Home > Irwin Union Bank and Trust Company > Income and Expense
Irwin Union Bank and Trust Company, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $115,012,000 | 190 |
| Total interest expense | $72,863,000 | 112 |
| Net interest income | $42,149,000 | 286 |
| Provision for loan and lease losses | $105,665,000 | 95 |
| Total noninterest income | $10,066,000 | 390 |
| Gross Fiduciary activities income | $846,000 | 279 |
| Service charges on deposit accounts | $1,686,000 | 490 |
| Trading account gains and fees | $-358,000 | 8,177 |
| Additional Noninterest Income | $7,892,000 | 330 |
| Total noninterest expense | $80,288,000 | 170 |
| Salaries and employee benefits | $29,620,000 | 168 |
| Premises and equipment expense | $14,846,000 | 109 |
| Additional noninterest expense | $35,822,000 | 177 |
| Pre-tax net operating income | $-133,738,000 | 8,154 |
| Securities gains (losses) | $-2,033,000 | 8,062 |
| Applicable income taxes | $8,951,000 | 112 |
| Income before extraordinary items | $-144,722,000 | 8,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-144,722,000 | 8,159 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-144,722,000 | 8,159 |
| Net charge-offs | $95,712,000 | 80 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-142,689,000 | 8,158 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $70,010,000 | 164 |
| Total interest expense | $41,692,000 | 108 |
| Net interest income | $28,318,000 | 221 |
| Provision for loan and lease losses | $61,802,000 | 86 |
| Total noninterest income | $-10,658,000 | 8,240 |
| Gross Fiduciary activities income | $445,000 | 273 |
| Service charges on deposit accounts | $844,000 | 479 |
| Trading account gains and fees | $112,000 | 99 |
| Additional Noninterest Income | $-12,059,000 | 8,249 |
| Total noninterest expense | $39,114,000 | 167 |
| Salaries and employee benefits | $14,997,000 | 169 |
| Premises and equipment expense | $6,059,000 | 135 |
| Additional noninterest expense | $18,058,000 | 162 |
| Pre-tax net operating income | $-83,256,000 | 8,216 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,841,000 | 109 |
| Income before extraordinary items | $-88,097,000 | 8,218 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-88,097,000 | 8,218 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-88,097,000 | 8,218 |
| Net charge-offs | $44,411,000 | 76 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-88,097,000 | 8,215 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $377,216,000 | 142 |
| Total interest expense | $184,337,000 | 118 |
| Net interest income | $192,879,000 | 151 |
| Provision for loan and lease losses | $333,397,000 | 65 |
| Total noninterest income | $9,985,000 | 596 |
| Gross Fiduciary activities income | $1,817,000 | 281 |
| Service charges on deposit accounts | $3,949,000 | 441 |
| Trading account gains and fees | $-3,096,000 | 8,265 |
| Additional Noninterest Income | $7,315,000 | 480 |
| Total noninterest expense | $173,059,000 | 160 |
| Salaries and employee benefits | $92,754,000 | 117 |
| Premises and equipment expense | $19,305,000 | 154 |
| Additional noninterest expense | $61,000,000 | 196 |
| Pre-tax net operating income | $-303,592,000 | 8,280 |
| Securities gains (losses) | $-23,082,000 | 8,234 |
| Applicable income taxes | $-39,920,000 | 8,254 |
| Income before extraordinary items | $-286,754,000 | 8,273 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-286,754,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,315,000 | 43 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-2,312,000 | 8,292 |
| Net operating income | $-266,441,840 | 8,273 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $299,431,000 | 141 |
| Total interest expense | $137,687,000 | 127 |
| Net interest income | $161,744,000 | 144 |
| Provision for loan and lease losses | $299,192,000 | 49 |
| Total noninterest income | $17,710,000 | 333 |
| Gross Fiduciary activities income | $1,405,000 | 283 |
| Service charges on deposit accounts | $3,008,000 | 438 |
| Trading account gains and fees | $-3,199,000 | 8,345 |
| Additional Noninterest Income | $16,496,000 | 254 |
| Total noninterest expense | $135,482,000 | 155 |
| Salaries and employee benefits | $73,145,000 | 120 |
| Premises and equipment expense | $15,102,000 | 152 |
| Additional noninterest expense | $47,235,000 | 172 |
| Pre-tax net operating income | $-255,220,000 | 8,370 |
| Securities gains (losses) | $-22,285,000 | 8,329 |
| Applicable income taxes | $-91,565,000 | 8,367 |
| Income before extraordinary items | $-185,940,000 | 8,359 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-185,940,000 | 8,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,440,000 | 36 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-2,313,000 | 8,374 |
| Net operating income | $-171,009,050 | 8,360 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $209,935,000 | 137 |
| Total interest expense | $92,184,000 | 132 |
| Net interest income | $117,751,000 | 135 |
| Provision for loan and lease losses | $190,769,000 | 47 |
| Total noninterest income | $20,809,000 | 228 |
| Gross Fiduciary activities income | $963,000 | 287 |
| Service charges on deposit accounts | $2,030,000 | 423 |
