Home > Irwin Bank > Assets and Liabilities
Irwin Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 199 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $823,908,000 | 834 |
| Cash and due from depository institutions | $23,792,000 | 812 |
| Interest-bearing balances | $1,483,000 | 2,653 |
| Securities | $263,847,000 | 481 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 489 |
| Net loans & leases | $476,848,000 | 997 |
| Loan loss allowance | $5,097,000 | 1,111 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,133,000 | 2,483 |
| Other real estate owned | $306,000 | 812 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $23,982,000 | 831 |
| Life insurance assets | $13,772,000 | 473 |
| Total liabilities and capital | $823,908,000 | 834 |
| Total liabilities | $755,190,000 | 810 |
| Total deposits | $643,951,000 | 798 |
| Interest-bearing deposits | $545,270,000 | 829 |
| Deposits held in domestic offices | $643,951,000 | 794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,151,000 | 503 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $56,000,000 | 993 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,088,000 | 907 |
| Total equity capital | $68,718,000 | 1,011 |
| Total bank equity capital | $68,718,000 | 1,011 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,200,000 | 2,618 |
| Surplus | $2,400,000 | 5,363 |
| Undivided profits | $65,118,000 | 575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,841,000 | 1,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,728,000 | 740 |
| Earning assets | $772,178,000 | 814 |
| Long-term assets (5+ years) | $566,502,000 | 231 |
| Average Assets, year-to-date | $805,341,000 | 840 |
| Average Assets, quarterly | $805,341,000 | 840 |
| Volatile liabilities | $165,688,000 | 906 |
| Insider loans | $17,305,000 | 379 |
| FHLB advances | $56,000,000 | 924 |
| Loans and leases held for sale | $9,450,000 | 272 |
| Unused loan commitments | $117,268,000 | 890 |
| Tier 1 (core) risk-based capital | $64,626,000 | 969 |
| Tier 2 risk-based capital | $5,097,000 | 1,058 |
| Total risk weighted assets | $468,248,000 | 1,086 |
| Total unused commitments | $117,268,000 | 890 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 204 | 794 |
| Assets and Liabilities | ||
| Total Assets: | $786,774,000 | 871 |
| Cash and due from depository institutions | $25,304,000 | 794 |
| Interest-bearing balances | $465,000 | 3,253 |
| Securities | $251,333,000 | 491 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $477,319,000 | 989 |
| Loan loss allowance | $5,382,000 | 1,016 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,297,000 | 2,392 |
| Other real estate owned | $306,000 | 794 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $27,215,000 | 738 |
| Life insurance assets | $13,645,000 | 470 |
| Total liabilities and capital | $786,774,000 | 871 |
| Total liabilities | $721,308,000 | 847 |
| Total deposits | $610,894,000 | 843 |
| Interest-bearing deposits | $526,649,000 | 851 |
| Deposits held in domestic offices | $610,894,000 | 839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,944,000 | 513 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $57,631,000 | 900 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,839,000 | 837 |
| Total equity capital | $65,466,000 | 1,049 |
| Total bank equity capital | $65,466,000 | 1,049 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,200,000 | 2,621 |
| Surplus | $2,400,000 | 5,367 |
| Undivided profits | $61,866,000 | 611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,251,000 | 1,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,692,000 | 829 |
| Earning assets | $729,117,000 | 855 |
| Long-term assets (5+ years) | $555,175,000 | 233 |
| Average Assets, year-to-date | $759,547,200 | 857 |
| Average Assets, quarterly | $780,077,500 | 870 |
| Volatile liabilities | $150,334,000 | 991 |
| Insider loans | $16,263,000 | 402 |
| FHLB advances | $57,631,000 | 834 |
| Loans and leases held for sale | $8,198,000 | 265 |
| Unused loan commitments | $119,401,000 | 889 |
| Tier 1 (core) risk-based capital | $64,447,000 | 977 |
| Tier 2 risk-based capital | $5,382,000 | 993 |
| Total risk weighted assets | $473,700,000 | 1,053 |
| Total unused commitments | $119,401,000 | 889 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 208 | 768 |
| Assets and Liabilities | ||
| Total Assets: | $773,381,000 | 869 |
| Cash and due from depository institutions | $21,383,000 | 768 |
| Interest-bearing balances | $115,000 | 4,413 |
| Securities | $238,459,000 | 523 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $480,715,000 | 955 |
| Loan loss allowance | $5,356,000 | 980 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,328,000 | 2,331 |
| Other real estate owned | $669,000 | 768 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $26,827,000 | 741 |
| Life insurance assets | $13,487,000 | 459 |
| Total liabilities and capital | $773,381,000 | 869 |
| Total liabilities | $711,317,000 | 836 |
| Total deposits | $580,893,000 | 881 |
| Interest-bearing deposits | $496,236,000 | 894 |
| Deposits held in domestic offices | $580,893,000 | 879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,827,000 | 428 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $66,756,000 | 735 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,841,000 | 1,040 |
| Total equity capital | $62,064,000 | 1,100 |
| Total bank equity capital | $62,064,000 | 1,100 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,200,000 | 2,596 |
| Surplus | $2,400,000 | 5,339 |
| Undivided profits | $58,464,000 | 643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,482,000 | 1,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,835,000 | 853 |
| Earning assets | $719,289,000 | 853 |
| Long-term assets (5+ years) | $541,456,000 | 237 |
| Average Assets, year-to-date | $752,740,500 | 864 |
| Average Assets, quarterly | $764,710,000 | 869 |
| Volatile liabilities | $146,423,000 | 986 |
| Insider loans | $15,313,000 | 442 |
| FHLB advances | $66,756,000 | 674 |
| Loans and leases held for sale | $7,299,000 | 273 |
| Unused loan commitments | $110,859,000 | 968 |
| Tier 1 (core) risk-based capital | $63,631,000 | 989 |
| Tier 2 risk-based capital | $5,356,000 | 979 |
| Total risk weighted assets | $476,726,000 | 1,021 |
| Total unused commitments | $110,859,000 | 968 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 208 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $756,039,000 | 892 |
| Cash and due from depository institutions | $20,812,000 | 791 |
| Interest-bearing balances | $1,425,000 | 2,110 |
| Securities | $225,237,000 | 552 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $476,321,000 | 967 |
| Loan loss allowance | $5,163,000 | 1,014 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,335,000 | 2,324 |
| Other real estate owned | $561,000 | 791 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $27,773,000 | 709 |
| Life insurance assets | $13,367,000 | 454 |
| Total liabilities and capital | $756,039,000 | 892 |
| Total liabilities | $696,409,000 | 865 |
| Total deposits | $575,615,000 | 903 |
| Interest-bearing deposits | $487,761,000 | 920 |
| Deposits held in domestic offices | $575,615,000 | 901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,897,000 | 493 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $68,121,000 | 690 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,776,000 | 901 |
| Total equity capital | $59,630,000 | 1,135 |
| Total bank equity capital | $59,630,000 | 1,135 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,200,000 | 2,602 |
| Surplus | $2,400,000 | 5,347 |
| Undivided profits | $56,030,000 | 668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,362,000 | 1,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,615,000 | 861 |
| Earning assets | $702,983,000 | 876 |
| Long-term assets (5+ years) | $527,477,000 | 244 |
| Average Assets, year-to-date | $745,860,330 | 886 |
| Average Assets, quarterly | $748,538,500 | 894 |
| Volatile liabilities | $126,618,000 | 1,119 |
| Insider loans | $17,394,000 | 366 |
| FHLB advances | $68,121,000 | 619 |
| Loans and leases held for sale | $7,444,000 | 320 |
| Unused loan commitments | $125,853,000 | 880 |
| Tier 1 (core) risk-based capital | $63,100,000 | 997 |
