Home > Island National Bank and Trust Company > Assets and Liabilities
Island National Bank and Trust Company, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 60 | 3,153 |
| Assets and Liabilities | ||
| Total Assets: | $130,908,000 | 3,443 |
| Cash and due from depository institutions | $6,412,000 | 3,153 |
| Interest-bearing balances | $880,000 | 2,513 |
| Securities | $7,846,000 | 8,667 |
| Federal funds sold & reverse repurchase agreements | $32,787,000 | 411 |
| Net loans & leases | $79,355,000 | 3,423 |
| Loan loss allowance | $1,275,000 | 2,822 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,266,000 | 5,245 |
| Other real estate owned | $733,000 | 3,153 |
| Goodwill and other intangibles | $935,000 | 1,319 |
| All other assets | $1,574,000 | 4,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,908,000 | 3,443 |
| Total liabilities | $119,876,000 | 3,401 |
| Total deposits | $118,165,000 | 3,220 |
| Interest-bearing deposits | $91,381,000 | 3,569 |
| Deposits held in domestic offices | $118,165,000 | 3,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $805,000 | 3,548 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $906,000 | 3,803 |
| Total equity capital | $11,032,000 | 3,978 |
| Total bank equity capital | $11,032,000 | 3,978 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,075,000 | 1,219 |
| Surplus | $8,767,000 | 1,814 |
| Undivided profits | $-810,000 | 11,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 5,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $441,000 | 5,216 |
| Earning assets | $120,868,000 | 3,439 |
| Long-term assets (5+ years) | $8,806,000 | 4,512 |
| Average Assets, year-to-date | $116,631,200 | 3,689 |
| Average Assets, quarterly | $133,205,500 | 3,351 |
| Volatile liabilities | $9,769,000 | 4,955 |
| Insider loans | $3,619,000 | 1,195 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,616,000 | 2,718 |
| Tier 1 (core) risk-based capital | $10,110,000 | 4,200 |
| Tier 2 risk-based capital | $887,060 | 3,335 |
| Total risk weighted assets | $70,576,660 | 3,828 |
| Total unused commitments | $13,616,000 | 2,731 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 63 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $108,050,000 | 4,117 |
| Cash and due from depository institutions | $4,783,000 | 3,096 |
| Interest-bearing balances | $728,000 | 2,885 |
| Securities | $12,379,000 | 7,473 |
| Federal funds sold & reverse repurchase agreements | $8,499,000 | 1,725 |
| Net loans & leases | $77,832,000 | 3,396 |
| Loan loss allowance | $1,175,000 | 3,071 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,409,000 | 4,863 |
| Other real estate owned | $648,000 | 3,096 |
| Goodwill and other intangibles | $1,050,000 | 1,152 |
| All other assets | $1,450,000 | 4,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,050,000 | 4,117 |
| Total liabilities | $97,723,000 | 4,087 |
| Total deposits | $96,886,000 | 3,927 |
| Interest-bearing deposits | $78,845,000 | 4,147 |
| Deposits held in domestic offices | $96,886,000 | 3,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $837,000 | 4,218 |
| Total equity capital | $10,327,000 | 4,218 |
| Total bank equity capital | $10,327,000 | 4,218 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,075,000 | 1,232 |
| Surplus | $8,767,000 | 1,787 |
| Undivided profits | $-1,515,000 | 11,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $475,000 | 4,963 |
| Earning assets | $99,438,000 | 4,105 |
| Long-term assets (5+ years) | $8,876,000 | 4,348 |
| Average Assets, year-to-date | $106,216,600 | 4,023 |
| Average Assets, quarterly | $110,884,000 | 3,960 |
| Volatile liabilities | $11,052,000 | 4,264 |
| Insider loans | $3,541,000 | 1,246 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,003,000 | 2,692 |
| Tier 1 (core) risk-based capital | $9,207,000 | 4,513 |
| Tier 2 risk-based capital | $843,800 | 3,426 |
| Total risk weighted assets | $67,172,900 | 3,921 |
| Total unused commitments | $13,003,000 | 2,703 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 47 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $103,850,000 | 4,214 |
| Cash and due from depository institutions | $4,591,000 | 4,201 |
| Interest-bearing balances | $627,000 | 3,018 |
| Securities | $18,795,000 | 6,151 |
| Federal funds sold & reverse repurchase agreements | $4,869,000 | 1,882 |
| Net loans & leases | $72,000,000 | 3,581 |
| Loan loss allowance | $1,178,000 | 3,078 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,393,000 | 4,895 |
| Other real estate owned | $0 | 4,201 |
| Goodwill and other intangibles | $1,164,000 | 1,008 |
| All other assets | $1,038,000 | 6,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,850,000 | 4,214 |
| Total liabilities | $94,607,000 | 4,194 |
| Total deposits | $93,850,000 | 3,992 |
| Interest-bearing deposits | $78,782,000 | 4,117 |
