Irwin Union Bank and Trust Company, Income and Expense

2009-06-30 (YTD Data)Rank
Total interest income$115,012,000190
Total interest expense$72,863,000112
Net interest income$42,149,000286
Provision for loan and lease losses$105,665,00095
Total noninterest income$10,066,000390
Gross Fiduciary activities income$846,000279
Service charges on deposit accounts$1,686,000490
Trading account gains and fees$-358,0008,177
Additional Noninterest Income$7,892,000330
Total noninterest expense$80,288,000170
Salaries and employee benefits$29,620,000168
Premises and equipment expense$14,846,000109
Additional noninterest expense$35,822,000177
Pre-tax net operating income$-133,738,0008,154
Securities gains (losses)$-2,033,0008,062
Applicable income taxes$8,951,000112
Income before extraordinary items$-144,722,0008,160
Extraordinary gains, net$021
Net income$-144,722,0008,159
Minority interest net income$0112
Net income of bank and minority interests.$-144,722,0008,159
Net charge-offs$95,712,00080
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-142,689,0008,158
2009-03-31 (YTD Data)Rank
Total interest income$70,010,000164
Total interest expense$41,692,000108
Net interest income$28,318,000221
Provision for loan and lease losses$61,802,00086
Total noninterest income$-10,658,0008,240
Gross Fiduciary activities income$445,000273
Service charges on deposit accounts$844,000479
Trading account gains and fees$112,00099
Additional Noninterest Income$-12,059,0008,249
Total noninterest expense$39,114,000167
Salaries and employee benefits$14,997,000169
Premises and equipment expense$6,059,000135
Additional noninterest expense$18,058,000162
Pre-tax net operating income$-83,256,0008,216
Securities gains (losses)$02,434
Applicable income taxes$4,841,000109
Income before extraordinary items$-88,097,0008,218
Extraordinary gains, net$015
Net income$-88,097,0008,218
Minority interest net income$0102
Net income of bank and minority interests.$-88,097,0008,218
Net charge-offs$44,411,00076
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-88,097,0008,215
2008-12-31 (YTD Data)Rank
Total interest income$377,216,000142
Total interest expense$184,337,000118
Net interest income$192,879,000151
Provision for loan and lease losses$333,397,00065
Total noninterest income$9,985,000596
Gross Fiduciary activities income$1,817,000281
Service charges on deposit accounts$3,949,000441
Trading account gains and fees$-3,096,0008,265
Additional Noninterest Income$7,315,000480
Total noninterest expense$173,059,000160
Salaries and employee benefits$92,754,000117
Premises and equipment expense$19,305,000154
Additional noninterest expense$61,000,000196
Pre-tax net operating income$-303,592,0008,280
Securities gains (losses)$-23,082,0008,234
Applicable income taxes$-39,920,0008,254
Income before extraordinary items$-286,754,0008,273
Extraordinary gains, net$039
Net income$-286,754,0008,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$350,315,00043
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$-2,312,0008,292
Net operating income$-266,441,8408,273
2008-09-30 (YTD Data)Rank
Total interest income$299,431,000141
Total interest expense$137,687,000127
Net interest income$161,744,000144
Provision for loan and lease losses$299,192,00049
Total noninterest income$17,710,000333
Gross Fiduciary activities income$1,405,000283
Service charges on deposit accounts$3,008,000438
Trading account gains and fees$-3,199,0008,345
Additional Noninterest Income$16,496,000254
Total noninterest expense$135,482,000155
Salaries and employee benefits$73,145,000120
Premises and equipment expense$15,102,000152
Additional noninterest expense$47,235,000172
Pre-tax net operating income$-255,220,0008,370
Securities gains (losses)$-22,285,0008,329
Applicable income taxes$-91,565,0008,367
Income before extraordinary items$-185,940,0008,359
Extraordinary gains, net$031
Net income$-185,940,0008,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,440,00036
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$-2,313,0008,374
Net operating income$-171,009,0508,360
2008-06-30 (YTD Data)Rank
Total interest income$209,935,000137
Total interest expense$92,184,000132
Net interest income$117,751,000135
Provision for loan and lease losses$190,769,00047
Total noninterest income$20,809,000228
Gross Fiduciary activities income$963,000287
Service charges on deposit accounts$2,030,000423
Trading account gains and fees$-2,177,0008,422
