Home > Ixonia Bank > Income and Expense

Ixonia Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$60,193,000799
Total interest expense$14,306,0001,010
Net interest income$45,887,000719
Provision for loan and lease losses$1,769,000590
Total noninterest income$39,997,000288
Gross Fiduciary activities income$0981
Service charges on deposit accounts$457,0001,745
Trading account gains and feesNANA
Additional Noninterest Income$39,540,000197
Total noninterest expense$77,547,000380
Salaries and employee benefits$51,760,000315
Premises and equipment expense$4,138,000653
Additional noninterest expense$39,540,000197
Pre-tax net operating income$6,568,0001,615
Securities gains (losses)$0988
Applicable income taxes$2,265,000904
Income before extraordinary items$4,303,0001,907
Extraordinary gains, net$054
Net income$4,303,0001,930
Minority interest net income$088
Net income of bank and minority interests.$4,303,0001,910
Net charge-offs$509,000749
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,303,0001,934
2023-09-30 (YTD Data)Rank
Total interest income$43,711,000807
Total interest expense$10,115,000987
Net interest income$33,596,000740
Provision for loan and lease losses$1,070,000625
Total noninterest income$31,998,000277
Gross Fiduciary activities income$0950
Service charges on deposit accounts$336,0001,777
Trading account gains and feesNANA
Additional Noninterest Income$31,662,000190
Total noninterest expense$57,861,000379
Salaries and employee benefits$38,823,000317
Premises and equipment expense$3,173,000643
Additional noninterest expense$31,662,000190
Pre-tax net operating income$6,663,0001,339
Securities gains (losses)$0849
Applicable income taxes$1,662,000945
Income before extraordinary items$5,001,0001,444
Extraordinary gains, net$052
Net income$5,001,0001,454
Minority interest net income$081
Net income of bank and minority interests.$5,001,0001,443
Net charge-offs$306,000717
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,001,0001,467
2023-06-30 (YTD Data)Rank
Total interest income$26,243,000849
Total interest expense$5,843,000997
Net interest income$20,400,000806
Provision for loan and lease losses$629,000666
Total noninterest income$19,813,000284
Gross Fiduciary activities income$0931
Service charges on deposit accounts$215,0001,811
Trading account gains and feesNANA
Additional Noninterest Income$19,598,000199
Total noninterest expense$36,389,000395
Salaries and employee benefits$24,239,000324
Premises and equipment expense$2,070,000649
Additional noninterest expense$19,598,000199
Pre-tax net operating income$3,195,0001,688
Securities gains (losses)$0938
Applicable income taxes$981,0001,025
Income before extraordinary items$2,214,0001,927
Extraordinary gains, net$051
Net income$2,214,0001,951
Minority interest net income$081
Net income of bank and minority interests.$2,214,0001,927
Net charge-offs$283,000567
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,214,0001,934
2023-03-31 (YTD Data)Rank
Total interest income$11,201,000964
Total interest expense$2,252,0001,095
Net interest income$8,949,000916
Provision for loan and lease losses$307,000654
Total noninterest income$7,918,000325
Gross Fiduciary activities income$0913
Service charges on deposit accounts$101,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$7,817,000233
Total noninterest expense$15,921,000461
Salaries and employee benefits$10,355,000391
Premises and equipment expense$1,165,000608
Additional noninterest expense$7,817,000233
Pre-tax net operating income$639,0002,818
Securities gains (losses)$0950
Applicable income taxes$200,0001,670
Income before extraordinary items$439,0003,076
Extraordinary gains, net$04
Net income$439,0003,075
Minority interest net income$048
Net income of bank and minority interests.$439,0003,076
Net charge-offs$176,000455
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$439,0003,098
2022-12-31 (YTD Data)Rank
Total interest income$30,464,0001,135
Total interest expense$3,326,0001,087
Net interest income$27,138,0001,124
Provision for loan and lease losses$700,0001,020
Total noninterest income$26,030,000395
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$461,0001,776
Trading account gains and feesNANA
Additional Noninterest Income$25,569,000286
Total noninterest expense$55,262,000505
Salaries and employee benefits$37,274,000412
Premises and equipment expense$5,156,000523
Additional noninterest expense$25,569,000286
Pre-tax net operating income$-2,794,0004,688
Securities gains (losses)$0691
Applicable income taxes$-650,0004,666
Income before extraordinary items$-2,144,0004,662
Extraordinary gains, net$05
Net income$-2,144,0004,661
Minority interest net income$063
Net income of bank and minority interests.$-2,144,0004,662
Net charge-offs$337,000736
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$-2,144,0004,666
2022-09-30 (YTD Data)Rank
Total interest income$21,064,0001,167
Total interest expense$1,915,0001,051
Net interest income$19,149,0001,161
Provision for loan and lease losses$225,0001,390
Total noninterest income$22,710,000360
Gross Fiduciary activities income$0968
Service charges on deposit accounts$333,0001,838
Trading account gains and feesNANA
Additional Noninterest Income$22,377,000267
Total noninterest expense$41,413,000500
Salaries and employee benefits$28,798,000403
Premises and equipment expense$3,359,000609
Additional noninterest expense$22,377,000267
Pre-tax net operating income$221,0004,351
Securities gains (losses)$0740
Applicable income taxes$297,0002,220
Income before extraordinary items$-76,0004,590
Extraordinary gains, net$04
Net income$-76,0004,589
Minority interest net income$057
Net income of bank and minority interests.$-76,0004,589
Net charge-offs$-25,0003,871
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$-76,0004,613
2022-06-30 (YTD Data)Rank
Total interest income$12,813,0001,203
Total interest expense$971,0001,169
Net interest income$11,842,0001,192
Provision for loan and lease losses$125,0001,397
Total noninterest income$16,367,000337
Gross Fiduciary activities income$0925
Service charges on deposit accounts$219,0001,839
Trading account gains and feesNANA
Additional Noninterest Income$16,148,000262
Total noninterest expense$27,963,000482
Salaries and employee benefits$19,677,000384
Premises and equipment expense$2,281,000597
Additional noninterest expense$6,005,000657
Pre-tax net operating income$121,0004,354
Securities gains (losses)$0687
Applicable income taxes$258,0001,938
Income before extraordinary items$-137,0004,627
Extraordinary gains, net$04
Net income$-137,0004,627
Minority interest net income$060
Net income of bank and minority interests.$-137,0004,627
Net charge-offs$-22,0003,912
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$-137,0004,659
2022-03-31 (YTD Data)Rank
Total interest income$5,521,0001,318
Total interest expense$457,0001,182
Net interest income$5,064,0001,333
Provision for loan and lease losses$02,285
Total noninterest income$8,611,000340
Gross Fiduciary activities income$0892
Service charges on deposit accounts$110,0001,821
Trading account gains and feesNANA
Additional Noninterest Income$8,501,000268
Total noninterest expense$13,283,000502
Salaries and employee benefits$9,333,000413
Premises and equipment expense$1,087,000624
Additional noninterest expense$2,863,000676
Pre-tax net operating income$392,0003,148
Securities gains (losses)$0623
Applicable income taxes$-46,0004,698
Income before extraordinary items$438,0002,878
Extraordinary gains, net$04
Net income$438,0002,876
Minority interest net income$050
Net income of bank and minority interests.$438,0002,878
Net charge-offs$-12,0003,981
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$438,0002,904
2021-12-31 (YTD Data)Rank
Total interest income$23,511,0001,294
Total interest expense$2,351,0001,151
Net interest income$21,160,0001,294
Provision for loan and lease losses$03,064
Total noninterest income$52,410,000268
Gross Fiduciary activities income$0994
Service charges on deposit accounts$406,0001,842
Trading account gains and feesNANA
Additional Noninterest Income$52,004,000211
Total noninterest expense$66,210,000411
Salaries and employee benefits$45,475,000348
Premises and equipment expense$4,254,000627
Additional noninterest expense$16,481,000504
Pre-tax net operating income$7,360,0001,573
Securities gains (losses)$179,000648
Applicable income taxes$2,116,0001,056
Income before extraordinary items$5,423,0001,781
Extraordinary gains, net$010
Net income$5,423,0001,781
Minority interest net income$074
Net income of bank and minority interests.$5,423,0001,782
Net charge-offs$-236,0004,585
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,281,5901,781
2021-09-30 (YTD Data)Rank
Total interest income$17,879,0001,310
Total interest expense$1,835,0001,176
Net interest income$16,044,0001,309
Provision for loan and lease losses$02,963
Total noninterest income$41,042,000264
Gross Fiduciary activities income$0957
Service charges on deposit accounts$293,0001,886
Trading account gains and feesNANA
Additional Noninterest Income$40,749,000209
Total noninterest expense$50,729,000404
Salaries and employee benefits$34,726,000344
Premises and equipment expense$3,196,000634
Additional noninterest expense$12,807,000494
Pre-tax net operating income$6,357,0001,484
Securities gains (losses)$179,000592
Applicable income taxes$1,715,0001,054
Income before extraordinary items$4,821,0001,652
Extraordinary gains, net$08
Net income$4,821,0001,651
Minority interest net income$069
Net income of bank and minority interests.$4,821,0001,652
Net charge-offs$-226,0004,676
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,679,5901,656
2021-06-30 (YTD Data)Rank
Total interest income$12,309,0001,272
Total interest expense$1,295,0001,158
Net interest income$11,014,0001,259
Provision for loan and lease losses$02,862
Total noninterest income$27,780,000262
Gross Fiduciary activities income$0951
Service charges on deposit accounts$185,0001,901
Trading account gains and feesNANA
Additional Noninterest Income$27,595,000209
Total noninterest expense$33,762,000396
Salaries and employee benefits$22,834,000348
Premises and equipment expense$2,112,000640
Additional noninterest expense$8,816,000461
Pre-tax net operating income$5,032,0001,316
Securities gains (losses)$179,000486
Applicable income taxes$1,355,000953
Income before extraordinary items$3,856,0001,446
Extraordinary gains, net$06
Net income$3,856,0001,446
Minority interest net income$067
Net income of bank and minority interests.$3,856,0001,446
Net charge-offs$-216,0004,761
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,714,5901,442
2021-03-31 (YTD Data)Rank
Total interest income$5,912,0001,316
Total interest expense$695,0001,143
Net interest income$5,217,0001,314
Provision for loan and lease losses$02,741
Total noninterest income$15,394,000252
Gross Fiduciary activities income$0922
Service charges on deposit accounts$90,0001,926
Trading account gains and feesNANA
Additional Noninterest Income$15,304,000202
Total noninterest expense$16,873,000395
Salaries and employee benefits$11,621,000344
