 1,548 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,647,000 | 1,259 |
| Total noninterest expense | $6,891,000 | 2,104 |
| Salaries and employee benefits | $4,254,000 | 1,725 |
| Premises and equipment expense | $777,000 | 2,441 |
| Additional noninterest expense | $1,860,000 | 2,653 |
| Pre-tax net operating income | $1,221,000 | 2,745 |
| Securities gains (losses) | $424,000 | 851 |
| Applicable income taxes | $230,000 | 2,413 |
| Income before extraordinary items | $1,415,000 | 2,254 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,415,000 | 2,254 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,415,000 | 2,256 |
| Net charge-offs | $878,000 | 2,341 |
| Cash dividends | $132,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $-408,000 | 7,736 |
| Net operating income | $1,050,360 | 2,664 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,618,000 | 2,360 |
| Total interest expense | $2,064,000 | 2,094 |
| Net interest income | $4,554,000 | 2,429 |
| Provision for loan and lease losses | $1,125,000 | 1,819 |
| Total noninterest income | $1,449,000 | 1,535 |
| Gross Fiduciary activities income | $85,000 | 789 |
| Service charges on deposit accounts | $483,000 | 1,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $881,000 | 1,420 |
| Total noninterest expense | $4,456,000 | 2,177 |
| Salaries and employee benefits | $2,744,000 | 1,793 |
| Premises and equipment expense | $498,000 | 2,550 |
| Additional noninterest expense | $1,214,000 | 2,688 |
| Pre-tax net operating income | $422,000 | 3,910 |
| Securities gains (losses) | $344,000 | 638 |
| Applicable income taxes | $34,000 | 3,521 |
| Income before extraordinary items | $732,000 | 2,674 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $732,000 | 2,669 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $732,000 | 2,673 |
| Net charge-offs | $755,000 | 2,005 |
| Cash dividends | $132,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $401,760 | 3,676 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 2,460 |
| Total interest expense | $1,055,000 | 2,160 |
| Net interest income | $2,179,000 | 2,575 |
| Provision for loan and lease losses | $275,000 | 2,549 |
| Total noninterest income | $811,000 | 1,429 |
| Gross Fiduciary activities income | $42,000 | 802 |
| Service charges on deposit accounts | $230,000 | 1,665 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $539,000 | 1,217 |
| Total noninterest expense | $2,199,000 | 2,221 |
| Salaries and employee benefits | $1,364,000 | 1,832 |
| Premises and equipment expense | $260,000 | 2,511 |
| Additional noninterest expense | $575,000 | 2,813 |
| Pre-tax net operating income | $516,000 | 2,350 |
| Securities gains (losses) | $140,000 | 652 |
| Applicable income taxes | $128,000 | 1,880 |
| Income before extraordinary items | $528,000 | 2,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $528,000 | 2,045 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $528,000 | 2,046 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $66,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $416,000 | 2,393 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,420,000 | 2,321 |
| Total interest expense | $5,432,000 | 2,096 |
| Net interest income | $8,988,000 | 2,416 |
| Provision for loan and lease losses | $2,575,000 | 2,142 |
| Total noninterest income | $3,754,000 | 1,361 |
| Gross Fiduciary activities income | $166,000 | 799 |
| Service charges on deposit accounts | $893,000 | 1,862 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,695,000 | 1,112 |
| Total noninterest expense | $9,041,000 | 2,198 |
| Salaries and employee benefits | $5,534,000 | 1,793 |
| Premises and equipment expense | $1,076,000 | 2,433 |
| Additional noninterest expense | $2,431,000 | 2,807 |
| Pre-tax net operating income | $1,126,000 | 2,811 |
| Securities gains (losses) | $589,000 | 784 |
| Applicable income taxes | $186,000 | 2,442 |
| Income before extraordinary items | $1,529,000 | 2,079 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,529,000 | 2,076 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,529,000 | 2,078 |
| Net charge-offs | $2,219,000 | 1,914 |
| Cash dividends | $864,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,004,790 | 2,716 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,033,000 | 2,305 |
| Total interest expense | $4,228,000 | 2,113 |
| Net interest income | $6,805,000 | 2,402 |
| Provision for loan and lease losses | $2,150,000 | 1,819 |
| Total noninterest income | $2,695,000 | 1,443 |
| Gross Fiduciary activities income | $122,000 | 797 |
| Service charges on deposit accounts | $614,000 | 2,020 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,959,000 | 1,168 |
| Total noninterest expense | $6,655,000 | 2,238 |
| Salaries and employee benefits | $4,068,000 | 1,838 |
| Premises and equipment expense | $803,000 | 2,469 |
| Additional noninterest expense | $1,784,000 | 2,827 |
| Pre-tax net operating income | $695,000 | 3,348 |
| Securities gains (losses) | $437,000 | 773 |
| Applicable income taxes | $70,000 | 3,121 |
| Income before extraordinary items | $1,062,000 | 2,384 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,062,000 | 2,382 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,062,000 | 2,385 |
| Net charge-offs | $1,368,000 | 1,865 |
| Cash dividends | $798,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $651,220 | 3,158 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,383,000 | 2,333 |
| Total interest expense | $2,913,000 | 2,148 |
