Home > Jackson County Bank > Income and Expense
Jackson County Bank, Income and Expense
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 3,685 |
| Total interest expense | $541,000 | 2,241 |
| Net interest income | $1,764,000 | 3,883 |
| Provision for loan and lease losses | $75,000 | 1,864 |
| Total noninterest income | $887,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $79,000 | 2,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $808,000 | 2,153 |
| Total noninterest expense | $2,036,000 | 3,348 |
| Salaries and employee benefits | $1,057,000 | 3,463 |
| Premises and equipment expense | $192,000 | 3,467 |
| Additional noninterest expense | $787,000 | 3,013 |
| Pre-tax net operating income | $540,000 | 3,909 |
| Securities gains (losses) | $14,000 | 1,302 |
| Applicable income taxes | $-55,000 | 4,896 |
| Income before extraordinary items | $609,000 | 3,696 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $609,000 | 3,696 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $609,000 | 3,696 |
| Net charge-offs | $-8,000 | 3,728 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $595,000 | 3,692 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 3,681 |
| Total interest expense | $279,000 | 2,281 |
| Net interest income | $879,000 | 3,884 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $544,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $39,000 | 2,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $505,000 | 1,908 |
| Total noninterest expense | $1,072,000 | 3,267 |
| Salaries and employee benefits | $503,000 | 3,540 |
| Premises and equipment expense | $83,000 | 3,672 |
| Additional noninterest expense | $486,000 | 2,589 |
| Pre-tax net operating income | $276,000 | 3,836 |
| Securities gains (losses) | $13,000 | 986 |
| Applicable income taxes | $3,000 | 3,464 |
| Income before extraordinary items | $286,000 | 3,730 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $286,000 | 3,730 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $286,000 | 3,730 |
| Net charge-offs | $-9,000 | 4,024 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $273,130 | 3,740 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 4,916 |
| Total interest expense | $200,000 | 4,549 |
| Net interest income | $492,000 | 4,937 |
| Provision for loan and lease losses | $4,000 | 4,289 |
| Total noninterest income | $4,639,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $30,000 | 4,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,609,000 | 1,081 |
| Total noninterest expense | $676,000 | 4,894 |
| Salaries and employee benefits | $483,000 | 4,821 |
| Premises and equipment expense | $36,000 | 4,934 |
| Additional noninterest expense | $157,000 | 4,939 |
| Pre-tax net operating income | $4,451,000 | 1,929 |
| Securities gains (losses) | $7,000 | 2,384 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,458,000 | 1,786 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,458,000 | 1,786 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,458,000 | 1,786 |
| Net charge-offs | $4,000 | 3,213 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,451,000 | 1,742 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 3,263 |
| Total interest expense | $1,284,000 | 2,284 |
| Net interest income | $3,412,000 | 3,521 |
| Provision for loan and lease losses | $2,726,000 | 744 |
| Total noninterest income | $827,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $135,000 | 2,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $692,000 | 2,519 |
| Total noninterest expense | $4,635,000 | 2,636 |
| Salaries and employee benefits | $2,751,000 | 2,606 |
| Premises and equipment expense | $272,000 | 3,562 |
| Additional noninterest expense | $1,612,000 | 2,389 |
| Pre-tax net operating income | $-3,122,000 | 4,991 |
| Securities gains (losses) | $516,000 | 480 |
| Applicable income taxes | $8,000 | 3,498 |
| Income before extraordinary items | $-2,614,000 | 4,979 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,614,000 | 4,979 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-2,614,000 | 4,979 |
| Net charge-offs | $2,807,000 | 265 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-3,130,000 | 4,982 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 3,315 |
| Total interest expense | $882,000 | 2,347 |
| Net interest income | $2,224,000 | 3,572 |
| Provision for loan and lease losses | $2,651,000 | 595 |
| Total noninterest income | $541,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $90,000 | 2,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 2,470 |
| Total noninterest expense | $3,180,000 | 2,592 |
| Salaries and employee benefits | $1,838,000 | 2,607 |
| Premises and equipment expense | $174,000 | 3,633 |
| Additional noninterest expense | $1,168,000 | 2,263 |
| Pre-tax net operating income | $-3,066,000 | 5,022 |
| Securities gains (losses) | $39,000 | 1,403 |
| Applicable income taxes | $5,000 | 3,476 |
| Income before extraordinary items | $-3,032,000 | 5,017 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-3,032,000 | 5,017 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-3,032,000 | 5,017 |
| Net charge-offs | $2,803,000 | 206 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-3,071,000 | 5,019 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 3,250 |
| Total interest expense | $446,000 | 2,474 |
| Net interest income | $1,192,000 | 3,437 |
| Provision for loan and lease losses | $2,576,000 | 349 |
| Total noninterest income | $268,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $57,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 2,380 |
| Total noninterest expense | $1,817,000 | 2,410 |
| Salaries and employee benefits | $988,000 | 2,511 |
| Premises and equipment expense | $95,000 | 3,505 |
| Additional noninterest expense | $734,000 | 1,960 |
| Pre-tax net operating income | $-2,933,000 | 5,073 |
| Securities gains (losses) | $10,000 | 1,316 |
| Applicable income taxes | $3,000 | 3,353 |
| Income before extraordinary items | $-2,926,000 | 5,056 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,926,000 | 5,056 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-2,926,000 | 5,056 |
| Net charge-offs | $2,651,000 | 145 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-2,936,000 | 5,069 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,343,000 | 3,107 |
| Total interest expense | $1,784,000 | 2,521 |
| Net interest income | $5,559,000 | 3,231 |
| Provision for loan and lease losses | $2,350,000 | 471 |
| Total noninterest income | $1,306,000 | 2,467 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $267,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,039,000 | 2,205 |
| Total noninterest expense | $6,212,000 | 2,638 |
| Salaries and employee benefits | $3,779,000 | 2,551 |
| Premises and equipment expense | $337,000 | 3,730 |
| Additional noninterest expense | $2,096,000 | 2,475 |
| Pre-tax net operating income | $-1,697,000 | 5,126 |
| Securities gains (losses) | $1,112,000 | 211 |
| Applicable income taxes | $11,000 | 3,652 |
| Income before extraordinary items | $-596,000 | 5,073 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-596,000 | 5,074 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-596,000 | 5,074 |
| Net charge-offs | $4,140,000 | 246 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-1,708,000 | 5,125 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,589,000 | 3,112 |
| Total interest expense | $1,341,000 | 2,536 |
| Net interest income | $4,248,000 | 3,246 |
| Provision for loan and lease losses | $2,133,000 | 386 |
| Total noninterest income | $948,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $205,000 | 2,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $743,000 | 2,250 |
| Total noninterest expense | $4,774,000 | 2,616 |
| Salaries and employee benefits | $2,829,000 | 2,565 |
| Premises and equipment expense | $346,000 | 3,256 |
| Additional noninterest expense | $1,599,000 | 2,453 |
| Pre-tax net operating income | $-1,711,000 | 5,224 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $8,000 | 3,720 |
| Income before extraordinary items | $-1,719,000 | 5,224 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,719,000 | 5,224 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,719,000 | 5,224 |
| Net charge-offs | $2,800,000 | 251 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-1,719,000 | 5,220 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 3,103 |
| Total interest expense | $892,000 | 2,512 |
| Net interest income | $2,870,000 | 3,240 |
| Provision for loan and lease losses | $1,983,000 | 298 |
| Total noninterest income | $655,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $136,000 | 2,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,170 |
| Total noninterest expense | $3,186,000 | 2,634 |
| Salaries and employee benefits | $1,820,000 | 2,647 |
| Premises and equipment expense | $241,000 | 3,191 |
| Additional noninterest expense | $1,125,000 | 2,390 |
| Pre-tax net operating income | $-1,644,000 | 5,282 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $5,000 | 3,726 |
| Income before extraordinary items | $-1,649,000 | 5,277 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,649,000 | 5,276 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-1,649,000 | 5,276 |
| Net charge-offs | $1,890,000 | 241 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-1,649,000 | 5,275 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 3,094 |
| Total interest expense | $434,000 | 2,516 |
| Net interest income | $1,481,000 | 3,204 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $335,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $68,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 2,081 |
| Total noninterest expense | $1,497,000 | 2,748 |
| Salaries and employee benefits | $957,000 | 2,561 |
| Premises and equipment expense | $126,000 | 3,162 |
| Additional noninterest expense | $414,000 | 2,929 |
| Pre-tax net operating income | $169,000 | 4,342 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $3,000 | 3,639 |
| Income before extraordinary items | $166,000 | 4,257 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $166,000 | 4,256 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $166,000 | 4,256 |
| Net charge-offs | $308,000 | 464 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $166,000 | 4,250 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 2,836 |
| Total interest expense | $1,849,000 | 2,037 |
| Net interest income | $6,585,000 | 2,998 |
