Home > Jackson County Bank, Inc. > Income and Expense
Jackson County Bank, Inc., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 5,882 |
| Total interest expense | $2,120,000 | 6,048 |
| Net interest income | $2,780,000 | 5,609 |
| Provision for loan and lease losses | $173,000 | 3,830 |
| Total noninterest income | $226,000 | 7,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $1,748,000 | 6,184 |
| Salaries and employee benefits | $904,000 | 6,263 |
| Premises and equipment expense | $164,000 | 7,495 |
| Additional noninterest expense | $680,000 | 5,332 |
| Pre-tax net operating income | $1,085,000 | 5,584 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $360,000 | 5,210 |
| Income before extraordinary items | $725,000 | 5,789 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $725,000 | 5,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $448,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $725,000 | 5,743 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,608,000 | 6,282 |
| Total interest expense | $2,020,000 | 6,370 |
| Net interest income | $2,588,000 | 6,057 |
| Provision for loan and lease losses | $39,000 | 7,052 |
| Total noninterest income | $226,000 | 7,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,966 |
| Total noninterest expense | $1,528,000 | 7,030 |
| Salaries and employee benefits | $715,000 | 7,424 |
| Premises and equipment expense | $168,000 | 7,663 |
| Additional noninterest expense | $645,000 | 6,068 |
| Pre-tax net operating income | $1,247,000 | 4,995 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $445,000 | 4,536 |
| Income before extraordinary items | $802,000 | 5,300 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $802,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $353,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $802,000 | 5,232 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 6,650 |
| Total interest expense | $1,805,000 | 6,890 |
| Net interest income | $2,520,000 | 6,275 |
| Provision for loan and lease losses | $57,000 | 5,968 |
| Total noninterest income | $241,000 | 7,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $1,498,000 | 7,281 |
| Salaries and employee benefits | $696,000 | 7,736 |
| Premises and equipment expense | $147,000 | 8,349 |
| Additional noninterest expense | $655,000 | 6,161 |
| Pre-tax net operating income | $1,206,000 | 5,230 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $421,000 | 4,768 |
| Income before extraordinary items | $785,000 | 5,520 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $785,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $778,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $785,000 | 5,503 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 7,151 |
| Total interest expense | $1,362,000 | 7,339 |
| Net interest income | $2,269,000 | 6,926 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $185,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,413,000 | 7,874 |
| Salaries and employee benefits | $621,000 | 8,479 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $682,000 | 6,455 |
| Pre-tax net operating income | $986,000 | 6,023 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $310,000 | 5,758 |
| Income before extraordinary items | $676,000 | 6,048 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $676,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $801,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $676,000 | 6,130 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 7,674 |
| Total interest expense | $1,460,000 | 7,339 |
| Net interest income | $1,941,000 | 7,857 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $1,221,000 | 8,813 |
| Salaries and employee benefits | $593,000 | 8,859 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $512,000 | 8,095 |
| Pre-tax net operating income | $809,000 | 6,761 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $264,000 | 6,577 |
| Income before extraordinary items | $545,000 | 7,183 |
| Extraordinary gains, net | $96,000 | 1,613 |
| Net income | $641,000 | 6,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $254,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $545,000 | 6,939 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 7,728 |
| Total interest expense | $1,800,000 | 7,606 |
| Net interest income | $2,029,000 | 7,669 |
| Provision for loan and lease losses | $118,000 | 6,873 |
| Total noninterest income | $133,000 | 10,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $1,249,000 | 8,847 |
| Salaries and employee benefits | $563,000 | 9,156 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $562,000 | 7,852 |
| Pre-tax net operating income | $795,000 | 6,590 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $291,000 | 6,060 |
| Income before extraordinary items | $504,000 | 7,294 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $504,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $108,000 | 6,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $504,000 | 6,917 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.