Home > Irvine City Bank, FSB > Income and Expense
Irvine City Bank, FSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,484,000 | 5,255 |
| Total interest expense | $2,854,000 | 4,145 |
| Net interest income | $2,630,000 | 6,215 |
| Provision for loan and lease losses | $265,000 | 2,482 |
| Total noninterest income | $573,000 | 4,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $573,000 | 2,681 |
| Total noninterest expense | $3,066,000 | 4,329 |
| Salaries and employee benefits | $1,543,000 | 4,178 |
| Premises and equipment expense | $636,000 | 3,097 |
| Additional noninterest expense | $887,000 | 5,236 |
| Pre-tax net operating income | $-128,000 | 12,215 |
| Securities gains (losses) | $138,000 | 639 |
| Applicable income taxes | $-14,000 | 12,100 |
| Income before extraordinary items | $24,000 | 11,951 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $24,000 | 11,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $87,000 | 7,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-114,000 | 12,186 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,921,000 | 5,007 |
| Total interest expense | $2,865,000 | 4,284 |
| Net interest income | $3,056,000 | 5,571 |
| Provision for loan and lease losses | $372,000 | 2,579 |
| Total noninterest income | $473,000 | 5,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $473,000 | 3,381 |
| Total noninterest expense | $3,090,000 | 4,395 |
| Salaries and employee benefits | $1,842,000 | 3,538 |
| Premises and equipment expense | $519,000 | 3,736 |
| Additional noninterest expense | $729,000 | 6,370 |
| Pre-tax net operating income | $67,000 | 12,072 |
| Securities gains (losses) | $694,000 | 717 |
| Applicable income taxes | $416,000 | 4,865 |
| Income before extraordinary items | $345,000 | 8,988 |
| Extraordinary gains, net | $120,000 | 1,422 |
| Net income | $465,000 | 8,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,737 |
| Cash dividends | $173,000 | 5,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-99,160 | 12,563 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,037,000 | 4,275 |
| Total interest expense | $4,916,000 | 3,362 |
| Net interest income | $3,121,000 | 5,537 |
| Provision for loan and lease losses | $303,000 | 4,086 |
| Total noninterest income | $653,000 | 4,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $653,000 | 2,677 |
| Total noninterest expense | $2,775,000 | 4,860 |
| Salaries and employee benefits | $1,556,000 | 4,078 |
| Premises and equipment expense | $543,000 | 3,691 |
| Additional noninterest expense | $676,000 | 6,911 |
| Pre-tax net operating income | $696,000 | 7,121 |
| Securities gains (losses) | $593,000 | 951 |
| Applicable income taxes | $618,000 | 3,350 |
| Income before extraordinary items | $671,000 | 6,096 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $671,000 | 6,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $291,480 | 9,050 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.