| Net interest income | $4,470,000 | 2,412 |
| Provision for loan and lease losses | $1,900,000 | 1,443 |
| Total noninterest income | $1,865,000 | 1,419 |
| Gross Fiduciary activities income | $89,000 | 793 |
| Service charges on deposit accounts | $339,000 | 2,291 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,437,000 | 1,138 |
| Total noninterest expense | $4,437,000 | 2,262 |
| Salaries and employee benefits | $2,698,000 | 1,873 |
| Premises and equipment expense | $538,000 | 2,491 |
| Additional noninterest expense | $1,201,000 | 2,827 |
| Pre-tax net operating income | $-2,000 | 5,808 |
| Securities gains (losses) | $393,000 | 618 |
| Applicable income taxes | $-100,000 | 7,142 |
| Income before extraordinary items | $491,000 | 3,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 3,121 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $491,000 | 3,123 |
| Net charge-offs | $1,370,000 | 1,407 |
| Cash dividends | $632,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $98,000 | 5,132 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 2,311 |
| Total interest expense | $1,491,000 | 2,189 |
| Net interest income | $2,282,000 | 2,374 |
| Provision for loan and lease losses | $350,000 | 2,122 |
| Total noninterest income | $859,000 | 1,469 |
| Gross Fiduciary activities income | $48,000 | 783 |
| Service charges on deposit accounts | $149,000 | 2,488 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $662,000 | 1,162 |
| Total noninterest expense | $2,189,000 | 2,236 |
| Salaries and employee benefits | $1,343,000 | 1,914 |
| Premises and equipment expense | $272,000 | 2,499 |
| Additional noninterest expense | $574,000 | 2,664 |
| Pre-tax net operating income | $602,000 | 2,043 |
| Securities gains (losses) | $59,000 | 1,231 |
| Applicable income taxes | $136,000 | 1,867 |
| Income before extraordinary items | $525,000 | 2,040 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $525,000 | 2,041 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $525,000 | 2,041 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $566,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $478,390 | 2,084 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,907,000 | 2,343 |
| Total interest expense | $7,717,000 | 2,033 |
| Net interest income | $8,190,000 | 2,648 |
| Provision for loan and lease losses | $310,000 | 4,571 |
| Total noninterest income | $2,899,000 | 1,618 |
| Gross Fiduciary activities income | $220,000 | 768 |
| Service charges on deposit accounts | $757,000 | 2,214 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,922,000 | 1,337 |
| Total noninterest expense | $8,840,000 | 2,168 |
| Salaries and employee benefits | $5,490,000 | 1,856 |
| Premises and equipment expense | $1,102,000 | 2,413 |
| Additional noninterest expense | $2,248,000 | 2,565 |
| Pre-tax net operating income | $1,939,000 | 2,511 |
| Securities gains (losses) | $33,000 | 1,871 |
| Applicable income taxes | $363,000 | 2,188 |
| Income before extraordinary items | $1,609,000 | 2,396 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,609,000 | 2,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 4,547 |
| Cash dividends | $384,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,581,940 | 2,563 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,966,000 | 2,388 |
| Total interest expense | $6,106,000 | 2,024 |
| Net interest income | $5,860,000 | 2,777 |
| Provision for loan and lease losses | $165,000 | 4,493 |
| Total noninterest income | $2,291,000 | 1,600 |
| Gross Fiduciary activities income | $145,000 | 790 |
| Service charges on deposit accounts | $572,000 | 2,219 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,574,000 | 1,317 |
| Total noninterest expense | $6,241,000 | 2,291 |
| Salaries and employee benefits | $4,080,000 | 1,898 |
| Premises and equipment expense | $851,000 | 2,366 |
| Additional noninterest expense | $1,310,000 | 3,123 |
| Pre-tax net operating income | $1,745,000 | 2,532 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $390,000 | 2,185 |
| Income before extraordinary items | $1,357,000 | 2,517 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,357,000 | 2,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,819 |
| Cash dividends | $314,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,355,440 | 2,642 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,989,000 | 2,419 |
| Total interest expense | $4,244,000 | 2,032 |
| Net interest income | $3,745,000 | 2,881 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $1,514,000 | 1,633 |
| Gross Fiduciary activities income | $97,000 | 808 |
| Service charges on deposit accounts | $361,000 | 2,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,056,000 | 1,342 |
| Total noninterest expense | $4,139,000 | 2,311 |
| Salaries and employee benefits | $2,704,000 | 1,921 |
| Premises and equipment expense | $553,000 | 2,414 |
| Additional noninterest expense | $882,000 | 3,069 |
| Pre-tax net operating income | $1,060,000 | 2,826 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $226,000 | 2,543 |
| Income before extraordinary items | $834,000 | 2,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $834,000 | 2,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,802 |
| Cash dividends | $142,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $834,000 | 2,925 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 2,445 |
| Total interest expense | $2,220,000 | 2,062 |
| Net interest income | $1,836,000 | 2,917 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $757,000 | 1,631 |
