Home > Islands Community Bank, N. A. > Income and Expense
Islands Community Bank, N. A., Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 5,427 |
| Total interest expense | $1,608,000 | 5,162 |
| Net interest income | $2,324,000 | 5,472 |
| Provision for loan and lease losses | $123,000 | 3,795 |
| Total noninterest income | $306,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $114,000 | 5,569 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 4,614 |
| Total noninterest expense | $1,764,000 | 5,667 |
| Salaries and employee benefits | $878,000 | 5,958 |
| Premises and equipment expense | $199,000 | 6,088 |
| Additional noninterest expense | $687,000 | 4,776 |
| Pre-tax net operating income | $743,000 | 5,380 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $276,000 | 3,691 |
| Income before extraordinary items | $467,000 | 5,909 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $467,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $467,000 | 5,910 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 5,567 |
| Total interest expense | $987,000 | 5,259 |
| Net interest income | $1,485,000 | 5,629 |
| Provision for loan and lease losses | $63,000 | 4,017 |
| Total noninterest income | $214,000 | 5,489 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 5,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 4,428 |
| Total noninterest expense | $1,139,000 | 5,777 |
| Salaries and employee benefits | $589,000 | 5,962 |
| Premises and equipment expense | $140,000 | 5,947 |
| Additional noninterest expense | $410,000 | 5,122 |
| Pre-tax net operating income | $497,000 | 5,412 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $184,000 | 3,722 |
| Income before extraordinary items | $313,000 | 5,918 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $313,000 | 5,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $313,000 | 5,923 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 5,644 |
| Total interest expense | $486,000 | 5,202 |
| Net interest income | $697,000 | 5,817 |
| Provision for loan and lease losses | $43,000 | 3,470 |
| Total noninterest income | $115,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 5,553 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,205 |
| Total noninterest expense | $556,000 | 5,858 |
| Salaries and employee benefits | $280,000 | 6,144 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $208,000 | 5,058 |
| Pre-tax net operating income | $213,000 | 5,709 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $81,000 | 3,876 |
| Income before extraordinary items | $132,000 | 6,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $132,000 | 6,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 5,916 |
| Total interest expense | $1,404,000 | 5,403 |
| Net interest income | $2,468,000 | 6,082 |
| Provision for loan and lease losses | $225,000 | 3,375 |
| Total noninterest income | $464,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $158,000 | 5,526 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $306,000 | 4,293 |
| Total noninterest expense | $1,969,000 | 6,162 |
| Salaries and employee benefits | $1,034,000 | 6,252 |
| Premises and equipment expense | $230,000 | 6,421 |
| Additional noninterest expense | $705,000 | 5,569 |
| Pre-tax net operating income | $738,000 | 6,049 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $198,000 | 4,683 |
| Income before extraordinary items | $540,000 | 6,210 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $540,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,787 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $540,000 | 6,178 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 6,026 |
| Total interest expense | $976,000 | 5,502 |
| Net interest income | $1,791,000 | 6,199 |
| Provision for loan and lease losses | $159,000 | 3,397 |
| Total noninterest income | $347,000 | 5,445 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 5,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $224,000 | 4,362 |
| Total noninterest expense | $1,351,000 | 6,398 |
| Salaries and employee benefits | $779,000 | 6,211 |
| Premises and equipment expense | $169,000 | 6,441 |
| Additional noninterest expense | $403,000 | 6,331 |
| Pre-tax net operating income | $628,000 | 5,883 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $229,000 | 4,220 |
| Income before extraordinary items | $399,000 | 6,386 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $399,000 | 6,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $399,000 | 6,343 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 6,146 |
| Total interest expense | $608,000 | 5,529 |
| Net interest income | $1,124,000 | 6,361 |
| Provision for loan and lease losses | $116,000 | 3,158 |
| Total noninterest income | $247,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $85,000 | 5,372 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $162,000 | 4,152 |
