Home > Irwin Union Bank, F.S.B. > Income and Expense

Irwin Union Bank, F.S.B., Income and Expense

2009-06-30 (YTD Data)Rank
Total interest income$14,757,0001,209
Total interest expense$6,353,0001,040
Net interest income$8,404,0001,323
Provision for loan and lease losses$3,769,000927
Total noninterest income$968,0002,234
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-40,0008,151
Additional Noninterest Income$1,008,0001,425
Total noninterest expense$12,412,000857
Salaries and employee benefits$5,735,000888
Premises and equipment expense$2,480,000560
Additional noninterest expense$4,197,000908
Pre-tax net operating income$-6,809,0007,827
Securities gains (losses)$15,0002,438
Applicable income taxes$8,435,000120
Income before extraordinary items$-15,229,0008,010
Extraordinary gains, net$021
Net income$-15,229,0008,010
Minority interest net income$0112
Net income of bank and minority interests.$-15,229,0008,010
Net charge-offs$6,992,000476
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-15,244,0008,004
2009-03-31 (YTD Data)Rank
Total interest income$7,631,0001,186
Total interest expense$3,299,0001,050
Net interest income$4,332,0001,278
Provision for loan and lease losses$2,200,000702
Total noninterest income$695,0001,704
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$695,0001,119
Total noninterest expense$5,630,000902
Salaries and employee benefits$2,465,0001,028
Premises and equipment expense$1,209,000583
Additional noninterest expense$1,956,000841
Pre-tax net operating income$-2,803,0007,929
Securities gains (losses)$15,0001,797
Applicable income taxes$1,346,000285
Income before extraordinary items$-4,134,0008,029
Extraordinary gains, net$015
Net income$-4,134,0008,030
Minority interest net income$0102
Net income of bank and minority interests.$-4,134,0008,030
Net charge-offs$3,074,000444
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-4,149,0008,032
2008-12-31 (YTD Data)Rank
Total interest income$39,044,000958
Total interest expense$16,214,000990
Net interest income$22,830,000937
Provision for loan and lease losses$20,811,000362
Total noninterest income$3,704,0001,344
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$7,000142
Additional Noninterest Income$3,697,000824
Total noninterest expense$27,555,000726
Salaries and employee benefits$10,513,000951
Premises and equipment expense$9,003,000313
Additional noninterest expense$8,039,000822
Pre-tax net operating income$-21,832,0008,112
Securities gains (losses)$1,678,000149
Applicable income taxes$-7,976,0008,172
Income before extraordinary items$-12,178,0008,029
Extraordinary gains, net$039
Net income$-12,178,0008,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,652,000361
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-13,251,9208,070
2008-09-30 (YTD Data)Rank
Total interest income$30,626,000941
Total interest expense$12,100,0001,038
Net interest income$18,526,000878
Provision for loan and lease losses$14,111,000316
Total noninterest income$2,981,0001,316
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$7,000133
Additional Noninterest Income$2,974,000829
Total noninterest expense$20,200,000732
Salaries and employee benefits$7,669,000999
Premises and equipment expense$6,930,000319
Additional noninterest expense$5,601,000833
Pre-tax net operating income$-12,804,0008,247
Securities gains (losses)$1,643,000128
Applicable income taxes$-4,415,0008,259
Income before extraordinary items$-6,746,0008,174
Extraordinary gains, net$031
Net income$-6,746,0008,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,786,000268
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-7,797,5208,219
2008-06-30 (YTD Data)Rank
Total interest income$21,225,000927
Total interest expense$8,382,0001,038
Net interest income$12,843,000847
Provision for loan and lease losses$11,581,000241
Total noninterest income$2,032,0001,313
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$2,032,000830
Total noninterest expense$13,465,000727
Salaries and employee benefits$5,286,000978
Premises and equipment expense$4,661,000319
Additional noninterest expense$3,518,000843
Pre-tax net operating income$-10,171,0008,358
Securities gains (losses)$1,429,000146
Applicable income taxes$-3,452,0008,366
Income before extraordinary items$-5,290,0008,321
Extraordinary gains, net$021
Net income$-5,290,0008,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,774,000208
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-6,204,5608,331
2008-03-31 (YTD Data)Rank
Total interest income$10,681,000944
Total interest expense$4,416,0001,060
Net interest income$6,265,000865
Provision for loan and lease losses$1,600,000450
Total noninterest income$1,040,0001,297
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,040,000839
Total noninterest expense$7,484,000644
