Home > Jackson Bank & Trust > Income and Expense
Jackson Bank & Trust, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 3,285 |
| Total interest expense | $1,495,000 | 3,048 |
| Net interest income | $3,045,000 | 3,366 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $770,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $509,000 | 1,654 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $261,000 | 3,308 |
| Total noninterest expense | $2,876,000 | 2,812 |
| Salaries and employee benefits | $1,673,000 | 2,644 |
| Premises and equipment expense | $358,000 | 3,127 |
| Additional noninterest expense | $845,000 | 2,868 |
| Pre-tax net operating income | $864,000 | 4,094 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $203,000 | 3,760 |
| Income before extraordinary items | $661,000 | 4,151 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $661,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,209 |
| Cash dividends | $535,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $661,000 | 4,099 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 3,280 |
| Total interest expense | $725,000 | 3,033 |
| Net interest income | $1,523,000 | 3,365 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $375,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $236,000 | 1,714 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $139,000 | 3,113 |
| Total noninterest expense | $1,266,000 | 3,161 |
| Salaries and employee benefits | $687,000 | 3,174 |
| Premises and equipment expense | $182,000 | 3,111 |
| Additional noninterest expense | $397,000 | 3,034 |
| Pre-tax net operating income | $632,000 | 3,108 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $179,000 | 2,775 |
| Income before extraordinary items | $453,000 | 3,291 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $453,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $535,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $453,000 | 3,253 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,535,000 | 3,247 |
| Total interest expense | $2,610,000 | 2,936 |
| Net interest income | $5,925,000 | 3,321 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,545,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $936,000 | 1,872 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $609,000 | 2,966 |
| Total noninterest expense | $5,122,000 | 3,041 |
| Salaries and employee benefits | $2,847,000 | 2,974 |
| Premises and equipment expense | $679,000 | 3,210 |
| Additional noninterest expense | $1,596,000 | 2,979 |
| Pre-tax net operating income | $2,348,000 | 3,152 |
| Securities gains (losses) | $27,000 | 2,202 |
| Applicable income taxes | $651,000 | 2,891 |
| Income before extraordinary items | $1,724,000 | 3,273 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,724,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,117 |
| Cash dividends | $535,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,704,290 | 3,244 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 3,259 |
| Total interest expense | $1,925,000 | 2,932 |
| Net interest income | $4,390,000 | 3,341 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,190,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $670,000 | 1,959 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $520,000 | 2,728 |
| Total noninterest expense | $3,859,000 | 2,997 |
| Salaries and employee benefits | $2,136,000 | 2,955 |
| Premises and equipment expense | $516,000 | 3,171 |
| Additional noninterest expense | $1,207,000 | 2,920 |
| Pre-tax net operating income | $1,721,000 | 3,259 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $469,000 | 3,020 |
| Income before extraordinary items | $1,271,000 | 3,400 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,271,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,013 |
| Cash dividends | $535,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,257,130 | 3,331 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 3,284 |
| Total interest expense | $1,283,000 | 2,928 |
| Net interest income | $2,884,000 | 3,375 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $814,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $431,000 | 2,001 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $383,000 | 2,578 |
| Total noninterest expense | $2,583,000 | 2,990 |
| Salaries and employee benefits | $1,424,000 | 2,972 |
| Premises and equipment expense | $346,000 | 3,164 |
| Additional noninterest expense | $813,000 | 2,898 |
| Pre-tax net operating income | $1,115,000 | 3,288 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $301,000 | 3,080 |
| Income before extraordinary items | $825,000 | 3,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $825,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,667 |
| Cash dividends | $535,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $816,970 | 3,391 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 3,311 |
| Total interest expense | $647,000 | 2,942 |
