Home > IronStone Bank > Assets and Liabilities
IronStone Bank, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 455 | 308 |
| Assets and Liabilities | ||
| Total Assets: | $2,748,725,000 | 264 |
| Cash and due from depository institutions | $156,744,000 | 308 |
| Interest-bearing balances | $133,518,000 | 286 |
| Securities | $128,580,000 | 1,069 |
| Federal funds sold & reverse repurchase agreements | $8,590,000 | 889 |
| Net loans & leases | $2,236,753,000 | 217 |
| Loan loss allowance | $43,125,000 | 239 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $142,111,000 | 75 |
| Other real estate owned | $14,946,000 | 308 |
| Goodwill and other intangibles | $793,000 | 1,700 |
| All other assets | $60,208,000 | 423 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $2,748,725,000 | 264 |
| Total liabilities | $2,425,256,000 | 267 |
| Total deposits | $2,143,125,000 | 259 |
| Interest-bearing deposits | $1,919,915,000 | 243 |
| Deposits held in domestic offices | $2,143,125,000 | 258 |
| % insured | 58.95% | 7,456 |
| Federal funds purchased & repurchase agreements | $21,829,000 | 620 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $251,716,000 | 173 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $8,586,000 | 655 |
| Total equity capital | $323,469,000 | 247 |
| Total bank equity capital | $323,469,000 | 247 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,500,000 | 2,051 |
| Surplus | $402,750,000 | 161 |
| Undivided profits | $-80,781,000 | 7,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $45,286,000 | 401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $7,111,000 | 364 |
| Earning assets | $2,507,441,000 | 259 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $2,749,108,800 | 260 |
| Average Assets, quarterly | $2,777,109,000 | 258 |
| Volatile liabilities | $843,778,000 | 179 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $250,000,000 | 136 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $390,058,000 | 265 |
| Tier 1 (core) risk-based capital | $321,043,000 | 227 |
| Tier 2 risk-based capital | $43,817,000 | 168 |
| Total risk weighted assets | $2,456,849,000 | 206 |
| Total unused commitments | $390,058,000 | 265 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 461 | 300 |
| Assets and Liabilities | ||
| Total Assets: | $2,805,493,000 | 255 |
| Cash and due from depository institutions | $187,834,000 | 300 |
| Interest-bearing balances | $149,555,000 | 278 |
| Securities | $134,306,000 | 1,002 |
| Federal funds sold & reverse repurchase agreements | $49,262,000 | 123 |
| Net loans & leases | $2,217,323,000 | 218 |
| Loan loss allowance | $42,675,000 | 243 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $143,961,000 | 73 |
| Other real estate owned | $12,433,000 | 300 |
| Goodwill and other intangibles | $793,000 | 1,708 |
| All other assets | $59,581,000 | 416 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $2,805,493,000 | 255 |
| Total liabilities | $2,484,193,000 | 260 |
| Total deposits | $2,167,350,000 | 252 |
| Interest-bearing deposits | $1,968,880,000 | 240 |
| Deposits held in domestic offices | $2,167,350,000 | 252 |
| % insured | 58.95% | 7,467 |
| Federal funds purchased & repurchase agreements | $23,432,000 | 590 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $282,785,000 | 166 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $10,626,000 | 601 |
| Total equity capital | $321,300,000 | 251 |
| Total bank equity capital | $321,300,000 | 251 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,500,000 | 2,086 |
| Surplus | $402,750,000 | 159 |
| Undivided profits | $-82,950,000 | 7,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $50,265,000 | 378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $6,850,000 | 387 |
| Earning assets | $2,550,446,000 | 253 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $2,749,204,750 | 257 |
| Average Assets, quarterly | $2,813,557,000 | 255 |
| Volatile liabilities | $969,798,000 | 169 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $280,000,000 | 127 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $408,739,000 | 261 |
| Tier 1 (core) risk-based capital | $303,540,000 | 236 |
| Tier 2 risk-based capital | $43,647,000 | 167 |
| Total risk weighted assets | $2,441,861,000 | 208 |
| Total unused commitments | $408,739,000 | 261 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 463 | 296 |
| Assets and Liabilities | ||
| Total Assets: | $2,821,621,000 | 256 |
| Cash and due from depository institutions | $187,558,000 | 296 |
| Interest-bearing balances | $103,976,000 | 361 |
| Securities | $150,368,000 | 888 |
| Federal funds sold & reverse repurchase agreements | $48,940,000 | 117 |
| Net loans & leases | $2,214,011,000 | 220 |
| Loan loss allowance | $41,875,000 | 242 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $147,137,000 | 74 |
| Other real estate owned | $15,331,000 | 296 |
| Goodwill and other intangibles | $793,000 | 1,717 |
| All other assets | $57,483,000 | 439 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $2,821,621,000 | 256 |
| Total liabilities | $2,500,393,000 | 258 |
| Total deposits | $2,187,421,000 | 250 |
| Interest-bearing deposits | $1,971,470,000 | 240 |
| Deposits held in domestic offices | $2,187,421,000 | 249 |
| % insured | 59.23% | 7,544 |
| Federal funds purchased & repurchase agreements | $20,360,000 | 653 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $282,629,000 | 176 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $9,983,000 | 590 |
| Total equity capital | $321,228,000 | 247 |
| Total bank equity capital | $321,228,000 | 247 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,500,000 | 2,108 |
| Surplus | $402,750,000 | 155 |
| Undivided profits | $-83,022,000 | 7,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $37,330,000 | 500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $7,044,000 | 372 |
| Earning assets | $2,517,295,000 | 253 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $2,730,442,000 | 260 |
| Average Assets, quarterly | $2,802,541,500 | 258 |
| Volatile liabilities | $898,335,000 | 174 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $280,000,000 | 139 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $282,353,000 | 330 |
| Tier 1 (core) risk-based capital | $304,394,000 | 228 |
| Tier 2 risk-based capital | $42,691,000 | 171 |
| Total risk weighted assets | $2,446,098,000 | 211 |
| Total unused commitments | $282,353,000 | 331 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 460 | 306 |
| Assets and Liabilities | ||
| Total Assets: | $2,783,462,000 | 269 |
| Cash and due from depository institutions | $40,471,000 | 306 |
| Interest-bearing balances | $4,013,000 | 4,024 |
| Securities | $147,931,000 | 893 |
| Federal funds sold & reverse repurchase agreements | $208,512,000 | 47 |
| Net loans & leases | $2,162,355,000 | 229 |
| Loan loss allowance | $41,175,000 | 259 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $148,347,000 | 73 |
| Other real estate owned | $17,694,000 | 306 |
| Goodwill and other intangibles | $793,000 | 1,731 |
| All other assets | $57,359,000 | 455 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $2,783,462,000 | 269 |
| Total liabilities | $2,470,493,000 | 269 |
| Total deposits | $2,154,941,000 | 264 |
| Interest-bearing deposits | $1,943,072,000 | 253 |
| Deposits held in domestic offices | $2,154,941,000 | 261 |
| % insured | 59.72% | 7,619 |
| Federal funds purchased & repurchase agreements | $23,187,000 | 617 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $283,564,000 | 187 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,801,000 | 652 |
| Total equity capital | $312,969,000 | 252 |
| Total bank equity capital | $312,969,000 | 252 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,500,000 | 2,149 |
| Surplus | $395,750,000 | 161 |
| Undivided profits | $-84,281,000 | 7,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $33,039,000 | 585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $7,114,000 | 397 |
| Earning assets | $2,522,811,000 | 266 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $2,684,852,500 | 276 |
| Average Assets, quarterly | $2,684,852,500 | 276 |
| Volatile liabilities | $892,395,000 | 182 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $280,000,000 | 146 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $428,893,000 | 259 |
| Tier 1 (core) risk-based capital | $297,650,000 | 237 |
| Tier 2 risk-based capital | $41,924,000 | 179 |
| Total risk weighted assets | $2,360,815,000 | 226 |
| Total unused commitments | $428,893,000 | 259 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 454 | 310 |
| Assets and Liabilities | ||
| Total Assets: | $2,586,243,000 | 286 |
| Cash and due from depository institutions | $40,140,000 | 310 |
| Interest-bearing balances | $4,483,000 | 3,476 |
| Securities | $86,504,000 | 1,486 |
| Federal funds sold & reverse repurchase agreements | $73,958,000 | 103 |
| Net loans & leases | $2,163,976,000 | 235 |
| Loan loss allowance | $41,675,000 | 259 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $149,849,000 | 70 |
| Other real estate owned | $12,067,000 | 310 |
| Goodwill and other intangibles | $793,000 | 1,736 |
| All other assets | $58,956,000 | 452 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $2,586,243,000 | 286 |
| Total liabilities | $2,279,670,000 | 291 |
| Total deposits | $1,967,823,000 | 285 |
| Interest-bearing deposits | $1,796,205,000 | 268 |
| Deposits held in domestic offices | $1,967,823,000 | 280 |
| % insured | 61.43% | 7,640 |
| Federal funds purchased & repurchase agreements | $19,727,000 | 711 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $281,514,000 | 203 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,606,000 | 581 |
