Home > Irwin Union Bank, F.S.B. > Assets and Liabilities

Irwin Union Bank, F.S.B., Assets and Liabilities

2009-06-30Rank
# of Employees:1031,596
Assets and Liabilities
Total Assets:$518,151,0001,379
Cash and due from depository institutions$60,816,0001,596
Interest-bearing balances$48,600,000468
Securities$850,0007,671
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$437,902,0001,116
Loan loss allowance$13,105,000636
Trading account assets$0240
Bank premises and fixed assets$2,947,0003,703
Other real estate owned$6,111,0001,596
Goodwill and other intangibles$214,0002,479
All other assets$9,311,0002,012
Life insurance assets$03,901
Total liabilities and capital$518,151,0001,379
Total liabilities$476,862,0001,355
Total deposits$462,611,0001,219
Interest-bearing deposits$434,389,0001,135
Deposits held in domestic offices$462,611,0001,217
% insured71.28%5,830
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$10,000,0002,919
Subordinated debt$0276
All other liabilities$4,251,0001,327
Total equity capital$41,289,0001,658
Total bank equity capital$41,289,0001,658
Perpetual preferred stock$0213
Common stock$07,509
Surplus$76,453,000511
Undivided profits$-35,164,0008,091
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$35,490,000517
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$810,000328
Income earned, not collected on loans$1,418,0002,466
Earning assets$487,352,0001,340
Long-term assets (5+ years)$07,339
Average Assets, year-to-date$563,030,6701,263
Average Assets, quarterly$529,530,0001,342
Volatile liabilities$148,561,0001,040
Insider loans$07,346
FHLB advances$10,000,0002,782
Loans and leases held for sale$01,961
Unused loan commitments$73,384,0001,073
Tier 1 (core) risk-based capital$41,276,0001,573
Tier 2 risk-based capital$5,617,0001,096
Total risk weighted assets$449,394,0001,166
Total unused commitments$73,384,0001,075
Derivatives$01,221
2009-03-31Rank
# of Employees:1031,603
Assets and Liabilities
Total Assets:$540,909,0001,325
Cash and due from depository institutions$41,217,0001,603
Interest-bearing balances$28,553,000674
Securities$837,0007,755
Federal funds sold & reverse repurchase agreements$05,546
Net loans & leases$472,615,0001,051
Loan loss allowance$15,454,000513
Trading account assets$0234
Bank premises and fixed assets$3,125,0003,614
Other real estate owned$4,395,0001,603
Goodwill and other intangibles$196,0002,519
All other assets$18,524,0001,141
Life insurance assets$03,932
Total liabilities and capital$540,908,0001,325
Total liabilities$488,532,0001,330
Total deposits$482,565,0001,165
Interest-bearing deposits$457,163,0001,071
Deposits held in domestic offices$482,565,0001,162
% insured68.37%6,321
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$05,670
Subordinated debt$0271
All other liabilities$5,967,000999
Total equity capital$52,376,0001,311
Total bank equity capital$52,376,0001,307
Perpetual preferred stock$0193
Common stock$07,555
Surplus$76,453,000507
Undivided profits$-24,077,0008,122
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$17,117,000839
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$879,000291
Income earned, not collected on loans$1,572,0002,275
Earning assets$502,005,0001,307
Long-term assets (5+ years)$07,384
Average Assets, year-to-date$585,470,5001,220
Average Assets, quarterly$585,470,5001,220
Volatile liabilities$141,047,0001,093
Insider loans$07,405
FHLB advances$05,264
Loans and leases held for sale$01,892
Unused loan commitments$85,001,0001,006
Tier 1 (core) risk-based capital$47,318,0001,381
Tier 2 risk-based capital$6,048,0001,002
Total risk weighted assets$483,877,0001,088
Total unused commitments$85,001,0001,006
Derivatives$01,177
2008-12-31Rank
# of Employees:871,933
Assets and Liabilities
Total Assets:$630,032,0001,124
Cash and due from depository institutions$99,730,0001,933
Interest-bearing balances$152,0005,339
Securities$847,0007,804
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$502,375,000980
Loan loss allowance$16,328,000486
Trading account assets$0236
Bank premises and fixed assets$3,263,0003,539
Other real estate owned$3,832,0001,933
Goodwill and other intangibles$202,0002,508
All other assets$19,783,0001,087
Life insurance assets$03,960
Total liabilities and capital$630,032,0001,124
Total liabilities$573,526,0001,114
Total deposits$546,284,000976
Interest-bearing deposits$515,724,000899
Deposits held in domestic offices$546,284,000975
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$21,000,0002,131
Subordinated debt$0278
All other liabilities$6,242,000964
Total equity capital$56,506,0001,185
Total bank equity capital$56,506,0001,185
Perpetual preferred stock$0141
Common stock$07,596
Surplus$76,453,000487
Undivided profits$-19,947,0008,178
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,794,0001,065
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$741,000311
Income earned, not collected on loans$1,697,0002,235
Earning assets$503,374,0001,280
Long-term assets (5+ years)$07,429
Average Assets, year-to-date$660,212,8001,013
Average Assets, quarterly$635,131,0001,094
Volatile liabilities$179,737,000865
Insider loans$07,451
FHLB advances$21,000,0002,025
Loans and leases held for sale$01,663
Unused loan commitments$96,509,000928
Tier 1 (core) risk-based capital$51,039,0001,245
Tier 2 risk-based capital$6,415,000935
Total risk weighted assets$513,203,0001,013
Total unused commitments$96,509,000928
Derivatives$01,109
2008-09-30Rank
# of Employees:871,950
Assets and Liabilities
Total Assets:$640,230,0001,077
Cash and due from depository institutions$86,632,0001,950
Interest-bearing balances$163,0004,640
Securities$857,0007,860
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$528,024,000931
Loan loss allowance$10,494,000637
Trading account assets$0251
Bank premises and fixed assets$3,276,0003,529
Other real estate owned$4,445,0001,950
Goodwill and other intangibles$163,0002,653
All other assets$16,833,0001,228
Life insurance assets$03,984
Total liabilities and capital$640,230,0001,077
Total liabilities$578,289,0001,080
Total deposits$499,919,0001,056
Interest-bearing deposits$456,730,0001,000
Deposits held in domestic offices$499,919,0001,053
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$75,000,000842
Subordinated debt$0276
All other liabilities$3,370,0001,554