| Trading account gains and fees | $-2,177,000 | 8,422 |
| Additional Noninterest Income | $19,993,000 | 175 |
| Total noninterest expense | $81,692,000 | 161 |
| Salaries and employee benefits | $48,100,000 | 124 |
| Premises and equipment expense | $9,565,000 | 160 |
| Additional noninterest expense | $24,027,000 | 198 |
| Pre-tax net operating income | $-133,901,000 | 8,436 |
| Securities gains (losses) | $-19,995,000 | 8,432 |
| Applicable income taxes | $-62,800,000 | 8,438 |
| Income before extraordinary items | $-91,096,000 | 8,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-91,096,000 | 8,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,372,000 | 50 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-78,299,200 | 8,421 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $108,727,000 | 135 |
| Total interest expense | $48,223,000 | 139 |
| Net interest income | $60,504,000 | 132 |
| Provision for loan and lease losses | $42,920,000 | 74 |
| Total noninterest income | $8,598,000 | 262 |
| Gross Fiduciary activities income | $502,000 | 277 |
| Service charges on deposit accounts | $974,000 | 430 |
| Trading account gains and fees | $-1,057,000 | 8,464 |
| Additional Noninterest Income | $8,179,000 | 198 |
| Total noninterest expense | $43,567,000 | 153 |
| Salaries and employee benefits | $25,684,000 | 120 |
| Premises and equipment expense | $5,043,000 | 157 |
| Additional noninterest expense | $12,840,000 | 178 |
| Pre-tax net operating income | $-17,385,000 | 8,463 |
| Securities gains (losses) | $-13,157,000 | 8,481 |
| Applicable income taxes | $-12,740,000 | 8,474 |
| Income before extraordinary items | $-17,802,000 | 8,464 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-17,802,000 | 8,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,723,000 | 69 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-9,381,520 | 8,446 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $465,391,000 | 135 |
| Total interest expense | $217,479,000 | 137 |
| Net interest income | $247,912,000 | 123 |
| Provision for loan and lease losses | $129,932,000 | 55 |
| Total noninterest income | $23,762,000 | 335 |
| Gross Fiduciary activities income | $1,956,000 | 281 |
| Service charges on deposit accounts | $3,554,000 | 483 |
| Trading account gains and fees | $1,329,000 | 70 |
| Additional Noninterest Income | $16,923,000 | 290 |
| Total noninterest expense | $170,949,000 | 149 |
| Salaries and employee benefits | $104,788,000 | 113 |
| Premises and equipment expense | $19,453,000 | 154 |
| Additional noninterest expense | $46,708,000 | 188 |
| Pre-tax net operating income | $-29,207,000 | 8,513 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-15,230,000 | 8,515 |
| Income before extraordinary items | $-13,977,000 | 8,496 |
| Extraordinary gains, net | $-30,543,000 | 8,530 |
| Net income | $-44,520,000 | 8,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,698,000 | 60 |
| Cash dividends | $15,000,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-13,977,000 | 8,493 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $350,336,000 | 133 |
| Total interest expense | $163,730,000 | 137 |
| Net interest income | $186,606,000 | 124 |
| Provision for loan and lease losses | $70,199,000 | 53 |
| Total noninterest income | $13,006,000 | 421 |
| Gross Fiduciary activities income | $1,467,000 | 276 |
| Service charges on deposit accounts | $2,601,000 | 492 |
| Trading account gains and fees | $868,000 | 73 |
| Additional Noninterest Income | $8,070,000 | 403 |
| Total noninterest expense | $123,170,000 | 146 |
| Salaries and employee benefits | $78,971,000 | 113 |
| Premises and equipment expense | $13,465,000 | 162 |
| Additional noninterest expense | $30,734,000 | 203 |
| Pre-tax net operating income | $6,243,000 | 1,101 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,113,000 | 1,524 |
| Income before extraordinary items | $5,130,000 | 1,029 |
| Extraordinary gains, net | $-27,122,000 | 8,556 |
| Net income | $-21,992,000 | 8,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,352,000 | 60 |
| Cash dividends | $15,000,000 | 249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,130,000 | 1,011 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $232,760,000 | 148 |
| Total interest expense | $108,102,000 | 151 |
| Net interest income | $124,658,000 | 136 |
| Provision for loan and lease losses | $41,946,000 | 54 |
| Total noninterest income | $7,441,000 | 485 |
| Gross Fiduciary activities income | $989,000 | 277 |
| Service charges on deposit accounts | $1,669,000 | 518 |
| Trading account gains and fees | $-8,000 | 8,548 |
| Additional Noninterest Income | $4,791,000 | 450 |
| Total noninterest expense | $84,202,000 | 154 |
| Salaries and employee benefits | $53,133,000 | 123 |
| Premises and equipment expense | $8,983,000 | 173 |
| Additional noninterest expense | $22,086,000 | 194 |
| Pre-tax net operating income | $5,951,000 | 812 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,734,000 | 810 |
| Income before extraordinary items | $4,217,000 | 868 |
| Extraordinary gains, net | $-9,895,000 | 8,611 |