| Tier 2 risk-based capital | $5,163,000 | 1,021 |
| Total risk weighted assets | $471,171,000 | 1,047 |
| Total unused commitments | $125,853,000 | 880 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 207 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $741,038,000 | 895 |
| Cash and due from depository institutions | $18,596,000 | 791 |
| Interest-bearing balances | $839,000 | 2,709 |
| Securities | $224,664,000 | 559 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $466,024,000 | 969 |
| Loan loss allowance | $4,994,000 | 1,041 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,425,000 | 2,266 |
| Other real estate owned | $100,000 | 791 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $26,229,000 | 728 |
| Life insurance assets | $13,250,000 | 444 |
| Total liabilities and capital | $741,038,000 | 895 |
| Total liabilities | $679,336,000 | 876 |
| Total deposits | $573,064,000 | 900 |
| Interest-bearing deposits | $486,766,000 | 913 |
| Deposits held in domestic offices | $573,064,000 | 897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,072,000 | 632 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $69,947,000 | 655 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,253,000 | 955 |
| Total equity capital | $61,702,000 | 1,083 |
| Total bank equity capital | $61,702,000 | 1,083 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,200,000 | 2,594 |
| Surplus | $2,400,000 | 5,335 |
| Undivided profits | $58,102,000 | 654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,870,000 | 1,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,536,000 | 836 |
| Earning assets | $691,527,000 | 879 |
| Long-term assets (5+ years) | $530,152,000 | 236 |
| Average Assets, year-to-date | $740,771,000 | 884 |
| Average Assets, quarterly | $740,771,000 | 884 |
| Volatile liabilities | $127,028,000 | 1,089 |
| Insider loans | $11,604,000 | 593 |
| FHLB advances | $69,947,000 | 592 |
| Loans and leases held for sale | $6,958,000 | 324 |
| Unused loan commitments | $120,986,000 | 905 |
| Tier 1 (core) risk-based capital | $62,458,000 | 990 |
| Tier 2 risk-based capital | $4,994,000 | 1,045 |
| Total risk weighted assets | $455,438,000 | 1,059 |
| Total unused commitments | $120,986,000 | 905 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 204 | 794 |
| Assets and Liabilities | ||
| Total Assets: | $740,504,000 | 892 |
| Cash and due from depository institutions | $20,051,000 | 794 |
| Interest-bearing balances | $733,000 | 2,797 |
| Securities | $220,994,000 | 570 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $467,720,000 | 958 |
| Loan loss allowance | $4,769,000 | 1,072 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,295,000 | 2,287 |
| Other real estate owned | $49,000 | 794 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $26,395,000 | 724 |
| Life insurance assets | $13,130,000 | 442 |
| Total liabilities and capital | $740,504,000 | 892 |
| Total liabilities | $679,393,000 | 872 |
| Total deposits | $573,487,000 | 887 |
| Interest-bearing deposits | $486,918,000 | 891 |
| Deposits held in domestic offices | $573,487,000 | 884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,416,000 | 682 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $72,410,000 | 656 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,080,000 | 972 |
| Total equity capital | $61,111,000 | 1,075 |
| Total bank equity capital | $61,111,000 | 1,075 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,200,000 | 2,593 |
| Surplus | $2,400,000 | 5,322 |
| Undivided profits | $57,511,000 | 640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,816,000 | 1,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,473,000 | 869 |
| Earning assets | $689,447,000 | 874 |
| Long-term assets (5+ years) | $524,850,000 | 239 |
| Average Assets, year-to-date | $714,158,800 | 893 |
| Average Assets, quarterly | $732,519,500 | 890 |
| Volatile liabilities | $136,788,000 | 1,124 |
| Insider loans | $11,918,000 | 566 |
| FHLB advances | $72,410,000 | 591 |
| Loans and leases held for sale | $6,697,000 | 329 |
| Unused loan commitments | $97,474,000 | 1,046 |
| Tier 1 (core) risk-based capital | $61,999,000 | 974 |
| Tier 2 risk-based capital | $4,769,000 | 1,073 |
| Total risk weighted assets | $449,661,000 | 1,043 |
| Total unused commitments | $97,474,000 | 1,046 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 210 | 781 |
| Assets and Liabilities | ||
| Total Assets: | $724,535,000 | 901 |
| Cash and due from depository institutions | $20,016,000 | 781 |
| Interest-bearing balances | $1,045,000 | 2,365 |
| Securities | $206,198,000 | 622 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,403 |
| Net loans & leases | $464,400,000 | 959 |
| Loan loss allowance | $4,532,000 | 1,138 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,408,000 | 2,198 |
| Other real estate owned | $35,000 | 781 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $25,678,000 | 757 |
| Life insurance assets | $12,990,000 | 427 |
| Total liabilities and capital | $724,535,000 | 901 |
| Total liabilities | $662,563,000 | 889 |
| Total deposits | $548,791,000 | 918 |
| Interest-bearing deposits | $461,594,000 | 928 |
| Deposits held in domestic offices | $548,791,000 | 916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,929,000 | 551 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $69,909,000 | 697 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,934,000 | 1,125 |
| Total equity capital | $61,972,000 | 1,060 |
| Total bank equity capital | $61,972,000 | 1,060 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,604 |
| Surplus | $2,400,000 | 5,318 |
| Undivided profits | $58,372,000 | 634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,401,000 | 1,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,066,000 | 955 |
| Earning assets | $674,443,000 | 893 |
| Long-term assets (5+ years) | $514,340,000 | 241 |
| Average Assets, year-to-date | $707,572,500 | 909 |
| Average Assets, quarterly | $720,553,000 | 902 |
| Volatile liabilities | $121,166,000 | 1,241 |
| Insider loans | $10,743,000 | 621 |
| FHLB advances | $69,909,000 | 630 |
| Loans and leases held for sale | $6,892,000 | 314 |
| Unused loan commitments | $103,167,000 | 1,028 |
| Tier 1 (core) risk-based capital | $62,641,000 | 970 |
| Tier 2 risk-based capital | $4,532,000 | 1,138 |
| Total risk weighted assets | $446,100,000 | 1,046 |
| Total unused commitments | $103,167,000 | 1,029 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 211 | 781 |
| Assets and Liabilities | ||
| Total Assets: | $716,571,000 | 911 |
| Cash and due from depository institutions | $18,986,000 | 781 |
| Interest-bearing balances | $435,000 | 3,247 |
| Securities | $205,762,000 | 627 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $459,119,000 | 958 |
| Loan loss allowance | $4,200,000 | 1,226 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,467,000 | 2,131 |
| Other real estate owned | $0 | 781 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $27,237,000 | 714 |
| Life insurance assets | $12,870,000 | 420 |
| Total liabilities and capital | $716,571,000 | 911 |
| Total liabilities | $657,925,000 | 883 |
| Total deposits | $535,868,000 | 920 |
| Interest-bearing deposits | $451,649,000 | 935 |
| Deposits held in domestic offices | $535,868,000 | 919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,384,000 | 634 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $85,800,000 | 614 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,873,000 | 1,062 |
| Total equity capital | $58,646,000 | 1,077 |
| Total bank equity capital | $58,646,000 | 1,077 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,200,000 | 2,594 |
| Surplus | $2,400,000 | 5,306 |
| Undivided profits | $55,046,000 | 649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 2,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,796,000 | 917 |
| Earning assets | $665,316,000 | 889 |
| Long-term assets (5+ years) | $508,529,000 | 250 |
| Average Assets, year-to-date | $701,918,330 | 912 |
| Average Assets, quarterly | $710,576,000 | 912 |
| Volatile liabilities | $117,214,000 | 1,279 |
| Insider loans | $10,052,000 | 675 |
| FHLB advances | $85,800,000 | 543 |
| Loans and leases held for sale | $7,676,000 | 306 |
| Unused loan commitments | $131,420,000 | 837 |
| Tier 1 (core) risk-based capital | $61,700,000 | 964 |
| Tier 2 risk-based capital | $4,200,000 | 1,209 |
| Total risk weighted assets | $443,686,000 | 1,039 |
| Total unused commitments | $131,420,000 | 838 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 210 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $704,581,000 | 907 |
| Cash and due from depository institutions | $18,674,000 | 770 |
| Interest-bearing balances | $301,000 | 3,724 |
| Securities | $198,664,000 | 664 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,668 |
| Net loans & leases | $450,966,000 | 941 |
| Loan loss allowance | $3,749,000 | 1,351 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,535,000 | 2,066 |
| Other real estate owned | $0 | 770 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $25,792,000 | 718 |
| Life insurance assets | $12,767,000 | 409 |
| Total liabilities and capital | $704,581,000 | 907 |
| Total liabilities | $644,087,000 | 890 |
| Total deposits | $527,233,000 | 923 |
| Interest-bearing deposits | $444,120,000 | 928 |
| Deposits held in domestic offices | $527,233,000 | 920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,952,000 | 590 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $78,990,000 | 624 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,912,000 | 1,055 |
| Total equity capital | $60,494,000 | 1,045 |
| Total bank equity capital | $60,494,000 | 1,045 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $2,400,000 | 5,243 |
| Undivided profits | $56,894,000 | 618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 2,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,638,000 | 894 |
| Earning assets | $654,881,000 | 892 |
| Long-term assets (5+ years) | $497,496,000 | 245 |
| Average Assets, year-to-date | $694,592,000 | 914 |
| Average Assets, quarterly | $694,592,000 | 914 |
| Volatile liabilities | $100,927,000 | 1,387 |
| Insider loans | $10,072,000 | 652 |
| FHLB advances | $78,990,000 | 557 |
| Loans and leases held for sale | $7,135,000 | 285 |
| Unused loan commitments | $118,291,000 | 903 |
| Tier 1 (core) risk-based capital | $62,052,000 | 943 |
| Tier 2 risk-based capital | $3,749,000 | 1,330 |
| Total risk weighted assets | $432,334,000 | 1,032 |
| Total unused commitments | $118,291,000 | 903 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 214 | 747 |
| Assets and Liabilities | ||
| Total Assets: | $684,603,000 | 928 |
| Cash and due from depository institutions | $15,600,000 | 747 |
| Interest-bearing balances | $539,000 | 3,262 |
| Securities | $195,650,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $442,224,000 | 950 |
| Loan loss allowance | $3,564,000 | 1,404 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,624,000 | 2,000 |
| Other real estate owned | $48,000 | 747 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $25,457,000 | 718 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $684,603,000 | 928 |
| Total liabilities | $624,601,000 | 912 |
| Total deposits | $521,012,000 | 922 |
| Interest-bearing deposits | $436,639,000 | 935 |
| Deposits held in domestic offices | $521,012,000 | 920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,443,000 | 819 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $81,119,000 | 624 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,027,000 | 1,210 |
| Total equity capital | $60,002,000 | 1,032 |
| Total bank equity capital | $60,002,000 | 1,032 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,200,000 | 2,581 |
| Surplus | $2,400,000 | 5,229 |
| Undivided profits | $56,402,000 | 617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $853,000 | 2,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,382,000 | 961 |
| Earning assets | $638,413,000 | 906 |
| Long-term assets (5+ years) | $489,735,000 | 245 |
| Average Assets, year-to-date | $682,183,800 | 862 |
| Average Assets, quarterly | $689,094,500 | 902 |
| Volatile liabilities | $98,096,000 | 1,394 |
| Insider loans | $9,636,000 | 654 |
| FHLB advances | $81,119,000 | 550 |
| Loans and leases held for sale | $7,080,000 | 299 |
| Unused loan commitments | $115,724,000 | 901 |
| Tier 1 (core) risk-based capital | $60,684,000 | 948 |
| Tier 2 risk-based capital | $3,564,000 | 1,375 |
| Total risk weighted assets | $426,541,000 | 1,038 |
| Total unused commitments | $115,724,000 | 901 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 214 | 735 |
| Assets and Liabilities | ||
| Total Assets: | $693,586,000 | 876 |
| Cash and due from depository institutions | $21,398,000 | 735 |
| Interest-bearing balances | $462,000 | 3,537 |
| Securities | $199,403,000 | 648 |
| Federal funds sold & reverse repurchase agreements | $7,850,000 | 1,606 |
| Net loans & leases | $435,890,000 | 944 |
| Loan loss allowance | $3,345,000 | 1,457 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,794,000 | 1,898 |
| Other real estate owned | $41,000 | 735 |
| Goodwill and other intangibles | $12,000 | 3,201 |
| All other assets | $23,198,000 | 749 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $693,586,000 | 876 |
| Total liabilities | $632,559,000 | 859 |
| Total deposits | $520,805,000 | 898 |
| Interest-bearing deposits | $436,706,000 | 904 |
| Deposits held in domestic offices | $520,805,000 | 897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,686,000 | 534 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $69,059,000 | 699 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,009,000 | 1,201 |
| Total equity capital | $61,027,000 | 995 |
| Total bank equity capital | $61,027,000 | 995 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,562 |
| Surplus | $2,400,000 | 5,192 |
| Undivided profits | $57,427,000 | 611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $917,000 | 2,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,437,000 | 891 |
| Earning assets | $643,605,000 | 879 |
| Long-term assets (5+ years) | $492,921,000 | 237 |
| Average Assets, year-to-date | $681,579,000 | 849 |
| Average Assets, quarterly | $687,112,000 | 872 |
| Volatile liabilities | $97,654,000 | 1,344 |
| Insider loans | $10,597,000 | 572 |
| FHLB advances | $69,059,000 | 631 |
| Loans and leases held for sale | $7,228,000 | 328 |
| Unused loan commitments | $122,310,000 | 847 |
| Tier 1 (core) risk-based capital | $60,191,000 | 935 |
| Tier 2 risk-based capital | $3,345,000 | 1,429 |
| Total risk weighted assets | $421,061,000 | 1,021 |
| Total unused commitments | $122,310,000 | 848 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 209 | 761 |
| Assets and Liabilities | ||
| Total Assets: | $680,638,000 | 868 |
| Cash and due from depository institutions | $16,880,000 | 761 |
| Interest-bearing balances | $282,000 | 3,984 |
| Securities | $205,730,000 | 631 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $428,135,000 | 935 |
| Loan loss allowance | $3,081,000 | 1,575 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,016,000 | 1,764 |
| Other real estate owned | $234,000 | 761 |
| Goodwill and other intangibles | $18,000 | 3,166 |
| All other assets | $23,625,000 | 739 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $680,638,000 | 868 |
| Total liabilities | $620,123,000 | 852 |
| Total deposits | $517,458,000 | 871 |
| Interest-bearing deposits | $437,021,000 | 876 |
| Deposits held in domestic offices | $517,458,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,624,000 | 686 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $74,210,000 | 668 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,831,000 | 1,156 |
| Total equity capital | $60,515,000 | 983 |
| Total bank equity capital | $60,515,000 | 983 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $2,400,000 | 5,171 |
| Undivided profits | $56,915,000 | 607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,080,000 | 2,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,536,000 | 786 |
| Earning assets | $634,147,000 | 858 |
| Long-term assets (5+ years) | $489,029,000 | 239 |
| Average Assets, year-to-date | $677,576,670 | 845 |
| Average Assets, quarterly | $678,818,500 | 855 |
| Volatile liabilities | $83,065,000 | 1,502 |
| Insider loans | $12,308,000 | 453 |
| FHLB advances | $74,210,000 | 604 |
| Loans and leases held for sale | $7,720,000 | 325 |
| Unused loan commitments | $95,287,000 | 990 |
| Tier 1 (core) risk-based capital | $59,581,000 | 915 |
| Tier 2 risk-based capital | $3,081,000 | 1,533 |
| Total risk weighted assets | $409,138,000 | 1,021 |
| Total unused commitments | $95,287,000 | 991 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 209 | 746 |
| Assets and Liabilities | ||
| Total Assets: | $676,999,000 | 860 |
| Cash and due from depository institutions | $16,084,000 | 746 |
| Interest-bearing balances | $403,000 | 3,618 |
| Securities | $190,406,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $10,300,000 | 1,207 |
| Net loans & leases | $429,309,000 | 912 |
| Loan loss allowance | $2,878,000 | 1,643 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,098,000 | 1,722 |
| Other real estate owned | $1,464,000 | 746 |
| Goodwill and other intangibles | $24,000 | 3,128 |
| All other assets | $23,314,000 | 723 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $676,999,000 | 860 |
| Total liabilities | $618,153,000 | 841 |
| Total deposits | $523,320,000 | 839 |
| Interest-bearing deposits | $441,783,000 | 847 |
| Deposits held in domestic offices | $523,320,000 | 836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,530,000 | 771 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $69,866,000 | 691 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,437,000 | 879 |
| Total equity capital | $58,846,000 | 988 |
| Total bank equity capital | $58,846,000 | 988 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,548 |
| Surplus | $2,400,000 | 5,182 |
| Undivided profits | $55,246,000 | 594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $821,000 | 2,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,276,000 | 826 |
| Earning assets | $630,418,000 | 844 |
| Long-term assets (5+ years) | $465,735,000 | 247 |
| Average Assets, year-to-date | $676,046,000 | 852 |
| Average Assets, quarterly | $676,046,000 | 852 |
| Volatile liabilities | $76,344,000 | 1,558 |
| Insider loans | $12,070,000 | 450 |
| FHLB advances | $69,866,000 | 623 |
| Loans and leases held for sale | $7,669,000 | 293 |
| Unused loan commitments | $87,022,000 | 1,049 |
| Tier 1 (core) risk-based capital | $58,884,000 | 918 |
| Tier 2 risk-based capital | $2,878,000 | 1,595 |
| Total risk weighted assets | $406,966,000 | 997 |
| Total unused commitments | $87,022,000 | 1,049 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 206 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $675,093,000 | 859 |
| Cash and due from depository institutions | $15,248,000 | 770 |
| Interest-bearing balances | $615,000 | 3,251 |
| Securities | $190,645,000 | 696 |
| Federal funds sold & reverse repurchase agreements | $1,030,000 | 4,816 |
| Net loans & leases | $436,549,000 | 883 |
| Loan loss allowance | $2,594,000 | 1,808 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,232,000 | 1,654 |
| Other real estate owned | $1,703,000 | 770 |
| Goodwill and other intangibles | $30,000 | 3,088 |
| All other assets | $23,656,000 | 699 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $675,093,000 | 859 |
| Total liabilities | $616,224,000 | 838 |
| Total deposits | $526,472,000 | 834 |
| Interest-bearing deposits | $438,968,000 | 851 |
| Deposits held in domestic offices | $526,472,000 | 831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,157,000 | 903 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $70,265,000 | 694 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,330,000 | 1,021 |
| Total equity capital | $58,869,000 | 990 |
| Total bank equity capital | $58,869,000 | 990 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $2,400,000 | 5,161 |
| Undivided profits | $55,269,000 | 612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,701,000 | 598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,514,000 | 748 |
| Earning assets | $628,839,000 | 845 |
| Long-term assets (5+ years) | $469,239,000 | 252 |
| Average Assets, year-to-date | $656,366,800 | 836 |
| Average Assets, quarterly | $675,601,000 | 843 |
| Volatile liabilities | $78,417,000 | 1,484 |
| Insider loans | $12,750,000 | 419 |
| FHLB advances | $70,265,000 | 624 |
| Loans and leases held for sale | $7,462,000 | 301 |
| Unused loan commitments | $94,768,000 | 957 |
| Tier 1 (core) risk-based capital | $57,722,000 | 929 |
| Tier 2 risk-based capital | $2,594,000 | 1,747 |
| Total risk weighted assets | $415,200,000 | 974 |
| Total unused commitments | $94,768,000 | 957 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 210 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $676,109,000 | 837 |
| Cash and due from depository institutions | $14,676,000 | 754 |
| Interest-bearing balances | $368,000 | 3,808 |
| Securities | $198,481,000 | 672 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $432,475,000 | 874 |
| Loan loss allowance | $2,708,000 | 1,726 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,173,000 | 1,634 |
| Other real estate owned | $1,453,000 | 754 |
| Goodwill and other intangibles | $36,000 | 3,021 |
| All other assets | $22,815,000 | 711 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $676,109,000 | 837 |
| Total liabilities | $617,644,000 | 820 |
| Total deposits | $514,090,000 | 839 |
| Interest-bearing deposits | $432,003,000 | 847 |
| Deposits held in domestic offices | $514,090,000 | 834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,682,000 | 666 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $75,574,000 | 657 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,298,000 | 1,289 |
| Total equity capital | $58,465,000 | 986 |
| Total bank equity capital | $58,465,000 | 986 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $2,400,000 | 5,141 |
| Undivided profits | $54,865,000 | 609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,025,000 | 1,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,212,000 | 841 |
| Earning assets | $631,324,000 | 825 |
| Long-term assets (5+ years) | $468,897,000 | 257 |
| Average Assets, year-to-date | $651,685,250 | 841 |
| Average Assets, quarterly | $667,218,500 | 841 |
| Volatile liabilities | $89,171,000 | 1,283 |
| Insider loans | $13,127,000 | 394 |
| FHLB advances | $75,574,000 | 587 |
| Loans and leases held for sale | $7,475,000 | 291 |
| Unused loan commitments | $101,046,000 | 914 |
| Tier 1 (core) risk-based capital | $56,004,000 | 942 |
| Tier 2 risk-based capital | $2,708,000 | 1,648 |
| Total risk weighted assets | $412,705,000 | 958 |
| Total unused commitments | $101,046,000 | 916 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 209 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $658,328,000 | 849 |
| Cash and due from depository institutions | $18,080,000 | 756 |
| Interest-bearing balances | $1,619,000 | 2,336 |
| Securities | $180,148,000 | 735 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $428,523,000 | 858 |
| Loan loss allowance | $2,693,000 | 1,718 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,177,000 | 1,613 |
| Other real estate owned | $1,353,000 | 756 |
| Goodwill and other intangibles | $42,000 | 3,007 |
| All other assets | $24,005,000 | 674 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $658,328,000 | 849 |
| Total liabilities | $604,136,000 | 825 |
| Total deposits | $516,000,000 | 830 |
| Interest-bearing deposits | $430,911,000 | 843 |
| Deposits held in domestic offices | $516,000,000 | 825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,246,000 | 861 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $68,830,000 | 707 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,060,000 | 1,268 |
| Total equity capital | $54,192,000 | 1,014 |
| Total bank equity capital | $54,192,000 | 1,014 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,200,000 | 2,543 |
| Surplus | $2,400,000 | 5,144 |
| Undivided profits | $50,592,000 | 636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $874,000 | 2,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,062,000 | 846 |
| Earning assets | $610,290,000 | 837 |
| Long-term assets (5+ years) | $454,484,000 | 276 |
| Average Assets, year-to-date | $643,544,000 | 846 |
| Average Assets, quarterly | $650,966,500 | 847 |
| Volatile liabilities | $88,442,000 | 1,271 |
| Insider loans | $12,225,000 | 434 |
| FHLB advances | $68,830,000 | 630 |
| Loans and leases held for sale | $7,835,000 | 286 |
| Unused loan commitments | $82,172,000 | 1,050 |