Additional Noninterest Income$19,993,000175
Total noninterest expense$81,692,000161
Salaries and employee benefits$48,100,000124
Premises and equipment expense$9,565,000160
Additional noninterest expense$24,027,000198
Pre-tax net operating income$-133,901,0008,436
Securities gains (losses)$-19,995,0008,432
Applicable income taxes$-62,800,0008,438
Income before extraordinary items$-91,096,0008,424
Extraordinary gains, net$021
Net income$-91,096,0008,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,372,00050
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-78,299,2008,421
2008-03-31 (YTD Data)Rank
Total interest income$108,727,000135
Total interest expense$48,223,000139
Net interest income$60,504,000132
Provision for loan and lease losses$42,920,00074
Total noninterest income$8,598,000262
Gross Fiduciary activities income$502,000277
Service charges on deposit accounts$974,000430
Trading account gains and fees$-1,057,0008,464
Additional Noninterest Income$8,179,000198
Total noninterest expense$43,567,000153
Salaries and employee benefits$25,684,000120
Premises and equipment expense$5,043,000157
Additional noninterest expense$12,840,000178
Pre-tax net operating income$-17,385,0008,463
Securities gains (losses)$-13,157,0008,481
Applicable income taxes$-12,740,0008,474
Income before extraordinary items$-17,802,0008,464
Extraordinary gains, net$015
Net income$-17,802,0008,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,723,00069
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-9,381,5208,446
2007-12-31 (YTD Data)Rank
Total interest income$465,391,000135
Total interest expense$217,479,000137
Net interest income$247,912,000123
Provision for loan and lease losses$129,932,00055
Total noninterest income$23,762,000335
Gross Fiduciary activities income$1,956,000281
Service charges on deposit accounts$3,554,000483
Trading account gains and fees$1,329,00070
Additional Noninterest Income$16,923,000290
Total noninterest expense$170,949,000149
Salaries and employee benefits$104,788,000113
Premises and equipment expense$19,453,000154
Additional noninterest expense$46,708,000188
Pre-tax net operating income$-29,207,0008,513
Securities gains (losses)$02,146
Applicable income taxes$-15,230,0008,515
Income before extraordinary items$-13,977,0008,496
Extraordinary gains, net$-30,543,0008,530
Net income$-44,520,0008,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,698,00060
Cash dividends$15,000,000300
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-13,977,0008,493
2007-09-30 (YTD Data)Rank
Total interest income$350,336,000133
Total interest expense$163,730,000137
Net interest income$186,606,000124
Provision for loan and lease losses$70,199,00053
Total noninterest income$13,006,000421
Gross Fiduciary activities income$1,467,000276
Service charges on deposit accounts$2,601,000492
Trading account gains and fees$868,00073
Additional Noninterest Income$8,070,000403
Total noninterest expense$123,170,000146
Salaries and employee benefits$78,971,000113
Premises and equipment expense$13,465,000162
Additional noninterest expense$30,734,000203
Pre-tax net operating income$6,243,0001,101
Securities gains (losses)$01,655
Applicable income taxes$1,113,0001,524
Income before extraordinary items$5,130,0001,029
Extraordinary gains, net$-27,122,0008,556
Net income$-21,992,0008,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,352,00060
Cash dividends$15,000,000249
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,130,0001,011
2007-06-30 (YTD Data)Rank
Total interest income$232,760,000148
Total interest expense$108,102,000151
Net interest income$124,658,000136
Provision for loan and lease losses$41,946,00054
Total noninterest income$7,441,000485
Gross Fiduciary activities income$989,000277
Service charges on deposit accounts$1,669,000518
Trading account gains and fees$-8,0008,548
Additional Noninterest Income$4,791,000450
Total noninterest expense$84,202,000154
Salaries and employee benefits$53,133,000123
Premises and equipment expense$8,983,000173
Additional noninterest expense$22,086,000194
Pre-tax net operating income$5,951,000812
Securities gains (losses)$01,444
Applicable income taxes$1,734,000810
Income before extraordinary items$4,217,000868
Extraordinary gains, net$-9,895,0008,611
Net income$-5,678,0008,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,202,00063
Cash dividends$15,000,000202
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,217,000855