| Total noninterest expense | $874,000 | 6,486 |
| Salaries and employee benefits | $508,000 | 6,294 |
| Premises and equipment expense | $108,000 | 6,532 |
| Additional noninterest expense | $258,000 | 6,435 |
| Pre-tax net operating income | $381,000 | 6,102 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $135,000 | 4,402 |
| Income before extraordinary items | $246,000 | 6,546 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $246,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $246,000 | 6,493 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 6,287 |
| Total interest expense | $281,000 | 5,656 |
| Net interest income | $547,000 | 6,463 |
| Provision for loan and lease losses | $57,000 | 3,030 |
| Total noninterest income | $149,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $45,000 | 5,216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $104,000 | 3,652 |
| Total noninterest expense | $450,000 | 6,428 |
| Salaries and employee benefits | $260,000 | 6,249 |
| Premises and equipment expense | $53,000 | 6,627 |
| Additional noninterest expense | $137,000 | 6,307 |
| Pre-tax net operating income | $189,000 | 6,076 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $64,000 | 4,424 |
| Income before extraordinary items | $125,000 | 6,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $125,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $125,000 | 6,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 7,068 |
| Total interest expense | $777,000 | 6,342 |
| Net interest income | $1,548,000 | 7,249 |
| Provision for loan and lease losses | $191,000 | 3,781 |
| Total noninterest income | $420,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $133,000 | 6,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $287,000 | 4,342 |
| Total noninterest expense | $1,535,000 | 6,826 |
| Salaries and employee benefits | $884,000 | 6,663 |
| Premises and equipment expense | $212,000 | 6,613 |
| Additional noninterest expense | $439,000 | 6,900 |
| Pre-tax net operating income | $242,000 | 7,635 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $94,000 | 5,572 |
| Income before extraordinary items | $148,000 | 7,889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $148,000 | 7,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $148,000 | 7,842 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 7,243 |
| Total interest expense | $539,000 | 6,505 |
| Net interest income | $1,076,000 | 7,421 |
| Provision for loan and lease losses | $130,000 | 3,854 |
| Total noninterest income | $258,000 | 6,152 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $93,000 | 6,165 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 4,912 |
| Total noninterest expense | $1,108,000 | 6,905 |
| Salaries and employee benefits | $641,000 | 6,732 |
| Premises and equipment expense | $157,000 | 6,634 |
| Additional noninterest expense | $310,000 | 7,014 |
| Pre-tax net operating income | $96,000 | 8,138 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $40,000 | 6,113 |
| Income before extraordinary items | $56,000 | 8,293 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $56,000 | 8,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $56,000 | 8,254 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $999,000 | 7,445 |
| Total interest expense | $334,000 | 6,729 |
| Net interest income | $665,000 | 7,607 |
| Provision for loan and lease losses | $84,000 | 3,858 |
| Total noninterest income | $158,000 | 6,352 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $66,000 | 6,081 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 5,336 |
| Total noninterest expense | $731,000 | 6,965 |
| Salaries and employee benefits | $420,000 | 6,815 |
| Premises and equipment expense | $105,000 | 6,680 |
| Additional noninterest expense | $206,000 | 7,067 |
| Pre-tax net operating income | $8,000 | 8,476 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $1,000 | 8,561 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 8,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,000 | 8,510 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,655 |
| Total interest expense | $155,000 | 6,964 |
| Net interest income | $308,000 | 7,803 |
| Provision for loan and lease losses | $43,000 | 3,661 |
| Total noninterest income | $106,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $74,000 | 4,326 |
| Total noninterest expense | $356,000 | 7,079 |
| Salaries and employee benefits | $204,000 | 6,923 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $99,000 | 7,181 |
| Pre-tax net operating income | $15,000 | 8,377 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $5,000 | 8,530 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $5,000 | 8,472 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 7,938 |
| Total interest expense | $579,000 | 7,459 |
| Net interest income | $1,047,000 | 8,044 |
| Provision for loan and lease losses | $121,000 | 4,927 |
