Home > Jackson County Bank > Income and Expense
Jackson County Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 3,261 |
| Total interest expense | $601,000 | 4,020 |
| Net interest income | $6,646,000 | 2,963 |
| Provision for loan and lease losses | $201,000 | 1,984 |
| Total noninterest income | $825,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $281,000 | 2,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,890 |
| Total noninterest expense | $3,823,000 | 3,411 |
| Salaries and employee benefits | $2,346,000 | 3,256 |
| Premises and equipment expense | $307,000 | 3,563 |
| Additional noninterest expense | $544,000 | 2,890 |
| Pre-tax net operating income | $3,447,000 | 2,348 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $699,000 | 1,675 |
| Income before extraordinary items | $2,748,000 | 2,437 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,748,000 | 2,460 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,748,000 | 2,439 |
| Net charge-offs | $16,000 | 2,286 |
| Cash dividends | $745,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,748,000 | 2,456 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 3,265 |
| Total interest expense | $418,000 | 4,019 |
| Net interest income | $4,903,000 | 3,006 |
| Provision for loan and lease losses | $64,000 | 2,371 |
| Total noninterest income | $612,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $206,000 | 2,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 2,877 |
| Total noninterest expense | $2,833,000 | 3,404 |
| Salaries and employee benefits | $1,743,000 | 3,256 |
| Premises and equipment expense | $226,000 | 3,591 |
| Additional noninterest expense | $406,000 | 2,876 |
| Pre-tax net operating income | $2,618,000 | 2,386 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $517,000 | 1,728 |
| Income before extraordinary items | $2,101,000 | 2,455 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,101,000 | 2,478 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,101,000 | 2,456 |
| Net charge-offs | $-6,000 | 3,713 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,101,000 | 2,475 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 3,268 |
| Total interest expense | $247,000 | 4,012 |
| Net interest income | $3,248,000 | 3,044 |
| Provision for loan and lease losses | $50,000 | 2,224 |
| Total noninterest income | $403,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $134,000 | 2,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 2,854 |
| Total noninterest expense | $1,872,000 | 3,417 |
| Salaries and employee benefits | $1,160,000 | 3,263 |
| Premises and equipment expense | $137,000 | 3,686 |
| Additional noninterest expense | $269,000 | 2,848 |
| Pre-tax net operating income | $1,729,000 | 2,427 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $322,000 | 1,798 |
| Income before extraordinary items | $1,407,000 | 2,471 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,407,000 | 2,500 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,407,000 | 2,471 |
| Net charge-offs | $-10,000 | 3,918 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,407,000 | 2,488 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 3,298 |
| Total interest expense | $108,000 | 3,994 |
| Net interest income | $1,592,000 | 3,086 |
| Provision for loan and lease losses | $20,000 | 2,126 |
| Total noninterest income | $181,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $63,000 | 2,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 2,984 |
| Total noninterest expense | $921,000 | 3,482 |
| Salaries and employee benefits | $576,000 | 3,322 |
| Premises and equipment expense | $62,000 | 3,834 |
| Additional noninterest expense | $118,000 | 2,984 |
| Pre-tax net operating income | $832,000 | 2,520 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $146,000 | 1,890 |
| Income before extraordinary items | $686,000 | 2,556 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $686,000 | 2,557 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $686,000 | 2,556 |
| Net charge-offs | $-10,000 | 4,040 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $686,000 | 2,585 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,995,000 | 3,244 |
| Total interest expense | $387,000 | 3,518 |
| Net interest income | $5,608,000 | 3,195 |
| Provision for loan and lease losses | $145,000 | 1,998 |
| Total noninterest income | $932,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $283,000 | 2,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $649,000 | 2,791 |
| Total noninterest expense | $3,611,000 | 3,482 |
| Salaries and employee benefits | $2,290,000 | 3,306 |
| Premises and equipment expense | $253,000 | 3,817 |
| Additional noninterest expense | $649,000 | 2,791 |
| Pre-tax net operating income | $2,784,000 | 2,738 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $609,000 | 1,895 |
| Income before extraordinary items | $2,175,000 | 2,849 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,175,000 | 2,846 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,175,000 | 2,848 |
| Net charge-offs | $75,000 | 1,362 |
| Cash dividends | $725,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,175,000 | 2,880 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 3,254 |
| Total interest expense | $294,000 | 3,329 |
| Net interest income | $4,020,000 | 3,237 |
| Provision for loan and lease losses | $114,000 | 1,801 |
| Total noninterest income | $728,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $213,000 | 2,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 2,775 |
| Total noninterest expense | $2,702,000 | 3,479 |
| Salaries and employee benefits | $1,713,000 | 3,312 |
| Premises and equipment expense | $191,000 | 3,829 |
| Additional noninterest expense | $515,000 | 2,775 |
| Pre-tax net operating income | $1,932,000 | 2,820 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $417,000 | 1,956 |
| Income before extraordinary items | $1,515,000 | 2,909 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,515,000 | 2,907 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,515,000 | 2,908 |
| Net charge-offs | $64,000 | 1,107 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,515,000 | 2,943 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 3,320 |
| Total interest expense | $191,000 | 3,251 |
| Net interest income | $2,508,000 | 3,304 |
| Provision for loan and lease losses | $37,000 | 2,032 |
| Total noninterest income | $379,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 3,133 |
| Total noninterest expense | $1,797,000 | 3,482 |
| Salaries and employee benefits | $1,144,000 | 3,312 |
| Premises and equipment expense | $127,000 | 3,851 |
| Additional noninterest expense | $526,000 | 3,596 |
| Pre-tax net operating income | $1,053,000 | 2,952 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $213,000 | 2,078 |
| Income before extraordinary items | $840,000 | 3,030 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $840,000 | 3,029 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $840,000 | 3,030 |
| Net charge-offs | $37,000 | 1,090 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $840,000 | 3,064 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 3,332 |
| Total interest expense | $97,000 | 3,218 |
| Net interest income | $1,208,000 | 3,325 |
| Provision for loan and lease losses | $18,000 | 1,809 |
| Total noninterest income | $181,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $67,000 | 2,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,149 |
| Total noninterest expense | $902,000 | 3,479 |
| Salaries and employee benefits | $575,000 | 3,307 |
| Premises and equipment expense | $63,000 | 3,889 |
| Additional noninterest expense | $264,000 | 3,590 |
| Pre-tax net operating income | $469,000 | 2,982 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $80,000 | 2,216 |
| Income before extraordinary items | $389,000 | 3,018 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $389,000 | 3,017 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $389,000 | 3,018 |
| Net charge-offs | $18,000 | 995 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $389,000 | 3,036 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 3,297 |
| Total interest expense | $403,000 | 3,429 |
| Net interest income | $5,298,000 | 3,251 |
| Provision for loan and lease losses | $94,000 | 2,248 |
| Total noninterest income | $900,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $238,000 | 2,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 3,024 |
| Total noninterest expense | $3,506,000 | 3,536 |
| Salaries and employee benefits | $2,216,000 | 3,365 |
| Premises and equipment expense | $250,000 | 3,915 |
| Additional noninterest expense | $1,040,000 | 3,656 |
| Pre-tax net operating income | $2,598,000 | 2,858 |
| Securities gains (losses) | $-99,000 | 4,651 |
| Applicable income taxes | $525,000 | 2,058 |
| Income before extraordinary items | $1,974,000 | 3,047 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,974,000 | 3,047 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,974,000 | 3,047 |
| Net charge-offs | $39,000 | 1,790 |
| Cash dividends | $716,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,052,210 | 2,969 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 3,314 |
| Total interest expense | $303,000 | 3,521 |
| Net interest income | $4,089,000 | 3,255 |
| Provision for loan and lease losses | $68,000 | 2,205 |
| Total noninterest income | $710,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $174,000 | 2,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $536,000 | 3,000 |
| Total noninterest expense | $2,609,000 | 3,582 |
| Salaries and employee benefits | $1,642,000 | 3,404 |
| Premises and equipment expense | $190,000 | 3,953 |
| Additional noninterest expense | $777,000 | 3,669 |
| Pre-tax net operating income | $2,122,000 | 2,868 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $461,000 | 2,035 |
| Income before extraordinary items | $1,661,000 | 3,017 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,661,000 | 3,017 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,661,000 | 3,017 |
| Net charge-offs | $13,000 | 1,890 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,661,000 | 2,995 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 3,265 |
| Total interest expense | $203,000 | 3,590 |
| Net interest income | $2,871,000 | 3,201 |
| Provision for loan and lease losses | $18,000 | 2,566 |
| Total noninterest income | $518,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $110,000 | 2,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 2,824 |
| Total noninterest expense | $1,737,000 | 3,601 |
| Salaries and employee benefits | $1,081,000 | 3,435 |
| Premises and equipment expense | $130,000 | 3,940 |
| Additional noninterest expense | $526,000 | 3,652 |
| Pre-tax net operating income | $1,634,000 | 2,671 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $343,000 | 1,931 |
| Income before extraordinary items | $1,291,000 | 2,832 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,291,000 | 2,831 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,291,000 | 2,832 |
| Net charge-offs | $3,000 | 2,008 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,291,000 | 2,814 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 3,236 |
| Total interest expense | $103,000 | 3,656 |
| Net interest income | $1,455,000 | 3,159 |
| Provision for loan and lease losses | $26,000 | 2,147 |
| Total noninterest income | $327,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $55,000 | 2,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 2,548 |
| Total noninterest expense | $869,000 | 3,589 |
| Salaries and employee benefits | $548,000 | 3,414 |