| Net interest income | $1,414,000 | 3,414 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $343,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $202,000 | 2,061 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $141,000 | 3,047 |
| Total noninterest expense | $1,295,000 | 2,999 |
| Salaries and employee benefits | $706,000 | 3,013 |
| Premises and equipment expense | $173,000 | 3,191 |
| Additional noninterest expense | $416,000 | 2,804 |
| Pre-tax net operating income | $462,000 | 3,726 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $114,000 | 3,563 |
| Income before extraordinary items | $352,000 | 3,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $352,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $535,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $348,960 | 3,744 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,325,000 | 3,330 |
| Total interest expense | $2,753,000 | 3,099 |
| Net interest income | $5,572,000 | 3,389 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,552,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $842,000 | 2,032 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $710,000 | 2,945 |
| Total noninterest expense | $5,026,000 | 3,037 |
| Salaries and employee benefits | $2,799,000 | 2,955 |
| Premises and equipment expense | $684,000 | 3,139 |
| Additional noninterest expense | $1,543,000 | 3,003 |
| Pre-tax net operating income | $2,098,000 | 3,287 |
| Securities gains (losses) | $30,000 | 2,926 |
| Applicable income taxes | $553,000 | 3,214 |
| Income before extraordinary items | $1,575,000 | 3,444 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,575,000 | 3,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,398 |
| Cash dividends | $428,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,552,800 | 3,310 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 3,374 |
| Total interest expense | $2,086,000 | 3,180 |
| Net interest income | $4,158,000 | 3,412 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,146,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $617,000 | 2,085 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $529,000 | 3,025 |
| Total noninterest expense | $3,805,000 | 3,012 |
| Salaries and employee benefits | $2,102,000 | 2,958 |
| Premises and equipment expense | $511,000 | 3,160 |
| Additional noninterest expense | $1,192,000 | 2,895 |
| Pre-tax net operating income | $1,499,000 | 3,513 |
| Securities gains (losses) | $30,000 | 2,693 |
| Applicable income taxes | $405,000 | 3,393 |
| Income before extraordinary items | $1,124,000 | 3,678 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,124,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,988 |
| Cash dividends | $428,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,101,800 | 3,559 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 3,393 |
| Total interest expense | $1,402,000 | 3,241 |
| Net interest income | $2,765,000 | 3,411 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $763,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $409,000 | 2,058 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $354,000 | 2,994 |
| Total noninterest expense | $2,520,000 | 3,027 |
| Salaries and employee benefits | $1,371,000 | 3,021 |
| Premises and equipment expense | $339,000 | 3,164 |
| Additional noninterest expense | $810,000 | 2,846 |
| Pre-tax net operating income | $1,008,000 | 3,503 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $286,000 | 3,327 |
| Income before extraordinary items | $722,000 | 3,778 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $722,000 | 3,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,574 |
| Cash dividends | $428,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $722,000 | 3,587 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 3,377 |
| Total interest expense | $708,000 | 3,292 |
| Net interest income | $1,396,000 | 3,375 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $355,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $190,000 | 2,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 3,042 |
| Total noninterest expense | $1,261,000 | 3,010 |
| Salaries and employee benefits | $686,000 | 3,012 |
| Premises and equipment expense | $176,000 | 3,069 |
| Additional noninterest expense | $399,000 | 2,873 |
| Pre-tax net operating income | $490,000 | 3,554 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $138,000 | 3,370 |
| Income before extraordinary items | $352,000 | 3,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $428,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $352,000 | 3,608 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,143,000 | 3,257 |
| Total interest expense | $3,643,000 | 2,985 |
| Net interest income | $5,500,000 | 3,382 |
| Provision for loan and lease losses | $-125,000 | 9,274 |
| Total noninterest income | $1,314,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $876,000 | 1,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $438,000 | 3,524 |
| Total noninterest expense | $4,940,000 | 2,957 |
| Salaries and employee benefits | $2,584,000 | 3,036 |
| Premises and equipment expense | $708,000 | 2,977 |
| Additional noninterest expense | $1,648,000 | 2,743 |
| Pre-tax net operating income | $1,999,000 | 3,429 |
| Securities gains (losses) | $22,000 | 3,078 |
| Applicable income taxes | $604,000 | 3,108 |
| Income before extraordinary items | $1,417,000 | 3,642 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,417,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 2,196 |
| Cash dividends | $317,000 | 4,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,401,600 | 3,574 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,206,000 | 3,019 |
| Total interest expense | $5,686,000 | 2,801 |
| Net interest income | $5,520,000 | 3,172 |
| Provision for loan and lease losses | $376,000 | 2,747 |
| Total noninterest income | $1,224,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $687,000 | 2,172 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $537,000 | 3,009 |
| Total noninterest expense | $4,839,000 | 2,907 |
| Salaries and employee benefits | $2,456,000 | 2,986 |
| Premises and equipment expense | $718,000 | 2,887 |
| Additional noninterest expense | $1,665,000 | 2,628 |
| Pre-tax net operating income | $1,529,000 | 3,805 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $491,000 | 3,355 |
| Income before extraordinary items | $1,038,000 | 4,181 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,038,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,888 |
| Cash dividends | $4,000 | 6,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,038,000 | 4,069 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,589,000 | 2,981 |
| Total interest expense | $6,102,000 | 2,742 |
| Net interest income | $5,487,000 | 3,212 |
| Provision for loan and lease losses | $1,555,000 | 738 |
| Total noninterest income | $1,270,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $601,000 | 2,288 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $669,000 | 2,451 |
| Total noninterest expense | $4,301,000 | 3,133 |
| Salaries and employee benefits | $2,408,000 | 2,934 |
| Premises and equipment expense | $705,000 | 2,863 |
| Additional noninterest expense | $1,188,000 | 3,460 |
| Pre-tax net operating income | $901,000 | 5,540 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $286,000 | 4,681 |
| Income before extraordinary items | $611,000 | 5,787 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $611,000 | 5,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,579 |
| Cash dividends | $4,000 | 6,820 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 659 |
| Net operating income | $613,720 | 5,790 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,576,000 | 3,050 |
| Total interest expense | $5,405,000 | 2,712 |
| Net interest income | $5,171,000 | 3,356 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $778,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $520,000 | 2,537 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $258,000 | 4,365 |
| Total noninterest expense | $3,949,000 | 3,345 |
| Salaries and employee benefits | $2,219,000 | 3,119 |
| Premises and equipment expense | $603,000 | 3,240 |
| Additional noninterest expense | $1,127,000 | 3,644 |
| Pre-tax net operating income | $1,885,000 | 3,482 |
| Securities gains (losses) | $24,000 | 1,292 |
| Applicable income taxes | $397,000 | 4,192 |
| Income before extraordinary items | $1,512,000 | 3,218 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,512,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $3,000 | 7,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,493,040 | 3,215 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,359,000 | 3,430 |
| Total interest expense | $4,604,000 | 3,236 |
| Net interest income | $4,755,000 | 3,565 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $670,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $450,000 | 2,814 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $220,000 | 4,722 |
| Total noninterest expense | $3,610,000 | 3,518 |
| Salaries and employee benefits | $1,930,000 | 3,454 |
| Premises and equipment expense | $514,000 | 3,613 |
| Additional noninterest expense | $1,166,000 | 3,456 |
| Pre-tax net operating income | $1,815,000 | 3,606 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $618,000 | 3,329 |
| Income before extraordinary items | $1,197,000 | 3,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,197,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,845 |
| Cash dividends | $3,000 | 7,447 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 710 |
| Net operating income | $1,197,000 | 3,850 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,513,000 | 3,752 |
| Total interest expense | $4,121,000 | 3,564 |
| Net interest income | $4,392,000 | 3,885 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $622,000 | 4,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,199 |
| Total noninterest expense | $2,808,000 | 4,323 |
| Salaries and employee benefits | $1,515,000 | 4,221 |
| Premises and equipment expense | $418,000 | 4,296 |
| Additional noninterest expense | $875,000 | 4,419 |
| Pre-tax net operating income | $1,936,000 | 3,654 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $662,000 | 3,411 |
| Income before extraordinary items | $1,274,000 | 3,865 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,274,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,544 |
| Cash dividends | $2,000 | 7,852 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 717 |
| Net operating income | $1,274,000 | 3,797 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,587,000 | 4,816 |
| Total interest expense | $2,921,000 | 4,896 |
| Net interest income | $3,666,000 | 4,646 |
| Provision for loan and lease losses | $320,000 | 2,449 |
| Total noninterest income | $428,000 | 5,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,934 |
| Total noninterest expense | $2,391,000 | 5,193 |
| Salaries and employee benefits | $1,408,000 | 4,569 |
| Premises and equipment expense | $363,000 | 4,903 |
| Additional noninterest expense | $620,000 | 6,229 |
| Pre-tax net operating income | $1,383,000 | 4,615 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $434,000 | 4,632 |
| Income before extraordinary items | $949,000 | 4,687 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $949,000 | 4,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $2,000 | 8,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $949,000 | 4,641 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 6,088 |
| Total interest expense | $2,318,000 | 5,859 |
| Net interest income | $2,572,000 | 6,178 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $304,000 | 7,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,633 |
| Total noninterest expense | $1,810,000 | 6,430 |
| Salaries and employee benefits | $1,005,000 | 6,045 |
| Premises and equipment expense | $183,000 | 7,537 |
| Additional noninterest expense | $622,000 | 6,391 |
| Pre-tax net operating income | $996,000 | 6,020 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $311,000 | 5,867 |
| Income before extraordinary items | $695,000 | 6,024 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $695,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $2,000 | 8,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $688,100 | 6,034 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 6,690 |
| Total interest expense | $1,546,000 | 6,762 |
| Net interest income | $2,459,000 | 6,556 |
| Provision for loan and lease losses | $-200,000 | 12,313 |
| Total noninterest income | $269,000 | 7,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $1,632,000 | 7,196 |
| Salaries and employee benefits | $966,000 | 6,260 |
| Premises and equipment expense | $167,000 | 8,151 |
| Additional noninterest expense | $499,000 | 7,861 |
| Pre-tax net operating income | $1,296,000 | 4,951 |
| Securities gains (losses) | $-205,000 | 11,964 |
| Applicable income taxes | $331,000 | 5,497 |
| Income before extraordinary items | $760,000 | 5,557 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $760,000 | 5,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-263,000 | 12,456 |
| Cash dividends | $147,000 | 6,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $903,500 | 4,959 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 6,943 |
| Total interest expense | $1,414,000 | 7,493 |
| Net interest income | $2,521,000 | 6,510 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $211,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,366,000 | 8,283 |
| Salaries and employee benefits | $737,000 | 7,732 |
| Premises and equipment expense | $148,000 | 8,964 |
| Additional noninterest expense | $481,000 | 8,418 |
| Pre-tax net operating income | $1,191,000 | 5,214 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $394,000 | 5,065 |
| Income before extraordinary items | $811,000 | 5,518 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $811,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,773 |
| Cash dividends | $144,000 | 6,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $801,620 | 5,332 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 7,117 |
| Total interest expense | $1,669,000 | 7,983 |
| Net interest income | $2,643,000 | 6,331 |
| Provision for loan and lease losses | $250,000 | 4,577 |
| Total noninterest income | $206,000 | 9,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $1,262,000 | 8,798 |
| Salaries and employee benefits | $713,000 | 7,889 |
| Premises and equipment expense | $129,000 | 9,729 |
| Additional noninterest expense | $420,000 | 9,333 |
| Pre-tax net operating income | $1,337,000 | 4,507 |
| Securities gains (losses) | $73,000 | 3,512 |
| Applicable income taxes | $435,000 | 4,498 |
| Income before extraordinary items | $975,000 | 4,604 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $975,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 4,924 |
| Cash dividends | $1,224,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $924,630 | 4,501 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.