| Net income | $-5,678,000 | 8,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,202,000 | 63 |
| Cash dividends | $15,000,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,217,000 | 855 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $115,672,000 | 146 |
| Total interest expense | $53,570,000 | 147 |
| Net interest income | $62,102,000 | 136 |
| Provision for loan and lease losses | $22,842,000 | 48 |
| Total noninterest income | $-1,606,000 | 8,643 |
| Gross Fiduciary activities income | $519,000 | 273 |
| Service charges on deposit accounts | $819,000 | 513 |
| Trading account gains and fees | $-264,000 | 8,638 |
| Additional Noninterest Income | $-2,680,000 | 8,657 |
| Total noninterest expense | $44,166,000 | 152 |
| Salaries and employee benefits | $27,507,000 | 119 |
| Premises and equipment expense | $4,609,000 | 165 |
| Additional noninterest expense | $12,050,000 | 179 |
| Pre-tax net operating income | $-6,512,000 | 8,647 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-2,915,000 | 8,644 |
| Income before extraordinary items | $-3,597,000 | 8,638 |
| Extraordinary gains, net | $-4,035,000 | 8,646 |
| Net income | $-7,632,000 | 8,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,494,000 | 56 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-3,597,000 | 8,634 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $441,912,000 | 140 |
| Total interest expense | $193,314,000 | 138 |
| Net interest income | $248,598,000 | 131 |
| Provision for loan and lease losses | $34,182,000 | 69 |
| Total noninterest income | $41,530,000 | 226 |
| Gross Fiduciary activities income | $1,766,000 | 287 |
| Service charges on deposit accounts | $3,813,000 | 453 |
| Trading account gains and fees | $1,673,000 | 67 |
| Additional Noninterest Income | $34,278,000 | 185 |
| Total noninterest expense | $181,365,000 | 142 |
| Salaries and employee benefits | $114,995,000 | 104 |
| Premises and equipment expense | $19,813,000 | 147 |
| Additional noninterest expense | $46,557,000 | 177 |
| Pre-tax net operating income | $74,581,000 | 195 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $27,536,000 | 181 |
| Income before extraordinary items | $47,045,000 | 212 |
| Extraordinary gains, net | $-35,674,000 | 8,678 |
| Net income | $11,371,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,532,000 | 79 |
| Cash dividends | $15,000,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $47,045,000 | 213 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $323,160,000 | 149 |
| Total interest expense | $138,590,000 | 147 |
| Net interest income | $184,570,000 | 141 |
| Provision for loan and lease losses | $24,439,000 | 72 |
| Total noninterest income | $27,736,000 | 258 |
| Gross Fiduciary activities income | $1,415,000 | 280 |
| Service charges on deposit accounts | $2,766,000 | 473 |
| Trading account gains and fees | $1,142,000 | 68 |
| Additional Noninterest Income | $22,413,000 | 213 |
| Total noninterest expense | $133,112,000 | 151 |
| Salaries and employee benefits | $87,792,000 | 108 |
| Premises and equipment expense | $13,505,000 | 166 |
| Additional noninterest expense | $31,815,000 | 204 |
| Pre-tax net operating income | $54,755,000 | 217 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $20,576,000 | 199 |
| Income before extraordinary items | $34,179,000 | 233 |
| Extraordinary gains, net | $-30,086,000 | 8,743 |
| Net income | $4,093,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,680,000 | 90 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $34,179,000 | 231 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $208,775,000 | 153 |
| Total interest expense | $89,141,000 | 148 |
| Net interest income | $119,634,000 | 147 |
| Provision for loan and lease losses | $15,579,000 | 76 |
| Total noninterest income | $19,370,000 | 254 |
| Gross Fiduciary activities income | $959,000 | 284 |
| Service charges on deposit accounts | $1,809,000 | 474 |
| Trading account gains and fees | $126,000 | 86 |
| Additional Noninterest Income | $16,476,000 | 206 |
| Total noninterest expense | $88,237,000 | 155 |
| Salaries and employee benefits | $59,537,000 | 109 |
| Premises and equipment expense | $9,173,000 | 167 |
| Additional noninterest expense | $19,527,000 | 220 |
| Pre-tax net operating income | $35,188,000 | 228 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $13,865,000 | 200 |
| Income before extraordinary items | $21,323,000 | 247 |
| Extraordinary gains, net | $-15,521,000 | 8,777 |
| Net income | $5,802,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,446,000 | 96 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $21,323,000 | 245 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $101,867,000 | 154 |
| Total interest expense | $42,333,000 | 149 |
| Net interest income | $59,534,000 | 147 |
| Provision for loan and lease losses | $8,966,000 | 68 |
| Total noninterest income | $12,244,000 | 219 |
| Gross Fiduciary activities income | $490,000 | 280 |
| Service charges on deposit accounts | $853,000 | 481 |
| Trading account gains and fees | $170,000 | 76 |
| Additional Noninterest Income | $10,731,000 | 178 |
| Total noninterest expense | $45,329,000 | 154 |
| Salaries and employee benefits | $29,100,000 | 116 |
| Premises and equipment expense | $4,372,000 | 174 |
| Additional noninterest expense | $11,857,000 | 187 |
| Pre-tax net operating income | $17,483,000 | 223 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,956,000 | 204 |
| Income before extraordinary items | $10,527,000 | 248 |
| Extraordinary gains, net | $-10,335,000 | 8,790 |
| Net income | $192,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,490,000 | 93 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $10,527,000 | 246 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $389,529,000 | 143 |
| Total interest expense | $130,010,000 | 147 |
| Net interest income | $259,519,000 | 128 |
| Provision for loan and lease losses | $25,264,000 | 84 |
| Total noninterest income | $112,773,000 | 135 |
| Gross Fiduciary activities income | $1,963,000 | 275 |
| Service charges on deposit accounts | $3,432,000 | 501 |
| Trading account gains and fees | $322,000 | 85 |
| Additional Noninterest Income | $107,056,000 | 109 |
| Total noninterest expense | $311,658,000 | 99 |
| Salaries and employee benefits | $192,702,000 | 77 |
| Premises and equipment expense | $32,761,000 | 105 |
| Additional noninterest expense | $86,195,000 | 131 |
| Pre-tax net operating income | $35,370,000 | 356 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $14,172,000 | 313 |
| Income before extraordinary items | $21,198,000 | 402 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $21,198,000 | 402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,250,000 | 123 |
| Cash dividends | $50,000,000 | 129 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $21,198,000 | 393 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $277,594,000 | 147 |
| Total interest expense | $86,597,000 | 153 |
| Net interest income | $190,997,000 | 130 |
| Provision for loan and lease losses | $16,554,000 | 86 |
| Total noninterest income | $90,788,000 | 133 |
| Gross Fiduciary activities income | $1,494,000 | 266 |
| Service charges on deposit accounts | $2,548,000 | 504 |
| Trading account gains and fees | $746,000 | 64 |
| Additional Noninterest Income | $86,000,000 | 103 |
| Total noninterest expense | $241,390,000 | 98 |
| Salaries and employee benefits | $150,802,000 | 75 |
| Premises and equipment expense | $25,297,000 | 106 |
| Additional noninterest expense | $65,291,000 | 134 |
| Pre-tax net operating income | $23,841,000 | 382 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $9,530,000 | 340 |
| Income before extraordinary items | $14,311,000 | 436 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,311,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,390,000 | 123 |
| Cash dividends | $40,000,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $14,311,000 | 424 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $170,345,000 | 150 |
| Total interest expense | $49,005,000 | 160 |
| Net interest income | $121,340,000 | 134 |
| Provision for loan and lease losses | $11,370,000 | 80 |
| Total noninterest income | $63,712,000 | 128 |
| Gross Fiduciary activities income | $1,008,000 | 265 |
| Service charges on deposit accounts | $1,677,000 | 500 |
| Trading account gains and fees | $813,000 | 58 |
| Additional Noninterest Income | $60,214,000 | 98 |
| Total noninterest expense | $168,990,000 | 92 |
| Salaries and employee benefits | $105,507,000 | 69 |
| Premises and equipment expense | $17,769,000 | 103 |
| Additional noninterest expense | $45,714,000 | 126 |
| Pre-tax net operating income | $4,692,000 | 1,011 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,892,000 | 793 |
| Income before extraordinary items | $2,800,000 | 1,261 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,800,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,327,000 | 121 |
| Cash dividends | $20,000,000 | 132 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,800,000 | 1,236 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $80,566,000 | 152 |
| Total interest expense | $22,085,000 | 165 |
| Net interest income | $58,481,000 | 139 |
| Provision for loan and lease losses | $2,299,000 | 130 |
| Total noninterest income | $44,531,000 | 110 |
| Gross Fiduciary activities income | $533,000 | 258 |
| Service charges on deposit accounts | $837,000 | 478 |
| Trading account gains and fees | $900,000 | 56 |
| Additional Noninterest Income | $42,261,000 | 86 |
| Total noninterest expense | $93,721,000 | 89 |
| Salaries and employee benefits | $59,161,000 | 63 |
| Premises and equipment expense | $9,745,000 | 96 |
| Additional noninterest expense | $24,815,000 | 124 |
| Pre-tax net operating income | $6,992,000 | 411 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,140,000 | 340 |
| Income before extraordinary items | $3,852,000 | 497 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,852,000 | 497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,229,000 | 140 |
| Cash dividends | $20,000,000 | 66 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,852,000 | 480 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $315,755,000 | 144 |
| Total interest expense | $70,407,000 | 166 |
| Net interest income | $245,348,000 | 131 |
| Provision for loan and lease losses | $13,849,000 | 117 |
| Total noninterest income | $259,337,000 | 85 |
| Gross Fiduciary activities income | $1,902,000 | 268 |
| Service charges on deposit accounts | $3,834,000 | 466 |
| Trading account gains and fees | $33,000 | 121 |
| Additional Noninterest Income | $253,568,000 | 68 |
| Total noninterest expense | $388,300,000 | 88 |
| Salaries and employee benefits | $246,016,000 | 58 |
| Premises and equipment expense | $39,681,000 | 91 |
| Additional noninterest expense | $102,603,000 | 120 |
| Pre-tax net operating income | $102,536,000 | 159 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $43,916,000 | 147 |
| Income before extraordinary items | $58,620,000 | 185 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $58,620,000 | 186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,135,000 | 81 |
| Cash dividends | $47,000,000 | 133 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $58,620,000 | 178 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $234,153,000 | 145 |
| Total interest expense | $49,759,000 | 171 |
| Net interest income | $184,394,000 | 136 |
| Provision for loan and lease losses | $11,586,000 | 122 |
| Total noninterest income | $208,721,000 | 88 |
| Gross Fiduciary activities income | $1,433,000 | 267 |
| Service charges on deposit accounts | $2,928,000 | 460 |
| Trading account gains and fees | $28,000 | 115 |
| Additional Noninterest Income | $204,332,000 | 68 |
| Total noninterest expense | $295,419,000 | 87 |
| Salaries and employee benefits | $183,504,000 | 61 |
| Premises and equipment expense | $29,541,000 | 93 |
| Additional noninterest expense | $82,374,000 | 117 |
| Pre-tax net operating income | $86,110,000 | 153 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $36,284,000 | 139 |
| Income before extraordinary items | $49,826,000 | 171 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $49,826,000 | 172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,807,000 | 80 |
| Cash dividends | $22,000,000 | 169 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $49,826,000 | 163 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $151,560,000 | 148 |
| Total interest expense | $31,071,000 | 173 |
| Net interest income | $120,489,000 | 139 |
| Provision for loan and lease losses | $9,748,000 | 116 |
| Total noninterest income | $143,957,000 | 92 |
| Gross Fiduciary activities income | $995,000 | 269 |
| Service charges on deposit accounts | $1,934,000 | 460 |
| Trading account gains and fees | $16,000 | 118 |
| Additional Noninterest Income | $141,012,000 | 70 |
| Total noninterest expense | $196,994,000 | 89 |
| Salaries and employee benefits | $119,799,000 | 65 |
| Premises and equipment expense | $19,854,000 | 91 |
| Additional noninterest expense | $57,341,000 | 118 |
| Pre-tax net operating income | $57,704,000 | 157 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $24,628,000 | 137 |
| Income before extraordinary items | $33,076,000 | 172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,076,000 | 173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,006,000 | 76 |
| Cash dividends | $5,000,000 | 326 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $33,076,000 | 166 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $73,148,000 | 149 |
| Total interest expense | $15,508,000 | 173 |
| Net interest income | $57,640,000 | 138 |
| Provision for loan and lease losses | $8,028,000 | 88 |
| Total noninterest income | $77,414,000 | 82 |
| Gross Fiduciary activities income | $518,000 | 262 |
| Service charges on deposit accounts | $941,000 | 462 |
| Trading account gains and fees | $32,000 | 96 |
| Additional Noninterest Income | $75,923,000 | 60 |
| Total noninterest expense | $94,692,000 | 91 |
| Salaries and employee benefits | $57,717,000 | 68 |
| Premises and equipment expense | $9,938,000 | 92 |
| Additional noninterest expense | $27,037,000 | 119 |
| Pre-tax net operating income | $32,334,000 | 139 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $14,323,000 | 120 |
| Income before extraordinary items | $18,011,000 | 160 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,011,000 | 160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,647,000 | 90 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $18,011,000 | 149 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $338,643,000 | 136 |
| Total interest expense | $75,382,000 | 167 |
| Net interest income | $263,261,000 | 127 |
| Provision for loan and lease losses | $46,810,000 | 87 |
| Total noninterest income | $378,813,000 | 76 |
| Gross Fiduciary activities income | $1,817,000 | 275 |
| Service charges on deposit accounts | $3,858,000 | 443 |
| Trading account gains and fees | $-33,000 | 9,151 |
| Additional Noninterest Income | $373,171,000 | 58 |
| Total noninterest expense | $416,353,000 | 92 |
| Salaries and employee benefits | $262,664,000 | 61 |
| Premises and equipment expense | $37,676,000 | 96 |
| Additional noninterest expense | $116,013,000 | 111 |
| Pre-tax net operating income | $178,911,000 | 110 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $71,008,000 | 108 |
| Income before extraordinary items | $107,903,000 | 127 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $107,903,000 | 128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,433,000 | 97 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $107,903,000 | 118 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $262,550,000 | 138 |
| Total interest expense | $59,415,000 | 168 |
| Net interest income | $203,135,000 | 123 |
| Provision for loan and lease losses | $36,939,000 | 86 |
| Total noninterest income | $300,801,000 | 74 |
| Gross Fiduciary activities income | $1,349,000 | 291 |
| Service charges on deposit accounts | $2,894,000 | 446 |
| Trading account gains and fees | $-27,000 | 9,206 |
| Additional Noninterest Income | $296,585,000 | 57 |
| Total noninterest expense | $320,010,000 | 90 |
| Salaries and employee benefits | $205,635,000 | 60 |
| Premises and equipment expense | $27,335,000 | 101 |
| Additional noninterest expense | $87,040,000 | 111 |
| Pre-tax net operating income | $146,987,000 | 108 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $57,423,000 | 101 |
| Income before extraordinary items | $89,564,000 | 117 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $89,564,000 | 117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,767,000 | 104 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $89,564,000 | 113 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $169,533,000 | 142 |
| Total interest expense | $40,352,000 | 172 |
| Net interest income | $129,181,000 | 128 |
| Provision for loan and lease losses | $22,376,000 | 92 |
| Total noninterest income | $195,364,000 | 72 |
| Gross Fiduciary activities income | $886,000 | 299 |
| Service charges on deposit accounts | $1,922,000 | 445 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $192,556,000 | 55 |
| Total noninterest expense | $210,116,000 | 89 |
| Salaries and employee benefits | $134,953,000 | 62 |
| Premises and equipment expense | $18,324,000 | 103 |
| Additional noninterest expense | $56,839,000 | 113 |
| Pre-tax net operating income | $92,053,000 | 109 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $35,664,000 | 105 |
| Income before extraordinary items | $56,389,000 | 119 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $56,389,000 | 119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,211,000 | 104 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $56,389,000 | 114 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $79,548,000 | 148 |
| Total interest expense | $19,028,000 | 179 |
| Net interest income | $60,520,000 | 136 |
| Provision for loan and lease losses | $9,078,000 | 108 |
| Total noninterest income | $89,161,000 | 72 |
| Gross Fiduciary activities income | $477,000 | 288 |
| Service charges on deposit accounts | $926,000 | 450 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $87,758,000 | 56 |
| Total noninterest expense | $101,707,000 | 92 |
| Salaries and employee benefits | $65,379,000 | 63 |
| Premises and equipment expense | $9,872,000 | 100 |
| Additional noninterest expense | $26,456,000 | 114 |
| Pre-tax net operating income | $38,896,000 | 121 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $15,004,000 | 122 |
| Income before extraordinary items | $23,892,000 | 137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,892,000 | 137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,040,000 | 120 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $23,892,000 | 128 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $252,409,000 | 180 |
| Total interest expense | $73,738,000 | 208 |
| Net interest income | $178,671,000 | 168 |
| Provision for loan and lease losses | $43,420,000 | 110 |
| Total noninterest income | $238,645,000 | 91 |
| Gross Fiduciary activities income | $1,933,000 | 286 |
| Service charges on deposit accounts | $3,928,000 | 412 |
| Trading account gains and fees | $753,000 | 75 |
| Additional Noninterest Income | $232,031,000 | 70 |
| Total noninterest expense | $293,702,000 | 108 |
| Salaries and employee benefits | $126,658,000 | 101 |
| Premises and equipment expense | $21,800,000 | 150 |
| Additional noninterest expense | $145,244,000 | 102 |
| Pre-tax net operating income | $80,194,000 | 176 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $32,091,000 | 166 |
| Income before extraordinary items | $48,103,000 | 203 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $48,103,000 | 203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,332,000 | 158 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $48,103,000 | 191 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $222,523,000 | 221 |
| Total interest expense | $94,529,000 | 236 |
| Net interest income | $127,994,000 | 202 |
| Provision for loan and lease losses | $17,346,000 | 178 |
| Total noninterest income | $241,697,000 | 96 |
| Gross Fiduciary activities income | $2,212,000 | 281 |
| Service charges on deposit accounts | $3,059,000 | 489 |
| Trading account gains and fees | $-31,324,000 | 9,611 |
| Additional Noninterest Income | $267,750,000 | 67 |
| Total noninterest expense | $262,802,000 | 116 |
| Salaries and employee benefits | $63,968,000 | 157 |
| Premises and equipment expense | $10,172,000 | 259 |
| Additional noninterest expense | $188,662,000 | 86 |
| Pre-tax net operating income | $89,543,000 | 161 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $35,565,000 | 155 |
| Income before extraordinary items | $53,978,000 | 174 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $53,978,000 | 173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,152,000 | 234 |
| Cash dividends | $10,000,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $53,978,000 | 166 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $154,584,000 | 306 |
| Total interest expense | $73,106,000 | 327 |
| Net interest income | $81,478,000 | 284 |
| Provision for loan and lease losses | $5,889,000 | 283 |
| Total noninterest income | $159,262,000 | 125 |
| Gross Fiduciary activities income | $2,285,000 | 270 |
| Service charges on deposit accounts | $1,909,000 | 716 |
| Trading account gains and fees | $23,000 | 154 |
| Additional Noninterest Income | $155,045,000 | 97 |
| Total noninterest expense | $164,690,000 | 165 |
| Salaries and employee benefits | $41,258,000 | 205 |
| Premises and equipment expense | $7,680,000 | 317 |
| Additional noninterest expense | $115,752,000 | 124 |
| Pre-tax net operating income | $70,161,000 | 180 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $28,024,000 | 165 |
| Income before extraordinary items | $42,137,000 | 192 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $42,137,000 | 191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,676,000 | 404 |
| Cash dividends | $37,153,000 | 167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $42,137,000 | 196 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $103,650,000 | 399 |
| Total interest expense | $35,276,000 | 501 |
| Net interest income | $68,374,000 | 330 |
| Provision for loan and lease losses | $1,996,000 | 571 |
| Total noninterest income | $37,862,000 | 264 |
| Gross Fiduciary activities income | $2,257,000 | 309 |
| Service charges on deposit accounts | $1,721,000 | 773 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $33,884,000 | 221 |
| Total noninterest expense | $54,062,000 | 343 |
| Salaries and employee benefits | $23,204,000 | 339 |
| Premises and equipment expense | $3,779,000 | 589 |
| Additional noninterest expense | $27,079,000 | 302 |
| Pre-tax net operating income | $50,178,000 | 247 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $20,301,000 | 226 |
| Income before extraordinary items | $29,891,000 | 275 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $29,891,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,120,000 | 659 |
| Cash dividends | $15,500,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $29,882,040 | 269 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $73,899,000 | 514 |
| Total interest expense | $31,161,000 | 557 |
| Net interest income | $42,738,000 | 454 |
| Provision for loan and lease losses | $2,968,000 | 455 |
| Total noninterest income | $29,738,000 | 287 |
| Gross Fiduciary activities income | $2,136,000 | 311 |
| Service charges on deposit accounts | $1,668,000 | 748 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $25,934,000 | 248 |
| Total noninterest expense | $28,184,000 | 553 |
| Salaries and employee benefits | $14,949,000 | 488 |
| Premises and equipment expense | $2,900,000 | 710 |
| Additional noninterest expense | $10,335,000 | 577 |
| Pre-tax net operating income | $41,324,000 | 253 |
| Securities gains (losses) | $113,000 | 1,205 |
| Applicable income taxes | $16,293,000 | 243 |
| Income before extraordinary items | $25,144,000 | 277 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $25,144,000 | 278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,056,000 | 724 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $25,071,680 | 271 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $58,211,000 | 613 |
| Total interest expense | $24,200,000 | 691 |
| Net interest income | $34,011,000 | 555 |
| Provision for loan and lease losses | $4,229,000 | 352 |
| Total noninterest income | $9,639,000 | 591 |
| Gross Fiduciary activities income | $2,180,000 | 310 |
| Service charges on deposit accounts | $1,491,000 | 860 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,968,000 | 547 |
| Total noninterest expense | $22,169,000 | 686 |
| Salaries and employee benefits | $11,723,000 | 593 |
| Premises and equipment expense | $2,286,000 | 876 |
| Additional noninterest expense | $8,160,000 | 678 |
| Pre-tax net operating income | $17,252,000 | 511 |
| Securities gains (losses) | $65,000 | 1,192 |
| Applicable income taxes | $6,655,000 | 495 |
| Income before extraordinary items | $10,662,000 | 564 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,662,000 | 564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,125,000 | 491 |
| Cash dividends | $4,750,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,620,400 | 548 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $52,170,000 | 711 |
| Total interest expense | $21,550,000 | 789 |
| Net interest income | $30,620,000 | 644 |
| Provision for loan and lease losses | $3,627,000 | 410 |
