Home > Irwin Union Bank and Trust Company > Net charge- offs to loans

Irwin Union Bank and Trust Company, Net charge- offs to loans

2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.1237%172
Percentage Net Loans Charged-off: Total real estate loans6.9223%112
Percentage Net Loans Charged-off:Construction & development14.1697%284
Percentage Net Loans Charged-off: Commercial real estate0.6691%897
Percentage Net Loans Charged-off: Multi-family residential11.6056%69
Percentage Net Loans Charged-off: 1-4 family residential10.5634%42
Percentage Net Loans Charged-off: Home equity loans5.9102%132
All other 1-4 family - Percent of loans charged-off, net12.0044%41
Percentage Net Loans Charged-off: Commercial and industrial3.3933%840
Percentage Net Loans Charged-off: Loans to individuals3.6203%590
Percentage Net Loans Charged-off: Credit card loans13.8042%89
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.4695%382
Percentage Net Loans Charged-off:Coml. RE not secured by RE19.1878%41
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2012%200
Percentage Net Loans Charged-off: Total real estate loans6.1201%121
Percentage Net Loans Charged-off:Construction & development13.2301%234
Percentage Net Loans Charged-off: Commercial real estate1.0339%446
Percentage Net Loans Charged-off: Multi-family residential2.1676%145
Percentage Net Loans Charged-off: 1-4 family residential8.6892%70
Percentage Net Loans Charged-off: Home equity loans4.1871%151
All other 1-4 family - Percent of loans charged-off, net10.0279%57
Percentage Net Loans Charged-off: Commercial and industrial1.8397%1,017
Percentage Net Loans Charged-off: Loans to individuals4.7224%397
Percentage Net Loans Charged-off: Credit card loans19.1388%59
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans7.6574%32
Percentage Net Loans Charged-off: Total real estate loans7.9445%20
Percentage Net Loans Charged-off:Construction & development2.9414%844
Percentage Net Loans Charged-off: Commercial real estate0.2106%1,380
Percentage Net Loans Charged-off: Multi-family residential3.2702%158
Percentage Net Loans Charged-off: 1-4 family residential15.8913%7
Percentage Net Loans Charged-off: Home equity loans14.2372%27
All other 1-4 family - Percent of loans charged-off, net16.3696%9
Percentage Net Loans Charged-off: Commercial and industrial2.0760%1,022
Percentage Net Loans Charged-off: Loans to individuals1.6194%1,348
Percentage Net Loans Charged-off: Credit card loans12.7497%54
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease15.7952%147
Percentage Net Loans Charged-off:Coml. RE not secured by RE47.6974%11
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans8.8934%16
Percentage Net Loans Charged-off: Total real estate loans9.3035%10
Percentage Net Loans Charged-off:Construction & development0.7619%1,234
Percentage Net Loans Charged-off: Commercial real estate0.1900%973
Percentage Net Loans Charged-off: Multi-family residential0.2773%282
Percentage Net Loans Charged-off: 1-4 family residential19.6902%5
Percentage Net Loans Charged-off: Home equity loans18.5896%15
All other 1-4 family - Percent of loans charged-off, net20.0084%7
Percentage Net Loans Charged-off: Commercial and industrial1.9500%772
Percentage Net Loans Charged-off: Loans to individuals0.9283%2,018
Percentage Net Loans Charged-off: Credit card loans6.8897%139
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease16.7450%116
Percentage Net Loans Charged-off:Coml. RE not secured by RE44.6205%12
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.8843%64
Percentage Net Loans Charged-off: Total real estate loans3.1152%111
Percentage Net Loans Charged-off:Construction & development0.1666%1,358
Percentage Net Loans Charged-off: Commercial real estate0.1898%764
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential6.5017%38
Percentage Net Loans Charged-off: Home equity loans6.7117%59
All other 1-4 family - Percent of loans charged-off, net6.4408%36
Percentage Net Loans Charged-off: Commercial and industrial2.1320%580
Percentage Net Loans Charged-off: Loans to individuals0.8636%1,945
Percentage Net Loans Charged-off: Credit card loans7.4363%130
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.1368%95
Percentage Net Loans Charged-off:Coml. RE not secured by RE57.9425%8
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3457%207
Percentage Net Loans Charged-off: Total real estate loans2.8787%108
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.2000%461
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential6.0142%30
Percentage Net Loans Charged-off: Home equity loans7.1880%45
All other 1-4 family - Percent of loans charged-off, net5.6754%32
Percentage Net Loans Charged-off: Commercial and industrial0.7026%989
Percentage Net Loans Charged-off: Loans to individuals0.9305%1,634
Percentage Net Loans Charged-off: Credit card loans3.5653%339
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2865%435
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2481%360
Percentage Net Loans Charged-off: Total real estate loans1.3466%169