Total equity capital$61,941,0001,093
Total bank equity capital$61,941,0001,093
Perpetual preferred stock$0110
Common stock$07,662
Surplus$76,453,000481
Undivided profits$-14,512,0008,280
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,685,0001,687
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$342,000470
Income earned, not collected on loans$1,704,0002,365
Earning assets$529,044,0001,210
Long-term assets (5+ years)$07,485
Average Assets, year-to-date$667,758,000994
Average Assets, quarterly$665,912,5001,021
Volatile liabilities$187,318,000808
Insider loans$07,515
FHLB advances$75,000,000766
Loans and leases held for sale$01,623
Unused loan commitments$118,130,000842
Tier 1 (core) risk-based capital$61,950,0001,026
Tier 2 risk-based capital$7,170,000801
Total risk weighted assets$559,393,000916
Total unused commitments$118,130,000843
Derivatives$01,077
2008-06-30Rank
# of Employees:891,928
Assets and Liabilities
Total Assets:$691,595,000989
Cash and due from depository institutions$68,261,0001,928
Interest-bearing balances$165,0004,529
Securities$890,0007,911
Federal funds sold & reverse repurchase agreements$50,000,000225
Net loans & leases$553,049,000869
Loan loss allowance$9,976,000636
Trading account assets$0267
Bank premises and fixed assets$3,469,0003,391
Other real estate owned$259,0001,928
Goodwill and other intangibles$162,0002,670
All other assets$15,505,0001,278
Life insurance assets$04,015
Total liabilities and capital$691,595,000989
Total liabilities$636,191,000965
Total deposits$550,207,000941
Interest-bearing deposits$514,802,000874
Deposits held in domestic offices$550,207,000939
% insured0.00%1
Federal funds purchased & repurchase agreements$10,000,0001,325
Trading liabilities$094
Other borrowed funds$72,800,000837
Subordinated debt$0257
All other liabilities$3,184,0001,624
Total equity capital$55,404,0001,223
Total bank equity capital$55,404,0001,223
Perpetual preferred stock$0107
Common stock$07,725
Surplus$68,453,000520
Undivided profits$-13,049,0008,378
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,383,0001,105
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$2,064,0001,848
Earning assets$604,104,0001,033
Long-term assets (5+ years)$07,536
Average Assets, year-to-date$676,934,000990
Average Assets, quarterly$691,909,500985
Volatile liabilities$206,448,000745
Insider loans$07,572
FHLB advances$70,000,000792
Loans and leases held for sale$01,725
Unused loan commitments$159,936,000682
Tier 1 (core) risk-based capital$55,407,0001,143
Tier 2 risk-based capital$7,417,000773
Total risk weighted assets$593,396,000859
Total unused commitments$159,936,000682
Derivatives$01,075
2008-03-31Rank
# of Employees:861,990
Assets and Liabilities
Total Assets:$692,224,000982
Cash and due from depository institutions$20,112,0001,990
Interest-bearing balances$161,0004,592
Securities$961,0007,946
Federal funds sold & reverse repurchase agreements$86,400,000198
Net loans & leases$566,913,000836
Loan loss allowance$8,080,000725
Trading account assets$0252
Bank premises and fixed assets$3,502,0003,355
Other real estate owned$569,0001,990
Goodwill and other intangibles$174,0002,659
All other assets$13,593,0001,379
Life insurance assets$04,038
Total liabilities and capital$692,224,000982
Total liabilities$633,127,000959
Total deposits$525,869,000981
Interest-bearing deposits$489,226,000914
Deposits held in domestic offices$525,869,000978
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$105,000,000577
Subordinated debt$0251
All other liabilities$2,258,0002,235
Total equity capital$59,097,0001,173
Total bank equity capital$59,097,0001,173
Perpetual preferred stock$0108
Common stock$07,761
Surplus$67,253,000527
Undivided profits$-8,156,0008,419
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,950,000609
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$75,000828
Income earned, not collected on loans$2,028,0001,920
Earning assets$654,435,000945
Long-term assets (5+ years)$07,572
Average Assets, year-to-date$669,603,5001,004
Average Assets, quarterly$669,603,5001,004
Volatile liabilities$222,721,000675
Insider loans$07,597
FHLB advances$100,000,000542
Loans and leases held for sale$01,797
Unused loan commitments$165,718,000678
Tier 1 (core) risk-based capital$59,102,0001,059
Tier 2 risk-based capital$7,652,000737
Total risk weighted assets$612,157,000832
Total unused commitments$165,718,000678
Derivatives$01,109
2007-12-31Rank
# of Employees:971,769
Assets and Liabilities
Total Assets:$646,983,0001,033
Cash and due from depository institutions$13,371,0001,769
Interest-bearing balances$108,0004,615
Securities$1,041,0007,986
Federal funds sold & reverse repurchase agreements$40,225,000330
Net loans & leases$578,124,000822
Loan loss allowance$7,169,000797
Trading account assets$0237
Bank premises and fixed assets$3,604,0003,258
Other real estate owned$291,0001,769
Goodwill and other intangibles$182,0002,635
All other assets$10,145,0001,767
Life insurance assets$04,052
Total liabilities and capital$646,983,0001,033
Total liabilities$587,489,0001,014
Total deposits$534,789,000963
Interest-bearing deposits$507,882,000882
Deposits held in domestic offices$534,789,000961
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$50,000,0001,018
Subordinated debt$0248
All other liabilities$2,700,0001,951
Total equity capital$59,494,0001,159
Total bank equity capital$59,494,0001,159
Perpetual preferred stock$0111
Common stock$07,805
Surplus$67,253,000523
Undivided profits$-7,759,0008,471
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,056,000736
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$75,000808
Income earned, not collected on loans$2,294,0001,823
Earning assets$619,498,000987
Long-term assets (5+ years)$07,609
Average Assets, year-to-date$605,094,4001,070
Average Assets, quarterly$654,068,0001,013
Volatile liabilities$165,008,000913
Insider loans$07,621
FHLB advances$45,000,0001,020
Loans and leases held for sale$01,738
Unused loan commitments$150,602,000740
Tier 1 (core) risk-based capital$59,500,0001,057
Tier 2 risk-based capital$7,346,000761
Total risk weighted assets$614,256,000826
Total unused commitments$150,602,000740
Derivatives$01,052
2007-09-30Rank
# of Employees:1051,621
Assets and Liabilities
Total Assets:$661,153,000996