| Gross Fiduciary activities income | $51,000 | 798 |
| Service charges on deposit accounts | $174,000 | 2,329 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $532,000 | 1,347 |
| Total noninterest expense | $2,072,000 | 2,299 |
| Salaries and employee benefits | $1,349,000 | 1,950 |
| Premises and equipment expense | $290,000 | 2,340 |
| Additional noninterest expense | $433,000 | 3,077 |
| Pre-tax net operating income | $491,000 | 3,111 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $111,000 | 2,664 |
| Income before extraordinary items | $380,000 | 3,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $380,000 | 3,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $71,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $380,000 | 3,210 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,612,000 | 2,585 |
| Total interest expense | $9,060,000 | 2,105 |
| Net interest income | $6,552,000 | 3,271 |
| Provision for loan and lease losses | $155,000 | 4,277 |
| Total noninterest income | $2,358,000 | 1,969 |
| Gross Fiduciary activities income | $104,000 | 915 |
| Service charges on deposit accounts | $793,000 | 2,148 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,461,000 | 1,700 |
| Total noninterest expense | $7,984,000 | 2,295 |
| Salaries and employee benefits | $5,035,000 | 1,992 |
| Premises and equipment expense | $1,091,000 | 2,380 |
| Additional noninterest expense | $1,858,000 | 2,846 |
| Pre-tax net operating income | $771,000 | 5,244 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $67,000 | 4,760 |
| Income before extraordinary items | $709,000 | 5,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $709,000 | 5,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,528 |
| Cash dividends | $284,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $704,450 | 5,020 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,566,000 | 2,610 |
| Total interest expense | $6,744,000 | 2,109 |
| Net interest income | $4,822,000 | 3,331 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $1,750,000 | 1,986 |
| Gross Fiduciary activities income | $69,000 | 927 |
| Service charges on deposit accounts | $595,000 | 2,126 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,086,000 | 1,721 |
| Total noninterest expense | $5,931,000 | 2,288 |
| Salaries and employee benefits | $3,766,000 | 1,993 |
| Premises and equipment expense | $809,000 | 2,391 |
| Additional noninterest expense | $1,356,000 | 2,858 |
| Pre-tax net operating income | $591,000 | 5,472 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $79,000 | 4,632 |
| Income before extraordinary items | $515,000 | 5,325 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $515,000 | 5,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,553 |
| Cash dividends | $213,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $512,390 | 5,319 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,546,000 | 2,684 |
| Total interest expense | $4,362,000 | 2,167 |
| Net interest income | $3,184,000 | 3,382 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $1,175,000 | 1,994 |
| Gross Fiduciary activities income | $51,000 | 929 |
| Service charges on deposit accounts | $393,000 | 2,152 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $731,000 | 1,713 |
| Total noninterest expense | $3,924,000 | 2,327 |
| Salaries and employee benefits | $2,489,000 | 2,054 |
| Premises and equipment expense | $536,000 | 2,406 |
| Additional noninterest expense | $899,000 | 2,886 |
| Pre-tax net operating income | $405,000 | 5,489 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $48,000 | 4,796 |
| Income before extraordinary items | $357,000 | 5,309 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $357,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,277 |
| Cash dividends | $142,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $357,000 | 5,296 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 2,732 |
| Total interest expense | $2,130,000 | 2,197 |
| Net interest income | $1,560,000 | 3,437 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $538,000 | 2,109 |
| Gross Fiduciary activities income | $27,000 | 927 |
| Service charges on deposit accounts | $186,000 | 2,187 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $325,000 | 1,854 |
| Total noninterest expense | $1,943,000 | 2,346 |
| Salaries and employee benefits | $1,246,000 | 2,062 |
| Premises and equipment expense | $268,000 | 2,433 |
| Additional noninterest expense | $429,000 | 2,989 |
| Pre-tax net operating income | $125,000 | 6,357 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-2,000 | 8,174 |
| Income before extraordinary items | $127,000 | 5,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,697 |
| Cash dividends | $71,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $127,000 | 5,959 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,980,000 | 2,692 |
| Total interest expense | $7,035,000 | 2,271 |
| Net interest income | $6,945,000 | 3,126 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $2,230,000 | 2,058 |
| Gross Fiduciary activities income | $75,000 | 974 |
| Service charges on deposit accounts | $762,000 | 2,205 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,393,000 | 1,758 |
| Total noninterest expense | $7,688,000 | 2,308 |
| Salaries and employee benefits | $4,787,000 | 2,044 |
| Premises and equipment expense | $1,131,000 | 2,188 |
| Additional noninterest expense | $1,770,000 | 2,862 |