2007-03-31 (YTD Data)Rank
Total interest income$115,672,000146
Total interest expense$53,570,000147
Net interest income$62,102,000136
Provision for loan and lease losses$22,842,00048
Total noninterest income$-1,606,0008,643
Gross Fiduciary activities income$519,000273
Service charges on deposit accounts$819,000513
Trading account gains and fees$-264,0008,638
Additional Noninterest Income$-2,680,0008,657
Total noninterest expense$44,166,000152
Salaries and employee benefits$27,507,000119
Premises and equipment expense$4,609,000165
Additional noninterest expense$12,050,000179
Pre-tax net operating income$-6,512,0008,647
Securities gains (losses)$01,187
Applicable income taxes$-2,915,0008,644
Income before extraordinary items$-3,597,0008,638
Extraordinary gains, net$-4,035,0008,646
Net income$-7,632,0008,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,494,00056
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-3,597,0008,634
2006-12-31 (YTD Data)Rank
Total interest income$441,912,000140
Total interest expense$193,314,000138
Net interest income$248,598,000131
Provision for loan and lease losses$34,182,00069
Total noninterest income$41,530,000226
Gross Fiduciary activities income$1,766,000287
Service charges on deposit accounts$3,813,000453
Trading account gains and fees$1,673,00067
Additional Noninterest Income$34,278,000185
Total noninterest expense$181,365,000142
Salaries and employee benefits$114,995,000104
Premises and equipment expense$19,813,000147
Additional noninterest expense$46,557,000177
Pre-tax net operating income$74,581,000195
Securities gains (losses)$01,687
Applicable income taxes$27,536,000181
Income before extraordinary items$47,045,000212
Extraordinary gains, net$-35,674,0008,678
Net income$11,371,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,532,00079
Cash dividends$15,000,000290
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$47,045,000213
2006-09-30 (YTD Data)Rank
Total interest income$323,160,000149
Total interest expense$138,590,000147
Net interest income$184,570,000141
Provision for loan and lease losses$24,439,00072
Total noninterest income$27,736,000258
Gross Fiduciary activities income$1,415,000280
Service charges on deposit accounts$2,766,000473
Trading account gains and fees$1,142,00068
Additional Noninterest Income$22,413,000213
Total noninterest expense$133,112,000151
Salaries and employee benefits$87,792,000108
Premises and equipment expense$13,505,000166
Additional noninterest expense$31,815,000204
Pre-tax net operating income$54,755,000217
Securities gains (losses)$01,388
Applicable income taxes$20,576,000199
Income before extraordinary items$34,179,000233
Extraordinary gains, net$-30,086,0008,743
Net income$4,093,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,680,00090
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$34,179,000231
2006-06-30 (YTD Data)Rank
Total interest income$208,775,000153
Total interest expense$89,141,000148
Net interest income$119,634,000147
Provision for loan and lease losses$15,579,00076
Total noninterest income$19,370,000254
Gross Fiduciary activities income$959,000284
Service charges on deposit accounts$1,809,000474
Trading account gains and fees$126,00086
Additional Noninterest Income$16,476,000206
Total noninterest expense$88,237,000155
Salaries and employee benefits$59,537,000109
Premises and equipment expense$9,173,000167
Additional noninterest expense$19,527,000220
Pre-tax net operating income$35,188,000228
Securities gains (losses)$01,185
Applicable income taxes$13,865,000200
Income before extraordinary items$21,323,000247
Extraordinary gains, net$-15,521,0008,777
Net income$5,802,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,446,00096
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$21,323,000245
2006-03-31 (YTD Data)Rank
Total interest income$101,867,000154
Total interest expense$42,333,000149
Net interest income$59,534,000147
Provision for loan and lease losses$8,966,00068
Total noninterest income$12,244,000219
Gross Fiduciary activities income$490,000280
Service charges on deposit accounts$853,000481
Trading account gains and fees$170,00076
Additional Noninterest Income$10,731,000178
Total noninterest expense$45,329,000154
Salaries and employee benefits$29,100,000116
Premises and equipment expense$4,372,000174
Additional noninterest expense$11,857,000187
Pre-tax net operating income$17,483,000223
Securities gains (losses)$0955