Salaries and employee benefits$2,897,000889
Premises and equipment expense$2,594,000284
Additional noninterest expense$1,993,000725
Pre-tax net operating income$-1,779,0008,355
Securities gains (losses)$1,146,000132
Applicable income taxes$-236,0008,282
Income before extraordinary items$-397,0008,077
Extraordinary gains, net$015
Net income$-397,0008,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$689,000587
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-1,130,4408,314
2007-12-31 (YTD Data)Rank
Total interest income$44,082,000957
Total interest expense$21,436,000925
Net interest income$22,646,000975
Provision for loan and lease losses$5,056,000400
Total noninterest income$2,938,0001,671
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,938,0001,032
Total noninterest expense$25,272,000741
Salaries and employee benefits$10,461,000955
Premises and equipment expense$7,561,000365
Additional noninterest expense$7,250,000798
Pre-tax net operating income$-4,744,0008,436
Securities gains (losses)$4,933,00059
Applicable income taxes$12,0005,593
Income before extraordinary items$177,0006,866
Extraordinary gains, net$039
Net income$177,0006,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,197,000890
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-4,460,0208,440
2007-09-30 (YTD Data)Rank
Total interest income$32,595,000966
Total interest expense$15,968,000928
Net interest income$16,627,000997
Provision for loan and lease losses$956,000933
Total noninterest income$2,012,0001,778
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$2,012,0001,103
Total noninterest expense$19,433,000712
Salaries and employee benefits$8,059,000920
Premises and equipment expense$6,115,000344
Additional noninterest expense$5,259,000793
Pre-tax net operating income$-1,750,0008,419
Securities gains (losses)$3,428,00069
Applicable income taxes$602,0002,282
Income before extraordinary items$1,076,0003,716
Extraordinary gains, net$033
Net income$1,076,0003,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,290
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-1,117,9208,346
2007-06-30 (YTD Data)Rank
Total interest income$21,341,0001,000
Total interest expense$10,223,000977
Net interest income$11,118,0001,011
Provision for loan and lease losses$716,000765
Total noninterest income$1,300,0001,841
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,300,0001,165
Total noninterest expense$12,918,000732
Salaries and employee benefits$5,453,000926
Premises and equipment expense$4,091,000356
Additional noninterest expense$3,374,000831
Pre-tax net operating income$-1,216,0008,495
Securities gains (losses)$2,013,00080
Applicable income taxes$300,0002,735
Income before extraordinary items$497,0004,560
Extraordinary gains, net$029
Net income$497,0004,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,0001,016
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-791,3208,431
2007-03-31 (YTD Data)Rank
Total interest income$10,323,0001,033
Total interest expense$4,817,0001,024
Net interest income$5,506,0001,013
Provision for loan and lease losses$366,000674
Total noninterest income$650,0001,828
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$650,0001,129
Total noninterest expense$7,078,000662
Salaries and employee benefits$3,081,000821
Premises and equipment expense$2,379,000307
Additional noninterest expense$1,618,000850
Pre-tax net operating income$-1,288,0008,605
Securities gains (losses)$1,122,00066
Applicable income taxes$-213,0008,568
Income before extraordinary items$47,0007,200
Extraordinary gains, net$022
Net income$47,0007,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,191
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-671,0808,563
2006-12-31 (YTD Data)Rank
Total interest income$36,019,0001,093
Total interest expense$14,027,0001,198
Net interest income$21,992,0001,011
Provision for loan and lease losses$919,0001,119
Total noninterest income$3,576,0001,408
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$3,576,000882
Total noninterest expense$23,722,000738
Salaries and employee benefits$10,890,000881
Premises and equipment expense$7,565,000350
Additional noninterest expense$5,267,0001,012
Pre-tax net operating income$927,0005,355
Securities gains (losses)$4,706,00061
Applicable income taxes$2,159,0001,255
Income before extraordinary items$3,474,0002,030
Extraordinary gains, net$051
Net income$3,474,0002,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,423
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$462,1606,294
2006-09-30 (YTD Data)Rank
Total interest income$26,721,0001,106
Total interest expense$10,152,0001,208
Net interest income$16,569,0001,030
Provision for loan and lease losses$715,0001,037
Total noninterest income$2,841,0001,360