| Total noninterest income | $318,000 | 6,474 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $143,000 | 5,948 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $175,000 | 5,552 |
| Total noninterest expense | $1,228,000 | 7,422 |
| Salaries and employee benefits | $673,000 | 7,406 |
| Premises and equipment expense | $203,000 | 6,739 |
| Additional noninterest expense | $352,000 | 7,432 |
| Pre-tax net operating income | $16,000 | 8,482 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $6,000 | 7,166 |
| Income before extraordinary items | $10,000 | 8,592 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,000 | 8,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,000 | 8,506 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 8,097 |
| Total interest expense | $429,000 | 7,647 |
| Net interest income | $748,000 | 8,167 |
| Provision for loan and lease losses | $73,000 | 5,264 |
| Total noninterest income | $179,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $112,000 | 5,914 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $914,000 | 7,429 |
| Salaries and employee benefits | $498,000 | 7,399 |
| Premises and equipment expense | $154,000 | 6,717 |
| Additional noninterest expense | $262,000 | 7,457 |
| Pre-tax net operating income | $-60,000 | 8,730 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-22,000 | 8,964 |
| Income before extraordinary items | $-38,000 | 8,787 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-38,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-38,000 | 8,700 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $763,000 | 8,203 |
| Total interest expense | $290,000 | 7,735 |
| Net interest income | $473,000 | 8,292 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $120,000 | 7,061 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $607,000 | 7,457 |
| Salaries and employee benefits | $328,000 | 7,450 |
| Premises and equipment expense | $100,000 | 6,763 |
| Additional noninterest expense | $179,000 | 7,412 |
| Pre-tax net operating income | $-59,000 | 8,783 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-22,000 | 9,034 |
| Income before extraordinary items | $-37,000 | 8,844 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-37,000 | 8,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-37,000 | 8,748 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,323 |
| Total interest expense | $141,000 | 7,875 |
| Net interest income | $223,000 | 8,427 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $57,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $301,000 | 7,503 |
| Salaries and employee benefits | $169,000 | 7,415 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $84,000 | 7,566 |
| Pre-tax net operating income | $-41,000 | 8,865 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-15,000 | 9,098 |
| Income before extraordinary items | $-26,000 | 8,896 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-26,000 | 8,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-26,000 | 8,801 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 8,839 |
| Total interest expense | $327,000 | 8,837 |
| Net interest income | $690,000 | 8,757 |
| Provision for loan and lease losses | $144,000 | 5,017 |
| Total noninterest income | $138,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $73,000 | 7,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 7,210 |
| Total noninterest expense | $1,072,000 | 7,776 |
| Salaries and employee benefits | $579,000 | 7,798 |
| Premises and equipment expense | $170,000 | 7,168 |
| Additional noninterest expense | $323,000 | 7,638 |
| Pre-tax net operating income | $-388,000 | 8,930 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-144,000 | 9,101 |
| Income before extraordinary items | $-244,000 | 8,923 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-244,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-244,000 | 8,869 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $189,000 | 9,543 |
| Total interest expense | $29,000 | 9,521 |
| Net interest income | $160,000 | 9,516 |
| Provision for loan and lease losses | $77,000 | 6,054 |
| Total noninterest income | $259,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $16,000 | 8,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $243,000 | 4,547 |
| Total noninterest expense | $830,000 | 8,387 |
| Salaries and employee benefits | $440,000 | 8,456 |
| Premises and equipment expense | $126,000 | 7,904 |
| Additional noninterest expense | $264,000 | 8,120 |
| Pre-tax net operating income | $-488,000 | 9,160 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-176,000 | 9,356 |
| Income before extraordinary items | $-312,000 | 9,134 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-312,000 | 9,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,656,000 | 160 |
| Net operating income | $-312,000 | 9,080 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.