| Tier 1 (core) risk-based capital | $54,728,000 | 942 |
| Tier 2 risk-based capital | $2,693,000 | 1,636 |
| Total risk weighted assets | $413,387,000 | 944 |
| Total unused commitments | $82,172,000 | 1,050 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 204 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $643,605,000 | 866 |
| Cash and due from depository institutions | $15,853,000 | 777 |
| Interest-bearing balances | $1,500,000 | 2,647 |
| Securities | $178,835,000 | 746 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $419,817,000 | 860 |
| Loan loss allowance | $3,382,000 | 1,368 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,274,000 | 1,563 |
| Other real estate owned | $278,000 | 777 |
| Goodwill and other intangibles | $48,000 | 2,973 |
| All other assets | $22,500,000 | 687 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $643,605,000 | 866 |
| Total liabilities | $583,139,000 | 856 |
| Total deposits | $490,084,000 | 872 |
| Interest-bearing deposits | $412,235,000 | 886 |
| Deposits held in domestic offices | $490,084,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,887,000 | 794 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $71,316,000 | 655 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,852,000 | 974 |
| Total equity capital | $60,467,000 | 933 |
| Total bank equity capital | $60,467,000 | 933 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,200,000 | 2,536 |
| Surplus | $2,400,000 | 5,131 |
| Undivided profits | $56,867,000 | 587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,847,000 | 1,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,090,000 | 835 |
| Earning assets | $600,152,000 | 854 |
| Long-term assets (5+ years) | $442,744,000 | 271 |
| Average Assets, year-to-date | $636,152,000 | 862 |
| Average Assets, quarterly | $636,152,000 | 862 |
| Volatile liabilities | $83,812,000 | 1,258 |
| Insider loans | $12,225,000 | 398 |
| FHLB advances | $71,316,000 | 583 |
| Loans and leases held for sale | $8,264,000 | 309 |
| Unused loan commitments | $85,701,000 | 987 |
| Tier 1 (core) risk-based capital | $56,919,000 | 906 |
| Tier 2 risk-based capital | $3,382,000 | 1,322 |
| Total risk weighted assets | $403,314,000 | 954 |
| Total unused commitments | $85,701,000 | 988 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 204 | 787 |
| Assets and Liabilities | ||
| Total Assets: | $628,699,000 | 884 |
| Cash and due from depository institutions | $15,929,000 | 787 |
| Interest-bearing balances | $537,000 | 3,565 |
| Securities | $167,279,000 | 809 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $416,286,000 | 854 |
| Loan loss allowance | $3,285,000 | 1,405 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,469,000 | 1,507 |
| Other real estate owned | $254,000 | 787 |
| Goodwill and other intangibles | $54,000 | 2,948 |
| All other assets | $22,428,000 | 693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $628,699,000 | 884 |
| Total liabilities | $569,927,000 | 875 |
| Total deposits | $492,218,000 | 878 |
| Interest-bearing deposits | $411,104,000 | 888 |
| Deposits held in domestic offices | $492,218,000 | 875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,611,000 | 969 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $61,208,000 | 735 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,890,000 | 1,124 |
| Total equity capital | $58,772,000 | 945 |
| Total bank equity capital | $58,772,000 | 945 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,200,000 | 2,555 |
| Surplus | $2,400,000 | 5,118 |
| Undivided profits | $55,172,000 | 579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,288,000 | 2,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,384,000 | 758 |
| Earning assets | $584,102,000 | 871 |
| Long-term assets (5+ years) | $399,433,000 | 302 |
| Average Assets, year-to-date | $606,767,400 | 886 |
| Average Assets, quarterly | $622,252,000 | 883 |
| Volatile liabilities | $84,761,000 | 1,268 |
| Insider loans | $13,100,000 | 356 |
| FHLB advances | $61,208,000 | 654 |
| Loans and leases held for sale | $8,097,000 | 291 |
| Unused loan commitments | $75,479,000 | 1,065 |
| Tier 1 (core) risk-based capital | $56,581,000 | 905 |
| Tier 2 risk-based capital | $3,285,000 | 1,345 |
| Total risk weighted assets | $396,408,000 | 959 |
| Total unused commitments | $75,479,000 | 1,066 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 197 | 833 |
| Assets and Liabilities | ||
| Total Assets: | $615,805,000 | 915 |
| Cash and due from depository institutions | $20,142,000 | 833 |
| Interest-bearing balances | $1,353,000 | 2,766 |
| Securities | $157,980,000 | 852 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $410,335,000 | 861 |
| Loan loss allowance | $3,129,000 | 1,478 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,799,000 | 1,682 |
| Other real estate owned | $255,000 | 833 |
| Goodwill and other intangibles | $61,000 | 2,901 |
| All other assets | $21,233,000 | 732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $615,805,000 | 915 |
| Total liabilities | $557,972,000 | 906 |
| Total deposits | $476,648,000 | 909 |
| Interest-bearing deposits | $392,088,000 | 953 |
| Deposits held in domestic offices | $476,648,000 | 905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,212,000 | 685 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $55,498,000 | 773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,614,000 | 1,237 |
| Total equity capital | $57,833,000 | 978 |
| Total bank equity capital | $57,833,000 | 978 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,200,000 | 2,570 |
| Surplus | $2,400,000 | 5,093 |
| Undivided profits | $54,233,000 | 592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,433,000 | 2,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,012,000 | 905 |
| Earning assets | $569,668,000 | 909 |
| Long-term assets (5+ years) | $424,199,000 | 288 |
| Average Assets, year-to-date | $601,284,500 | 914 |
| Average Assets, quarterly | $611,652,500 | 917 |
| Volatile liabilities | $61,456,000 | 1,616 |
| Insider loans | $13,140,000 | 351 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $8,204,000 | 382 |
| Unused loan commitments | $76,247,000 | 1,071 |
| Tier 1 (core) risk-based capital | $55,749,000 | 918 |
| Tier 2 risk-based capital | $3,129,000 | 1,405 |
| Total risk weighted assets | $391,244,000 | 972 |
| Total unused commitments | $76,247,000 | 1,073 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 195 | 838 |
| Assets and Liabilities | ||
| Total Assets: | $607,500,000 | 917 |
| Cash and due from depository institutions | $19,857,000 | 838 |
| Interest-bearing balances | $1,413,000 | 2,855 |
| Securities | $164,304,000 | 805 |
| Federal funds sold & reverse repurchase agreements | $11,986,000 | 1,320 |
| Net loans & leases | $384,534,000 | 912 |
| Loan loss allowance | $3,075,000 | 1,480 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,220,000 | 1,850 |
| Other real estate owned | $105,000 | 838 |
| Goodwill and other intangibles | $67,000 | 2,843 |
| All other assets | $21,427,000 | 702 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $607,500,000 | 917 |
| Total liabilities | $549,790,000 | 909 |
| Total deposits | $478,131,000 | 893 |
| Interest-bearing deposits | $396,711,000 | 935 |
| Deposits held in domestic offices | $478,131,000 | 889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,836,000 | 878 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $53,688,000 | 795 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,135,000 | 1,155 |
| Total equity capital | $57,710,000 | 954 |
| Total bank equity capital | $57,710,000 | 954 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,200,000 | 2,568 |
| Surplus | $2,400,000 | 5,072 |
| Undivided profits | $54,110,000 | 599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,370,000 | 2,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,180,000 | 835 |
| Earning assets | $562,237,000 | 906 |
| Long-term assets (5+ years) | $402,198,000 | 282 |
| Average Assets, year-to-date | $596,444,330 | 914 |
| Average Assets, quarterly | $603,078,000 | 913 |
| Volatile liabilities | $52,306,000 | 1,813 |
| Insider loans | $10,588,000 | 436 |
| FHLB advances | $53,688,000 | 707 |
| Loans and leases held for sale | $8,814,000 | 506 |