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,841,000847
Total noninterest expense$17,596,000763
Salaries and employee benefits$8,282,000886
Premises and equipment expense$5,466,000367
Additional noninterest expense$3,848,0001,053
Pre-tax net operating income$1,099,0004,518
Securities gains (losses)$3,354,00068
Applicable income taxes$1,788,0001,195
Income before extraordinary items$2,665,0002,030
Extraordinary gains, net$045
Net income$2,665,0002,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,854
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$518,4405,674
2006-06-30 (YTD Data)Rank
Total interest income$17,498,0001,104
Total interest expense$6,577,0001,180
Net interest income$10,921,0001,042
Provision for loan and lease losses$440,0001,097
Total noninterest income$1,872,0001,373
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,872,000868
Total noninterest expense$11,525,000782
Salaries and employee benefits$5,632,000873
Premises and equipment expense$3,365,000394
Additional noninterest expense$2,528,0001,082
Pre-tax net operating income$828,0004,246
Securities gains (losses)$1,887,00071
Applicable income taxes$1,118,0001,274
Income before extraordinary items$1,597,0002,228
Extraordinary gains, net$039
Net income$1,597,0002,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,253
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$389,3205,442
2006-03-31 (YTD Data)Rank
Total interest income$8,348,0001,130
Total interest expense$3,132,0001,172
Net interest income$5,216,0001,080
Provision for loan and lease losses$227,0001,016
Total noninterest income$939,0001,344
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$939,000845
Total noninterest expense$5,614,000797
Salaries and employee benefits$2,918,000838
Premises and equipment expense$1,441,000458
Additional noninterest expense$1,255,0001,068
Pre-tax net operating income$314,0004,850
Securities gains (losses)$1,118,00068
Applicable income taxes$581,0001,231
Income before extraordinary items$851,0002,070
Extraordinary gains, net$021
Net income$851,0002,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0002,945
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$135,4806,173
2005-12-31 (YTD Data)Rank
Total interest income$26,870,0001,246
Total interest expense$9,902,0001,136
Net interest income$16,968,0001,285
Provision for loan and lease losses$1,588,000668
Total noninterest income$2,990,0001,611
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,990,0001,012
Total noninterest expense$19,412,000872
Salaries and employee benefits$8,844,0001,044
Premises and equipment expense$6,686,000382
Additional noninterest expense$3,882,0001,317
Pre-tax net operating income$-1,042,0008,649
Securities gains (losses)$5,574,00075
Applicable income taxes$1,832,0001,463
Income before extraordinary items$2,700,0002,444
Extraordinary gains, net$046
Net income$2,700,0002,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,391
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-867,3608,624
2005-09-30 (YTD Data)Rank
Total interest income$18,309,0001,323
Total interest expense$6,725,0001,174
Net interest income$11,584,0001,392
Provision for loan and lease losses$1,381,000554
Total noninterest income$2,139,0001,689
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,139,0001,068
Total noninterest expense$14,720,000861
Salaries and employee benefits$6,576,0001,044
Premises and equipment expense$5,179,000369
Additional noninterest expense$2,965,0001,286
Pre-tax net operating income$-2,378,0008,826
Securities gains (losses)$4,704,00077
Applicable income taxes$936,0001,970
Income before extraordinary items$1,390,0003,325
Extraordinary gains, net$035
Net income$1,390,0003,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0001,683
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-1,620,5608,789
2005-06-30 (YTD Data)Rank
Total interest income$11,039,0001,424
Total interest expense$4,053,0001,229
Net interest income$6,986,0001,532
Provision for loan and lease losses$794,000644
Total noninterest income$1,296,0001,810
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,296,0001,113
Total noninterest expense$8,651,000970
Salaries and employee benefits$4,473,0001,007
Premises and equipment expense$2,639,000464
Additional noninterest expense$1,539,0001,606
Pre-tax net operating income$-1,163,0008,798
Securities gains (losses)$2,699,00089
Applicable income taxes$655,0001,880
Income before extraordinary items$881,0003,410
Extraordinary gains, net$030
Net income$881,0003,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,342
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-846,3608,757
2005-03-31 (YTD Data)Rank
Total interest income$5,145,0001,507
Total interest expense$1,880,0001,262
Net interest income$3,265,0001,632