Premises and equipment expense$971,000703
Additional noninterest expense$4,281,000458
Pre-tax net operating income$3,738,000964
Securities gains (losses)$01,392
Applicable income taxes$1,026,000730
Income before extraordinary items$2,712,0001,119
Extraordinary gains, net$03
Net income$2,712,0001,119
Minority interest net income$055
Net income of bank and minority interests.$2,712,0001,119
Net charge-offs$-201,0004,863
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,712,0001,087
2020-12-31 (YTD Data)Rank
Total interest income$19,624,0001,521
Total interest expense$3,410,0001,340
Net interest income$16,214,0001,546
Provision for loan and lease losses$430,0002,384
Total noninterest income$37,921,000323
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$367,0001,993
Trading account gains and feesNANA
Additional Noninterest Income$37,554,000261
Total noninterest expense$42,258,000590
Salaries and employee benefits$28,470,000490
Premises and equipment expense$2,843,000892
Additional noninterest expense$10,945,000686
Pre-tax net operating income$11,447,000945
Securities gains (losses)$890,000406
Applicable income taxes$3,339,000643
Income before extraordinary items$8,998,0001,054
Extraordinary gains, net$04
Net income$8,998,0001,054
Minority interest net income$072
Net income of bank and minority interests.$8,998,0001,054
Net charge-offs$174,0001,642
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,294,9001,082
2020-09-30 (YTD Data)Rank
Total interest income$13,515,0001,638
Total interest expense$2,612,0001,374
Net interest income$10,903,0001,684
Provision for loan and lease losses$390,0002,174
Total noninterest income$21,922,000368
Gross Fiduciary activities income$0981
Service charges on deposit accounts$269,0002,029
Trading account gains and feesNANA
Additional Noninterest Income$21,653,000304
Total noninterest expense$24,457,000753
Salaries and employee benefits$14,387,000734
Premises and equipment expense$1,929,000959
Additional noninterest expense$8,141,000674
Pre-tax net operating income$7,978,000979
Securities gains (losses)$769,000368
Applicable income taxes$2,350,000643
Income before extraordinary items$6,397,0001,052
Extraordinary gains, net$04
Net income$6,397,0001,052
Minority interest net income$065
Net income of bank and minority interests.$6,397,0001,052
Net charge-offs$183,0001,307
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,789,4901,100
2020-06-30 (YTD Data)Rank
Total interest income$8,615,0001,717
Total interest expense$1,761,0001,461
Net interest income$6,854,0001,783
Provision for loan and lease losses$275,0002,139
Total noninterest income$6,710,000603
Gross Fiduciary activities income$0970
Service charges on deposit accounts$178,0002,059
Trading account gains and feesNANA
Additional Noninterest Income$6,532,000484
Total noninterest expense$9,315,0001,148
Salaries and employee benefits$5,909,0001,057
Premises and equipment expense$1,062,0001,109
Additional noninterest expense$2,344,0001,320
Pre-tax net operating income$3,974,0001,170
Securities gains (losses)$769,000271
Applicable income taxes$1,290,000685
Income before extraordinary items$3,453,0001,173
Extraordinary gains, net$04
Net income$3,453,0001,173
Minority interest net income$065
Net income of bank and minority interests.$3,453,0001,173
Net charge-offs$207,000992
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,845,4901,327
2020-03-31 (YTD Data)Rank
Total interest income$3,646,0001,953
Total interest expense$864,0001,602
Net interest income$2,782,0002,043
Provision for loan and lease losses$50,0002,502
Total noninterest income$678,0001,637
Gross Fiduciary activities income$0941
Service charges on deposit accounts$123,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$555,0001,420
Total noninterest expense$3,060,0001,669
Salaries and employee benefits$1,689,0001,723
Premises and equipment expense$526,0001,140
Additional noninterest expense$845,0001,746
Pre-tax net operating income$350,0003,230
Securities gains (losses)$352,000248
Applicable income taxes$164,0001,556
Income before extraordinary items$538,0002,550
Extraordinary gains, net$04
Net income$538,0002,550
Minority interest net income$056
Net income of bank and minority interests.$538,0002,551
Net charge-offs$204,000624
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$259,9203,428
2019-12-31 (YTD Data)Rank
Total interest income$15,012,0001,920
Total interest expense$3,175,0001,736
Net interest income$11,837,0001,946
Provision for loan and lease losses$150,0002,594
Total noninterest income$2,979,0001,571
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$517,0001,883
Trading account gains and feesNANA
Additional Noninterest Income$2,462,0001,364
Total noninterest expense$11,287,0001,736
Salaries and employee benefits$6,582,0001,712
Premises and equipment expense$1,742,0001,312
Additional noninterest expense$2,963,0001,945
Pre-tax net operating income$3,379,0002,293
Securities gains (losses)$-12,0004,819
Applicable income taxes$938,0001,476
Income before extraordinary items$2,429,0002,609
Extraordinary gains, net$011
Net income$2,429,0002,609
Minority interest net income$076
Net income of bank and minority interests.$2,429,0002,611
Net charge-offs$479,0001,062
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,438,4802,574
2019-09-30 (YTD Data)Rank
Total interest income$11,339,0001,920
Total interest expense$2,295,0001,792
Net interest income$9,044,0001,942
Provision for loan and lease losses$03,836
Total noninterest income$1,843,0001,757
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$388,0001,879
Trading account gains and feesNANA
Additional Noninterest Income$1,455,0001,563
Total noninterest expense$8,389,0001,750
Salaries and employee benefits$4,903,0001,729
Premises and equipment expense$1,293,0001,334
Additional noninterest expense$2,193,0001,968
Pre-tax net operating income$2,498,0002,366
Securities gains (losses)$-12,0004,918
Applicable income taxes$692,0001,545
Income before extraordinary items$1,794,0002,695
Extraordinary gains, net$011
Net income$1,794,0002,696
Minority interest net income$072
Net income of bank and minority interests.$1,794,0002,696
Net charge-offs$-43,0004,788
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,803,4802,651
2019-06-30 (YTD Data)Rank
Total interest income$7,490,0001,936
Total interest expense$1,477,0001,810
Net interest income$6,013,0001,951
Provision for loan and lease losses$03,685
Total noninterest income$1,105,0001,855
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$251,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$854,0001,642
Total noninterest expense$5,584,0001,764
Salaries and employee benefits$3,283,0001,734
Premises and equipment expense$856,0001,340
Additional noninterest expense$1,445,0002,015
Pre-tax net operating income$1,534,0002,466
Securities gains (losses)$-20,0005,056
Applicable income taxes$419,0001,585
Income before extraordinary items$1,095,0002,810
Extraordinary gains, net$011
Net income$1,095,0002,808
Minority interest net income$069
Net income of bank and minority interests.$1,095,0002,809
Net charge-offs$-37,0004,829
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,110,8002,769
2019-03-31 (YTD Data)Rank
Total interest income$3,660,0001,978
Total interest expense$695,0001,851
Net interest income$2,965,0001,973
Provision for loan and lease losses$03,406
Total noninterest income$489,0001,946
Gross Fiduciary activities income$0972
Service charges on deposit accounts$124,0001,912
Trading account gains and feesNANA
Additional Noninterest Income$365,0001,749
Total noninterest expense$2,776,0001,776
Salaries and employee benefits$1,645,0001,742
Premises and equipment expense$446,0001,320
Additional noninterest expense$685,0002,070
Pre-tax net operating income$678,0002,622
Securities gains (losses)$01,087
Applicable income taxes$157,0001,797
Income before extraordinary items$521,0002,846
Extraordinary gains, net$05
Net income$521,0002,845
Minority interest net income$052
Net income of bank and minority interests.$521,0002,845
Net charge-offs$-21,0004,875
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$521,0002,827
2018-12-31 (YTD Data)Rank
Total interest income$13,235,0002,055
Total interest expense$2,226,0001,801
Net interest income$11,009,0002,078
Provision for loan and lease losses$04,082
Total noninterest income$2,610,0001,701
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$500,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$2,110,0001,450
Total noninterest expense$11,245,0001,725
Salaries and employee benefits$6,862,0001,629
Premises and equipment expense$1,568,0001,437
Additional noninterest expense$2,815,0002,030
Pre-tax net operating income$2,374,0002,863
Securities gains (losses)$27,000513
Applicable income taxes$647,0001,758
Income before extraordinary items$1,754,0003,138
Extraordinary gains, net$06
Net income$1,754,0003,137
Minority interest net income$072
Net income of bank and minority interests.$1,754,0003,137
Net charge-offs$-55,0004,916
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,732,6703,144
2018-09-30 (YTD Data)Rank
Total interest income$9,505,0002,106
Total interest expense$1,492,0001,875
Net interest income$8,013,0002,133
Provision for loan and lease losses$03,948
Total noninterest income$1,999,0001,689
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$366,0002,037
Trading account gains and feesNANA
Additional Noninterest Income$1,633,0001,441
Total noninterest expense$8,370,0001,727
Salaries and employee benefits$5,104,0001,641
Premises and equipment expense$1,184,0001,435
Additional noninterest expense$2,082,0002,051
Pre-tax net operating income$1,642,0003,052
Securities gains (losses)$27,000517
Applicable income taxes$457,0001,875
Income before extraordinary items$1,212,0003,297
Extraordinary gains, net$05
Net income$1,212,0003,296
Minority interest net income$066
Net income of bank and minority interests.$1,212,0003,296
Net charge-offs$-53,0004,946
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,190,6703,327
2018-06-30 (YTD Data)Rank
Total interest income$6,028,0002,171
Total interest expense$892,0001,941
Net interest income$5,136,0002,183
Provision for loan and lease losses$03,782
Total noninterest income$1,338,0001,681
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$240,0002,038
Trading account gains and feesNANA
Additional Noninterest Income$1,098,0001,433
Total noninterest expense$5,636,0001,730
Salaries and employee benefits$3,426,0001,648
Premises and equipment expense$817,0001,411
Additional noninterest expense$1,393,0002,059
Pre-tax net operating income$838,0003,416
Securities gains (losses)$27,000428
Applicable income taxes$234,0002,077
Income before extraordinary items$631,0003,652
Extraordinary gains, net$06
Net income$631,0003,650
Minority interest net income$065
Net income of bank and minority interests.$631,0003,651
Net charge-offs$-40,0004,961
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$609,6703,708
2018-03-31 (YTD Data)Rank
Total interest income$2,925,0002,215
Total interest expense$415,0001,970
Net interest income$2,510,0002,240