| Provision for loan and lease losses | $11,202,000 | 152 |
| Total noninterest income | $1,505,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $300,000 | 2,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,205,000 | 2,034 |
| Total noninterest expense | $9,749,000 | 1,940 |
| Salaries and employee benefits | $3,669,000 | 2,595 |
| Premises and equipment expense | $470,000 | 3,260 |
| Additional noninterest expense | $5,610,000 | 1,139 |
| Pre-tax net operating income | $-12,861,000 | 5,412 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $11,000 | 3,734 |
| Income before extraordinary items | $-12,872,000 | 5,404 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-12,872,000 | 5,403 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-12,872,000 | 5,403 |
| Net charge-offs | $10,613,000 | 134 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-12,872,000 | 5,404 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 2,772 |
| Total interest expense | $1,415,000 | 1,941 |
| Net interest income | $5,115,000 | 2,961 |
| Provision for loan and lease losses | $11,055,000 | 127 |
| Total noninterest income | $1,113,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $225,000 | 2,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $888,000 | 2,080 |
| Total noninterest expense | $4,811,000 | 2,621 |
| Salaries and employee benefits | $2,810,000 | 2,560 |
| Premises and equipment expense | $350,000 | 3,314 |
| Additional noninterest expense | $1,651,000 | 2,434 |
| Pre-tax net operating income | $-9,638,000 | 5,485 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $8,000 | 3,807 |
| Income before extraordinary items | $-9,646,000 | 5,476 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-9,646,000 | 5,475 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-9,646,000 | 5,475 |
| Net charge-offs | $8,405,000 | 125 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-9,646,000 | 5,476 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 2,767 |
| Total interest expense | $967,000 | 1,823 |
| Net interest income | $3,392,000 | 2,970 |
| Provision for loan and lease losses | $7,005,000 | 128 |
| Total noninterest income | $728,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $149,000 | 2,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $579,000 | 2,111 |
| Total noninterest expense | $3,204,000 | 2,638 |
| Salaries and employee benefits | $1,805,000 | 2,642 |
| Premises and equipment expense | $241,000 | 3,283 |
| Additional noninterest expense | $1,158,000 | 2,357 |
| Pre-tax net operating income | $-6,089,000 | 5,548 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $5,000 | 3,805 |
| Income before extraordinary items | $-6,094,000 | 5,539 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-6,094,000 | 5,538 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-6,094,000 | 5,538 |
| Net charge-offs | $6,142,000 | 119 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-6,094,000 | 5,539 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 2,535 |
| Total interest expense | $486,000 | 1,756 |
| Net interest income | $1,968,000 | 2,686 |
| Provision for loan and lease losses | $905,000 | 301 |
| Total noninterest income | $370,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $74,000 | 2,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 2,037 |
| Total noninterest expense | $1,592,000 | 2,672 |
| Salaries and employee benefits | $947,000 | 2,589 |
| Premises and equipment expense | $128,000 | 3,194 |
| Additional noninterest expense | $517,000 | 2,567 |
| Pre-tax net operating income | $-159,000 | 5,526 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $3,000 | 3,761 |
| Income before extraordinary items | $-162,000 | 5,513 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-162,000 | 5,513 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-162,000 | 5,513 |
| Net charge-offs | $757,000 | 257 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-162,000 | 5,519 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,190,000 | 2,412 |
| Total interest expense | $1,736,000 | 1,715 |
| Net interest income | $8,454,000 | 2,535 |
| Provision for loan and lease losses | $1,464,000 | 655 |
| Total noninterest income | $1,374,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $329,000 | 2,701 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,045,000 | 2,238 |
| Total noninterest expense | $5,537,000 | 2,922 |
| Salaries and employee benefits | $3,543,000 | 2,688 |
| Premises and equipment expense | $435,000 | 3,513 |
| Additional noninterest expense | $1,559,000 | 3,149 |
| Pre-tax net operating income | $2,827,000 | 2,573 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $11,000 | 3,870 |
| Income before extraordinary items | $2,816,000 | 2,159 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,816,000 | 2,157 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,816,000 | 2,159 |
| Net charge-offs | $1,780,000 | 446 |
| Cash dividends | $1,229,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,816,000 | 2,143 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,855,000 | 2,354 |
| Total interest expense | $1,238,000 | 1,767 |
| Net interest income | $6,617,000 | 2,459 |
| Provision for loan and lease losses | $135,000 | 2,385 |
| Total noninterest income | $994,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $247,000 | 2,718 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $747,000 | 2,327 |
| Total noninterest expense | $4,251,000 | 2,902 |
| Salaries and employee benefits | $2,745,000 | 2,648 |
| Premises and equipment expense | $358,000 | 3,381 |
| Additional noninterest expense | $1,148,000 | 3,198 |
| Pre-tax net operating income | $3,225,000 | 1,952 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $8,000 | 3,916 |
| Income before extraordinary items | $3,217,000 | 1,637 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,217,000 | 1,637 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,217,000 | 1,637 |
| Net charge-offs | $52,000 | 2,438 |
| Cash dividends | $1,229,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,217,000 | 1,617 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 2,321 |
| Total interest expense | $787,000 | 1,791 |
| Net interest income | $4,496,000 | 2,407 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $659,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $165,000 | 2,707 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $494,000 | 2,350 |
| Total noninterest expense | $2,818,000 | 2,920 |
| Salaries and employee benefits | $1,809,000 | 2,685 |
| Premises and equipment expense | $240,000 | 3,386 |
| Additional noninterest expense | $769,000 | 3,190 |
| Pre-tax net operating income | $2,247,000 | 1,857 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $5,000 | 3,952 |
| Income before extraordinary items | $2,242,000 | 1,552 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,242,000 | 1,551 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,242,000 | 1,552 |
| Net charge-offs | $12,000 | 2,827 |
| Cash dividends | $1,229,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,242,000 | 1,536 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 2,374 |
| Total interest expense | $382,000 | 1,809 |
| Net interest income | $2,185,000 | 2,454 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $332,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $76,000 | 2,859 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $256,000 | 2,285 |
| Total noninterest expense | $1,470,000 | 2,874 |
| Salaries and employee benefits | $966,000 | 2,588 |
| Premises and equipment expense | $126,000 | 3,328 |
| Additional noninterest expense | $378,000 | 3,225 |
| Pre-tax net operating income | $1,002,000 | 1,960 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $3,000 | 3,875 |
| Income before extraordinary items | $999,000 | 1,676 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $999,000 | 1,676 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $999,000 | 1,676 |
| Net charge-offs | $27,000 | 1,709 |
| Cash dividends | $101,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $999,000 | 1,661 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,820,000 | 2,438 |
| Total interest expense | $1,299,000 | 1,999 |
| Net interest income | $8,521,000 | 2,492 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $1,390,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $332,000 | 2,781 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,058,000 | 2,336 |
| Total noninterest expense | $5,555,000 | 2,982 |
| Salaries and employee benefits | $3,469,000 | 2,770 |
| Premises and equipment expense | $461,000 | 3,524 |
| Additional noninterest expense | $1,625,000 | 3,174 |
| Pre-tax net operating income | $4,176,000 | 1,880 |
| Securities gains (losses) | $51,000 | 1,832 |
| Applicable income taxes | $13,000 | 3,951 |
| Income before extraordinary items | $4,214,000 | 1,583 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,214,000 | 1,581 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,214,000 | 1,582 |
| Net charge-offs | $-24,000 | 5,167 |
| Cash dividends | $3,345,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,163,000 | 1,569 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,284,000 | 2,463 |
| Total interest expense | $939,000 | 2,050 |
| Net interest income | $6,345,000 | 2,515 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $1,009,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $255,000 | 2,751 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $754,000 | 2,392 |
| Total noninterest expense | $4,048,000 | 3,033 |
| Salaries and employee benefits | $2,527,000 | 2,820 |
| Premises and equipment expense | $366,000 | 3,442 |
| Additional noninterest expense | $1,155,000 | 3,307 |
| Pre-tax net operating income | $3,171,000 | 1,875 |
| Securities gains (losses) | $36,000 | 1,993 |
| Applicable income taxes | $9,000 | 4,039 |
| Income before extraordinary items | $3,198,000 | 1,595 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,198,000 | 1,595 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,198,000 | 1,595 |
| Net charge-offs | $-45,000 | 5,334 |
| Cash dividends | $1,772,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,162,000 | 1,568 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 2,516 |
| Total interest expense | $605,000 | 2,116 |
| Net interest income | $4,128,000 | 2,576 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $651,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $168,000 | 2,745 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $483,000 | 2,421 |