| Total equity capital | $306,573,000 | 255 |
| Total bank equity capital | $306,573,000 | 254 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,500,000 | 2,185 |
| Surplus | $388,750,000 | 163 |
| Undivided profits | $-83,677,000 | 7,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $40,978,000 | 479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $7,152,000 | 409 |
| Earning assets | $2,328,921,000 | 284 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $2,622,428,000 | 280 |
| Average Assets, quarterly | $2,615,810,500 | 285 |
| Volatile liabilities | $841,174,000 | 193 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $280,000,000 | 157 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $420,857,000 | 267 |
| Tier 1 (core) risk-based capital | $291,897,000 | 238 |
| Tier 2 risk-based capital | $42,496,000 | 182 |
| Total risk weighted assets | $2,370,704,000 | 230 |
| Total unused commitments | $420,857,000 | 267 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 448 | 327 |
| Assets and Liabilities | ||
| Total Assets: | $2,645,378,000 | 292 |
| Cash and due from depository institutions | $41,610,000 | 327 |
| Interest-bearing balances | $5,149,000 | 3,009 |
| Securities | $96,034,000 | 1,332 |
| Federal funds sold & reverse repurchase agreements | $152,800,000 | 59 |
| Net loans & leases | $2,137,080,000 | 249 |
| Loan loss allowance | $39,425,000 | 281 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $151,284,000 | 70 |
| Other real estate owned | $16,704,000 | 327 |
| Goodwill and other intangibles | $793,000 | 1,781 |
| All other assets | $49,073,000 | 472 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $2,645,378,000 | 292 |
| Total liabilities | $2,346,802,000 | 296 |
| Total deposits | $2,024,573,000 | 285 |
| Interest-bearing deposits | $1,825,431,000 | 271 |
| Deposits held in domestic offices | $2,024,573,000 | 282 |
| % insured | 59.01% | 7,781 |
| Federal funds purchased & repurchase agreements | $23,944,000 | 656 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $284,158,000 | 228 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $14,127,000 | 502 |
| Total equity capital | $298,576,000 | 265 |
| Total bank equity capital | $298,576,000 | 264 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,500,000 | 2,214 |
| Surplus | $376,750,000 | 167 |
| Undivided profits | $-79,674,000 | 8,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $38,588,000 | 503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $6,931,000 | 445 |
| Earning assets | $2,391,063,000 | 292 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $2,631,474,250 | 289 |
| Average Assets, quarterly | $2,654,113,000 | 289 |
| Volatile liabilities | $843,525,000 | 211 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $280,000,000 | 177 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $426,668,000 | 279 |
| Tier 1 (core) risk-based capital | $282,781,000 | 247 |
| Tier 2 risk-based capital | $40,189,000 | 196 |
| Total risk weighted assets | $2,336,066,000 | 250 |
| Total unused commitments | $426,668,000 | 279 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 439 | 337 |
| Assets and Liabilities | ||
| Total Assets: | $2,662,848,000 | 295 |
| Cash and due from depository institutions | $39,749,000 | 337 |
| Interest-bearing balances | $5,574,000 | 2,622 |
| Securities | $89,769,000 | 1,411 |
| Federal funds sold & reverse repurchase agreements | $188,101,000 | 63 |
| Net loans & leases | $2,128,654,000 | 258 |
| Loan loss allowance | $38,425,000 | 277 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $151,693,000 | 76 |
| Other real estate owned | $16,561,000 | 337 |
| Goodwill and other intangibles | $793,000 | 1,798 |
| All other assets | $47,528,000 | 503 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $2,662,848,000 | 295 |
| Total liabilities | $2,373,069,000 | 296 |
| Total deposits | $2,050,384,000 | 285 |
| Interest-bearing deposits | $1,866,683,000 | 270 |
| Deposits held in domestic offices | $2,050,384,000 | 282 |
| % insured | 61.56% | 7,112 |
| Federal funds purchased & repurchase agreements | $24,994,000 | 626 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $282,819,000 | 231 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $14,872,000 | 489 |
| Total equity capital | $289,779,000 | 272 |
| Total bank equity capital | $289,779,000 | 271 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,500,000 | 2,248 |
| Surplus | $364,750,000 | 170 |
| Undivided profits | $-76,471,000 | 8,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $47,135,000 | 419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $7,124,000 | 432 |
| Earning assets | $2,412,098,000 | 297 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $2,626,839,670 | 295 |
| Average Assets, quarterly | $2,655,915,000 | 298 |
| Volatile liabilities | $876,878,000 | 209 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $280,000,000 | 180 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $560,607,000 | 239 |
| Tier 1 (core) risk-based capital | $275,318,000 | 260 |
| Tier 2 risk-based capital | $39,250,000 | 204 |
| Total risk weighted assets | $2,326,000,000 | 263 |
| Total unused commitments | $560,607,000 | 239 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 434 | 340 |
| Assets and Liabilities | ||
| Total Assets: | $2,648,982,000 | 297 |
| Cash and due from depository institutions | $38,643,000 | 340 |
| Interest-bearing balances | $2,420,000 | 3,496 |
| Securities | $97,374,000 | 1,280 |
| Federal funds sold & reverse repurchase agreements | $149,371,000 | 80 |
| Net loans & leases | $2,146,805,000 | 260 |
| Loan loss allowance | $39,840,000 | 246 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $147,137,000 | 77 |
| Other real estate owned | $24,223,000 | 340 |
| Goodwill and other intangibles | $793,000 | 1,804 |
| All other assets | $44,636,000 | 515 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $2,648,982,000 | 297 |
| Total liabilities | $2,358,497,000 | 298 |
| Total deposits | $2,044,261,000 | 285 |
| Interest-bearing deposits | $1,872,269,000 | 271 |
| Deposits held in domestic offices | $2,044,261,000 | 282 |
| % insured | 63.52% | 6,950 |
| Federal funds purchased & repurchase agreements | $16,667,000 | 834 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $283,797,000 | 251 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $13,772,000 | 524 |
| Total equity capital | $290,485,000 | 277 |
| Total bank equity capital | $290,485,000 | 276 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $357,750,000 | 171 |
| Undivided profits | $-68,765,000 | 8,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $46,415,000 | 385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $7,437,000 | 429 |
| Earning assets | $2,395,970,000 | 300 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $2,608,835,500 | 298 |
| Average Assets, quarterly | $2,608,835,500 | 298 |
| Volatile liabilities | $900,798,000 | 216 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $280,000,000 | 193 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $520,017,000 | 268 |
| Tier 1 (core) risk-based capital | $275,304,000 | 262 |
| Tier 2 risk-based capital | $41,095,000 | 199 |
| Total risk weighted assets | $2,339,541,000 | 264 |
| Total unused commitments | $520,017,000 | 268 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 441 | 339 |
| Assets and Liabilities | ||
| Total Assets: | $2,568,689,000 | 305 |
| Cash and due from depository institutions | $28,458,000 | 339 |
| Interest-bearing balances | $3,565,000 | 2,298 |
| Securities | $88,912,000 | 1,364 |
| Federal funds sold & reverse repurchase agreements | $54,795,000 | 156 |
| Net loans & leases | $2,183,172,000 | 264 |
| Loan loss allowance | $37,335,000 | 238 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $146,530,000 | 77 |
| Other real estate owned | $23,978,000 | 339 |
| Goodwill and other intangibles | $793,000 | 1,809 |
| All other assets | $42,051,000 | 553 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $2,568,689,000 | 305 |
| Total liabilities | $2,281,550,000 | 303 |
| Total deposits | $1,970,795,000 | 289 |
| Interest-bearing deposits | $1,823,003,000 | 272 |
| Deposits held in domestic offices | $1,970,795,000 | 286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,551,000 | 878 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $280,812,000 | 270 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $12,392,000 | 575 |
| Total equity capital | $287,139,000 | 271 |
| Total bank equity capital | $287,139,000 | 271 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,274 |
| Surplus | $348,250,000 | 169 |
| Undivided profits | $-62,611,000 | 8,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,145,000 | 452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $7,638,000 | 433 |
| Earning assets | $2,330,444,000 | 304 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $2,572,168,800 | 292 |
| Average Assets, quarterly | $2,603,146,500 | 296 |
| Volatile liabilities | $927,981,000 | 217 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $280,000,000 | 213 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $533,995,000 | 271 |
| Tier 1 (core) risk-based capital | $273,637,000 | 256 |
| Tier 2 risk-based capital | $38,250,000 | 206 |
| Total risk weighted assets | $2,369,415,000 | 261 |
| Total unused commitments | $533,995,000 | 271 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 474 | 324 |
| Assets and Liabilities | ||
| Total Assets: | $2,637,604,000 | 294 |
| Cash and due from depository institutions | $42,941,000 | 324 |