Percentage Net Loans Charged-off:Construction & development0.1571%1,075
Percentage Net Loans Charged-off: Commercial real estate0.1581%900
Percentage Net Loans Charged-off: Multi-family residential-0.0007%6,209
Percentage Net Loans Charged-off: 1-4 family residential2.6881%64
Percentage Net Loans Charged-off: Home equity loans2.6594%75
All other 1-4 family - Percent of loans charged-off, net2.6970%72
Percentage Net Loans Charged-off: Commercial and industrial0.7638%1,444
Percentage Net Loans Charged-off: Loans to individuals1.4892%977
Percentage Net Loans Charged-off: Credit card loans5.9317%147
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1802%589
Percentage Net Loans Charged-off:Coml. RE not secured by RE20.4090%13
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0763%312
Percentage Net Loans Charged-off: Total real estate loans1.0889%133
Percentage Net Loans Charged-off:Construction & development0.1859%623
Percentage Net Loans Charged-off: Commercial real estate0.1731%563
Percentage Net Loans Charged-off: Multi-family residential-0.0009%6,159
Percentage Net Loans Charged-off: 1-4 family residential2.1206%60
Percentage Net Loans Charged-off: Home equity loans2.1317%66
All other 1-4 family - Percent of loans charged-off, net2.1171%68
Percentage Net Loans Charged-off: Commercial and industrial0.9782%919
Percentage Net Loans Charged-off: Loans to individuals1.2615%1,066
Percentage Net Loans Charged-off: Credit card loans5.1516%183
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0912%512
Percentage Net Loans Charged-off:Coml. RE not secured by RE27.2992%7
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9759%337
Percentage Net Loans Charged-off: Total real estate loans0.8603%151
Percentage Net Loans Charged-off:Construction & development0.1485%455
Percentage Net Loans Charged-off: Commercial real estate0.0861%569
Percentage Net Loans Charged-off: Multi-family residential-0.0013%6,149
Percentage Net Loans Charged-off: 1-4 family residential1.7078%81
Percentage Net Loans Charged-off: Home equity loans2.2172%52
All other 1-4 family - Percent of loans charged-off, net1.5437%111
Percentage Net Loans Charged-off: Commercial and industrial1.2879%673
Percentage Net Loans Charged-off: Loans to individuals1.1013%1,154
Percentage Net Loans Charged-off: Credit card loans1.7621%575
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3443%442
Percentage Net Loans Charged-off:Coml. RE not secured by RE42.7550%5
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0087%316
Percentage Net Loans Charged-off: Total real estate loans0.6745%181
Percentage Net Loans Charged-off:Construction & development-0.0007%7,576
Percentage Net Loans Charged-off: Commercial real estate0.1047%334
Percentage Net Loans Charged-off: Multi-family residential-0.0024%6,104
Percentage Net Loans Charged-off: 1-4 family residential1.3622%123
Percentage Net Loans Charged-off: Home equity loans2.1851%46
All other 1-4 family - Percent of loans charged-off, net1.0904%150
Percentage Net Loans Charged-off: Commercial and industrial2.6655%310
Percentage Net Loans Charged-off: Loans to individuals0.6965%1,725
Percentage Net Loans Charged-off: Credit card loans0.7913%684
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3709%344
Percentage Net Loans Charged-off:Coml. RE not secured by RE100.7111%4
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3978%966
Percentage Net Loans Charged-off: Total real estate loans0.4201%337
Percentage Net Loans Charged-off:Construction & development0.0596%582
Percentage Net Loans Charged-off: Commercial real estate0.1966%564
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.7028%200
Percentage Net Loans Charged-off: Home equity loans1.1142%77
All other 1-4 family - Percent of loans charged-off, net0.5548%291
Percentage Net Loans Charged-off: Commercial and industrial0.0800%3,080
Percentage Net Loans Charged-off: Loans to individuals0.0896%5,178
Percentage Net Loans Charged-off: Credit card loans1.0545%888
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6698%692
Percentage Net Loans Charged-off:Coml. RE not secured by RE18.2724%8
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3733%849
Percentage Net Loans Charged-off: Total real estate loans0.3941%255
Percentage Net Loans Charged-off:Construction & development0.0806%390
Percentage Net Loans Charged-off: Commercial real estate0.2452%392
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.6110%210
Percentage Net Loans Charged-off: Home equity loans1.0284%59
All other 1-4 family - Percent of loans charged-off, net0.4582%302
Percentage Net Loans Charged-off: Commercial and industrial0.0400%2,793
Percentage Net Loans Charged-off: Loans to individuals-0.0206%7,188
Percentage Net Loans Charged-off: Credit card loans1.0748%791
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6944%604
Percentage Net Loans Charged-off:Coml. RE not secured by RE38.9798%3
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3442%908
Percentage Net Loans Charged-off: Total real estate loans0.3802%275