| Deposits held in domestic offices | $93,850,000 | 3,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $757,000 | 3,768 |
| Total equity capital | $9,243,000 | 4,375 |
| Total bank equity capital | $9,243,000 | 4,375 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,075,000 | 1,256 |
| Surplus | $8,767,000 | 1,716 |
| Undivided profits | $-2,599,000 | 12,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 6,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $368,000 | 5,579 |
| Earning assets | $96,291,000 | 4,184 |
| Long-term assets (5+ years) | $6,612,000 | 5,258 |
| Average Assets, year-to-date | $97,724,400 | 4,361 |
| Average Assets, quarterly | $100,225,500 | 4,329 |
| Volatile liabilities | $10,389,000 | 4,217 |
| Insider loans | $3,140,000 | 1,337 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,436,000 | 2,553 |
| Tier 1 (core) risk-based capital | $8,148,000 | 4,922 |
| Tier 2 risk-based capital | $791,040 | 3,600 |
| Total risk weighted assets | $62,895,940 | 4,068 |
| Total unused commitments | $13,436,000 | 2,563 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $95,948,000 | 4,625 |
| Cash and due from depository institutions | $5,275,000 | 3,600 |
| Interest-bearing balances | $512,000 | 4,254 |
| Securities | $13,988,000 | 7,713 |
| Federal funds sold & reverse repurchase agreements | $3,488,000 | 3,920 |
| Net loans & leases | $69,634,000 | 3,604 |
| Loan loss allowance | $1,160,000 | 3,238 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,446,000 | 4,807 |
| Other real estate owned | $90,000 | 3,600 |
| Goodwill and other intangibles | $1,321,000 | 882 |
| All other assets | $706,000 | 7,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,948,000 | 4,625 |
| Total liabilities | $87,190,000 | 4,624 |
| Total deposits | $86,506,000 | 4,471 |
| Interest-bearing deposits | $75,948,000 | 4,416 |
| Deposits held in domestic offices | $86,506,000 | 4,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $684,000 | 4,223 |
| Total equity capital | $8,758,000 | 4,634 |
| Total bank equity capital | $8,758,000 | 4,634 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,074,000 | 1,257 |
| Surplus | $8,767,000 | 1,634 |
| Undivided profits | $-3,083,000 | 13,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 7,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $303,000 | 6,037 |
| Earning assets | $87,622,000 | 4,652 |
| Long-term assets (5+ years) | $2,193,000 | 8,561 |
| Average Assets, year-to-date | $93,612,200 | 4,624 |
| Average Assets, quarterly | $94,276,500 | 4,657 |
| Volatile liabilities | $7,703,000 | 4,930 |
| Insider loans | $3,480,000 | 1,190 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $998,000 | 1,042 |
| Unused loan commitments | $7,077,000 | 3,941 |
| Tier 1 (core) risk-based capital | $7,421,000 | 5,250 |
| Tier 2 risk-based capital | $781,850 | 3,601 |
| Total risk weighted assets | $62,169,950 | 4,042 |
| Total unused commitments | $7,077,000 | 3,964 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $94,319,000 | 4,777 |
| Cash and due from depository institutions | $6,977,000 | 4,383 |
| Interest-bearing balances | $2,264,000 | 2,525 |
| Securities | $7,148,000 | 10,445 |
| Federal funds sold & reverse repurchase agreements | $9,231,000 | 1,789 |
| Net loans & leases | $64,023,000 | 3,954 |
| Loan loss allowance | $1,142,000 | 3,339 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,464,000 | 4,754 |
| Other real estate owned | $642,000 | 4,383 |
| Goodwill and other intangibles | $55,000 | 2,449 |
| All other assets | $4,779,000 | 1,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,319,000 | 4,777 |
| Total liabilities | $85,808,000 | 4,794 |
| Total deposits | $82,860,000 | 4,763 |
| Interest-bearing deposits | $70,921,000 | 4,826 |
| Deposits held in domestic offices | $82,860,000 | 4,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,268,000 | 1,859 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $680,000 | 4,531 |
| Total equity capital | $8,511,000 | 4,534 |
| Total bank equity capital | $8,511,000 | 4,534 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,075,000 | 1,272 |
| Surplus | $8,767,000 | 1,587 |
| Undivided profits | $-3,331,000 | 13,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,100,000 | 3,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $289,000 | 6,697 |
| Earning assets | $82,666,000 | 4,957 |
| Long-term assets (5+ years) | $3,979,000 | 7,209 |
| Average Assets, year-to-date | $81,523,600 | 5,284 |
| Average Assets, quarterly | $86,048,500 | 5,117 |
| Volatile liabilities | $10,096,000 | 4,085 |
| Insider loans | $40,000 | 7,514 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,560,000 | 3,541 |
| Tier 1 (core) risk-based capital | $8,456,000 | 4,491 |
| Tier 2 risk-based capital | $803,920 | 3,517 |
| Total risk weighted assets | $63,975,220 | 4,013 |
| Total unused commitments | $7,560,000 | 3,558 |
| Derivatives | $0 | 651 |