| Interest-bearing balances | $393,000 | 3,918 |
| Securities | $85,213,000 | 1,398 |
| Federal funds sold & reverse repurchase agreements | $104,270,000 | 129 |
| Net loans & leases | $2,195,730,000 | 263 |
| Loan loss allowance | $34,245,000 | 237 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $145,635,000 | 78 |
| Other real estate owned | $18,518,000 | 324 |
| Goodwill and other intangibles | $793,000 | 1,863 |
| All other assets | $44,504,000 | 498 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $2,637,604,000 | 294 |
| Total liabilities | $2,357,162,000 | 295 |
| Total deposits | $2,047,220,000 | 272 |
| Interest-bearing deposits | $1,907,268,000 | 254 |
| Deposits held in domestic offices | $2,047,220,000 | 270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,168,000 | 810 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $273,849,000 | 286 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $13,925,000 | 510 |
| Total equity capital | $280,442,000 | 285 |
| Total bank equity capital | $280,442,000 | 285 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,500,000 | 2,293 |
| Surplus | $333,750,000 | 172 |
| Undivided profits | $-54,808,000 | 8,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,770,000 | 302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $7,781,000 | 452 |
| Earning assets | $2,385,606,000 | 299 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $2,573,038,750 | 295 |
| Average Assets, quarterly | $2,644,472,000 | 293 |
| Volatile liabilities | $940,191,000 | 216 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $270,000,000 | 247 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $500,822,000 | 299 |
| Tier 1 (core) risk-based capital | $268,835,000 | 264 |
| Tier 2 risk-based capital | $35,500,000 | 223 |
| Total risk weighted assets | $2,386,214,000 | 264 |
| Total unused commitments | $500,822,000 | 300 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 484 | 327 |
| Assets and Liabilities | ||
| Total Assets: | $2,651,340,000 | 294 |
| Cash and due from depository institutions | $47,796,000 | 327 |
| Interest-bearing balances | $519,000 | 3,509 |
| Securities | $71,395,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $173,333,000 | 102 |
| Net loans & leases | $2,161,494,000 | 268 |
| Loan loss allowance | $28,341,000 | 269 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $145,404,000 | 80 |
| Other real estate owned | $9,840,000 | 327 |
| Goodwill and other intangibles | $793,000 | 1,878 |
| All other assets | $41,285,000 | 522 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $2,651,340,000 | 294 |
| Total liabilities | $2,379,202,000 | 293 |
| Total deposits | $2,065,989,000 | 272 |
| Interest-bearing deposits | $1,919,902,000 | 252 |
| Deposits held in domestic offices | $2,065,989,000 | 271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,121,000 | 564 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $259,494,000 | 290 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $12,598,000 | 550 |
| Total equity capital | $272,138,000 | 297 |
| Total bank equity capital | $272,138,000 | 297 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $316,500,000 | 181 |
| Undivided profits | $-45,862,000 | 8,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,348,000 | 351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $7,395,000 | 470 |
| Earning assets | $2,406,741,000 | 296 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $2,551,517,000 | 299 |
| Average Assets, quarterly | $2,656,664,000 | 292 |
| Volatile liabilities | $947,064,000 | 222 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $255,000,000 | 250 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $497,806,000 | 310 |
| Tier 1 (core) risk-based capital | $263,049,000 | 267 |
| Tier 2 risk-based capital | $29,500,000 | 256 |
| Total risk weighted assets | $2,328,627,000 | 269 |
| Total unused commitments | $497,806,000 | 310 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 466 | 330 |
| Assets and Liabilities | ||
| Total Assets: | $2,661,988,000 | 293 |
| Cash and due from depository institutions | $44,211,000 | 330 |
| Interest-bearing balances | $334,000 | 3,990 |
| Securities | $75,834,000 | 1,568 |
| Federal funds sold & reverse repurchase agreements | $253,611,000 | 98 |
| Net loans & leases | $2,101,848,000 | 267 |
| Loan loss allowance | $27,715,000 | 259 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $144,289,000 | 81 |
| Other real estate owned | $1,999,000 | 330 |
| Goodwill and other intangibles | $793,000 | 1,867 |
| All other assets | $39,403,000 | 533 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $2,661,988,000 | 293 |
| Total liabilities | $2,389,942,000 | 291 |
| Total deposits | $2,070,666,000 | 265 |
| Interest-bearing deposits | $1,934,627,000 | 246 |
| Deposits held in domestic offices | $2,070,666,000 | 263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,889,000 | 510 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $258,951,000 | 268 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,436,000 | 565 |
| Total equity capital | $272,046,000 | 305 |
| Total bank equity capital | $272,046,000 | 305 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $309,500,000 | 180 |
| Undivided profits | $-38,954,000 | 8,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,293,000 | 259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $7,880,000 | 454 |
| Earning assets | $2,431,627,000 | 288 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $2,501,605,500 | 302 |
| Average Assets, quarterly | $2,501,605,500 | 302 |
| Volatile liabilities | $959,888,000 | 216 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $255,000,000 | 231 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $467,526,000 | 338 |
| Tier 1 (core) risk-based capital | $262,282,000 | 271 |
| Tier 2 risk-based capital | $29,071,000 | 256 |
| Total risk weighted assets | $2,255,223,000 | 278 |
| Total unused commitments | $467,526,000 | 338 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 462 | 337 |
| Assets and Liabilities | ||
| Total Assets: | $2,341,223,000 | 323 |
| Cash and due from depository institutions | $39,706,000 | 337 |
| Interest-bearing balances | $657,000 | 2,924 |
| Securities | $77,846,000 | 1,531 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $2,048,033,000 | 265 |
| Loan loss allowance | $23,648,000 | 281 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $145,666,000 | 82 |
| Other real estate owned | $1,175,000 | 337 |
| Goodwill and other intangibles | $793,000 | 1,866 |
| All other assets | $28,004,000 | 719 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $2,341,223,000 | 323 |
| Total liabilities | $2,072,142,000 | 323 |
| Total deposits | $1,856,927,000 | 289 |
| Interest-bearing deposits | $1,593,189,000 | 293 |
| Deposits held in domestic offices | $1,856,927,000 | 287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $145,991,000 | 247 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $56,216,000 | 919 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $13,008,000 | 549 |
| Total equity capital | $269,081,000 | 306 |
| Total bank equity capital | $269,081,000 | 306 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,312 |
| Surplus | $302,500,000 | 181 |
| Undivided profits | $-34,919,000 | 8,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,761,000 | 771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $7,943,000 | 490 |
| Earning assets | $2,126,536,000 | 322 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $2,255,934,200 | 319 |
| Average Assets, quarterly | $2,348,146,500 | 319 |
| Volatile liabilities | $766,469,000 | 253 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $50,000,000 | 940 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $489,950,000 | 325 |
| Tier 1 (core) risk-based capital | $261,500,000 | 269 |
| Tier 2 risk-based capital | $24,801,000 | 284 |
| Total risk weighted assets | $2,190,348,000 | 275 |
| Total unused commitments | $489,950,000 | 325 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 460 | 336 |
| Assets and Liabilities | ||
| Total Assets: | $2,355,070,000 | 319 |
| Cash and due from depository institutions | $38,007,000 | 336 |
| Interest-bearing balances | $88,000 | 4,833 |
| Securities | $78,645,000 | 1,508 |
| Federal funds sold & reverse repurchase agreements | $59,026,000 | 238 |
| Net loans & leases | $2,003,038,000 | 270 |
| Loan loss allowance | $23,290,000 | 263 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $144,300,000 | 81 |
| Other real estate owned | $231,000 | 336 |
| Goodwill and other intangibles | $793,000 | 1,855 |
| All other assets | $31,030,000 | 637 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $2,355,070,000 | 319 |
| Total liabilities | $2,090,764,000 | 316 |
| Total deposits | $1,950,052,000 | 279 |
| Interest-bearing deposits | $1,666,670,000 | 275 |
| Deposits held in domestic offices | $1,950,052,000 | 277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,132,000 | 478 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $77,363,000 | 659 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $14,217,000 | 514 |
| Total equity capital | $264,306,000 | 309 |
| Total bank equity capital | $264,306,000 | 309 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $295,500,000 | 180 |
| Undivided profits | $-32,694,000 | 8,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,955,000 | 603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $7,929,000 | 513 |
| Earning assets | $2,140,797,000 | 315 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $2,234,612,000 | 319 |