| Premises and equipment expense | $63,000 | 3,997 |
| Additional noninterest expense | $258,000 | 3,653 |
| Pre-tax net operating income | $887,000 | 2,538 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $158,000 | 1,975 |
| Income before extraordinary items | $729,000 | 2,643 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $729,000 | 2,641 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $729,000 | 2,643 |
| Net charge-offs | $11,000 | 1,336 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $729,000 | 2,613 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 3,364 |
| Total interest expense | $503,000 | 3,838 |
| Net interest income | $5,327,000 | 3,240 |
| Provision for loan and lease losses | $123,000 | 3,396 |
| Total noninterest income | $748,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $274,000 | 2,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 3,200 |
| Total noninterest expense | $3,759,000 | 3,472 |
| Salaries and employee benefits | $2,272,000 | 3,354 |
| Premises and equipment expense | $245,000 | 4,057 |
| Additional noninterest expense | $1,242,000 | 3,358 |
| Pre-tax net operating income | $2,193,000 | 2,841 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $429,000 | 2,049 |
| Income before extraordinary items | $1,764,000 | 2,987 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,764,000 | 2,986 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,764,000 | 2,987 |
| Net charge-offs | $108,000 | 1,955 |
| Cash dividends | $695,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,764,000 | 2,934 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 3,373 |
| Total interest expense | $389,000 | 3,879 |
| Net interest income | $4,023,000 | 3,237 |
| Provision for loan and lease losses | $82,000 | 3,443 |
| Total noninterest income | $562,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $208,000 | 2,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,167 |
| Total noninterest expense | $2,793,000 | 3,472 |
| Salaries and employee benefits | $1,689,000 | 3,362 |
| Premises and equipment expense | $181,000 | 4,084 |
| Additional noninterest expense | $923,000 | 3,347 |
| Pre-tax net operating income | $1,710,000 | 2,800 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $338,000 | 2,006 |
| Income before extraordinary items | $1,372,000 | 2,948 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,372,000 | 2,947 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,372,000 | 2,948 |
| Net charge-offs | $77,000 | 1,815 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,372,000 | 2,902 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 3,403 |
| Total interest expense | $266,000 | 3,934 |
| Net interest income | $2,695,000 | 3,256 |
| Provision for loan and lease losses | $70,000 | 3,241 |
| Total noninterest income | $375,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $147,000 | 2,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 3,172 |
| Total noninterest expense | $1,870,000 | 3,480 |
| Salaries and employee benefits | $1,139,000 | 3,356 |
| Premises and equipment expense | $120,000 | 4,110 |
| Additional noninterest expense | $611,000 | 3,377 |
| Pre-tax net operating income | $1,130,000 | 2,771 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $224,000 | 1,974 |
| Income before extraordinary items | $906,000 | 2,937 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $906,000 | 2,936 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $906,000 | 2,937 |
| Net charge-offs | $70,000 | 1,538 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $906,000 | 2,894 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 3,387 |
| Total interest expense | $133,000 | 4,050 |
| Net interest income | $1,362,000 | 3,211 |
| Provision for loan and lease losses | $24,000 | 3,044 |
| Total noninterest income | $201,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $95,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,110 |
| Total noninterest expense | $948,000 | 3,489 |
| Salaries and employee benefits | $584,000 | 3,343 |
| Premises and equipment expense | $57,000 | 4,183 |
| Additional noninterest expense | $307,000 | 3,412 |
| Pre-tax net operating income | $591,000 | 2,567 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $118,000 | 1,808 |
| Income before extraordinary items | $473,000 | 2,706 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $473,000 | 2,705 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $473,000 | 2,707 |
| Net charge-offs | $24,000 | 1,516 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $473,000 | 2,695 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,053,000 | 3,420 |
| Total interest expense | $519,000 | 4,109 |
| Net interest income | $5,534,000 | 3,241 |
| Provision for loan and lease losses | $253,000 | 2,127 |
| Total noninterest income | $840,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $428,000 | 2,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 3,250 |
| Total noninterest expense | $3,678,000 | 3,568 |
| Salaries and employee benefits | $2,196,000 | 3,446 |
| Premises and equipment expense | $238,000 | 4,196 |
| Additional noninterest expense | $1,244,000 | 3,425 |
| Pre-tax net operating income | $2,443,000 | 2,770 |
| Securities gains (losses) | $4,000 | 2,137 |
| Applicable income taxes | $479,000 | 2,016 |
| Income before extraordinary items | $1,968,000 | 2,928 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,968,000 | 2,928 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,968,000 | 2,929 |
| Net charge-offs | $173,000 | 1,803 |
| Cash dividends | $684,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,964,800 | 2,883 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 3,477 |
| Total interest expense | $386,000 | 4,163 |
| Net interest income | $4,133,000 | 3,287 |
| Provision for loan and lease losses | $151,000 | 2,247 |
| Total noninterest income | $632,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $317,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,230 |
| Total noninterest expense | $2,757,000 | 3,587 |
| Salaries and employee benefits | $1,637,000 | 3,477 |
| Premises and equipment expense | $180,000 | 4,231 |
| Additional noninterest expense | $940,000 | 3,447 |
| Pre-tax net operating income | $1,857,000 | 2,842 |
| Securities gains (losses) | $4,000 | 1,882 |
| Applicable income taxes | $364,000 | 2,082 |
| Income before extraordinary items | $1,497,000 | 2,953 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,497,000 | 2,954 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,497,000 | 2,954 |
| Net charge-offs | $116,000 | 1,668 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,493,800 | 2,930 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 3,495 |
| Total interest expense | $257,000 | 4,178 |
| Net interest income | $2,739,000 | 3,318 |
| Provision for loan and lease losses | $97,000 | 2,244 |
| Total noninterest income | $416,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $206,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,220 |
| Total noninterest expense | $1,819,000 | 3,635 |
| Salaries and employee benefits | $1,087,000 | 3,512 |
| Premises and equipment expense | $109,000 | 4,347 |
| Additional noninterest expense | $623,000 | 3,473 |
| Pre-tax net operating income | $1,239,000 | 2,810 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $241,000 | 2,058 |
| Income before extraordinary items | $998,000 | 2,951 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $998,000 | 2,950 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $998,000 | 2,950 |
| Net charge-offs | $67,000 | 1,636 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $998,000 | 2,929 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 3,526 |
| Total interest expense | $126,000 | 4,203 |
| Net interest income | $1,361,000 | 3,356 |
| Provision for loan and lease losses | $49,000 | 2,099 |
| Total noninterest income | $201,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $100,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,209 |
| Total noninterest expense | $904,000 | 3,677 |
| Salaries and employee benefits | $542,000 | 3,562 |
| Premises and equipment expense | $54,000 | 4,425 |
| Additional noninterest expense | $308,000 | 3,497 |
| Pre-tax net operating income | $609,000 | 2,793 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $118,000 | 2,032 |
| Income before extraordinary items | $491,000 | 2,917 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $491,000 | 2,915 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $491,000 | 2,916 |
| Net charge-offs | $29,000 | 1,522 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $491,000 | 2,908 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,640,000 | 3,546 |
| Total interest expense | $378,000 | 4,253 |
| Net interest income | $5,262,000 | 3,400 |
| Provision for loan and lease losses | $88,000 | 3,175 |
| Total noninterest income | $818,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $400,000 | 2,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 3,301 |
| Total noninterest expense | $3,596,000 | 3,685 |
| Salaries and employee benefits | $2,131,000 | 3,571 |
| Premises and equipment expense | $256,000 | 4,256 |
| Additional noninterest expense | $1,209,000 | 3,573 |
| Pre-tax net operating income | $2,396,000 | 2,848 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $455,000 | 2,070 |
| Income before extraordinary items | $1,941,000 | 2,977 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,941,000 | 2,976 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,941,000 | 2,976 |
| Net charge-offs | $88,000 | 2,240 |
| Cash dividends | $660,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,941,000 | 2,976 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 3,601 |
| Total interest expense | $269,000 | 4,295 |
| Net interest income | $3,877,000 | 3,466 |
| Provision for loan and lease losses | $53,000 | 3,143 |
| Total noninterest income | $609,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $295,000 | 2,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,330 |
| Total noninterest expense | $2,713,000 | 3,692 |
| Salaries and employee benefits | $1,618,000 | 3,554 |
| Premises and equipment expense | $194,000 | 4,267 |
| Additional noninterest expense | $901,000 | 3,592 |
| Pre-tax net operating income | $1,720,000 | 2,988 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $325,000 | 2,159 |
| Income before extraordinary items | $1,395,000 | 3,092 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,395,000 | 3,090 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,395,000 | 3,091 |
| Net charge-offs | $83,000 | 1,868 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,395,000 | 3,083 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 3,617 |
| Total interest expense | $171,000 | 4,313 |
| Net interest income | $2,552,000 | 3,495 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $403,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $192,000 | 2,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 3,323 |
| Total noninterest expense | $1,796,000 | 3,722 |
| Salaries and employee benefits | $1,075,000 | 3,574 |
| Premises and equipment expense | $130,000 | 4,286 |
| Additional noninterest expense | $591,000 | 3,652 |
| Pre-tax net operating income | $1,129,000 | 2,971 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $212,000 | 2,179 |
| Income before extraordinary items | $917,000 | 3,088 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $917,000 | 3,086 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $917,000 | 3,087 |
| Net charge-offs | $60,000 | 1,631 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $917,000 | 3,078 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 3,675 |
| Total interest expense | $82,000 | 4,353 |
| Net interest income | $1,244,000 | 3,559 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $193,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $95,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 3,379 |
| Total noninterest expense | $877,000 | 3,816 |
| Salaries and employee benefits | $528,000 | 3,651 |
| Premises and equipment expense | $61,000 | 4,418 |
| Additional noninterest expense | $288,000 | 3,727 |
| Pre-tax net operating income | $560,000 | 2,936 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $104,000 | 2,146 |
| Income before extraordinary items | $456,000 | 3,045 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $456,000 | 3,046 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $456,000 | 3,046 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $456,000 | 3,041 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 3,699 |
| Total interest expense | $345,000 | 4,214 |
| Net interest income | $4,809,000 | 3,608 |
| Provision for loan and lease losses | $146,000 | 2,692 |
| Total noninterest income | $802,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $395,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,432 |
| Total noninterest expense | $3,446,000 | 3,846 |
| Salaries and employee benefits | $2,033,000 | 3,720 |
| Premises and equipment expense | $252,000 | 4,430 |
| Additional noninterest expense | $1,161,000 | 3,736 |
| Pre-tax net operating income | $2,019,000 | 3,101 |
| Securities gains (losses) | $-1,000 | 4,786 |
| Applicable income taxes | $732,000 | 2,134 |
| Income before extraordinary items | $1,286,000 | 3,382 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,286,000 | 3,380 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,286,000 | 3,382 |
| Net charge-offs | $146,000 | 2,111 |
| Cash dividends | $642,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,286,640 | 3,366 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 3,743 |
| Total interest expense | $259,000 | 4,232 |
| Net interest income | $3,581,000 | 3,650 |
| Provision for loan and lease losses | $71,000 | 3,003 |
| Total noninterest income | $603,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $296,000 | 2,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,447 |
| Total noninterest expense | $2,599,000 | 3,854 |
| Salaries and employee benefits | $1,538,000 | 3,725 |
| Premises and equipment expense | $192,000 | 4,432 |
| Additional noninterest expense | $869,000 | 3,757 |
| Pre-tax net operating income | $1,514,000 | 3,153 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $456,000 | 2,159 |
| Income before extraordinary items | $1,059,000 | 3,437 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,059,000 | 3,436 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,059,000 | 3,437 |
| Net charge-offs | $111,000 | 1,832 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,058,300 | 3,406 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 3,743 |
| Total interest expense | $171,000 | 4,237 |
| Net interest income | $2,395,000 | 3,647 |
| Provision for loan and lease losses | $37,000 | 3,038 |
| Total noninterest income | $401,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $194,000 | 2,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 3,430 |
| Total noninterest expense | $1,747,000 | 3,855 |
| Salaries and employee benefits | $1,032,000 | 3,723 |
| Premises and equipment expense | $130,000 | 4,431 |
| Additional noninterest expense | $585,000 | 3,744 |
| Pre-tax net operating income | $1,012,000 | 3,101 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $306,000 | 2,128 |
| Income before extraordinary items | $706,000 | 3,392 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $706,000 | 3,391 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $706,000 | 3,392 |
| Net charge-offs | $67,000 | 1,787 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $706,000 | 3,367 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 3,763 |
| Total interest expense | $86,000 | 4,226 |
| Net interest income | $1,196,000 | 3,660 |
| Provision for loan and lease losses | $21,000 | 2,773 |
| Total noninterest income | $192,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $98,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 3,554 |
| Total noninterest expense | $875,000 | 3,890 |
| Salaries and employee benefits | $522,000 | 3,767 |
| Premises and equipment expense | $63,000 | 4,532 |
| Additional noninterest expense | $290,000 | 3,800 |
| Pre-tax net operating income | $492,000 | 3,105 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $151,000 | 2,104 |
| Income before extraordinary items | $341,000 | 3,426 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $341,000 | 3,425 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $341,000 | 3,426 |
| Net charge-offs | $41,000 | 1,447 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $341,000 | 3,398 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 3,742 |
| Total interest expense | $361,000 | 4,189 |
| Net interest income | $4,818,000 | 3,648 |
| Provision for loan and lease losses | $133,000 | 2,838 |
| Total noninterest income | $836,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $406,000 | 2,447 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $430,000 | 3,458 |
| Total noninterest expense | $3,521,000 | 3,907 |
| Salaries and employee benefits | $2,074,000 | 3,756 |
| Premises and equipment expense | $276,000 | 4,452 |
| Additional noninterest expense | $1,171,000 | 3,875 |
| Pre-tax net operating income | $2,000,000 | 3,058 |
| Securities gains (losses) | $-2,000 | 5,543 |
| Applicable income taxes | $504,000 | 2,249 |
| Income before extraordinary items | $1,494,000 | 3,286 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,494,000 | 3,285 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,494,000 | 3,285 |
| Net charge-offs | $253,000 | 1,698 |
| Cash dividends | $634,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,495,500 | 3,241 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 3,767 |
| Total interest expense | $271,000 | 4,221 |
| Net interest income | $3,600,000 | 3,673 |
| Provision for loan and lease losses | $109,000 | 2,652 |
| Total noninterest income | $639,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $303,000 | 2,454 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $336,000 | 3,424 |
| Total noninterest expense | $2,656,000 | 3,913 |
| Salaries and employee benefits | $1,556,000 | 3,756 |
| Premises and equipment expense | $211,000 | 4,435 |
| Additional noninterest expense | $889,000 | 3,874 |
| Pre-tax net operating income | $1,474,000 | 3,128 |
| Securities gains (losses) | $-1,000 | 5,663 |
| Applicable income taxes | $352,000 | 2,351 |
| Income before extraordinary items | $1,121,000 | 3,309 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,121,000 | 3,307 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,121,000 | 3,309 |
| Net charge-offs | $209,000 | 1,421 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,121,760 | 3,254 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 3,779 |
| Total interest expense | $180,000 | 4,261 |
| Net interest income | $2,397,000 | 3,694 |
| Provision for loan and lease losses | $77,000 | 2,521 |
| Total noninterest income | $437,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $193,000 | 2,494 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $244,000 | 3,311 |
| Total noninterest expense | $1,777,000 | 3,935 |
| Salaries and employee benefits | $1,034,000 | 3,797 |
| Premises and equipment expense | $143,000 | 4,445 |
| Additional noninterest expense | $600,000 | 3,861 |
| Pre-tax net operating income | $980,000 | 3,107 |
| Securities gains (losses) | $-1,000 | 5,765 |
| Applicable income taxes | $224,000 | 2,400 |
| Income before extraordinary items | $755,000 | 3,291 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $755,000 | 3,289 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $755,000 | 3,289 |
| Net charge-offs | $152,000 | 1,310 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $755,770 | 3,226 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 3,805 |
| Total interest expense | $91,000 | 4,271 |
| Net interest income | $1,187,000 | 3,721 |
| Provision for loan and lease losses | $36,000 | 2,426 |
| Total noninterest income | $226,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $97,000 | 2,478 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $129,000 | 3,183 |
| Total noninterest expense | $887,000 | 3,967 |
| Salaries and employee benefits | $514,000 | 3,835 |
| Premises and equipment expense | $74,000 | 4,411 |
| Additional noninterest expense | $299,000 | 3,897 |
| Pre-tax net operating income | $490,000 | 3,078 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $107,000 | 2,400 |
| Income before extraordinary items | $383,000 | 3,207 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $383,000 | 3,205 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $383,000 | 3,206 |
| Net charge-offs | $76,000 | 1,173 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $383,000 | 3,145 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 3,754 |
| Total interest expense | $397,000 | 4,154 |
| Net interest income | $4,818,000 | 3,665 |
| Provision for loan and lease losses | $194,000 | 2,369 |
| Total noninterest income | $785,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $444,000 | 2,340 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $341,000 | 3,808 |
| Total noninterest expense | $3,433,000 | 4,056 |
| Salaries and employee benefits | $2,013,000 | 3,885 |
| Premises and equipment expense | $275,000 | 4,621 |
| Additional noninterest expense | $1,145,000 | 4,030 |
| Pre-tax net operating income | $1,976,000 | 3,028 |
| Securities gains (losses) | $-2,000 | 5,708 |
| Applicable income taxes | $482,000 | 2,248 |
| Income before extraordinary items | $1,492,000 | 3,239 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,492,000 | 3,240 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,492,000 | 3,241 |
| Net charge-offs | $194,000 | 2,018 |
| Cash dividends | $622,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,493,520 | 3,186 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 3,786 |
| Total interest expense | $307,000 | 4,158 |
| Net interest income | $3,615,000 | 3,705 |
| Provision for loan and lease losses | $133,000 | 2,418 |
| Total noninterest income | $569,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $334,000 | 2,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 3,956 |
| Total noninterest expense | $2,541,000 | 4,103 |
| Salaries and employee benefits | $1,505,000 | 3,921 |
| Premises and equipment expense | $206,000 | 4,665 |
| Additional noninterest expense | $830,000 | 4,105 |
| Pre-tax net operating income | $1,510,000 | 3,060 |
| Securities gains (losses) | $-1,000 | 5,801 |
| Applicable income taxes | $431,000 | 2,133 |
| Income before extraordinary items | $1,078,000 | 3,378 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,078,000 | 3,376 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,078,000 | 3,377 |
| Net charge-offs | $83,000 | 2,344 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,078,710 | 3,329 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 3,797 |
| Total interest expense | $210,000 | 4,149 |
| Net interest income | $2,404,000 | 3,722 |
| Provision for loan and lease losses | $71,000 | 2,565 |
| Total noninterest income | $354,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $215,000 | 2,379 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,120 |
| Total noninterest expense | $1,695,000 | 4,138 |