Provision for loan and lease losses$992,000261
Total noninterest income$516,0002,096
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$516,0001,312
Total noninterest expense$4,066,0001,028
Salaries and employee benefits$2,243,000992
Premises and equipment expense$1,242,000479
Additional noninterest expense$581,0002,114
Pre-tax net operating income$-1,277,0008,905
Securities gains (losses)$1,011,000101
Applicable income taxes$-108,0008,847
Income before extraordinary items$-158,0008,717
Extraordinary gains, net$024
Net income$-158,0008,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,576
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-805,0408,883
2004-12-31 (YTD Data)Rank
Total interest income$14,491,0001,957
Total interest expense$5,000,0001,636
Net interest income$9,491,0002,146
Provision for loan and lease losses$345,0002,653
Total noninterest income$2,646,0001,786
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,646,0001,076
Total noninterest expense$12,893,0001,278
Salaries and employee benefits$7,024,0001,252
Premises and equipment expense$3,403,000681
Additional noninterest expense$2,466,0001,976
Pre-tax net operating income$-1,101,0008,821
Securities gains (losses)$6,500,00089
Applicable income taxes$2,185,0001,174
Income before extraordinary items$3,214,0001,947
Extraordinary gains, net$034
Net income$3,214,0001,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,298
Cash dividends$19,000,000226
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-946,0008,806
2004-09-30 (YTD Data)Rank
Total interest income$9,892,0002,157
Total interest expense$3,506,0001,719
Net interest income$6,386,0002,372
Provision for loan and lease losses$251,0002,563
Total noninterest income$2,179,0001,657
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$2,179,0001,012
Total noninterest expense$9,475,0001,299
Salaries and employee benefits$5,218,0001,261
Premises and equipment expense$2,414,000719
Additional noninterest expense$1,843,0001,950
Pre-tax net operating income$-1,161,0008,922
Securities gains (losses)$5,778,00092
Applicable income taxes$1,865,0001,079
Income before extraordinary items$2,752,0001,754
Extraordinary gains, net$026
Net income$2,752,0001,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,998
Cash dividends$19,000,000184
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-945,9208,903
2004-06-30 (YTD Data)Rank
Total interest income$6,406,0002,183
Total interest expense$2,295,0001,732
Net interest income$4,111,0002,435
Provision for loan and lease losses$191,0002,290
Total noninterest income$1,695,0001,463
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,695,000900
Total noninterest expense$6,149,0001,329
Salaries and employee benefits$3,360,0001,301
Premises and equipment expense$1,539,000739
Additional noninterest expense$1,250,0001,908
Pre-tax net operating income$-534,0008,914
Securities gains (losses)$5,223,00075
Applicable income taxes$1,896,000754
Income before extraordinary items$2,793,0001,171
Extraordinary gains, net$021
Net income$2,793,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,376
Cash dividends$19,000,000140
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-549,7208,929
2004-03-31 (YTD Data)Rank
Total interest income$3,383,0002,068
Total interest expense$1,269,0001,583
Net interest income$2,114,0002,360
Provision for loan and lease losses$117,0001,897
Total noninterest income$1,054,0001,209
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$1,054,000758
Total noninterest expense$3,425,0001,182
Salaries and employee benefits$1,919,0001,140
Premises and equipment expense$853,000693
Additional noninterest expense$653,0001,816
Pre-tax net operating income$-374,0009,003
Securities gains (losses)$951,000173
Applicable income taxes$235,0002,285
Income before extraordinary items$342,0003,908
Extraordinary gains, net$016
Net income$342,0003,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,764
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-266,6408,956
2003-12-31 (YTD Data)Rank
Total interest income$12,643,0002,277
Total interest expense$4,338,0002,050
Net interest income$8,305,0002,344
Provision for loan and lease losses$651,0001,733
Total noninterest income$2,985,0001,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$2,985,0001,097
Total noninterest expense$11,677,0001,374
Salaries and employee benefits$6,420,0001,339
Premises and equipment expense$3,051,000748
Additional noninterest expense$2,206,0002,187
Pre-tax net operating income$-1,038,0008,983
Securities gains (losses)$3,499,000198
Applicable income taxes$971,0002,225
Income before extraordinary items$1,490,0003,574
Extraordinary gains, net$054
Net income$1,490,0003,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,302