| Average Assets, quarterly | $2,287,883,000 | 321 |
| Volatile liabilities | $710,933,000 | 261 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $75,000,000 | 615 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $484,837,000 | 333 |
| Tier 1 (core) risk-based capital | $257,281,000 | 271 |
| Tier 2 risk-based capital | $24,501,000 | 272 |
| Total risk weighted assets | $2,157,211,000 | 275 |
| Total unused commitments | $484,837,000 | 333 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 468 | 342 |
| Assets and Liabilities | ||
| Total Assets: | $2,220,696,000 | 338 |
| Cash and due from depository institutions | $41,023,000 | 342 |
| Interest-bearing balances | $430,000 | 3,213 |
| Securities | $66,348,000 | 1,755 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,852 |
| Net loans & leases | $1,942,638,000 | 275 |
| Loan loss allowance | $22,418,000 | 275 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $140,051,000 | 84 |
| Other real estate owned | $300,000 | 342 |
| Goodwill and other intangibles | $793,000 | 1,874 |
| All other assets | $29,243,000 | 680 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $2,220,696,000 | 338 |
| Total liabilities | $1,960,418,000 | 339 |
| Total deposits | $1,814,522,000 | 302 |
| Interest-bearing deposits | $1,537,281,000 | 308 |
| Deposits held in domestic offices | $1,814,522,000 | 300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,618,000 | 441 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $76,863,000 | 620 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,415,000 | 562 |
| Total equity capital | $260,278,000 | 317 |
| Total bank equity capital | $260,278,000 | 317 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $288,500,000 | 191 |
| Undivided profits | $-29,722,000 | 8,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,219,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $7,306,000 | 535 |
| Earning assets | $2,009,716,000 | 339 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $2,194,459,330 | 331 |
| Average Assets, quarterly | $2,222,962,500 | 333 |
| Volatile liabilities | $686,098,000 | 267 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $75,000,000 | 567 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $1,052,836,000 | 203 |
| Tier 1 (core) risk-based capital | $253,855,000 | 279 |
| Tier 2 risk-based capital | $23,626,000 | 292 |
| Total risk weighted assets | $2,068,849,000 | 288 |
| Total unused commitments | $1,052,836,000 | 203 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 460 | 345 |
| Assets and Liabilities | ||
| Total Assets: | $2,225,229,000 | 332 |
| Cash and due from depository institutions | $43,683,000 | 345 |
| Interest-bearing balances | $530,000 | 3,097 |
| Securities | $70,426,000 | 1,671 |
| Federal funds sold & reverse repurchase agreements | $87,995,000 | 224 |
| Net loans & leases | $1,858,788,000 | 282 |
| Loan loss allowance | $22,580,000 | 262 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $135,279,000 | 85 |
| Other real estate owned | $162,000 | 345 |
| Goodwill and other intangibles | $793,000 | 1,868 |
| All other assets | $28,103,000 | 677 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $2,225,229,000 | 332 |
| Total liabilities | $1,968,102,000 | 333 |
| Total deposits | $1,826,095,000 | 295 |
| Interest-bearing deposits | $1,541,119,000 | 300 |
| Deposits held in domestic offices | $1,826,095,000 | 293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,799,000 | 464 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $77,077,000 | 599 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $13,131,000 | 558 |
| Total equity capital | $257,127,000 | 322 |
| Total bank equity capital | $257,127,000 | 322 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,279 |
| Surplus | $283,500,000 | 188 |
| Undivided profits | $-27,873,000 | 8,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,438,000 | 804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $7,153,000 | 533 |
| Earning assets | $2,017,739,000 | 329 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $2,181,341,000 | 334 |
| Average Assets, quarterly | $2,181,341,000 | 334 |
| Volatile liabilities | $689,377,000 | 265 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $75,000,000 | 548 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $451,047,000 | 357 |
| Tier 1 (core) risk-based capital | $249,556,000 | 283 |
| Tier 2 risk-based capital | $23,676,000 | 286 |
| Total risk weighted assets | $1,997,920,000 | 289 |
| Total unused commitments | $451,047,000 | 357 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 437 | 363 |
| Assets and Liabilities | ||
| Total Assets: | $2,137,453,000 | 338 |
| Cash and due from depository institutions | $45,211,000 | 363 |
| Interest-bearing balances | $428,000 | 3,293 |
| Securities | $52,658,000 | 2,224 |
| Federal funds sold & reverse repurchase agreements | $34,554,000 | 438 |
| Net loans & leases | $1,847,438,000 | 276 |
| Loan loss allowance | $22,446,000 | 258 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $128,834,000 | 86 |
| Other real estate owned | $241,000 | 363 |
| Goodwill and other intangibles | $793,000 | 1,864 |
| All other assets | $27,724,000 | 686 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $2,137,454,000 | 338 |
| Total liabilities | $1,885,105,000 | 341 |
| Total deposits | $1,763,095,000 | 298 |
| Interest-bearing deposits | $1,495,143,000 | 301 |
| Deposits held in domestic offices | $1,763,095,000 | 297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,722,000 | 631 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $79,116,000 | 608 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $12,172,000 | 584 |
| Total equity capital | $252,349,000 | 315 |
| Total bank equity capital | $252,349,000 | 315 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,500,000 | 2,271 |
| Surplus | $278,500,000 | 185 |
| Undivided profits | $-27,651,000 | 8,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,740,000 | 1,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $7,317,000 | 538 |
| Earning assets | $1,935,078,000 | 337 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $1,998,707,200 | 342 |
| Average Assets, quarterly | $2,095,961,500 | 339 |
| Volatile liabilities | $1,096,694,000 | 220 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $75,000,000 | 561 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $440,347,000 | 354 |
| Tier 1 (core) risk-based capital | $245,402,000 | 277 |
| Tier 2 risk-based capital | $23,576,000 | 278 |
| Total risk weighted assets | $1,953,178,000 | 294 |
| Total unused commitments | $440,347,000 | 354 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 442 | 364 |
| Assets and Liabilities | ||
| Total Assets: | $2,054,470,000 | 357 |
| Cash and due from depository institutions | $46,943,000 | 364 |
| Interest-bearing balances | $534,000 | 3,011 |
| Securities | $53,630,000 | 2,206 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $1,799,009,000 | 288 |
| Loan loss allowance | $22,726,000 | 254 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $129,251,000 | 87 |
| Other real estate owned | $335,000 | 364 |
| Goodwill and other intangibles | $793,000 | 1,864 |
| All other assets | $24,509,000 | 778 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $2,054,471,000 | 357 |
| Total liabilities | $1,808,688,000 | 360 |
| Total deposits | $1,651,460,000 | 325 |
| Interest-bearing deposits | $1,398,114,000 | 324 |
| Deposits held in domestic offices | $1,651,460,000 | 323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,926,000 | 404 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $78,266,000 | 638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,036,000 | 673 |
| Total equity capital | $245,783,000 | 337 |
| Total bank equity capital | $245,783,000 | 337 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,278 |
| Surplus | $273,500,000 | 200 |
| Undivided profits | $-29,217,000 | 8,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,954,000 | 1,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,703,000 | 564 |
| Earning assets | $1,853,173,000 | 359 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $1,964,020,750 | 357 |
| Average Assets, quarterly | $2,028,618,000 | 355 |
| Volatile liabilities | $1,024,903,000 | 238 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $75,000,000 | 595 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $454,417,000 | 357 |
| Tier 1 (core) risk-based capital | $240,244,000 | 292 |
| Tier 2 risk-based capital | $22,726,000 | 290 |
| Total risk weighted assets | $1,900,966,000 | 306 |
| Total unused commitments | $454,417,000 | 357 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 451 | 364 |
| Assets and Liabilities | ||
| Total Assets: | $2,002,766,000 | 362 |
| Cash and due from depository institutions | $47,079,000 | 364 |
| Interest-bearing balances | $485,000 | 3,156 |
| Securities | $51,145,000 | 2,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $1,759,155,000 | 294 |
| Loan loss allowance | $22,626,000 | 259 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $119,328,000 | 94 |
| Other real estate owned | $80,000 | 364 |
| Goodwill and other intangibles | $793,000 | 1,863 |
| All other assets | $25,186,000 | 762 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $2,002,766,000 | 362 |
| Total liabilities | $1,763,496,000 | 371 |
| Total deposits | $1,632,358,000 | 323 |
| Interest-bearing deposits | $1,379,145,000 | 325 |
| Deposits held in domestic offices | $1,632,358,000 | 322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,278,000 | 541 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $79,629,000 | 645 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,231,000 | 619 |