Provision for loan and lease losses$03,508
Total noninterest income$687,0001,646
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$125,0001,985
Trading account gains and feesNANA
Additional Noninterest Income$562,0001,397
Total noninterest expense$2,738,0001,781
Salaries and employee benefits$1,686,0001,690
Premises and equipment expense$415,0001,410
Additional noninterest expense$637,0002,182
Pre-tax net operating income$459,0003,237
Securities gains (losses)$28,000290
Applicable income taxes$135,0001,909
Income before extraordinary items$352,0003,449
Extraordinary gains, net$07
Net income$352,0003,448
Minority interest net income$052
Net income of bank and minority interests.$352,0003,449
Net charge-offs$-20,0004,983
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$329,8803,543
2017-12-31 (YTD Data)Rank
Total interest income$10,305,0002,392
Total interest expense$1,179,0002,265
Net interest income$9,126,0002,370
Provision for loan and lease losses$04,227
Total noninterest income$1,860,0002,126
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$494,0002,047
Trading account gains and fees$0151
Additional Noninterest Income$1,366,0001,923
Total noninterest expense$9,694,0001,957
Salaries and employee benefits$5,831,0001,854
Premises and equipment expense$1,382,0001,632
Additional noninterest expense$2,481,0002,271
Pre-tax net operating income$1,292,0003,745
Securities gains (losses)$2,0001,996
Applicable income taxes$4,008,000780
Income before extraordinary items$-2,714,0005,629
Extraordinary gains, net$09
Net income$-2,714,0005,629
Minority interest net income$076
Net income of bank and minority interests.$-2,714,0005,629
Net charge-offs$-110,0005,317
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-2,715,2805,629
2017-09-30 (YTD Data)Rank
Total interest income$7,499,0002,456
Total interest expense$835,0002,338
Net interest income$6,664,0002,442
Provision for loan and lease losses$04,088
Total noninterest income$1,647,0001,939
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$366,0002,079
Trading account gains and fees$0145
Additional Noninterest Income$1,281,0001,698
Total noninterest expense$7,015,0002,027
Salaries and employee benefits$4,211,0001,915
Premises and equipment expense$1,027,0001,648
Additional noninterest expense$1,777,0002,345
Pre-tax net operating income$1,296,0003,379
Securities gains (losses)$2,0002,024
Applicable income taxes$462,0002,140
Income before extraordinary items$836,0003,788
Extraordinary gains, net$09
Net income$836,0003,786
Minority interest net income$071
Net income of bank and minority interests.$836,0003,788
Net charge-offs$-82,0005,290
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$834,7203,783
2017-06-30 (YTD Data)Rank
Total interest income$4,863,0002,491
Total interest expense$545,0002,342
Net interest income$4,318,0002,488
Provision for loan and lease losses$03,871
Total noninterest income$1,084,0001,946
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$240,0002,097
Trading account gains and fees$0139
Additional Noninterest Income$844,0001,718
Total noninterest expense$4,528,0002,075
Salaries and employee benefits$2,686,0001,997
Premises and equipment expense$682,0001,667
Additional noninterest expense$1,160,0002,392
Pre-tax net operating income$874,0003,345
Securities gains (losses)$7,0001,367
Applicable income taxes$318,0002,094
Income before extraordinary items$563,0003,750
Extraordinary gains, net$011
Net income$563,0003,747
Minority interest net income$071
Net income of bank and minority interests.$563,0003,750
Net charge-offs$-41,0005,234
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$558,5203,751
2017-03-31 (YTD Data)Rank
Total interest income$2,347,0002,559
Total interest expense$266,0002,361
Net interest income$2,081,0002,563
Provision for loan and lease losses$03,537
Total noninterest income$502,0002,043
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$117,0002,143
Trading account gains and fees$0142
Additional Noninterest Income$385,0001,791
Total noninterest expense$2,180,0002,165
Salaries and employee benefits$1,302,0002,074
Premises and equipment expense$365,0001,577
Additional noninterest expense$513,0002,623
Pre-tax net operating income$403,0003,411
Securities gains (losses)$8,000717
Applicable income taxes$151,0002,104
Income before extraordinary items$260,0003,817
Extraordinary gains, net$08
Net income$260,0003,816
Minority interest net income$055
Net income of bank and minority interests.$260,0003,817
Net charge-offs$-21,0005,266
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$254,8803,827
2016-12-31 (YTD Data)Rank
Total interest income$9,276,0002,563
Total interest expense$1,007,0002,410
Net interest income$8,269,0002,549
Provision for loan and lease losses$04,332
Total noninterest income$2,190,0002,009
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$568,0001,876
Trading account gains and fees$0170
Additional Noninterest Income$1,622,0001,790
Total noninterest expense$8,555,0002,172
Salaries and employee benefits$5,110,0002,063
Premises and equipment expense$1,341,0001,687
Additional noninterest expense$2,104,0002,660
Pre-tax net operating income$1,904,0003,143
Securities gains (losses)$43,0001,936
Applicable income taxes$-12,248,0005,904
Income before extraordinary items$14,195,000544
Extraordinary gains, net$05
Net income$14,195,000542
Minority interest net income$082
Net income of bank and minority interests.$14,195,000543
Net charge-offs$951,000686
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,152,000531
2016-09-30 (YTD Data)Rank
Total interest income$6,962,0002,572
Total interest expense$737,0002,448
Net interest income$6,225,0002,554
Provision for loan and lease losses$04,186
Total noninterest income$1,556,0002,084
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$435,0001,849
Trading account gains and fees$0169
Additional Noninterest Income$1,121,0001,903
Total noninterest expense$6,374,0002,184
Salaries and employee benefits$3,702,0002,100
Premises and equipment expense$1,009,0001,688
Additional noninterest expense$1,663,0002,565
Pre-tax net operating income$1,407,0003,200
Securities gains (losses)$29,0002,127
Applicable income taxes$-12,460,0005,976
Income before extraordinary items$13,896,000434
Extraordinary gains, net$05
Net income$13,896,000431
Minority interest net income$071
Net income of bank and minority interests.$13,896,000434
Net charge-offs$1,019,000475
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,867,000429
2016-06-30 (YTD Data)Rank
Total interest income$4,658,0002,558
Total interest expense$476,0002,515
Net interest income$4,182,0002,540
Provision for loan and lease losses$04,017
Total noninterest income$918,0002,207
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$284,0001,863
Trading account gains and fees$0157
Additional Noninterest Income$634,0002,074
Total noninterest expense$4,246,0002,192
Salaries and employee benefits$2,461,0002,113
Premises and equipment expense$691,0001,633
Additional noninterest expense$1,094,0002,596
Pre-tax net operating income$854,0003,358
Securities gains (losses)$4,0002,523
Applicable income taxes$-12,670,0006,056
Income before extraordinary items$13,528,000314
Extraordinary gains, net$016
Net income$13,528,000314
Minority interest net income$071
Net income of bank and minority interests.$13,528,000314
Net charge-offs$910,000385
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$13,524,000308
2016-03-31 (YTD Data)Rank
Total interest income$2,403,0002,484
Total interest expense$231,0002,565
Net interest income$2,172,0002,465
Provision for loan and lease losses$03,656
Total noninterest income$449,0002,212
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$137,0001,905
Trading account gains and fees$0142
Additional Noninterest Income$312,0002,050
Total noninterest expense$2,157,0002,183
Salaries and employee benefits$1,270,0002,079
Premises and equipment expense$357,0001,597
Additional noninterest expense$530,0002,653
Pre-tax net operating income$464,0003,157
Securities gains (losses)$8,0001,573
Applicable income taxes$-12,806,0006,120
Income before extraordinary items$13,278,000205
Extraordinary gains, net$012
Net income$13,278,000205
Minority interest net income$062
Net income of bank and minority interests.$13,278,000205
Net charge-offs$831,000245
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,270,000201
2015-12-31 (YTD Data)Rank
Total interest income$8,206,0002,785
Total interest expense$888,0002,641
Net interest income$7,318,0002,775
Provision for loan and lease losses$-43,0005,665
Total noninterest income$2,003,0002,108
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$457,0002,290
Trading account gains and fees$0159
Additional Noninterest Income$1,546,0001,819
Total noninterest expense$9,080,0002,075
Salaries and employee benefits$5,127,0002,008
Premises and equipment expense$1,377,0001,659
Additional noninterest expense$2,576,0002,276
Pre-tax net operating income$284,0005,312
Securities gains (losses)$1,0003,117
Applicable income taxes$04,402
Income before extraordinary items$285,0005,270
Extraordinary gains, net$023
Net income$285,0005,273
Minority interest net income$081
Net income of bank and minority interests.$285,0005,273
Net charge-offs$457,0001,248
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$284,0005,226
2015-09-30 (YTD Data)Rank
Total interest income$6,068,0002,833
Total interest expense$646,0002,714
Net interest income$5,422,0002,816
Provision for loan and lease losses$-30,0005,846
Total noninterest income$1,494,0002,134
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$311,0002,458
Trading account gains and fees$0153
Additional Noninterest Income$1,183,0001,816
Total noninterest expense$6,762,0002,083
Salaries and employee benefits$3,845,0002,020
Premises and equipment expense$1,050,0001,649
Additional noninterest expense$1,867,0002,342
Pre-tax net operating income$184,0005,505
Securities gains (losses)$1,0002,915
Applicable income taxes$04,489
Income before extraordinary items$185,0005,477
Extraordinary gains, net$021
Net income$185,0005,479
Minority interest net income$078
Net income of bank and minority interests.$185,0005,480
Net charge-offs$425,000964
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$184,0005,429
2015-06-30 (YTD Data)Rank
Total interest income$3,941,0002,882
Total interest expense$424,0002,765
Net interest income$3,517,0002,869
Provision for loan and lease losses$04,069
Total noninterest income$1,007,0002,127
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$201,0002,484
Trading account gains and fees$0157
Additional Noninterest Income$806,0001,804
Total noninterest expense$4,530,0002,086
Salaries and employee benefits$2,576,0002,023
Premises and equipment expense$713,0001,638
Additional noninterest expense$1,241,0002,363
Pre-tax net operating income$-6,0006,005
Securities gains (losses)$1,0002,511
Applicable income taxes$04,497
Income before extraordinary items$-5,0006,034
Extraordinary gains, net$022
Net income$-5,0006,035
Minority interest net income$075
Net income of bank and minority interests.$-5,0006,035
Net charge-offs$103,0001,701