| Total noninterest expense | $2,679,000 | 3,069 |
| Salaries and employee benefits | $1,634,000 | 2,894 |
| Premises and equipment expense | $248,000 | 3,423 |
| Additional noninterest expense | $797,000 | 3,241 |
| Pre-tax net operating income | $2,010,000 | 1,927 |
| Securities gains (losses) | $24,000 | 1,854 |
| Applicable income taxes | $5,000 | 4,087 |
| Income before extraordinary items | $2,029,000 | 1,636 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,029,000 | 1,637 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,029,000 | 1,637 |
| Net charge-offs | $-38,000 | 5,418 |
| Cash dividends | $1,271,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,005,000 | 1,608 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 2,570 |
| Total interest expense | $293,000 | 2,175 |
| Net interest income | $2,024,000 | 2,611 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $335,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $82,000 | 2,770 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $253,000 | 2,320 |
| Total noninterest expense | $1,408,000 | 2,998 |
| Salaries and employee benefits | $873,000 | 2,784 |
| Premises and equipment expense | $147,000 | 3,102 |
| Additional noninterest expense | $388,000 | 3,297 |
| Pre-tax net operating income | $906,000 | 2,068 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $904,000 | 1,774 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $904,000 | 1,775 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $904,000 | 1,775 |
| Net charge-offs | $-29,000 | 5,579 |
| Cash dividends | $485,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $904,000 | 1,735 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,956,000 | 2,605 |
| Total interest expense | $1,068,000 | 2,312 |
| Net interest income | $7,888,000 | 2,627 |
| Provision for loan and lease losses | $250,000 | 2,084 |
| Total noninterest income | $1,452,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $327,000 | 2,865 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,125,000 | 2,226 |
| Total noninterest expense | $5,166,000 | 3,143 |
| Salaries and employee benefits | $3,252,000 | 2,887 |
| Premises and equipment expense | $444,000 | 3,702 |
| Additional noninterest expense | $1,470,000 | 3,441 |
| Pre-tax net operating income | $3,924,000 | 1,896 |
| Securities gains (losses) | $54,000 | 1,596 |
| Applicable income taxes | $3,000 | 4,252 |
| Income before extraordinary items | $3,975,000 | 1,606 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,975,000 | 1,607 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,975,000 | 1,607 |
| Net charge-offs | $-12,000 | 5,230 |
| Cash dividends | $3,956,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,921,000 | 1,594 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,650,000 | 2,645 |
| Total interest expense | $786,000 | 2,362 |
| Net interest income | $5,864,000 | 2,670 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $1,044,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $249,000 | 2,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $795,000 | 2,323 |
| Total noninterest expense | $3,719,000 | 3,249 |
| Salaries and employee benefits | $2,273,000 | 3,039 |
| Premises and equipment expense | $346,000 | 3,692 |
| Additional noninterest expense | $1,100,000 | 3,459 |
| Pre-tax net operating income | $2,964,000 | 1,920 |
| Securities gains (losses) | $53,000 | 1,425 |
| Applicable income taxes | $3,000 | 4,331 |
| Income before extraordinary items | $3,014,000 | 1,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,014,000 | 1,618 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,014,000 | 1,620 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $2,368,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,961,000 | 1,602 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 2,656 |
| Total interest expense | $502,000 | 2,455 |
| Net interest income | $3,910,000 | 2,662 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $679,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $159,000 | 2,919 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $520,000 | 2,370 |
| Total noninterest expense | $2,450,000 | 3,310 |
| Salaries and employee benefits | $1,525,000 | 3,048 |
| Premises and equipment expense | $238,000 | 3,652 |
| Additional noninterest expense | $687,000 | 3,634 |
| Pre-tax net operating income | $1,989,000 | 1,906 |
| Securities gains (losses) | $53,000 | 1,197 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $2,040,000 | 1,590 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,040,000 | 1,593 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,040,000 | 1,593 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $1,896,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,987,000 | 1,578 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 2,639 |
| Total interest expense | $255,000 | 2,452 |
| Net interest income | $1,968,000 | 2,647 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $340,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $80,000 | 2,869 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $260,000 | 2,298 |
| Total noninterest expense | $1,174,000 | 3,435 |
| Salaries and employee benefits | $730,000 | 3,155 |
| Premises and equipment expense | $124,000 | 3,584 |
| Additional noninterest expense | $320,000 | 3,812 |
| Pre-tax net operating income | $1,059,000 | 1,767 |
| Securities gains (losses) | $52,000 | 826 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $1,110,000 | 1,453 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,110,000 | 1,455 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,110,000 | 1,455 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $1,066,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,058,000 | 1,462 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,938,000 | 2,654 |
| Total interest expense | $1,222,000 | 2,225 |
| Net interest income | $7,716,000 | 2,706 |
| Provision for loan and lease losses | $315,000 | 1,927 |
| Total noninterest income | $1,346,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $352,000 | 2,938 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $994,000 | 2,334 |
| Total noninterest expense | $4,764,000 | 3,421 |
| Salaries and employee benefits | $2,968,000 | 3,099 |
| Premises and equipment expense | $446,000 | 3,874 |
| Additional noninterest expense | $1,350,000 | 3,787 |
| Pre-tax net operating income | $3,983,000 | 1,841 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $3,000 | 4,369 |
| Income before extraordinary items | $3,982,000 | 1,601 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,982,000 | 1,600 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,982,000 | 1,600 |
| Net charge-offs | $186,000 | 2,540 |
| Cash dividends | $3,313,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,980,000 | 1,570 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 2,683 |
| Total interest expense | $922,000 | 2,246 |
| Net interest income | $5,756,000 | 2,731 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $980,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $268,000 | 2,938 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $712,000 | 2,417 |
| Total noninterest expense | $3,400,000 | 3,547 |
| Salaries and employee benefits | $2,134,000 | 3,212 |
| Premises and equipment expense | $327,000 | 3,963 |
| Additional noninterest expense | $939,000 | 3,980 |
| Pre-tax net operating income | $3,111,000 | 1,789 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $3,000 | 4,402 |
| Income before extraordinary items | $3,110,000 | 1,523 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,110,000 | 1,523 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,110,000 | 1,523 |
| Net charge-offs | $98,000 | 2,707 |
| Cash dividends | $1,821,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,108,000 | 1,497 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 2,672 |
| Total interest expense | $604,000 | 2,313 |
| Net interest income | $3,867,000 | 2,705 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $617,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $175,000 | 2,951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $442,000 | 2,479 |
| Total noninterest expense | $2,246,000 | 3,587 |
| Salaries and employee benefits | $1,446,000 | 3,196 |
| Premises and equipment expense | $230,000 | 3,896 |
| Additional noninterest expense | $570,000 | 4,214 |
| Pre-tax net operating income | $2,088,000 | 1,757 |
| Securities gains (losses) | $2,000 | 2,363 |
| Applicable income taxes | $3,000 | 4,347 |
| Income before extraordinary items | $2,087,000 | 1,476 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,087,000 | 1,478 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,087,000 | 1,478 |
| Net charge-offs | $73,000 | 2,471 |
| Cash dividends | $1,348,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,085,000 | 1,446 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 2,705 |
| Total interest expense | $306,000 | 2,315 |
| Net interest income | $1,899,000 | 2,749 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $314,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $88,000 | 2,918 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $226,000 | 2,388 |
| Total noninterest expense | $1,058,000 | 3,757 |
| Salaries and employee benefits | $700,000 | 3,281 |
| Premises and equipment expense | $128,000 | 3,701 |
| Additional noninterest expense | $230,000 | 4,678 |
| Pre-tax net operating income | $1,080,000 | 1,655 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $1,077,000 | 1,402 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,077,000 | 1,403 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,077,000 | 1,404 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $359,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,077,000 | 1,382 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,092,000 | 2,649 |
| Total interest expense | $1,470,000 | 2,205 |
| Net interest income | $7,622,000 | 2,729 |
| Provision for loan and lease losses | $500,000 | 1,831 |
| Total noninterest income | $1,482,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $428,000 | 2,681 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,054,000 | 2,313 |
| Total noninterest expense | $4,656,000 | 3,580 |
| Salaries and employee benefits | $2,890,000 | 3,195 |