| Pre-tax net operating income | $1,427,000 | 4,404 |
| Securities gains (losses) | $-21,000 | 7,568 |
| Applicable income taxes | $403,000 | 3,423 |
| Income before extraordinary items | $1,003,000 | 4,710 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,003,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,266 |
| Cash dividends | $283,000 | 4,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,017,910 | 4,667 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,331,000 | 2,712 |
| Total interest expense | $5,003,000 | 2,320 |
| Net interest income | $5,328,000 | 3,092 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $1,651,000 | 2,077 |
| Gross Fiduciary activities income | $45,000 | 1,001 |
| Service charges on deposit accounts | $564,000 | 2,241 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,042,000 | 1,766 |
| Total noninterest expense | $5,726,000 | 2,303 |
| Salaries and employee benefits | $3,569,000 | 2,051 |
| Premises and equipment expense | $839,000 | 2,222 |
| Additional noninterest expense | $1,318,000 | 2,869 |
| Pre-tax net operating income | $1,193,000 | 4,315 |
| Securities gains (losses) | $-17,000 | 7,780 |
| Applicable income taxes | $318,000 | 3,498 |
| Income before extraordinary items | $858,000 | 4,541 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $858,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $212,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $870,410 | 4,488 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,772,000 | 2,721 |
| Total interest expense | $3,128,000 | 2,344 |
| Net interest income | $3,644,000 | 3,038 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $1,120,000 | 2,049 |
| Gross Fiduciary activities income | $29,000 | 1,019 |
| Service charges on deposit accounts | $360,000 | 2,296 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $731,000 | 1,703 |
| Total noninterest expense | $3,754,000 | 2,350 |
| Salaries and employee benefits | $2,368,000 | 2,064 |
| Premises and equipment expense | $539,000 | 2,301 |
| Additional noninterest expense | $847,000 | 2,977 |
| Pre-tax net operating income | $950,000 | 3,914 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $284,000 | 3,120 |
| Income before extraordinary items | $666,000 | 4,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $666,000 | 4,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $141,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $666,000 | 4,180 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 2,714 |
| Total interest expense | $1,474,000 | 2,363 |
| Net interest income | $1,856,000 | 2,969 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $559,000 | 2,036 |
| Gross Fiduciary activities income | $16,000 | 1,014 |
| Service charges on deposit accounts | $173,000 | 2,307 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $370,000 | 1,657 |
| Total noninterest expense | $1,876,000 | 2,366 |
| Salaries and employee benefits | $1,187,000 | 2,072 |
| Premises and equipment expense | $263,000 | 2,370 |
| Additional noninterest expense | $426,000 | 2,946 |
| Pre-tax net operating income | $479,000 | 3,844 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $147,000 | 3,065 |
| Income before extraordinary items | $332,000 | 4,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $332,000 | 4,132 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,441,000 | 2,634 |
| Total interest expense | $5,005,000 | 2,192 |
| Net interest income | $7,436,000 | 2,882 |
| Provision for loan and lease losses | $245,000 | 3,204 |
| Total noninterest income | $2,155,000 | 2,095 |
| Gross Fiduciary activities income | $75,000 | 993 |
| Service charges on deposit accounts | $757,000 | 2,213 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,323,000 | 1,821 |
| Total noninterest expense | $7,827,000 | 2,130 |
| Salaries and employee benefits | $4,664,000 | 1,975 |
| Premises and equipment expense | $1,288,000 | 1,879 |
| Additional noninterest expense | $1,875,000 | 2,649 |
| Pre-tax net operating income | $1,519,000 | 4,343 |
| Securities gains (losses) | $17,000 | 1,304 |
| Applicable income taxes | $499,000 | 3,366 |
| Income before extraordinary items | $1,037,000 | 4,736 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,037,000 | 4,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,788 |
| Cash dividends | $529,000 | 3,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,025,440 | 4,750 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,195,000 | 2,609 |
| Total interest expense | $3,607,000 | 2,164 |
| Net interest income | $5,588,000 | 2,860 |
| Provision for loan and lease losses | $245,000 | 2,582 |
| Total noninterest income | $1,610,000 | 2,097 |
| Gross Fiduciary activities income | $51,000 | 990 |
| Service charges on deposit accounts | $559,000 | 2,228 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000,000 | 1,817 |
| Total noninterest expense | $5,781,000 | 2,143 |
| Salaries and employee benefits | $3,461,000 | 1,967 |
| Premises and equipment expense | $943,000 | 1,910 |
| Additional noninterest expense | $1,377,000 | 2,677 |
| Pre-tax net operating income | $1,172,000 | 4,367 |
| Securities gains (losses) | $17,000 | 1,289 |
| Applicable income taxes | $447,000 | 3,135 |
| Income before extraordinary items | $742,000 | 4,939 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $742,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,344 |
| Cash dividends | $459,000 | 2,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $731,120 | 4,930 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 2,588 |