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-6,0006,005
2015-03-31 (YTD Data)Rank
Total interest income$1,928,0002,926
Total interest expense$212,0002,772
Net interest income$1,716,0002,927
Provision for loan and lease losses$03,703
Total noninterest income$515,0002,057
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$105,0002,396
Trading account gains and fees$0152
Additional Noninterest Income$410,0001,747
Total noninterest expense$2,300,0002,059
Salaries and employee benefits$1,303,0002,012
Premises and equipment expense$370,0001,597
Additional noninterest expense$627,0002,318
Pre-tax net operating income$-69,0006,186
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$-68,0006,210
Extraordinary gains, net$013
Net income$-68,0006,211
Minority interest net income$064
Net income of bank and minority interests.$-68,0006,211
Net charge-offs$191,000755
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-69,0006,189
2014-12-31 (YTD Data)Rank
Total interest income$8,175,0002,847
Total interest expense$832,0002,951
Net interest income$7,343,0002,798
Provision for loan and lease losses$-85,0006,020
Total noninterest income$1,831,0002,242
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$508,0002,258
Trading account gains and fees$0180
Additional Noninterest Income$1,323,0001,933
Total noninterest expense$9,059,0002,081
Salaries and employee benefits$4,952,0002,068
Premises and equipment expense$1,419,0001,647
Additional noninterest expense$2,688,0002,249
Pre-tax net operating income$200,0005,670
Securities gains (losses)$202,000798
Applicable income taxes$04,531
Income before extraordinary items$402,0005,162
Extraordinary gains, net$017
Net income$402,0005,161
Minority interest net income$084
Net income of bank and minority interests.$402,0005,162
Net charge-offs$1,737,000573
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$200,0005,619
2014-09-30 (YTD Data)Rank
Total interest income$6,193,0002,842
Total interest expense$618,0003,024
Net interest income$5,575,0002,794
Provision for loan and lease losses$-85,0006,182
Total noninterest income$1,377,0002,239
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$380,0002,271
Trading account gains and fees$0174
Additional Noninterest Income$997,0001,935
Total noninterest expense$6,737,0002,096
Salaries and employee benefits$3,690,0002,086
Premises and equipment expense$1,064,0001,660
Additional noninterest expense$1,983,0002,265
Pre-tax net operating income$300,0005,340
Securities gains (losses)$-14,0006,204
Applicable income taxes$04,583
Income before extraordinary items$286,0005,285
Extraordinary gains, net$015
Net income$286,0005,285
Minority interest net income$081
Net income of bank and minority interests.$286,0005,287
Net charge-offs$1,709,000436
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$300,0005,190
2014-06-30 (YTD Data)Rank
Total interest income$4,141,0002,839
Total interest expense$407,0003,088
Net interest income$3,734,0002,792
Provision for loan and lease losses$-85,0006,321
Total noninterest income$889,0002,252
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$245,0002,306
Trading account gains and fees$0172
Additional Noninterest Income$644,0001,953
Total noninterest expense$4,487,0002,105
Salaries and employee benefits$2,466,0002,094
Premises and equipment expense$740,0001,605
Additional noninterest expense$1,281,0002,339
Pre-tax net operating income$221,0005,234
Securities gains (losses)$-14,0006,332
Applicable income taxes$04,568
Income before extraordinary items$207,0005,187
Extraordinary gains, net$020
Net income$207,0005,189
Minority interest net income$080
Net income of bank and minority interests.$207,0005,190
Net charge-offs$1,248,000419
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$221,0005,066
2014-03-31 (YTD Data)Rank
Total interest income$2,084,0002,834
Total interest expense$203,0003,139
Net interest income$1,881,0002,779
Provision for loan and lease losses$03,817
Total noninterest income$471,0002,119
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$118,0002,341
Trading account gains and fees$0147
Additional Noninterest Income$353,0001,808
Total noninterest expense$2,243,0002,117
Salaries and employee benefits$1,241,0002,089
Premises and equipment expense$412,0001,485
Additional noninterest expense$590,0002,518
Pre-tax net operating income$109,0005,187
Securities gains (losses)$-14,0006,464
Applicable income taxes$04,445
Income before extraordinary items$95,0005,206
Extraordinary gains, net$016
Net income$95,0005,207
Minority interest net income$066
Net income of bank and minority interests.$95,0005,207
Net charge-offs$720,000378
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$109,0005,021
2013-12-31 (YTD Data)Rank
Total interest income$8,633,0002,772
Total interest expense$1,264,0002,473
Net interest income$7,369,0002,807
Provision for loan and lease losses$297,0002,483
Total noninterest income$2,080,0002,111
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$594,0002,077
Trading account gains and fees$0184
Additional Noninterest Income$1,486,0001,860
Total noninterest expense$8,679,0002,170
Salaries and employee benefits$4,536,0002,245
Premises and equipment expense$1,317,0001,774
Additional noninterest expense$2,826,0002,208
Pre-tax net operating income$473,0005,056
Securities gains (losses)$14,0002,505
Applicable income taxes$9,0004,318
Income before extraordinary items$478,0004,950
Extraordinary gains, net$029
Net income$478,0004,953
Minority interest net income$090
Net income of bank and minority interests.$478,0004,953
Net charge-offs$1,721,000847
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$464,2804,916
2013-09-30 (YTD Data)Rank
Total interest income$6,510,0002,781
Total interest expense$989,0002,464
Net interest income$5,521,0002,810
Provision for loan and lease losses$590,0001,352
Total noninterest income$1,807,0001,935
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$439,0002,116
Trading account gains and fees$0180
Additional Noninterest Income$1,368,0001,660
Total noninterest expense$6,456,0002,186
Salaries and employee benefits$3,320,0002,284
Premises and equipment expense$1,011,0001,754
Additional noninterest expense$2,125,0002,185
Pre-tax net operating income$282,0005,403
Securities gains (losses)$14,0002,364
Applicable income taxes$8,0004,371
Income before extraordinary items$288,0005,309
Extraordinary gains, net$025
Net income$288,0005,310
Minority interest net income$084
Net income of bank and minority interests.$288,0005,311
Net charge-offs$1,674,000681
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$274,4205,280
2013-06-30 (YTD Data)Rank
Total interest income$4,370,0002,754
Total interest expense$682,0002,446
Net interest income$3,688,0002,799
Provision for loan and lease losses$490,0001,194
Total noninterest income$1,232,0001,936
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$276,0002,185
Trading account gains and fees$0157
Additional Noninterest Income$956,0001,629
Total noninterest expense$4,317,0002,180
Salaries and employee benefits$2,198,0002,305
Premises and equipment expense$684,0001,725
Additional noninterest expense$1,435,0002,161
Pre-tax net operating income$113,0005,764
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$113,0005,762
Extraordinary gains, net$022
Net income$113,0005,764
Minority interest net income$082
Net income of bank and minority interests.$113,0005,764
Net charge-offs$1,536,000560
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$113,0005,675
2013-03-31 (YTD Data)Rank
Total interest income$2,173,0002,784
Total interest expense$357,0002,425
Net interest income$1,816,0002,835
Provision for loan and lease losses$240,0001,184
Total noninterest income$598,0001,957
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$138,0002,168
Trading account gains and fees$0148
Additional Noninterest Income$460,0001,664
Total noninterest expense$2,124,0002,241
Salaries and employee benefits$1,072,0002,366
Premises and equipment expense$362,0001,669
Additional noninterest expense$690,0002,255
Pre-tax net operating income$50,0005,840
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$50,0005,854
Extraordinary gains, net$010
Net income$50,0005,856
Minority interest net income$076
Net income of bank and minority interests.$50,0005,856
Net charge-offs$1,543,000318
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$50,0005,768
2012-12-31 (YTD Data)Rank
Total interest income$10,495,0002,455
Total interest expense$1,921,0002,197
Net interest income$8,574,0002,505
Provision for loan and lease losses$14,484,000209
Total noninterest income$1,381,0002,738
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$622,0002,092
Trading account gains and fees$0166
Additional Noninterest Income$759,0002,765
Total noninterest expense$10,765,0001,782
Salaries and employee benefits$4,306,0002,289
Premises and equipment expense$1,871,0001,270
Additional noninterest expense$4,588,0001,469
Pre-tax net operating income$-15,294,0007,049
Securities gains (losses)$403,0001,107
Applicable income taxes$04,751
Income before extraordinary items$-14,891,0007,040
Extraordinary gains, net$029
Net income$-14,891,0007,040
Minority interest net income$093
Net income of bank and minority interests.$-14,891,0007,040
Net charge-offs$17,140,000211
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-15,294,0007,041
2012-09-30 (YTD Data)Rank
Total interest income$8,119,0002,429
Total interest expense$1,532,0002,182
Net interest income$6,587,0002,480
Provision for loan and lease losses$12,909,000191
Total noninterest income$2,214,0001,652
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$448,0002,187
Trading account gains and fees$0157
Additional Noninterest Income$1,766,0001,386
Total noninterest expense$7,519,0001,909
Salaries and employee benefits$3,078,0002,397
Premises and equipment expense$1,511,0001,180
Additional noninterest expense$2,930,0001,708
Pre-tax net operating income$-11,627,0007,151
Securities gains (losses)$403,000889
Applicable income taxes$04,802
Income before extraordinary items$-11,224,0007,145
Extraordinary gains, net$020
Net income$-11,224,0007,145
Minority interest net income$086
Net income of bank and minority interests.$-11,224,0007,145
Net charge-offs$17,196,000171
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-11,627,0007,143
2012-06-30 (YTD Data)Rank
Total interest income$5,590,0002,381
Total interest expense$1,085,0002,132
Net interest income$4,505,0002,418
Provision for loan and lease losses$10,490,000162
Total noninterest income$1,249,0001,861
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$288,0002,230
Trading account gains and fees$0153
Additional Noninterest Income$961,0001,555
Total noninterest expense$5,942,0001,631
Salaries and employee benefits$2,020,0002,434
Premises and equipment expense$777,0001,532
Additional noninterest expense$3,145,0001,098
Pre-tax net operating income$-10,678,0007,226
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-10,678,0007,223
Extraordinary gains, net$019
Net income$-10,678,0007,223
Minority interest net income$084