| Salaries and employee benefits | $1,001,000 | 3,950 |
| Premises and equipment expense | $141,000 | 4,663 |
| Additional noninterest expense | $553,000 | 4,142 |
| Pre-tax net operating income | $992,000 | 3,084 |
| Securities gains (losses) | $-1,000 | 5,919 |
| Applicable income taxes | $281,000 | 2,174 |
| Income before extraordinary items | $710,000 | 3,389 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $710,000 | 3,389 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $710,000 | 3,390 |
| Net charge-offs | $41,000 | 2,481 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $710,720 | 3,326 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 3,823 |
| Total interest expense | $107,000 | 4,170 |
| Net interest income | $1,195,000 | 3,745 |
| Provision for loan and lease losses | $49,000 | 2,138 |
| Total noninterest income | $186,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $105,000 | 2,396 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $81,000 | 3,898 |
| Total noninterest expense | $845,000 | 4,182 |
| Salaries and employee benefits | $503,000 | 3,958 |
| Premises and equipment expense | $71,000 | 4,689 |
| Additional noninterest expense | $271,000 | 4,186 |
| Pre-tax net operating income | $487,000 | 3,062 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $140,000 | 2,154 |
| Income before extraordinary items | $347,000 | 3,389 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $347,000 | 3,392 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $347,000 | 3,392 |
| Net charge-offs | $59,000 | 1,446 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $347,000 | 3,304 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,352,000 | 3,798 |
| Total interest expense | $596,000 | 3,650 |
| Net interest income | $4,756,000 | 3,780 |
| Provision for loan and lease losses | $306,000 | 1,964 |
| Total noninterest income | $874,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $500,000 | 2,290 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $374,000 | 3,697 |
| Total noninterest expense | $3,340,000 | 4,247 |
| Salaries and employee benefits | $1,957,000 | 4,029 |
| Premises and equipment expense | $259,000 | 4,930 |
| Additional noninterest expense | $1,124,000 | 4,186 |
| Pre-tax net operating income | $1,984,000 | 2,986 |
| Securities gains (losses) | $3,000 | 2,996 |
| Applicable income taxes | $472,000 | 2,256 |
| Income before extraordinary items | $1,515,000 | 3,231 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,515,000 | 3,231 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,515,000 | 3,232 |
| Net charge-offs | $306,000 | 1,990 |
| Cash dividends | $613,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,512,720 | 3,177 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 3,822 |
| Total interest expense | $481,000 | 3,527 |
| Net interest income | $3,548,000 | 3,815 |
| Provision for loan and lease losses | $212,000 | 2,013 |
| Total noninterest income | $656,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $372,000 | 2,312 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $284,000 | 3,713 |
| Total noninterest expense | $2,523,000 | 4,250 |
| Salaries and employee benefits | $1,481,000 | 4,009 |
| Premises and equipment expense | $189,000 | 5,026 |
| Additional noninterest expense | $853,000 | 4,189 |
| Pre-tax net operating income | $1,469,000 | 3,067 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $409,000 | 2,169 |
| Income before extraordinary items | $1,059,000 | 3,380 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,059,000 | 3,381 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,059,000 | 3,381 |
| Net charge-offs | $242,000 | 1,797 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,059,720 | 3,342 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 3,820 |
| Total interest expense | $351,000 | 3,387 |
| Net interest income | $2,340,000 | 3,847 |
| Provision for loan and lease losses | $124,000 | 2,119 |
| Total noninterest income | $427,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $241,000 | 2,333 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $186,000 | 3,748 |
| Total noninterest expense | $1,693,000 | 4,261 |
| Salaries and employee benefits | $1,003,000 | 4,012 |
| Premises and equipment expense | $123,000 | 5,127 |
| Additional noninterest expense | $567,000 | 4,226 |
| Pre-tax net operating income | $950,000 | 3,048 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $263,000 | 2,147 |
| Income before extraordinary items | $686,000 | 3,369 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $686,000 | 3,375 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $686,000 | 3,375 |
| Net charge-offs | $164,000 | 1,764 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $686,720 | 3,328 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 3,816 |
| Total interest expense | $176,000 | 3,432 |
| Net interest income | $1,176,000 | 3,845 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $214,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $119,000 | 2,323 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $95,000 | 3,652 |
| Total noninterest expense | $864,000 | 4,236 |
| Salaries and employee benefits | $511,000 | 4,022 |
| Premises and equipment expense | $61,000 | 5,205 |
| Additional noninterest expense | $292,000 | 4,164 |
| Pre-tax net operating income | $476,000 | 3,000 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $134,000 | 2,104 |
| Income before extraordinary items | $342,000 | 3,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $342,000 | 3,299 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $342,000 | 3,299 |
| Net charge-offs | $60,000 | 1,724 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $342,000 | 3,263 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,615,000 | 3,783 |
| Total interest expense | $765,000 | 3,542 |
| Net interest income | $4,850,000 | 3,769 |
| Provision for loan and lease losses | $387,000 | 2,151 |
| Total noninterest income | $890,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $552,000 | 2,217 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $338,000 | 3,934 |
| Total noninterest expense | $3,328,000 | 4,378 |
| Salaries and employee benefits | $1,990,000 | 4,090 |
| Premises and equipment expense | $253,000 | 5,172 |
| Additional noninterest expense | $1,085,000 | 4,413 |
| Pre-tax net operating income | $2,025,000 | 2,832 |
| Securities gains (losses) | $-1,000 | 6,053 |
| Applicable income taxes | $407,000 | 2,347 |
| Income before extraordinary items | $1,617,000 | 3,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,617,000 | 3,022 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,617,000 | 3,023 |
| Net charge-offs | $387,000 | 2,290 |
| Cash dividends | $605,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,617,800 | 2,954 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 3,825 |
| Total interest expense | $583,000 | 3,597 |
| Net interest income | $3,629,000 | 3,804 |
| Provision for loan and lease losses | $313,000 | 2,035 |
| Total noninterest income | $660,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $412,000 | 2,226 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $248,000 | 4,027 |
| Total noninterest expense | $2,484,000 | 4,412 |
| Salaries and employee benefits | $1,481,000 | 4,115 |
| Premises and equipment expense | $186,000 | 5,235 |
| Additional noninterest expense | $817,000 | 4,426 |
| Pre-tax net operating income | $1,492,000 | 2,927 |
| Securities gains (losses) | $-1,000 | 6,307 |
| Applicable income taxes | $269,000 | 2,523 |
| Income before extraordinary items | $1,222,000 | 3,039 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,222,000 | 3,044 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,222,000 | 3,044 |
| Net charge-offs | $323,000 | 2,046 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,222,820 | 2,970 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 3,841 |
| Total interest expense | $395,000 | 3,618 |
| Net interest income | $2,402,000 | 3,814 |
| Provision for loan and lease losses | $226,000 | 1,966 |
| Total noninterest income | $431,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $269,000 | 2,233 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $162,000 | 4,107 |
| Total noninterest expense | $1,636,000 | 4,453 |
| Salaries and employee benefits | $984,000 | 4,158 |
| Premises and equipment expense | $124,000 | 5,249 |
| Additional noninterest expense | $528,000 | 4,505 |
| Pre-tax net operating income | $971,000 | 2,955 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $135,000 | 2,788 |
| Income before extraordinary items | $836,000 | 2,971 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $836,000 | 2,973 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $836,000 | 2,974 |
| Net charge-offs | $146,000 | 2,402 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $836,000 | 2,885 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 3,885 |
| Total interest expense | $201,000 | 3,659 |
| Net interest income | $1,192,000 | 3,849 |
| Provision for loan and lease losses | $139,000 | 1,785 |
| Total noninterest income | $215,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $132,000 | 2,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 4,023 |
| Total noninterest expense | $816,000 | 4,493 |
| Salaries and employee benefits | $490,000 | 4,210 |
| Premises and equipment expense | $61,000 | 5,302 |
| Additional noninterest expense | $265,000 | 4,511 |
| Pre-tax net operating income | $452,000 | 3,075 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $21,000 | 3,565 |
| Income before extraordinary items | $431,000 | 2,886 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $431,000 | 2,886 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $431,000 | 2,888 |
| Net charge-offs | $79,000 | 2,076 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $431,000 | 2,797 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 3,876 |
| Total interest expense | $973,000 | 3,677 |
| Net interest income | $4,936,000 | 3,853 |
| Provision for loan and lease losses | $376,000 | 3,087 |
| Total noninterest income | $889,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $570,000 | 2,238 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $319,000 | 3,961 |
| Total noninterest expense | $3,221,000 | 4,565 |
| Salaries and employee benefits | $1,878,000 | 4,281 |
| Premises and equipment expense | $252,000 | 5,336 |
| Additional noninterest expense | $1,091,000 | 4,583 |
| Pre-tax net operating income | $2,228,000 | 2,620 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $595,000 | 2,007 |
| Income before extraordinary items | $1,633,000 | 2,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,633,000 | 2,955 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,633,000 | 2,955 |
| Net charge-offs | $526,000 | 2,585 |
| Cash dividends | $595,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,633,000 | 2,834 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 3,923 |
| Total interest expense | $756,000 | 3,712 |
| Net interest income | $3,720,000 | 3,903 |
| Provision for loan and lease losses | $272,000 | 3,103 |
| Total noninterest income | $656,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $425,000 | 2,276 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 4,048 |
| Total noninterest expense | $2,397,000 | 4,619 |
| Salaries and employee benefits | $1,414,000 | 4,294 |
| Premises and equipment expense | $187,000 | 5,408 |
| Additional noninterest expense | $796,000 | 4,680 |
| Pre-tax net operating income | $1,707,000 | 2,657 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $458,000 | 2,031 |
| Income before extraordinary items | $1,249,000 | 2,984 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,249,000 | 2,984 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,249,000 | 2,983 |
| Net charge-offs | $457,000 | 2,303 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,249,000 | 2,837 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 3,920 |
| Total interest expense | $530,000 | 3,679 |
| Net interest income | $2,482,000 | 3,911 |
| Provision for loan and lease losses | $171,000 | 3,197 |
| Total noninterest income | $434,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $276,000 | 2,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 3,989 |
| Total noninterest expense | $1,596,000 | 4,652 |
| Salaries and employee benefits | $951,000 | 4,303 |
| Premises and equipment expense | $118,000 | 5,530 |
| Additional noninterest expense | $527,000 | 4,714 |
| Pre-tax net operating income | $1,149,000 | 2,597 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $308,000 | 2,031 |
| Income before extraordinary items | $841,000 | 2,932 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $841,000 | 2,932 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $841,000 | 2,932 |
| Net charge-offs | $361,000 | 2,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $841,000 | 2,792 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 3,940 |
| Total interest expense | $275,000 | 3,701 |
| Net interest income | $1,246,000 | 3,921 |
| Provision for loan and lease losses | $64,000 | 3,407 |
| Total noninterest income | $210,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $138,000 | 2,285 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $72,000 | 4,179 |
| Total noninterest expense | $791,000 | 4,690 |
| Salaries and employee benefits | $472,000 | 4,355 |
| Premises and equipment expense | $60,000 | 5,513 |
| Additional noninterest expense | $259,000 | 4,775 |
| Pre-tax net operating income | $601,000 | 2,526 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $163,000 | 1,938 |
| Income before extraordinary items | $438,000 | 2,890 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $438,000 | 2,893 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $438,000 | 2,894 |
| Net charge-offs | $234,000 | 1,710 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $438,000 | 2,738 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,263,000 | 3,936 |
| Total interest expense | $1,262,000 | 3,844 |
| Net interest income | $5,001,000 | 3,910 |
| Provision for loan and lease losses | $397,000 | 3,768 |
| Total noninterest income | $807,000 | 3,504 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $521,000 | 2,476 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $286,000 | 3,942 |
| Total noninterest expense | $3,168,000 | 4,738 |
| Salaries and employee benefits | $1,902,000 | 4,297 |
| Premises and equipment expense | $238,000 | 5,712 |
| Additional noninterest expense | $1,028,000 | 4,837 |
| Pre-tax net operating income | $2,243,000 | 2,301 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $528,000 | 1,979 |
| Income before extraordinary items | $1,715,000 | 2,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,715,000 | 2,526 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,715,000 | 2,527 |
| Net charge-offs | $297,000 | 3,814 |
| Cash dividends | $582,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,715,000 | 2,450 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 3,965 |
| Total interest expense | $959,000 | 3,922 |
| Net interest income | $3,765,000 | 3,908 |
| Provision for loan and lease losses | $227,000 | 3,965 |
| Total noninterest income | $591,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $382,000 | 2,552 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $209,000 | 4,037 |
| Total noninterest expense | $2,415,000 | 4,691 |
| Salaries and employee benefits | $1,425,000 | 4,299 |
| Premises and equipment expense | $180,000 | 5,746 |
| Additional noninterest expense | $810,000 | 4,755 |
| Pre-tax net operating income | $1,714,000 | 2,345 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $393,000 | 1,962 |
| Income before extraordinary items | $1,321,000 | 2,548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,321,000 | 2,550 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,321,000 | 2,550 |
| Net charge-offs | $147,000 | 4,041 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,321,000 | 2,452 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 4,004 |
| Total interest expense | $642,000 | 4,023 |
| Net interest income | $2,507,000 | 3,929 |
| Provision for loan and lease losses | $138,000 | 4,030 |
| Total noninterest income | $382,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $247,000 | 2,588 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 4,127 |
| Total noninterest expense | $1,602,000 | 4,758 |
| Salaries and employee benefits | $947,000 | 4,339 |
| Premises and equipment expense | $114,000 | 5,857 |
| Additional noninterest expense | $541,000 | 4,799 |
| Pre-tax net operating income | $1,149,000 | 2,305 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $255,000 | 1,972 |
| Income before extraordinary items | $894,000 | 2,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $894,000 | 2,473 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $894,000 | 2,473 |
| Net charge-offs | $113,000 | 3,724 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $894,000 | 2,389 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 4,021 |
| Total interest expense | $332,000 | 4,049 |
| Net interest income | $1,247,000 | 3,946 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $187,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $114,000 | 2,710 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $73,000 | 4,052 |
| Total noninterest expense | $781,000 | 4,861 |
| Salaries and employee benefits | $471,000 | 4,389 |
| Premises and equipment expense | $59,000 | 5,857 |
| Additional noninterest expense | $251,000 | 4,995 |
| Pre-tax net operating income | $603,000 | 2,213 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $130,000 | 1,914 |
| Income before extraordinary items | $473,000 | 2,360 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $473,000 | 2,359 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $473,000 | 2,360 |
| Net charge-offs | $20,000 | 4,032 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $473,000 | 2,311 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,852,000 | 3,970 |
| Total interest expense | $1,676,000 | 4,011 |
| Net interest income | $5,176,000 | 3,863 |
| Provision for loan and lease losses | $477,000 | 4,214 |
| Total noninterest income | $829,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $560,000 | 2,429 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $269,000 | 4,124 |
| Total noninterest expense | $3,203,000 | 4,829 |
| Salaries and employee benefits | $1,861,000 | 4,435 |
| Premises and equipment expense | $257,000 | 5,753 |
| Additional noninterest expense | $1,085,000 | 4,882 |
| Pre-tax net operating income | $2,325,000 | 1,996 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $555,000 | 1,782 |
| Income before extraordinary items | $1,770,000 | 2,229 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,770,000 | 2,230 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,770,000 | 2,231 |
| Net charge-offs | $492,000 | 3,680 |
| Cash dividends | $570,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,770,000 | 2,141 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,224,000 | 4,000 |
| Total interest expense | $1,303,000 | 4,057 |
| Net interest income | $3,921,000 | 3,891 |
| Provision for loan and lease losses | $333,000 | 4,178 |
| Total noninterest income | $645,000 | 3,544 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $427,000 | 2,457 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $218,000 | 4,034 |
| Total noninterest expense | $2,429,000 | 4,813 |
| Salaries and employee benefits | $1,413,000 | 4,440 |
| Premises and equipment expense | $193,000 | 5,801 |
| Additional noninterest expense | $823,000 | 4,844 |
| Pre-tax net operating income | $1,804,000 | 2,063 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $500,000 | 1,674 |
| Income before extraordinary items | $1,304,000 | 2,396 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,304,000 | 2,394 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,304,000 | 2,398 |
| Net charge-offs | $398,000 | 3,361 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,304,000 | 2,280 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 3,997 |
| Total interest expense | $892,000 | 4,085 |
| Net interest income | $2,639,000 | 3,875 |
| Provision for loan and lease losses | $205,000 | 4,179 |
| Total noninterest income | $432,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $281,000 | 2,484 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $151,000 | 3,975 |
| Total noninterest expense | $1,626,000 | 4,813 |
| Salaries and employee benefits | $943,000 | 4,457 |
| Premises and equipment expense | $131,000 | 5,800 |
| Additional noninterest expense | $552,000 | 4,825 |
| Pre-tax net operating income | $1,240,000 | 2,015 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $345,000 | 1,594 |
| Income before extraordinary items | $895,000 | 2,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $895,000 | 2,305 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $895,000 | 2,308 |
| Net charge-offs | $195,000 | 3,577 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $895,000 | 2,224 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 4,011 |
| Total interest expense | $453,000 | 4,173 |
| Net interest income | $1,341,000 | 3,846 |
| Provision for loan and lease losses | $102,000 | 3,921 |
| Total noninterest income | $191,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $133,000 | 2,584 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $58,000 | 4,439 |
| Total noninterest expense | $811,000 | 4,875 |
| Salaries and employee benefits | $473,000 | 4,506 |
| Premises and equipment expense | $71,000 | 5,721 |
| Additional noninterest expense | $267,000 | 4,931 |
| Pre-tax net operating income | $619,000 | 2,051 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $169,000 | 1,604 |
| Income before extraordinary items | $450,000 | 2,336 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $450,000 | 2,335 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $450,000 | 2,336 |
| Net charge-offs | $52,000 | 3,679 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $450,000 | 2,247 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,342,000 | 4,049 |
| Total interest expense | $1,999,000 | 4,459 |
| Net interest income | $5,343,000 | 3,782 |
| Provision for loan and lease losses | $467,000 | 4,644 |
| Total noninterest income | $776,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $547,000 | 2,703 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $229,000 | 4,421 |
| Total noninterest expense | $3,147,000 | 5,035 |
| Salaries and employee benefits | $1,788,000 | 4,684 |
| Premises and equipment expense | $275,000 | 5,838 |
| Additional noninterest expense | $1,084,000 | 5,009 |
| Pre-tax net operating income | $2,505,000 | 1,575 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $599,000 | 1,386 |
| Income before extraordinary items | $1,906,000 | 1,758 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,906,000 | 1,757 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,906,000 | 1,758 |
| Net charge-offs | $377,000 | 4,178 |
| Cash dividends | $560,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,906,000 | 1,714 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,573,000 | 4,072 |
| Total interest expense | $1,539,000 | 4,524 |
| Net interest income | $4,034,000 | 3,771 |
| Provision for loan and lease losses | $234,000 | 4,940 |
| Total noninterest income | $569,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $398,000 | 2,776 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $171,000 | 4,552 |
| Total noninterest expense | $2,352,000 | 5,052 |
| Salaries and employee benefits | $1,342,000 | 4,713 |
| Premises and equipment expense | $208,000 | 5,880 |
| Additional noninterest expense | $802,000 | 5,057 |
| Pre-tax net operating income | $2,017,000 | 1,611 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $489,000 | 1,429 |
| Income before extraordinary items | $1,528,000 | 1,744 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,528,000 | 1,744 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,528,000 | 1,744 |
| Net charge-offs | $289,000 | 3,760 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,528,000 | 1,704 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 4,089 |
| Total interest expense | $1,069,000 | 4,538 |
| Net interest income | $2,676,000 | 3,767 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $359,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $253,000 | 2,834 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $106,000 | 4,700 |
| Total noninterest expense | $1,556,000 | 5,137 |
| Salaries and employee benefits | $896,000 | 4,757 |
| Premises and equipment expense | $137,000 | 5,958 |
| Additional noninterest expense | $523,000 | 5,122 |
| Pre-tax net operating income | $1,344,000 | 1,676 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $333,000 | 1,432 |
| Income before extraordinary items | $1,011,000 | 1,831 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,011,000 | 1,828 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,011,000 | 1,830 |
| Net charge-offs | $240,000 | 3,217 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,011,000 | 1,773 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 4,116 |
| Total interest expense | $551,000 | 4,570 |
| Net interest income | $1,332,000 | 3,771 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $176,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $117,000 | 2,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $778,000 | 5,050 |
| Salaries and employee benefits | $452,000 | 4,779 |
| Premises and equipment expense | $67,000 | 6,044 |
| Additional noninterest expense | $259,000 | 4,853 |
| Pre-tax net operating income | $655,000 | 1,905 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $148,000 | 1,756 |
| Income before extraordinary items | $507,000 | 2,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $507,000 | 2,105 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $507,000 | 2,105 |
| Net charge-offs | $200,000 | 2,133 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $507,000 | 1,975 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,888,000 | 4,170 |
| Total interest expense | $2,779,000 | 4,474 |
| Net interest income | $5,109,000 | 3,894 |
| Provision for loan and lease losses | $318,000 | 4,530 |
| Total noninterest income | $720,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $522,000 | 2,916 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $198,000 | 4,853 |
| Total noninterest expense | $2,891,000 | 5,242 |
| Salaries and employee benefits | $1,691,000 | 4,981 |
| Premises and equipment expense | $266,000 | 6,106 |
| Additional noninterest expense | $934,000 | 5,036 |
| Pre-tax net operating income | $2,620,000 | 2,016 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $646,000 | 1,596 |
| Income before extraordinary items | $1,977,000 | 2,016 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,977,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 3,808 |
| Cash dividends | $547,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,974,750 | 2,141 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 4,227 |
| Total interest expense | $2,161,000 | 4,482 |
| Net interest income | $3,791,000 | 3,941 |
| Provision for loan and lease losses | $177,000 | 4,409 |
| Total noninterest income | $530,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $390,000 | 2,943 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 5,056 |
| Total noninterest expense | $2,103,000 | 5,315 |
| Salaries and employee benefits | $1,252,000 | 5,035 |
| Premises and equipment expense | $189,000 | 6,247 |
| Additional noninterest expense | $662,000 | 5,131 |
| Pre-tax net operating income | $2,041,000 | 2,275 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $497,000 | 1,910 |
| Income before extraordinary items | $1,544,000 | 2,272 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,544,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,432 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,544,000 | 2,387 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 4,261 |
| Total interest expense | $1,502,000 | 4,498 |
| Net interest income | $2,484,000 | 3,990 |
| Provision for loan and lease losses | $127,000 | 3,892 |
| Total noninterest income | $355,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $252,000 | 2,987 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $103,000 | 5,002 |
| Total noninterest expense | $1,374,000 | 5,400 |
| Salaries and employee benefits | $824,000 | 5,126 |
| Premises and equipment expense | $120,000 | 6,386 |
| Additional noninterest expense | $430,000 | 5,194 |
| Pre-tax net operating income | $1,338,000 | 2,412 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $326,000 | 2,116 |
| Income before extraordinary items | $1,012,000 | 2,543 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,012,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,194 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,012,000 | 2,503 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 4,305 |
| Total interest expense | $782,000 | 4,573 |
| Net interest income | $1,225,000 | 4,047 |
| Provision for loan and lease losses | $66,000 | 3,374 |
| Total noninterest income | $173,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $120,000 | 3,055 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $680,000 | 5,464 |
| Salaries and employee benefits | $402,000 | 5,214 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $217,000 | 5,121 |
| Pre-tax net operating income | $652,000 | 2,550 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $143,000 | 2,382 |
| Income before extraordinary items | $509,000 | 2,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $509,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,807 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $509,000 | 2,576 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,833,000 | 4,425 |
| Total interest expense | $3,032,000 | 4,759 |
| Net interest income | $4,801,000 | 4,116 |
| Provision for loan and lease losses | $225,000 | 3,682 |
| Total noninterest income | $605,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $479,000 | 3,138 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $126,000 | 5,866 |
| Total noninterest expense | $2,780,000 | 5,247 |
| Salaries and employee benefits | $1,662,000 | 4,987 |
| Premises and equipment expense | $255,000 | 6,202 |
| Additional noninterest expense | $863,000 | 5,089 |
| Pre-tax net operating income | $2,401,000 | 2,920 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $578,000 | 2,555 |
| Income before extraordinary items | $1,821,000 | 3,027 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,821,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,676 |
| Cash dividends | $533,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,822,520 | 3,024 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,816,000 | 4,477 |
| Total interest expense | $2,223,000 | 4,851 |
| Net interest income | $3,593,000 | 4,144 |
| Provision for loan and lease losses | $142,000 | 3,566 |
| Total noninterest income | $452,000 | 4,638 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $351,000 | 3,175 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $101,000 | 5,789 |
| Total noninterest expense | $2,072,000 | 5,247 |
| Salaries and employee benefits | $1,245,000 | 4,975 |
| Premises and equipment expense | $188,000 | 6,231 |
| Additional noninterest expense | $639,000 | 5,090 |
| Pre-tax net operating income | $1,831,000 | 3,022 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $446,000 | 2,680 |
| Income before extraordinary items | $1,383,000 | 3,141 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,383,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,382 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,384,520 | 3,124 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 4,528 |
| Total interest expense | $1,444,000 | 4,910 |
| Net interest income | $2,385,000 | 4,184 |
| Provision for loan and lease losses | $74,000 | 3,781 |
| Total noninterest income | $298,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $230,000 | 3,205 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $68,000 | 5,796 |
| Total noninterest expense | $1,374,000 | 5,300 |
| Salaries and employee benefits | $824,000 | 5,032 |
| Premises and equipment expense | $125,000 | 6,261 |
| Additional noninterest expense | $425,000 | 5,085 |
| Pre-tax net operating income | $1,235,000 | 3,056 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $302,000 | 2,726 |
| Income before extraordinary items | $931,000 | 3,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $931,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,413 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $932,520 | 3,151 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 4,572 |
| Total interest expense | $706,000 | 4,951 |
| Net interest income | $1,176,000 | 4,223 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $129,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $102,000 | 3,414 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $688,000 | 5,309 |
| Salaries and employee benefits | $415,000 | 5,047 |
| Premises and equipment expense | $63,000 | 6,281 |
| Additional noninterest expense | $210,000 | 5,109 |
| Pre-tax net operating income | $595,000 | 3,137 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $146,000 | 2,769 |
| Income before extraordinary items | $449,000 | 3,234 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $449,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,471 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $449,000 | 3,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,253,000 | 4,473 |
| Total interest expense | $2,605,000 | 4,710 |
| Net interest income | $4,648,000 | 4,241 |
| Provision for loan and lease losses | $271,000 | 2,966 |
| Total noninterest income | $540,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $425,000 | 3,409 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 6,084 |
| Total noninterest expense | $2,710,000 | 5,224 |
| Salaries and employee benefits | $1,617,000 | 4,955 |
| Premises and equipment expense | $244,000 | 6,271 |
| Additional noninterest expense | $849,000 | 5,041 |
| Pre-tax net operating income | $2,207,000 | 3,423 |
| Securities gains (losses) | $-20,000 | 7,546 |
| Applicable income taxes | $512,000 | 3,125 |
| Income before extraordinary items | $1,675,000 | 3,519 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,675,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,922 |
| Cash dividends | $518,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,690,400 | 3,481 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,375,000 | 4,488 |
| Total interest expense | $1,913,000 | 4,683 |
| Net interest income | $3,462,000 | 4,280 |
| Provision for loan and lease losses | $148,000 | 3,444 |