| Total equity capital | $239,270,000 | 338 |
| Total bank equity capital | $239,270,000 | 338 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,500,000 | 2,272 |
| Surplus | $268,500,000 | 200 |
| Undivided profits | $-30,730,000 | 8,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,034,000 | 1,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $6,382,000 | 536 |
| Earning assets | $1,810,785,000 | 364 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $1,933,871,000 | 362 |
| Average Assets, quarterly | $1,973,337,500 | 361 |
| Volatile liabilities | $986,727,000 | 248 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $75,000,000 | 602 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $475,333,000 | 342 |
| Tier 1 (core) risk-based capital | $234,065,000 | 302 |
| Tier 2 risk-based capital | $22,626,000 | 290 |
| Total risk weighted assets | $1,853,105,000 | 311 |
| Total unused commitments | $475,333,000 | 342 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 444 | 360 |
| Assets and Liabilities | ||
| Total Assets: | $1,943,909,000 | 362 |
| Cash and due from depository institutions | $52,328,000 | 360 |
| Interest-bearing balances | $479,000 | 3,299 |
| Securities | $55,234,000 | 2,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $1,697,119,000 | 290 |
| Loan loss allowance | $21,926,000 | 260 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $113,971,000 | 96 |
| Other real estate owned | $185,000 | 360 |
| Goodwill and other intangibles | $793,000 | 1,844 |
| All other assets | $24,279,000 | 753 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $1,943,909,000 | 362 |
| Total liabilities | $1,709,197,000 | 367 |
| Total deposits | $1,576,990,000 | 325 |
| Interest-bearing deposits | $1,327,300,000 | 324 |
| Deposits held in domestic offices | $1,576,990,000 | 324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,175,000 | 504 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $79,679,000 | 620 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $9,353,000 | 660 |
| Total equity capital | $234,712,000 | 334 |
| Total bank equity capital | $234,712,000 | 334 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $263,500,000 | 196 |
| Undivided profits | $-30,288,000 | 8,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,206,000 | 1,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $6,192,000 | 532 |
| Earning assets | $1,752,832,000 | 361 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $1,899,423,500 | 364 |
| Average Assets, quarterly | $1,899,423,500 | 364 |
| Volatile liabilities | $934,545,000 | 246 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $75,000,000 | 579 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $455,603,000 | 350 |
| Tier 1 (core) risk-based capital | $228,866,000 | 300 |
| Tier 2 risk-based capital | $21,926,000 | 288 |
| Total risk weighted assets | $1,787,647,000 | 306 |
| Total unused commitments | $455,603,000 | 350 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 448 | 353 |
| Assets and Liabilities | ||
| Total Assets: | $1,854,938,000 | 372 |
| Cash and due from depository institutions | $37,509,000 | 353 |
| Interest-bearing balances | $436,000 | 3,472 |
| Securities | $30,090,000 | 3,556 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $1,658,782,000 | 291 |
| Loan loss allowance | $21,101,000 | 267 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $106,369,000 | 101 |
| Other real estate owned | $215,000 | 353 |
| Goodwill and other intangibles | $793,000 | 1,842 |
| All other assets | $21,180,000 | 828 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,854,938,000 | 372 |
| Total liabilities | $1,634,442,000 | 380 |
| Total deposits | $1,423,456,000 | 356 |
| Interest-bearing deposits | $1,191,494,000 | 347 |
| Deposits held in domestic offices | $1,423,456,000 | 353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,822,000 | 277 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $79,437,000 | 635 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,727,000 | 670 |
| Total equity capital | $220,496,000 | 338 |
| Total bank equity capital | $220,496,000 | 338 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $248,500,000 | 203 |
| Undivided profits | $-29,504,000 | 8,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,298,000 | 801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $6,040,000 | 551 |
| Earning assets | $1,689,308,000 | 369 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $1,686,355,800 | 393 |
| Average Assets, quarterly | $1,813,130,500 | 378 |
| Volatile liabilities | $926,282,000 | 244 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $75,000,000 | 586 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $405,373,000 | 369 |
| Tier 1 (core) risk-based capital | $215,263,000 | 309 |
| Tier 2 risk-based capital | $21,101,000 | 291 |
| Total risk weighted assets | $1,821,048,000 | 295 |
| Total unused commitments | $405,373,000 | 369 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 444 | 350 |
| Assets and Liabilities | ||
| Total Assets: | $1,771,323,000 | 389 |
| Cash and due from depository institutions | $47,298,000 | 350 |
| Interest-bearing balances | $602,000 | 3,216 |
| Securities | $31,631,000 | 3,395 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $1,570,434,000 | 299 |
| Loan loss allowance | $19,851,000 | 273 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $101,123,000 | 101 |
| Other real estate owned | $319,000 | 350 |
| Goodwill and other intangibles | $793,000 | 1,818 |
| All other assets | $19,725,000 | 851 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,771,323,000 | 389 |
| Total liabilities | $1,556,124,000 | 394 |
| Total deposits | $1,416,287,000 | 351 |
| Interest-bearing deposits | $1,177,519,000 | 348 |
| Deposits held in domestic offices | $1,416,287,000 | 348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,767,000 | 433 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $77,951,000 | 630 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,119,000 | 691 |
| Total equity capital | $215,199,000 | 338 |
| Total bank equity capital | $215,199,000 | 338 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,225 |
| Surplus | $243,500,000 | 200 |
| Undivided profits | $-29,801,000 | 8,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,732,000 | 979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,366,000 | 572 |
| Earning assets | $1,602,667,000 | 384 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $1,644,210,250 | 397 |
| Average Assets, quarterly | $1,744,844,000 | 390 |
| Volatile liabilities | $859,744,000 | 261 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $75,000,000 | 586 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $459,033,000 | 334 |
| Tier 1 (core) risk-based capital | $209,242,000 | 316 |
| Tier 2 risk-based capital | $19,851,000 | 300 |
| Total risk weighted assets | $1,782,828,000 | 296 |
| Total unused commitments | $459,033,000 | 334 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 431 | 361 |
| Assets and Liabilities | ||
| Total Assets: | $1,718,365,000 | 387 |
| Cash and due from depository institutions | $42,354,000 | 361 |
| Interest-bearing balances | $458,000 | 3,487 |
| Securities | $33,577,000 | 3,292 |
| Federal funds sold & reverse repurchase agreements | $13,227,000 | 914 |
| Net loans & leases | $1,514,658,000 | 297 |
| Loan loss allowance | $19,301,000 | 275 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $93,799,000 | 106 |
| Other real estate owned | $367,000 | 361 |
| Goodwill and other intangibles | $793,000 | 1,812 |
| All other assets | $19,590,000 | 852 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,718,365,000 | 387 |
| Total liabilities | $1,506,587,000 | 393 |
| Total deposits | $1,385,843,000 | 339 |
| Interest-bearing deposits | $1,154,900,000 | 345 |
| Deposits held in domestic offices | $1,385,843,000 | 337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,270,000 | 864 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $96,352,000 | 555 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,122,000 | 650 |
| Total equity capital | $211,778,000 | 334 |
| Total bank equity capital | $211,778,000 | 334 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,206 |
| Surplus | $238,500,000 | 201 |
| Undivided profits | $-28,222,000 | 8,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,716,000 | 575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $5,054,000 | 566 |
| Earning assets | $1,561,920,000 | 384 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $1,601,839,330 | 400 |
| Average Assets, quarterly | $1,653,129,000 | 394 |
| Volatile liabilities | $819,799,000 | 261 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $75,000,000 | 594 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $453,044,000 | 324 |
| Tier 1 (core) risk-based capital | $206,037,000 | 310 |
| Tier 2 risk-based capital | $19,301,000 | 301 |
| Total risk weighted assets | $1,661,721,000 | 308 |
| Total unused commitments | $453,044,000 | 324 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 430 | 359 |
| Assets and Liabilities | ||
| Total Assets: | $1,587,893,000 | 402 |
| Cash and due from depository institutions | $31,860,000 | 359 |
| Interest-bearing balances | $587,000 | 3,271 |
| Securities | $37,916,000 | 3,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $1,423,482,000 | 308 |
| Loan loss allowance | $17,746,000 | 298 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $73,033,000 | 126 |
| Other real estate owned | $751,000 | 359 |
| Goodwill and other intangibles | $793,000 | 1,811 |
| All other assets | $20,058,000 | 819 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,587,893,000 | 402 |
| Total liabilities | $1,380,694,000 | 410 |
| Total deposits | $1,237,647,000 | 373 |
| Interest-bearing deposits | $1,039,702,000 | 372 |
| Deposits held in domestic offices | $1,237,647,000 | 371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,137,000 | 429 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $80,806,000 | 622 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,104,000 | 605 |
| Total equity capital | $207,199,000 | 335 |
| Total bank equity capital | $207,199,000 | 335 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,212 |
| Surplus | $233,500,000 | 201 |
| Undivided profits | $-27,801,000 | 8,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,414,000 | 614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,973,000 | 548 |
| Earning assets | $1,461,985,000 | 394 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $1,543,576,500 | 409 |
| Average Assets, quarterly | $1,543,576,500 | 409 |
| Volatile liabilities | $722,125,000 | 273 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $75,000,000 | 582 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $410,968,000 | 339 |
| Tier 1 (core) risk-based capital | $202,364,000 | 313 |
| Tier 2 risk-based capital | $17,746,000 | 323 |
| Total risk weighted assets | $1,529,763,000 | 317 |
| Total unused commitments | $410,968,000 | 340 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 416 | 378 |
| Assets and Liabilities | ||
| Total Assets: | $1,499,260,000 | 422 |
| Cash and due from depository institutions | $31,781,000 | 378 |
| Interest-bearing balances | $382,000 | 3,752 |
| Securities | $25,110,000 | 4,122 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $1,357,658,000 | 321 |
| Loan loss allowance | $16,397,000 | 324 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $65,901,000 | 138 |
| Other real estate owned | $1,037,000 | 378 |
| Goodwill and other intangibles | $793,000 | 1,799 |
| All other assets | $16,980,000 | 954 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,499,260,000 | 422 |
| Total liabilities | $1,295,673,000 | 437 |
| Total deposits | $1,093,272,000 | 414 |
| Interest-bearing deposits | $923,800,000 | 410 |
| Deposits held in domestic offices | $1,093,272,000 | 413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,562,000 | 283 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $85,313,000 | 617 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $6,526,000 | 754 |
| Total equity capital | $203,587,000 | 343 |
| Total bank equity capital | $203,587,000 | 343 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,198 |
| Surplus | $228,500,000 | 207 |
| Undivided profits | $-26,413,000 | 8,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,710,000 | 491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,403,000 | 605 |
| Earning assets | $1,383,150,000 | 416 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $1,335,789,400 | 446 |
| Average Assets, quarterly | $1,446,282,000 | 429 |
| Volatile liabilities | $693,436,000 | 279 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $75,000,000 | 593 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $375,587,000 | 362 |
| Tier 1 (core) risk-based capital | $199,577,000 | 315 |
| Tier 2 risk-based capital | $16,397,000 | 341 |
| Total risk weighted assets | $1,441,487,000 | 335 |
| Total unused commitments | $375,587,000 | 362 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 385 | 410 |
| Assets and Liabilities | ||
| Total Assets: | $1,393,304,000 | 446 |
| Cash and due from depository institutions | $31,910,000 | 410 |
| Interest-bearing balances | $211,000 | 4,349 |
| Securities | $25,894,000 | 4,000 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $1,257,074,000 | 341 |
| Loan loss allowance | $15,072,000 | 352 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $61,293,000 | 147 |
| Other real estate owned | $920,000 | 410 |
| Goodwill and other intangibles | $801,000 | 1,768 |
| All other assets | $15,412,000 | 1,003 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,393,303,000 | 446 |
| Total liabilities | $1,193,922,000 | 463 |
| Total deposits | $1,024,164,000 | 438 |
| Interest-bearing deposits | $853,098,000 | 439 |
| Deposits held in domestic offices | $1,024,164,000 | 436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,137,000 | 319 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $80,685,000 | 637 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,936,000 | 711 |
| Total equity capital | $199,381,000 | 348 |
| Total bank equity capital | $199,381,000 | 348 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,500,000 | 2,195 |
| Surplus | $223,500,000 | 207 |
| Undivided profits | $-25,619,000 | 9,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,067,000 | 707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,888,000 | 690 |
| Earning assets | $1,283,179,000 | 437 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $1,294,921,750 | 459 |
| Average Assets, quarterly | $1,359,643,000 | 451 |
| Volatile liabilities | $629,960,000 | 294 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $75,000,000 | 590 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $404,750,000 | 336 |
| Tier 1 (core) risk-based capital | $195,988,000 | 315 |
| Tier 2 risk-based capital | $15,072,000 | 365 |
| Total risk weighted assets | $1,328,410,000 | 352 |
| Total unused commitments | $404,750,000 | 336 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 380 | 414 |
| Assets and Liabilities | ||
| Total Assets: | $1,325,982,000 | 460 |
| Cash and due from depository institutions | $37,748,000 | 414 |
| Interest-bearing balances | $449,000 | 3,680 |
| Securities | $27,042,000 | 3,957 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $1,188,813,000 | 344 |
| Loan loss allowance | $14,222,000 | 370 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $56,806,000 | 157 |
| Other real estate owned | $589,000 | 414 |
| Goodwill and other intangibles | $801,000 | 1,758 |
| All other assets | $14,183,000 | 1,092 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,325,982,000 | 460 |
| Total liabilities | $1,131,185,000 | 476 |
| Total deposits | $968,147,000 | 450 |
| Interest-bearing deposits | $800,086,000 | 462 |
| Deposits held in domestic offices | $968,147,000 | 448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,676,000 | 347 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $80,256,000 | 634 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $7,106,000 | 660 |
| Total equity capital | $194,797,000 | 341 |
| Total bank equity capital | $194,797,000 | 341 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $218,500,000 | 198 |
| Undivided profits | $-25,203,000 | 9,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,270,000 | 683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,402,000 | 751 |
| Earning assets | $1,216,304,000 | 457 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $1,262,127,670 | 467 |
| Average Assets, quarterly | $1,287,747,500 | 467 |
| Volatile liabilities | $590,740,000 | 299 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $75,000,000 | 596 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $409,257,000 | 324 |
| Tier 1 (core) risk-based capital | $190,815,000 | 313 |
| Tier 2 risk-based capital | $14,222,000 | 380 |
| Total risk weighted assets | $1,256,260,000 | 360 |
| Total unused commitments | $409,257,000 | 324 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 368 | 433 |
| Assets and Liabilities | ||
| Total Assets: | $1,249,513,000 | 480 |
| Cash and due from depository institutions | $35,410,000 | 433 |
| Interest-bearing balances | $386,000 | 4,028 |
| Securities | $31,050,000 | 3,568 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $1,110,499,000 | 358 |
| Loan loss allowance | $13,222,000 | 392 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $55,622,000 | 158 |
| Other real estate owned | $514,000 | 433 |
| Goodwill and other intangibles | $801,000 | 1,761 |
| All other assets | $15,617,000 | 959 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,249,513,000 | 480 |
| Total liabilities | $1,057,899,000 | 492 |
| Total deposits | $934,032,000 | 463 |
| Interest-bearing deposits | $782,348,000 | 466 |
| Deposits held in domestic offices | $934,032,000 | 461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,981,000 | 508 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $80,746,000 | 605 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,140,000 | 807 |
| Total equity capital | $191,614,000 | 344 |
| Total bank equity capital | $191,614,000 | 344 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,500,000 | 2,193 |
| Surplus | $213,500,000 | 195 |
| Undivided profits | $-23,386,000 | 9,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,128,000 | 734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,442,000 | 731 |
| Earning assets | $1,141,935,000 | 480 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $1,230,200,500 | 481 |
| Average Assets, quarterly | $1,230,200,500 | 481 |
| Volatile liabilities | $523,076,000 | 316 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $75,000,000 | 564 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $448,540,000 | 295 |
| Tier 1 (core) risk-based capital | $187,256,000 | 314 |
| Tier 2 risk-based capital | $13,222,000 | 398 |
| Total risk weighted assets | $1,163,515,000 | 375 |
| Total unused commitments | $448,540,000 | 297 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 371 | 432 |
| Assets and Liabilities | ||
| Total Assets: | $1,210,888,000 | 488 |