| Total interest expense | $2,293,000 | 2,146 |
| Net interest income | $3,751,000 | 2,808 |
| Provision for loan and lease losses | $210,000 | 2,058 |
| Total noninterest income | $1,002,000 | 2,170 |
| Gross Fiduciary activities income | $36,000 | 989 |
| Service charges on deposit accounts | $347,000 | 2,325 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $619,000 | 1,887 |
| Total noninterest expense | $3,788,000 | 2,157 |
| Salaries and employee benefits | $2,285,000 | 1,980 |
| Premises and equipment expense | $618,000 | 1,928 |
| Additional noninterest expense | $885,000 | 2,758 |
| Pre-tax net operating income | $755,000 | 4,421 |
| Securities gains (losses) | $16,000 | 1,180 |
| Applicable income taxes | $289,000 | 3,175 |
| Income before extraordinary items | $482,000 | 4,974 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $482,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 880 |
| Cash dividends | $140,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $471,760 | 4,981 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 2,609 |
| Total interest expense | $1,096,000 | 2,142 |
| Net interest income | $1,850,000 | 2,848 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $500,000 | 2,134 |
| Gross Fiduciary activities income | $24,000 | 954 |
| Service charges on deposit accounts | $160,000 | 2,428 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $316,000 | 1,837 |
| Total noninterest expense | $1,922,000 | 2,154 |
| Salaries and employee benefits | $1,158,000 | 1,967 |
| Premises and equipment expense | $312,000 | 1,915 |
| Additional noninterest expense | $452,000 | 2,682 |
| Pre-tax net operating income | $323,000 | 4,806 |
| Securities gains (losses) | $15,000 | 882 |
| Applicable income taxes | $125,000 | 3,403 |
| Income before extraordinary items | $213,000 | 5,263 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $213,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 847 |
| Cash dividends | $69,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $203,400 | 5,355 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,290,000 | 2,340 |
| Total interest expense | $4,601,000 | 1,767 |
| Net interest income | $7,689,000 | 2,623 |
| Provision for loan and lease losses | $550,000 | 1,804 |
| Total noninterest income | $2,118,000 | 2,115 |
| Gross Fiduciary activities income | $82,000 | 970 |
| Service charges on deposit accounts | $696,000 | 2,378 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,340,000 | 1,766 |
| Total noninterest expense | $7,765,000 | 2,055 |
| Salaries and employee benefits | $4,643,000 | 1,882 |
| Premises and equipment expense | $1,309,000 | 1,763 |
| Additional noninterest expense | $1,813,000 | 2,633 |
| Pre-tax net operating income | $1,492,000 | 4,259 |
| Securities gains (losses) | $28,000 | 2,163 |
| Applicable income taxes | $569,000 | 3,127 |
| Income before extraordinary items | $951,000 | 4,827 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $951,000 | 4,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $848,000 | 883 |
| Cash dividends | $275,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $933,080 | 4,809 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,292,000 | 2,286 |
| Total interest expense | $3,472,000 | 1,731 |
| Net interest income | $5,820,000 | 2,584 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $1,639,000 | 2,077 |
| Gross Fiduciary activities income | $46,000 | 1,029 |
| Service charges on deposit accounts | $517,000 | 2,428 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,076,000 | 1,682 |
| Total noninterest expense | $5,858,000 | 2,037 |
| Salaries and employee benefits | $3,548,000 | 1,836 |
| Premises and equipment expense | $977,000 | 1,777 |
| Additional noninterest expense | $1,333,000 | 2,648 |
| Pre-tax net operating income | $1,151,000 | 4,257 |
| Securities gains (losses) | $28,000 | 2,085 |
| Applicable income taxes | $442,000 | 3,119 |
| Income before extraordinary items | $737,000 | 4,825 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $737,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,016 |
| Cash dividends | $205,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $719,080 | 4,798 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,168,000 | 2,276 |
| Total interest expense | $2,322,000 | 1,717 |
| Net interest income | $3,846,000 | 2,580 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $1,095,000 | 2,065 |
| Gross Fiduciary activities income | $33,000 | 1,028 |
| Service charges on deposit accounts | $306,000 | 2,672 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $756,000 | 1,615 |
| Total noninterest expense | $3,900,000 | 2,040 |
| Salaries and employee benefits | $2,348,000 | 1,853 |
| Premises and equipment expense | $651,000 | 1,769 |
| Additional noninterest expense | $901,000 | 2,614 |
| Pre-tax net operating income | $741,000 | 4,315 |
| Securities gains (losses) | $24,000 | 1,931 |
| Applicable income taxes | $287,000 | 3,154 |
| Income before extraordinary items | $478,000 | 4,849 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $478,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 854 |
| Cash dividends | $137,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $462,640 | 4,847 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 2,282 |
| Total interest expense | $1,152,000 | 1,757 |
| Net interest income | $1,930,000 | 2,567 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $519,000 | 2,098 |
