Home > Iroquois Federal Savings and Loan Association > Income and Expense
Iroquois Federal Savings and Loan Association, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $36,406,000 | 1,204 |
| Total interest expense | $17,858,000 | 854 |
| Net interest income | $18,548,000 | 1,532 |
| Provision for loan and lease losses | $344,000 | 1,559 |
| Total noninterest income | $4,012,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $386,000 | 1,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,626,000 | 1,109 |
| Total noninterest expense | $19,613,000 | 1,230 |
| Salaries and employee benefits | $11,567,000 | 1,204 |
| Premises and equipment expense | $2,237,000 | 1,110 |
| Additional noninterest expense | $3,626,000 | 1,109 |
| Pre-tax net operating income | $2,603,000 | 2,665 |
| Securities gains (losses) | $12,000 | 732 |
| Applicable income taxes | $619,000 | 1,760 |
| Income before extraordinary items | $1,996,000 | 2,797 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,996,000 | 2,825 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,996,000 | 2,799 |
| Net charge-offs | $-45,000 | 4,174 |
| Cash dividends | $2,000,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $708,000 | 231 |
| Net operating income | $1,986,520 | 2,831 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $26,179,000 | 1,216 |
| Total interest expense | $11,980,000 | 875 |
| Net interest income | $14,199,000 | 1,516 |
| Provision for loan and lease losses | $-19,000 | 4,287 |
| Total noninterest income | $3,098,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $278,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,820,000 | 1,074 |
| Total noninterest expense | $14,979,000 | 1,205 |
| Salaries and employee benefits | $8,934,000 | 1,166 |
| Premises and equipment expense | $1,683,000 | 1,101 |
| Additional noninterest expense | $2,820,000 | 1,074 |
| Pre-tax net operating income | $2,337,000 | 2,521 |
| Securities gains (losses) | $12,000 | 577 |
| Applicable income taxes | $562,000 | 1,674 |
| Income before extraordinary items | $1,787,000 | 2,643 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,787,000 | 2,672 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,787,000 | 2,644 |
| Net charge-offs | $2,000 | 2,475 |
| Cash dividends | $2,000,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $533,000 | 213 |
| Net operating income | $1,777,520 | 2,672 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,888,000 | 1,222 |
| Total interest expense | $7,233,000 | 864 |
| Net interest income | $9,655,000 | 1,508 |
| Provision for loan and lease losses | $-242,000 | 4,507 |
| Total noninterest income | $1,971,000 | 1,313 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $177,000 | 2,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,794,000 | 1,059 |
| Total noninterest expense | $10,171,000 | 1,180 |
| Salaries and employee benefits | $6,116,000 | 1,132 |
| Premises and equipment expense | $1,114,000 | 1,097 |
| Additional noninterest expense | $1,794,000 | 1,058 |
| Pre-tax net operating income | $1,697,000 | 2,455 |
| Securities gains (losses) | $12,000 | 583 |
| Applicable income taxes | $388,000 | 1,670 |
| Income before extraordinary items | $1,321,000 | 2,549 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,321,000 | 2,578 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,321,000 | 2,549 |
| Net charge-offs | $3,000 | 2,145 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $370,000 | 198 |
| Net operating income | $1,311,520 | 2,563 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,197,000 | 1,235 |
| Total interest expense | $3,185,000 | 854 |
| Net interest income | $5,012,000 | 1,469 |
| Provision for loan and lease losses | $239,000 | 803 |
| Total noninterest income | $929,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $91,000 | 2,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 1,091 |
| Total noninterest expense | $4,774,000 | 1,254 |
| Salaries and employee benefits | $3,011,000 | 1,172 |
| Premises and equipment expense | $545,000 | 1,151 |
| Additional noninterest expense | $838,000 | 1,091 |
| Pre-tax net operating income | $928,000 | 2,390 |
| Securities gains (losses) | $12,000 | 547 |
| Applicable income taxes | $216,000 | 1,619 |
| Income before extraordinary items | $724,000 | 2,490 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $724,000 | 2,491 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $724,000 | 2,490 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 190 |
| Net operating income | $714,520 | 2,529 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $27,417,000 | 1,227 |
| Total interest expense | $4,155,000 | 906 |
| Net interest income | $23,262,000 | 1,275 |
| Provision for loan and lease losses | $709,000 | 1,016 |
| Total noninterest income | $5,072,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $377,000 | 2,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,695,000 | 947 |
| Total noninterest expense | $19,457,000 | 1,214 |
| Salaries and employee benefits | $12,277,000 | 1,116 |
| Premises and equipment expense | $1,935,000 | 1,253 |
| Additional noninterest expense | $4,695,000 | 947 |
| Pre-tax net operating income | $8,168,000 | 1,461 |
| Securities gains (losses) | $-458,000 | 4,301 |
| Applicable income taxes | $2,025,000 | 1,071 |
| Income before extraordinary items | $5,685,000 | 1,675 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,685,000 | 1,673 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,685,000 | 1,674 |
| Net charge-offs | $47,000 | 1,572 |
| Cash dividends | $4,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $698,000 | 281 |
| Net operating income | $6,046,820 | 1,651 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $19,311,000 | 1,245 |
| Total interest expense | $2,069,000 | 992 |
| Net interest income | $17,242,000 | 1,258 |
| Provision for loan and lease losses | $607,000 | 855 |
| Total noninterest income | $4,021,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $279,000 | 2,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,742,000 | 924 |
| Total noninterest expense | $14,607,000 | 1,205 |
| Salaries and employee benefits | $9,385,000 | 1,101 |
| Premises and equipment expense | $1,457,000 | 1,247 |
| Additional noninterest expense | $3,742,000 | 924 |
| Pre-tax net operating income | $6,049,000 | 1,479 |
| Securities gains (losses) | $-275,000 | 4,398 |
| Applicable income taxes | $1,526,000 | 1,055 |
| Income before extraordinary items | $4,248,000 | 1,652 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,248,000 | 1,651 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,248,000 | 1,651 |
| Net charge-offs | $47,000 | 1,252 |
| Cash dividends | $4,000,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $483,000 | 259 |
| Net operating income | $4,465,250 | 1,652 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $12,234,000 | 1,249 |
| Total interest expense | $1,217,000 | 947 |
| Net interest income | $11,017,000 | 1,270 |
| Provision for loan and lease losses | $695,000 | 552 |
| Total noninterest income | $2,775,000 | 1,130 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $174,000 | 2,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,601,000 | 917 |
| Total noninterest expense | $9,768,000 | 1,199 |
| Salaries and employee benefits | $6,448,000 | 1,081 |
| Premises and equipment expense | $968,000 | 1,243 |
| Additional noninterest expense | $2,352,000 | 1,430 |
| Pre-tax net operating income | $3,329,000 | 1,612 |
| Securities gains (losses) | $-275,000 | 4,505 |
| Applicable income taxes | $783,000 | 1,181 |
| Income before extraordinary items | $2,271,000 | 1,837 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,271,000 | 1,838 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,271,000 | 1,837 |
| Net charge-offs | $38,000 | 1,077 |
| Cash dividends | $4,000,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $336,000 | 237 |
| Net operating income | $2,488,250 | 1,756 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 1,227 |
| Total interest expense | $609,000 | 908 |
| Net interest income | $5,393,000 | 1,258 |
| Provision for loan and lease losses | $242,000 | 592 |
| Total noninterest income | $1,435,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $82,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,353,000 | 900 |
| Total noninterest expense | $4,952,000 | 1,180 |
| Salaries and employee benefits | $3,206,000 | 1,088 |
| Premises and equipment expense | $517,000 | 1,172 |
| Additional noninterest expense | $1,229,000 | 1,350 |
| Pre-tax net operating income | $1,634,000 | 1,545 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $424,000 | 1,067 |
| Income before extraordinary items | $1,210,000 | 1,689 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,210,000 | 1,690 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,210,000 | 1,689 |
| Net charge-offs | $26,000 | 881 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 220 |
| Net operating income | $1,210,000 | 1,705 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $24,411,000 | 1,259 |
| Total interest expense | $2,919,000 | 936 |
| Net interest income | $21,492,000 | 1,279 |
| Provision for loan and lease losses | $375,000 | 1,245 |
| Total noninterest income | $5,886,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $308,000 | 2,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,578,000 | 984 |
| Total noninterest expense | $18,535,000 | 1,232 |
| Salaries and employee benefits | $11,608,000 | 1,159 |
| Premises and equipment expense | $1,921,000 | 1,257 |
| Additional noninterest expense | $5,006,000 | 1,331 |
| Pre-tax net operating income | $8,468,000 | 1,420 |
| Securities gains (losses) | $116,000 | 799 |
| Applicable income taxes | $2,298,000 | 1,007 |
| Income before extraordinary items | $6,286,000 | 1,613 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,286,000 | 1,613 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,286,000 | 1,613 |
| Net charge-offs | $429,000 | 696 |
| Cash dividends | $4,000,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $651,000 | 273 |
| Net operating income | $6,194,360 | 1,601 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $18,104,000 | 1,295 |
| Total interest expense | $2,292,000 | 938 |
| Net interest income | $15,812,000 | 1,325 |
| Provision for loan and lease losses | $451,000 | 880 |
| Total noninterest income | $4,446,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $221,000 | 2,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,225,000 | 1,001 |
| Total noninterest expense | $13,736,000 | 1,244 |
| Salaries and employee benefits | $8,600,000 | 1,169 |
| Premises and equipment expense | $1,449,000 | 1,259 |
| Additional noninterest expense | $3,687,000 | 1,350 |
| Pre-tax net operating income | $6,071,000 | 1,537 |
| Securities gains (losses) | $116,000 | 744 |
| Applicable income taxes | $1,651,000 | 1,082 |
| Income before extraordinary items | $4,536,000 | 1,720 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,536,000 | 1,718 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,536,000 | 1,720 |
| Net charge-offs | $430,000 | 548 |
| Cash dividends | $4,000,000 | 685 |
| Sale, conversion, retirement of capital stock, net | $471,000 | 253 |
| Net operating income | $4,444,360 | 1,714 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,853,000 | 1,313 |
| Total interest expense | $1,613,000 | 927 |
| Net interest income | $10,240,000 | 1,349 |
| Provision for loan and lease losses | $578,000 | 543 |
| Total noninterest income | $2,887,000 | 1,216 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $135,000 | 2,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,752,000 | 1,037 |
| Total noninterest expense | $9,067,000 | 1,244 |
| Salaries and employee benefits | $5,740,000 | 1,168 |
| Premises and equipment expense | $962,000 | 1,259 |
| Additional noninterest expense | $2,365,000 | 1,383 |
| Pre-tax net operating income | $3,482,000 | 1,682 |
| Securities gains (losses) | $116,000 | 615 |