Cash and due from depository institutions$13,790,0001,621
Interest-bearing balances$108,0004,464
Securities$939,0008,074
Federal funds sold & reverse repurchase agreements$68,400,000214
Net loans & leases$566,654,000817
Loan loss allowance$3,879,0001,376
Trading account assets$0244
Bank premises and fixed assets$3,295,0003,425
Other real estate owned$01,621
Goodwill and other intangibles$187,0002,622
All other assets$7,888,0002,174
Life insurance assets$04,026
Total liabilities and capital$661,153,000996
Total liabilities$600,765,000983
Total deposits$592,499,000865
Interest-bearing deposits$566,622,000783
Deposits held in domestic offices$592,499,000864
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$4,000,0003,752
Subordinated debt$0244
All other liabilities$4,266,0001,341
Total equity capital$60,388,0001,127
Total bank equity capital$60,388,0001,127
Perpetual preferred stock$0113
Common stock$07,824
Surplus$67,253,000509
Undivided profits$-6,865,0008,511
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,498,0001,276
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$147,000651
Income earned, not collected on loans$2,310,0001,961
Earning assets$636,101,000957
Long-term assets (5+ years)$07,622
Average Assets, year-to-date$594,622,2501,085
Average Assets, quarterly$646,737,5001,008
Volatile liabilities$105,550,0001,339
Insider loans$07,654
FHLB advances$05,081
Loans and leases held for sale$01,751
Unused loan commitments$141,986,000791
Tier 1 (core) risk-based capital$60,332,0001,039
Tier 2 risk-based capital$4,056,0001,294
Total risk weighted assets$601,157,000831
Total unused commitments$141,986,000791
Derivatives$01,033
2007-06-30Rank
# of Employees:1031,690
Assets and Liabilities
Total Assets:$632,322,0001,048
Cash and due from depository institutions$13,743,0001,690
Interest-bearing balances$108,0004,554
Securities$1,053,0008,074
Federal funds sold & reverse repurchase agreements$34,000,000442
Net loans & leases$569,650,000809
Loan loss allowance$3,716,0001,436
Trading account assets$0245
Bank premises and fixed assets$3,425,0003,319
Other real estate owned$01,690
Goodwill and other intangibles$138,0002,770
All other assets$10,313,0001,727
Life insurance assets$04,058
Total liabilities and capital$632,322,0001,048
Total liabilities$573,515,0001,040
Total deposits$505,577,0001,023
Interest-bearing deposits$482,602,000928
Deposits held in domestic offices$505,577,0001,020
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$64,000,000716
Subordinated debt$0258
All other liabilities$3,938,0001,399
Total equity capital$58,807,0001,156
Total bank equity capital$58,807,0001,156
Perpetual preferred stock$0111
Common stock$07,878
Surplus$66,253,000531
Undivided profits$-7,446,0008,571
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,202,0002,575
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$295,000461
Income earned, not collected on loans$2,230,0001,871
Earning assets$604,811,0001,011
Long-term assets (5+ years)$07,662
Average Assets, year-to-date$572,445,3301,145
Average Assets, quarterly$606,645,0001,093
Volatile liabilities$136,718,0001,037
Insider loans$07,685
FHLB advances$60,000,000674
Loans and leases held for sale$01,802
Unused loan commitments$144,305,000790
Tier 1 (core) risk-based capital$58,817,0001,075
Tier 2 risk-based capital$3,893,0001,355
Total risk weighted assets$593,915,000840
Total unused commitments$144,305,000790
Derivatives$01,067
2007-03-31Rank
# of Employees:1011,709
Assets and Liabilities
Total Assets:$580,968,0001,143
Cash and due from depository institutions$10,668,0001,709
Interest-bearing balances$104,0004,659
Securities$1,055,0008,120
Federal funds sold & reverse repurchase agreements$06,772
Net loans & leases$555,590,000810
Loan loss allowance$3,646,0001,459
Trading account assets$0267
Bank premises and fixed assets$2,941,0003,614
Other real estate owned$01,709
Goodwill and other intangibles$165,0002,698
All other assets$10,549,0001,644
Life insurance assets$04,074
Total liabilities and capital$580,969,0001,143
Total liabilities$523,613,0001,137
Total deposits$437,322,0001,198
Interest-bearing deposits$402,693,0001,123
Deposits held in domestic offices$437,322,0001,194
% insured0.00%1
Federal funds purchased & repurchase agreements$3,000,0001,866
Trading liabilities$089
Other borrowed funds$78,500,000590
Subordinated debt$0262
All other liabilities$4,791,0001,195
Total equity capital$57,356,0001,169
Total bank equity capital$57,356,0001,169
Perpetual preferred stock$0113
Common stock$07,908
Surplus$65,253,000515
Undivided profits$-7,897,0008,618
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$596,0003,705
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$2,270,0001,782
Earning assets$556,749,0001,093
Long-term assets (5+ years)$07,689
Average Assets, year-to-date$542,507,0001,217
Average Assets, quarterly$542,507,0001,217
Volatile liabilities$148,220,000940
Insider loans$07,710
FHLB advances$75,000,000548
Loans and leases held for sale$01,800
Unused loan commitments$126,940,000867
Tier 1 (core) risk-based capital$57,367,0001,085
Tier 2 risk-based capital$3,823,0001,373
Total risk weighted assets$568,786,000848
Total unused commitments$126,940,000867
Derivatives$01,065
2006-12-31Rank
# of Employees:901,925
Assets and Liabilities
Total Assets:$504,046,0001,305
Cash and due from depository institutions$20,184,0001,925
Interest-bearing balances$104,0004,673
Securities$1,052,0008,175
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$471,914,000947
Loan loss allowance$3,310,0001,569
Trading account assets$0156
Bank premises and fixed assets$2,602,0003,870
Other real estate owned$01,925
Goodwill and other intangibles$174,0002,673
All other assets$8,120,0002,051
Life insurance assets$04,082
Total liabilities and capital$504,046,0001,305
Total liabilities$448,242,0001,319
Total deposits$440,621,0001,161
Interest-bearing deposits$404,294,0001,088
Deposits held in domestic offices$440,621,0001,159
% insured0.00%1
Federal funds purchased & repurchase agreements$4,800,0001,652
Trading liabilities$077
Other borrowed funds$05,610
Subordinated debt$0264
All other liabilities$2,821,0001,832
Total equity capital$55,804,0001,174
Total bank equity capital$55,804,0001,174
Perpetual preferred stock$0112
Common stock$07,944
Surplus$63,753,000507
Undivided profits$-7,949,0008,657
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$451,0004,051
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$2,073,0002,032
Earning assets$473,070,0001,274
Long-term assets (5+ years)$07,714
Average Assets, year-to-date$511,424,8001,230
Average Assets, quarterly$501,726,0001,296
Volatile liabilities$373,650,000479
Insider loans$07,725
FHLB advances$05,139
Loans and leases held for sale$01,760
Unused loan commitments$120,773,000879
Tier 1 (core) risk-based capital$55,820,0001,094
Tier 2 risk-based capital$3,337,0001,549
Total risk weighted assets$525,354,000891
Total unused commitments$120,773,000879
Derivatives$01,023
2006-09-30Rank
# of Employees:941,849
Assets and Liabilities
Total Assets:$499,406,0001,314
Cash and due from depository institutions$23,176,0001,849
Interest-bearing balances$104,0004,680
Securities$1,062,0008,242
Federal funds sold & reverse repurchase agreements$11,000,0001,271
Net loans & leases$455,551,000978
Loan loss allowance$3,114,0001,676
Trading account assets$0154
Bank premises and fixed assets$2,557,0003,878
Other real estate owned$01,849
Goodwill and other intangibles$165,0002,700
All other assets$5,895,0002,659
Life insurance assets$04,052
Total liabilities and capital$499,406,0001,314
Total liabilities$444,409,0001,319
Total deposits$437,714,0001,145
Interest-bearing deposits$408,646,0001,060
Deposits held in domestic offices$437,714,0001,142
% insured0.00%1
Federal funds purchased & repurchase agreements$2,500,0002,219
Trading liabilities$074
Other borrowed funds$05,812
Subordinated debt$0269
All other liabilities$4,195,0001,301
Total equity capital$54,997,0001,193
Total bank equity capital$54,997,0001,193
Perpetual preferred stock$0118
Common stock$08,007
Surplus$63,753,000508
Undivided profits$-8,756,0008,719
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$579,0003,602
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$1,727,0002,461
Earning assets$467,717,0001,285
Long-term assets (5+ years)$07,763
Average Assets, year-to-date$513,269,5001,234
Average Assets, quarterly$507,204,5001,281
Volatile liabilities$362,086,000504
Insider loans$07,800
FHLB advances$05,308
Loans and leases held for sale$01,773
Unused loan commitments$105,292,0001,006
Tier 1 (core) risk-based capital$55,011,0001,114
Tier 2 risk-based capital$3,141,0001,644
Total risk weighted assets$510,552,000916
Total unused commitments$105,292,0001,007
Derivatives$01,023
2006-06-30Rank
# of Employees:941,862
Assets and Liabilities
Total Assets:$515,003,0001,255
Cash and due from depository institutions$22,631,0001,862
Interest-bearing balances$104,0004,729
Securities$1,052,0008,295
Federal funds sold & reverse repurchase agreements$28,700,000416
Net loans & leases$454,291,000964
Loan loss allowance$2,843,0001,817
Trading account assets$0157
Bank premises and fixed assets$2,479,0003,937
Other real estate owned$6,0001,862
Goodwill and other intangibles$186,0002,648
All other assets$5,658,0002,729
Life insurance assets$04,035
Total liabilities and capital$515,003,0001,255
Total liabilities$461,084,0001,259
Total deposits$456,380,0001,083
Interest-bearing deposits$414,054,0001,017
Deposits held in domestic offices$456,380,0001,081
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$05,848
Subordinated debt$0265
All other liabilities$4,704,0001,092
Total equity capital$53,919,0001,168
Total bank equity capital$53,919,0001,168
Perpetual preferred stock$0119
Common stock$08,039
Surplus$63,753,000502
Undivided profits$-9,834,0008,749
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$407,0004,092
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$1,710,0002,200
Earning assets$484,147,0001,218
Long-term assets (5+ years)$07,786
Average Assets, year-to-date$517,890,6701,223
Average Assets, quarterly$523,558,0001,222
Volatile liabilities$378,202,000481
Insider loans$07,848
FHLB advances$05,334
Loans and leases held for sale$01,763
Unused loan commitments$94,220,0001,099
Tier 1 (core) risk-based capital$53,933,0001,112
Tier 2 risk-based capital$2,870,0001,736
Total risk weighted assets$485,795,000951
Total unused commitments$94,220,0001,099
Derivatives$01,000
2006-03-31Rank
# of Employees:941,851
Assets and Liabilities
Total Assets:$532,113,0001,183
Cash and due from depository institutions$20,127,0001,851
Interest-bearing balances$103,0004,849
Securities$1,068,0008,333
Federal funds sold & reverse repurchase agreements$67,100,000210
Net loans & leases$437,236,000976
Loan loss allowance$2,645,0001,911
Trading account assets$0154
Bank premises and fixed assets$2,300,0004,095
Other real estate owned$01,851
Goodwill and other intangibles$162,0002,702
All other assets$4,120,0003,327
Life insurance assets$04,002
Total liabilities and capital$532,113,0001,183
Total liabilities$478,933,0001,186
Total deposits$476,159,0001,029
Interest-bearing deposits$430,721,000960
Deposits held in domestic offices$476,159,0001,027
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$05,773
Subordinated debt$0259
All other liabilities$2,774,0001,692
Total equity capital$53,180,0001,165
Total bank equity capital$53,180,0001,165
Perpetual preferred stock$0120
Common stock$08,045
Surplus$63,753,000482
Undivided profits$-10,573,0008,772
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$270,0004,805
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$1,550,0002,298
Earning assets$505,507,0001,142
Long-term assets (5+ years)$07,792
Average Assets, year-to-date$519,334,5001,205
Average Assets, quarterly$519,334,5001,205
Volatile liabilities$401,080,000435
Insider loans$07,878
FHLB advances$05,285
Loans and leases held for sale$01,721
Unused loan commitments$114,622,000931
Tier 1 (core) risk-based capital$53,188,0001,108
Tier 2 risk-based capital$2,672,0001,811
Total risk weighted assets$450,130,000990
Total unused commitments$114,622,000931
Derivatives$0990
2005-12-31Rank
# of Employees:951,828
Assets and Liabilities
Total Assets:$506,556,0001,232
Cash and due from depository institutions$17,548,0001,828
Interest-bearing balances$103,0004,889
Securities$1,077,0008,379
Federal funds sold & reverse repurchase agreements$62,300,000212
Net loans & leases$418,717,000988
Loan loss allowance$2,428,0002,031