Percentage Net Loans Charged-off:Construction & development0.1219%252
Percentage Net Loans Charged-off: Commercial real estate0.1610%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.6005%213
Percentage Net Loans Charged-off: Home equity loans1.0684%58
All other 1-4 family - Percent of loans charged-off, net0.4309%324
Percentage Net Loans Charged-off: Commercial and industrial0.0059%2,622
Percentage Net Loans Charged-off: Loans to individuals-0.0888%7,277
Percentage Net Loans Charged-off: Credit card loans0.4409%925
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6078%579
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3551%788
Percentage Net Loans Charged-off: Total real estate loans0.4002%229
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.2720%217
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.5987%208
Percentage Net Loans Charged-off: Home equity loans1.0721%59
All other 1-4 family - Percent of loans charged-off, net0.4353%269
Percentage Net Loans Charged-off: Commercial and industrial-0.0244%6,796
Percentage Net Loans Charged-off: Loans to individuals0.0269%3,806
Percentage Net Loans Charged-off: Credit card loans0.8896%709
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5831%522
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2372%1,985
Percentage Net Loans Charged-off: Total real estate loans0.1243%1,096
Percentage Net Loans Charged-off:Construction & development0.0538%487
Percentage Net Loans Charged-off: Commercial real estate0.0510%968
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1784%920
Percentage Net Loans Charged-off: Home equity loans0.2041%282
All other 1-4 family - Percent of loans charged-off, net0.1693%974
Percentage Net Loans Charged-off: Commercial and industrial0.1464%3,063
Percentage Net Loans Charged-off: Loans to individuals1.5826%989
Percentage Net Loans Charged-off: Credit card loans1.7526%908
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7863%665
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2440%1,625
Percentage Net Loans Charged-off: Total real estate loans0.1338%914
Percentage Net Loans Charged-off:Construction & development0.0762%348
Percentage Net Loans Charged-off: Commercial real estate0.0591%745
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1869%774
Percentage Net Loans Charged-off: Home equity loans0.2129%229
All other 1-4 family - Percent of loans charged-off, net0.1769%830
Percentage Net Loans Charged-off: Commercial and industrial0.0083%3,359
Percentage Net Loans Charged-off: Loans to individuals1.8534%696
Percentage Net Loans Charged-off: Credit card loans1.8572%770
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7957%580
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2432%1,547
Percentage Net Loans Charged-off: Total real estate loans0.1184%920
Percentage Net Loans Charged-off:Construction & development0.1218%239
Percentage Net Loans Charged-off: Commercial real estate0.0312%677
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1655%810
Percentage Net Loans Charged-off: Home equity loans0.2795%170
All other 1-4 family - Percent of loans charged-off, net0.1184%985
Percentage Net Loans Charged-off: Commercial and industrial-0.0013%6,689
Percentage Net Loans Charged-off: Loans to individuals2.1508%544
Percentage Net Loans Charged-off: Credit card loans1.9096%710
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8361%499
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2145%1,513
Percentage Net Loans Charged-off: Total real estate loans0.0742%974
Percentage Net Loans Charged-off:Construction & development0.2686%110
Percentage Net Loans Charged-off: Commercial real estate0.0054%495
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0732%1,007
Percentage Net Loans Charged-off: Home equity loans-0.0402%5,947
All other 1-4 family - Percent of loans charged-off, net0.1232%778
Percentage Net Loans Charged-off: Commercial and industrial0.0653%1,749
Percentage Net Loans Charged-off: Loans to individuals0.4192%2,819
Percentage Net Loans Charged-off: Credit card loans3.1172%430
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9431%379
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8386%555
Percentage Net Loans Charged-off: Total real estate loans0.7613%191
Percentage Net Loans Charged-off:Construction & development0.0953%502
Percentage Net Loans Charged-off: Commercial real estate0.0671%1,117
Percentage Net Loans Charged-off: Multi-family residential0.0070%186
Percentage Net Loans Charged-off: 1-4 family residential1.2504%109
Percentage Net Loans Charged-off: Home equity loans2.4062%40
All other 1-4 family - Percent of loans charged-off, net0.6503%277
Percentage Net Loans Charged-off: Commercial and industrial0.4419%2,285
Percentage Net Loans Charged-off: Loans to individuals0.0997%6,025
Percentage Net Loans Charged-off: Credit card loans1.3121%1,220
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6241%412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9098%441