| Applicable income taxes | $978,000 | 1,155 |
| Income before extraordinary items | $2,620,000 | 1,873 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,620,000 | 1,873 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,620,000 | 1,873 |
| Net charge-offs | $428,000 | 446 |
| Cash dividends | $4,000,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $320,000 | 222 |
| Net operating income | $2,528,360 | 1,890 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,925,000 | 1,306 |
| Total interest expense | $903,000 | 884 |
| Net interest income | $5,022,000 | 1,364 |
| Provision for loan and lease losses | $-101,000 | 4,665 |
| Total noninterest income | $1,503,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $65,000 | 2,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,438,000 | 1,005 |
| Total noninterest expense | $4,511,000 | 1,239 |
| Salaries and employee benefits | $2,880,000 | 1,153 |
| Premises and equipment expense | $470,000 | 1,294 |
| Additional noninterest expense | $1,161,000 | 1,365 |
| Pre-tax net operating income | $2,115,000 | 1,469 |
| Securities gains (losses) | $116,000 | 440 |
| Applicable income taxes | $620,000 | 994 |
| Income before extraordinary items | $1,611,000 | 1,642 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,611,000 | 1,642 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,611,000 | 1,642 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 217 |
| Net operating income | $1,519,360 | 1,665 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $25,688,000 | 1,205 |
| Total interest expense | $6,384,000 | 750 |
| Net interest income | $19,304,000 | 1,327 |
| Provision for loan and lease losses | $477,000 | 2,293 |
| Total noninterest income | $5,255,000 | 1,221 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $284,000 | 2,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,971,000 | 1,027 |
| Total noninterest expense | $17,461,000 | 1,229 |
| Salaries and employee benefits | $10,916,000 | 1,167 |
| Premises and equipment expense | $1,857,000 | 1,258 |
| Additional noninterest expense | $4,688,000 | 1,355 |
| Pre-tax net operating income | $6,621,000 | 1,441 |
| Securities gains (losses) | $478,000 | 620 |
| Applicable income taxes | $1,989,000 | 945 |
| Income before extraordinary items | $5,110,000 | 1,612 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,110,000 | 1,612 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,110,000 | 1,612 |
| Net charge-offs | $250,000 | 1,412 |
| Cash dividends | $4,000,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $645,000 | 244 |
| Net operating income | $4,732,380 | 1,660 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $19,450,000 | 1,195 |
| Total interest expense | $5,194,000 | 744 |
| Net interest income | $14,256,000 | 1,339 |
| Provision for loan and lease losses | $526,000 | 1,924 |
| Total noninterest income | $3,770,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $210,000 | 2,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,560,000 | 1,021 |
| Total noninterest expense | $12,977,000 | 1,224 |
| Salaries and employee benefits | $8,099,000 | 1,160 |
| Premises and equipment expense | $1,393,000 | 1,265 |
| Additional noninterest expense | $3,485,000 | 1,346 |
| Pre-tax net operating income | $4,523,000 | 1,519 |
| Securities gains (losses) | $478,000 | 517 |
| Applicable income taxes | $1,400,000 | 945 |
| Income before extraordinary items | $3,601,000 | 1,667 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,601,000 | 1,668 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,601,000 | 1,668 |
| Net charge-offs | $242,000 | 1,144 |
| Cash dividends | $4,000,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $464,000 | 223 |
| Net operating income | $3,223,380 | 1,751 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,185,000 | 1,193 |
| Total interest expense | $3,817,000 | 727 |
| Net interest income | $9,368,000 | 1,352 |
| Provision for loan and lease losses | $211,000 | 2,347 |
| Total noninterest income | $2,224,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $143,000 | 2,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,081,000 | 1,054 |
| Total noninterest expense | $8,518,000 | 1,230 |
| Salaries and employee benefits | $5,383,000 | 1,155 |
| Premises and equipment expense | $922,000 | 1,258 |
| Additional noninterest expense | $2,213,000 | 1,379 |
| Pre-tax net operating income | $2,863,000 | 1,514 |
| Securities gains (losses) | $274,000 | 583 |
| Applicable income taxes | $882,000 | 918 |
| Income before extraordinary items | $2,255,000 | 1,677 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,255,000 | 1,678 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,255,000 | 1,678 |
| Net charge-offs | $199,000 | 1,013 |
| Cash dividends | $4,000,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $329,000 | 203 |
| Net operating income | $2,038,540 | 1,769 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 1,171 |
| Total interest expense | $2,197,000 | 716 |
| Net interest income | $4,601,000 | 1,343 |
| Provision for loan and lease losses | $281,000 | 1,234 |
| Total noninterest income | $1,027,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $90,000 | 2,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $937,000 | 1,014 |
| Total noninterest expense | $4,290,000 | 1,237 |
| Salaries and employee benefits | $2,758,000 | 1,143 |
| Premises and equipment expense | $480,000 | 1,226 |
| Additional noninterest expense | $1,052,000 | 1,454 |
| Pre-tax net operating income | $1,057,000 | 1,753 |
| Securities gains (losses) | $145,000 | 485 |
| Applicable income taxes | $338,000 | 992 |
| Income before extraordinary items | $864,000 | 1,863 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $864,000 | 1,863 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $864,000 | 1,863 |
| Net charge-offs | $29,000 | 1,453 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 198 |
| Net operating income | $749,450 | 2,035 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $27,447,000 | 1,163 |
| Total interest expense | $9,684,000 | 698 |
| Net interest income | $17,763,000 | 1,374 |
| Provision for loan and lease losses | $-51,000 | 4,958 |
| Total noninterest income | $4,126,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $358,000 | 2,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,768,000 | 1,013 |
| Total noninterest expense | $16,474,000 | 1,249 |
| Salaries and employee benefits | $10,168,000 | 1,192 |
| Premises and equipment expense | $1,891,000 | 1,222 |
| Additional noninterest expense | $4,415,000 | 1,398 |
| Pre-tax net operating income | $5,466,000 | 1,650 |
| Securities gains (losses) | $4,000 | 2,137 |
| Applicable income taxes | $1,486,000 | 1,116 |
| Income before extraordinary items | $3,984,000 | 1,892 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,984,000 | 1,894 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,984,000 | 1,894 |
| Net charge-offs | $46,000 | 2,691 |
| Cash dividends | $2,000,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $698,000 | 253 |
| Net operating income | $3,980,840 | 1,860 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $20,657,000 | 1,167 |
| Total interest expense | $7,252,000 | 706 |
| Net interest income | $13,405,000 | 1,373 |
| Provision for loan and lease losses | $-22,000 | 5,058 |
| Total noninterest income | $2,894,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $264,000 | 2,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,630,000 | 1,049 |
| Total noninterest expense | $12,283,000 | 1,260 |
| Salaries and employee benefits | $7,618,000 | 1,195 |
| Premises and equipment expense | $1,403,000 | 1,241 |
| Additional noninterest expense | $3,262,000 | 1,416 |
| Pre-tax net operating income | $4,038,000 | 1,715 |
| Securities gains (losses) | $12,000 | 1,604 |
| Applicable income taxes | $1,091,000 | 1,162 |
| Income before extraordinary items | $2,959,000 | 1,958 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,959,000 | 1,958 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,959,000 | 1,959 |
| Net charge-offs | $20,000 | 2,707 |
| Cash dividends | $2,000,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 230 |
| Net operating income | $2,949,520 | 1,928 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $13,649,000 | 1,171 |
| Total interest expense | $4,798,000 | 703 |
| Net interest income | $8,851,000 | 1,388 |
| Provision for loan and lease losses | $32,000 | 3,029 |
| Total noninterest income | $1,829,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $161,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,668,000 | 1,069 |
| Total noninterest expense | $8,132,000 | 1,279 |
| Salaries and employee benefits | $5,112,000 | 1,186 |
| Premises and equipment expense | $919,000 | 1,274 |
| Additional noninterest expense | $2,101,000 | 1,467 |
| Pre-tax net operating income | $2,516,000 | 1,784 |
| Securities gains (losses) | $11,000 | 1,200 |
| Applicable income taxes | $674,000 | 1,197 |
| Income before extraordinary items | $1,853,000 | 2,022 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,853,000 | 2,020 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,853,000 | 2,022 |
| Net charge-offs | $23,000 | 2,284 |
| Cash dividends | $2,000,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $340,000 | 209 |
| Net operating income | $1,844,310 | 2,010 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,713,000 | 1,181 |
| Total interest expense | $2,303,000 | 714 |
| Net interest income | $4,410,000 | 1,393 |
| Provision for loan and lease losses | $61,000 | 1,865 |
| Total noninterest income | $767,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $80,000 | 2,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 1,181 |
| Total noninterest expense | $3,996,000 | 1,296 |
| Salaries and employee benefits | $2,476,000 | 1,216 |
| Premises and equipment expense | $481,000 | 1,241 |
| Additional noninterest expense | $1,039,000 | 1,475 |
| Pre-tax net operating income | $1,120,000 | 1,905 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $294,000 | 1,269 |
| Income before extraordinary items | $826,000 | 2,155 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $826,000 | 2,154 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $826,000 | 2,154 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $2,000,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 189 |
| Net operating income | $826,000 | 2,138 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $24,733,000 | 1,193 |
| Total interest expense | $7,263,000 | 685 |
| Net interest income | $17,470,000 | 1,388 |
| Provision for loan and lease losses | $793,000 | 1,061 |
| Total noninterest income | $4,266,000 | 1,216 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $362,000 | 2,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,904,000 | 933 |
| Total noninterest expense | $16,541,000 | 1,237 |
| Salaries and employee benefits | $9,471,000 | 1,216 |
| Premises and equipment expense | $1,785,000 | 1,298 |
| Additional noninterest expense | $5,285,000 | 1,194 |
| Pre-tax net operating income | $4,402,000 | 1,965 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,148,000 | 1,264 |
| Income before extraordinary items | $3,254,000 | 2,203 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,254,000 | 2,201 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,254,000 | 2,202 |
| Net charge-offs | $1,596,000 | 417 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $911,000 | 240 |
| Net operating income | $3,254,000 | 2,197 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $18,075,000 | 1,203 |
| Total interest expense | $5,062,000 | 686 |
| Net interest income | $13,013,000 | 1,398 |
| Provision for loan and lease losses | $655,000 | 916 |
| Total noninterest income | $3,224,000 | 1,208 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $259,000 | 2,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,965,000 | 936 |
| Total noninterest expense | $12,276,000 | 1,244 |