| Cash and due from depository institutions | $43,942,000 | 432 |
| Interest-bearing balances | $11,613,000 | 564 |
| Securities | $21,690,000 | 4,590 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $1,074,514,000 | 365 |
| Loan loss allowance | $12,622,000 | 409 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $55,645,000 | 160 |
| Other real estate owned | $533,000 | 432 |
| Goodwill and other intangibles | $801,000 | 1,757 |
| All other assets | $13,763,000 | 1,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,210,887,000 | 488 |
| Total liabilities | $1,034,250,000 | 506 |
| Total deposits | $849,649,000 | 509 |
| Interest-bearing deposits | $713,735,000 | 515 |
| Deposits held in domestic offices | $849,649,000 | 508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $98,143,000 | 307 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $80,218,000 | 615 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,240,000 | 802 |
| Total equity capital | $176,637,000 | 362 |
| Total bank equity capital | $176,637,000 | 362 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,500,000 | 2,208 |
| Surplus | $198,500,000 | 197 |
| Undivided profits | $-23,363,000 | 9,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,842,000 | 387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,059,000 | 860 |
| Earning assets | $1,107,817,000 | 487 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $1,117,978,000 | 503 |
| Average Assets, quarterly | $1,169,351,000 | 496 |
| Volatile liabilities | $539,468,000 | 310 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $75,000,000 | 567 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $350,196,000 | 341 |
| Tier 1 (core) risk-based capital | $172,822,000 | 326 |
| Tier 2 risk-based capital | $12,622,000 | 413 |
| Total risk weighted assets | $1,101,998,000 | 392 |
| Total unused commitments | $350,196,000 | 341 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 371 | 437 |
| Assets and Liabilities | ||
| Total Assets: | $1,127,814,000 | 532 |
| Cash and due from depository institutions | $34,245,000 | 437 |
| Interest-bearing balances | $2,885,000 | 1,960 |
| Securities | $23,727,000 | 4,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $1,005,402,000 | 394 |
| Loan loss allowance | $11,372,000 | 458 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $49,962,000 | 179 |
| Other real estate owned | $520,000 | 437 |
| Goodwill and other intangibles | $801,000 | 1,741 |
| All other assets | $13,157,000 | 1,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,127,817,000 | 532 |
| Total liabilities | $950,353,000 | 555 |
| Total deposits | $866,875,000 | 511 |
| Interest-bearing deposits | $729,593,000 | 507 |
| Deposits held in domestic offices | $866,875,000 | 510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,138,000 | 649 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $52,757,000 | 811 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,583,000 | 799 |
| Total equity capital | $177,464,000 | 371 |
| Total bank equity capital | $177,464,000 | 371 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $198,500,000 | 191 |
| Undivided profits | $-22,536,000 | 9,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,595,000 | 415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,965,000 | 915 |
| Earning assets | $1,032,014,000 | 526 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $1,094,750,500 | 523 |
| Average Assets, quarterly | $1,121,470,000 | 524 |
| Volatile liabilities | $431,786,000 | 371 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $50,000,000 | 753 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $346,580,000 | 352 |
| Tier 1 (core) risk-based capital | $174,528,000 | 333 |
| Tier 2 risk-based capital | $11,372,000 | 459 |
| Total risk weighted assets | $1,043,345,000 | 411 |
| Total unused commitments | $346,580,000 | 352 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 370 | 451 |
| Assets and Liabilities | ||
| Total Assets: | $1,115,126,000 | 525 |
| Cash and due from depository institutions | $36,536,000 | 451 |
| Interest-bearing balances | $828,000 | 3,407 |
| Securities | $34,451,000 | 3,224 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $984,930,000 | 394 |
| Loan loss allowance | $10,807,000 | 475 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $45,504,000 | 195 |
| Other real estate owned | $1,091,000 | 451 |
| Goodwill and other intangibles | $801,000 | 1,699 |
| All other assets | $11,813,000 | 1,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,115,126,000 | 525 |
| Total liabilities | $947,012,000 | 551 |
| Total deposits | $835,640,000 | 522 |
| Interest-bearing deposits | $709,031,000 | 513 |
| Deposits held in domestic offices | $835,640,000 | 521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,114,000 | 403 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $50,000,000 | 833 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $6,258,000 | 859 |
| Total equity capital | $168,114,000 | 379 |
| Total bank equity capital | $168,114,000 | 379 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $188,500,000 | 195 |
| Undivided profits | $-21,886,000 | 9,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,281,000 | 471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,117,000 | 855 |
| Earning assets | $1,020,209,000 | 520 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $1,083,729,330 | 524 |
| Average Assets, quarterly | $1,105,975,500 | 519 |
| Volatile liabilities | $406,518,000 | 370 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $50,000,000 | 740 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $306,693,000 | 388 |
| Tier 1 (core) risk-based capital | $165,108,000 | 343 |
| Tier 2 risk-based capital | $10,807,000 | 457 |
| Total risk weighted assets | $928,400,000 | 437 |
| Total unused commitments | $306,693,000 | 388 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 339 | 476 |
| Assets and Liabilities | ||
| Total Assets: | $1,096,825,000 | 521 |
| Cash and due from depository institutions | $58,201,000 | 476 |
| Interest-bearing balances | $12,003,000 | 720 |
| Securities | $34,578,000 | 3,164 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $944,246,000 | 398 |
| Loan loss allowance | $10,557,000 | 484 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $44,043,000 | 203 |
| Other real estate owned | $1,361,000 | 476 |
| Goodwill and other intangibles | $801,000 | 1,693 |
| All other assets | $13,595,000 | 1,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,096,825,000 | 521 |
| Total liabilities | $938,143,000 | 546 |
| Total deposits | $834,787,000 | 510 |
| Interest-bearing deposits | $720,696,000 | 506 |
| Deposits held in domestic offices | $834,787,000 | 509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,132,000 | 356 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $25,000,000 | 1,297 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,224,000 | 784 |
| Total equity capital | $158,682,000 | 388 |
| Total bank equity capital | $158,682,000 | 388 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $178,500,000 | 200 |
| Undivided profits | $-21,318,000 | 9,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,884,000 | 677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,332,000 | 803 |
| Earning assets | $990,827,000 | 525 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $1,068,031,000 | 530 |
| Average Assets, quarterly | $1,068,031,000 | 530 |
| Volatile liabilities | $418,516,000 | 364 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $25,000,000 | 1,194 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $290,795,000 | 396 |
| Tier 1 (core) risk-based capital | $155,115,000 | 356 |
| Tier 2 risk-based capital | $10,557,000 | 459 |
| Total risk weighted assets | $975,221,000 | 414 |
| Total unused commitments | $290,795,000 | 396 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 322 | 496 |
| Assets and Liabilities | ||
| Total Assets: | $1,039,237,000 | 537 |
| Cash and due from depository institutions | $36,848,000 | 496 |
| Interest-bearing balances | $1,050,000 | 3,033 |
| Securities | $35,636,000 | 3,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $910,666,000 | 407 |
| Loan loss allowance | $10,557,000 | 467 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $42,462,000 | 206 |
| Other real estate owned | $1,151,000 | 496 |
| Goodwill and other intangibles | $801,000 | 1,672 |
| All other assets | $11,673,000 | 1,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,039,238,000 | 537 |
| Total liabilities | $890,610,000 | 563 |
| Total deposits | $818,603,000 | 516 |
| Interest-bearing deposits | $723,321,000 | 495 |
| Deposits held in domestic offices | $818,603,000 | 515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,151,000 | 379 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,159,000 | 4,241 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,697,000 | 726 |
| Total equity capital | $148,628,000 | 392 |
| Total bank equity capital | $148,628,000 | 392 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $168,500,000 | 207 |
| Undivided profits | $-21,372,000 | 9,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,681,000 | 574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,311,000 | 849 |
| Earning assets | $947,352,000 | 534 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $959,338,800 | 558 |
| Average Assets, quarterly | $1,019,570,000 | 542 |
| Volatile liabilities | $371,157,000 | 391 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $288,721,000 | 391 |
| Tier 1 (core) risk-based capital | $147,829,000 | 363 |
| Tier 2 risk-based capital | $10,557,000 | 450 |
| Total risk weighted assets | $874,841,000 | 447 |
| Total unused commitments | $288,721,000 | 391 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 287 | 564 |
| Assets and Liabilities | ||
| Total Assets: | $867,217,000 | 612 |
| Cash and due from depository institutions | $47,348,000 | 564 |
| Interest-bearing balances | $15,061,000 | 447 |
| Securities | $22,941,000 | 4,107 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $739,803,000 | 478 |
| Loan loss allowance | $7,898,000 | 580 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $42,817,000 | 195 |
| Other real estate owned | $1,853,000 | 564 |
| Goodwill and other intangibles | $801,000 | 1,593 |
| All other assets | $11,654,000 | 1,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $867,215,000 | 612 |
| Total liabilities | $787,291,000 | 611 |
| Total deposits | $693,451,000 | 569 |
| Interest-bearing deposits | $612,803,000 | 555 |
| Deposits held in domestic offices | $693,451,000 | 565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,298,000 | 445 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,517,000 | 967 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $11,025,000 | 577 |
| Total equity capital | $79,924,000 | 648 |
| Total bank equity capital | $79,924,000 | 648 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,500,000 | 2,273 |
| Surplus | $98,500,000 | 292 |
| Undivided profits | $-20,076,000 | 9,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,917,000 | 1,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,494,000 | 868 |
| Earning assets | $777,805,000 | 618 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $772,381,200 | 648 |
| Average Assets, quarterly | $846,156,000 | 619 |
| Volatile liabilities | $287,134,000 | 456 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $30,000,000 | 953 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $275,372,000 | 385 |
| Tier 1 (core) risk-based capital | $79,112,000 | 595 |
| Tier 2 risk-based capital | $7,898,000 | 548 |
| Total risk weighted assets | $712,083,000 | 516 |
| Total unused commitments | $275,372,000 | 387 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 296 | 535 |
| Assets and Liabilities | ||
| Total Assets: | $678,237,000 | 744 |
| Cash and due from depository institutions | $18,893,000 | 535 |
| Interest-bearing balances | $562,000 | 2,941 |
| Securities | $19,341,000 | 4,745 |
| Federal funds sold & reverse repurchase agreements | $93,000,000 | 185 |
| Net loans & leases | $498,927,000 | 663 |
| Loan loss allowance | $4,473,000 | 929 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $38,761,000 | 206 |
| Other real estate owned | $81,000 | 535 |
| Goodwill and other intangibles | $867,000 | 1,516 |
| All other assets | $8,367,000 | 1,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $678,232,000 | 744 |
| Total liabilities | $610,670,000 | 747 |
| Total deposits | $582,270,000 | 664 |
| Interest-bearing deposits | $582,270,000 | 582 |
| Deposits held in domestic offices | $582,270,000 | 659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,399,000 | 1,015 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,837,000 | 2,340 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $9,164,000 | 650 |
| Total equity capital | $67,562,000 | 724 |
| Total bank equity capital | $67,562,000 | 724 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,500,000 | 2,325 |
| Surplus | $78,500,000 | 326 |
| Undivided profits | $-12,438,000 | 9,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,279,000 | 611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,779,000 | 886 |
| Earning assets | $611,830,000 | 750 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $554,158,200 | 862 |
| Average Assets, quarterly | $649,142,000 | 766 |
| Volatile liabilities | $164,883,000 | 683 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $140,716,000 | 559 |
| Tier 1 (core) risk-based capital | $66,683,000 | 679 |
| Tier 2 risk-based capital | $4,473,000 | 869 |
| Total risk weighted assets | $459,998,000 | 737 |
| Total unused commitments | $140,716,000 | 559 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 210 | 796 |
| Assets and Liabilities | ||
| Total Assets: | $469,027,000 | 1,029 |
| Cash and due from depository institutions | $14,876,000 | 796 |
| Interest-bearing balances | $2,862,000 | 1,321 |
| Securities | $11,848,000 | 6,561 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $401,469,000 | 795 |
| Loan loss allowance | $3,103,000 | 1,239 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $28,119,000 | 285 |
| Other real estate owned | $447,000 | 796 |
| Goodwill and other intangibles | $932,000 | 1,522 |
| All other assets | $11,336,000 | 902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $469,024,000 | 1,029 |
| Total liabilities | $416,304,000 | 1,045 |
| Total deposits | $361,533,000 | 1,043 |
| Interest-bearing deposits | $361,533,000 | 898 |
| Deposits held in domestic offices | $361,533,000 | 1,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,295,000 | 567 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,476,000 | 1,023 |
| Total equity capital | $52,720,000 | 860 |
| Total bank equity capital | $52,720,000 | 860 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,361 |
| Surplus | $58,500,000 | 408 |
| Undivided profits | $-7,280,000 | 10,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 2,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,955,000 | 1,073 |
| Earning assets | $416,179,000 | 1,052 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $391,637,400 | 1,152 |
| Average Assets, quarterly | $448,302,000 | 1,059 |
| Volatile liabilities | $146,818,000 | 743 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $10,000,000 | 474 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $66,120,000 | 977 |
| Tier 1 (core) risk-based capital | $51,788,000 | 855 |
| Tier 2 risk-based capital | $3,103,000 | 1,157 |
| Total risk weighted assets | $327,218,000 | 971 |
| Total unused commitments | $66,120,000 | 978 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 132 | 1,260 |
| Assets and Liabilities | ||
| Total Assets: | $286,214,000 | 1,605 |
| Cash and due from depository institutions | $7,682,000 | 1,260 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $3,525,000 | 9,291 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $255,628,000 | 1,125 |
| Loan loss allowance | $1,903,000 | 1,859 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $13,212,000 | 549 |
| Other real estate owned | $0 | 1,260 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $6,167,000 | 1,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,214,000 | 1,605 |
| Total liabilities | $245,545,000 | 1,695 |
| Total deposits | $235,570,000 | 1,587 |
| Interest-bearing deposits | $235,570,000 | 1,353 |
| Deposits held in domestic offices | $235,570,000 | 1,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,469,000 | 1,840 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,506,000 | 1,631 |
| Total equity capital | $40,669,000 | 1,106 |
| Total bank equity capital | $40,669,000 | 1,106 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $43,500,000 | 498 |
| Undivided profits | $-4,331,000 | 10,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 5,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,386,000 | 1,547 |
| Earning assets | $259,153,000 | 1,632 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $179,699,000 | 2,414 |
| Average Assets, quarterly | $253,922,000 | 1,794 |
| Volatile liabilities | $61,211,000 | 1,189 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,481,000 | 2,005 |
| Tier 1 (core) risk-based capital | $40,669,000 | 1,027 |
| Tier 2 risk-based capital | $1,903,000 | 1,699 |
| Total risk weighted assets | $165,241,000 | 1,746 |
| Total unused commitments | $23,481,000 | 2,008 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 63 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $119,644,000 | 3,678 |
| Cash and due from depository institutions | $3,595,000 | 2,879 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $999,000 | 10,595 |
| Federal funds sold & reverse repurchase agreements | $19,600,000 | 675 |
| Net loans & leases | $89,192,000 | 3,052 |
| Loan loss allowance | $213,000 | 8,630 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,372,000 | 1,457 |
| Other real estate owned | $0 | 2,879 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $886,000 | 6,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,644,000 | 3,678 |
| Total liabilities | $75,265,000 | 4,997 |
| Total deposits | $74,466,000 | 4,795 |
| Interest-bearing deposits | $74,466,000 | 4,206 |
| Deposits held in domestic offices | $74,466,000 | 4,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $459,000 | 4,110 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $340,000 | 7,336 |
| Total equity capital | $44,379,000 | 1,021 |
| Total bank equity capital | $44,379,000 | 1,021 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $43,500,000 | 486 |
| Undivided profits | $-621,000 | 10,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $574,000 | 4,125 |
| Earning assets | $109,791,000 | 3,700 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $75,485,670 | 5,224 |
| Average Assets, quarterly | $95,057,500 | 4,469 |
| Volatile liabilities | $8,347,000 | 5,589 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,479,000 | 4,552 |
| Tier 1 (core) risk-based capital | $44,379,000 | 950 |
| Tier 2 risk-based capital | $213,000 | 8,208 |
| Total risk weighted assets | $56,346,000 | 4,589 |
| Total unused commitments | $6,479,000 | 4,555 |
| Derivatives | $0 | 533 |