Home > Irving Federal Bank for Savings, F.S.B. > Income and Expense
Irving Federal Bank for Savings, F.S.B., Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,908,000 | 3,116 |
| Total interest expense | $6,745,000 | 1,928 |
| Net interest income | $3,163,000 | 5,420 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $480,000 | 5,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $480,000 | 3,350 |
| Total noninterest expense | $6,777,000 | 2,158 |
| Salaries and employee benefits | $3,084,000 | 2,146 |
| Premises and equipment expense | $1,242,000 | 1,686 |
| Additional noninterest expense | $2,451,000 | 2,275 |
| Pre-tax net operating income | $-3,134,000 | 13,139 |
| Securities gains (losses) | $-89,000 | 13,166 |
| Applicable income taxes | $-36,000 | 12,862 |
| Income before extraordinary items | $-3,187,000 | 13,134 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-3,187,000 | 13,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,541,000 | 509 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,098,890 | 13,112 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 8,457 |
| Total interest expense | $2,468,000 | 6,053 |
| Net interest income | $840,000 | 11,752 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $248,000 | 8,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $248,000 | 4,980 |
| Total noninterest expense | $1,800,000 | 6,944 |
| Salaries and employee benefits | $873,000 | 6,783 |
| Premises and equipment expense | $343,000 | 5,446 |
| Additional noninterest expense | $584,000 | 7,654 |
| Pre-tax net operating income | $-712,000 | 13,403 |
| Securities gains (losses) | $97,000 | 3,051 |
| Applicable income taxes | $7,000 | 12,453 |
| Income before extraordinary items | $-622,000 | 13,427 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-622,000 | 13,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 5,168 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-719,000 | 13,383 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.