| Salaries and employee benefits | $6,907,000 | 1,252 |
| Premises and equipment expense | $1,325,000 | 1,303 |
| Additional noninterest expense | $4,044,000 | 1,171 |
| Pre-tax net operating income | $3,306,000 | 1,985 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $862,000 | 1,296 |
| Income before extraordinary items | $2,444,000 | 2,208 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,444,000 | 2,206 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,444,000 | 2,207 |
| Net charge-offs | $1,596,000 | 320 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $718,000 | 216 |
| Net operating income | $2,444,000 | 2,207 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,656,000 | 1,228 |
| Total interest expense | $3,070,000 | 708 |
| Net interest income | $8,586,000 | 1,407 |
| Provision for loan and lease losses | $418,000 | 950 |
| Total noninterest income | $1,945,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $156,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,789,000 | 1,023 |
| Total noninterest expense | $8,083,000 | 1,254 |
| Salaries and employee benefits | $4,551,000 | 1,274 |
| Premises and equipment expense | $863,000 | 1,342 |
| Additional noninterest expense | $2,669,000 | 1,179 |
| Pre-tax net operating income | $2,030,000 | 2,086 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $518,000 | 1,383 |
| Income before extraordinary items | $1,512,000 | 2,298 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,512,000 | 2,296 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,512,000 | 2,297 |
| Net charge-offs | $1,595,000 | 252 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $544,000 | 180 |
| Net operating income | $1,512,000 | 2,298 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,675,000 | 1,248 |
| Total interest expense | $1,401,000 | 723 |
| Net interest income | $4,274,000 | 1,411 |
| Provision for loan and lease losses | $109,000 | 1,381 |
| Total noninterest income | $913,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $75,000 | 2,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 1,047 |
| Total noninterest expense | $3,773,000 | 1,354 |
| Salaries and employee benefits | $2,255,000 | 1,295 |
| Premises and equipment expense | $434,000 | 1,362 |
| Additional noninterest expense | $1,084,000 | 1,399 |
| Pre-tax net operating income | $1,305,000 | 1,666 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $290,000 | 1,247 |
| Income before extraordinary items | $1,015,000 | 1,829 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,015,000 | 1,828 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,015,000 | 1,829 |
| Net charge-offs | $1,528,000 | 171 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $358,000 | 140 |
| Net operating income | $1,015,000 | 1,819 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $21,721,000 | 1,263 |
| Total interest expense | $4,228,000 | 807 |
| Net interest income | $17,493,000 | 1,347 |
| Provision for loan and lease losses | $2,047,000 | 504 |
| Total noninterest income | $3,942,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $455,000 | 2,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,487,000 | 1,050 |
| Total noninterest expense | $15,422,000 | 1,287 |
| Salaries and employee benefits | $9,102,000 | 1,247 |
| Premises and equipment expense | $1,638,000 | 1,393 |
| Additional noninterest expense | $4,682,000 | 1,313 |
| Pre-tax net operating income | $3,966,000 | 2,054 |
| Securities gains (losses) | $800,000 | 164 |
| Applicable income taxes | $3,044,000 | 951 |
| Income before extraordinary items | $1,722,000 | 2,931 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,722,000 | 2,930 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,722,000 | 2,931 |
| Net charge-offs | $312,000 | 1,451 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $861,000 | 239 |
| Net operating income | $1,210,000 | 3,449 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $16,051,000 | 1,276 |
| Total interest expense | $2,974,000 | 837 |
| Net interest income | $13,077,000 | 1,358 |
| Provision for loan and lease losses | $2,096,000 | 386 |
| Total noninterest income | $2,965,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $354,000 | 2,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,611,000 | 1,072 |
| Total noninterest expense | $10,974,000 | 1,347 |
| Salaries and employee benefits | $6,703,000 | 1,277 |
| Premises and equipment expense | $1,161,000 | 1,483 |
| Additional noninterest expense | $3,110,000 | 1,470 |
| Pre-tax net operating income | $2,972,000 | 2,077 |
| Securities gains (losses) | $800,000 | 152 |
| Applicable income taxes | $1,350,000 | 1,204 |
| Income before extraordinary items | $2,422,000 | 2,073 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,422,000 | 2,074 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,422,000 | 2,074 |
| Net charge-offs | $243,000 | 1,260 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $478,000 | 242 |
| Net operating income | $1,910,000 | 2,461 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,583,000 | 1,281 |
| Total interest expense | $1,886,000 | 837 |
| Net interest income | $8,697,000 | 1,362 |
| Provision for loan and lease losses | $1,688,000 | 325 |
| Total noninterest income | $1,809,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $233,000 | 2,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,576,000 | 1,150 |
| Total noninterest expense | $7,327,000 | 1,353 |
| Salaries and employee benefits | $4,520,000 | 1,267 |
| Premises and equipment expense | $719,000 | 1,581 |
| Additional noninterest expense | $2,088,000 | 1,454 |
| Pre-tax net operating income | $1,491,000 | 2,499 |
| Securities gains (losses) | $787,000 | 105 |
| Applicable income taxes | $819,000 | 1,256 |
| Income before extraordinary items | $1,459,000 | 2,200 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,459,000 | 2,201 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,459,000 | 2,201 |
| Net charge-offs | $240,000 | 945 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $326,000 | 224 |
| Net operating income | $955,320 | 2,873 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 1,273 |
| Total interest expense | $924,000 | 829 |
| Net interest income | $4,331,000 | 1,364 |
| Provision for loan and lease losses | $192,000 | 969 |
| Total noninterest income | $846,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $117,000 | 2,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $729,000 | 1,198 |
| Total noninterest expense | $3,639,000 | 1,375 |
| Salaries and employee benefits | $2,303,000 | 1,259 |
| Premises and equipment expense | $359,000 | 1,599 |
| Additional noninterest expense | $977,000 | 1,539 |
| Pre-tax net operating income | $1,346,000 | 1,559 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $488,000 | 1,098 |
| Income before extraordinary items | $858,000 | 1,871 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $858,000 | 1,871 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $858,000 | 1,871 |
| Net charge-offs | $213,000 | 574 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 204 |
| Net operating income | $858,000 | 1,855 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $21,272,000 | 1,229 |
| Total interest expense | $3,660,000 | 805 |
| Net interest income | $17,612,000 | 1,311 |
| Provision for loan and lease losses | $512,000 | 1,445 |
| Total noninterest income | $3,665,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $530,000 | 1,989 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,135,000 | 1,173 |
| Total noninterest expense | $14,037,000 | 1,391 |
| Salaries and employee benefits | $8,573,000 | 1,299 |
| Premises and equipment expense | $1,398,000 | 1,621 |
| Additional noninterest expense | $4,066,000 | 1,510 |
| Pre-tax net operating income | $6,728,000 | 1,285 |
| Securities gains (losses) | $435,000 | 491 |
| Applicable income taxes | $2,643,000 | 856 |
| Income before extraordinary items | $4,520,000 | 1,501 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,520,000 | 1,500 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,520,000 | 1,500 |
| Net charge-offs | $175,000 | 2,071 |
| Cash dividends | $4,000,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $632,000 | 249 |
| Net operating income | $4,241,600 | 1,549 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,934,000 | 1,239 |
| Total interest expense | $2,756,000 | 797 |
| Net interest income | $13,178,000 | 1,317 |
| Provision for loan and lease losses | $557,000 | 1,073 |
| Total noninterest income | $2,646,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $392,000 | 2,020 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,254,000 | 1,201 |
| Total noninterest expense | $10,436,000 | 1,403 |
| Salaries and employee benefits | $6,284,000 | 1,320 |
| Premises and equipment expense | $1,013,000 | 1,679 |
| Additional noninterest expense | $3,139,000 | 1,471 |
| Pre-tax net operating income | $4,831,000 | 1,347 |
| Securities gains (losses) | $435,000 | 446 |
| Applicable income taxes | $1,938,000 | 881 |
| Income before extraordinary items | $3,328,000 | 1,542 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,328,000 | 1,541 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,328,000 | 1,542 |
| Net charge-offs | $162,000 | 1,629 |
| Cash dividends | $4,000,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $461,000 | 231 |
| Net operating income | $3,049,600 | 1,614 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,517,000 | 1,251 |
| Total interest expense | $1,822,000 | 799 |
| Net interest income | $8,695,000 | 1,335 |
| Provision for loan and lease losses | $479,000 | 889 |
| Total noninterest income | $1,636,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $252,000 | 2,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,384,000 | 1,254 |
| Total noninterest expense | $6,976,000 | 1,408 |
| Salaries and employee benefits | $4,207,000 | 1,324 |
| Premises and equipment expense | $638,000 | 1,760 |
| Additional noninterest expense | $2,131,000 | 1,448 |
| Pre-tax net operating income | $2,876,000 | 1,445 |
| Securities gains (losses) | $318,000 | 414 |
| Applicable income taxes | $1,168,000 | 961 |
| Income before extraordinary items | $2,026,000 | 1,641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,026,000 | 1,642 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,026,000 | 1,642 |
| Net charge-offs | $178,000 | 1,215 |
| Cash dividends | $4,000,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $314,000 | 221 |
| Net operating income | $1,822,480 | 1,748 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 1,272 |
| Total interest expense | $859,000 | 844 |
| Net interest income | $4,289,000 | 1,345 |
| Provision for loan and lease losses | $255,000 | 776 |
| Total noninterest income | $811,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $122,000 | 2,088 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $689,000 | 1,231 |
| Total noninterest expense | $3,450,000 | 1,423 |
| Salaries and employee benefits | $2,122,000 | 1,318 |
| Premises and equipment expense | $328,000 | 1,746 |
| Additional noninterest expense | $1,000,000 | 1,522 |
| Pre-tax net operating income | $1,395,000 | 1,469 |
| Securities gains (losses) | $115,000 | 464 |
| Applicable income taxes | $551,000 | 983 |
| Income before extraordinary items | $959,000 | 1,683 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $959,000 | 1,684 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $959,000 | 1,684 |
| Net charge-offs | $52,000 | 1,403 |
| Cash dividends | $4,000,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 216 |
| Net operating income | $885,400 | 1,766 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,358,000 | 1,313 |
| Total interest expense | $3,232,000 | 870 |
| Net interest income | $16,126,000 | 1,384 |
| Provision for loan and lease losses | $1,106,000 | 748 |
| Total noninterest income | $3,493,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $516,000 | 2,084 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,977,000 | 1,164 |
| Total noninterest expense | $13,720,000 | 1,418 |
| Salaries and employee benefits | $8,424,000 | 1,293 |
| Premises and equipment expense | $1,290,000 | 1,773 |
| Additional noninterest expense | $4,006,000 | 1,518 |
| Pre-tax net operating income | $4,793,000 | 1,627 |
| Securities gains (losses) | $319,000 | 522 |
| Applicable income taxes | $1,826,000 | 1,065 |
| Income before extraordinary items | $3,286,000 | 1,902 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,286,000 | 1,901 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,286,000 | 1,904 |
| Net charge-offs | $194,000 | 2,018 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $661,000 | 272 |
| Net operating income | $3,081,840 | 1,966 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,410,000 | 1,337 |
| Total interest expense | $2,437,000 | 868 |
| Net interest income | $11,973,000 | 1,403 |
| Provision for loan and lease losses | $699,000 | 794 |
| Total noninterest income | $2,582,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $382,000 | 2,114 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,200,000 | 1,191 |
| Total noninterest expense | $10,126,000 | 1,444 |
| Salaries and employee benefits | $6,291,000 | 1,309 |
| Premises and equipment expense | $958,000 | 1,802 |
| Additional noninterest expense | $2,877,000 | 1,576 |
| Pre-tax net operating income | $3,730,000 | 1,610 |
| Securities gains (losses) | $167,000 | 740 |
| Applicable income taxes | $1,392,000 | 1,088 |
| Income before extraordinary items | $2,505,000 | 1,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,505,000 | 1,892 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,505,000 | 1,892 |
| Net charge-offs | $170,000 | 1,690 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $411,000 | 277 |
| Net operating income | $2,398,120 | 1,923 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,502,000 | 1,350 |
| Total interest expense | $1,637,000 | 868 |
| Net interest income | $7,865,000 | 1,435 |
| Provision for loan and lease losses | $219,000 | 1,416 |
| Total noninterest income | $1,654,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $235,000 | 2,221 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,419,000 | 1,227 |
| Total noninterest expense | $6,663,000 | 1,467 |
| Salaries and employee benefits | $4,164,000 | 1,320 |
| Premises and equipment expense | $636,000 | 1,811 |
| Additional noninterest expense | $1,863,000 | 1,640 |
| Pre-tax net operating income | $2,637,000 | 1,517 |
| Securities gains (losses) | $17,000 | 1,788 |
| Applicable income taxes | $953,000 | 1,062 |
| Income before extraordinary items | $1,701,000 | 1,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,701,000 | 1,860 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,701,000 | 1,860 |
| Net charge-offs | $146,000 | 1,394 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $265,000 | 267 |
| Net operating income | $1,690,120 | 1,819 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 1,351 |
| Total interest expense | $817,000 | 872 |
| Net interest income | $3,903,000 | 1,439 |
| Provision for loan and lease losses | $18,000 | 2,894 |
| Total noninterest income | $794,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $112,000 | 2,288 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $682,000 | 1,213 |
| Total noninterest expense | $3,299,000 | 1,484 |
| Salaries and employee benefits | $2,074,000 | 1,331 |
| Premises and equipment expense | $330,000 | 1,777 |
| Additional noninterest expense | $895,000 | 1,682 |
| Pre-tax net operating income | $1,380,000 | 1,437 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $475,000 | 1,051 |
| Income before extraordinary items | $906,000 | 1,738 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $906,000 | 1,740 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $906,000 | 1,740 |
| Net charge-offs | $45,000 | 1,636 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 231 |
| Net operating income | $905,340 | 1,679 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,041,000 | 1,335 |
| Total interest expense | $3,343,000 | 893 |
| Net interest income | $15,698,000 | 1,417 |
| Provision for loan and lease losses | $518,000 | 1,434 |
| Total noninterest income | $3,095,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $511,000 | 2,246 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,584,000 | 1,218 |
| Total noninterest expense | $12,850,000 | 1,481 |
| Salaries and employee benefits | $7,820,000 | 1,354 |
| Premises and equipment expense | $1,257,000 | 1,838 |
| Additional noninterest expense | $3,773,000 | 1,648 |
| Pre-tax net operating income | $5,425,000 | 1,418 |
| Securities gains (losses) | $-61,000 | 6,281 |
| Applicable income taxes | $1,909,000 | 1,016 |
| Income before extraordinary items | $3,455,000 | 1,786 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,455,000 | 1,786 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,455,000 | 1,785 |
| Net charge-offs | $286,000 | 2,074 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $556,000 | 291 |
| Net operating income | $3,494,040 | 1,737 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,328,000 | 1,340 |
| Total interest expense | $2,494,000 | 908 |
| Net interest income | $11,834,000 | 1,422 |
| Provision for loan and lease losses | $380,000 | 1,424 |
| Total noninterest income | $2,358,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $375,000 | 2,299 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,983,000 | 1,210 |
| Total noninterest expense | $9,638,000 | 1,492 |
| Salaries and employee benefits | $5,891,000 | 1,345 |
| Premises and equipment expense | $950,000 | 1,837 |
| Additional noninterest expense | $2,797,000 | 1,667 |
| Pre-tax net operating income | $4,174,000 | 1,406 |
| Securities gains (losses) | $-118,000 | 6,453 |
| Applicable income taxes | $1,440,000 | 1,032 |
| Income before extraordinary items | $2,616,000 | 1,784 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,616,000 | 1,785 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,616,000 | 1,784 |
| Net charge-offs | $249,000 | 1,766 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $408,000 | 259 |
| Net operating income | $2,691,520 | 1,701 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,648,000 | 1,318 |
| Total interest expense | $1,644,000 | 924 |
| Net interest income | $8,004,000 | 1,385 |
| Provision for loan and lease losses | $276,000 | 1,369 |
| Total noninterest income | $1,509,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $241,000 | 2,333 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,268,000 | 1,237 |
| Total noninterest expense | $6,349,000 | 1,514 |
| Salaries and employee benefits | $3,949,000 | 1,348 |
| Premises and equipment expense | $614,000 | 1,906 |
| Additional noninterest expense | $1,786,000 | 1,724 |
| Pre-tax net operating income | $2,888,000 | 1,334 |
| Securities gains (losses) | $-20,000 | 6,378 |
| Applicable income taxes | $1,016,000 | 959 |
| Income before extraordinary items | $1,852,000 | 1,633 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,852,000 | 1,636 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,852,000 | 1,635 |
| Net charge-offs | $224,000 | 1,492 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $277,000 | 240 |
| Net operating income | $1,865,000 | 1,600 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,814,000 | 1,316 |
| Total interest expense | $817,000 | 935 |
| Net interest income | $3,997,000 | 1,387 |
| Provision for loan and lease losses | $141,000 | 1,345 |
| Total noninterest income | $749,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $115,000 | 2,391 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $634,000 | 1,195 |
| Total noninterest expense | $3,212,000 | 1,497 |
| Salaries and employee benefits | $2,036,000 | 1,325 |
| Premises and equipment expense | $300,000 | 1,982 |
| Additional noninterest expense | $876,000 | 1,745 |
| Pre-tax net operating income | $1,393,000 | 1,337 |
| Securities gains (losses) | $-96,000 | 6,646 |
| Applicable income taxes | $447,000 | 1,008 |
| Income before extraordinary items | $850,000 | 1,718 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $850,000 | 1,722 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $850,000 | 1,721 |
| Net charge-offs | $126,000 | 1,225 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 223 |
| Net operating income | $913,360 | 1,575 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,207,000 | 1,401 |
| Total interest expense | $3,190,000 | 1,056 |
| Net interest income | $15,017,000 | 1,449 |
| Provision for loan and lease losses | $313,000 | 2,393 |
| Total noninterest income | $3,272,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $551,000 | 2,218 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,721,000 | 1,222 |
| Total noninterest expense | $12,569,000 | 1,538 |
| Salaries and employee benefits | $7,816,000 | 1,357 |
| Premises and equipment expense | $1,193,000 | 1,922 |
| Additional noninterest expense | $3,560,000 | 1,783 |
| Pre-tax net operating income | $5,407,000 | 1,351 |
| Securities gains (losses) | $52,000 | 1,763 |
| Applicable income taxes | $1,918,000 | 935 |
| Income before extraordinary items | $3,541,000 | 1,661 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,541,000 | 1,664 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,541,000 | 1,665 |
| Net charge-offs | $372,000 | 2,334 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $335,000 | 339 |
| Net operating income | $3,507,200 | 1,643 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,440,000 | 1,426 |
| Total interest expense | $2,373,000 | 1,101 |
| Net interest income | $11,067,000 | 1,474 |
| Provision for loan and lease losses | $267,000 | 2,224 |
| Total noninterest income | $2,558,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $407,000 | 2,250 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,151,000 | 1,212 |
| Total noninterest expense | $9,434,000 | 1,535 |
| Salaries and employee benefits | $5,848,000 | 1,359 |
| Premises and equipment expense | $912,000 | 1,908 |
| Additional noninterest expense | $2,674,000 | 1,773 |
| Pre-tax net operating income | $3,924,000 | 1,402 |
| Securities gains (losses) | $96,000 | 1,251 |
| Applicable income taxes | $1,404,000 | 981 |
| Income before extraordinary items | $2,616,000 | 1,712 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,616,000 | 1,713 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,616,000 | 1,716 |
| Net charge-offs | $265,000 | 2,239 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $221,000 | 331 |
| Net operating income | $2,553,600 | 1,698 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,894,000 | 1,436 |
| Total interest expense | $1,572,000 | 1,135 |
| Net interest income | $7,322,000 | 1,472 |
| Provision for loan and lease losses | $88,000 | 3,121 |
| Total noninterest income | $1,795,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $259,000 | 2,296 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,536,000 | 1,186 |
| Total noninterest expense | $6,244,000 | 1,547 |
| Salaries and employee benefits | $3,964,000 | 1,342 |
| Premises and equipment expense | $624,000 | 1,868 |
| Additional noninterest expense | $1,656,000 | 1,896 |
| Pre-tax net operating income | $2,785,000 | 1,319 |
| Securities gains (losses) | $156,000 | 855 |
| Applicable income taxes | $1,058,000 | 898 |
| Income before extraordinary items | $1,883,000 | 1,613 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,883,000 | 1,615 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,883,000 | 1,618 |
| Net charge-offs | $115,000 | 2,625 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 318 |
| Net operating income | $1,783,160 | 1,608 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 1,454 |
| Total interest expense | $784,000 | 1,186 |
| Net interest income | $3,611,000 | 1,497 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $871,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $126,000 | 2,338 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $745,000 | 1,202 |
| Total noninterest expense | $3,030,000 | 1,595 |
| Salaries and employee benefits | $1,951,000 | 1,367 |
| Premises and equipment expense | $336,000 | 1,771 |
| Additional noninterest expense | $743,000 | 2,092 |
| Pre-tax net operating income | $1,407,000 | 1,294 |
| Securities gains (losses) | $61,000 | 843 |
| Applicable income taxes | $527,000 | 872 |
| Income before extraordinary items | $941,000 | 1,569 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $941,000 | 1,572 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $941,000 | 1,571 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 280 |
| Net operating income | $901,960 | 1,567 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,729,000 | 1,490 |
| Total interest expense | $3,473,000 | 1,297 |
| Net interest income | $14,256,000 | 1,544 |
| Provision for loan and lease losses | $1,298,000 | 1,470 |
| Total noninterest income | $3,576,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $556,000 | 2,287 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,020,000 | 1,156 |
| Total noninterest expense | $11,795,000 | 1,637 |
| Salaries and employee benefits | $7,031,000 | 1,451 |
| Premises and equipment expense | $1,337,000 | 1,765 |
| Additional noninterest expense | $3,427,000 | 1,918 |
| Pre-tax net operating income | $4,739,000 | 1,438 |
| Securities gains (losses) | $801,000 | 651 |
| Applicable income taxes | $1,921,000 | 911 |
| Income before extraordinary items | $3,619,000 | 1,580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,619,000 | 1,581 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,619,000 | 1,581 |
| Net charge-offs | $441,000 | 2,819 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $244,000 | 412 |
| Net operating income | $3,098,350 | 1,709 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,414,000 | 1,506 |
| Total interest expense | $2,655,000 | 1,328 |
| Net interest income | $10,759,000 | 1,542 |
| Provision for loan and lease losses | $893,000 | 1,595 |
| Total noninterest income | $2,581,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $406,000 | 2,363 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,175,000 | 1,188 |
| Total noninterest expense | $8,707,000 | 1,665 |
| Salaries and employee benefits | $5,240,000 | 1,459 |
| Premises and equipment expense | $951,000 | 1,872 |
| Additional noninterest expense | $2,516,000 | 1,960 |
| Pre-tax net operating income | $3,740,000 | 1,408 |
| Securities gains (losses) | $705,000 | 575 |
| Applicable income taxes | $1,551,000 | 884 |
| Income before extraordinary items | $2,894,000 | 1,530 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,894,000 | 1,531 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,894,000 | 1,531 |
| Net charge-offs | $329,000 | 2,719 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 356 |
| Net operating income | $2,435,750 | 1,691 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 1,511 |
| Total interest expense | $1,826,000 | 1,331 |
| Net interest income | $7,186,000 | 1,545 |
| Provision for loan and lease losses | $791,000 | 1,309 |
| Total noninterest income | $1,659,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $268,000 | 2,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,391,000 | 1,197 |
| Total noninterest expense | $5,664,000 | 1,714 |
| Salaries and employee benefits | $3,504,000 | 1,456 |
| Premises and equipment expense | $608,000 | 1,939 |
| Additional noninterest expense | $1,552,000 | 2,095 |
| Pre-tax net operating income | $2,390,000 | 1,458 |
| Securities gains (losses) | $233,000 | 1,009 |
| Applicable income taxes | $888,000 | 977 |
| Income before extraordinary items | $1,735,000 | 1,677 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,735,000 | 1,675 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,735,000 | 1,677 |
| Net charge-offs | $368,000 | 2,096 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 339 |
| Net operating income | $1,581,220 | 1,721 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 1,536 |
| Total interest expense | $953,000 | 1,327 |
| Net interest income | $3,543,000 | 1,580 |
| Provision for loan and lease losses | $393,000 | 1,272 |
| Total noninterest income | $870,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $134,000 | 2,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $736,000 | 1,143 |
| Total noninterest expense | $2,790,000 | 1,729 |
| Salaries and employee benefits | $1,682,000 | 1,514 |
| Premises and equipment expense | $301,000 | 1,971 |
| Additional noninterest expense | $807,000 | 2,015 |
| Pre-tax net operating income | $1,230,000 | 1,417 |
| Securities gains (losses) | $95,000 | 942 |
| Applicable income taxes | $477,000 | 928 |
| Income before extraordinary items | $848,000 | 1,715 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $848,000 | 1,716 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $848,000 | 1,716 |
| Net charge-offs | $184,000 | 1,925 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 298 |
| Net operating income | $787,200 | 1,726 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,419,000 | 1,629 |
| Total interest expense | $4,333,000 | 1,402 |
| Net interest income | $13,086,000 | 1,707 |
| Provision for loan and lease losses | $1,060,000 | 2,333 |
| Total noninterest income | $3,084,000 | 1,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,636 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,599,000 | 1,134 |
| Total noninterest expense | $11,031,000 | 1,756 |
| Salaries and employee benefits | $6,885,000 | 1,439 |
| Premises and equipment expense | $1,171,000 | 2,107 |
| Additional noninterest expense | $2,975,000 | 2,222 |
| Pre-tax net operating income | $4,079,000 | 1,410 |
| Securities gains (losses) | $170,000 | 1,588 |
| Applicable income taxes | $1,506,000 | 996 |
| Income before extraordinary items | $2,743,000 | 1,743 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,743,000 | 1,744 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,743,000 | 1,744 |
| Net charge-offs | $790,000 | 2,656 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $21,626,000 | 36 |
| Net operating income | $2,632,500 | 1,725 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,887,000 | 1,666 |
| Total interest expense | $3,319,000 | 1,425 |
| Net interest income | $9,568,000 | 1,758 |
| Provision for loan and lease losses | $865,000 | 2,161 |
| Total noninterest income | $2,280,000 | 1,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 2,988 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,973,000 | 1,123 |
| Total noninterest expense | $8,256,000 | 1,756 |
| Salaries and employee benefits | $5,130,000 | 1,438 |
| Premises and equipment expense | $878,000 | 2,126 |
| Additional noninterest expense | $2,248,000 | 2,217 |
| Pre-tax net operating income | $2,727,000 | 1,612 |
| Securities gains (losses) | $-69,000 | 7,186 |
| Applicable income taxes | $928,000 | 1,148 |
| Income before extraordinary items | $1,730,000 | 2,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,730,000 | 2,055 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,730,000 | 2,056 |
| Net charge-offs | $687,000 | 2,301 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $21,626,000 | 29 |
| Net operating income | $1,774,850 | 1,922 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,379,000 | 1,728 |
| Total interest expense | $2,258,000 | 1,449 |
| Net interest income | $6,121,000 | 1,825 |
| Provision for loan and lease losses | $726,000 | 1,850 |
| Total noninterest income | $1,650,000 | 1,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 3,578 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,499,000 | 1,019 |
| Total noninterest expense | $5,079,000 | 1,900 |
| Salaries and employee benefits | $3,376,000 | 1,482 |
| Premises and equipment expense | $578,000 | 2,168 |
| Additional noninterest expense | $1,125,000 | 2,890 |
| Pre-tax net operating income | $1,966,000 | 1,479 |
| Securities gains (losses) | $-119,000 | 7,334 |
| Applicable income taxes | $667,000 | 1,059 |
| Income before extraordinary items | $1,180,000 | 1,983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,180,000 | 1,983 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,180,000 | 1,983 |
| Net charge-offs | $562,000 | 2,029 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,256,160 | 1,810 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 1,746 |
| Total interest expense | $1,154,000 | 1,474 |
| Net interest income | $3,013,000 | 1,844 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $894,000 | 1,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $894,000 | 892 |
| Total noninterest expense | $2,479,000 | 1,954 |
| Salaries and employee benefits | $1,632,000 | 1,544 |
| Premises and equipment expense | $301,000 | 2,131 |
| Additional noninterest expense | $546,000 | 2,968 |
| Pre-tax net operating income | $1,203,000 | 1,208 |
| Securities gains (losses) | $-26,000 | 7,270 |
| Applicable income taxes | $429,000 | 838 |
| Income before extraordinary items | $748,000 | 1,578 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $748,000 | 1,578 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $748,000 | 1,578 |
| Net charge-offs | $43,000 | 3,481 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $764,640 | 1,499 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,476,000 | 1,732 |
| Total interest expense | $5,829,000 | 1,425 |
| Net interest income | $11,647,000 | 1,882 |
| Provision for loan and lease losses | $1,517,000 | 2,443 |
| Total noninterest income | $3,139,000 | 1,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,139,000 | 1,028 |
| Total noninterest expense | $9,713,000 | 2,001 |
| Salaries and employee benefits | $6,166,000 | 1,582 |
| Premises and equipment expense | $1,113,000 | 2,262 |
| Additional noninterest expense | $2,434,000 | 2,744 |
| Pre-tax net operating income | $3,556,000 | 1,398 |
| Securities gains (losses) | $1,181,000 | 427 |
| Applicable income taxes | $1,767,000 | 804 |
| Income before extraordinary items | $2,970,000 | 1,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,970,000 | 1,416 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,970,000 | 1,417 |
| Net charge-offs | $851,000 | 2,901 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,214,160 | 1,775 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,221,000 | 1,753 |
| Total interest expense | $4,543,000 | 1,430 |
| Net interest income | $8,678,000 | 1,924 |
| Provision for loan and lease losses | $1,127,000 | 2,348 |
| Total noninterest income | $2,317,000 | 1,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,317,000 | 997 |
| Total noninterest expense | $7,203,000 | 2,013 |
| Salaries and employee benefits | $4,588,000 | 1,596 |
| Premises and equipment expense | $817,000 | 2,352 |
| Additional noninterest expense | $1,798,000 | 2,730 |
| Pre-tax net operating income | $2,665,000 | 1,472 |
| Securities gains (losses) | $1,031,000 | 400 |
| Applicable income taxes | $1,378,000 | 796 |
| Income before extraordinary items | $2,318,000 | 1,437 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,318,000 | 1,440 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,318,000 | 1,440 |
| Net charge-offs | $517,000 | 3,038 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,658,160 | 1,879 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,824,000 | 1,769 |
| Total interest expense | $3,102,000 | 1,452 |
| Net interest income | $5,722,000 | 1,951 |
| Provision for loan and lease losses | $906,000 | 2,042 |
| Total noninterest income | $1,409,000 | 1,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,409,000 | 1,028 |
| Total noninterest expense | $4,680,000 | 2,074 |
| Salaries and employee benefits | $2,988,000 | 1,651 |
| Premises and equipment expense | $544,000 | 2,364 |
| Additional noninterest expense | $1,148,000 | 2,819 |
| Pre-tax net operating income | $1,545,000 | 1,683 |
| Securities gains (losses) | $804,000 | 316 |
| Applicable income taxes | $903,000 | 785 |
| Income before extraordinary items | $1,446,000 | 1,519 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,446,000 | 1,520 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,446,000 | 1,520 |
| Net charge-offs | $412,000 | 2,672 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $931,440 | 2,169 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 1,811 |
| Total interest expense | $1,572,000 | 1,503 |
| Net interest income | $2,845,000 | 1,985 |
| Provision for loan and lease losses | $194,000 | 3,054 |
| Total noninterest income | $653,000 | 1,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $653,000 | 1,064 |
| Total noninterest expense | $2,234,000 | 2,194 |
| Salaries and employee benefits | $1,344,000 | 1,866 |
| Premises and equipment expense | $298,000 | 2,214 |
| Additional noninterest expense | $592,000 | 2,734 |
| Pre-tax net operating income | $1,070,000 | 1,226 |
| Securities gains (losses) | $336,000 | 350 |
| Applicable income taxes | $520,000 | 687 |
| Income before extraordinary items | $886,000 | 1,230 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $886,000 | 1,233 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $886,000 | 1,232 |
| Net charge-offs | $133,000 | 2,851 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $670,960 | 1,565 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,008,000 | 1,880 |
| Total interest expense | $7,626,000 | 1,538 |
| Net interest income | $10,382,000 | 2,113 |
| Provision for loan and lease losses | $1,136,000 | 3,298 |
| Total noninterest income | $2,837,000 | 1,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,837,000 | 1,090 |
| Total noninterest expense | $8,895,000 | 2,230 |
| Salaries and employee benefits | $5,495,000 | 1,806 |
| Premises and equipment expense | $975,000 | 2,632 |
| Additional noninterest expense | $2,425,000 | 2,812 |
| Pre-tax net operating income | $3,188,000 | 1,256 |
| Securities gains (losses) | $337,000 | 1,135 |
| Applicable income taxes | $1,266,000 | 814 |
| Income before extraordinary items | $2,259,000 | 1,477 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,259,000 | 1,475 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,259,000 | 1,476 |
| Net charge-offs | $853,000 | 3,082 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,043,320 | 1,589 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,501,000 | 1,915 |
| Total interest expense | $5,892,000 | 1,572 |
| Net interest income | $7,609,000 | 2,162 |
| Provision for loan and lease losses | $971,000 | 2,827 |
| Total noninterest income | $2,234,000 | 1,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,234,000 | 1,067 |
| Total noninterest expense | $6,732,000 | 2,211 |
| Salaries and employee benefits | $4,148,000 | 1,815 |
| Premises and equipment expense | $723,000 | 2,707 |
| Additional noninterest expense | $1,861,000 | 2,721 |
| Pre-tax net operating income | $2,140,000 | 1,519 |
| Securities gains (losses) | $136,000 | 1,583 |
| Applicable income taxes | $794,000 | 1,016 |
| Income before extraordinary items | $1,482,000 | 1,806 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,482,000 | 1,806 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,482,000 | 1,806 |
| Net charge-offs | $785,000 | 2,493 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,393,600 | 1,864 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,992,000 | 1,958 |
| Total interest expense | $4,017,000 | 1,628 |
| Net interest income | $4,975,000 | 2,208 |
| Provision for loan and lease losses | $172,000 | 4,569 |
| Total noninterest income | $1,494,000 | 1,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,494,000 | 1,093 |
| Total noninterest expense | $4,521,000 | 2,223 |
| Salaries and employee benefits | $2,786,000 | 1,829 |
| Premises and equipment expense | $481,000 | 2,737 |
| Additional noninterest expense | $1,254,000 | 2,718 |
| Pre-tax net operating income | $1,776,000 | 1,296 |
| Securities gains (losses) | $34,000 | 2,112 |
| Applicable income taxes | $689,000 | 838 |
| Income before extraordinary items | $1,121,000 | 1,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,121,000 | 1,655 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,121,000 | 1,657 |
| Net charge-offs | $61,000 | 4,739 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,099,240 | 1,656 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,482,000 | 1,985 |
| Total interest expense | $1,988,000 | 1,711 |
| Net interest income | $2,494,000 | 2,206 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $696,000 | 1,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $696,000 | 1,118 |
| Total noninterest expense | $1,991,000 | 2,436 |
| Salaries and employee benefits | $1,294,000 | 1,986 |
| Premises and equipment expense | $244,000 | 2,728 |
| Additional noninterest expense | $453,000 | 3,260 |
| Pre-tax net operating income | $1,184,000 | 1,078 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $436,000 | 767 |
| Income before extraordinary items | $748,000 | 1,461 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $748,000 | 1,461 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $748,000 | 1,463 |
| Net charge-offs | $33,000 | 3,934 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $748,000 | 1,377 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,258,000 | 2,087 |
| Total interest expense | $9,894,000 | 1,637 |
| Net interest income | $8,364,000 | 2,599 |
| Provision for loan and lease losses | $272,000 | 4,792 |
| Total noninterest income | $2,439,000 | 1,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,439,000 | 1,132 |
| Total noninterest expense | $7,558,000 | 2,499 |
| Salaries and employee benefits | $4,921,000 | 2,065 |
| Premises and equipment expense | $1,045,000 | 2,522 |
| Additional noninterest expense | $1,592,000 | 3,469 |
| Pre-tax net operating income | $2,973,000 | 1,815 |
| Securities gains (losses) | $190,000 | 740 |
| Applicable income taxes | $1,083,000 | 1,129 |
| Income before extraordinary items | $2,080,000 | 1,915 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,080,000 | 1,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 4,241 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,954,600 | 2,155 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,623,000 | 2,143 |
| Total interest expense | $7,635,000 | 1,652 |
| Net interest income | $5,988,000 | 2,729 |
| Provision for loan and lease losses | $109,000 | 5,066 |
| Total noninterest income | $1,877,000 | 1,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,877,000 | 1,163 |
| Total noninterest expense | $5,695,000 | 2,479 |
| Salaries and employee benefits | $3,697,000 | 2,075 |
| Premises and equipment expense | $812,000 | 2,457 |
| Additional noninterest expense | $1,186,000 | 3,420 |
| Pre-tax net operating income | $2,061,000 | 2,258 |
| Securities gains (losses) | $188,000 | 655 |
| Applicable income taxes | $761,000 | 1,429 |
| Income before extraordinary items | $1,488,000 | 2,341 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,488,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,363,920 | 2,629 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,070,000 | 2,175 |
| Total interest expense | $5,249,000 | 1,676 |
| Net interest income | $3,821,000 | 2,818 |
| Provision for loan and lease losses | $47,000 | 5,253 |
| Total noninterest income | $1,105,000 | 2,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,105,000 | 1,305 |
| Total noninterest expense | $3,780,000 | 2,502 |
| Salaries and employee benefits | $2,425,000 | 2,138 |
| Premises and equipment expense | $579,000 | 2,342 |
| Additional noninterest expense | $776,000 | 3,436 |
| Pre-tax net operating income | $1,099,000 | 2,759 |
| Securities gains (losses) | $155,000 | 718 |
| Applicable income taxes | $453,000 | 1,720 |
| Income before extraordinary items | $801,000 | 3,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $801,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,102 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $701,800 | 3,259 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 2,210 |
| Total interest expense | $2,745,000 | 1,708 |
| Net interest income | $1,812,000 | 2,963 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $539,000 | 2,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $539,000 | 1,335 |
| Total noninterest expense | $1,807,000 | 2,608 |
| Salaries and employee benefits | $1,134,000 | 2,315 |
| Premises and equipment expense | $273,000 | 2,466 |
| Additional noninterest expense | $400,000 | 3,313 |
| Pre-tax net operating income | $544,000 | 2,903 |
| Securities gains (losses) | $89,000 | 774 |
| Applicable income taxes | $186,000 | 2,064 |
| Income before extraordinary items | $447,000 | 2,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $447,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,082 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $383,810 | 3,195 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,975,000 | 2,293 |
| Total interest expense | $11,377,000 | 1,761 |
| Net interest income | $6,598,000 | 3,255 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $2,247,000 | 2,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,247,000 | 1,268 |
| Total noninterest expense | $7,626,000 | 2,394 |
| Salaries and employee benefits | $5,319,000 | 1,897 |
| Premises and equipment expense | $819,000 | 3,021 |
| Additional noninterest expense | $1,488,000 | 3,438 |
| Pre-tax net operating income | $1,219,000 | 4,323 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $272,000 | 3,500 |
| Income before extraordinary items | $949,000 | 4,431 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $949,000 | 4,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,382 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $947,440 | 4,429 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,412,000 | 2,310 |
| Total interest expense | $8,486,000 | 1,767 |
| Net interest income | $4,926,000 | 3,271 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,740,000 | 1,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,740,000 | 1,246 |
| Total noninterest expense | $5,944,000 | 2,284 |
| Salaries and employee benefits | $4,214,000 | 1,794 |
| Premises and equipment expense | $627,000 | 2,964 |
| Additional noninterest expense | $1,103,000 | 3,423 |
| Pre-tax net operating income | $722,000 | 5,062 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $125,000 | 4,230 |
| Income before extraordinary items | $597,000 | 5,007 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $597,000 | 5,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-113,000 | 8,404 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $597,000 | 4,990 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,844,000 | 2,360 |
| Total interest expense | $5,594,000 | 1,780 |
| Net interest income | $3,250,000 | 3,322 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,119,000 | 2,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,119,000 | 1,299 |
| Total noninterest expense | $4,206,000 | 2,185 |
| Salaries and employee benefits | $3,085,000 | 1,662 |
| Premises and equipment expense | $426,000 | 2,939 |
| Additional noninterest expense | $695,000 | 3,582 |
| Pre-tax net operating income | $163,000 | 6,876 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-17,000 | 8,185 |
| Income before extraordinary items | $180,000 | 6,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $180,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 8,457 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $180,000 | 6,522 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 2,362 |
| Total interest expense | $2,783,000 | 1,778 |
| Net interest income | $1,612,000 | 3,343 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $483,000 | 2,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $483,000 | 1,395 |
| Total noninterest expense | $1,684,000 | 2,695 |
| Salaries and employee benefits | $1,108,000 | 2,320 |
| Premises and equipment expense | $219,000 | 2,892 |
| Additional noninterest expense | $357,000 | 3,478 |
| Pre-tax net operating income | $411,000 | 3,929 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $82,000 | 3,544 |
| Income before extraordinary items | $329,000 | 3,965 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $329,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $329,000 | 3,943 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,021,000 | 2,419 |
| Total interest expense | $9,955,000 | 1,687 |
| Net interest income | $6,066,000 | 3,494 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $2,135,000 | 2,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,135,000 | 1,295 |
| Total noninterest expense | $6,797,000 | 2,583 |
| Salaries and employee benefits | $4,400,000 | 2,216 |
| Premises and equipment expense | $955,000 | 2,577 |
| Additional noninterest expense | $1,442,000 | 3,396 |
| Pre-tax net operating income | $1,379,000 | 4,480 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $382,000 | 3,487 |
| Income before extraordinary items | $997,000 | 4,733 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $997,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $997,000 | 4,723 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,786,000 | 2,444 |
| Total interest expense | $7,117,000 | 1,715 |
| Net interest income | $4,669,000 | 3,451 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $1,628,000 | 2,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,628,000 | 1,294 |
| Total noninterest expense | $5,100,000 | 2,582 |
| Salaries and employee benefits | $3,329,000 | 2,210 |
| Premises and equipment expense | $725,000 | 2,557 |
| Additional noninterest expense | $1,046,000 | 3,478 |
| Pre-tax net operating income | $1,172,000 | 4,356 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $342,000 | 3,403 |
| Income before extraordinary items | $830,000 | 4,617 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $830,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $830,000 | 4,606 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,615,000 | 2,477 |
| Total interest expense | $4,481,000 | 1,729 |
| Net interest income | $3,134,000 | 3,443 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,089,000 | 2,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,089,000 | 1,278 |
| Total noninterest expense | $3,475,000 | 2,541 |
| Salaries and employee benefits | $2,274,000 | 2,161 |
| Premises and equipment expense | $523,000 | 2,373 |
| Additional noninterest expense | $678,000 | 3,580 |
| Pre-tax net operating income | $748,000 | 4,477 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $236,000 | 3,401 |
| Income before extraordinary items | $512,000 | 4,825 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $512,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $512,000 | 4,815 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 2,514 |
| Total interest expense | $2,107,000 | 1,742 |
| Net interest income | $1,560,000 | 3,434 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $537,000 | 2,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $537,000 | 1,273 |
| Total noninterest expense | $1,605,000 | 2,727 |
| Salaries and employee benefits | $1,078,000 | 2,286 |
| Premises and equipment expense | $172,000 | 3,386 |
| Additional noninterest expense | $355,000 | 3,426 |
| Pre-tax net operating income | $492,000 | 3,772 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $152,000 | 3,026 |
| Income before extraordinary items | $340,000 | 4,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $340,000 | 4,073 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,883,000 | 2,377 |
| Total interest expense | $6,938,000 | 1,645 |
| Net interest income | $6,945,000 | 3,060 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $1,970,000 | 2,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,970,000 | 1,377 |
| Total noninterest expense | $6,590,000 | 2,524 |
| Salaries and employee benefits | $4,374,000 | 2,106 |
| Premises and equipment expense | $829,000 | 2,803 |
| Additional noninterest expense | $1,387,000 | 3,440 |
| Pre-tax net operating income | $2,275,000 | 3,386 |
| Securities gains (losses) | $62,000 | 859 |
| Applicable income taxes | $733,000 | 2,740 |
| Income before extraordinary items | $1,604,000 | 3,625 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,604,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,561,220 | 3,666 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,293,000 | 2,353 |
| Total interest expense | $4,974,000 | 1,620 |
| Net interest income | $5,319,000 | 2,994 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $1,455,000 | 2,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,455,000 | 1,399 |
| Total noninterest expense | $4,825,000 | 2,558 |
| Salaries and employee benefits | $3,147,000 | 2,164 |
| Premises and equipment expense | $651,000 | 2,668 |
| Additional noninterest expense | $1,027,000 | 3,435 |
| Pre-tax net operating income | $1,899,000 | 3,164 |
| Securities gains (losses) | $62,000 | 812 |
| Applicable income taxes | $621,000 | 2,580 |
| Income before extraordinary items | $1,340,000 | 3,410 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,340,000 | 3,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,297,840 | 3,446 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 2,313 |
| Total interest expense | $3,178,000 | 1,592 |
| Net interest income | $3,654,000 | 2,884 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $918,000 | 2,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $918,000 | 1,434 |
| Total noninterest expense | $3,175,000 | 2,562 |
| Salaries and employee benefits | $2,108,000 | 2,141 |
| Premises and equipment expense | $417,000 | 2,734 |
| Additional noninterest expense | $650,000 | 3,559 |
| Pre-tax net operating income | $1,347,000 | 2,988 |
| Securities gains (losses) | $62,000 | 723 |
| Applicable income taxes | $466,000 | 2,362 |
| Income before extraordinary items | $943,000 | 3,232 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $943,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $901,460 | 3,304 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 2,271 |
| Total interest expense | $1,541,000 | 1,548 |
| Net interest income | $1,860,000 | 2,829 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $431,000 | 2,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $431,000 | 1,469 |
| Total noninterest expense | $1,545,000 | 2,634 |
| Salaries and employee benefits | $1,006,000 | 2,260 |
| Premises and equipment expense | $181,000 | 3,131 |
| Additional noninterest expense | $358,000 | 3,309 |
| Pre-tax net operating income | $711,000 | 2,820 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $253,000 | 2,254 |
| Income before extraordinary items | $458,000 | 3,264 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $458,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $458,000 | 3,224 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,407,000 | 2,143 |
| Total interest expense | $6,401,000 | 1,281 |
| Net interest income | $7,006,000 | 2,875 |
| Provision for loan and lease losses | $132,000 | 4,466 |
| Total noninterest income | $1,790,000 | 2,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,790,000 | 1,434 |
| Total noninterest expense | $6,054,000 | 2,620 |
| Salaries and employee benefits | $3,926,000 | 2,217 |
| Premises and equipment expense | $798,000 | 2,792 |
| Additional noninterest expense | $1,330,000 | 3,460 |
| Pre-tax net operating income | $2,610,000 | 2,890 |
| Securities gains (losses) | $75,000 | 1,443 |
| Applicable income taxes | $839,000 | 2,452 |
| Income before extraordinary items | $1,846,000 | 3,123 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,846,000 | 3,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,211 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,794,250 | 3,134 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,037,000 | 2,115 |
| Total interest expense | $4,835,000 | 1,247 |
| Net interest income | $5,202,000 | 2,891 |
| Provision for loan and lease losses | $132,000 | 3,832 |
| Total noninterest income | $1,337,000 | 2,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,337,000 | 1,448 |
| Total noninterest expense | $4,478,000 | 2,625 |
| Salaries and employee benefits | $2,839,000 | 2,280 |
| Premises and equipment expense | $629,000 | 2,668 |
| Additional noninterest expense | $1,010,000 | 3,401 |
| Pre-tax net operating income | $1,929,000 | 2,974 |
| Securities gains (losses) | $75,000 | 1,373 |
| Applicable income taxes | $569,000 | 2,671 |
| Income before extraordinary items | $1,435,000 | 3,067 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,435,000 | 3,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,536 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,381,000 | 3,104 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,713,000 | 2,080 |
| Total interest expense | $3,275,000 | 1,206 |
| Net interest income | $3,438,000 | 2,904 |
| Provision for loan and lease losses | $107,000 | 3,361 |
| Total noninterest income | $871,000 | 2,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $871,000 | 1,463 |
| Total noninterest expense | $2,901,000 | 2,713 |
| Salaries and employee benefits | $1,884,000 | 2,299 |
| Premises and equipment expense | $382,000 | 2,899 |
| Additional noninterest expense | $635,000 | 3,573 |
| Pre-tax net operating income | $1,301,000 | 2,922 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $399,000 | 2,566 |
| Income before extraordinary items | $911,000 | 3,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $911,000 | 3,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,153 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $904,700 | 3,119 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 2,059 |
| Total interest expense | $1,679,000 | 1,192 |
| Net interest income | $1,711,000 | 2,905 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $403,000 | 2,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $403,000 | 1,532 |
| Total noninterest expense | $1,455,000 | 2,705 |
| Salaries and employee benefits | $946,000 | 2,302 |
| Premises and equipment expense | $164,000 | 3,328 |
| Additional noninterest expense | $345,000 | 3,329 |
| Pre-tax net operating income | $659,000 | 2,839 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $224,000 | 2,385 |
| Income before extraordinary items | $435,000 | 3,287 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $435,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $435,000 | 3,168 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,576,000 | 1,947 |
| Total interest expense | $8,396,000 | 1,067 |
| Net interest income | $6,180,000 | 3,106 |
| Provision for loan and lease losses | $146,000 | 4,640 |
| Total noninterest income | $2,294,000 | 2,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,294,000 | 1,324 |
| Total noninterest expense | $5,719,000 | 2,711 |
| Salaries and employee benefits | $3,601,000 | 2,356 |
| Premises and equipment expense | $812,000 | 2,720 |
| Additional noninterest expense | $1,306,000 | 3,478 |
| Pre-tax net operating income | $2,609,000 | 2,794 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $830,000 | 2,480 |
| Income before extraordinary items | $1,779,000 | 3,132 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,779,000 | 3,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,613 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,779,000 | 2,985 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,156,000 | 1,936 |
| Total interest expense | $6,588,000 | 1,061 |
| Net interest income | $4,568,000 | 3,149 |
| Provision for loan and lease losses | $146,000 | 3,969 |
| Total noninterest income | $1,813,000 | 2,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,813,000 | 1,328 |
| Total noninterest expense | $4,259,000 | 2,738 |