Percentage Net Loans Charged-off: Total real estate loans0.9316%116
Percentage Net Loans Charged-off:Construction & development0.1292%366
Percentage Net Loans Charged-off: Commercial real estate0.0312%1,011
Percentage Net Loans Charged-off: Multi-family residential0.0092%145
Percentage Net Loans Charged-off: 1-4 family residential1.5363%74
Percentage Net Loans Charged-off: Home equity loans2.9767%32
All other 1-4 family - Percent of loans charged-off, net0.7782%204
Percentage Net Loans Charged-off: Commercial and industrial0.5769%1,637
Percentage Net Loans Charged-off: Loans to individuals0.0235%6,039
Percentage Net Loans Charged-off: Credit card loans1.2833%1,146
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1017%470
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9852%429
Percentage Net Loans Charged-off: Total real estate loans1.0413%112
Percentage Net Loans Charged-off:Construction & development0.1264%305
Percentage Net Loans Charged-off: Commercial real estate0.0467%767
Percentage Net Loans Charged-off: Multi-family residential0.0135%110
Percentage Net Loans Charged-off: 1-4 family residential1.7110%69
Percentage Net Loans Charged-off: Home equity loans3.2443%33
All other 1-4 family - Percent of loans charged-off, net0.9706%161
Percentage Net Loans Charged-off: Commercial and industrial0.7040%1,344
Percentage Net Loans Charged-off: Loans to individuals-0.0283%7,644
Percentage Net Loans Charged-off: Credit card loans0.8656%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9349%470
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8705%500
Percentage Net Loans Charged-off: Total real estate loans0.8105%174
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0921%405
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential1.3446%105
Percentage Net Loans Charged-off: Home equity loans2.4430%32
All other 1-4 family - Percent of loans charged-off, net0.7869%199
Percentage Net Loans Charged-off: Commercial and industrial0.9539%855
Percentage Net Loans Charged-off: Loans to individuals-0.0982%7,548
Percentage Net Loans Charged-off: Credit card loans1.1799%924
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3136%338
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8182%780
Percentage Net Loans Charged-off: Total real estate loans0.6962%252
Percentage Net Loans Charged-off:Construction & development0.0634%659
Percentage Net Loans Charged-off: Commercial real estate0.2349%754
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential1.0030%166
Percentage Net Loans Charged-off: Home equity loans2.4991%42
All other 1-4 family - Percent of loans charged-off, net0.4632%514
Percentage Net Loans Charged-off: Commercial and industrial0.5587%2,484
Percentage Net Loans Charged-off: Loans to individuals0.8694%2,746
Percentage Net Loans Charged-off: Credit card loans3.6273%678
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9966%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7701%720
Percentage Net Loans Charged-off: Total real estate loans0.6419%250
Percentage Net Loans Charged-off:Construction & development0.0418%549
Percentage Net Loans Charged-off: Commercial real estate0.2976%543
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.8847%181
Percentage Net Loans Charged-off: Home equity loans2.3765%35
All other 1-4 family - Percent of loans charged-off, net0.3831%533
Percentage Net Loans Charged-off: Commercial and industrial0.2147%3,068
Percentage Net Loans Charged-off: Loans to individuals1.0295%2,095
Percentage Net Loans Charged-off: Credit card loans3.8336%627
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2509%370
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7404%797
Percentage Net Loans Charged-off: Total real estate loans0.6227%262
Percentage Net Loans Charged-off:Construction & development0.0642%420
Percentage Net Loans Charged-off: Commercial real estate0.3162%451
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.8308%197
Percentage Net Loans Charged-off: Home equity loans2.5338%30
All other 1-4 family - Percent of loans charged-off, net0.3087%617
Percentage Net Loans Charged-off: Commercial and industrial0.1814%2,747
Percentage Net Loans Charged-off: Loans to individuals0.4840%3,636
Percentage Net Loans Charged-off: Credit card loans4.4008%530
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2794%345
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5657%975
Percentage Net Loans Charged-off: Total real estate loans0.4581%346
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.3550%300
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.5806%307
Percentage Net Loans Charged-off: Home equity loans2.0442%34
All other 1-4 family - Percent of loans charged-off, net0.1227%908
Percentage Net Loans Charged-off: Commercial and industrial0.1786%1,945
Percentage Net Loans Charged-off: Loans to individuals0.3139%3,810
Percentage Net Loans Charged-off: Credit card loans2.5069%811
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9029%329
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5048%1,647