Applicable income taxes$6,956,000204
Income before extraordinary items$10,527,000248
Extraordinary gains, net$-10,335,0008,790
Net income$192,0005,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,490,00093
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$10,527,000246
2005-12-31 (YTD Data)Rank
Total interest income$389,529,000143
Total interest expense$130,010,000147
Net interest income$259,519,000128
Provision for loan and lease losses$25,264,00084
Total noninterest income$112,773,000135
Gross Fiduciary activities income$1,963,000275
Service charges on deposit accounts$3,432,000501
Trading account gains and fees$322,00085
Additional Noninterest Income$107,056,000109
Total noninterest expense$311,658,00099
Salaries and employee benefits$192,702,00077
Premises and equipment expense$32,761,000105
Additional noninterest expense$86,195,000131
Pre-tax net operating income$35,370,000356
Securities gains (losses)$02,296
Applicable income taxes$14,172,000313
Income before extraordinary items$21,198,000402
Extraordinary gains, net$046
Net income$21,198,000402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,250,000123
Cash dividends$50,000,000129
Sale, conversion, retirement of capital stock, net$0934
Net operating income$21,198,000393
2005-09-30 (YTD Data)Rank
Total interest income$277,594,000147
Total interest expense$86,597,000153
Net interest income$190,997,000130
Provision for loan and lease losses$16,554,00086
Total noninterest income$90,788,000133
Gross Fiduciary activities income$1,494,000266
Service charges on deposit accounts$2,548,000504
Trading account gains and fees$746,00064
Additional Noninterest Income$86,000,000103
Total noninterest expense$241,390,00098
Salaries and employee benefits$150,802,00075
Premises and equipment expense$25,297,000106
Additional noninterest expense$65,291,000134
Pre-tax net operating income$23,841,000382
Securities gains (losses)$02,317
Applicable income taxes$9,530,000340
Income before extraordinary items$14,311,000436
Extraordinary gains, net$035
Net income$14,311,000436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,390,000123
Cash dividends$40,000,000115
Sale, conversion, retirement of capital stock, net$0769
Net operating income$14,311,000424
2005-06-30 (YTD Data)Rank
Total interest income$170,345,000150
Total interest expense$49,005,000160
Net interest income$121,340,000134
Provision for loan and lease losses$11,370,00080
Total noninterest income$63,712,000128
Gross Fiduciary activities income$1,008,000265
Service charges on deposit accounts$1,677,000500
Trading account gains and fees$813,00058
Additional Noninterest Income$60,214,00098
Total noninterest expense$168,990,00092
Salaries and employee benefits$105,507,00069
Premises and equipment expense$17,769,000103
Additional noninterest expense$45,714,000126
Pre-tax net operating income$4,692,0001,011
Securities gains (losses)$02,146
Applicable income taxes$1,892,000793
Income before extraordinary items$2,800,0001,261
Extraordinary gains, net$030
Net income$2,800,0001,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,327,000121
Cash dividends$20,000,000132
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,800,0001,236
2005-03-31 (YTD Data)Rank
Total interest income$80,566,000152
Total interest expense$22,085,000165
Net interest income$58,481,000139
Provision for loan and lease losses$2,299,000130
Total noninterest income$44,531,000110
Gross Fiduciary activities income$533,000258
Service charges on deposit accounts$837,000478
Trading account gains and fees$900,00056
Additional Noninterest Income$42,261,00086
Total noninterest expense$93,721,00089
Salaries and employee benefits$59,161,00063
Premises and equipment expense$9,745,00096
Additional noninterest expense$24,815,000124
Pre-tax net operating income$6,992,000411
Securities gains (losses)$01,685
Applicable income taxes$3,140,000340
Income before extraordinary items$3,852,000497
Extraordinary gains, net$024
Net income$3,852,000497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,229,000140
Cash dividends$20,000,00066
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,852,000480
2004-12-31 (YTD Data)Rank
Total interest income$315,755,000144
Total interest expense$70,407,000166
Net interest income$245,348,000131
Provision for loan and lease losses$13,849,000117
Total noninterest income$259,337,00085
Gross Fiduciary activities income$1,902,000268
Service charges on deposit accounts$3,834,000466
Trading account gains and fees$33,000121
Additional Noninterest Income$253,568,00068
Total noninterest expense$388,300,00088
Salaries and employee benefits$246,016,00058
Premises and equipment expense$39,681,00091
Additional noninterest expense$102,603,000120
Pre-tax net operating income$102,536,000159
Securities gains (losses)$03,819
Applicable income taxes$43,916,000147
Income before extraordinary items$58,620,000185
Extraordinary gains, net$034
Net income$58,620,000186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,135,00081
Cash dividends$47,000,000133
Sale, conversion, retirement of capital stock, net$0872
Net operating income$58,620,000178
2004-09-30 (YTD Data)Rank
Total interest income$234,153,000145
Total interest expense$49,759,000171
Net interest income$184,394,000136
Provision for loan and lease losses$11,586,000122
Total noninterest income$208,721,00088
Gross Fiduciary activities income$1,433,000267
Service charges on deposit accounts$2,928,000460
Trading account gains and fees$28,000115
Additional Noninterest Income$204,332,00068
Total noninterest expense$295,419,00087
Salaries and employee benefits$183,504,00061
Premises and equipment expense$29,541,00093
Additional noninterest expense$82,374,000117
Pre-tax net operating income$86,110,000153
Securities gains (losses)$03,710
Applicable income taxes$36,284,000139
Income before extraordinary items$49,826,000171
Extraordinary gains, net$026
Net income$49,826,000172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,807,00080
Cash dividends$22,000,000169
Sale, conversion, retirement of capital stock, net$0738
Net operating income$49,826,000163
2004-06-30 (YTD Data)Rank
Total interest income$151,560,000148
Total interest expense$31,071,000173
Net interest income$120,489,000139
Provision for loan and lease losses$9,748,000116
Total noninterest income$143,957,00092
Gross Fiduciary activities income$995,000269
Service charges on deposit accounts$1,934,000460
Trading account gains and fees$16,000118
Additional Noninterest Income$141,012,00070
Total noninterest expense$196,994,00089
Salaries and employee benefits$119,799,00065
Premises and equipment expense$19,854,00091
Additional noninterest expense$57,341,000118
Pre-tax net operating income$57,704,000157
Securities gains (losses)$03,413
Applicable income taxes$24,628,000137
Income before extraordinary items$33,076,000172
Extraordinary gains, net$021
Net income$33,076,000173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,006,00076
Cash dividends$5,000,000326
Sale, conversion, retirement of capital stock, net$0638
Net operating income$33,076,000166
2004-03-31 (YTD Data)Rank
Total interest income$73,148,000149
Total interest expense$15,508,000173
Net interest income$57,640,000138
Provision for loan and lease losses$8,028,00088
Total noninterest income$77,414,00082
Gross Fiduciary activities income$518,000262
Service charges on deposit accounts$941,000462
Trading account gains and fees$32,00096
Additional Noninterest Income$75,923,00060
Total noninterest expense$94,692,00091
Salaries and employee benefits$57,717,00068
Premises and equipment expense$9,938,00092
Additional noninterest expense$27,037,000119
Pre-tax net operating income$32,334,000139
Securities gains (losses)$02,934
Applicable income taxes$14,323,000120
Income before extraordinary items$18,011,000160
Extraordinary gains, net$016
Net income$18,011,000160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,647,00090
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$18,011,000149
2003-12-31 (YTD Data)Rank
Total interest income$338,643,000136
Total interest expense$75,382,000167
Net interest income$263,261,000127
Provision for loan and lease losses$46,810,00087
Total noninterest income$378,813,00076
Gross Fiduciary activities income$1,817,000275
Service charges on deposit accounts$3,858,000443
Trading account gains and fees$-33,0009,151
Additional Noninterest Income$373,171,00058
Total noninterest expense$416,353,00092
Salaries and employee benefits$262,664,00061
Premises and equipment expense$37,676,00096
Additional noninterest expense$116,013,000111
Pre-tax net operating income$178,911,000110
Securities gains (losses)$04,500
Applicable income taxes$71,008,000108
Income before extraordinary items$107,903,000127
Extraordinary gains, net$054
Net income$107,903,000128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,433,00097
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$107,903,000118
2003-09-30 (YTD Data)Rank
Total interest income$262,550,000138
Total interest expense$59,415,000168
Net interest income$203,135,000123
Provision for loan and lease losses$36,939,00086
Total noninterest income$300,801,00074
Gross Fiduciary activities income$1,349,000291
Service charges on deposit accounts$2,894,000446
Trading account gains and fees$-27,0009,206
Additional Noninterest Income$296,585,00057
Total noninterest expense$320,010,00090
Salaries and employee benefits$205,635,00060
Premises and equipment expense$27,335,000101
Additional noninterest expense$87,040,000111
Pre-tax net operating income$146,987,000108
Securities gains (losses)$04,204
Applicable income taxes$57,423,000101
Income before extraordinary items$89,564,000117
Extraordinary gains, net$040
Net income$89,564,000117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,767,000104
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$89,564,000113
2003-06-30 (YTD Data)Rank
Total interest income$169,533,000142
Total interest expense$40,352,000172
Net interest income$129,181,000128
Provision for loan and lease losses$22,376,00092
Total noninterest income$195,364,00072
Gross Fiduciary activities income$886,000299
Service charges on deposit accounts$1,922,000445
Trading account gains and fees$0150
Additional Noninterest Income$192,556,00055
Total noninterest expense$210,116,00089
Salaries and employee benefits$134,953,00062
Premises and equipment expense$18,324,000103
Additional noninterest expense$56,839,000113
Pre-tax net operating income$92,053,000109
Securities gains (losses)$03,782
Applicable income taxes$35,664,000105
Income before extraordinary items$56,389,000119
Extraordinary gains, net$030
Net income$56,389,000119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,211,000104
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$56,389,000114
2003-03-31 (YTD Data)Rank
Total interest income$79,548,000148
Total interest expense$19,028,000179
Net interest income$60,520,000136
Provision for loan and lease losses$9,078,000108
Total noninterest income$89,161,00072
Gross Fiduciary activities income$477,000288
Service charges on deposit accounts$926,000450
Trading account gains and fees$0134
Additional Noninterest Income$87,758,00056
Total noninterest expense$101,707,00092
Salaries and employee benefits$65,379,00063
Premises and equipment expense$9,872,000100
Additional noninterest expense$26,456,000114
Pre-tax net operating income$38,896,000121
Securities gains (losses)$02,891
Applicable income taxes$15,004,000122
Income before extraordinary items$23,892,000137
Extraordinary gains, net$021
Net income$23,892,000137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,040,000120
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$23,892,000128
2002-12-31 (YTD Data)Rank
Total interest income$252,409,000180
Total interest expense$73,738,000208
Net interest income$178,671,000168
Provision for loan and lease losses$43,420,000110
Total noninterest income$238,645,00091
Gross Fiduciary activities income$1,933,000286
Service charges on deposit accounts$3,928,000412
Trading account gains and fees$753,00075
Additional Noninterest Income$232,031,00070
Total noninterest expense$293,702,000108
Salaries and employee benefits$126,658,000101
Premises and equipment expense$21,800,000150
Additional noninterest expense$145,244,000102
Pre-tax net operating income$80,194,000176
Securities gains (losses)$04,537
Applicable income taxes$32,091,000166
Income before extraordinary items$48,103,000203
Extraordinary gains, net$070
Net income$48,103,000203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,332,000158
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$48,103,000191
2001-12-31 (YTD Data)Rank
Total interest income$222,523,000221
Total interest expense$94,529,000236
Net interest income$127,994,000202
Provision for loan and lease losses$17,346,000178
Total noninterest income$241,697,00096
Gross Fiduciary activities income$2,212,000281
Service charges on deposit accounts$3,059,000489
Trading account gains and fees$-31,324,0009,611
Additional Noninterest Income$267,750,00067
Total noninterest expense$262,802,000116
Salaries and employee benefits$63,968,000157
Premises and equipment expense$10,172,000259
Additional noninterest expense$188,662,00086
Pre-tax net operating income$89,543,000161
Securities gains (losses)$04,612
Applicable income taxes$35,565,000155