| Premises and equipment expense | $459,000 | 3,918 |
| Additional noninterest expense | $1,307,000 | 3,996 |
| Pre-tax net operating income | $3,948,000 | 1,742 |
| Securities gains (losses) | $48,000 | 1,821 |
| Applicable income taxes | $9,000 | 4,318 |
| Income before extraordinary items | $3,987,000 | 1,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,987,000 | 1,517 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,987,000 | 1,519 |
| Net charge-offs | $336,000 | 2,438 |
| Cash dividends | $3,349,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,939,000 | 1,490 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,873,000 | 2,649 |
| Total interest expense | $1,126,000 | 2,220 |
| Net interest income | $5,747,000 | 2,718 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $1,111,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $330,000 | 2,648 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $781,000 | 2,371 |
| Total noninterest expense | $3,374,000 | 3,662 |
| Salaries and employee benefits | $2,083,000 | 3,300 |
| Premises and equipment expense | $331,000 | 4,059 |
| Additional noninterest expense | $960,000 | 4,043 |
| Pre-tax net operating income | $3,259,000 | 1,625 |
| Securities gains (losses) | $48,000 | 1,686 |
| Applicable income taxes | $9,000 | 4,349 |
| Income before extraordinary items | $3,298,000 | 1,377 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,298,000 | 1,379 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,298,000 | 1,379 |
| Net charge-offs | $47,000 | 3,915 |
| Cash dividends | $1,918,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,250,000 | 1,366 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 2,654 |
| Total interest expense | $754,000 | 2,257 |
| Net interest income | $3,822,000 | 2,713 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $729,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $214,000 | 2,663 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $515,000 | 2,439 |
| Total noninterest expense | $2,302,000 | 3,635 |
| Salaries and employee benefits | $1,436,000 | 3,242 |
| Premises and equipment expense | $226,000 | 4,021 |
| Additional noninterest expense | $640,000 | 4,037 |
| Pre-tax net operating income | $2,099,000 | 1,653 |
| Securities gains (losses) | $48,000 | 1,546 |
| Applicable income taxes | $9,000 | 4,224 |
| Income before extraordinary items | $2,138,000 | 1,416 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,138,000 | 1,420 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,138,000 | 1,419 |
| Net charge-offs | $45,000 | 3,434 |
| Cash dividends | $1,346,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,090,000 | 1,392 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 2,645 |
| Total interest expense | $385,000 | 2,277 |
| Net interest income | $1,920,000 | 2,708 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $366,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $103,000 | 2,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $263,000 | 2,397 |
| Total noninterest expense | $1,189,000 | 3,586 |
| Salaries and employee benefits | $680,000 | 3,395 |
| Premises and equipment expense | $122,000 | 3,857 |
| Additional noninterest expense | $387,000 | 3,594 |
| Pre-tax net operating income | $1,022,000 | 1,669 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $8,000 | 4,015 |
| Income before extraordinary items | $1,014,000 | 1,460 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,014,000 | 1,462 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,014,000 | 1,462 |
| Net charge-offs | $44,000 | 2,511 |
| Cash dividends | $358,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,014,000 | 1,405 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,668,000 | 2,647 |
| Total interest expense | $1,972,000 | 2,158 |
| Net interest income | $7,696,000 | 2,746 |
| Provision for loan and lease losses | $650,000 | 2,345 |
| Total noninterest income | $1,635,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $421,000 | 2,825 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,214,000 | 2,123 |
| Total noninterest expense | $4,757,000 | 3,604 |
| Salaries and employee benefits | $2,795,000 | 3,284 |
| Premises and equipment expense | $460,000 | 4,013 |
| Additional noninterest expense | $1,502,000 | 3,787 |
| Pre-tax net operating income | $3,924,000 | 1,677 |
| Securities gains (losses) | $16,000 | 3,242 |
| Applicable income taxes | $13,000 | 4,327 |
| Income before extraordinary items | $3,927,000 | 1,477 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,927,000 | 1,478 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,927,000 | 1,478 |
| Net charge-offs | $522,000 | 2,595 |
| Cash dividends | $3,203,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,911,000 | 1,391 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 2,683 |
| Total interest expense | $1,526,000 | 2,188 |
| Net interest income | $5,763,000 | 2,797 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $1,109,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $315,000 | 2,863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $794,000 | 2,282 |
| Total noninterest expense | $3,472,000 | 3,701 |
| Salaries and employee benefits | $2,040,000 | 3,372 |
| Premises and equipment expense | $346,000 | 4,066 |
| Additional noninterest expense | $1,086,000 | 3,888 |
| Pre-tax net operating income | $3,175,000 | 1,619 |
| Securities gains (losses) | $16,000 | 2,965 |
| Applicable income taxes | $12,000 | 4,334 |
| Income before extraordinary items | $3,179,000 | 1,413 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,179,000 | 1,414 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,179,000 | 1,414 |
| Net charge-offs | $162,000 | 3,511 |
| Cash dividends | $1,830,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,163,000 | 1,338 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 2,700 |
| Total interest expense | $1,041,000 | 2,211 |
| Net interest income | $3,803,000 | 2,819 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $693,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $198,000 | 2,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $495,000 | 2,343 |
| Total noninterest expense | $2,410,000 | 3,602 |
| Salaries and employee benefits | $1,449,000 | 3,240 |
| Premises and equipment expense | $231,000 | 4,068 |
| Additional noninterest expense | $730,000 | 3,875 |
| Pre-tax net operating income | $1,936,000 | 1,721 |
| Securities gains (losses) | $16,000 | 2,581 |
| Applicable income taxes | $9,000 | 4,267 |
| Income before extraordinary items | $1,943,000 | 1,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,943,000 | 1,525 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,943,000 | 1,526 |
| Net charge-offs | $172,000 | 2,903 |
| Cash dividends | $1,401,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,927,000 | 1,442 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 2,757 |
| Total interest expense | $529,000 | 2,259 |
| Net interest income | $1,880,000 | 2,864 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $337,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $94,000 | 3,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $243,000 | 2,381 |
| Total noninterest expense | $1,120,000 | 3,819 |
| Salaries and employee benefits | $685,000 | 3,394 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $313,000 | 4,276 |
| Pre-tax net operating income | $1,022,000 | 1,648 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $1,017,000 | 1,434 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,017,000 | 1,434 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,017,000 | 1,435 |
| Net charge-offs | $148,000 | 2,104 |
| Cash dividends | $357,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,017,000 | 1,357 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,960,000 | 2,766 |
| Total interest expense | $2,506,000 | 2,309 |
| Net interest income | $7,454,000 | 2,907 |
| Provision for loan and lease losses | $630,000 | 3,089 |
| Total noninterest income | $1,727,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $436,000 | 2,859 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,291,000 | 1,810 |
| Total noninterest expense | $4,642,000 | 3,726 |
| Salaries and employee benefits | $2,675,000 | 3,387 |
| Premises and equipment expense | $456,000 | 4,271 |
| Additional noninterest expense | $1,511,000 | 3,844 |
| Pre-tax net operating income | $3,909,000 | 1,466 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $33,000 | 3,928 |
| Income before extraordinary items | $3,876,000 | 1,286 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,876,000 | 1,286 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,876,000 | 1,286 |
| Net charge-offs | $499,000 | 3,169 |
| Cash dividends | $3,288,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,876,000 | 1,216 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,511,000 | 2,784 |
| Total interest expense | $1,949,000 | 2,316 |
| Net interest income | $5,562,000 | 2,932 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $1,342,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $334,000 | 2,814 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,008,000 | 1,759 |
| Total noninterest expense | $3,476,000 | 3,743 |
| Salaries and employee benefits | $1,943,000 | 3,468 |
| Premises and equipment expense | $326,000 | 4,429 |
| Additional noninterest expense | $1,207,000 | 3,673 |
| Pre-tax net operating income | $3,203,000 | 1,412 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $27,000 | 3,924 |
| Income before extraordinary items | $3,176,000 | 1,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,176,000 | 1,223 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,176,000 | 1,223 |
| Net charge-offs | $284,000 | 3,310 |
| Cash dividends | $1,972,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,176,000 | 1,149 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,997,000 | 2,803 |
| Total interest expense | $1,366,000 | 2,285 |
| Net interest income | $3,631,000 | 2,983 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $898,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $217,000 | 2,844 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $681,000 | 1,739 |
| Total noninterest expense | $2,324,000 | 3,771 |
| Salaries and employee benefits | $1,309,000 | 3,469 |
| Premises and equipment expense | $218,000 | 4,462 |
| Additional noninterest expense | $797,000 | 3,756 |
| Pre-tax net operating income | $2,055,000 | 1,415 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $15,000 | 3,950 |
| Income before extraordinary items | $2,040,000 | 1,225 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,040,000 | 1,224 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,040,000 | 1,225 |
| Net charge-offs | $267,000 | 2,814 |
| Cash dividends | $1,629,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,040,000 | 1,173 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 2,901 |
| Total interest expense | $707,000 | 2,292 |
| Net interest income | $1,719,000 | 3,121 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $324,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $109,000 | 2,804 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $215,000 | 2,375 |
| Total noninterest expense | $1,110,000 | 3,913 |
| Salaries and employee benefits | $624,000 | 3,611 |
| Premises and equipment expense | $119,000 | 4,293 |
| Additional noninterest expense | $367,000 | 3,960 |
| Pre-tax net operating income | $858,000 | 1,671 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $848,000 | 1,416 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $848,000 | 1,416 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $848,000 | 1,416 |
| Net charge-offs | $-11,000 | 7,030 |
| Cash dividends | $686,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $848,000 | 1,378 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,703,000 | 2,783 |
| Total interest expense | $3,089,000 | 2,542 |
| Net interest income | $7,614,000 | 2,855 |
| Provision for loan and lease losses | $580,000 | 3,910 |
| Total noninterest income | $1,640,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $466,000 | 2,766 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,174,000 | 1,982 |
| Total noninterest expense | $4,450,000 | 3,925 |
| Salaries and employee benefits | $2,493,000 | 3,585 |
| Premises and equipment expense | $456,000 | 4,423 |
| Additional noninterest expense | $1,501,000 | 4,006 |
| Pre-tax net operating income | $4,224,000 | 1,207 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $38,000 | 3,766 |
| Income before extraordinary items | $4,186,000 | 1,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,186,000 | 1,033 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,186,000 | 1,035 |
| Net charge-offs | $513,000 | 3,621 |
| Cash dividends | $2,700,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,186,000 | 989 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,048,000 | 2,829 |
| Total interest expense | $2,325,000 | 2,628 |
| Net interest income | $5,723,000 | 2,884 |
| Provision for loan and lease losses | $315,000 | 4,247 |
| Total noninterest income | $1,167,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $353,000 | 2,810 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $814,000 | 2,049 |
| Total noninterest expense | $3,245,000 | 4,010 |
| Salaries and employee benefits | $1,824,000 | 3,697 |
| Premises and equipment expense | $340,000 | 4,504 |
| Additional noninterest expense | $1,081,000 | 4,089 |
| Pre-tax net operating income | $3,330,000 | 1,193 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $22,000 | 3,956 |
| Income before extraordinary items | $3,308,000 | 1,040 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,308,000 | 1,043 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,308,000 | 1,043 |
| Net charge-offs | $286,000 | 3,789 |
| Cash dividends | $1,428,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,308,000 | 991 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 2,898 |
| Total interest expense | $1,533,000 | 2,735 |
| Net interest income | $3,762,000 | 2,922 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $641,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $232,000 | 2,865 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $409,000 | 2,391 |
| Total noninterest expense | $2,139,000 | 4,041 |
| Salaries and employee benefits | $1,170,000 | 3,833 |
| Premises and equipment expense | $228,000 | 4,525 |
| Additional noninterest expense | $741,000 | 3,990 |
| Pre-tax net operating income | $2,114,000 | 1,236 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $17,000 | 3,864 |
| Income before extraordinary items | $2,097,000 | 1,075 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,097,000 | 1,077 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,097,000 | 1,076 |
| Net charge-offs | $54,000 | 4,817 |
| Cash dividends | $1,328,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,097,000 | 1,031 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 2,949 |
| Total interest expense | $758,000 | 2,882 |
| Net interest income | $1,892,000 | 2,935 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $335,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $109,000 | 2,984 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $226,000 | 2,216 |
| Total noninterest expense | $1,094,000 | 4,018 |
| Salaries and employee benefits | $587,000 | 3,893 |
| Premises and equipment expense | $125,000 | 4,370 |
| Additional noninterest expense | $382,000 | 3,919 |
| Pre-tax net operating income | $1,058,000 | 1,242 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $1,051,000 | 1,039 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,051,000 | 1,041 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,051,000 | 1,042 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,051,000 | 1,012 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,619,000 | 3,083 |
| Total interest expense | $2,769,000 | 3,636 |
| Net interest income | $7,850,000 | 2,775 |
| Provision for loan and lease losses | $775,000 | 3,885 |
| Total noninterest income | $1,469,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $500,000 | 2,884 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $969,000 | 2,182 |
| Total noninterest expense | $4,418,000 | 4,058 |
| Salaries and employee benefits | $2,486,000 | 3,703 |
| Premises and equipment expense | $477,000 | 4,496 |
| Additional noninterest expense | $1,455,000 | 4,170 |
| Pre-tax net operating income | $4,126,000 | 1,006 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $27,000 | 3,547 |
| Income before extraordinary items | $4,099,000 | 845 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,099,000 | 843 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,099,000 | 844 |
| Net charge-offs | $660,000 | 3,431 |
| Cash dividends | $3,030,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,099,000 | 833 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 3,159 |
| Total interest expense | $2,048,000 | 3,792 |
| Net interest income | $5,820,000 | 2,813 |
| Provision for loan and lease losses | $475,000 | 3,876 |
| Total noninterest income | $1,070,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $384,000 | 2,843 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $686,000 | 2,316 |
| Total noninterest expense | $3,197,000 | 4,170 |
| Salaries and employee benefits | $1,772,000 | 3,899 |
| Premises and equipment expense | $358,000 | 4,549 |
| Additional noninterest expense | $1,067,000 | 4,211 |
| Pre-tax net operating income | $3,218,000 | 1,016 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $37,000 | 3,497 |
| Income before extraordinary items | $3,181,000 | 858 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,181,000 | 859 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,181,000 | 859 |
| Net charge-offs | $408,000 | 3,318 |
| Cash dividends | $1,786,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,181,000 | 848 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 3,188 |
| Total interest expense | $1,328,000 | 3,973 |
| Net interest income | $3,917,000 | 2,777 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $758,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $252,000 | 2,851 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $506,000 | 2,207 |
| Total noninterest expense | $2,029,000 | 4,345 |
| Salaries and employee benefits | $1,114,000 | 4,091 |
| Premises and equipment expense | $238,000 | 4,593 |
| Additional noninterest expense | $677,000 | 4,353 |
| Pre-tax net operating income | $2,496,000 | 916 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $21,000 | 3,672 |
| Income before extraordinary items | $2,475,000 | 746 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,475,000 | 743 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,475,000 | 746 |
| Net charge-offs | $128,000 | 3,966 |
| Cash dividends | $1,486,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,475,000 | 724 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 3,214 |
| Total interest expense | $655,000 | 4,124 |
| Net interest income | $1,961,000 | 2,757 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $391,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $126,000 | 2,791 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $265,000 | 2,119 |
| Total noninterest expense | $1,001,000 | 4,303 |
| Salaries and employee benefits | $552,000 | 4,149 |
| Premises and equipment expense | $130,000 | 4,390 |
| Additional noninterest expense | $319,000 | 4,213 |
| Pre-tax net operating income | $1,276,000 | 988 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $1,271,000 | 827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,271,000 | 828 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,271,000 | 829 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $342,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,271,000 | 765 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,208,000 | 2,990 |
| Total interest expense | $4,132,000 | 3,436 |
| Net interest income | $8,076,000 | 2,677 |
| Provision for loan and lease losses | $970,000 | 2,753 |
| Total noninterest income | $1,240,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $531,000 | 2,884 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $709,000 | 2,636 |
| Total noninterest expense | $4,308,000 | 4,012 |
| Salaries and employee benefits | $2,571,000 | 3,705 |
| Premises and equipment expense | $497,000 | 4,476 |
| Additional noninterest expense | $1,240,000 | 4,185 |
| Pre-tax net operating income | $4,038,000 | 1,355 |
| Securities gains (losses) | $55,000 | 1,531 |
| Applicable income taxes | $38,000 | 3,997 |
| Income before extraordinary items | $4,055,000 | 1,032 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,055,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $895,000 | 2,087 |