Net income of bank and minority interests.$-10,678,0007,223
Net charge-offs$12,097,000164
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-10,678,0007,219
2012-03-31 (YTD Data)Rank
Total interest income$2,897,0002,338
Total interest expense$589,0002,067
Net interest income$2,308,0002,378
Provision for loan and lease losses$4,590,000173
Total noninterest income$620,0001,865
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$140,0002,265
Trading account gains and fees$0148
Additional Noninterest Income$480,0001,548
Total noninterest expense$2,413,0001,986
Salaries and employee benefits$1,014,0002,440
Premises and equipment expense$377,0001,579
Additional noninterest expense$1,022,0001,618
Pre-tax net operating income$-4,075,0007,282
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-4,075,0007,279
Extraordinary gains, net$019
Net income$-4,075,0007,279
Minority interest net income$078
Net income of bank and minority interests.$-4,075,0007,279
Net charge-offs$1,842,000422
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-4,075,0007,277
2011-12-31 (YTD Data)Rank
Total interest income$14,093,0001,990
Total interest expense$3,694,0001,631
Net interest income$10,399,0002,100
Provision for loan and lease losses$7,677,000532
Total noninterest income$2,318,0001,813
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$764,0001,855
Trading account gains and fees$0146
Additional Noninterest Income$1,554,0001,611
Total noninterest expense$10,644,0001,810
Salaries and employee benefits$4,552,0002,125
Premises and equipment expense$1,510,0001,646
Additional noninterest expense$4,582,0001,503
Pre-tax net operating income$-5,604,0007,090
Securities gains (losses)$327,0001,078
Applicable income taxes$35,0003,902
Income before extraordinary items$-5,312,0007,078
Extraordinary gains, net$029
Net income$-5,312,0007,076
Minority interest net income$096
Net income of bank and minority interests.$-5,312,0007,077
Net charge-offs$11,719,000386
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-5,639,0007,085
2011-09-30 (YTD Data)Rank
Total interest income$10,892,0001,964
Total interest expense$2,947,0001,605
Net interest income$7,945,0002,071
Provision for loan and lease losses$4,015,000736
Total noninterest income$1,527,0001,966
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$578,0001,841
Trading account gains and fees$0145
Additional Noninterest Income$949,0001,823
Total noninterest expense$7,630,0001,889
Salaries and employee benefits$3,401,0002,141
Premises and equipment expense$1,142,0001,648
Additional noninterest expense$3,087,0001,654
Pre-tax net operating income$-2,173,0007,021
Securities gains (losses)$327,000876
Applicable income taxes$04,740
Income before extraordinary items$-1,846,0007,039
Extraordinary gains, net$021
Net income$-1,846,0007,040
Minority interest net income$087
Net income of bank and minority interests.$-1,846,0007,040
Net charge-offs$9,976,000345
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,173,0007,061
2011-06-30 (YTD Data)Rank
Total interest income$7,487,0001,916
Total interest expense$2,077,0001,569
Net interest income$5,410,0002,034
Provision for loan and lease losses$1,615,0001,058
Total noninterest income$967,0002,044
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$379,0001,849
Trading account gains and fees$0153
Additional Noninterest Income$588,0001,895
Total noninterest expense$5,840,0001,681
Salaries and employee benefits$2,363,0002,063
Premises and equipment expense$830,0001,512
Additional noninterest expense$2,647,0001,329
Pre-tax net operating income$-1,078,0007,003
Securities gains (losses)$117,0001,028
Applicable income taxes$04,697
Income before extraordinary items$-961,0007,019
Extraordinary gains, net$015
Net income$-961,0007,018
Minority interest net income$089
Net income of bank and minority interests.$-961,0007,019
Net charge-offs$8,790,000293
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,078,0007,037
2011-03-31 (YTD Data)Rank
Total interest income$3,800,0001,892
Total interest expense$1,125,0001,512
Net interest income$2,675,0002,041
Provision for loan and lease losses$05,840
Total noninterest income$488,0002,025
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$183,0001,875
Trading account gains and fees$0158
Additional Noninterest Income$305,0001,891
Total noninterest expense$2,850,0001,732
Salaries and employee benefits$1,208,0002,026
Premises and equipment expense$414,0001,556
Additional noninterest expense$1,228,0001,426
Pre-tax net operating income$313,0003,448
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$313,0003,145
Extraordinary gains, net$09
Net income$313,0003,141
Minority interest net income$086
Net income of bank and minority interests.$313,0003,145
Net charge-offs$4,532,000294
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$313,0003,083
2010-12-31 (YTD Data)Rank
Total interest income$17,906,0001,691
Total interest expense$5,859,0001,420
Net interest income$12,047,0001,824
Provision for loan and lease losses$12,393,000556
Total noninterest income$1,976,0002,090
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$921,0001,614
Trading account gains and fees$0175
Additional Noninterest Income$1,055,0002,114
Total noninterest expense$9,929,0001,962
Salaries and employee benefits$4,679,0002,067
Premises and equipment expense$1,631,0001,564
Additional noninterest expense$3,619,0001,958
Pre-tax net operating income$-8,299,0007,298
Securities gains (losses)$1,081,000455
Applicable income taxes$3,106,000530
Income before extraordinary items$-10,324,0007,388
Extraordinary gains, net$029
Net income$-10,324,0007,386
Minority interest net income$0111
Net income of bank and minority interests.$-10,324,0007,388
Net charge-offs$6,809,000805
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-11,405,0007,399
2010-09-30 (YTD Data)Rank
Total interest income$13,716,0001,689
Total interest expense$4,593,0001,412
Net interest income$9,123,0001,840
Provision for loan and lease losses$3,593,0001,126
Total noninterest income$1,504,0002,082
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$688,0001,670
Trading account gains and fees$0165
Additional Noninterest Income$816,0002,043
Total noninterest expense$7,354,0001,975
Salaries and employee benefits$3,542,0002,038
Premises and equipment expense$1,203,0001,617
Additional noninterest expense$2,609,0001,985
Pre-tax net operating income$-320,0006,411
Securities gains (losses)$803,000496
Applicable income taxes$54,0003,528
Income before extraordinary items$429,0004,369
Extraordinary gains, net$023
Net income$429,0004,370
Minority interest net income$0110
Net income of bank and minority interests.$429,0004,370
Net charge-offs$4,386,000855
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-285,6706,435
2010-06-30 (YTD Data)Rank
Total interest income$9,289,0001,689
Total interest expense$3,212,0001,396
Net interest income$6,077,0001,846
Provision for loan and lease losses$3,366,000871
Total noninterest income$978,0002,088
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$441,0001,728
Trading account gains and fees$0152
Additional Noninterest Income$537,0001,999
Total noninterest expense$4,586,0002,111
Salaries and employee benefits$2,386,0002,032
Premises and equipment expense$786,0001,676
Additional noninterest expense$1,414,0002,370
Pre-tax net operating income$-897,0006,958
Securities gains (losses)$03,184
Applicable income taxes$-418,0007,452
Income before extraordinary items$-479,0006,844
Extraordinary gains, net$019
Net income$-479,0006,846
Minority interest net income$0105
Net income of bank and minority interests.$-479,0006,845
Net charge-offs$905,0001,827
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-479,0006,801
2010-03-31 (YTD Data)Rank
Total interest income$4,679,0001,724
Total interest expense$1,692,0001,392
Net interest income$2,987,0001,902
Provision for loan and lease losses$200,0002,974
Total noninterest income$471,0002,127
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$219,0001,742
Trading account gains and fees$0175
Additional Noninterest Income$252,0002,051
Total noninterest expense$2,292,0002,126
Salaries and employee benefits$1,232,0001,998
Premises and equipment expense$394,0001,723
Additional noninterest expense$666,0002,473
Pre-tax net operating income$966,0001,347
Securities gains (losses)$02,284
Applicable income taxes$316,0001,009
Income before extraordinary items$650,0001,687
Extraordinary gains, net$016
Net income$650,0001,688
Minority interest net income$091
Net income of bank and minority interests.$650,0001,689
Net charge-offs$-34,0007,734
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$650,0001,616
2009-12-31 (YTD Data)Rank
Total interest income$19,270,0001,774
Total interest expense$8,507,0001,414
Net interest income$10,763,0002,031
Provision for loan and lease losses$8,151,0001,014
Total noninterest income$2,085,0002,069
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$979,0001,720
Trading account gains and fees$0211
Additional Noninterest Income$1,106,0002,029
Total noninterest expense$9,550,0002,100
Salaries and employee benefits$5,141,0001,918
Premises and equipment expense$1,563,0001,728
Additional noninterest expense$2,846,0002,457
Pre-tax net operating income$-4,853,0007,172
Securities gains (losses)$975,000514
Applicable income taxes$-2,071,0007,525
Income before extraordinary items$-1,807,0006,687
Extraordinary gains, net$034
Net income$-1,807,0006,686
Minority interest net income$0115
Net income of bank and minority interests.$-1,807,0006,686
Net charge-offs$3,567,0001,441
Cash dividends$1,675,0001,073
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,431,0006,873
2009-09-30 (YTD Data)Rank
Total interest income$14,395,0001,803
Total interest expense$6,609,0001,434
Net interest income$7,786,0002,106
Provision for loan and lease losses$600,0003,517
Total noninterest income$1,505,0002,167
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$698,0001,795
Trading account gains and fees$0212
Additional Noninterest Income$807,0002,115
Total noninterest expense$7,145,0002,107
Salaries and employee benefits$3,883,0001,928
Premises and equipment expense$1,175,0001,744
Additional noninterest expense$2,087,0002,485
Pre-tax net operating income$1,546,0002,002
Securities gains (losses)$304,000990
Applicable income taxes$491,0001,421
Income before extraordinary items$1,359,0001,957
Extraordinary gains, net$027
Net income$1,359,0001,956
Minority interest net income$0118
Net income of bank and minority interests.$1,359,0001,957
Net charge-offs$247,0003,990
Cash dividends$1,150,0001,117
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,137,0802,224
2009-06-30 (YTD Data)Rank
Total interest income$9,575,0001,842
Total interest expense$4,516,0001,472
Net interest income$5,059,0002,159
Provision for loan and lease losses$100,0005,300
Total noninterest income$984,0002,210
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$440,0001,868
Trading account gains and fees$0193
Additional Noninterest Income$544,0002,106
Total noninterest expense$4,807,0002,104
Salaries and employee benefits$2,607,0001,946
