Home > J. N. Beaty and Company, Bankers > Income and Expense
J. N. Beaty and Company, Bankers, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $396,000 | 13,128 |
| Total interest expense | $129,000 | 13,138 |
| Net interest income | $267,000 | 13,055 |
| Provision for loan and lease losses | $88,000 | 6,122 |
| Total noninterest income | $23,000 | 13,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,880 |
| Total noninterest expense | $168,000 | 13,214 |
| Salaries and employee benefits | $103,000 | 13,167 |
| Premises and equipment expense | $12,000 | 13,196 |
| Additional noninterest expense | $53,000 | 13,200 |
| Pre-tax net operating income | $34,000 | 12,252 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-4,000 | 12,750 |
| Income before extraordinary items | $38,000 | 12,323 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $38,000 | 12,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,392 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $38,000 | 12,186 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $419,000 | 13,761 |
| Total interest expense | $161,000 | 13,765 |
| Net interest income | $258,000 | 13,695 |
| Provision for loan and lease losses | $17,000 | 10,772 |
| Total noninterest income | $24,000 | 13,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $163,000 | 13,846 |
| Salaries and employee benefits | $96,000 | 13,799 |
| Premises and equipment expense | $6,000 | 13,876 |
| Additional noninterest expense | $61,000 | 13,793 |
| Pre-tax net operating income | $102,000 | 12,006 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $33,000 | 11,726 |
| Income before extraordinary items | $68,000 | 12,372 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $68,000 | 12,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $68,670 | 12,085 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.