| Gross Fiduciary activities income | $17,000 | 1,022 |
| Service charges on deposit accounts | $110,000 | 3,351 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $392,000 | 1,555 |
| Total noninterest expense | $1,998,000 | 2,003 |
| Salaries and employee benefits | $1,186,000 | 1,852 |
| Premises and equipment expense | $312,000 | 1,857 |
| Additional noninterest expense | $500,000 | 2,359 |
| Pre-tax net operating income | $301,000 | 4,799 |
| Securities gains (losses) | $24,000 | 1,620 |
| Applicable income taxes | $121,000 | 3,475 |
| Income before extraordinary items | $204,000 | 5,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $204,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,028 |
| Cash dividends | $68,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $188,640 | 5,368 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,946,000 | 2,213 |
| Total interest expense | $5,766,000 | 1,547 |
| Net interest income | $7,180,000 | 2,688 |
| Provision for loan and lease losses | $2,075,000 | 628 |
| Total noninterest income | $3,333,000 | 1,548 |
| Gross Fiduciary activities income | $259,000 | 748 |
| Service charges on deposit accounts | $444,000 | 3,414 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,630,000 | 1,186 |
| Total noninterest expense | $7,315,000 | 2,155 |
| Salaries and employee benefits | $4,185,000 | 2,034 |
| Premises and equipment expense | $1,185,000 | 1,929 |
| Additional noninterest expense | $1,945,000 | 2,477 |
| Pre-tax net operating income | $1,123,000 | 4,858 |
| Securities gains (losses) | $319,000 | 1,012 |
| Applicable income taxes | $540,000 | 3,248 |
| Income before extraordinary items | $902,000 | 4,934 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $902,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,962,000 | 568 |
| Cash dividends | $268,000 | 4,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $697,840 | 5,430 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,797,000 | 2,219 |
| Total interest expense | $4,424,000 | 1,573 |
| Net interest income | $5,373,000 | 2,709 |
| Provision for loan and lease losses | $1,825,000 | 558 |
| Total noninterest income | $2,708,000 | 1,495 |
| Gross Fiduciary activities income | $142,000 | 812 |
| Service charges on deposit accounts | $334,000 | 3,399 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,232,000 | 1,142 |
| Total noninterest expense | $5,318,000 | 2,217 |
| Salaries and employee benefits | $3,122,000 | 2,050 |
| Premises and equipment expense | $821,000 | 2,102 |
| Additional noninterest expense | $1,375,000 | 2,579 |
| Pre-tax net operating income | $938,000 | 4,723 |
| Securities gains (losses) | $300,000 | 960 |
| Applicable income taxes | $467,000 | 3,149 |
| Income before extraordinary items | $771,000 | 4,710 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $771,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,099,000 | 648 |
| Cash dividends | $199,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $579,000 | 5,291 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 2,178 |
| Total interest expense | $2,995,000 | 1,613 |
| Net interest income | $3,694,000 | 2,635 |
| Provision for loan and lease losses | $1,525,000 | 474 |
| Total noninterest income | $2,035,000 | 1,354 |
| Gross Fiduciary activities income | $46,000 | 982 |
| Service charges on deposit accounts | $222,000 | 3,369 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,767,000 | 999 |
| Total noninterest expense | $3,485,000 | 2,258 |
| Salaries and employee benefits | $2,053,000 | 2,069 |
| Premises and equipment expense | $537,000 | 2,119 |
| Additional noninterest expense | $895,000 | 2,631 |
| Pre-tax net operating income | $719,000 | 4,357 |
| Securities gains (losses) | $280,000 | 844 |
| Applicable income taxes | $379,000 | 2,792 |
| Income before extraordinary items | $620,000 | 4,197 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $620,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $995,000 | 528 |
| Cash dividends | $132,000 | 3,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $440,800 | 4,942 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 2,132 |
| Total interest expense | $1,522,000 | 1,625 |
| Net interest income | $1,926,000 | 2,520 |
| Provision for loan and lease losses | $700,000 | 495 |
| Total noninterest income | $1,224,000 | 1,144 |
| Gross Fiduciary activities income | $13,000 | 1,092 |
| Service charges on deposit accounts | $109,000 | 3,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,102,000 | 838 |
| Total noninterest expense | $1,756,000 | 2,224 |
| Salaries and employee benefits | $1,029,000 | 2,053 |
| Premises and equipment expense | $277,000 | 2,058 |
| Additional noninterest expense | $450,000 | 2,566 |
| Pre-tax net operating income | $694,000 | 2,756 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $265,000 | 2,235 |
| Income before extraordinary items | $429,000 | 3,302 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $429,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 715 |
| Cash dividends | $65,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $429,000 | 3,130 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,065,000 | 2,046 |
| Total interest expense | $7,351,000 | 1,540 |
| Net interest income | $7,714,000 | 2,480 |
| Provision for loan and lease losses | $2,000,000 | 727 |
| Total noninterest income | $2,163,000 | 1,999 |
| Gross Fiduciary activities income | $35,000 | 1,187 |
| Service charges on deposit accounts | $489,000 | 3,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,639,000 | 1,537 |