| Cash dividends | $2,957,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,000,550 | 1,117 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,130,000 | 3,065 |
| Total interest expense | $3,283,000 | 3,400 |
| Net interest income | $5,847,000 | 2,784 |
| Provision for loan and lease losses | $270,000 | 3,724 |
| Total noninterest income | $881,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $408,000 | 2,851 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $473,000 | 2,907 |
| Total noninterest expense | $3,063,000 | 4,155 |
| Salaries and employee benefits | $1,837,000 | 3,862 |
| Premises and equipment expense | $353,000 | 4,635 |
| Additional noninterest expense | $873,000 | 4,299 |
| Pre-tax net operating income | $3,395,000 | 1,439 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $34,000 | 4,349 |
| Income before extraordinary items | $3,361,000 | 1,101 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,361,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 2,182 |
| Cash dividends | $1,742,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,361,000 | 1,179 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,070,000 | 3,120 |
| Total interest expense | $2,271,000 | 3,428 |
| Net interest income | $3,799,000 | 2,836 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $577,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $266,000 | 2,874 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $311,000 | 2,965 |
| Total noninterest expense | $1,933,000 | 4,351 |
| Salaries and employee benefits | $1,175,000 | 4,024 |
| Premises and equipment expense | $240,000 | 4,619 |
| Additional noninterest expense | $518,000 | 4,628 |
| Pre-tax net operating income | $2,323,000 | 1,478 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $28,000 | 4,472 |
| Income before extraordinary items | $2,295,000 | 1,204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,295,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,962 |
| Cash dividends | $1,328,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,295,000 | 1,185 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 3,170 |
| Total interest expense | $1,234,000 | 3,387 |
| Net interest income | $1,831,000 | 2,932 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $283,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $131,000 | 2,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 3,010 |
| Total noninterest expense | $1,013,000 | 4,196 |
| Salaries and employee benefits | $613,000 | 3,910 |
| Premises and equipment expense | $133,000 | 4,350 |
| Additional noninterest expense | $267,000 | 4,478 |
| Pre-tax net operating income | $1,071,000 | 1,676 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $1,066,000 | 1,409 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,066,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $385,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,066,000 | 1,368 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,431,000 | 3,188 |
| Total interest expense | $5,757,000 | 3,106 |
| Net interest income | $6,674,000 | 3,219 |
| Provision for loan and lease losses | $220,000 | 3,720 |
| Total noninterest income | $1,126,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $538,000 | 2,891 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $588,000 | 3,032 |
| Total noninterest expense | $3,955,000 | 4,159 |
| Salaries and employee benefits | $2,270,000 | 3,985 |
| Premises and equipment expense | $445,000 | 4,706 |
| Additional noninterest expense | $1,240,000 | 3,984 |
| Pre-tax net operating income | $3,625,000 | 2,147 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $20,000 | 5,425 |
| Income before extraordinary items | $3,605,000 | 1,754 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,605,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $2,957,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,605,000 | 1,739 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,210,000 | 3,223 |
| Total interest expense | $4,304,000 | 3,118 |
| Net interest income | $4,906,000 | 3,286 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $767,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $400,000 | 2,898 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $367,000 | 3,362 |
| Total noninterest expense | $2,901,000 | 4,192 |
| Salaries and employee benefits | $1,728,000 | 3,940 |
| Premises and equipment expense | $344,000 | 4,592 |
| Additional noninterest expense | $829,000 | 4,269 |
| Pre-tax net operating income | $2,682,000 | 2,306 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $2,668,000 | 1,888 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,668,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $1,786,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,668,000 | 1,877 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 3,283 |
| Total interest expense | $2,812,000 | 3,162 |
| Net interest income | $3,203,000 | 3,363 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $530,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $264,000 | 2,914 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $266,000 | 3,224 |
| Total noninterest expense | $1,900,000 | 4,277 |
| Salaries and employee benefits | $1,096,000 | 4,118 |
| Premises and equipment expense | $229,000 | 4,631 |
| Additional noninterest expense | $575,000 | 4,142 |
| Pre-tax net operating income | $1,773,000 | 2,362 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $9,000 | 5,709 |
| Income before extraordinary items | $1,764,000 | 1,948 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,764,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,576 |
| Cash dividends | $1,361,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,764,000 | 1,930 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 3,325 |
| Total interest expense | $1,352,000 | 3,238 |
| Net interest income | $1,602,000 | 3,355 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $266,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $130,000 | 2,901 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $136,000 | 3,192 |
| Total noninterest expense | $971,000 | 4,228 |
| Salaries and employee benefits | $574,000 | 4,005 |
| Premises and equipment expense | $115,000 | 4,635 |
| Additional noninterest expense | $282,000 | 4,146 |
| Pre-tax net operating income | $867,000 | 2,414 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $864,000 | 1,937 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $864,000 | 1,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $258,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $864,000 | 1,928 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,273,000 | 3,254 |
| Total interest expense | $4,907,000 | 3,080 |
| Net interest income | $6,366,000 | 3,368 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,082,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $537,000 | 2,918 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $545,000 | 3,189 |
| Total noninterest expense | $3,807,000 | 4,129 |
| Salaries and employee benefits | $2,253,000 | 3,908 |
| Premises and equipment expense | $493,000 | 4,313 |
| Additional noninterest expense | $1,061,000 | 4,327 |
| Pre-tax net operating income | $3,521,000 | 2,470 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $31,000 | 5,744 |
| Income before extraordinary items | $3,490,000 | 2,023 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,490,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,921 |
| Cash dividends | $2,749,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,490,000 | 2,012 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 3,250 |
| Total interest expense | $3,662,000 | 3,008 |
| Net interest income | $4,772,000 | 3,397 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $768,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $401,000 | 2,946 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $367,000 | 3,355 |
| Total noninterest expense | $2,903,000 | 4,070 |
| Salaries and employee benefits | $1,751,000 | 3,804 |
| Premises and equipment expense | $370,000 | 4,315 |
| Additional noninterest expense | $782,000 | 4,344 |
| Pre-tax net operating income | $2,547,000 | 2,610 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $31,000 | 5,736 |
| Income before extraordinary items | $2,516,000 | 2,140 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,516,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $1,555,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,516,000 | 2,128 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 3,215 |
| Total interest expense | $2,438,000 | 2,876 |
| Net interest income | $3,165,000 | 3,417 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $513,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $260,000 | 2,980 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $253,000 | 3,310 |
| Total noninterest expense | $1,881,000 | 4,172 |
| Salaries and employee benefits | $1,116,000 | 3,955 |
| Premises and equipment expense | $260,000 | 4,176 |
| Additional noninterest expense | $505,000 | 4,458 |
| Pre-tax net operating income | $1,737,000 | 2,577 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $1,718,000 | 2,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,718,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $1,253,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,718,000 | 2,083 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 3,208 |
| Total interest expense | $1,189,000 | 2,821 |
| Net interest income | $1,550,000 | 3,452 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $248,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $124,000 | 3,011 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $124,000 | 3,323 |
| Total noninterest expense | $978,000 | 4,082 |
| Salaries and employee benefits | $600,000 | 3,768 |
| Premises and equipment expense | $141,000 | 3,962 |
| Additional noninterest expense | $237,000 | 4,625 |
| Pre-tax net operating income | $790,000 | 2,735 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $780,000 | 2,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $780,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $418,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $780,000 | 2,229 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,914,000 | 3,173 |
| Total interest expense | $3,337,000 | 3,063 |
| Net interest income | $6,577,000 | 3,183 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,150,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $572,000 | 2,766 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $578,000 | 3,126 |
| Total noninterest expense | $3,822,000 | 4,007 |
| Salaries and employee benefits | $2,255,000 | 3,782 |
| Premises and equipment expense | $533,000 | 3,994 |
| Additional noninterest expense | $1,034,000 | 4,305 |
| Pre-tax net operating income | $3,785,000 | 2,301 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $52,000 | 5,843 |
| Income before extraordinary items | $3,733,000 | 1,844 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,733,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $2,359,000 | 1,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,733,000 | 1,822 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 3,213 |
| Total interest expense | $2,378,000 | 3,047 |
| Net interest income | $4,792,000 | 3,255 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $830,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $427,000 | 2,769 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $403,000 | 3,269 |
| Total noninterest expense | $2,789,000 | 4,055 |
| Salaries and employee benefits | $1,717,000 | 3,718 |
| Premises and equipment expense | $375,000 | 4,165 |
| Additional noninterest expense | $697,000 | 4,631 |
| Pre-tax net operating income | $2,743,000 | 2,392 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $31,000 | 6,062 |
| Income before extraordinary items | $2,712,000 | 1,934 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,712,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $702,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,712,000 | 1,897 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 3,246 |
| Total interest expense | $1,495,000 | 3,048 |
| Net interest income | $3,117,000 | 3,300 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $535,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $269,000 | 2,845 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $266,000 | 3,275 |
| Total noninterest expense | $1,801,000 | 4,142 |
| Salaries and employee benefits | $1,100,000 | 3,807 |
| Premises and equipment expense | $248,000 | 4,176 |
| Additional noninterest expense | $453,000 | 4,709 |
| Pre-tax net operating income | $1,791,000 | 2,386 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $19,000 | 6,120 |
| Income before extraordinary items | $1,772,000 | 1,924 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,772,000 | 1,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,208 |
| Cash dividends | $314,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,772,000 | 1,887 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 3,344 |
| Total interest expense | $691,000 | 3,155 |
| Net interest income | $1,506,000 | 3,401 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $273,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $127,000 | 2,903 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $146,000 | 3,022 |
| Total noninterest expense | $967,000 | 3,943 |
| Salaries and employee benefits | $583,000 | 3,651 |
| Premises and equipment expense | $144,000 | 3,757 |
| Additional noninterest expense | $240,000 | 4,489 |
| Pre-tax net operating income | $782,000 | 2,620 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $776,000 | 2,140 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $776,000 | 2,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $776,000 | 2,104 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,203,000 | 3,354 |
| Total interest expense | $2,362,000 | 3,191 |
| Net interest income | $5,841,000 | 3,360 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,137,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $554,000 | 2,900 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $583,000 | 3,033 |
| Total noninterest expense | $3,663,000 | 4,016 |
| Salaries and employee benefits | $2,178,000 | 3,723 |
| Premises and equipment expense | $518,000 | 3,976 |
| Additional noninterest expense | $967,000 | 4,464 |
| Pre-tax net operating income | $3,195,000 | 2,449 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $23,000 | 6,489 |
| Income before extraordinary items | $3,172,000 | 1,975 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,172,000 | 1,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,821 |
| Cash dividends | $2,106,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,172,000 | 1,924 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,856,000 | 3,457 |
| Total interest expense | $1,717,000 | 3,216 |
| Net interest income | $4,139,000 | 3,500 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $785,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $421,000 | 2,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $364,000 | 3,366 |
| Total noninterest expense | $2,738,000 | 3,998 |
| Salaries and employee benefits | $1,665,000 | 3,654 |
| Premises and equipment expense | $357,000 | 4,230 |
| Additional noninterest expense | $716,000 | 4,445 |
| Pre-tax net operating income | $2,096,000 | 2,768 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $15,000 | 6,651 |
| Income before extraordinary items | $2,081,000 | 2,240 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,081,000 | 2,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $808,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,081,000 | 2,184 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 3,601 |
| Total interest expense | $1,118,000 | 3,262 |
| Net interest income | $2,584,000 | 3,675 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $514,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $269,000 | 2,956 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $245,000 | 3,356 |
| Total noninterest expense | $1,839,000 | 4,002 |
| Salaries and employee benefits | $1,123,000 | 3,641 |
| Premises and equipment expense | $245,000 | 4,135 |
| Additional noninterest expense | $471,000 | 4,535 |
| Pre-tax net operating income | $1,199,000 | 3,111 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $1,189,000 | 2,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,189,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $465,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,189,000 | 2,481 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 3,642 |
| Total interest expense | $548,000 | 3,362 |
| Net interest income | $1,286,000 | 3,684 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $236,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $128,000 | 3,017 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $108,000 | 3,546 |
| Total noninterest expense | $898,000 | 4,097 |
| Salaries and employee benefits | $522,000 | 3,868 |
| Premises and equipment expense | $127,000 | 4,055 |
| Additional noninterest expense | $249,000 | 4,333 |
| Pre-tax net operating income | $594,000 | 3,101 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $589,000 | 2,539 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $589,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $589,000 | 2,454 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,950,000 | 3,465 |
| Total interest expense | $2,389,000 | 3,464 |
| Net interest income | $5,561,000 | 3,397 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $1,209,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $586,000 | 2,746 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $623,000 | 3,179 |
| Total noninterest expense | $3,506,000 | 4,108 |
| Salaries and employee benefits | $2,125,000 | 3,736 |
| Premises and equipment expense | $387,000 | 4,837 |
| Additional noninterest expense | $994,000 | 4,298 |
| Pre-tax net operating income | $3,114,000 | 2,425 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $19,000 | 6,818 |
| Income before extraordinary items | $3,095,000 | 1,983 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,095,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,170 |
| Cash dividends | $2,895,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,095,000 | 1,898 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 3,494 |
| Total interest expense | $1,817,000 | 3,533 |
| Net interest income | $4,181,000 | 3,394 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $895,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $441,000 | 2,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $454,000 | 3,310 |
| Total noninterest expense | $2,597,000 | 4,130 |
| Salaries and employee benefits | $1,566,000 | 3,776 |
| Premises and equipment expense | $277,000 | 4,989 |
| Additional noninterest expense | $754,000 | 4,241 |
| Pre-tax net operating income | $2,344,000 | 2,513 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $14,000 | 6,958 |
| Income before extraordinary items | $2,330,000 | 2,047 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,330,000 | 2,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $1,620,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,330,000 | 1,938 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 3,472 |
| Total interest expense | $1,221,000 | 3,615 |
| Net interest income | $2,842,000 | 3,340 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $597,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $295,000 | 2,688 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $302,000 | 3,277 |
| Total noninterest expense | $1,764,000 | 4,064 |
| Salaries and employee benefits | $1,082,000 | 3,662 |
| Premises and equipment expense | $187,000 | 4,922 |
| Additional noninterest expense | $495,000 | 4,282 |
| Pre-tax net operating income | $1,585,000 | 2,479 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $1,575,000 | 2,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,575,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $1,420,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,575,000 | 1,909 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 3,377 |
| Total interest expense | $612,000 | 3,685 |
| Net interest income | $1,492,000 | 3,179 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $299,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $144,000 | 2,659 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $155,000 | 3,156 |
| Total noninterest expense | $851,000 | 4,175 |
| Salaries and employee benefits | $513,000 | 3,829 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $241,000 | 4,338 |
| Pre-tax net operating income | $895,000 | 2,250 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $889,000 | 1,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $889,000 | 1,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $550,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $889,000 | 1,668 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,484,000 | 3,470 |
| Total interest expense | $2,781,000 | 3,766 |
| Net interest income | $5,703,000 | 3,275 |
| Provision for loan and lease losses | $250,000 | 3,856 |
| Total noninterest income | $1,001,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $597,000 | 2,580 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $404,000 | 3,682 |
| Total noninterest expense | $3,376,000 | 4,082 |
| Salaries and employee benefits | $1,964,000 | 3,795 |
| Premises and equipment expense | $471,000 | 4,118 |
| Additional noninterest expense | $941,000 | 4,384 |
| Pre-tax net operating income | $3,078,000 | 2,451 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $23,000 | 6,986 |
| Income before extraordinary items | $3,062,000 | 1,955 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,062,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,397 |
| Cash dividends | $2,745,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,055,070 | 1,904 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,642,000 | 3,417 |
| Total interest expense | $4,515,000 | 3,439 |
| Net interest income | $5,127,000 | 3,369 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $853,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $575,000 | 2,516 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $278,000 | 4,282 |
| Total noninterest expense | $3,261,000 | 4,061 |
| Salaries and employee benefits | $1,920,000 | 3,713 |
| Premises and equipment expense | $434,000 | 4,348 |
| Additional noninterest expense | $907,000 | 4,382 |
| Pre-tax net operating income | $2,549,000 | 2,625 |
| Securities gains (losses) | $93,000 | 1,809 |
| Applicable income taxes | $-2,000 | 8,936 |
| Income before extraordinary items | $2,644,000 | 1,980 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,644,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,399 |
| Cash dividends | $2,351,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,551,000 | 1,973 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,917,000 | 3,417 |
| Total interest expense | $4,791,000 | 3,447 |
| Net interest income | $5,126,000 | 3,400 |
| Provision for loan and lease losses | $160,000 | 4,252 |
| Total noninterest income | $692,000 | 4,029 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $481,000 | 2,779 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $211,000 | 4,675 |
| Total noninterest expense | $3,199,000 | 4,012 |
| Salaries and employee benefits | $1,905,000 | 3,623 |
| Premises and equipment expense | $394,000 | 4,554 |
| Additional noninterest expense | $900,000 | 4,336 |
| Pre-tax net operating income | $2,459,000 | 2,797 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $51,000 | 7,210 |
| Income before extraordinary items | $2,392,000 | 2,173 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,392,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,211 |
| Cash dividends | $2,561,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,407,680 | 2,157 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,974,000 | 3,551 |
| Total interest expense | $3,899,000 | 3,666 |
| Net interest income | $5,075,000 | 3,417 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $670,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $441,000 | 2,946 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $229,000 | 4,627 |
| Total noninterest expense | $2,906,000 | 4,315 |
| Salaries and employee benefits | $1,833,000 | 3,688 |
| Premises and equipment expense | $338,000 | 5,088 |
| Additional noninterest expense | $735,000 | 5,079 |
| Pre-tax net operating income | $2,760,000 | 2,579 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $45,000 | 7,725 |
| Income before extraordinary items | $2,715,000 | 1,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,715,000 | 1,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,459 |
| Cash dividends | $2,200,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,715,000 | 1,926 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,037,000 | 3,530 |
| Total interest expense | $4,056,000 | 3,643 |
| Net interest income | $4,981,000 | 3,407 |
| Provision for loan and lease losses | $95,000 | 5,236 |
| Total noninterest income | $668,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $407,000 | 3,087 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $2,860,000 | 4,301 |
| Salaries and employee benefits | $1,699,000 | 3,838 |
| Premises and equipment expense | $360,000 | 4,790 |
| Additional noninterest expense | $801,000 | 4,677 |
| Pre-tax net operating income | $2,694,000 | 2,615 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $220,000 | 5,952 |
| Income before extraordinary items | $2,480,000 | 2,101 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,480,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,945 |
| Cash dividends | $2,407,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,474,480 | 2,029 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,615,000 | 3,715 |
| Total interest expense | $3,826,000 | 3,842 |
| Net interest income | $4,789,000 | 3,631 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $583,000 | 4,500 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $405,000 | 3,193 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $178,000 | 5,234 |
| Total noninterest expense | $2,655,000 | 4,545 |
| Salaries and employee benefits | $1,586,000 | 4,042 |
| Premises and equipment expense | $352,000 | 4,871 |
| Additional noninterest expense | $717,000 | 5,122 |
| Pre-tax net operating income | $2,657,000 | 2,763 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $865,000 | 2,748 |
| Income before extraordinary items | $1,792,000 | 2,839 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,792,000 | 2,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,792,000 | 2,793 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,992,000 | 4,040 |
| Total interest expense | $3,542,000 | 4,148 |
| Net interest income | $4,450,000 | 3,928 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $549,000 | 4,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,634 |
| Total noninterest expense | $2,604,000 | 4,841 |
| Salaries and employee benefits | $1,575,000 | 4,128 |
| Premises and equipment expense | $338,000 | 5,136 |
| Additional noninterest expense | $691,000 | 5,796 |
| Pre-tax net operating income | $2,335,000 | 2,987 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $743,000 | 3,038 |
| Income before extraordinary items | $1,592,000 | 3,016 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,592,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $1,425,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,592,000 | 2,985 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,497,000 | 4,270 |
| Total interest expense | $3,165,000 | 4,529 |
| Net interest income | $4,332,000 | 4,042 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $514,000 | 5,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,944 |
| Total noninterest expense | $2,580,000 | 4,856 |
| Salaries and employee benefits | $1,495,000 | 4,295 |
| Premises and equipment expense | $282,000 | 5,896 |
| Additional noninterest expense | $803,000 | 5,238 |
| Pre-tax net operating income | $2,206,000 | 3,205 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $704,000 | 3,220 |
| Income before extraordinary items | $1,502,000 | 3,245 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,502,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $1,300,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,502,000 | 3,221 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,520,000 | 4,508 |
| Total interest expense | $2,319,000 | 4,950 |
| Net interest income | $4,201,000 | 4,188 |
| Provision for loan and lease losses | $59,000 | 5,840 |
| Total noninterest income | $514,000 | 5,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,243 |
| Total noninterest expense | $2,561,000 | 5,048 |
| Salaries and employee benefits | $1,446,000 | 4,416 |
| Premises and equipment expense | $264,000 | 6,286 |
| Additional noninterest expense | $851,000 | 5,417 |
| Pre-tax net operating income | $2,095,000 | 3,295 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $695,000 | 3,105 |
| Income before extraordinary items | $1,403,000 | 3,365 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,403,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $1,155,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,400,990 | 3,393 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,209,000 | 4,808 |
| Total interest expense | $2,327,000 | 5,112 |
| Net interest income | $3,882,000 | 4,528 |
| Provision for loan and lease losses | $228,000 | 3,632 |
| Total noninterest income | $497,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,302 |
| Total noninterest expense | $2,411,000 | 5,429 |
| Salaries and employee benefits | $1,274,000 | 4,973 |
| Premises and equipment expense | $268,000 | 6,364 |
| Additional noninterest expense | $869,000 | 5,530 |
| Pre-tax net operating income | $1,740,000 | 3,805 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $567,000 | 3,766 |
| Income before extraordinary items | $1,176,000 | 4,091 |
| Extraordinary gains, net | $86,000 | 1,716 |
| Net income | $1,262,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $845,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,173,990 | 3,900 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,598,000 | 5,073 |
| Total interest expense | $2,827,000 | 5,433 |
| Net interest income | $3,771,000 | 4,698 |
| Provision for loan and lease losses | $123,000 | 6,648 |
| Total noninterest income | $501,000 | 5,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,446 |
| Total noninterest expense | $2,493,000 | 5,323 |
| Salaries and employee benefits | $1,331,000 | 4,719 |
| Premises and equipment expense | $270,000 | 6,436 |
| Additional noninterest expense | $892,000 | 5,563 |
| Pre-tax net operating income | $1,656,000 | 3,706 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $522,000 | 3,856 |
| Income before extraordinary items | $1,135,000 | 4,004 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,135,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $655,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,101 |
| Net operating income | $1,134,320 | 3,724 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.