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Iuka Guaranty Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$8,143,0003,969
Total interest expense$3,957,0003,743
Net interest income$4,186,0004,165
Provision for loan and lease losses$90,0005,326
Total noninterest income$505,0005,121
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$405,0003,306
Trading account gains and fees$0262
Additional Noninterest Income$100,0007,130
Total noninterest expense$2,505,0005,000
Salaries and employee benefits$1,685,0003,879
Premises and equipment expense$245,0006,318
Additional noninterest expense$575,0006,519
Pre-tax net operating income$2,096,0003,288
Securities gains (losses)$10,0002,493
Applicable income taxes$648,0003,373
Income before extraordinary items$1,458,0003,279
Extraordinary gains, net$053
Net income$1,458,0003,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,795
Cash dividends$510,0003,339
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,451,1003,263
1995-12-31 (YTD Data)Rank
Total interest income$7,680,0004,166
Total interest expense$3,765,0003,889
Net interest income$3,915,0004,397
Provision for loan and lease losses$90,0004,814
Total noninterest income$602,0004,561
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$384,0003,486
Trading account gains and fees$0522
Additional Noninterest Income$218,0004,873
Total noninterest expense$2,462,0005,066
Salaries and employee benefits$1,578,0004,098
Premises and equipment expense$240,0006,502
Additional noninterest expense$644,0006,236
Pre-tax net operating income$1,965,0003,553
Securities gains (losses)$6,0002,714
Applicable income taxes$614,0003,606
Income before extraordinary items$1,357,0003,544
Extraordinary gains, net$065
Net income$1,357,0003,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,456
Cash dividends$450,0003,566
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,352,8603,529
1994-12-31 (YTD Data)Rank
Total interest income$6,893,0004,285
Total interest expense$2,857,0004,140
Net interest income$4,036,0004,338
Provision for loan and lease losses$90,0004,765
Total noninterest income$725,0004,001
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$429,0003,172
Trading account gains and fees$0475
Additional Noninterest Income$296,0004,126
Total noninterest expense$2,475,0005,205
Salaries and employee benefits$1,520,0004,238
Premises and equipment expense$252,0006,490
Additional noninterest expense$703,0006,294
Pre-tax net operating income$2,196,0003,182
Securities gains (losses)$-207,00011,965
Applicable income taxes$511,0003,994
Income before extraordinary items$1,478,0003,215
Extraordinary gains, net$0249
Net income$1,478,0003,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,982
Cash dividends$450,0003,436
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,631,1802,970
1993-12-31 (YTD Data)Rank
Total interest income$7,207,0004,205
Total interest expense$2,908,0004,229
Net interest income$4,299,0004,125
Provision for loan and lease losses$90,0006,008
Total noninterest income$491,0005,674
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$386,0003,561
Trading account gains and fees$0532
Additional Noninterest Income$105,0007,719
Total noninterest expense$2,430,0005,392
Salaries and employee benefits$1,450,0004,402
Premises and equipment expense$241,0006,865
Additional noninterest expense$739,0006,298
Pre-tax net operating income$2,270,0002,955
Securities gains (losses)$238,0001,496
Applicable income taxes$497,0004,218
Income before extraordinary items$2,011,0002,500
Extraordinary gains, net$174,0001,109
Net income$2,185,0002,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0008,678
Cash dividends$450,0003,356
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,820,6002,585
1992-12-31 (YTD Data)Rank
Total interest income$7,678,0004,449
Total interest expense$3,908,0004,162
Net interest income$3,770,0004,699
Provision for loan and lease losses$90,0007,540
Total noninterest income$486,0005,760
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$310,0004,323
Trading account gains and fees$0504
Additional Noninterest Income$176,0006,108
Total noninterest expense$2,460,0005,389
Salaries and employee benefits$1,349,0004,667
Premises and equipment expense$210,0007,616
Additional noninterest expense$901,0005,521
Pre-tax net operating income$1,706,0003,609
Securities gains (losses)$73,0003,512
Applicable income taxes$388,0004,904
Income before extraordinary items$1,391,0003,300
Extraordinary gains, net$01,422
Net income$1,391,0003,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0007,883
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,334,0603,194

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.