Income before extraordinary items$53,978,000174
Extraordinary gains, net$0105
Net income$53,978,000173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,152,000234
Cash dividends$10,000,000367
Sale, conversion, retirement of capital stock, net$0922
Net operating income$53,978,000166
2000-12-31 (YTD Data)Rank
Total interest income$154,584,000306
Total interest expense$73,106,000327
Net interest income$81,478,000284
Provision for loan and lease losses$5,889,000283
Total noninterest income$159,262,000125
Gross Fiduciary activities income$2,285,000270
Service charges on deposit accounts$1,909,000716
Trading account gains and fees$23,000154
Additional Noninterest Income$155,045,00097
Total noninterest expense$164,690,000165
Salaries and employee benefits$41,258,000205
Premises and equipment expense$7,680,000317
Additional noninterest expense$115,752,000124
Pre-tax net operating income$70,161,000180
Securities gains (losses)$01,956
Applicable income taxes$28,024,000165
Income before extraordinary items$42,137,000192
Extraordinary gains, net$038
Net income$42,137,000191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,676,000404
Cash dividends$37,153,000167
Sale, conversion, retirement of capital stock, net$0969
Net operating income$42,137,000196
1999-12-31 (YTD Data)Rank
Total interest income$103,650,000399
Total interest expense$35,276,000501
Net interest income$68,374,000330
Provision for loan and lease losses$1,996,000571
Total noninterest income$37,862,000264
Gross Fiduciary activities income$2,257,000309
Service charges on deposit accounts$1,721,000773
Trading account gains and fees$0173
Additional Noninterest Income$33,884,000221
Total noninterest expense$54,062,000343
Salaries and employee benefits$23,204,000339
Premises and equipment expense$3,779,000589
Additional noninterest expense$27,079,000302
Pre-tax net operating income$50,178,000247
Securities gains (losses)$14,0001,577
Applicable income taxes$20,301,000226
Income before extraordinary items$29,891,000275
Extraordinary gains, net$035
Net income$29,891,000277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,120,000659
Cash dividends$15,500,000298
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$29,882,040269
1998-12-31 (YTD Data)Rank
Total interest income$73,899,000514
Total interest expense$31,161,000557
Net interest income$42,738,000454
Provision for loan and lease losses$2,968,000455
Total noninterest income$29,738,000287
Gross Fiduciary activities income$2,136,000311
Service charges on deposit accounts$1,668,000748
Trading account gains and fees$0224
Additional Noninterest Income$25,934,000248
Total noninterest expense$28,184,000553
Salaries and employee benefits$14,949,000488
Premises and equipment expense$2,900,000710
Additional noninterest expense$10,335,000577
Pre-tax net operating income$41,324,000253
Securities gains (losses)$113,0001,205
Applicable income taxes$16,293,000243
Income before extraordinary items$25,144,000277
Extraordinary gains, net$032
Net income$25,144,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,056,000724
Cash dividends$1,000,0002,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$25,071,680271
1997-12-31 (YTD Data)Rank
Total interest income$58,211,000613
Total interest expense$24,200,000691
Net interest income$34,011,000555
Provision for loan and lease losses$4,229,000352
Total noninterest income$9,639,000591
Gross Fiduciary activities income$2,180,000310
Service charges on deposit accounts$1,491,000860
Trading account gains and fees$0239
Additional Noninterest Income$5,968,000547
Total noninterest expense$22,169,000686
Salaries and employee benefits$11,723,000593
Premises and equipment expense$2,286,000876
Additional noninterest expense$8,160,000678
Pre-tax net operating income$17,252,000511
Securities gains (losses)$65,0001,192
Applicable income taxes$6,655,000495
Income before extraordinary items$10,662,000564
Extraordinary gains, net$044
Net income$10,662,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,125,000491
Cash dividends$4,750,000658
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,620,400548
1996-12-31 (YTD Data)Rank
Total interest income$52,170,000711
Total interest expense$21,550,000789
Net interest income$30,620,000644
Provision for loan and lease losses$3,627,000410
Total noninterest income$8,673,000649
Gross Fiduciary activities income$2,588,000311
Service charges on deposit accounts$1,382,000963
Trading account gains and fees$0262