| Salaries and employee benefits | $2,655,000 | 2,389 |
| Premises and equipment expense | $630,000 | 2,646 |
| Additional noninterest expense | $974,000 | 3,467 |
| Pre-tax net operating income | $1,976,000 | 2,883 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $717,000 | 2,350 |
| Income before extraordinary items | $1,259,000 | 3,372 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,259,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,050 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,259,000 | 3,208 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,757,000 | 1,887 |
| Total interest expense | $4,561,000 | 1,055 |
| Net interest income | $3,196,000 | 2,995 |
| Provision for loan and lease losses | $146,000 | 3,180 |
| Total noninterest income | $1,211,000 | 2,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,211,000 | 1,328 |
| Total noninterest expense | $2,761,000 | 2,798 |
| Salaries and employee benefits | $1,755,000 | 2,402 |
| Premises and equipment expense | $406,000 | 2,724 |
| Additional noninterest expense | $600,000 | 3,701 |
| Pre-tax net operating income | $1,500,000 | 2,592 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $575,000 | 2,107 |
| Income before extraordinary items | $925,000 | 3,143 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $925,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,762 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $925,000 | 2,977 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 1,851 |
| Total interest expense | $2,354,000 | 1,043 |
| Net interest income | $1,615,000 | 2,961 |
| Provision for loan and lease losses | $126,000 | 1,981 |
| Total noninterest income | $612,000 | 1,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $612,000 | 1,281 |
| Total noninterest expense | $1,301,000 | 2,941 |
| Salaries and employee benefits | $851,000 | 2,474 |
| Premises and equipment expense | $168,000 | 3,178 |
| Additional noninterest expense | $282,000 | 3,842 |
| Pre-tax net operating income | $800,000 | 2,471 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $287,000 | 2,119 |
| Income before extraordinary items | $513,000 | 2,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $513,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,503 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $513,000 | 2,750 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,362,000 | 1,672 |
| Total interest expense | $11,395,000 | 984 |
| Net interest income | $6,967,000 | 2,749 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,857,000 | 2,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,857,000 | 1,401 |
| Total noninterest expense | $5,830,000 | 2,529 |
| Salaries and employee benefits | $3,832,000 | 2,078 |
| Premises and equipment expense | $856,000 | 2,524 |
| Additional noninterest expense | $1,142,000 | 3,758 |
| Pre-tax net operating income | $2,994,000 | 2,512 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $1,144,000 | 1,998 |
| Income before extraordinary items | $1,864,000 | 2,953 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,864,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-257,000 | 9,313 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,855,040 | 2,876 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,623,000 | 1,648 |
| Total interest expense | $15,090,000 | 1,072 |
| Net interest income | $5,533,000 | 3,165 |
| Provision for loan and lease losses | $779,000 | 1,536 |
| Total noninterest income | $1,586,000 | 2,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,586,000 | 1,462 |
| Total noninterest expense | $5,148,000 | 2,756 |
| Salaries and employee benefits | $3,235,000 | 2,318 |
| Premises and equipment expense | $784,000 | 2,686 |
| Additional noninterest expense | $1,129,000 | 3,695 |
| Pre-tax net operating income | $1,192,000 | 4,432 |
| Securities gains (losses) | $15,000 | 3,362 |
| Applicable income taxes | $428,000 | 3,604 |
| Income before extraordinary items | $779,000 | 4,939 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $779,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,522 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $769,250 | 4,858 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,405,000 | 1,694 |
| Total interest expense | $14,912,000 | 1,163 |
| Net interest income | $5,493,000 | 3,208 |
| Provision for loan and lease losses | $854,000 | 1,208 |
| Total noninterest income | $1,320,000 | 2,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,320,000 | 1,534 |
| Total noninterest expense | $4,971,000 | 2,736 |
| Salaries and employee benefits | $3,096,000 | 2,308 |
| Premises and equipment expense | $719,000 | 2,817 |
| Additional noninterest expense | $1,156,000 | 3,557 |
| Pre-tax net operating income | $988,000 | 5,284 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $305,000 | 4,572 |
| Income before extraordinary items | $683,000 | 5,484 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $683,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $689,000 | 981 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $683,000 | 5,486 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,382,000 | 1,767 |
| Total interest expense | $13,143,000 | 1,159 |
| Net interest income | $5,239,000 | 3,315 |
| Provision for loan and lease losses | $125,000 | 4,648 |
| Total noninterest income | $1,080,000 | 2,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,080,000 | 1,766 |
| Total noninterest expense | $4,825,000 | 2,801 |
| Salaries and employee benefits | $2,913,000 | 2,407 |
| Premises and equipment expense | $692,000 | 2,887 |
| Additional noninterest expense | $1,220,000 | 3,377 |
| Pre-tax net operating income | $1,369,000 | 4,362 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $463,000 | 3,787 |
| Income before extraordinary items | $906,000 | 4,727 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $906,000 | 4,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,974 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $906,000 | 4,687 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,192,000 | 1,691 |
| Total interest expense | $13,626,000 | 1,132 |
| Net interest income | $5,566,000 | 3,088 |
| Provision for loan and lease losses | $73,000 | 5,785 |
| Total noninterest income | $1,186,000 | 2,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,186,000 | 1,639 |
| Total noninterest expense | $4,590,000 | 2,821 |
| Salaries and employee benefits | $2,698,000 | 2,502 |
| Premises and equipment expense | $626,000 | 3,050 |
| Additional noninterest expense | $1,266,000 | 3,221 |
| Pre-tax net operating income | $2,089,000 | 3,231 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $637,000 | 3,253 |
| Income before extraordinary items | $1,452,000 | 3,345 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,452,000 | 3,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,452,000 | 3,253 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,924,000 | 1,748 |
| Total interest expense | $12,990,000 | 1,226 |
| Net interest income | $5,934,000 | 2,934 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $1,068,000 | 2,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,068,000 | 1,672 |
| Total noninterest expense | $4,268,000 | 2,992 |
| Salaries and employee benefits | $2,501,000 | 2,643 |
| Premises and equipment expense | $580,000 | 3,244 |
| Additional noninterest expense | $1,187,000 | 3,389 |
| Pre-tax net operating income | $2,709,000 | 2,726 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $897,000 | 2,669 |
| Income before extraordinary items | $1,814,000 | 2,810 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,814,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,812,660 | 2,764 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,683,000 | 1,805 |
| Total interest expense | $13,385,000 | 1,222 |
| Net interest income | $5,298,000 | 3,346 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $1,040,000 | 3,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,040,000 | 1,772 |
| Total noninterest expense | $5,901,000 | 2,339 |
| Salaries and employee benefits | $2,207,000 | 3,030 |
| Premises and equipment expense | $565,000 | 3,398 |
| Additional noninterest expense | $3,129,000 | 1,661 |
| Pre-tax net operating income | $417,000 | 8,412 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $127,000 | 8,266 |
| Income before extraordinary items | $290,000 | 8,514 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $290,000 | 8,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $290,000 | 8,450 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,440,000 | 1,941 |
| Total interest expense | $12,870,000 | 1,293 |
| Net interest income | $4,570,000 | 3,850 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $499,000 | 5,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $499,000 | 2,882 |
| Total noninterest expense | $3,855,000 | 3,439 |
| Salaries and employee benefits | $1,883,000 | 3,506 |
| Premises and equipment expense | $514,000 | 3,673 |
| Additional noninterest expense | $1,458,000 | 3,166 |
| Pre-tax net operating income | $1,200,000 | 5,243 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $276,000 | 6,289 |
| Income before extraordinary items | $925,000 | 4,875 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $925,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $924,230 | 4,877 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,848,000 | 2,082 |
| Total interest expense | $9,749,000 | 1,338 |
| Net interest income | $5,099,000 | 3,496 |
| Provision for loan and lease losses | $56,000 | 5,901 |
| Total noninterest income | $724,000 | 4,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $724,000 | 2,273 |
| Total noninterest expense | $3,837,000 | 3,551 |
| Salaries and employee benefits | $1,854,000 | 3,512 |
| Premises and equipment expense | $489,000 | 3,874 |
| Additional noninterest expense | $1,494,000 | 3,304 |
| Pre-tax net operating income | $1,930,000 | 3,532 |
| Securities gains (losses) | $36,000 | 1,361 |
| Applicable income taxes | $566,000 | 3,677 |
| Income before extraordinary items | $1,400,000 | 3,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,400,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,374,440 | 3,448 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,201,000 | 2,066 |
| Total interest expense | $10,060,000 | 1,332 |
| Net interest income | $5,141,000 | 3,478 |
| Provision for loan and lease losses | $67,000 | 6,741 |
| Total noninterest income | $496,000 | 5,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $496,000 | 3,283 |
| Total noninterest expense | $3,677,000 | 3,755 |
| Salaries and employee benefits | $1,782,000 | 3,642 |
| Premises and equipment expense | $466,000 | 4,116 |
| Additional noninterest expense | $1,429,000 | 3,648 |
| Pre-tax net operating income | $1,893,000 | 3,502 |
| Securities gains (losses) | $142,000 | 2,045 |
| Applicable income taxes | $642,000 | 3,382 |
| Income before extraordinary items | $1,393,000 | 3,473 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,393,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,296,440 | 3,534 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,874,000 | 2,101 |
| Total interest expense | $12,263,000 | 1,440 |
| Net interest income | $4,611,000 | 3,913 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $516,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $516,000 | 3,121 |
| Total noninterest expense | $3,636,000 | 3,805 |
| Salaries and employee benefits | $1,749,000 | 3,655 |
| Premises and equipment expense | $465,000 | 4,231 |
| Additional noninterest expense | $1,422,000 | 3,752 |
| Pre-tax net operating income | $1,456,000 | 4,153 |
| Securities gains (losses) | $303,000 | 1,532 |
| Applicable income taxes | $591,000 | 3,473 |
| Income before extraordinary items | $1,168,000 | 3,900 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,168,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $968,020 | 4,317 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.