| Unused loan commitments | $86,681,000 | 951 |
| Tier 1 (core) risk-based capital | $52,935,000 | 948 |
| Tier 2 risk-based capital | $3,075,000 | 1,388 |
| Total risk weighted assets | $378,617,000 | 984 |
| Total unused commitments | $86,681,000 | 956 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 183 | 899 |
| Assets and Liabilities | ||
| Total Assets: | $598,656,000 | 913 |
| Cash and due from depository institutions | $16,196,000 | 899 |
| Interest-bearing balances | $1,734,000 | 2,653 |
| Securities | $182,921,000 | 717 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $372,466,000 | 926 |
| Loan loss allowance | $2,964,000 | 1,507 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,211,000 | 1,806 |
| Other real estate owned | $646,000 | 899 |
| Goodwill and other intangibles | $72,000 | 2,797 |
| All other assets | $21,144,000 | 699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $598,656,000 | 913 |
| Total liabilities | $542,572,000 | 906 |
| Total deposits | $468,584,000 | 902 |
| Interest-bearing deposits | $389,666,000 | 946 |
| Deposits held in domestic offices | $468,584,000 | 900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,525,000 | 821 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $53,875,000 | 763 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,588,000 | 943 |
| Total equity capital | $56,084,000 | 959 |
| Total bank equity capital | $56,084,000 | 959 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $2,400,000 | 5,050 |
| Undivided profits | $52,484,000 | 602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,421,000 | 2,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,257,000 | 826 |
| Earning assets | $557,121,000 | 909 |
| Long-term assets (5+ years) | $404,257,000 | 283 |
| Average Assets, year-to-date | $590,916,500 | 921 |
| Average Assets, quarterly | $590,916,500 | 921 |
| Volatile liabilities | $57,511,000 | 1,633 |
| Insider loans | $12,474,000 | 364 |
| FHLB advances | $53,875,000 | 686 |
| Loans and leases held for sale | $7,716,000 | 474 |
| Unused loan commitments | $85,124,000 | 923 |
| Tier 1 (core) risk-based capital | $53,144,000 | 931 |
| Tier 2 risk-based capital | $2,964,000 | 1,405 |
| Total risk weighted assets | $372,745,000 | 985 |
| Total unused commitments | $85,124,000 | 931 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 185 | 885 |
| Assets and Liabilities | ||
| Total Assets: | $583,177,000 | 930 |
| Cash and due from depository institutions | $13,537,000 | 885 |
| Interest-bearing balances | $860,000 | 3,259 |
| Securities | $182,961,000 | 701 |
| Federal funds sold & reverse repurchase agreements | $1,629,000 | 5,187 |
| Net loans & leases | $359,872,000 | 948 |
| Loan loss allowance | $2,873,000 | 1,527 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,866,000 | 1,900 |
| Other real estate owned | $637,000 | 885 |
| Goodwill and other intangibles | $79,000 | 2,744 |
| All other assets | $19,596,000 | 748 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $583,177,000 | 930 |
| Total liabilities | $528,250,000 | 920 |
| Total deposits | $468,659,000 | 885 |
| Interest-bearing deposits | $393,918,000 | 910 |
| Deposits held in domestic offices | $468,659,000 | 883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,526,000 | 845 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $40,000,000 | 943 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,065,000 | 983 |
| Total equity capital | $54,927,000 | 956 |
| Total bank equity capital | $54,927,000 | 956 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,200,000 | 2,587 |
| Surplus | $2,400,000 | 5,006 |
| Undivided profits | $51,327,000 | 604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,388,000 | 2,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,370,000 | 826 |
| Earning assets | $545,322,000 | 910 |
| Long-term assets (5+ years) | $380,501,000 | 291 |
| Average Assets, year-to-date | $555,673,400 | 921 |
| Average Assets, quarterly | $578,679,500 | 921 |
| Volatile liabilities | $72,874,000 | 1,342 |
| Insider loans | $15,161,000 | 288 |
| FHLB advances | $40,000,000 | 837 |
| Loans and leases held for sale | $9,266,000 | 481 |
| Unused loan commitments | $74,004,000 | 1,000 |
| Tier 1 (core) risk-based capital | $51,528,000 | 931 |
| Tier 2 risk-based capital | $2,873,000 | 1,419 |
| Total risk weighted assets | $356,882,000 | 1,003 |
| Total unused commitments | $74,004,000 | 1,000 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 177 | 921 |
| Assets and Liabilities | ||
| Total Assets: | $522,827,000 | 981 |
| Cash and due from depository institutions | $24,225,000 | 921 |
| Interest-bearing balances | $7,474,000 | 911 |
| Securities | $160,380,000 | 718 |
| Federal funds sold & reverse repurchase agreements | $1,094,000 | 5,751 |
| Net loans & leases | $315,131,000 | 1,050 |
| Loan loss allowance | $2,113,000 | 1,878 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,658,000 | 1,940 |
| Other real estate owned | $239,000 | 921 |
| Goodwill and other intangibles | $103,000 | 2,608 |
| All other assets | $16,997,000 | 803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $522,827,000 | 981 |
| Total liabilities | $474,039,000 | 971 |
| Total deposits | $422,707,000 | 936 |
| Interest-bearing deposits | $352,340,000 | 974 |
| Deposits held in domestic offices | $422,707,000 | 935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,207,000 | 1,017 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $35,000,000 | 939 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,125,000 | 969 |
| Total equity capital | $48,788,000 | 1,006 |
| Total bank equity capital | $48,788,000 | 1,006 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,200,000 | 2,631 |
| Surplus | $2,400,000 | 4,969 |
| Undivided profits | $45,188,000 | 612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,595,000 | 1,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,440,000 | 884 |
| Earning assets | $484,079,000 | 970 |
| Long-term assets (5+ years) | $318,823,000 | 343 |
| Average Assets, year-to-date | $514,182,600 | 949 |
| Average Assets, quarterly | $525,899,000 | 967 |
| Volatile liabilities | $59,006,000 | 1,537 |
| Insider loans | $7,114,000 | 649 |
| FHLB advances | $35,000,000 | 838 |
| Loans and leases held for sale | $8,363,000 | 439 |
| Unused loan commitments | $72,413,000 | 961 |
| Tier 1 (core) risk-based capital | $47,301,000 | 964 |
| Tier 2 risk-based capital | $2,113,000 | 1,751 |
| Total risk weighted assets | $313,321,000 | 1,096 |
| Total unused commitments | $72,413,000 | 964 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 175 | 900 |
| Assets and Liabilities | ||
| Total Assets: | $495,565,000 | 985 |
| Cash and due from depository institutions | $20,317,000 | 900 |
| Interest-bearing balances | $7,440,000 | 611 |
| Securities | $167,416,000 | 674 |
| Federal funds sold & reverse repurchase agreements | $4,129,000 | 2,766 |
| Net loans & leases | $291,914,000 | 1,101 |
| Loan loss allowance | $1,919,000 | 1,989 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,900,000 | 1,781 |
| Other real estate owned | $133,000 | 900 |
| Goodwill and other intangibles | $127,000 | 2,515 |
| All other assets | $6,629,000 | 1,432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,565,000 | 985 |
| Total liabilities | $451,671,000 | 981 |
| Total deposits | $409,642,000 | 937 |
| Interest-bearing deposits | $345,322,000 | 963 |
| Deposits held in domestic offices | $409,642,000 | 935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,022,000 | 1,167 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $28,000,000 | 1,087 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,007,000 | 1,002 |
| Total equity capital | $43,894,000 | 1,058 |
| Total bank equity capital | $43,894,000 | 1,058 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,200,000 | 2,695 |
| Surplus | $2,400,000 | 4,959 |
| Undivided profits | $40,294,000 | 675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,234,000 | 1,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,814,000 | 1,386 |
| Earning assets | $470,899,000 | 961 |
| Long-term assets (5+ years) | $300,500,000 | 355 |
| Average Assets, year-to-date | $467,899,200 | 994 |
| Average Assets, quarterly | $492,499,500 | 983 |
| Volatile liabilities | $59,965,000 | 1,491 |