Trading account assets$0155
Bank premises and fixed assets$2,370,0003,991
Other real estate owned$01,828
Goodwill and other intangibles$159,0002,700
All other assets$4,385,0003,167
Life insurance assets$0351
Total liabilities and capital$506,557,0001,232
Total liabilities$454,227,0001,237
Total deposits$450,679,0001,070
Interest-bearing deposits$423,180,000963
Deposits held in domestic offices$450,679,0001,069
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$05,856
Subordinated debt$0258
All other liabilities$3,548,0001,362
Total equity capital$52,330,0001,170
Total bank equity capital$52,330,0001,170
Perpetual preferred stock$0122
Common stock$08,078
Surplus$63,753,000472
Undivided profits$-11,423,0008,821
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$271,0004,865
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$1,611,0002,204
Earning assets$482,197,0001,183
Long-term assets (5+ years)$07,839
Average Assets, year-to-date$474,660,4001,256
Average Assets, quarterly$526,780,5001,171
Volatile liabilities$377,429,000439
Insider loans$07,892
FHLB advances$05,326
Loans and leases held for sale$01,743
Unused loan commitments$89,758,0001,093
Tier 1 (core) risk-based capital$52,340,0001,099
Tier 2 risk-based capital$2,455,0001,933
Total risk weighted assets$439,830,0001,007
Total unused commitments$89,758,0001,093
Derivatives$0930
2005-09-30Rank
# of Employees:832,086
Assets and Liabilities
Total Assets:$547,005,0001,117
Cash and due from depository institutions$34,981,0002,086
Interest-bearing balances$103,0004,961
Securities$1,107,0008,408
Federal funds sold & reverse repurchase agreements$106,700,000144
Net loans & leases$397,412,0001,024
Loan loss allowance$2,426,0001,999
Trading account assets$0146
Bank premises and fixed assets$2,525,0003,806
Other real estate owned$02,086
Goodwill and other intangibles$132,0002,759
All other assets$4,148,0003,250
Life insurance assets$0341
Total liabilities and capital$547,005,0001,117
Total liabilities$495,981,0001,107
Total deposits$492,768,000948
Interest-bearing deposits$457,544,000863
Deposits held in domestic offices$492,768,000944
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$05,928
Subordinated debt$0251
All other liabilities$3,213,0001,414
Total equity capital$51,024,0001,182
Total bank equity capital$51,024,0001,182
Perpetual preferred stock$0120
Common stock$08,097
Surplus$63,753,000458
Undivided profits$-12,729,0008,848
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$155,0005,802
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$1,336,0002,628
Earning assets$505,322,0001,099
Long-term assets (5+ years)$07,872
Average Assets, year-to-date$466,686,5001,263
Average Assets, quarterly$525,087,5001,150
Volatile liabilities$421,028,000408
Insider loans$07,932
FHLB advances$05,403
Loans and leases held for sale$01,843
Unused loan commitments$72,590,0001,281
Tier 1 (core) risk-based capital$51,025,0001,107
Tier 2 risk-based capital$2,448,0001,903
Total risk weighted assets$423,239,0001,018
Total unused commitments$72,590,0001,281
Derivatives$0909
2005-06-30Rank
# of Employees:812,125
Assets and Liabilities
Total Assets:$503,170,0001,184
Cash and due from depository institutions$16,971,0002,125
Interest-bearing balances$103,0004,936
Securities$1,114,0008,421
Federal funds sold & reverse repurchase agreements$180,000,00090
Net loans & leases$298,289,0001,367
Loan loss allowance$1,968,0002,375
Trading account assets$0148
Bank premises and fixed assets$2,476,0003,797
Other real estate owned$02,125
Goodwill and other intangibles$112,0002,813
All other assets$4,208,0003,103
Life insurance assets$0339
Total liabilities and capital$503,170,0001,184
Total liabilities$452,653,0001,185
Total deposits$451,447,0001,009
Interest-bearing deposits$430,403,000888
Deposits held in domestic offices$451,447,0001,007
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$05,868
Subordinated debt$0251
All other liabilities$1,206,0002,856
Total equity capital$50,517,0001,176
Total bank equity capital$50,517,0001,176
Perpetual preferred stock$0118
Common stock$08,105
Surplus$63,753,000447
Undivided profits$-13,236,0008,860
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$114,0006,090
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$908,0003,435
Earning assets$479,506,0001,136
Long-term assets (5+ years)$07,884
Average Assets, year-to-date$439,913,6701,322
Average Assets, quarterly$472,575,0001,252
Volatile liabilities$384,888,000424
Insider loans$07,951
FHLB advances$05,357
Loans and leases held for sale$01,818
Unused loan commitments$62,224,0001,434
Tier 1 (core) risk-based capital$50,509,0001,086
Tier 2 risk-based capital$1,968,0002,270
Total risk weighted assets$331,013,0001,290
Total unused commitments$62,224,0001,434
Derivatives$0866
2005-03-31Rank
# of Employees:792,151
Assets and Liabilities
Total Assets:$441,980,0001,333
Cash and due from depository institutions$13,503,0002,151
Interest-bearing balances$101,0005,021
Securities$1,115,0008,496
Federal funds sold & reverse repurchase agreements$138,000,000118
Net loans & leases$283,147,0001,407
Loan loss allowance$2,177,0002,156
Trading account assets$0148
Bank premises and fixed assets$2,173,0004,116
Other real estate owned$70,0002,151
Goodwill and other intangibles$93,0002,868
All other assets$3,879,0003,258
Life insurance assets$0333
Total liabilities and capital$441,980,0001,333
Total liabilities$402,504,0001,317
Total deposits$401,650,0001,134
Interest-bearing deposits$368,207,0001,036
Deposits held in domestic offices$401,650,0001,131
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$05,784
Subordinated debt$0265
All other liabilities$854,0003,535
Total equity capital$39,476,0001,443
Total bank equity capital$39,476,0001,443
Perpetual preferred stock$0120
Common stock$08,166
Surplus$53,753,000500
Undivided profits$-14,277,0008,920
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$126,0006,061
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$904,0003,344
Earning assets$422,363,0001,270
Long-term assets (5+ years)$07,945
Average Assets, year-to-date$408,285,5001,453
Average Assets, quarterly$408,285,5001,453
Volatile liabilities$342,879,000441
Insider loans$08,007
FHLB advances$05,246
Loans and leases held for sale$01,762
Unused loan commitments$60,152,0001,411
Tier 1 (core) risk-based capital$39,489,0001,366
Tier 2 risk-based capital$2,177,0002,055
Total risk weighted assets$303,613,0001,388
Total unused commitments$60,152,0001,411
Derivatives$0790
2004-12-31Rank
# of Employees:722,400
Assets and Liabilities
Total Assets:$374,591,0001,603
Cash and due from depository institutions$13,994,0002,400
Interest-bearing balances$101,0005,055
Securities$1,124,0008,529
Federal funds sold & reverse repurchase agreements$63,400,000204
Net loans & leases$291,331,0001,347
Loan loss allowance$1,243,0003,410
Trading account assets$0153
Bank premises and fixed assets$1,676,0004,747
Other real estate owned$70,0002,400
Goodwill and other intangibles$92,0002,860
All other assets$2,904,0003,887
Life insurance assets$0334
Total liabilities and capital$374,591,0001,603
Total liabilities$334,954,0001,613
Total deposits$332,563,0001,398
Interest-bearing deposits$304,129,0001,285
Deposits held in domestic offices$332,563,0001,394
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$05,836
Subordinated debt$0272
All other liabilities$2,391,0001,657
Total equity capital$39,637,0001,439
Total bank equity capital$39,637,0001,439
Perpetual preferred stock$0118
Common stock$08,205
Surplus$53,753,000498
Undivided profits$-14,116,0008,968
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$219,0005,284
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$902,0003,357
Earning assets$355,956,0001,535
Long-term assets (5+ years)$07,981
Average Assets, year-to-date$398,513,0001,415
Average Assets, quarterly$364,623,0001,622
Volatile liabilities$276,150,000519
Insider loans$08,048
FHLB advances$05,260
Loans and leases held for sale$01,753
Unused loan commitments$53,165,0001,501
Tier 1 (core) risk-based capital$39,636,0001,342
Tier 2 risk-based capital$1,243,0003,208
Total risk weighted assets$286,519,0001,458
Total unused commitments$53,165,0001,501
Derivatives$0774
2004-09-30Rank
# of Employees:632,724
Assets and Liabilities
Total Assets:$354,655,0001,665
Cash and due from depository institutions$12,764,0002,724
Interest-bearing balances$100,0005,125
Securities$26,131,0003,977
Federal funds sold & reverse repurchase agreements$52,800,000230
Net loans & leases$259,121,0001,490
Loan loss allowance$1,188,0003,545
Trading account assets$0149
Bank premises and fixed assets$1,490,0004,980
Other real estate owned$02,724
Goodwill and other intangibles$86,0002,846
All other assets$2,263,0004,513
Life insurance assets$0330
Total liabilities and capital$354,655,0001,665
Total liabilities$315,482,0001,683
Total deposits$312,242,0001,477
Interest-bearing deposits$287,503,0001,348
Deposits held in domestic offices$312,242,0001,472
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$05,863
Subordinated debt$0276
All other liabilities$3,240,0001,309
Total equity capital$39,173,0001,437
Total bank equity capital$39,173,0001,437
Perpetual preferred stock$0124
Common stock$08,249
Surplus$53,753,000496
Undivided profits$-14,580,0009,014
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$273,0005,113
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$765,0004,011
Earning assets$338,152,0001,589
Long-term assets (5+ years)$08,028
Average Assets, year-to-date$404,493,5001,381
Average Assets, quarterly$318,110,5001,815
Volatile liabilities$260,205,000526
Insider loans$120,0007,144
FHLB advances$05,299
Loans and leases held for sale$01,808
Unused loan commitments$40,088,0001,871
Tier 1 (core) risk-based capital$39,184,0001,341
Tier 2 risk-based capital$1,199,0003,277
Total risk weighted assets$259,311,0001,571
Total unused commitments$40,088,0001,874
Derivatives$0770
2004-06-30Rank
# of Employees:533,196
Assets and Liabilities
Total Assets:$281,566,0002,013
Cash and due from depository institutions$8,971,0003,196
Interest-bearing balances$100,0005,164
Securities$41,193,0002,865
Federal funds sold & reverse repurchase agreements$63,700,000205
Net loans & leases$163,767,0002,265
Loan loss allowance$1,132,0003,666
Trading account assets$0153
Bank premises and fixed assets$1,315,0005,262
Other real estate owned$03,196
Goodwill and other intangibles$92,0002,842
All other assets$2,528,0004,191
Life insurance assets$0323
Total liabilities and capital$281,566,0002,013
Total liabilities$254,368,0002,019
Total deposits$251,324,0001,836
Interest-bearing deposits$222,817,0001,739
Deposits held in domestic offices$251,324,0001,829
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$05,862
Subordinated debt$0288
All other liabilities$3,044,0001,273
Total equity capital$27,198,0002,027
Total bank equity capital$27,198,0002,027
Perpetual preferred stock$0126
Common stock$08,301
Surplus$41,753,000586
Undivided profits$-14,555,0009,068
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$515,0003,926
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$475,0005,442
Earning assets$268,760,0001,945
Long-term assets (5+ years)$08,066
Average Assets, year-to-date$421,106,3301,316
Average Assets, quarterly$399,625,5001,411
Volatile liabilities$203,202,000624
Insider loans$120,0007,189
FHLB advances$05,298
Loans and leases held for sale$01,820
Unused loan commitments$35,849,0002,011
Tier 1 (core) risk-based capital$27,225,0001,959
Tier 2 risk-based capital$1,132,0003,401
Total risk weighted assets$190,596,0002,025
Total unused commitments$35,849,0002,015
Derivatives$0740
2004-03-31Rank
# of Employees:692,492
Assets and Liabilities
Total Assets:$517,685,0001,067
Cash and due from depository institutions$26,832,0002,492
Interest-bearing balances$100,0005,261
Securities$31,515,0003,513
Federal funds sold & reverse repurchase agreements$293,000,00088
Net loans & leases$161,958,0002,225
Loan loss allowance$1,080,0003,751
Trading account assets$0144
Bank premises and fixed assets$1,636,0004,733
Other real estate owned$02,492
Goodwill and other intangibles$168,0002,626
All other assets$2,576,0003,996
Life insurance assets$0322
Total liabilities and capital$517,685,0001,067
Total liabilities$473,918,0001,054
Total deposits$472,413,000898
Interest-bearing deposits$387,867,000937
Deposits held in domestic offices$472,413,000895
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$05,747
Subordinated debt$0287
All other liabilities$1,505,0002,419
Total equity capital$43,767,0001,266