Additional Noninterest Income$4,703,000673
Total noninterest expense$22,157,000727
Salaries and employee benefits$11,278,000623
Premises and equipment expense$2,321,000931
Additional noninterest expense$8,558,000755
Pre-tax net operating income$13,509,000615
Securities gains (losses)$21,0001,959
Applicable income taxes$5,069,000577
Income before extraordinary items$8,461,000665
Extraordinary gains, net$053
Net income$8,461,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,479,000694
Cash dividends$2,000,0001,264
Sale, conversion, retirement of capital stock, net$0953
Net operating income$8,447,560650
1995-12-31 (YTD Data)Rank
Total interest income$47,097,000795
Total interest expense$23,056,000780
Net interest income$24,041,000799
Provision for loan and lease losses$2,603,000489
Total noninterest income$7,318,000745
Gross Fiduciary activities income$2,481,000332
Service charges on deposit accounts$1,297,0001,030
Trading account gains and fees$0522
Additional Noninterest Income$3,540,000810
Total noninterest expense$18,687,000830
Salaries and employee benefits$9,934,000706
Premises and equipment expense$2,253,000951
Additional noninterest expense$6,500,000913
Pre-tax net operating income$10,069,000827
Securities gains (losses)$7,0002,620
Applicable income taxes$3,699,000770
Income before extraordinary items$6,377,000875
Extraordinary gains, net$065
Net income$6,377,000874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,800,000611
Cash dividends$2,400,0001,091
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,372,520861
1994-12-31 (YTD Data)Rank
Total interest income$32,833,000973
Total interest expense$12,910,0001,017
Net interest income$19,923,000930
Provision for loan and lease losses$1,533,000703
Total noninterest income$5,761,000840
Gross Fiduciary activities income$2,315,000339
Service charges on deposit accounts$1,209,0001,100
Trading account gains and fees$0475
Additional Noninterest Income$2,237,0001,046
Total noninterest expense$15,936,000966
Salaries and employee benefits$8,132,000841
Premises and equipment expense$1,363,0001,526
Additional noninterest expense$6,441,000960
Pre-tax net operating income$8,215,000944
Securities gains (losses)$13,0002,050
Applicable income taxes$2,971,000877
Income before extraordinary items$5,257,000977
Extraordinary gains, net$0249
Net income$5,257,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$847,000977
Cash dividends$900,0002,071
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,248,680991
1993-12-31 (YTD Data)Rank
Total interest income$28,811,0001,104
Total interest expense$10,570,0001,278
Net interest income$18,241,0001,002
Provision for loan and lease losses$1,827,000861
Total noninterest income$6,595,000799
Gross Fiduciary activities income$2,105,000367
Service charges on deposit accounts$1,250,0001,071
Trading account gains and fees$0532
Additional Noninterest Income$3,240,000908
Total noninterest expense$15,095,0001,052
Salaries and employee benefits$7,655,000893
Premises and equipment expense$1,781,0001,201
Additional noninterest expense$5,659,0001,148
Pre-tax net operating income$7,914,000920
Securities gains (losses)$47,0003,500
Applicable income taxes$2,787,000915
Income before extraordinary items$5,174,000999
Extraordinary gains, net$03,149
Net income$5,174,0001,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,471,000878
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,143,450943
1992-12-31 (YTD Data)Rank
Total interest income$27,445,0001,328
Total interest expense$12,213,0001,447
Net interest income$15,232,0001,229
Provision for loan and lease losses$1,560,0001,365
Total noninterest income$5,219,000944
Gross Fiduciary activities income$1,823,000403
Service charges on deposit accounts$1,085,0001,226
Trading account gains and fees$0504
Additional Noninterest Income$2,311,0001,132
Total noninterest expense$12,170,0001,309
Salaries and employee benefits$6,694,0001,015
Premises and equipment expense$1,443,0001,484
Additional noninterest expense$4,033,0001,579
Pre-tax net operating income$6,721,000966
Securities gains (losses)$125,0002,651
Applicable income taxes$2,347,000985
Income before extraordinary items$4,499,0001,053
Extraordinary gains, net$01,422
Net income$4,499,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$907,0001,662
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,416,500976

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.