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-749,3608,925
2003-09-30 (YTD Data)Rank
Total interest income$9,085,0002,400
Total interest expense$3,164,0002,191
Net interest income$5,921,0002,474
Provision for loan and lease losses$594,0001,426
Total noninterest income$2,215,0001,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,215,0001,146
Total noninterest expense$8,658,0001,402
Salaries and employee benefits$4,807,0001,363
Premises and equipment expense$2,204,000780
Additional noninterest expense$1,647,0002,177
Pre-tax net operating income$-1,116,0009,096
Securities gains (losses)$2,748,000220
Applicable income taxes$639,0002,551
Income before extraordinary items$993,0003,998
Extraordinary gains, net$040
Net income$993,0003,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,605
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-765,7209,043
2003-06-30 (YTD Data)Rank
Total interest income$5,789,0002,515
Total interest expense$2,066,0002,294
Net interest income$3,723,0002,611
Provision for loan and lease losses$350,0001,581
Total noninterest income$1,432,0001,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,432,0001,175
Total noninterest expense$5,903,0001,366
Salaries and employee benefits$3,384,0001,279
Premises and equipment expense$1,512,000767
Additional noninterest expense$1,007,0002,356
Pre-tax net operating income$-1,098,0009,170
Securities gains (losses)$1,919,000238
Applicable income taxes$319,0003,122
Income before extraordinary items$502,0004,796
Extraordinary gains, net$030
Net income$502,0004,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0002,091
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-726,1609,126
2003-03-31 (YTD Data)Rank
Total interest income$2,685,0002,717
Total interest expense$956,0002,532
Net interest income$1,729,0002,797
Provision for loan and lease losses$193,0001,418
Total noninterest income$681,0001,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$681,0001,184
Total noninterest expense$3,004,0001,344
Salaries and employee benefits$1,766,0001,209
Premises and equipment expense$767,000768
Additional noninterest expense$471,0002,473
Pre-tax net operating income$-787,0009,249
Securities gains (losses)$911,000230
Applicable income taxes$45,0005,243
Income before extraordinary items$79,0007,311
Extraordinary gains, net$021
Net income$79,0007,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0001,659
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-504,0409,200
2002-12-31 (YTD Data)Rank
Total interest income$8,227,0003,565
Total interest expense$3,199,0003,350
Net interest income$5,028,0003,658
Provision for loan and lease losses$469,0002,510
Total noninterest income$1,903,0002,219
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,903,0001,366
Total noninterest expense$9,667,0001,596
Salaries and employee benefits$5,409,0001,502
Premises and equipment expense$2,340,000935
Additional noninterest expense$1,918,0002,405
Pre-tax net operating income$-3,205,0009,288
Securities gains (losses)$4,570,000169
Applicable income taxes$499,0003,444
Income before extraordinary items$866,0004,981
Extraordinary gains, net$070
Net income$866,0004,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-2,058,8009,253
2001-12-31 (YTD Data)Rank
Total interest income$4,929,0005,657
Total interest expense$3,516,0004,193
Net interest income$1,413,0007,495
Provision for loan and lease losses$15,0007,716
Total noninterest income$767,0003,973
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$767,0002,449
Total noninterest expense$6,522,0002,210
Salaries and employee benefits$3,869,0001,940
Premises and equipment expense$1,286,0001,677
Additional noninterest expense$1,367,0003,123
Pre-tax net operating income$-4,357,0009,561
Securities gains (losses)$3,290,000179
Applicable income taxes$-432,0009,483
Income before extraordinary items$-635,0009,292
Extraordinary gains, net$0105
Net income$-635,0009,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-2,740,6009,530
2000-12-31 (YTD Data)Rank
Total interest income$13,0009,894
Total interest expense$1,0009,870
Net interest income$12,0009,889
Provision for loan and lease losses$46,0006,690
Total noninterest income$09,851
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$09,820
Total noninterest expense$39,0009,891
Salaries and employee benefits$36,0009,875
Premises and equipment expense$3,0009,859
Additional noninterest expense$09,897
Pre-tax net operating income$-73,0009,223
Securities gains (losses)$01,956
Applicable income taxes$-29,0009,418
Income before extraordinary items$-44,0009,202
Extraordinary gains, net$038
Net income$-44,0009,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$6,653,000135
Net operating income$-44,0009,194

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.