| Total noninterest income | $8,673,000 | 649 |
| Gross Fiduciary activities income | $2,588,000 | 311 |
| Service charges on deposit accounts | $1,382,000 | 963 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,703,000 | 673 |
| Total noninterest expense | $22,157,000 | 727 |
| Salaries and employee benefits | $11,278,000 | 623 |
| Premises and equipment expense | $2,321,000 | 931 |
| Additional noninterest expense | $8,558,000 | 755 |
| Pre-tax net operating income | $13,509,000 | 615 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $5,069,000 | 577 |
| Income before extraordinary items | $8,461,000 | 665 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,461,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,479,000 | 694 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,447,560 | 650 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $47,097,000 | 795 |
| Total interest expense | $23,056,000 | 780 |
| Net interest income | $24,041,000 | 799 |
| Provision for loan and lease losses | $2,603,000 | 489 |
| Total noninterest income | $7,318,000 | 745 |
| Gross Fiduciary activities income | $2,481,000 | 332 |
| Service charges on deposit accounts | $1,297,000 | 1,030 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,540,000 | 810 |
| Total noninterest expense | $18,687,000 | 830 |
| Salaries and employee benefits | $9,934,000 | 706 |
| Premises and equipment expense | $2,253,000 | 951 |
| Additional noninterest expense | $6,500,000 | 913 |
| Pre-tax net operating income | $10,069,000 | 827 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $3,699,000 | 770 |
| Income before extraordinary items | $6,377,000 | 875 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,377,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,800,000 | 611 |
| Cash dividends | $2,400,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,372,520 | 861 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $32,833,000 | 973 |
| Total interest expense | $12,910,000 | 1,017 |
| Net interest income | $19,923,000 | 930 |
| Provision for loan and lease losses | $1,533,000 | 703 |
| Total noninterest income | $5,761,000 | 840 |
| Gross Fiduciary activities income | $2,315,000 | 339 |
| Service charges on deposit accounts | $1,209,000 | 1,100 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,237,000 | 1,046 |
| Total noninterest expense | $15,936,000 | 966 |
| Salaries and employee benefits | $8,132,000 | 841 |
| Premises and equipment expense | $1,363,000 | 1,526 |
| Additional noninterest expense | $6,441,000 | 960 |
| Pre-tax net operating income | $8,215,000 | 944 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $2,971,000 | 877 |
| Income before extraordinary items | $5,257,000 | 977 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,257,000 | 973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $847,000 | 977 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,248,680 | 991 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $28,811,000 | 1,104 |
| Total interest expense | $10,570,000 | 1,278 |
| Net interest income | $18,241,000 | 1,002 |
| Provision for loan and lease losses | $1,827,000 | 861 |
| Total noninterest income | $6,595,000 | 799 |
| Gross Fiduciary activities income | $2,105,000 | 367 |
| Service charges on deposit accounts | $1,250,000 | 1,071 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,240,000 | 908 |
| Total noninterest expense | $15,095,000 | 1,052 |
| Salaries and employee benefits | $7,655,000 | 893 |
| Premises and equipment expense | $1,781,000 | 1,201 |
| Additional noninterest expense | $5,659,000 | 1,148 |
| Pre-tax net operating income | $7,914,000 | 920 |
| Securities gains (losses) | $47,000 | 3,500 |
| Applicable income taxes | $2,787,000 | 915 |
| Income before extraordinary items | $5,174,000 | 999 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,174,000 | 1,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,471,000 | 878 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,143,450 | 943 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,445,000 | 1,328 |
| Total interest expense | $12,213,000 | 1,447 |
| Net interest income | $15,232,000 | 1,229 |
| Provision for loan and lease losses | $1,560,000 | 1,365 |
| Total noninterest income | $5,219,000 | 944 |
| Gross Fiduciary activities income | $1,823,000 | 403 |
| Service charges on deposit accounts | $1,085,000 | 1,226 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,311,000 | 1,132 |
| Total noninterest expense | $12,170,000 | 1,309 |
| Salaries and employee benefits | $6,694,000 | 1,015 |
| Premises and equipment expense | $1,443,000 | 1,484 |
| Additional noninterest expense | $4,033,000 | 1,579 |
| Pre-tax net operating income | $6,721,000 | 966 |
| Securities gains (losses) | $125,000 | 2,651 |
| Applicable income taxes | $2,347,000 | 985 |
| Income before extraordinary items | $4,499,000 | 1,053 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,499,000 | 1,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $907,000 | 1,662 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,416,500 | 976 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.