Total bank equity capital$43,767,0001,266
Perpetual preferred stock$0129
Common stock$08,335
Surplus$41,753,000573
Undivided profits$2,014,0006,588
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$519,0004,022
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$462,0005,488
Earning assets$486,573,0001,041
Long-term assets (5+ years)$08,096
Average Assets, year-to-date$490,876,5001,111
Average Assets, quarterly$490,876,5001,111
Volatile liabilities$416,883,000367
Insider loans$250,0006,493
FHLB advances$05,150
Loans and leases held for sale$01,884
Unused loan commitments$30,497,0002,196
Tier 1 (core) risk-based capital$43,775,0001,158
Tier 2 risk-based capital$1,080,0003,480
Total risk weighted assets$229,180,0001,685
Total unused commitments$30,497,0002,200
Derivatives$0699
2003-12-31Rank
# of Employees:642,692
Assets and Liabilities
Total Assets:$464,068,0001,194
Cash and due from depository institutions$17,705,0002,692
Interest-bearing balances$100,0005,208
Securities$21,583,0004,606
Federal funds sold & reverse repurchase agreements$262,000,00089
Net loans & leases$158,445,0002,242
Loan loss allowance$1,026,0003,879
Trading account assets$0168
Bank premises and fixed assets$1,649,0004,706
Other real estate owned$02,692
Goodwill and other intangibles$189,0002,576
All other assets$2,497,0004,114
Life insurance assets$01
Total liabilities and capital$464,068,0001,194
Total liabilities$423,686,0001,173
Total deposits$422,347,0001,005
Interest-bearing deposits$411,959,000887
Deposits held in domestic offices$422,347,0001,003
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$05,772
Subordinated debt$0293
All other liabilities$1,339,0002,535
Total equity capital$40,382,0001,347
Total bank equity capital$40,382,0001,347
Perpetual preferred stock$0131
Common stock$08,396
Surplus$38,753,000605
Undivided profits$1,629,0006,893
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$86,0006,867
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$466,0005,590
Earning assets$442,128,0001,144
Long-term assets (5+ years)$08,140
Average Assets, year-to-date$401,980,0001,353
Average Assets, quarterly$444,617,5001,233
Volatile liabilities$370,882,000402
Insider loans$250,0006,527
FHLB advances$05,171
Loans and leases held for sale$01,789
Unused loan commitments$24,568,0002,467
Tier 1 (core) risk-based capital$40,432,0001,251
Tier 2 risk-based capital$1,026,0003,618
Total risk weighted assets$216,662,0001,754
Total unused commitments$24,568,0002,473
Derivatives$0665
2003-09-30Rank
# of Employees:642,713
Assets and Liabilities
Total Assets:$425,167,0001,307
Cash and due from depository institutions$29,864,0002,713
Interest-bearing balances$100,0005,286
Securities$41,588,0002,841
Federal funds sold & reverse repurchase agreements$202,500,000110
Net loans & leases$146,639,0002,400
Loan loss allowance$976,0004,045
Trading account assets$0165
Bank premises and fixed assets$1,689,0004,633
Other real estate owned$02,713
Goodwill and other intangibles$170,0002,586
All other assets$2,717,0003,899
Life insurance assets$01
Total liabilities and capital$425,167,0001,307
Total liabilities$390,279,0001,285
Total deposits$384,178,0001,124
Interest-bearing deposits$380,110,000980
Deposits held in domestic offices$384,178,0001,122
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$5,000,0003,313
Subordinated debt$0293
All other liabilities$1,101,0003,035
Total equity capital$34,888,0001,570
Total bank equity capital$34,888,0001,570
Perpetual preferred stock$0137
Common stock$08,445
Surplus$33,753,000686
Undivided profits$1,135,0007,433
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$138,0006,551
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$439,0005,964
Earning assets$390,827,0001,304
Long-term assets (5+ years)$08,204
Average Assets, year-to-date$386,458,0001,419
Average Assets, quarterly$425,954,0001,306
Volatile liabilities$338,076,000435
Insider loans$225,0006,664
FHLB advances$05,135
Loans and leases held for sale$01,962
Unused loan commitments$21,382,0002,715
Tier 1 (core) risk-based capital$34,936,0001,474
Tier 2 risk-based capital$976,0003,741
Total risk weighted assets$202,418,0001,866
Total unused commitments$21,382,0002,719
Derivatives$0666
2003-06-30Rank
# of Employees:612,841
Assets and Liabilities
Total Assets:$426,741,0001,300
Cash and due from depository institutions$42,515,0002,841
Interest-bearing balances$100,0005,348
Securities$11,379,0006,171
Federal funds sold & reverse repurchase agreements$246,600,000107
Net loans & leases$121,870,0002,775
Loan loss allowance$745,0004,811
Trading account assets$0170
Bank premises and fixed assets$1,754,0004,522
Other real estate owned$02,841
Goodwill and other intangibles$142,0002,601
All other assets$2,481,0004,035
Life insurance assets$01
Total liabilities and capital$426,741,0001,300
Total liabilities$392,305,0001,275
Total deposits$381,030,0001,114
Interest-bearing deposits$376,426,000981
Deposits held in domestic offices$381,030,0001,113
% insured0.00%1
Federal funds purchased & repurchase agreements$10,400,0001,032
Trading liabilities$074
Other borrowed funds$05,772
Subordinated debt$0266
All other liabilities$875,0003,617
Total equity capital$34,436,0001,588
Total bank equity capital$34,436,0001,588
Perpetual preferred stock$0140
Common stock$08,468
Surplus$33,753,000677
Undivided profits$683,0007,925
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$142,0006,529
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$399,0006,139
Earning assets$379,949,0001,332
Long-term assets (5+ years)$08,230
Average Assets, year-to-date$373,555,0001,457
Average Assets, quarterly$402,854,0001,369
Volatile liabilities$347,912,000414
Insider loans$215,0006,745
FHLB advances$05,105
Loans and leases held for sale$02,044
Unused loan commitments$16,809,0003,129
Tier 1 (core) risk-based capital$34,443,0001,470
Tier 2 risk-based capital$745,0004,516
Total risk weighted assets$175,484,0002,070
Total unused commitments$16,809,0003,138
Derivatives$0623
2003-03-31Rank
# of Employees:592,906
Assets and Liabilities
Total Assets:$378,967,0001,440
Cash and due from depository institutions$21,980,0002,906
Interest-bearing balances$07,012
Securities$12,994,0005,869
Federal funds sold & reverse repurchase agreements$222,000,000117
Net loans & leases$117,461,0002,827
Loan loss allowance$638,0005,248
Trading account assets$0169
Bank premises and fixed assets$1,850,0004,314
Other real estate owned$02,906
Goodwill and other intangibles$75,0002,790
All other assets$2,607,0003,867
Life insurance assets$01
Total liabilities and capital$378,967,0001,440
Total liabilities$348,447,0001,404
Total deposits$348,102,0001,227
Interest-bearing deposits$341,598,0001,072
Deposits held in domestic offices$348,102,0001,225
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$05,712
Subordinated debt$0265
All other liabilities$345,0006,168
Total equity capital$30,520,0001,745
Total bank equity capital$30,520,0001,745
Perpetual preferred stock$0141
Common stock$08,511
Surplus$30,253,000730
Undivided profits$267,0008,343
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$154,0006,393
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$429,0005,922
Earning assets$352,455,0001,417
Long-term assets (5+ years)$08,263
Average Assets, year-to-date$346,962,0001,558
Average Assets, quarterly$346,962,0001,558
Volatile liabilities$307,844,000450
Insider loans$256,0006,534
FHLB advances$05,057
Loans and leases held for sale$01,961
Unused loan commitments$19,821,0002,722
Tier 1 (core) risk-based capital$30,520,0001,619
Tier 2 risk-based capital$638,0004,896
Total risk weighted assets$160,036,0002,221
Total unused commitments$19,821,0002,734
Derivatives$0578
2002-12-31Rank
# of Employees:692,482
Assets and Liabilities
Total Assets:$314,957,0001,696
Cash and due from depository institutions$18,700,0002,482
Interest-bearing balances$07,009
Securities$14,992,0005,471
Federal funds sold & reverse repurchase agreements$182,000,000122
Net loans & leases$95,533,0003,365
Loan loss allowance$529,0005,783
Trading account assets$0170
Bank premises and fixed assets$1,889,0004,237
Other real estate owned$02,482
Goodwill and other intangibles$88,0002,717
All other assets$1,755,0004,923
Life insurance assets$01
Total liabilities and capital$314,957,0001,696
Total liabilities$286,517,0001,688
Total deposits$285,796,0001,492
Interest-bearing deposits$280,666,0001,306
Deposits held in domestic offices$285,796,0001,489
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$05,759
Subordinated debt$0258
All other liabilities$721,0004,208
Total equity capital$28,440,0001,846
Total bank equity capital$28,440,0001,846
Perpetual preferred stock$0142
Common stock$08,549
Surplus$28,253,000753
Undivided profits$187,0008,466
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$145,0006,365
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$342,0006,876
Earning assets$292,525,0001,673
Long-term assets (5+ years)$08,289
Average Assets, year-to-date$247,642,4002,049
Average Assets, quarterly$302,223,5001,764
Volatile liabilities$250,322,000511
Insider loans$134,0007,304
FHLB advances$05,074
Loans and leases held for sale$01,889
Unused loan commitments$18,538,0002,765
Tier 1 (core) risk-based capital$28,440,0001,700
Tier 2 risk-based capital$529,0005,453
Total risk weighted assets$139,592,0002,496
Total unused commitments$18,538,0002,772
Derivatives$0527
2001-12-31Rank
# of Employees:473,544
Assets and Liabilities
Total Assets:$182,337,0002,764
Cash and due from depository institutions$9,561,0003,544
Interest-bearing balances$07,015
Securities$09,430
Federal funds sold & reverse repurchase agreements$155,000,000134
Net loans & leases$13,766,0008,521
Loan loss allowance$61,0009,295
Trading account assets$0182
Bank premises and fixed assets$1,009,0005,868
Other real estate owned$03,544
Goodwill and other intangibles$22,0002,940
All other assets$2,979,0003,387
Life insurance assets$01
Total liabilities and capital$182,337,0002,764
Total liabilities$165,263,0002,740
Total deposits$164,546,0002,486
Interest-bearing deposits$164,545,0002,155
Deposits held in domestic offices$164,546,0002,481
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$717,0004,364
Total equity capital$17,074,0002,837
Total bank equity capital$17,074,0002,837
Perpetual preferred stock$0158
Common stock$08,780
Surplus$17,753,0001,046
Undivided profits$-679,0009,132
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,611
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$47,0009,397
Earning assets$168,766,0002,727
Long-term assets (5+ years)$08,482
Average Assets, year-to-date$113,985,0003,975
Average Assets, quarterly$165,543,5002,975
Volatile liabilities$152,998,000707
Insider loans$120,0007,509
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$4,159,0005,932
Tier 1 (core) risk-based capital$17,074,0002,703
Tier 2 risk-based capital$61,0009,266
Total risk weighted assets$49,234,0005,446
Total unused commitments$4,159,0005,936
Derivatives$0450
2000-12-31Rank
# of Employees:108,545
Assets and Liabilities
Total Assets:$12,738,0009,585
Cash and due from depository institutions$911,0008,545
Interest-bearing balances$06,829
Securities$09,820
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$11,433,0008,942
Loan loss allowance$46,0009,620
Trading account assets$0175
Bank premises and fixed assets$305,0008,295
Other real estate owned$08,545
Goodwill and other intangibles$03,145
All other assets$89,0009,810
Life insurance assets$01
Total liabilities and capital$12,738,0009,585
Total liabilities$6,129,0009,769
Total deposits$673,0009,845
Interest-bearing deposits$673,0009,802
Deposits held in domestic offices$673,0009,844
% insured0.00%1
Federal funds purchased & repurchase agreements$5,000,0001,573
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$456,0006,072
Total equity capital$6,609,0005,971
Total bank equity capital$6,609,0005,971
Perpetual preferred stock$0178
Common stock$09,055
Surplus$6,653,0002,387
Undivided profits$-44,0009,033
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,688
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$60,0009,402
Earning assets$11,433,0009,573
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$12,738,0009,543
Average Assets, quarterly$12,738,0009,565
Volatile liabilities$5,552,0007,207
Insider loans$08,879
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$09,597
Tier 1 (core) risk-based capital$6,609,0005,867
Tier 2 risk-based capital$46,0009,621
Total risk weighted assets$7,526,0009,516
Total unused commitments$09,600
Derivatives$0481