Premises and equipment expense$802,0001,741
Additional noninterest expense$1,398,0002,487
Pre-tax net operating income$1,136,0001,913
Securities gains (losses)$03,136
Applicable income taxes$288,0001,578
Income before extraordinary items$848,0002,144
Extraordinary gains, net$021
Net income$848,0002,142
Minority interest net income$0112
Net income of bank and minority interests.$848,0002,143
Net charge-offs$256,0003,128
Cash dividends$1,150,000785
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$848,0002,076
2009-03-31 (YTD Data)Rank
Total interest income$4,712,0001,898
Total interest expense$2,326,0001,489
Net interest income$2,386,0002,293
Provision for loan and lease losses$06,744
Total noninterest income$481,0002,203
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$215,0001,851
Trading account gains and fees$0171
Additional Noninterest Income$266,0002,115
Total noninterest expense$2,368,0002,084
Salaries and employee benefits$1,331,0001,935
Premises and equipment expense$415,0001,696
Additional noninterest expense$622,0002,487
Pre-tax net operating income$499,0002,380
Securities gains (losses)$02,434
Applicable income taxes$105,0002,130
Income before extraordinary items$394,0002,597
Extraordinary gains, net$015
Net income$394,0002,596
Minority interest net income$0102
Net income of bank and minority interests.$394,0002,598
Net charge-offs$-24,0008,030
Cash dividends$550,000782
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$394,0002,455
2008-12-31 (YTD Data)Rank
Total interest income$21,139,0001,813
Total interest expense$10,797,0001,504
Net interest income$10,342,0002,149
Provision for loan and lease losses$1,610,0002,065
Total noninterest income$2,107,0002,059
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$954,0001,834
Trading account gains and fees$0154
Additional Noninterest Income$1,153,0001,932
Total noninterest expense$9,001,0002,132
Salaries and employee benefits$5,245,0001,926
Premises and equipment expense$1,546,0001,774
Additional noninterest expense$2,210,0002,612
Pre-tax net operating income$1,838,0002,627
Securities gains (losses)$163,000822
Applicable income taxes$268,0002,520
Income before extraordinary items$1,733,0002,260
Extraordinary gains, net$039
Net income$1,733,0002,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,049,0001,903
Cash dividends$1,455,0001,768
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,591,1902,547
2008-09-30 (YTD Data)Rank
Total interest income$16,106,0001,829
Total interest expense$8,322,0001,521
Net interest income$7,784,0002,155
Provision for loan and lease losses$105,0005,094
Total noninterest income$1,581,0002,129
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$699,0001,871
Trading account gains and fees$0148
Additional Noninterest Income$882,0001,992
Total noninterest expense$6,651,0002,158
Salaries and employee benefits$4,006,0001,931
Premises and equipment expense$1,079,0001,893
Additional noninterest expense$1,566,0002,667
Pre-tax net operating income$2,609,0001,857
Securities gains (losses)$163,000703
Applicable income taxes$686,0001,559
Income before extraordinary items$2,086,0001,705
Extraordinary gains, net$031
Net income$2,086,0001,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$570,0001,816
Cash dividends$550,0002,611
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,963,7501,903
2008-06-30 (YTD Data)Rank
Total interest income$10,972,0001,821
Total interest expense$5,786,0001,520
Net interest income$5,186,0002,140
Provision for loan and lease losses$06,671
Total noninterest income$1,023,0002,201
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$424,0002,006
Trading account gains and fees$0149
Additional Noninterest Income$599,0001,999
Total noninterest expense$4,502,0002,139
Salaries and employee benefits$2,687,0001,934
Premises and equipment expense$744,0001,844
Additional noninterest expense$1,071,0002,584
Pre-tax net operating income$1,707,0001,950
Securities gains (losses)$163,000698
Applicable income taxes$507,0001,583
Income before extraordinary items$1,363,0001,955
Extraordinary gains, net$021
Net income$1,363,0001,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$558,0001,226
Cash dividends$100,0004,065
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,244,0102,075
2008-03-31 (YTD Data)Rank
Total interest income$5,583,0001,838
Total interest expense$3,082,0001,527
Net interest income$2,501,0002,214
Provision for loan and lease losses$06,080
Total noninterest income$458,0002,362
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$187,0002,203
Trading account gains and fees$0158
Additional Noninterest Income$271,0002,093
Total noninterest expense$2,277,0002,103
Salaries and employee benefits$1,365,0001,928
Premises and equipment expense$385,0001,781
Additional noninterest expense$527,0002,592
Pre-tax net operating income$682,0002,462
Securities gains (losses)$02,688
Applicable income taxes$139,0002,416
Income before extraordinary items$543,0002,515
Extraordinary gains, net$015
Net income$543,0002,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$543,0002,445
2007-12-31 (YTD Data)Rank
Total interest income$24,806,0001,725
Total interest expense$13,500,0001,485
Net interest income$11,306,0002,009
Provision for loan and lease losses$06,851
Total noninterest income$2,031,0002,190
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$798,0002,137
Trading account gains and fees$0178
Additional Noninterest Income$1,233,0001,928
Total noninterest expense$8,219,0002,223
Salaries and employee benefits$5,160,0001,949
Premises and equipment expense$1,212,0002,141
Additional noninterest expense$1,847,0002,854
Pre-tax net operating income$5,118,0001,604
Securities gains (losses)$-52,0008,021
Applicable income taxes$1,549,0001,392
Income before extraordinary items$3,517,0001,788
Extraordinary gains, net$039
Net income$3,517,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,243
Cash dividends$650,0003,303
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,552,8801,758
2007-09-30 (YTD Data)Rank
Total interest income$18,755,0001,722
Total interest expense$10,112,0001,487
Net interest income$8,643,0001,987
Provision for loan and lease losses$06,528
Total noninterest income$1,237,0002,539
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$584,0002,164
Trading account gains and fees$0184
Additional Noninterest Income$653,0002,434
Total noninterest expense$5,867,0002,317
Salaries and employee benefits$3,824,0001,970
Premises and equipment expense$774,0002,488
Additional noninterest expense$1,269,0003,037
Pre-tax net operating income$4,013,0001,661
Securities gains (losses)$01,655
Applicable income taxes$1,253,0001,403
Income before extraordinary items$2,760,0001,826
Extraordinary gains, net$033
Net income$2,760,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,327
Cash dividends$470,0003,023
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,760,0001,813
2007-06-30 (YTD Data)Rank
Total interest income$12,345,0001,753
Total interest expense$6,613,0001,515
Net interest income$5,732,0002,031
Provision for loan and lease losses$06,209
Total noninterest income$770,0002,663
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$378,0002,215
Trading account gains and fees$0168
Additional Noninterest Income$392,0002,609
Total noninterest expense$3,942,0002,317
Salaries and employee benefits$2,576,0001,973
Premises and equipment expense$512,0002,528
Additional noninterest expense$854,0003,023
Pre-tax net operating income$2,560,0001,786
Securities gains (losses)$01,444
Applicable income taxes$806,0001,482
Income before extraordinary items$1,754,0001,959
Extraordinary gains, net$029
Net income$1,754,0001,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,577
Cash dividends$370,0002,873
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,754,0001,939
2007-03-31 (YTD Data)Rank
Total interest income$5,982,0001,808
Total interest expense$3,197,0001,550
Net interest income$2,785,0002,081
Provision for loan and lease losses$05,779
Total noninterest income$341,0002,861
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$186,0002,187
Trading account gains and fees$0195
Additional Noninterest Income$155,0002,950
Total noninterest expense$2,026,0002,268
Salaries and employee benefits$1,296,0001,981
Premises and equipment expense$257,0002,518
Additional noninterest expense$473,0002,738
Pre-tax net operating income$1,100,0002,005
Securities gains (losses)$01,187
Applicable income taxes$340,0001,710
Income before extraordinary items$760,0002,156
Extraordinary gains, net$022
Net income$760,0002,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,557
Cash dividends$210,0002,351
Sale, conversion, retirement of capital stock, net$0885
Net operating income$760,0002,151
2006-12-31 (YTD Data)Rank
Total interest income$21,451,0001,871
Total interest expense$10,544,0001,602
Net interest income$10,907,0002,128
Provision for loan and lease losses$254,0003,067
Total noninterest income$1,673,0002,507
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$834,0002,048
Trading account gains and fees$0130
Additional Noninterest Income$839,0002,504
Total noninterest expense$7,372,0002,404
Salaries and employee benefits$4,546,0002,144
Premises and equipment expense$986,0002,505
Additional noninterest expense$1,840,0002,755
Pre-tax net operating income$4,954,0001,895
Securities gains (losses)$01,687
Applicable income taxes$1,450,0001,720
Income before extraordinary items$3,504,0002,022
Extraordinary gains, net$051
Net income$3,504,0002,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,976
Cash dividends$400,0004,043
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,504,0002,011
2006-09-30 (YTD Data)Rank
Total interest income$15,529,0001,922
Total interest expense$7,406,0001,654
Net interest income$8,123,0002,158
Provision for loan and lease losses$80,0004,494
Total noninterest income$1,243,0002,537
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$617,0002,068
Trading account gains and fees$0126
Additional Noninterest Income$626,0002,508
Total noninterest expense$5,432,0002,431
Salaries and employee benefits$3,367,0002,178
Premises and equipment expense$741,0002,499
Additional noninterest expense$1,324,0002,856
Pre-tax net operating income$3,854,0001,911
Securities gains (losses)$01,388
Applicable income taxes$1,140,0001,707
Income before extraordinary items$2,714,0002,003
Extraordinary gains, net$045
Net income$2,714,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,787
Cash dividends$200,0004,136
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,714,0001,997
2006-06-30 (YTD Data)Rank
Total interest income$9,919,0001,955
Total interest expense$4,505,0001,720
Net interest income$5,414,0002,157
Provision for loan and lease losses$06,419
Total noninterest income$789,0002,612
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$413,0002,048
Trading account gains and fees$0126
Additional Noninterest Income$376,0002,654
Total noninterest expense$3,548,0002,488
Salaries and employee benefits$2,221,0002,215
Premises and equipment expense$490,0002,518
Additional noninterest expense$837,0003,004