| Total noninterest income | $360,000 | 5,230 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $316,000 | 3,458 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,109 |
| Total noninterest expense | $2,036,000 | 5,214 |
| Salaries and employee benefits | $1,227,000 | 4,895 |
| Premises and equipment expense | $181,000 | 6,328 |
| Additional noninterest expense | $628,000 | 5,067 |
| Pre-tax net operating income | $1,638,000 | 3,581 |
| Securities gains (losses) | $-14,000 | 7,714 |
| Applicable income taxes | $366,000 | 3,307 |
| Income before extraordinary items | $1,258,000 | 3,620 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,258,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,964 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,268,780 | 3,587 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 4,483 |
| Total interest expense | $1,242,000 | 4,612 |
| Net interest income | $2,292,000 | 4,302 |
| Provision for loan and lease losses | $137,000 | 2,799 |
| Total noninterest income | $264,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $201,000 | 3,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 5,990 |
| Total noninterest expense | $1,358,000 | 5,220 |
| Salaries and employee benefits | $821,000 | 4,913 |
| Premises and equipment expense | $120,000 | 6,349 |
| Additional noninterest expense | $417,000 | 5,063 |
| Pre-tax net operating income | $1,061,000 | 3,660 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $229,000 | 3,438 |
| Income before extraordinary items | $832,000 | 3,650 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $832,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $832,000 | 3,638 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 4,472 |
| Total interest expense | $597,000 | 4,587 |
| Net interest income | $1,145,000 | 4,302 |
| Provision for loan and lease losses | $91,000 | 2,117 |
| Total noninterest income | $128,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $93,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $680,000 | 5,226 |
| Salaries and employee benefits | $415,000 | 4,894 |
| Premises and equipment expense | $58,000 | 6,447 |
| Additional noninterest expense | $207,000 | 5,076 |
| Pre-tax net operating income | $502,000 | 3,718 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $100,000 | 3,594 |
| Income before extraordinary items | $402,000 | 3,705 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,382 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $402,000 | 3,687 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,687,000 | 4,284 |
| Total interest expense | $2,064,000 | 4,338 |
| Net interest income | $4,623,000 | 4,180 |
| Provision for loan and lease losses | $407,000 | 2,252 |
| Total noninterest income | $492,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $392,000 | 3,598 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $100,000 | 6,402 |
| Total noninterest expense | $2,582,000 | 5,270 |
| Salaries and employee benefits | $1,554,000 | 4,935 |
| Premises and equipment expense | $231,000 | 6,406 |
| Additional noninterest expense | $797,000 | 5,182 |
| Pre-tax net operating income | $2,126,000 | 3,547 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $498,000 | 3,372 |
| Income before extraordinary items | $1,628,000 | 3,593 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,628,000 | 3,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,396 |
| Cash dividends | $504,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,628,000 | 3,567 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 4,261 |
| Total interest expense | $1,512,000 | 4,266 |
| Net interest income | $3,458,000 | 4,182 |
| Provision for loan and lease losses | $271,000 | 2,377 |
| Total noninterest income | $364,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $290,000 | 3,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 6,434 |
| Total noninterest expense | $1,933,000 | 5,256 |
| Salaries and employee benefits | $1,164,000 | 4,917 |
| Premises and equipment expense | $171,000 | 6,411 |
| Additional noninterest expense | $598,000 | 5,137 |
| Pre-tax net operating income | $1,618,000 | 3,550 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $371,000 | 3,444 |
| Income before extraordinary items | $1,247,000 | 3,568 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,247,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,354 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,247,000 | 3,537 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 4,229 |
| Total interest expense | $981,000 | 4,191 |
| Net interest income | $2,289,000 | 4,198 |
| Provision for loan and lease losses | $161,000 | 2,517 |
| Total noninterest income | $234,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $186,000 | 3,677 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $1,284,000 | 5,249 |
| Salaries and employee benefits | $775,000 | 4,919 |
| Premises and equipment expense | $112,000 | 6,458 |
| Additional noninterest expense | $397,000 | 5,111 |
| Pre-tax net operating income | $1,078,000 | 3,524 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $241,000 | 3,471 |
| Income before extraordinary items | $837,000 | 3,533 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $837,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,352 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $837,000 | 3,485 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 4,248 |
| Total interest expense | $476,000 | 4,162 |
| Net interest income | $1,141,000 | 4,219 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $108,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $82,000 | 3,875 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $643,000 | 5,275 |
| Salaries and employee benefits | $387,000 | 4,948 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $202,000 | 5,032 |
| Pre-tax net operating income | $568,000 | 3,355 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $124,000 | 3,414 |
| Income before extraordinary items | $444,000 | 3,346 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $444,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,258 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $444,000 | 3,311 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 4,160 |
| Total interest expense | $1,756,000 | 4,043 |
| Net interest income | $4,431,000 | 4,164 |
| Provision for loan and lease losses | $289,000 | 3,002 |
| Total noninterest income | $427,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $345,000 | 3,974 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,739 |
| Total noninterest expense | $2,511,000 | 5,292 |
| Salaries and employee benefits | $1,531,000 | 4,875 |
| Premises and equipment expense | $211,000 | 6,623 |
| Additional noninterest expense | $769,000 | 5,229 |
| Pre-tax net operating income | $2,058,000 | 3,438 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $475,000 | 3,430 |
| Income before extraordinary items | $1,581,000 | 3,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,581,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,615 |
| Cash dividends | $492,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,582,540 | 3,423 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 4,170 |
| Total interest expense | $1,300,000 | 4,040 |
| Net interest income | $3,309,000 | 4,165 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $309,000 | 5,745 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $252,000 | 4,081 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 6,877 |
| Total noninterest expense | $1,860,000 | 5,293 |
| Salaries and employee benefits | $1,132,000 | 4,873 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $566,000 | 5,240 |
| Pre-tax net operating income | $1,578,000 | 3,463 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $361,000 | 3,475 |
| Income before extraordinary items | $1,216,000 | 3,509 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,216,000 | 3,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,495 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,216,770 | 3,421 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 4,187 |
| Total interest expense | $853,000 | 4,089 |
| Net interest income | $2,200,000 | 4,187 |
| Provision for loan and lease losses | $99,000 | 3,536 |
| Total noninterest income | $206,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $162,000 | 4,157 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 6,668 |
| Total noninterest expense | $1,212,000 | 5,406 |
| Salaries and employee benefits | $730,000 | 5,013 |
| Premises and equipment expense | $110,000 | 6,547 |
| Additional noninterest expense | $372,000 | 5,310 |
| Pre-tax net operating income | $1,095,000 | 3,326 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $239,000 | 3,468 |
| Income before extraordinary items | $856,000 | 3,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $856,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,492 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $856,000 | 3,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 4,227 |
| Total interest expense | $429,000 | 4,115 |
| Net interest income | $1,088,000 | 4,212 |
| Provision for loan and lease losses | $14,000 | 5,389 |
| Total noninterest income | $100,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $79,000 | 4,141 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $599,000 | 5,453 |
| Salaries and employee benefits | $363,000 | 5,057 |
| Premises and equipment expense | $50,000 | 6,793 |
| Additional noninterest expense | $186,000 | 5,320 |
| Pre-tax net operating income | $575,000 | 3,187 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $129,000 | 3,364 |
| Income before extraordinary items | $446,000 | 3,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $446,000 | 3,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 4,163 |
| Total interest expense | $1,983,000 | 4,052 |
| Net interest income | $4,318,000 | 4,132 |
| Provision for loan and lease losses | $321,000 | 3,009 |
| Total noninterest income | $354,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $262,000 | 4,638 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $92,000 | 6,661 |
| Total noninterest expense | $2,622,000 | 5,041 |
| Salaries and employee benefits | $1,743,000 | 4,361 |
| Premises and equipment expense | $192,000 | 6,882 |
| Additional noninterest expense | $687,000 | 5,564 |
| Pre-tax net operating income | $1,729,000 | 3,745 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $360,000 | 3,983 |
| Income before extraordinary items | $1,369,000 | 3,794 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,369,000 | 3,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,604 |
| Cash dividends | $480,000 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,369,000 | 3,639 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 4,186 |
| Total interest expense | $1,538,000 | 4,058 |
| Net interest income | $3,220,000 | 4,170 |
| Provision for loan and lease losses | $120,000 | 4,343 |
| Total noninterest income | $253,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $181,000 | 4,859 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 6,652 |
| Total noninterest expense | $2,049,000 | 4,894 |
| Salaries and employee benefits | $1,411,000 | 4,129 |
| Premises and equipment expense | $144,000 | 6,890 |
| Additional noninterest expense | $494,000 | 5,684 |
| Pre-tax net operating income | $1,304,000 | 3,837 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $261,000 | 4,192 |
| Income before extraordinary items | $1,043,000 | 3,881 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,043,000 | 3,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,836 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,043,000 | 3,722 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 4,216 |
