Home > Jackson Savings Bank > Income and Expense
Jackson Savings Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,314,000 | 9,295 |
Total interest expense | $765,000 | 8,772 |
Net interest income | $549,000 | 9,606 |
Provision for loan and lease losses | $7,000 | 8,253 |
Total noninterest income | $7,000 | 10,085 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 8,885 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 9,868 |
Total noninterest expense | $348,000 | 9,987 |
Salaries and employee benefits | $200,000 | 9,917 |
Premises and equipment expense | $13,000 | 10,129 |
Additional noninterest expense | $135,000 | 9,655 |
Pre-tax net operating income | $201,000 | 8,580 |
Securities gains (losses) | $316,000 | 436 |
Applicable income taxes | $176,000 | 5,964 |
Income before extraordinary items | $341,000 | 7,345 |
Extraordinary gains, net | $0 | 35 |
Net income | $341,000 | 7,347 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,179 |
Cash dividends | $425,000 | 3,806 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $132,440 | 8,728 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,108,000 | 9,757 |
Total interest expense | $621,000 | 9,422 |
Net interest income | $487,000 | 9,950 |
Provision for loan and lease losses | $25,000 | 7,503 |
Total noninterest income | $17,000 | 10,241 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,085 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 9,614 |
Total noninterest expense | $394,000 | 10,072 |
Salaries and employee benefits | $179,000 | 10,189 |
Premises and equipment expense | $9,000 | 10,397 |
Additional noninterest expense | $206,000 | 9,053 |
Pre-tax net operating income | $85,000 | 9,468 |
Securities gains (losses) | $459,000 | 589 |
Applicable income taxes | $202,000 | 6,160 |
Income before extraordinary items | $342,000 | 7,581 |
Extraordinary gains, net | $0 | 32 |
Net income | $342,000 | 7,580 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 7,985 |
Cash dividends | $27,000 | 7,181 |
Sale, conversion, retirement of capital stock, net | $23,000 | 917 |
Net operating income | $48,240 | 9,573 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,111,000 | 10,184 |
Total interest expense | $618,000 | 9,772 |
Net interest income | $493,000 | 10,384 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $19,000 | 10,698 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,486 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $19,000 | 9,900 |
Total noninterest expense | $330,000 | 10,637 |
Salaries and employee benefits | $173,000 | 10,645 |
Premises and equipment expense | $10,000 | 10,848 |
Additional noninterest expense | $147,000 | 10,028 |
Pre-tax net operating income | $182,000 | 9,674 |
Securities gains (losses) | $15,000 | 2,081 |
Applicable income taxes | $67,000 | 8,963 |
Income before extraordinary items | $130,000 | 9,767 |
Extraordinary gains, net | $0 | 44 |
Net income | $130,000 | 9,766 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $34,000 | 7,426 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $120,100 | 9,787 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,140,000 | 10,606 |
Total interest expense | $605,000 | 10,256 |
Net interest income | $535,000 | 10,814 |
Provision for loan and lease losses | $4,000 | 8,888 |
Total noninterest income | $10,000 | 11,313 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,915 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 10,975 |
Total noninterest expense | $308,000 | 11,210 |
Salaries and employee benefits | $155,000 | 11,213 |
Premises and equipment expense | $10,000 | 11,381 |
Additional noninterest expense | $143,000 | 10,635 |
Pre-tax net operating income | $233,000 | 9,588 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $114,000 | 8,499 |
Income before extraordinary items | $119,000 | 10,054 |
Extraordinary gains, net | $0 | 53 |
Net income | $119,000 | 10,052 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $41,000 | 7,688 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $119,000 | 9,999 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,151,000 | 11,036 |
Total interest expense | $579,000 | 10,747 |
Net interest income | $572,000 | 11,213 |
Provision for loan and lease losses | $18,000 | 7,795 |
Total noninterest income | $13,000 | 11,842 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 10,339 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 11,328 |
Total noninterest expense | $326,000 | 11,652 |
Salaries and employee benefits | $163,000 | 11,683 |
Premises and equipment expense | $11,000 | 11,891 |
Additional noninterest expense | $152,000 | 11,031 |
Pre-tax net operating income | $241,000 | 10,186 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $69,000 | 9,810 |
Income before extraordinary items | $172,000 | 10,244 |
Extraordinary gains, net | $0 | 65 |
Net income | $172,000 | 10,246 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $28,000 | 8,233 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $172,000 | 10,216 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,151,000 | 11,443 |
Total interest expense | $565,000 | 10,775 |
Net interest income | $586,000 | 11,754 |
Provision for loan and lease losses | $16,000 | 8,030 |
Total noninterest income | $38,000 | 12,154 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 10,872 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 10,284 |
Total noninterest expense | $345,000 | 12,226 |
Salaries and employee benefits | $188,000 | 12,144 |
Premises and equipment expense | $13,000 | 12,510 |
Additional noninterest expense | $144,000 | 11,865 |
Pre-tax net operating income | $263,000 | 10,391 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $96,000 | 9,458 |
Income before extraordinary items | $167,000 | 10,635 |
Extraordinary gains, net | $0 | 249 |
Net income | $167,000 | 10,641 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $23,000 | 8,537 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $167,000 | 10,679 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.