Pre-tax net operating income$2,655,0001,856
Securities gains (losses)$01,185
Applicable income taxes$792,0001,676
Income before extraordinary items$1,863,0001,957
Extraordinary gains, net$039
Net income$1,863,0001,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,156
Cash dividends$200,0003,653
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,863,0001,939
2006-03-31 (YTD Data)Rank
Total interest income$4,763,0001,996
Total interest expense$2,082,0001,754
Net interest income$2,681,0002,167
Provision for loan and lease losses$06,013
Total noninterest income$381,0002,623
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$202,0002,024
Trading account gains and fees$0115
Additional Noninterest Income$179,0002,697
Total noninterest expense$1,770,0002,502
Salaries and employee benefits$1,099,0002,236
Premises and equipment expense$250,0002,467
Additional noninterest expense$421,0002,981
Pre-tax net operating income$1,292,0001,856
Securities gains (losses)$0955
Applicable income taxes$387,0001,697
Income before extraordinary items$905,0001,964
Extraordinary gains, net$021
Net income$905,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,276
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$905,0001,942
2005-12-31 (YTD Data)Rank
Total interest income$16,924,0001,978
Total interest expense$6,159,0001,846
Net interest income$10,765,0002,062
Provision for loan and lease losses$460,0002,027
Total noninterest income$1,611,0002,570
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$809,0002,088
Trading account gains and fees$0138
Additional Noninterest Income$802,0002,536
Total noninterest expense$6,795,0002,459
Salaries and employee benefits$4,081,0002,246
Premises and equipment expense$914,0002,562
Additional noninterest expense$1,800,0002,756
Pre-tax net operating income$5,121,0001,823
Securities gains (losses)$02,296
Applicable income taxes$1,692,0001,555
Income before extraordinary items$3,429,0001,998
Extraordinary gains, net$046
Net income$3,429,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,118
Cash dividends$300,0004,372
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,429,0001,977
2005-09-30 (YTD Data)Rank
Total interest income$12,286,0001,982
Total interest expense$4,262,0001,872
Net interest income$8,024,0002,064
Provision for loan and lease losses$250,0002,545
Total noninterest income$1,189,0002,599
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$583,0002,158
Trading account gains and fees$0126
Additional Noninterest Income$606,0002,539
Total noninterest expense$5,012,0002,465
Salaries and employee benefits$3,070,0002,218
Premises and equipment expense$655,0002,654
Additional noninterest expense$1,287,0002,854
Pre-tax net operating income$3,951,0001,785
Securities gains (losses)$02,317
Applicable income taxes$1,199,0001,653
Income before extraordinary items$2,752,0001,906
Extraordinary gains, net$035
Net income$2,752,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,415
Cash dividends$300,0003,493
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,752,0001,867
2005-06-30 (YTD Data)Rank
Total interest income$7,773,0002,033
Total interest expense$2,551,0001,956
Net interest income$5,222,0002,082
Provision for loan and lease losses$100,0003,338
Total noninterest income$779,0002,590
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$383,0002,144
Trading account gains and fees$0116
Additional Noninterest Income$396,0002,562
Total noninterest expense$3,320,0002,457
Salaries and employee benefits$2,028,0002,231
Premises and equipment expense$440,0002,605
Additional noninterest expense$852,0002,849
Pre-tax net operating income$2,581,0001,787
Securities gains (losses)$02,146
Applicable income taxes$786,0001,637
Income before extraordinary items$1,795,0001,902
Extraordinary gains, net$030
Net income$1,795,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,682
Cash dividends$180,0003,644
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,795,0001,866
2005-03-31 (YTD Data)Rank
Total interest income$3,650,0002,116
Total interest expense$1,144,0002,063
Net interest income$2,506,0002,156
Provision for loan and lease losses$06,226
Total noninterest income$361,0002,670
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$183,0002,172
Trading account gains and fees$0115
Additional Noninterest Income$178,0002,669
Total noninterest expense$1,682,0002,438
Salaries and employee benefits$1,023,0002,224
Premises and equipment expense$227,0002,562
Additional noninterest expense$432,0002,809
Pre-tax net operating income$1,185,0001,904
Securities gains (losses)$01,685
Applicable income taxes$350,0001,773
Income before extraordinary items$835,0002,013
Extraordinary gains, net$024
Net income$835,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$50,0003,408
Sale, conversion, retirement of capital stock, net$0491
Net operating income$835,0001,975
2004-12-31 (YTD Data)Rank
Total interest income$12,891,0002,228
Total interest expense$3,649,0002,220
Net interest income$9,242,0002,208
Provision for loan and lease losses$60,0005,645
Total noninterest income$1,295,0002,965
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$555,0002,895
Trading account gains and fees$0138
Additional Noninterest Income$740,0002,627
Total noninterest expense$6,036,0002,630
Salaries and employee benefits$3,580,0002,438
Premises and equipment expense$844,0002,659
Additional noninterest expense$1,612,0002,955
Pre-tax net operating income$4,441,0001,873
Securities gains (losses)$75,0001,443
Applicable income taxes$1,327,0001,766
Income before extraordinary items$3,189,0001,967
Extraordinary gains, net$034
Net income$3,189,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,894
Cash dividends$420,0003,828
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,135,7501,946
2004-09-30 (YTD Data)Rank
Total interest income$9,413,0002,257
Total interest expense$2,628,0002,249
Net interest income$6,785,0002,228
Provision for loan and lease losses$60,0005,125
Total noninterest income$959,0003,018
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$410,0002,951
Trading account gains and fees$0134
Additional Noninterest Income$549,0002,656
Total noninterest expense$4,432,0002,653
Salaries and employee benefits$2,648,0002,439
Premises and equipment expense$579,0002,879
Additional noninterest expense$1,205,0002,925
Pre-tax net operating income$3,252,0001,931
Securities gains (losses)$75,0001,373
Applicable income taxes$969,0001,823
Income before extraordinary items$2,358,0001,996
Extraordinary gains, net$026
Net income$2,358,0001,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,626
Cash dividends$360,0003,173
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,304,7501,982
2004-06-30 (YTD Data)Rank
Total interest income$6,118,0002,304
Total interest expense$1,691,0002,300
Net interest income$4,427,0002,261
Provision for loan and lease losses$60,0004,267
Total noninterest income$552,0003,357
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$263,0003,018
Trading account gains and fees$0130
Additional Noninterest Income$289,0003,052
Total noninterest expense$2,932,0002,676
Salaries and employee benefits$1,752,0002,447
Premises and equipment expense$379,0002,925
Additional noninterest expense$801,0002,935
Pre-tax net operating income$1,987,0002,052
Securities gains (losses)$75,0001,204
Applicable income taxes$586,0001,965
Income before extraordinary items$1,476,0002,100
Extraordinary gains, net$021
Net income$1,476,0002,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,183
Cash dividends$310,0002,818
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,422,0002,109
2004-03-31 (YTD Data)Rank
Total interest income$3,048,0002,307
Total interest expense$856,0002,298
Net interest income$2,192,0002,279
Provision for loan and lease losses$60,0002,918
Total noninterest income$294,0003,156
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$132,0002,944
Trading account gains and fees$0121
Additional Noninterest Income$162,0002,805
Total noninterest expense$1,433,0002,752
Salaries and employee benefits$857,0002,529
Premises and equipment expense$193,0002,916
Additional noninterest expense$383,0003,025
Pre-tax net operating income$993,0002,015
Securities gains (losses)$02,934
Applicable income taxes$279,0002,031
Income before extraordinary items$714,0002,132
Extraordinary gains, net$016
Net income$714,0002,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,876
Cash dividends$250,0001,912
Sale, conversion, retirement of capital stock, net$0464
Net operating income$714,0002,055
2003-12-31 (YTD Data)Rank
Total interest income$12,402,0002,324
Total interest expense$3,969,0002,225
Net interest income$8,433,0002,299
Provision for loan and lease losses$393,0002,628
Total noninterest income$1,853,0002,443
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$537,0002,939
Trading account gains and fees$0160
Additional Noninterest Income$1,316,0001,989
Total noninterest expense$5,575,0002,787
Salaries and employee benefits$3,217,0002,615
Premises and equipment expense$667,0003,218
Additional noninterest expense$1,691,0002,766
Pre-tax net operating income$4,318,0001,868
Securities gains (losses)$04,500
Applicable income taxes$1,238,0001,900
Income before extraordinary items$3,080,0001,992
Extraordinary gains, net$054
Net income$3,080,0001,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,638
Cash dividends$300,0004,343
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,080,0001,907
2003-09-30 (YTD Data)Rank
Total interest income$9,325,0002,354
Total interest expense$3,045,0002,262
Net interest income$6,280,0002,324
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,538,0002,314
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$390,0003,008
Trading account gains and fees$0153
Additional Noninterest Income$1,148,0001,865
Total noninterest expense$4,032,0002,881
Salaries and employee benefits$2,452,0002,575
Premises and equipment expense$486,0003,293
Additional noninterest expense$1,094,0003,144
Pre-tax net operating income$3,561,0001,760
Securities gains (losses)$04,204
Applicable income taxes$1,051,0001,790
Income before extraordinary items$2,510,0001,914
Extraordinary gains, net$040
Net income$2,510,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,184
Cash dividends$200,0004,010
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,510,0001,810
2003-06-30 (YTD Data)Rank
Total interest income$6,180,0002,372
Total interest expense$2,090,0002,261
Net interest income$4,090,0002,374
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,059,0002,261
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$255,0003,019
Trading account gains and fees$0150
Additional Noninterest Income$804,0001,774
Total noninterest expense$2,718,0002,843
Salaries and employee benefits$1,660,0002,530
Premises and equipment expense$315,0003,350
Additional noninterest expense$743,0003,075
Pre-tax net operating income$2,281,0001,825
Securities gains (losses)$03,782
Applicable income taxes$665,0001,895
Income before extraordinary items$1,616,0001,970
Extraordinary gains, net$030
Net income$1,616,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,910
Cash dividends$100,0004,223
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,616,0001,860
2003-03-31 (YTD Data)Rank
Total interest income$3,067,0002,404
Total interest expense$1,106,0002,207
Net interest income$1,961,0002,479
Provision for loan and lease losses$75,0002,805
Total noninterest income$559,0002,106
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$126,0002,979
Trading account gains and fees$0134
Additional Noninterest Income$433,0001,643
Total noninterest expense$1,362,0002,821
Salaries and employee benefits$812,0002,581
Premises and equipment expense$158,0003,343
Additional noninterest expense$392,0002,906
Pre-tax net operating income$1,083,0001,901
Securities gains (losses)$02,891
Applicable income taxes$312,0001,996
Income before extraordinary items$771,0002,035
Extraordinary gains, net$021
Net income$771,0002,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,051
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$771,0001,916
2002-12-31 (YTD Data)Rank
Total interest income$12,986,0002,369
Total interest expense$5,038,0002,230
Net interest income$7,948,0002,414
Provision for loan and lease losses$759,0001,715
Total noninterest income$1,382,0002,778
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$529,0002,842
Trading account gains and fees$0153
Additional Noninterest Income$853,0002,408
Total noninterest expense$4,880,0002,992
Salaries and employee benefits$2,920,0002,695
Premises and equipment expense$670,0003,117
Additional noninterest expense$1,290,0003,405
Pre-tax net operating income$3,691,0002,123
Securities gains (losses)$04,537
Applicable income taxes$1,010,0002,192
Income before extraordinary items$2,681,0002,226
Extraordinary gains, net$070
Net income$2,681,0002,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,133
Cash dividends$90,0005,663
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,681,0002,145
2001-12-31 (YTD Data)Rank
Total interest income$13,223,0002,584
Total interest expense$6,749,0002,374
Net interest income$6,474,0002,746
Provision for loan and lease losses$315,0003,101
Total noninterest income$1,160,0003,000
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$429,0003,213
Trading account gains and fees$0177
Additional Noninterest Income$731,0002,516
Total noninterest expense$4,685,0002,985
Salaries and employee benefits$2,676,0002,784
Premises and equipment expense$738,0002,827
Additional noninterest expense$1,271,0003,316
Pre-tax net operating income$2,634,0002,563
Securities gains (losses)$9,0003,652
Applicable income taxes$660,0002,790
Income before extraordinary items$1,983,0002,560
Extraordinary gains, net$0105
Net income$1,983,0002,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,555
Cash dividends$215,0004,904
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,976,2502,482
2000-12-31 (YTD Data)Rank
Total interest income$12,359,0002,822
Total interest expense$6,620,0002,531
Net interest income$5,739,0003,073
Provision for loan and lease losses$132,0004,658
Total noninterest income$758,0003,786
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$341,0003,675
Trading account gains and fees$0180
Additional Noninterest Income$417,0003,247
Total noninterest expense$4,264,0003,154
Salaries and employee benefits$2,391,0002,954
Premises and equipment expense$631,0003,131
Additional noninterest expense$1,242,0003,319
Pre-tax net operating income$2,101,0003,200
Securities gains (losses)$01,956
Applicable income taxes$475,0003,596
Income before extraordinary items$1,626,0003,040
Extraordinary gains, net$038
Net income$1,626,0003,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,042
Cash dividends$210,0005,046
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,626,0003,036
1999-12-31 (YTD Data)Rank
Total interest income$10,352,0003,118
Total interest expense$5,207,0002,803
Net interest income$5,145,0003,367
Provision for loan and lease losses$124,0004,675
Total noninterest income$742,0003,809
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$312,0003,874
Trading account gains and fees$0173
Additional Noninterest Income$430,0003,252
Total noninterest expense$3,720,0003,532
Salaries and employee benefits$2,285,0003,043
Premises and equipment expense$551,0003,493
Additional noninterest expense$884,0004,446
Pre-tax net operating income$2,043,0003,294
Securities gains (losses)$-4,0009,004
Applicable income taxes$516,0003,567
Income before extraordinary items$1,523,0003,202
Extraordinary gains, net$035
Net income$1,523,0003,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,500
Cash dividends$200,0005,191
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,526,0003,158
1998-12-31 (YTD Data)Rank
Total interest income$9,508,0003,377
Total interest expense$4,865,0003,078
Net interest income$4,643,0003,642
Provision for loan and lease losses$95,0005,236
Total noninterest income$809,0003,601
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$288,0004,046
Trading account gains and fees$0224
Additional Noninterest Income$521,0002,907
Total noninterest expense$3,309,0003,784
Salaries and employee benefits$1,980,0003,371
Premises and equipment expense$494,0003,747
Additional noninterest expense$835,0004,539
Pre-tax net operating income$2,048,0003,289
Securities gains (losses)$04,449
Applicable income taxes$575,0003,512
Income before extraordinary items$1,473,0003,310
Extraordinary gains, net$032
Net income$1,473,0003,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,413
Cash dividends$170,0005,622
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,473,0003,224
1997-12-31 (YTD Data)Rank
Total interest income$8,310,0003,840
Total interest expense$4,130,0003,557
Net interest income$4,180,0004,076
Provision for loan and lease losses$120,0004,629
Total noninterest income$673,0004,083
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$292,0004,169
Trading account gains and feesNANA
Additional Noninterest Income$381,0003,393
Total noninterest expense$2,973,0004,124
Salaries and employee benefits$1,791,0003,656
Premises and equipment expense$417,0004,309
Additional noninterest expense$765,0004,894
Pre-tax net operating income$1,760,0003,933
Securities gains (losses)$03,944
Applicable income taxes$505,0004,186
Income before extraordinary items$1,255,0003,909
Extraordinary gains, net$044
Net income$1,255,0003,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,572
Cash dividends$96,0006,604
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,255,0003,838
1996-12-31 (YTD Data)Rank
Total interest income$7,108,0004,524
Total interest expense$3,283,0004,423
Net interest income$3,825,0004,490
Provision for loan and lease losses$136,0004,320
Total noninterest income$621,0004,471
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$298,0004,251
Trading account gains and feesNANA
Additional Noninterest Income$323,0003,905
Total noninterest expense$2,590,0004,864
Salaries and employee benefits$1,584,0004,103
Premises and equipment expense$284,0005,786
Additional noninterest expense$722,0005,618
Pre-tax net operating income$1,720,0003,873
Securities gains (losses)$04,148
Applicable income taxes$509,0004,095
Income before extraordinary items$1,211,0003,849
Extraordinary gains, net$053
Net income$1,211,0003,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,885
Cash dividends$96,0006,813
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,211,0003,792
1995-12-31 (YTD Data)Rank
Total interest income$6,294,0004,989
Total interest expense$2,916,0004,886
Net interest income$3,378,0005,004
Provision for loan and lease losses$206,0002,940
Total noninterest income$570,0004,744
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$260,0004,805
Trading account gains and feesNANA
Additional Noninterest Income$310,0003,922
Total noninterest expense$2,435,0005,113
Salaries and employee benefits$1,410,0004,540
Premises and equipment expense$279,0005,941
Additional noninterest expense$746,0005,553
Pre-tax net operating income$1,307,0004,945
Securities gains (losses)$03,831
Applicable income taxes$261,0006,497
Income before extraordinary items$1,046,0004,418
Extraordinary gains, net$065
Net income$1,046,0004,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,925
Cash dividends$72,0007,359
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,046,0004,409
1994-12-31 (YTD Data)Rank
Total interest income$5,361,0005,354
Total interest expense$2,152,0005,274
Net interest income$3,209,0005,308
Provision for loan and lease losses$120,0004,039
Total noninterest income$448,0005,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$214,0005,601
Trading account gains and feesNANA
Additional Noninterest Income$234,0004,766
Total noninterest expense$2,350,0005,449
Salaries and employee benefits$1,271,0004,984
Premises and equipment expense$297,0005,766
Additional noninterest expense$782,0005,809
Pre-tax net operating income$1,187,0005,273
Securities gains (losses)$03,600
Applicable income taxes$345,0005,334
Income before extraordinary items$842,0005,160
Extraordinary gains, net$0249
Net income$842,0005,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$64,0007,633
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$842,0005,216
1993-12-31 (YTD Data)Rank
Total interest income$4,976,0005,804
Total interest expense$2,023,0005,783
Net interest income$2,953,0005,725
Provision for loan and lease losses$130,0005,002
Total noninterest income$451,0005,988
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0005,671
Trading account gains and feesNANA
Additional Noninterest Income$235,0005,178
Total noninterest expense$2,197,0005,870
Salaries and employee benefits$1,212,0005,193
Premises and equipment expense$263,0006,446
Additional noninterest expense$722,0006,410
Pre-tax net operating income$1,077,0005,586
Securities gains (losses)$07,477
Applicable income taxes$318,0005,861
Income before extraordinary items$759,0005,779
Extraordinary gains, net$03,149
Net income$759,0005,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,00012,163
Cash dividends$48,0008,039
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$759,0005,536
1992-12-31 (YTD Data)Rank
Total interest income$5,066,0006,327
Total interest expense$2,347,0006,293
Net interest income$2,719,0006,179
Provision for loan and lease losses$85,0007,723
Total noninterest income$344,0007,186
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0006,170
Trading account gains and feesNANA
Additional Noninterest Income$153,0006,572
Total noninterest expense$2,120,0006,109
Salaries and employee benefits$1,106,0005,566
Premises and equipment expense$243,0006,920
Additional noninterest expense$771,0006,276
Pre-tax net operating income$858,0006,296
Securities gains (losses)$08,369
Applicable income taxes$221,0007,164
Income before extraordinary items$637,0006,315
Extraordinary gains, net$01,422
Net income$637,0006,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0008,076
Cash dividends$48,0007,787
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$637,0005,972

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.