| Insider loans | $7,265,000 | 624 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $6,966,000 | 280 |
| Unused loan commitments | $56,840,000 | 1,058 |
| Tier 1 (core) risk-based capital | $43,618,000 | 1,003 |
| Tier 2 risk-based capital | $1,925,750 | 1,851 |
| Total risk weighted assets | $307,073,950 | 1,073 |
| Total unused commitments | $56,840,000 | 1,058 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 171 | 965 |
| Assets and Liabilities | ||
| Total Assets: | $444,792,000 | 1,082 |
| Cash and due from depository institutions | $22,264,000 | 965 |
| Interest-bearing balances | $3,092,000 | 1,236 |
| Securities | $150,332,000 | 789 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $260,536,000 | 1,192 |
| Loan loss allowance | $2,366,000 | 1,574 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,729,000 | 1,798 |
| Other real estate owned | $108,000 | 965 |
| Goodwill and other intangibles | $151,000 | 2,511 |
| All other assets | $6,672,000 | 1,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $444,792,000 | 1,082 |
| Total liabilities | $407,817,000 | 1,070 |
| Total deposits | $368,681,000 | 1,018 |
| Interest-bearing deposits | $311,582,000 | 1,030 |
| Deposits held in domestic offices | $368,681,000 | 1,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,457,000 | 1,014 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,000,000 | 1,256 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,679,000 | 1,180 |
| Total equity capital | $36,975,000 | 1,224 |
| Total bank equity capital | $36,975,000 | 1,224 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,200,000 | 2,754 |
| Surplus | $2,400,000 | 4,965 |
| Undivided profits | $33,375,000 | 766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,741,000 | 1,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,430,000 | 1,521 |
| Earning assets | $413,960,000 | 1,058 |
| Long-term assets (5+ years) | $262,597,000 | 442 |
| Average Assets, year-to-date | $425,679,400 | 1,071 |
| Average Assets, quarterly | $445,063,500 | 1,065 |
| Volatile liabilities | $54,290,000 | 1,548 |
| Insider loans | $7,219,000 | 629 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $6,280,000 | 289 |
| Unused loan commitments | $50,363,000 | 1,181 |
| Tier 1 (core) risk-based capital | $40,053,000 | 1,095 |
| Tier 2 risk-based capital | $2,366,000 | 1,454 |
| Total risk weighted assets | $271,254,700 | 1,165 |
| Total unused commitments | $50,363,000 | 1,183 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 162 | 1,031 |
| Assets and Liabilities | ||
| Total Assets: | $411,350,000 | 1,137 |
| Cash and due from depository institutions | $17,964,000 | 1,031 |
| Interest-bearing balances | $7,197,000 | 870 |
| Securities | $120,521,000 | 963 |
| Federal funds sold & reverse repurchase agreements | $25,432,000 | 623 |
| Net loans & leases | $238,271,000 | 1,187 |
| Loan loss allowance | $2,228,000 | 1,607 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,880,000 | 1,636 |
| Other real estate owned | $162,000 | 1,031 |
| Goodwill and other intangibles | $175,000 | 2,419 |
| All other assets | $3,945,000 | 1,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $411,350,000 | 1,137 |
| Total liabilities | $374,166,000 | 1,124 |
| Total deposits | $356,384,000 | 1,033 |
| Interest-bearing deposits | $298,175,000 | 1,075 |
| Deposits held in domestic offices | $356,384,000 | 1,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,000,000 | 1,280 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,782,000 | 1,221 |
| Total equity capital | $37,184,000 | 1,205 |
| Total bank equity capital | $37,184,000 | 1,205 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,200,000 | 2,743 |
| Surplus | $2,400,000 | 4,847 |
| Undivided profits | $33,584,000 | 786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,440,000 | 1,752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,312,000 | 1,657 |
| Earning assets | $391,421,000 | 1,093 |
| Long-term assets (5+ years) | $218,009,000 | 446 |
| Average Assets, year-to-date | $379,315,400 | 1,163 |
| Average Assets, quarterly | $396,480,500 | 1,150 |
| Volatile liabilities | $37,586,000 | 1,788 |
| Insider loans | $8,944,000 | 446 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,022,000 | 468 |
| Unused loan commitments | $41,445,000 | 1,294 |
| Tier 1 (core) risk-based capital | $36,125,000 | 1,160 |
| Tier 2 risk-based capital | $2,228,000 | 1,465 |
| Total risk weighted assets | $245,035,200 | 1,180 |
| Total unused commitments | $41,445,000 | 1,299 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 151 | 1,156 |
| Assets and Liabilities | ||
| Total Assets: | $365,600,000 | 1,277 |
| Cash and due from depository institutions | $10,002,000 | 1,156 |
| Interest-bearing balances | $64,000 | 5,196 |
| Securities | $112,988,000 | 1,018 |
| Federal funds sold & reverse repurchase agreements | $17,698,000 | 751 |
| Net loans & leases | $216,487,000 | 1,329 |
| Loan loss allowance | $2,340,000 | 1,551 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,927,000 | 1,604 |
| Other real estate owned | $37,000 | 1,156 |
| Goodwill and other intangibles | $200,000 | 2,265 |
| All other assets | $3,261,000 | 2,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $365,600,000 | 1,277 |
| Total liabilities | $332,157,000 | 1,260 |
| Total deposits | $324,319,000 | 1,152 |
| Interest-bearing deposits | $275,405,000 | 1,179 |
| Deposits held in domestic offices | $324,319,000 | 1,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,000,000 | 2,155 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,838,000 | 1,228 |
| Total equity capital | $33,443,000 | 1,339 |
| Total bank equity capital | $33,443,000 | 1,339 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,200,000 | 2,796 |
| Surplus | $2,400,000 | 4,847 |
| Undivided profits | $29,843,000 | 887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,257,000 | 2,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,128,000 | 1,999 |
| Earning assets | $347,237,000 | 1,236 |
| Long-term assets (5+ years) | $184,584,000 | 444 |
| Average Assets, year-to-date | $342,397,000 | 1,283 |
| Average Assets, quarterly | $356,850,000 | 1,286 |
| Volatile liabilities | $36,140,000 | 1,821 |
| Insider loans | $7,017,000 | 574 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $4,604,000 | 370 |
| Unused loan commitments | $41,950,000 | 1,241 |
| Tier 1 (core) risk-based capital | $32,396,000 | 1,308 |
| Tier 2 risk-based capital | $2,340,000 | 1,326 |
| Total risk weighted assets | $227,935,500 | 1,246 |
| Total unused commitments | $41,950,000 | 1,244 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 142 | 1,307 |
| Assets and Liabilities | ||
| Total Assets: | $330,737,000 | 1,431 |
| Cash and due from depository institutions | $10,499,000 | 1,307 |
| Interest-bearing balances | $36,000 | 5,599 |
| Securities | $102,812,000 | 1,157 |
| Federal funds sold & reverse repurchase agreements | $14,354,000 | 900 |
| Net loans & leases | $194,677,000 | 1,507 |
| Loan loss allowance | $2,239,000 | 1,719 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,716,000 | 1,685 |
| Other real estate owned | $53,000 | 1,307 |
| Goodwill and other intangibles | $247,000 | 2,037 |
| All other assets | $3,379,000 | 2,226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $330,737,000 | 1,431 |
| Total liabilities | $301,311,000 | 1,421 |
| Total deposits | $293,701,000 | 1,309 |
| Interest-bearing deposits | $249,990,000 | 1,345 |
| Deposits held in domestic offices | $293,701,000 | 1,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,000,000 | 2,042 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,610,000 | 1,280 |
| Total equity capital | $29,426,000 | 1,538 |
| Total bank equity capital | $29,426,000 | 1,538 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,200,000 | 2,988 |
| Surplus | $2,400,000 | 4,906 |
| Undivided profits | $25,826,000 | 1,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 2,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,081,000 | 2,071 |
| Earning assets | $311,879,000 | 1,395 |
| Long-term assets (5+ years) | $135,098,000 | 560 |
| Average Assets, year-to-date | $311,747,800 | 1,459 |
| Average Assets, quarterly | $325,580,500 | 1,438 |
| Volatile liabilities | $27,834,000 | 2,220 |