| Total noninterest expense | $6,884,000 | 2,180 |
| Salaries and employee benefits | $3,943,000 | 2,025 |
| Premises and equipment expense | $1,012,000 | 2,160 |
| Additional noninterest expense | $1,929,000 | 2,385 |
| Pre-tax net operating income | $993,000 | 5,223 |
| Securities gains (losses) | $303,000 | 889 |
| Applicable income taxes | $466,000 | 3,597 |
| Income before extraordinary items | $830,000 | 5,094 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $830,000 | 5,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,034,000 | 947 |
| Cash dividends | $382,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $636,080 | 5,687 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,526,000 | 1,950 |
| Total interest expense | $9,569,000 | 1,699 |
| Net interest income | $7,957,000 | 2,252 |
| Provision for loan and lease losses | $1,000,000 | 1,250 |
| Total noninterest income | $1,889,000 | 2,107 |
| Gross Fiduciary activities income | $32,000 | 1,221 |
| Service charges on deposit accounts | $498,000 | 2,847 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,359,000 | 1,651 |
| Total noninterest expense | $11,249,000 | 1,290 |
| Salaries and employee benefits | $3,770,000 | 1,996 |
| Premises and equipment expense | $1,093,000 | 1,959 |
| Additional noninterest expense | $6,386,000 | 780 |
| Pre-tax net operating income | $-2,403,000 | 9,514 |
| Securities gains (losses) | $88,000 | 1,855 |
| Applicable income taxes | $-1,299,000 | 9,561 |
| Income before extraordinary items | $-1,016,000 | 9,422 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,016,000 | 9,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,099,000 | 879 |
| Cash dividends | $261,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,072,320 | 9,399 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,604,000 | 2,257 |
| Total interest expense | $8,176,000 | 2,103 |
| Net interest income | $7,428,000 | 2,387 |
| Provision for loan and lease losses | $610,000 | 1,582 |
| Total noninterest income | $1,494,000 | 2,352 |
| Gross Fiduciary activities income | $18,000 | 1,161 |
| Service charges on deposit accounts | $514,000 | 2,634 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $962,000 | 1,908 |
| Total noninterest expense | $5,868,000 | 2,325 |
| Salaries and employee benefits | $3,414,000 | 2,093 |
| Premises and equipment expense | $930,000 | 2,210 |
| Additional noninterest expense | $1,524,000 | 2,771 |
| Pre-tax net operating income | $2,444,000 | 2,814 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $826,000 | 2,459 |
| Income before extraordinary items | $1,618,000 | 3,055 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,618,000 | 3,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $542,000 | 1,175 |
| Cash dividends | $495,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 860 |
| Net operating income | $1,618,000 | 3,052 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,828,000 | 2,556 |
| Total interest expense | $6,268,000 | 2,343 |
| Net interest income | $6,560,000 | 2,674 |
| Provision for loan and lease losses | $445,000 | 1,939 |
| Total noninterest income | $1,283,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $424,000 | 3,062 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $859,000 | 2,061 |
| Total noninterest expense | $5,184,000 | 2,605 |
| Salaries and employee benefits | $3,100,000 | 2,262 |
| Premises and equipment expense | $839,000 | 2,410 |
| Additional noninterest expense | $1,245,000 | 3,316 |
| Pre-tax net operating income | $2,214,000 | 3,076 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $854,000 | 2,494 |
| Income before extraordinary items | $1,360,000 | 3,503 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,360,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 1,405 |
| Cash dividends | $573,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 707 |
| Net operating income | $1,360,000 | 3,468 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,044,000 | 2,503 |
| Total interest expense | $7,129,000 | 2,125 |
| Net interest income | $5,915,000 | 2,919 |
| Provision for loan and lease losses | $550,000 | 1,597 |
| Total noninterest income | $1,383,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $363,000 | 3,407 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,020,000 | 1,827 |
| Total noninterest expense | $5,017,000 | 2,606 |
| Salaries and employee benefits | $3,053,000 | 2,216 |
| Premises and equipment expense | $796,000 | 2,461 |
| Additional noninterest expense | $1,168,000 | 3,452 |
| Pre-tax net operating income | $1,731,000 | 3,753 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $649,000 | 3,206 |
| Income before extraordinary items | $1,084,000 | 4,236 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,084,000 | 4,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,467 |
| Cash dividends | $572,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 623 |
| Net operating income | $1,082,720 | 4,141 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,684,000 | 2,590 |
| Total interest expense | $7,067,000 | 2,131 |
| Net interest income | $5,617,000 | 3,114 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $881,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $297,000 | 4,110 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $584,000 | 2,534 |
| Total noninterest expense | $4,700,000 | 2,724 |
| Salaries and employee benefits | $2,761,000 | 2,406 |
| Premises and equipment expense | $748,000 | 2,582 |
| Additional noninterest expense | $1,191,000 | 3,379 |
| Pre-tax net operating income | $1,573,000 | 4,302 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $604,000 | 3,643 |
| Income before extraordinary items | $975,000 | 4,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $975,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,638 |
| Cash dividends | $527,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $235,000 | 653 |
| Net operating income | $971,160 | 4,743 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,014,000 | 2,984 |
| Total interest expense | $5,979,000 | 2,561 |
| Net interest income | $5,035,000 | 3,509 |
| Provision for loan and lease losses | $177,000 | 3,747 |
| Total noninterest income | $873,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $279,000 | 4,456 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $594,000 | 2,592 |
| Total noninterest expense | $5,161,000 | 2,640 |
| Salaries and employee benefits | $2,298,000 | 2,915 |
| Premises and equipment expense | $718,000 | 2,722 |
| Additional noninterest expense | $2,145,000 | 2,301 |
| Pre-tax net operating income | $570,000 | 7,567 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $229,000 | 6,724 |
| Income before extraordinary items | $341,000 | 8,072 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $341,000 | 8,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,212 |
| Cash dividends | $506,000 | 3,355 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 573 |
| Net operating income | $341,000 | 8,023 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,100,000 | 3,258 |
| Total interest expense | $5,737,000 | 2,673 |
| Net interest income | $4,363,000 | 4,011 |
| Provision for loan and lease losses | $83,000 | 5,026 |
| Total noninterest income | $644,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $183,000 | 5,995 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $461,000 | 3,023 |
| Total noninterest expense | $4,027,000 | 3,303 |
| Salaries and employee benefits | $2,250,000 | 2,957 |
| Premises and equipment expense | $705,000 | 2,790 |
| Additional noninterest expense | $1,072,000 | 4,115 |
| Pre-tax net operating income | $897,000 | 6,431 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $332,000 | 5,639 |
| Income before extraordinary items | $565,000 | 6,814 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $565,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,832 |
| Cash dividends | $375,000 | 4,026 |
| Sale, conversion, retirement of capital stock, net | $4,498,000 | 111 |
| Net operating income | $565,000 | 6,800 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,539,000 | 3,170 |
| Total interest expense | $4,952,000 | 2,483 |
| Net interest income | $4,587,000 | 3,854 |
| Provision for loan and lease losses | $112,000 | 4,309 |
| Total noninterest income | $674,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $175,000 | 6,354 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $499,000 | 2,951 |
| Total noninterest expense | $5,126,000 | 2,714 |
| Salaries and employee benefits | $2,061,000 | 3,194 |
| Premises and equipment expense | $550,000 | 3,511 |
| Additional noninterest expense | $2,515,000 | 2,124 |
| Pre-tax net operating income | $23,000 | 12,010 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $9,000 | 11,400 |
| Income before extraordinary items | $14,000 | 11,988 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $14,000 | 11,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,996 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $14,000 | 12,021 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,164,000 | 3,364 |
| Total interest expense | $4,751,000 | 2,710 |
| Net interest income | $4,413,000 | 4,016 |
| Provision for loan and lease losses | $353,000 | 2,691 |
| Total noninterest income | $926,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $146,000 | 7,195 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $780,000 | 2,426 |
| Total noninterest expense | $3,215,000 | 4,239 |
| Salaries and employee benefits | $1,804,000 | 3,608 |
| Premises and equipment expense | $451,000 | 4,262 |
| Additional noninterest expense | $960,000 | 5,103 |
| Pre-tax net operating income | $1,771,000 | 3,743 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $684,000 | 3,186 |
| Income before extraordinary items | $1,087,000 | 4,368 |
| Extraordinary gains, net | $102,000 | 1,545 |
| Net income | $1,189,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,087,000 | 4,152 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,632,000 | 3,620 |
| Total interest expense | $5,382,000 | 3,087 |
| Net interest income | $4,250,000 | 4,206 |
| Provision for loan and lease losses | $390,000 | 3,518 |
| Total noninterest income | $878,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $751,000 | 2,399 |
| Total noninterest expense | $2,863,000 | 4,726 |
| Salaries and employee benefits | $1,515,000 | 4,198 |
| Premises and equipment expense | $457,000 | 4,294 |
| Additional noninterest expense | $891,000 | 5,568 |
| Pre-tax net operating income | $1,875,000 | 3,306 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $821,000 | 2,540 |
| Income before extraordinary items | $1,054,000 | 4,303 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,054,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 4,399 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,054,000 | 3,983 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.