| Total interest expense | $1,061,000 | 4,060 |
| Net interest income | $2,123,000 | 4,210 |
| Provision for loan and lease losses | $67,000 | 4,579 |
| Total noninterest income | $165,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $118,000 | 4,897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $47,000 | 6,676 |
| Total noninterest expense | $1,327,000 | 4,983 |
| Salaries and employee benefits | $916,000 | 4,197 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $319,000 | 5,767 |
| Pre-tax net operating income | $894,000 | 3,774 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $175,000 | 4,229 |
| Income before extraordinary items | $719,000 | 3,789 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $719,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,862 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $719,000 | 3,594 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 4,184 |
| Total interest expense | $537,000 | 4,120 |
| Net interest income | $1,083,000 | 4,152 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $75,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $57,000 | 4,884 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $663,000 | 4,994 |
| Salaries and employee benefits | $453,000 | 4,219 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $160,000 | 5,725 |
| Pre-tax net operating income | $495,000 | 3,519 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $102,000 | 3,894 |
| Income before extraordinary items | $393,000 | 3,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $393,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $393,000 | 3,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 4,119 |
| Total interest expense | $2,337,000 | 4,314 |
| Net interest income | $4,507,000 | 3,985 |
| Provision for loan and lease losses | $353,000 | 3,117 |
| Total noninterest income | $330,000 | 6,244 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $243,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,718 |
| Total noninterest expense | $2,383,000 | 5,252 |
| Salaries and employee benefits | $1,519,000 | 4,655 |
| Premises and equipment expense | $196,000 | 6,807 |
| Additional noninterest expense | $668,000 | 5,561 |
| Pre-tax net operating income | $2,101,000 | 3,319 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $482,000 | 3,526 |
| Income before extraordinary items | $1,618,000 | 3,295 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,618,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,377 |
| Cash dividends | $468,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,618,770 | 3,203 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,421,000 | 4,266 |
| Total interest expense | $3,263,000 | 4,425 |
| Net interest income | $4,158,000 | 4,011 |
| Provision for loan and lease losses | $269,000 | 3,461 |
| Total noninterest income | $361,000 | 5,945 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $257,000 | 4,574 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $104,000 | 6,355 |
| Total noninterest expense | $2,089,000 | 5,586 |
| Salaries and employee benefits | $1,315,000 | 4,985 |
| Premises and equipment expense | $169,000 | 7,229 |
| Additional noninterest expense | $605,000 | 5,802 |
| Pre-tax net operating income | $2,161,000 | 3,004 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $511,000 | 3,296 |
| Income before extraordinary items | $1,649,000 | 3,008 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,649,000 | 3,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,957 |
| Cash dividends | $450,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,649,760 | 2,900 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,174,000 | 4,491 |
| Total interest expense | $3,278,000 | 4,606 |
| Net interest income | $3,896,000 | 4,274 |
| Provision for loan and lease losses | $204,000 | 3,703 |
| Total noninterest income | $316,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 4,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,336 |
| Total noninterest expense | $2,024,000 | 5,638 |
| Salaries and employee benefits | $1,280,000 | 4,954 |
| Premises and equipment expense | $162,000 | 7,372 |
| Additional noninterest expense | $582,000 | 5,903 |
| Pre-tax net operating income | $1,984,000 | 3,346 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $480,000 | 3,578 |
| Income before extraordinary items | $1,504,000 | 3,246 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,504,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,885 |
| Cash dividends | $432,000 | 3,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,504,000 | 3,245 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,214,000 | 4,835 |
| Total interest expense | $2,672,000 | 5,011 |
| Net interest income | $3,542,000 | 4,614 |
| Provision for loan and lease losses | $188,000 | 3,699 |
| Total noninterest income | $294,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,735 |
| Total noninterest expense | $1,883,000 | 5,906 |
| Salaries and employee benefits | $1,246,000 | 5,033 |
| Premises and equipment expense | $123,000 | 8,172 |
| Additional noninterest expense | $514,000 | 6,409 |
| Pre-tax net operating income | $1,765,000 | 3,665 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $452,000 | 3,857 |
| Income before extraordinary items | $1,313,000 | 3,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,313,000 | 3,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,056 |
| Cash dividends | $420,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,313,000 | 3,581 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,113,000 | 4,933 |
| Total interest expense | $2,731,000 | 5,051 |
| Net interest income | $3,382,000 | 4,716 |
| Provision for loan and lease losses | $394,000 | 2,092 |
| Total noninterest income | $263,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,189 |
| Total noninterest expense | $1,856,000 | 5,872 |
| Salaries and employee benefits | $1,239,000 | 4,951 |
| Premises and equipment expense | $116,000 | 8,357 |
| Additional noninterest expense | $501,000 | 6,428 |
| Pre-tax net operating income | $1,395,000 | 4,412 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $343,000 | 4,812 |
| Income before extraordinary items | $1,052,000 | 4,328 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,052,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,100 |
| Cash dividends | $408,000 | 3,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,052,000 | 4,232 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 5,195 |
| Total interest expense | $2,380,000 | 5,607 |
| Net interest income | $3,405,000 | 4,828 |
| Provision for loan and lease losses | $333,000 | 2,408 |
| Total noninterest income | $300,000 | 6,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,136 |
| Total noninterest expense | $1,807,000 | 6,056 |
| Salaries and employee benefits | $1,192,000 | 5,125 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $492,000 | 6,565 |
| Pre-tax net operating income | $1,565,000 | 4,327 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $439,000 | 4,606 |
| Income before extraordinary items | $1,126,000 | 4,279 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,126,000 | 4,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,620 |
| Cash dividends | $408,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,126,000 | 4,217 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 5,647 |
| Total interest expense | $2,133,000 | 6,159 |
| Net interest income | $3,214,000 | 5,177 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $274,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,591 |
| Total noninterest expense | $1,699,000 | 6,611 |
| Salaries and employee benefits | $1,141,000 | 5,437 |
| Premises and equipment expense | $146,000 | 8,152 |
| Additional noninterest expense | $412,000 | 7,776 |
| Pre-tax net operating income | $1,629,000 | 4,069 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $454,000 | 4,475 |
| Income before extraordinary items | $1,175,000 | 3,938 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,175,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,201 |
| Cash dividends | $396,000 | 3,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,175,000 | 3,893 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 5,895 |
| Total interest expense | $2,028,000 | 6,399 |
| Net interest income | $3,080,000 | 5,386 |
| Provision for loan and lease losses | $339,000 | 2,105 |
| Total noninterest income | $235,000 | 7,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $1,568,000 | 7,073 |
| Salaries and employee benefits | $1,005,000 | 6,045 |
| Premises and equipment expense | $164,000 | 7,947 |
| Additional noninterest expense | $399,000 | 8,206 |
| Pre-tax net operating income | $1,408,000 | 4,672 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $414,000 | 4,828 |
| Income before extraordinary items | $994,000 | 4,652 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $994,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,050 |
| Cash dividends | $390,000 | 3,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $994,000 | 4,622 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 6,282 |
| Total interest expense | $1,458,000 | 7,015 |
| Net interest income | $2,916,000 | 5,718 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $236,000 | 8,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,542,000 | 7,464 |
| Salaries and employee benefits | $966,000 | 6,260 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $457,000 | 8,259 |
| Pre-tax net operating income | $1,540,000 | 4,317 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $497,000 | 4,070 |
| Income before extraordinary items | $1,043,000 | 4,374 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,043,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $390,000 | 3,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,043,000 | 4,433 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 6,432 |
| Total interest expense | $1,341,000 | 7,735 |
| Net interest income | $3,045,000 | 5,588 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $221,000 | 8,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $1,512,000 | 7,790 |
| Salaries and employee benefits | $938,000 | 6,489 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $464,000 | 8,573 |
| Pre-tax net operating income | $1,728,000 | 3,834 |
| Securities gains (losses) | $-14,000 | 12,848 |
| Applicable income taxes | $553,000 | 3,832 |
| Income before extraordinary items | $1,161,000 | 4,145 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,161,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $390,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,170,520 | 3,910 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 6,598 |
| Total interest expense | $1,793,000 | 7,639 |
| Net interest income | $2,980,000 | 5,751 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $179,000 | 9,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $1,464,000 | 8,052 |
| Salaries and employee benefits | $898,000 | 6,634 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $456,000 | 8,908 |
| Pre-tax net operating income | $1,620,000 | 3,765 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $520,000 | 3,869 |
| Income before extraordinary items | $1,096,000 | 4,144 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,096,000 | 4,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 8,210 |
| Cash dividends | $390,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,098,720 | 3,825 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.