Percentage Net Loans Charged-off: Total real estate loans0.3077%733
Percentage Net Loans Charged-off:Construction & development0.0065%844
Percentage Net Loans Charged-off: Commercial real estate0.0073%1,510
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.5099%422
Percentage Net Loans Charged-off: Home equity loans1.0434%82
All other 1-4 family - Percent of loans charged-off, net0.2559%855
Percentage Net Loans Charged-off: Commercial and industrial0.6078%2,575
Percentage Net Loans Charged-off: Loans to individuals0.4221%4,685
Percentage Net Loans Charged-off: Credit card loans3.4020%841
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7063%480
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3846%2,127
Percentage Net Loans Charged-off: Total real estate loans0.0880%1,815
Percentage Net Loans Charged-off:Construction & development0.0275%741
Percentage Net Loans Charged-off: Commercial real estate0.0435%1,164
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1265%1,317
Percentage Net Loans Charged-off: Home equity loans0.3236%243
All other 1-4 family - Percent of loans charged-off, net0.0685%1,780
Percentage Net Loans Charged-off: Commercial and industrial0.2092%3,622
Percentage Net Loans Charged-off: Loans to individuals1.6571%1,087
Percentage Net Loans Charged-off: Credit card loans2.7993%951
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0970%416
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1889%3,295
Percentage Net Loans Charged-off: Total real estate loans0.0136%722
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0215%626
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0260%555
Percentage Net Loans Charged-off: Commercial and industrial0.1833%717
Percentage Net Loans Charged-off: Loans to individuals1.7834%206
Percentage Net Loans Charged-off: Credit card loans13.5486%45
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1054%86
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0994%4,833
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.4531%414
Percentage Net Loans Charged-off: Loans to individuals0.9320%480
Percentage Net Loans Charged-off: Credit card loans0.5175%890
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1077%4,959
Percentage Net Loans Charged-off: Total real estate loans0.0285%611
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0372%562
Percentage Net Loans Charged-off: Home equity loans1.2683%29
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.2383%574
Percentage Net Loans Charged-off: Loans to individuals0.8359%579
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6370%117
Percentage Net Loans Charged-off:Coml. RE not secured by RE11.8916%5
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2947%2,811
Percentage Net Loans Charged-off: Total real estate loans0.0629%461
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0828%383
Percentage Net Loans Charged-off: Home equity loans2.2597%20
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial1.1233%159
Percentage Net Loans Charged-off: Loans to individuals1.1187%481
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1546%58
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2529%3,426
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.4976%331
Percentage Net Loans Charged-off: Loans to individuals1.3448%370
Percentage Net Loans Charged-off: Credit card loans1.8922%673
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7859%95
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5372%1,526
Percentage Net Loans Charged-off: Total real estate loans0.0012%1,035
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0023%995
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0027%948
Percentage Net Loans Charged-off: Commercial and industrial1.3450%135
Percentage Net Loans Charged-off: Loans to individuals1.1602%321
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4799%138
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3182%2,857
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial0.4591%363
Percentage Net Loans Charged-off: Loans to individuals0.7246%436
Percentage Net Loans Charged-off: Credit card loans1.2042%665
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5161%112
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6563%2,108
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,220
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial2.2125%197
Percentage Net Loans Charged-off: Loans to individuals0.7935%506
Percentage Net Loans Charged-off: Credit card loans1.7684%562
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4728%165
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4834%4,374
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,332
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial1.3085%501
Percentage Net Loans Charged-off: Loans to individuals0.6220%849
Percentage Net Loans Charged-off: Credit card loans0.0261%1,023
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3914%227
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA