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Isabella Bank, Net charge- offs to loans

2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0203%3,922
Percentage Net Loans Charged-off: Total real estate loans-0.0158%4,053
Percentage Net Loans Charged-off:Construction & development-0.0175%4,132
Percentage Net Loans Charged-off: Commercial real estate-0.0020%4,067
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0351%4,222
Percentage Net Loans Charged-off: Home equity loans-0.1321%3,446
All other 1-4 family - Percent of loans charged-off, net-0.0254%4,150
Percentage Net Loans Charged-off: Commercial and industrial-0.0106%3,441
Percentage Net Loans Charged-off: Loans to individuals-0.1087%4,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1087%4,038
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0099%2,187
Percentage Net Loans Charged-off: Total real estate loans-0.0147%3,956
Percentage Net Loans Charged-off:Construction & development-0.0174%4,061
Percentage Net Loans Charged-off: Commercial real estate-0.0069%4,111
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0495%4,253
Percentage Net Loans Charged-off: Home equity loans-0.0956%3,433
All other 1-4 family - Percent of loans charged-off, net-0.0444%4,230
Percentage Net Loans Charged-off: Commercial and industrial-0.0265%3,706
Percentage Net Loans Charged-off: Loans to individuals0.4194%982
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4194%895
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0057%2,118
Percentage Net Loans Charged-off: Total real estate loans-0.0151%3,988
Percentage Net Loans Charged-off:Construction & development-0.0173%4,114
Percentage Net Loans Charged-off: Commercial real estate-0.0068%4,188
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0585%4,382
Percentage Net Loans Charged-off: Home equity loans-0.1268%3,531
All other 1-4 family - Percent of loans charged-off, net-0.0507%4,357
Percentage Net Loans Charged-off: Commercial and industrial-0.0320%3,816
Percentage Net Loans Charged-off: Loans to individuals0.3635%979
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3635%887
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0178%3,936
Percentage Net Loans Charged-off: Total real estate loans-0.0301%4,312
Percentage Net Loans Charged-off:Construction & development-0.0176%4,165
Percentage Net Loans Charged-off: Commercial real estate-0.0051%4,236
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0688%4,486
Percentage Net Loans Charged-off: Home equity loans-0.1264%3,556
All other 1-4 family - Percent of loans charged-off, net-0.0623%4,474
Percentage Net Loans Charged-off: Commercial and industrial-0.0410%3,980
Percentage Net Loans Charged-off: Loans to individuals0.1844%1,335
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1844%1,221
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0164%3,901
Percentage Net Loans Charged-off: Total real estate loans-0.0313%4,412
Percentage Net Loans Charged-off:Construction & development-0.0181%4,249
Percentage Net Loans Charged-off: Commercial real estate-0.0034%4,298
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0730%4,548
Percentage Net Loans Charged-off: Home equity loans-0.1211%3,585
All other 1-4 family - Percent of loans charged-off, net-0.0675%4,544
Percentage Net Loans Charged-off: Commercial and industrial-0.0754%4,287
Percentage Net Loans Charged-off: Loans to individuals0.3116%1,022
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3116%925
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0113%4,284
Percentage Net Loans Charged-off: Total real estate loans-0.0234%4,446
Percentage Net Loans Charged-off:Construction & development-0.0190%4,213
Percentage Net Loans Charged-off: Commercial real estate-0.0228%4,528
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0413%4,486
Percentage Net Loans Charged-off: Home equity loans-0.0924%3,594
All other 1-4 family - Percent of loans charged-off, net-0.0350%4,466
Percentage Net Loans Charged-off: Commercial and industrial-0.0127%3,968
Percentage Net Loans Charged-off: Loans to individuals0.1725%2,159
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1725%2,050
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0170%4,374
Percentage Net Loans Charged-off: Total real estate loans-0.0248%4,486
Percentage Net Loans Charged-off:Construction & development-0.0258%4,288
Percentage Net Loans Charged-off: Commercial real estate-0.0298%4,591
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0397%4,515
Percentage Net Loans Charged-off: Home equity loans-0.0843%3,602
All other 1-4 family - Percent of loans charged-off, net-0.0340%4,482
Percentage Net Loans Charged-off: Commercial and industrial-0.0127%3,911
Percentage Net Loans Charged-off: Loans to individuals0.1053%2,345
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1053%2,231
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0074%4,119
Percentage Net Loans Charged-off: Total real estate loans-0.0144%4,356
Percentage Net Loans Charged-off:Construction & development-0.0197%4,303
Percentage Net Loans Charged-off: Commercial real estate-0.0058%4,419
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0413%4,547
Percentage Net Loans Charged-off: Home equity loans-0.0552%3,581
All other 1-4 family - Percent of loans charged-off, net-0.0395%4,541
Percentage Net Loans Charged-off: Commercial and industrial-0.0181%3,972
Percentage Net Loans Charged-off: Loans to individuals0.1856%1,997
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1856%1,869
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0101%2,212
Percentage Net Loans Charged-off: Total real estate loans-0.0054%3,996
Percentage Net Loans Charged-off:Construction & development-0.0197%4,355
Percentage Net Loans Charged-off: Commercial real estate-0.0082%4,518
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0220%4,387
Percentage Net Loans Charged-off: Home equity loans-0.0293%3,546
All other 1-4 family - Percent of loans charged-off, net-0.0210%4,386
Percentage Net Loans Charged-off: Commercial and industrial-0.0054%3,678
Percentage Net Loans Charged-off: Loans to individuals0.4292%1,365
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4292%1,271
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0399%2,585
Percentage Net Loans Charged-off: Total real estate loans0.0008%2,205
Percentage Net Loans Charged-off:Construction & development-0.0596%4,443
Percentage Net Loans Charged-off: Commercial real estate0.0083%1,004
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0252%4,501
Percentage Net Loans Charged-off: Home equity loans-0.0429%3,616
All other 1-4 family - Percent of loans charged-off, net-0.0228%4,479
Percentage Net Loans Charged-off: Commercial and industrial-0.0027%3,881
Percentage Net Loans Charged-off: Loans to individuals0.4296%1,735