| Insider loans | $4,905,000 | 878 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $31,976,000 | 1,471 |
| Tier 1 (core) risk-based capital | $28,856,000 | 1,493 |
| Tier 2 risk-based capital | $2,239,000 | 1,427 |
| Total risk weighted assets | $202,865,500 | 1,411 |
| Total unused commitments | $31,976,000 | 1,482 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 127 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $299,108,000 | 1,589 |
| Cash and due from depository institutions | $9,041,000 | 1,512 |
| Interest-bearing balances | $50,000 | 5,736 |
| Securities | $93,985,000 | 1,330 |
| Federal funds sold & reverse repurchase agreements | $11,161,000 | 1,262 |
| Net loans & leases | $176,999,000 | 1,617 |
| Loan loss allowance | $1,969,000 | 1,966 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,533,000 | 1,701 |
| Other real estate owned | $30,000 | 1,512 |
| Goodwill and other intangibles | $296,000 | 1,832 |
| All other assets | $3,063,000 | 2,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,108,000 | 1,589 |
| Total liabilities | $272,602,000 | 1,581 |
| Total deposits | $268,656,000 | 1,469 |
| Interest-bearing deposits | $229,143,000 | 1,494 |
| Deposits held in domestic offices | $268,656,000 | 1,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,309 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,646,000 | 1,306 |
| Total equity capital | $26,506,000 | 1,692 |
| Total bank equity capital | $26,506,000 | 1,692 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $2,400,000 | 4,913 |
| Undivided profits | $22,906,000 | 1,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 2,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,090,000 | 2,098 |
| Earning assets | $282,195,000 | 1,548 |
| Long-term assets (5+ years) | $104,801,000 | 660 |
| Average Assets, year-to-date | $286,823,200 | 1,589 |
| Average Assets, quarterly | $298,383,500 | 1,580 |
| Volatile liabilities | $23,774,000 | 2,291 |
| Insider loans | $3,291,000 | 1,319 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $29,130,000 | 1,512 |
| Tier 1 (core) risk-based capital | $25,941,000 | 1,643 |
| Tier 2 risk-based capital | $1,969,000 | 1,623 |
| Total risk weighted assets | $186,232,400 | 1,532 |
| Total unused commitments | $29,130,000 | 1,521 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 124 | 1,592 |
| Assets and Liabilities | ||
| Total Assets: | $272,561,000 | 1,683 |
| Cash and due from depository institutions | $9,179,000 | 1,592 |
| Interest-bearing balances | $52,000 | 6,083 |
| Securities | $103,836,000 | 1,246 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $150,872,000 | 1,843 |
| Loan loss allowance | $1,685,000 | 2,287 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,703,000 | 1,583 |
| Other real estate owned | $178,000 | 1,592 |
| Goodwill and other intangibles | $344,000 | 1,645 |
| All other assets | $3,449,000 | 2,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,561,000 | 1,683 |
| Total liabilities | $249,698,000 | 1,685 |
| Total deposits | $238,129,000 | 1,594 |
| Interest-bearing deposits | $204,515,000 | 1,621 |
| Deposits held in domestic offices | $238,129,000 | 1,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,670,000 | 1,374 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $250,000 | 4,270 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,649,000 | 1,436 |
| Total equity capital | $22,863,000 | 1,811 |
| Total bank equity capital | $22,863,000 | 1,811 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $2,400,000 | 4,888 |
| Undivided profits | $19,263,000 | 1,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 3,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $909,000 | 2,195 |
| Earning assets | $254,760,000 | 1,652 |
| Long-term assets (5+ years) | $80,515,000 | 799 |
| Average Assets, year-to-date | $264,171,000 | 1,689 |
| Average Assets, quarterly | $270,791,500 | 1,685 |
| Volatile liabilities | $21,289,000 | 2,411 |
| Insider loans | $3,268,000 | 1,280 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $23,993,000 | 1,680 |
| Tier 1 (core) risk-based capital | $23,262,000 | 1,788 |
| Tier 2 risk-based capital | $1,685,000 | 1,837 |
| Total risk weighted assets | $164,991,100 | 1,679 |
| Total unused commitments | $23,993,000 | 1,691 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 119 | 1,760 |
| Assets and Liabilities | ||
| Total Assets: | $255,183,000 | 1,817 |
| Cash and due from depository institutions | $8,084,000 | 1,760 |
| Interest-bearing balances | $318,000 | 4,937 |
| Securities | $98,648,000 | 1,387 |
| Federal funds sold & reverse repurchase agreements | $2,877,000 | 4,557 |
| Net loans & leases | $137,973,000 | 1,978 |
| Loan loss allowance | $1,297,000 | 2,960 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,414,000 | 1,649 |
| Other real estate owned | $558,000 | 1,760 |
| Goodwill and other intangibles | $392,000 | 1,489 |
| All other assets | $2,237,000 | 3,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,183,000 | 1,817 |
| Total liabilities | $233,635,000 | 1,814 |
| Total deposits | $229,179,000 | 1,724 |
| Interest-bearing deposits | $198,533,000 | 1,740 |
| Deposits held in domestic offices | $229,179,000 | 1,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,124,000 | 2,167 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,332,000 | 1,600 |
| Total equity capital | $21,548,000 | 1,903 |
| Total bank equity capital | $21,548,000 | 1,903 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $2,400,000 | 4,842 |
| Undivided profits | $17,948,000 | 1,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 6,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $710,000 | 2,531 |
| Earning assets | $239,816,000 | 1,776 |
| Long-term assets (5+ years) | $79,252,000 | 815 |
| Average Assets, year-to-date | $252,617,800 | 1,779 |
| Average Assets, quarterly | $256,444,000 | 1,783 |
| Volatile liabilities | $12,182,000 | 3,544 |
| Insider loans | $1,075,000 | 3,537 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $610,000 | 1,173 |
| Unused loan commitments | $21,729,000 | 1,800 |
| Tier 1 (core) risk-based capital | $21,156,000 | 1,883 |
| Tier 2 risk-based capital | $1,297,000 | 2,270 |
| Total risk weighted assets | $152,885,300 | 1,794 |
| Total unused commitments | $21,729,000 | 1,820 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 110 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $246,763,000 | 1,921 |
| Cash and due from depository institutions | $5,214,000 | 1,958 |
| Interest-bearing balances | $197,000 | 6,264 |
| Securities | $96,407,000 | 1,399 |
| Federal funds sold & reverse repurchase agreements | $11,201,000 | 1,468 |
| Net loans & leases | $125,830,000 | 2,198 |
| Loan loss allowance | $1,003,000 | 3,711 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,462,000 | 1,649 |
| Other real estate owned | $776,000 | 1,958 |
| Goodwill and other intangibles | $440,000 | 1,415 |
| All other assets | $2,433,000 | 3,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,763,000 | 1,921 |
| Total liabilities | $227,175,000 | 1,930 |
| Total deposits | $221,310,000 | 1,868 |
| Interest-bearing deposits | $195,852,000 | 1,842 |
| Deposits held in domestic offices | $221,310,000 | 1,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,345,000 | 1,646 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,520,000 | 1,562 |
| Total equity capital | $19,588,000 | 1,991 |
| Total bank equity capital | $19,588,000 | 1,991 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $2,400,000 | 4,790 |
| Undivided profits | $15,988,000 | 1,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,194,000 | 3,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $850,000 | 2,335 |
| Earning assets | $233,635,000 | 1,866 |
| Long-term assets (5+ years) | $87,250,000 | 713 |
| Average Assets, year-to-date | $236,200,200 | 1,967 |
| Average Assets, quarterly | $245,883,000 | 1,916 |
| Volatile liabilities | $13,688,000 | 3,213 |
| Insider loans | $113,000 | 5,396 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $22,314,000 | 1,702 |
| Tier 1 (core) risk-based capital | $19,148,000 | 1,983 |
| Tier 2 risk-based capital | $1,003,000 | 2,900 |
| Total risk weighted assets | $130,969,100 | 2,129 |
| Total unused commitments | $22,314,000 | 1,719 |
| Derivatives | $0 | 651 |