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4296%1,622
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0292%2,507
Percentage Net Loans Charged-off: Total real estate loans0.0025%1,836
Percentage Net Loans Charged-off:Construction & development-0.0468%4,483
Percentage Net Loans Charged-off: Commercial real estate0.0144%757
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0153%4,374
Percentage Net Loans Charged-off: Home equity loans-0.0339%3,636
All other 1-4 family - Percent of loans charged-off, net-0.0128%4,338
Percentage Net Loans Charged-off: Commercial and industrial-0.0046%3,812
Percentage Net Loans Charged-off: Loans to individuals0.4008%1,696
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4008%1,574
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0335%2,193
Percentage Net Loans Charged-off: Total real estate loans0.0139%1,289
Percentage Net Loans Charged-off:Construction & development-0.0596%4,556
Percentage Net Loans Charged-off: Commercial real estate0.0277%527
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%3,994
Percentage Net Loans Charged-off: Home equity loans-0.0418%3,696
All other 1-4 family - Percent of loans charged-off, net0.0021%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0249%4,095
Percentage Net Loans Charged-off: Loans to individuals0.3432%1,718
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3432%1,601
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0039%2,586
Percentage Net Loans Charged-off: Total real estate loans-0.0260%4,770
Percentage Net Loans Charged-off:Construction & development-0.0593%4,647
Percentage Net Loans Charged-off: Commercial real estate-0.0121%4,786
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0531%4,896
Percentage Net Loans Charged-off: Home equity loans-0.0213%3,661
All other 1-4 family - Percent of loans charged-off, net-0.0573%4,907
Percentage Net Loans Charged-off: Commercial and industrial-0.0365%4,225
Percentage Net Loans Charged-off: Loans to individuals0.4790%1,342
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4790%1,233
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0270%2,872
Percentage Net Loans Charged-off: Total real estate loans-0.0278%4,725
Percentage Net Loans Charged-off:Construction & development-0.2148%4,751
Percentage Net Loans Charged-off: Commercial real estate0.0139%970
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0862%5,040
Percentage Net Loans Charged-off: Home equity loans0.0739%382
All other 1-4 family - Percent of loans charged-off, net-0.1077%5,085
Percentage Net Loans Charged-off: Commercial and industrial0.3021%1,103
Percentage Net Loans Charged-off: Loans to individuals0.1866%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1866%2,413
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0281%2,538
Percentage Net Loans Charged-off: Total real estate loans-0.0283%4,729
Percentage Net Loans Charged-off:Construction & development-0.2667%4,821
Percentage Net Loans Charged-off: Commercial real estate0.0077%816
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0821%5,067
Percentage Net Loans Charged-off: Home equity loans0.0140%442
All other 1-4 family - Percent of loans charged-off, net-0.0952%5,102
Percentage Net Loans Charged-off: Commercial and industrial0.3194%906
Percentage Net Loans Charged-off: Loans to individuals0.1763%2,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1763%2,246
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0381%2,092
Percentage Net Loans Charged-off: Total real estate loans-0.0338%4,836
Percentage Net Loans Charged-off:Construction & development-0.1951%4,820
Percentage Net Loans Charged-off: Commercial real estate0.0162%578
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.1134%5,190
Percentage Net Loans Charged-off: Home equity loans0.0316%344
All other 1-4 family - Percent of loans charged-off, net-0.1332%5,220
Percentage Net Loans Charged-off: Commercial and industrial0.4969%615
Percentage Net Loans Charged-off: Loans to individuals0.0276%2,802
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0276%2,690
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0424%4,897
Percentage Net Loans Charged-off: Total real estate loans-0.0381%4,976
Percentage Net Loans Charged-off:Construction & development-0.1891%4,876
Percentage Net Loans Charged-off: Commercial real estate-0.0092%4,860
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0805%5,168
Percentage Net Loans Charged-off: Home equity loans0.0747%216
All other 1-4 family - Percent of loans charged-off, net-0.1016%5,226
Percentage Net Loans Charged-off: Commercial and industrial-0.1957%4,919
Percentage Net Loans Charged-off: Loans to individuals0.1913%1,957
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1913%1,837
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0045%4,620
Percentage Net Loans Charged-off: Total real estate loans-0.0172%4,801
Percentage Net Loans Charged-off:Construction & development-0.4358%5,034
Percentage Net Loans Charged-off: Commercial real estate0.0360%996
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0495%5,126
Percentage Net Loans Charged-off: Home equity loans0.0300%584
All other 1-4 family - Percent of loans charged-off, net-0.0614%5,197
Percentage Net Loans Charged-off: Commercial and industrial-0.0442%4,575
Percentage Net Loans Charged-off: Loans to individuals0.3029%2,314
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3029%2,174
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0276%4,972
Percentage Net Loans Charged-off: Total real estate loans-0.0404%5,075
Percentage Net Loans Charged-off:Construction & development-0.3664%5,042
Percentage Net Loans Charged-off: Commercial real estate-0.0341%5,099
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0498%5,155
Percentage Net Loans Charged-off: Home equity loans0.1021%377
All other 1-4 family - Percent of loans charged-off, net-0.0728%5,269
Percentage Net Loans Charged-off: Commercial and industrial-0.0429%4,516
Percentage Net Loans Charged-off: Loans to individuals0.1903%2,542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1903%2,400
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0320%4,988
Percentage Net Loans Charged-off: Total real estate loans-0.0424%5,127
Percentage Net Loans Charged-off:Construction & development-0.2123%4,980
Percentage Net Loans Charged-off: Commercial real estate-0.0095%4,881
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0873%5,355
Percentage Net Loans Charged-off: Home equity loans0.1567%267
All other 1-4 family - Percent of loans charged-off, net-0.1248%5,428
Percentage Net Loans Charged-off: Commercial and industrial-0.0397%4,461
Percentage Net Loans Charged-off: Loans to individuals0.1228%2,593
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1228%2,456
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0288%4,913
Percentage Net Loans Charged-off: Total real estate loans-0.0425%5,242
Percentage Net Loans Charged-off:Construction & development-0.2099%5,069
Percentage Net Loans Charged-off: Commercial real estate-0.0205%5,193
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0760%5,355
Percentage Net Loans Charged-off: Home equity loans0.3339%144
All other 1-4 family - Percent of loans charged-off, net-0.1391%5,517
Percentage Net Loans Charged-off: Commercial and industrial-0.0543%4,596
Percentage Net Loans Charged-off: Loans to individuals0.2440%1,923
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2440%1,803
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0145%5,042
Percentage Net Loans Charged-off: Total real estate loans-0.0036%4,561
Percentage Net Loans Charged-off:Construction & development-0.6313%5,258
Percentage Net Loans Charged-off: Commercial real estate-0.0587%5,322
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0826%1,529
Percentage Net Loans Charged-off: Home equity loans-0.0074%3,910
All other 1-4 family - Percent of loans charged-off, net0.0969%1,338
Percentage Net Loans Charged-off: Commercial and industrial-0.0711%4,874
Percentage Net Loans Charged-off: Loans to individuals0.1628%2,937
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1628%2,787
Percentage Net Loans Charged-off: All other loans and lease-0.1524%5,274
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0316%5,182
Percentage Net Loans Charged-off: Total real estate loans-0.0212%5,004
Percentage Net Loans Charged-off:Construction & development-0.8030%5,340
Percentage Net Loans Charged-off: Commercial real estate-0.0737%5,440
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0620%1,544
Percentage Net Loans Charged-off: Home equity loans-0.0033%3,903
All other 1-4 family - Percent of loans charged-off, net0.0725%1,377
Percentage Net Loans Charged-off: Commercial and industrial-0.0729%4,859
Percentage Net Loans Charged-off: Loans to individuals0.1765%2,565
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1765%2,410
Percentage Net Loans Charged-off: All other loans and lease-0.2203%5,337
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0073%4,617
Percentage Net Loans Charged-off: Total real estate loans0.0249%1,866
Percentage Net Loans Charged-off:Construction & development-0.8364%5,384
Percentage Net Loans Charged-off: Commercial real estate-0.0721%5,518
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1720%834
Percentage Net Loans Charged-off: Home equity loans0.0050%565
All other 1-4 family - Percent of loans charged-off, net0.1991%716
Percentage Net Loans Charged-off: Commercial and industrial-0.0807%4,923
Percentage Net Loans Charged-off: Loans to individuals0.1006%2,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1006%2,538
Percentage Net Loans Charged-off: All other loans and lease-0.4104%5,428
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0260%2,419
Percentage Net Loans Charged-off: Total real estate loans0.0837%938
Percentage Net Loans Charged-off:Construction & development-0.2836%5,280
Percentage Net Loans Charged-off: Commercial real estate-0.0360%5,475
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.2443%551
Percentage Net Loans Charged-off: Home equity loans0.0296%381
All other 1-4 family - Percent of loans charged-off, net0.2796%475
Percentage Net Loans Charged-off: Commercial and industrial-0.1050%5,108
Percentage Net Loans Charged-off: Loans to individuals0.3896%1,561
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3896%1,424
Percentage Net Loans Charged-off: All other loans and lease-0.8822%5,475
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0085%5,074
Percentage Net Loans Charged-off: Total real estate loans-0.0284%5,323
Percentage Net Loans Charged-off:Construction & development-0.8351%5,460
Percentage Net Loans Charged-off: Commercial real estate-0.0947%5,628
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0513%2,330
Percentage Net Loans Charged-off: Home equity loans-0.0219%4,171
All other 1-4 family - Percent of loans charged-off, net0.0635%2,089
Percentage Net Loans Charged-off: Commercial and industrial-0.0127%4,478
Percentage Net Loans Charged-off: Loans to individuals0.4633%1,727
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4633%1,593
Percentage Net Loans Charged-off: All other loans and lease-0.0681%5,334
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0159%5,126
Percentage Net Loans Charged-off: Total real estate loans-0.0234%5,298
Percentage Net Loans Charged-off:Construction & development-0.7319%5,492
Percentage Net Loans Charged-off: Commercial real estate-0.1152%5,756
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0707%1,880
Percentage Net Loans Charged-off: Home equity loans-0.0228%4,196
All other 1-4 family - Percent of loans charged-off, net0.0862%1,687
Percentage Net Loans Charged-off: Commercial and industrial-0.0039%4,253
Percentage Net Loans Charged-off: Loans to individuals0.3632%1,845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3632%1,711
Percentage Net Loans Charged-off: All other loans and lease-0.2444%5,528
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0389%5,439
Percentage Net Loans Charged-off: Total real estate loans-0.0392%5,513
Percentage Net Loans Charged-off:Construction & development-0.6048%5,510
Percentage Net Loans Charged-off: Commercial real estate-0.1822%5,928
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0737%1,736
Percentage Net Loans Charged-off: Home equity loans-0.0196%4,229
All other 1-4 family - Percent of loans charged-off, net0.0890%1,533
Percentage Net Loans Charged-off: Commercial and industrial-0.0389%4,715
Percentage Net Loans Charged-off: Loans to individuals0.3560%1,724
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3560%1,595
Percentage Net Loans Charged-off: All other loans and lease-0.3823%5,604
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1090%5,884
Percentage Net Loans Charged-off: Total real estate loans-0.0983%5,902
Percentage Net Loans Charged-off:Construction & development-0.2510%5,435
Percentage Net Loans Charged-off: Commercial real estate-0.2896%6,103
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%5,125
Percentage Net Loans Charged-off: Home equity loans-0.0195%4,274
All other 1-4 family - Percent of loans charged-off, net-0.0032%5,129
Percentage Net Loans Charged-off: Commercial and industrial-0.0586%4,935
Percentage Net Loans Charged-off: Loans to individuals0.2828%1,765
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2828%1,644
Percentage Net Loans Charged-off: All other loans and lease-0.8098%5,695
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0893%3,212
Percentage Net Loans Charged-off: Total real estate loans0.0690%2,744
Percentage Net Loans Charged-off:Construction & development-0.3574%5,529
Percentage Net Loans Charged-off: Commercial real estate0.0121%2,078
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1621%1,863
Percentage Net Loans Charged-off: Home equity loans0.3610%505
All other 1-4 family - Percent of loans charged-off, net0.1309%2,023
Percentage Net Loans Charged-off: Commercial and industrial0.0937%2,212
Percentage Net Loans Charged-off: Loans to individuals0.4812%1,854
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4659%1,745
Percentage Net Loans Charged-off: All other loans and lease0.0880%1,128
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0810%3,042
Percentage Net Loans Charged-off: Total real estate loans0.0572%2,619
Percentage Net Loans Charged-off:Construction & development-0.3943%5,613
Percentage Net Loans Charged-off: Commercial real estate0.0399%1,572
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1215%2,013
Percentage Net Loans Charged-off: Home equity loans0.4493%417
All other 1-4 family - Percent of loans charged-off, net0.0706%2,329
Percentage Net Loans Charged-off: Commercial and industrial0.0726%1,973
Percentage Net Loans Charged-off: Loans to individuals0.5387%1,570
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5185%1,491
Percentage Net Loans Charged-off: All other loans and lease0.1176%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0880%2,809
Percentage Net Loans Charged-off: Total real estate loans0.0598%2,400
Percentage Net Loans Charged-off:Construction & development-0.4827%5,694
Percentage Net Loans Charged-off: Commercial real estate-0.0334%5,859
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1755%1,570
Percentage Net Loans Charged-off: Home equity loans0.1064%719
All other 1-4 family - Percent of loans charged-off, net0.1860%1,465
Percentage Net Loans Charged-off: Commercial and industrial0.0746%1,701
Percentage Net Loans Charged-off: Loans to individuals0.5893%1,359
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5893%1,236
Percentage Net Loans Charged-off: All other loans and lease0.1789%751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0779%2,373
Percentage Net Loans Charged-off: Total real estate loans0.0018%2,524
Percentage Net Loans Charged-off:Construction & development-0.2382%5,661
Percentage Net Loans Charged-off: Commercial real estate-0.0606%6,135
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0533%1,840
Percentage Net Loans Charged-off: Home equity loans0.2222%439
All other 1-4 family - Percent of loans charged-off, net0.0278%1,874
Percentage Net Loans Charged-off: Commercial and industrial0.2309%878
Percentage Net Loans Charged-off: Loans to individuals0.8706%1,009
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8706%912
Percentage Net Loans Charged-off: All other loans and lease0.3602%480
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1944%2,914
Percentage Net Loans Charged-off: Total real estate loans0.2065%2,268
Percentage Net Loans Charged-off:Construction & development-0.2162%5,700
Percentage Net Loans Charged-off: Commercial real estate0.2123%1,651
Percentage Net Loans Charged-off: Multi-family residential0.1691%470
Percentage Net Loans Charged-off: 1-4 family residential0.2728%1,832
Percentage Net Loans Charged-off: Home equity loans0.0246%1,374
All other 1-4 family - Percent of loans charged-off, net0.3095%1,629
Percentage Net Loans Charged-off: Commercial and industrial0.0905%2,609
Percentage Net Loans Charged-off: Loans to individuals0.4192%2,304
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4635%2,046
Percentage Net Loans Charged-off: All other loans and lease0.0329%1,339
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2022%2,616
Percentage Net Loans Charged-off: Total real estate loans0.2110%2,101
Percentage Net Loans Charged-off:Construction & development-0.2154%5,763
Percentage Net Loans Charged-off: Commercial real estate0.2879%1,297
Percentage Net Loans Charged-off: Multi-family residential0.2360%373
Percentage Net Loans Charged-off: 1-4 family residential0.2243%1,959
Percentage Net Loans Charged-off: Home equity loans-0.0066%4,624
All other 1-4 family - Percent of loans charged-off, net0.2582%1,758
Percentage Net Loans Charged-off: Commercial and industrial0.1571%2,076
Percentage Net Loans Charged-off: Loans to individuals0.3303%2,398
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3303%2,233
Percentage Net Loans Charged-off: All other loans and lease0.0436%1,195
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1910%2,609
Percentage Net Loans Charged-off: Total real estate loans0.2257%2,000
Percentage Net Loans Charged-off:Construction & development-0.1822%5,779
Percentage Net Loans Charged-off: Commercial real estate0.2145%1,303
Percentage Net Loans Charged-off: Multi-family residential0.3763%281
Percentage Net Loans Charged-off: 1-4 family residential0.2699%1,699
Percentage Net Loans Charged-off: Home equity loans-0.0050%4,602
All other 1-4 family - Percent of loans charged-off, net0.3104%1,501
Percentage Net Loans Charged-off: Commercial and industrial0.0133%2,316
Percentage Net Loans Charged-off: Loans to individuals0.1542%2,846
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1542%2,706
Percentage Net Loans Charged-off: All other loans and lease0.0660%1,018
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1685%2,393
Percentage Net Loans Charged-off: Total real estate loans0.2316%1,670
Percentage Net Loans Charged-off:Construction & development-0.2561%5,907
Percentage Net Loans Charged-off: Commercial real estate0.0832%1,180
Percentage Net Loans Charged-off: Multi-family residential0.8763%169
Percentage Net Loans Charged-off: 1-4 family residential0.2951%1,404
Percentage Net Loans Charged-off: Home equity loans-0.0198%4,685
All other 1-4 family - Percent of loans charged-off, net0.3415%1,225
Percentage Net Loans Charged-off: Commercial and industrial-0.1091%5,650
Percentage Net Loans Charged-off: Loans to individuals-0.0834%5,600
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0834%5,548
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3586%2,838
Percentage Net Loans Charged-off: Total real estate loans0.3189%2,645
Percentage Net Loans Charged-off:Construction & development-0.0055%5,888
Percentage Net Loans Charged-off: Commercial real estate0.1077%2,648
Percentage Net Loans Charged-off: Multi-family residential1.1044%430
Percentage Net Loans Charged-off: 1-4 family residential0.4033%2,107
Percentage Net Loans Charged-off: Home equity loans0.1641%1,478
All other 1-4 family - Percent of loans charged-off, net0.4398%1,921
Percentage Net Loans Charged-off: Commercial and industrial0.5623%1,975
Percentage Net Loans Charged-off: Loans to individuals0.9027%1,511
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9027%1,393
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2480%3,233
Percentage Net Loans Charged-off: Total real estate loans0.2656%2,737
Percentage Net Loans Charged-off:Construction & development0.0075%2,167
Percentage Net Loans Charged-off: Commercial real estate0.0585%2,559
Percentage Net Loans Charged-off: Multi-family residential1.4736%343
Percentage Net Loans Charged-off: 1-4 family residential0.2712%2,477
Percentage Net Loans Charged-off: Home equity loans0.0766%1,449
All other 1-4 family - Percent of loans charged-off, net0.3010%2,232
Percentage Net Loans Charged-off: Commercial and industrial0.0862%2,870
Percentage Net Loans Charged-off: Loans to individuals0.6655%1,781
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6655%1,644
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2532%3,064
Percentage Net Loans Charged-off: Total real estate loans0.2987%2,447
Percentage Net Loans Charged-off:Construction & development-0.2657%6,223
Percentage Net Loans Charged-off: Commercial real estate0.0666%2,155
Percentage Net Loans Charged-off: Multi-family residential2.2106%241
Percentage Net Loans Charged-off: 1-4 family residential0.2364%2,462
Percentage Net Loans Charged-off: Home equity loans0.1204%1,206
All other 1-4 family - Percent of loans charged-off, net0.2542%2,265
Percentage Net Loans Charged-off: Commercial and industrial-0.0863%5,973
Percentage Net Loans Charged-off: Loans to individuals0.6845%1,665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6845%1,537
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2453%2,705
Percentage Net Loans Charged-off: Total real estate loans0.3126%2,101
Percentage Net Loans Charged-off:Construction & development-0.2284%6,234
Percentage Net Loans Charged-off: Commercial real estate0.0151%1,678
Percentage Net Loans Charged-off: Multi-family residential3.4655%150
Percentage Net Loans Charged-off: 1-4 family residential0.0932%2,571
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1075%2,359
Percentage Net Loans Charged-off: Commercial and industrial-0.1190%6,055
Percentage Net Loans Charged-off: Loans to individuals0.2952%2,254
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2952%2,091
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5109%2,948
Percentage Net Loans Charged-off: Total real estate loans0.5536%2,502
Percentage Net Loans Charged-off:Construction & development0.7699%2,259
Percentage Net Loans Charged-off: Commercial real estate0.1997%2,731
Percentage Net Loans Charged-off: Multi-family residential1.6233%510
Percentage Net Loans Charged-off: 1-4 family residential0.6713%1,787
Percentage Net Loans Charged-off: Home equity loans0.9971%845
All other 1-4 family - Percent of loans charged-off, net0.6231%1,860
Percentage Net Loans Charged-off: Commercial and industrial0.1115%3,745
Percentage Net Loans Charged-off: Loans to individuals0.9250%1,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8338%1,684
Percentage Net Loans Charged-off: All other loans and lease0.4200%871
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4259%3,013
Percentage Net Loans Charged-off: Total real estate loans0.4829%2,458
Percentage Net Loans Charged-off:Construction & development1.0741%1,862
Percentage Net Loans Charged-off: Commercial real estate0.0700%2,780
Percentage Net Loans Charged-off: Multi-family residential0.9740%531
Percentage Net Loans Charged-off: 1-4 family residential0.6905%1,608
Percentage Net Loans Charged-off: Home equity loans1.3014%616
All other 1-4 family - Percent of loans charged-off, net0.6015%1,722
Percentage Net Loans Charged-off: Commercial and industrial0.0484%3,551
Percentage Net Loans Charged-off: Loans to individuals0.7914%1,868
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6953%1,775
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3813%3,032
Percentage Net Loans Charged-off: Total real estate loans0.4012%2,568
Percentage Net Loans Charged-off:Construction & development0.4495%1,941
Percentage Net Loans Charged-off: Commercial real estate0.0397%2,488
Percentage Net Loans Charged-off: Multi-family residential1.4622%376
Percentage Net Loans Charged-off: 1-4 family residential0.5088%1,910
Percentage Net Loans Charged-off: Home equity loans0.4640%1,019
All other 1-4 family - Percent of loans charged-off, net0.5152%1,800
Percentage Net Loans Charged-off: Commercial and industrial0.2019%2,695
Percentage Net Loans Charged-off: Loans to individuals0.8397%1,714
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7079%1,646
Percentage Net Loans Charged-off: All other loans and lease0.0073%1,331
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4381%2,384
Percentage Net Loans Charged-off: Total real estate loans0.4340%2,025
Percentage Net Loans Charged-off:Construction & development0.5898%1,334
Percentage Net Loans Charged-off: Commercial real estate-0.0022%6,768
Percentage Net Loans Charged-off: Multi-family residential2.8972%185
Percentage Net Loans Charged-off: 1-4 family residential0.3578%1,827
Percentage Net Loans Charged-off: Home equity loans0.5434%707
All other 1-4 family - Percent of loans charged-off, net0.3315%1,781
Percentage Net Loans Charged-off: Commercial and industrial0.5059%1,620
Percentage Net Loans Charged-off: Loans to individuals0.7164%1,734
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5613%1,653
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7474%2,777
Percentage Net Loans Charged-off: Total real estate loans0.8228%2,196
Percentage Net Loans Charged-off:Construction & development4.6637%1,309
Percentage Net Loans Charged-off: Commercial real estate0.3184%2,455
Percentage Net Loans Charged-off: Multi-family residential2.1284%511
Percentage Net Loans Charged-off: 1-4 family residential0.7094%1,823
Percentage Net Loans Charged-off: Home equity loans0.0833%1,825
All other 1-4 family - Percent of loans charged-off, net0.7901%1,658
Percentage Net Loans Charged-off: Commercial and industrial0.4226%3,483
Percentage Net Loans Charged-off: Loans to individuals0.9749%2,193
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0035%6,226
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5835%2,988
Percentage Net Loans Charged-off: Total real estate loans0.6425%2,370
Percentage Net Loans Charged-off:Construction & development5.6681%997
Percentage Net Loans Charged-off: Commercial real estate0.1466%2,602
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.6914%1,686
Percentage Net Loans Charged-off: Home equity loans0.2082%1,436
All other 1-4 family - Percent of loans charged-off, net0.7520%1,535
Percentage Net Loans Charged-off: Commercial and industrial0.2778%3,419
Percentage Net Loans Charged-off: Loans to individuals0.9484%2,102
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0046%6,272
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6104%2,701
Percentage Net Loans Charged-off: Total real estate loans0.6748%2,106
Percentage Net Loans Charged-off:Construction & development4.1891%1,143
Percentage Net Loans Charged-off: Commercial real estate0.1340%2,183
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.8622%1,321
Percentage Net Loans Charged-off: Home equity loans0.0190%1,398
All other 1-4 family - Percent of loans charged-off, net0.9640%1,176
Percentage Net Loans Charged-off: Commercial and industrial0.4471%2,724
Percentage Net Loans Charged-off: Loans to individuals0.5277%2,866
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0068%6,269
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6581%2,176
Percentage Net Loans Charged-off: Total real estate loans0.7943%1,595
Percentage Net Loans Charged-off:Construction & development3.5798%958
Percentage Net Loans Charged-off: Commercial real estate0.2363%1,386
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.0732%978
Percentage Net Loans Charged-off: Home equity loans0.0387%952
All other 1-4 family - Percent of loans charged-off, net1.1945%863
Percentage Net Loans Charged-off: Commercial and industrial0.1994%2,411
Percentage Net Loans Charged-off: Loans to individuals0.2477%3,215
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0139%6,349
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6968%3,096
Percentage Net Loans Charged-off: Total real estate loans0.7680%2,280
Percentage Net Loans Charged-off:Construction & development5.4654%1,143
Percentage Net Loans Charged-off: Commercial real estate0.4880%1,768
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.6327%1,816
Percentage Net Loans Charged-off: Home equity loans0.5898%1,139
All other 1-4 family - Percent of loans charged-off, net0.6371%1,705
Percentage Net Loans Charged-off: Commercial and industrial0.1585%4,609
Percentage Net Loans Charged-off: Loans to individuals1.7178%1,594
Percentage Net Loans Charged-off: Credit card loans1.4497%926
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0033%6,574
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7108%2,570
Percentage Net Loans Charged-off: Total real estate loans0.8177%1,814
Percentage Net Loans Charged-off:Construction & development5.9008%852
Percentage Net Loans Charged-off: Commercial real estate0.5317%1,305
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.6486%1,502
Percentage Net Loans Charged-off: Home equity loans0.5820%963
All other 1-4 family - Percent of loans charged-off, net0.6551%1,405
Percentage Net Loans Charged-off: Commercial and industrial0.1010%4,156
Percentage Net Loans Charged-off: Loans to individuals1.3368%1,933
Percentage Net Loans Charged-off: Credit card loans2.0452%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8010%2,078
Percentage Net Loans Charged-off: Total real estate loans0.9637%1,409
Percentage Net Loans Charged-off:Construction & development8.5302%519
Percentage Net Loans Charged-off: Commercial real estate0.6204%931
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.5881%1,405
Percentage Net Loans Charged-off: Home equity loans0.5875%789
All other 1-4 family - Percent of loans charged-off, net0.5882%1,351
Percentage Net Loans Charged-off: Commercial and industrial-0.1224%7,348
Percentage Net Loans Charged-off: Loans to individuals1.4663%1,659
Percentage Net Loans Charged-off: Credit card loans3.2510%554
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0065%1,623
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8324%1,560
Percentage Net Loans Charged-off: Total real estate loans1.0398%982
Percentage Net Loans Charged-off:Construction & development14.5442%212
Percentage Net Loans Charged-off: Commercial real estate0.0320%1,282
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3327%1,534
Percentage Net Loans Charged-off: Home equity loans-0.0155%5,822
All other 1-4 family - Percent of loans charged-off, net0.3637%1,358
Percentage Net Loans Charged-off: Commercial and industrial-0.3590%7,559
Percentage Net Loans Charged-off: Loans to individuals1.4811%1,508
Percentage Net Loans Charged-off: Credit card loans6.8966%265
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0132%1,223
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8016%1,557
Percentage Net Loans Charged-off: Total real estate loans0.8602%1,061
Percentage Net Loans Charged-off:Construction & development2.6359%914
Percentage Net Loans Charged-off: Commercial real estate0.4083%978
Percentage Net Loans Charged-off: Multi-family residential0.0879%490
Percentage Net Loans Charged-off: 1-4 family residential1.0233%592
Percentage Net Loans Charged-off: Home equity loans0.3783%810
All other 1-4 family - Percent of loans charged-off, net1.0719%557
Percentage Net Loans Charged-off: Commercial and industrial0.3732%3,028
Percentage Net Loans Charged-off: Loans to individuals1.7450%1,219
Percentage Net Loans Charged-off: Credit card loans0.5135%1,105
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1010%1,550
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5946%1,435
Percentage Net Loans Charged-off: Total real estate loans0.6490%963
Percentage Net Loans Charged-off:Construction & development1.3553%921
Percentage Net Loans Charged-off: Commercial real estate0.3838%674
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.8053%587
Percentage Net Loans Charged-off: Home equity loans0.4471%591
All other 1-4 family - Percent of loans charged-off, net0.8314%521
Percentage Net Loans Charged-off: Commercial and industrial0.1252%3,147
Percentage Net Loans Charged-off: Loans to individuals1.5322%1,169
Percentage Net Loans Charged-off: Credit card loans0.6664%958
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1089%1,321
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7721%909
Percentage Net Loans Charged-off: Total real estate loans0.8629%583
Percentage Net Loans Charged-off:Construction & development1.9843%509
Percentage Net Loans Charged-off: Commercial real estate0.5332%430
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.0366%379
Percentage Net Loans Charged-off: Home equity loans0.6366%406
All other 1-4 family - Percent of loans charged-off, net1.0653%327
Percentage Net Loans Charged-off: Commercial and industrial0.1655%2,431
Percentage Net Loans Charged-off: Loans to individuals1.5334%1,084
Percentage Net Loans Charged-off: Credit card loans1.0158%783
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2433%970
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6532%809
Percentage Net Loans Charged-off: Total real estate loans0.7511%466
Percentage Net Loans Charged-off:Construction & development1.6195%342
Percentage Net Loans Charged-off: Commercial real estate0.7361%221
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.7967%393
Percentage Net Loans Charged-off: Home equity loans0.3914%352
All other 1-4 family - Percent of loans charged-off, net0.8258%364
Percentage Net Loans Charged-off: Commercial and industrial0.1589%1,705
Percentage Net Loans Charged-off: Loans to individuals1.0419%1,482
Percentage Net Loans Charged-off: Credit card loans2.0219%502
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2505%2,187
Percentage Net Loans Charged-off: Total real estate loans0.2107%1,290
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.3300%613
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2146%1,188
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.2304%1,092
Percentage Net Loans Charged-off: Commercial and industrial0.4618%1,967
Percentage Net Loans Charged-off: Loans to individuals1.0160%1,577
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1348%2,655
Percentage Net Loans Charged-off: Total real estate loans0.0664%1,854
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0529%879
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0891%1,489
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0957%1,351
Percentage Net Loans Charged-off: Commercial and industrial0.2678%1,993
Percentage Net Loans Charged-off: Loans to individuals1.0598%1,278
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0701%3,242
Percentage Net Loans Charged-off: Total real estate loans0.0360%1,874
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0649%8,091
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0873%1,270
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0939%1,139
Percentage Net Loans Charged-off: Commercial and industrial-0.0471%7,114
Percentage Net Loans Charged-off: Loans to individuals0.9515%1,365
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,509
Percentage Net Loans Charged-off: Total real estate loans0.0034%1,806
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.1510%8,218
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0809%978
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0889%866
Percentage Net Loans Charged-off: Commercial and industrial0.0403%1,715
Percentage Net Loans Charged-off: Loans to individuals-0.1438%7,217
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1460%2,540
Percentage Net Loans Charged-off: Total real estate loans0.0592%1,820
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0011%7,767
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1028%1,411
Percentage Net Loans Charged-off: Home equity loans0.1010%462
All other 1-4 family - Percent of loans charged-off, net0.1031%1,341
Percentage Net Loans Charged-off: Commercial and industrial0.3916%1,860
Percentage Net Loans Charged-off: Loans to individuals0.9286%1,612
Percentage Net Loans Charged-off: Credit card loans-0.3347%1,961
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1020%2,674
Percentage Net Loans Charged-off: Total real estate loans0.0611%1,462
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1052%1,145
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1176%1,029
Percentage Net Loans Charged-off: Commercial and industrial0.0534%2,704
Percentage Net Loans Charged-off: Loans to individuals0.8415%1,593
Percentage Net Loans Charged-off: Credit card loans-0.4129%1,926
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0808%2,789
Percentage Net Loans Charged-off: Total real estate loans0.0823%1,102
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1404%851
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.1577%773
Percentage Net Loans Charged-off: Commercial and industrial-0.1692%7,605
Percentage Net Loans Charged-off: Loans to individuals0.6382%1,950
Percentage Net Loans Charged-off: Credit card loans-0.3675%1,891
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0358%3,139
Percentage Net Loans Charged-off: Total real estate loans0.0201%1,314
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0341%1,064
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0385%954
Percentage Net Loans Charged-off: Commercial and industrial-0.0600%7,120
Percentage Net Loans Charged-off: Loans to individuals0.4699%2,240
Percentage Net Loans Charged-off: Credit card loans-0.2450%1,841
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0849%3,948
Percentage Net Loans Charged-off: Total real estate loans0.0475%2,011
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0800%1,628
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0910%1,479
Percentage Net Loans Charged-off: Commercial and industrial0.0550%3,633
Percentage Net Loans Charged-off: Loans to individuals0.6647%2,843
Percentage Net Loans Charged-off: Credit card loans0.6184%1,312
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0671%3,779
Percentage Net Loans Charged-off: Total real estate loans0.0600%1,545
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1010%1,238
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1151%1,123
Percentage Net Loans Charged-off: Commercial and industrial-0.1571%7,624
Percentage Net Loans Charged-off: Loans to individuals0.6200%2,643
Percentage Net Loans Charged-off: Credit card loans0.5864%1,176
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0245%4,607
Percentage Net Loans Charged-off: Total real estate loans0.0148%2,130
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0250%1,776
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0285%1,624
Percentage Net Loans Charged-off: Commercial and industrial-0.2572%7,787
Percentage Net Loans Charged-off: Loans to individuals0.6970%2,213
Percentage Net Loans Charged-off: Credit card loans0.7563%1,018
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0088%4,394
Percentage Net Loans Charged-off: Total real estate loans0.0027%1,770
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0046%1,491
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0052%1,360
Percentage Net Loans Charged-off: Commercial and industrial-0.4762%8,032
Percentage Net Loans Charged-off: Loans to individuals0.9832%1,524
Percentage Net Loans Charged-off: Credit card loans0.2494%910
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0499%5,287
Percentage Net Loans Charged-off: Total real estate loans-0.0375%8,435
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0581%8,419
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0380%8,402
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0424%8,390
Percentage Net Loans Charged-off: Commercial and industrial0.6003%1,926
Percentage Net Loans Charged-off: Loans to individuals0.1949%5,450
Percentage Net Loans Charged-off: Credit card loans1.4694%1,141
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0445%8,281
Percentage Net Loans Charged-off: Total real estate loans-0.0513%8,510
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0780%8,490
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0520%8,468
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0577%8,466
Percentage Net Loans Charged-off: Commercial and industrial-0.1752%7,818
Percentage Net Loans Charged-off: Loans to individuals0.1849%5,059
Percentage Net Loans Charged-off: Credit card loans1.0154%1,240
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0593%8,299
Percentage Net Loans Charged-off: Total real estate loans-0.0353%8,409
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.1184%8,592
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%8,043
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0081%8,066
Percentage Net Loans Charged-off: Commercial and industrial-0.2422%7,900
Percentage Net Loans Charged-off: Loans to individuals-0.0684%7,792
Percentage Net Loans Charged-off: Credit card loans0.9308%1,168
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0084%7,159
Percentage Net Loans Charged-off: Total real estate loans-0.0435%8,494
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.1653%8,678
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.1065%1,824
Percentage Net Loans Charged-off: Loans to individuals0.1678%4,087
Percentage Net Loans Charged-off: Credit card loans0.6873%1,018
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1386%4,162
Percentage Net Loans Charged-off: Total real estate loans0.0909%1,946
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.2155%794
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0603%2,203
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0647%2,083
Percentage Net Loans Charged-off: Commercial and industrial0.1195%4,006
Percentage Net Loans Charged-off: Loans to individuals0.4998%4,253
Percentage Net Loans Charged-off: Credit card loans0.8006%1,599
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4726%1,009
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1151%4,036
Percentage Net Loans Charged-off: Total real estate loans0.0770%1,774
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.1994%680
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0467%1,995
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0499%1,889
Percentage Net Loans Charged-off: Commercial and industrial0.1056%3,531
Percentage Net Loans Charged-off: Loans to individuals0.3590%4,510
Percentage Net Loans Charged-off: Credit card loans1.1824%1,388
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6359%785
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0614%4,703
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.1082%680
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0317%8,566
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0336%8,587
Percentage Net Loans Charged-off: Commercial and industrial0.1627%2,811
Percentage Net Loans Charged-off: Loans to individuals0.2846%4,527
Percentage Net Loans Charged-off: Credit card loans0.7699%1,414
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1039%533
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0445%8,243
Percentage Net Loans Charged-off: Total real estate loans-0.0643%8,809
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0171%576
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0721%8,805
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0759%8,814
Percentage Net Loans Charged-off: Commercial and industrial-0.1122%7,843
Percentage Net Loans Charged-off: Loans to individuals0.1885%4,315
Percentage Net Loans Charged-off: Credit card loans0.7835%1,152
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1728%3,998
Percentage Net Loans Charged-off: Total real estate loans0.0403%2,762
Percentage Net Loans Charged-off:Construction & development0.1682%542
Percentage Net Loans Charged-off: Commercial real estate-0.0192%8,641
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0729%1,989
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0753%1,910
Percentage Net Loans Charged-off: Commercial and industrial0.6558%2,471
Percentage Net Loans Charged-off: Loans to individuals0.7025%3,373
Percentage Net Loans Charged-off: Credit card loans1.9575%1,282
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1067%4,985
Percentage Net Loans Charged-off: Total real estate loans0.0082%3,581
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0315%1,228
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0007%3,293
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0007%3,109
Percentage Net Loans Charged-off: Commercial and industrial0.6841%2,282
Percentage Net Loans Charged-off: Loans to individuals0.2946%5,335
Percentage Net Loans Charged-off: Credit card loans0.7521%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0317%9,166
Percentage Net Loans Charged-off: Total real estate loans-0.0097%1,363
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0157%1,333
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0007%913
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0007%854
Percentage Net Loans Charged-off: Commercial and industrial-0.3620%1,456
Percentage Net Loans Charged-off: Loans to individuals0.1534%1,171
Percentage Net Loans Charged-off: Credit card loans0.8773%789
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0296%6,724
Percentage Net Loans Charged-off: Total real estate loans-0.0025%1,268
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0373%1,312
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0138%818
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0139%763
Percentage Net Loans Charged-off: Commercial and industrial0.1387%747
Percentage Net Loans Charged-off: Loans to individuals0.2453%1,087
Percentage Net Loans Charged-off: Credit card loans0.2066%956
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1705%1,337
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0091%7,759
Percentage Net Loans Charged-off: Total real estate loans0.0328%582
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0851%267
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0162%724
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0162%669
Percentage Net Loans Charged-off: Commercial and industrial-0.3872%1,367
Percentage Net Loans Charged-off: Loans to individuals0.1992%1,130
Percentage Net Loans Charged-off: Credit card loans0.5821%900
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1529%4,484
Percentage Net Loans Charged-off: Total real estate loans0.1110%303
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1785%183
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1785%172
Percentage Net Loans Charged-off: Commercial and industrial0.5311%314
Percentage Net Loans Charged-off: Loans to individuals0.1640%1,182
Percentage Net Loans Charged-off: Credit card loans1.2488%820
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0637%6,621
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1728%4,278
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1516%4,732
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1591%6,009
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1696%7,704
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA