Home > Ironbound Bank > Assets and Liabilities
Ironbound Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $115,650,000 | 3,831 |
| Cash and due from depository institutions | $3,948,000 | 3,988 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $55,744,000 | 2,076 |
| Federal funds sold & reverse repurchase agreements | $9,295,000 | 1,852 |
| Net loans & leases | $40,789,000 | 5,631 |
| Loan loss allowance | $901,000 | 3,638 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,569,000 | 1,747 |
| Other real estate owned | $134,000 | 3,988 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,171,000 | 5,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,650,000 | 3,831 |
| Total liabilities | $103,844,000 | 3,821 |
| Total deposits | $103,374,000 | 3,596 |
| Interest-bearing deposits | $84,381,000 | 3,776 |
| Deposits held in domestic offices | $103,374,000 | 3,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000 | 5,138 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $459,000 | 6,044 |
| Total equity capital | $11,806,000 | 3,767 |
| Total bank equity capital | $11,806,000 | 3,767 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,213,000 | 671 |
| Surplus | $4,301,000 | 3,229 |
| Undivided profits | $2,292,000 | 6,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 6,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $201,000 | 7,898 |
| Earning assets | $105,829,000 | 3,854 |
| Long-term assets (5+ years) | $25,403,000 | 2,686 |
| Average Assets, year-to-date | $113,820,800 | 3,694 |
| Average Assets, quarterly | $115,464,000 | 3,769 |
| Volatile liabilities | $6,334,000 | 6,349 |
| Insider loans | $2,590,000 | 1,661 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $11,761,000 | 3,611 |
| Tier 2 risk-based capital | $766,170 | 3,805 |
| Total risk weighted assets | $61,158,570 | 4,344 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $112,233,000 | 3,912 |
| Cash and due from depository institutions | $3,322,000 | 4,197 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $58,637,000 | 1,975 |
| Federal funds sold & reverse repurchase agreements | $9,370,000 | 1,465 |
| Net loans & leases | $37,873,000 | 6,009 |
| Loan loss allowance | $903,000 | 3,670 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,639,000 | 4,444 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $79,000 | 2,718 |
| All other assets | $1,313,000 | 4,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,233,000 | 3,912 |
| Total liabilities | $101,389,000 | 3,879 |
| Total deposits | $100,844,000 | 3,679 |
| Interest-bearing deposits | $82,444,000 | 3,843 |
| Deposits held in domestic offices | $100,844,000 | 3,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $15,000 | 5,034 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $530,000 | 5,699 |
| Total equity capital | $10,844,000 | 4,004 |
| Total bank equity capital | $10,844,000 | 4,004 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,208,000 | 679 |
| Surplus | $4,298,000 | 3,167 |
| Undivided profits | $1,338,000 | 8,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 6,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $132,000 | 9,318 |
| Earning assets | $105,880,000 | 3,827 |
| Long-term assets (5+ years) | $34,161,000 | 1,900 |
| Average Assets, year-to-date | $109,488,400 | 3,823 |
| Average Assets, quarterly | $110,572,000 | 3,915 |
| Volatile liabilities | $6,090,000 | 6,553 |
| Insider loans | $1,550,000 | 2,551 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,491,000 | 5,459 |
| Tier 1 (core) risk-based capital | $10,688,000 | 3,917 |
| Tier 2 risk-based capital | $671,590 | 4,135 |
| Total risk weighted assets | $53,495,390 | 4,770 |
| Total unused commitments | $4,491,000 | 5,464 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $106,392,000 | 4,190 |
| Cash and due from depository institutions | $2,521,000 | 4,297 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $61,257,000 | 1,982 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,057 |
| Net loans & leases | $34,973,000 | 6,363 |
| Loan loss allowance | $790,000 | 4,279 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,806,000 | 4,082 |
| Other real estate owned | $0 | 4,297 |
| Goodwill and other intangibles | $214,000 | 2,104 |
| All other assets | $1,521,000 | 4,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,392,000 | 4,190 |
| Total liabilities | $96,103,000 | 4,161 |
| Total deposits | $95,273,000 | 3,965 |
| Interest-bearing deposits | $78,870,000 | 4,117 |
| Deposits held in domestic offices | $95,273,000 | 3,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $19,000 | 5,200 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $811,000 | 4,141 |
| Total equity capital | $10,289,000 | 4,250 |
| Total bank equity capital | $10,289,000 | 4,250 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,208,000 | 727 |
| Surplus | $4,299,000 | 3,249 |
| Undivided profits | $782,000 | 9,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 6,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $133,000 | 9,667 |
| Earning assets | $100,330,000 | 4,089 |
| Long-term assets (5+ years) | $31,465,000 | 1,900 |
| Average Assets, year-to-date | $99,040,400 | 4,300 |
| Average Assets, quarterly | $105,955,500 | 4,154 |
| Volatile liabilities | $6,037,000 | 6,494 |
| Insider loans | $392,000 | 6,151 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,977,000 | 7,483 |
| Tier 1 (core) risk-based capital | $10,036,000 | 4,230 |
| Tier 2 risk-based capital | $612,820 | 4,508 |
| Total risk weighted assets | $48,848,620 | 5,151 |
| Total unused commitments | $1,977,000 | 7,497 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 47 | 4,072 |
| Assets and Liabilities | ||
| Total Assets: | $89,732,000 | 4,860 |
| Cash and due from depository institutions | $3,119,000 | 4,072 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $52,547,000 | 2,392 |
| Federal funds sold & reverse repurchase agreements | $1,780,000 | 5,911 |
| Net loans & leases | $28,143,000 | 7,262 |
| Loan loss allowance | $762,000 | 4,424 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,961,000 | 3,772 |
| Other real estate owned | $411,000 | 4,072 |
| Goodwill and other intangibles | $350,000 | 1,740 |
| All other assets | $1,421,000 | 4,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,732,000 | 4,860 |
| Total liabilities | $80,119,000 | 4,904 |
| Total deposits | $79,688,000 | 4,713 |
| Interest-bearing deposits | $65,195,000 | 4,945 |
| Deposits held in domestic offices | $79,688,000 | 4,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $28,000 | 4,832 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $403,000 | 7,113 |
| Total equity capital | $9,613,000 | 4,485 |
| Total bank equity capital | $9,613,000 | 4,485 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,961,000 | 793 |
| Surplus | $4,039,000 | 3,398 |
| Undivided profits | $613,000 | 10,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $579,000 | 3,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $104,000 | 10,600 |
| Earning assets | $82,470,000 | 4,872 |
| Long-term assets (5+ years) | $22,592,000 | 2,295 |
| Average Assets, year-to-date | $89,463,600 | 4,684 |
| Average Assets, quarterly | $89,554,000 | 4,815 |
| Volatile liabilities | $2,680,000 | 8,886 |
| Insider loans | $274,000 | 7,290 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,126,000 | 6,239 |
| Tier 1 (core) risk-based capital | $9,157,000 | 4,541 |
| Tier 2 risk-based capital | $480,330 | 5,441 |
| Total risk weighted assets | $38,144,430 | 6,173 |
| Total unused commitments | $3,126,000 | 6,255 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $88,913,000 | 4,843 |
| Cash and due from depository institutions | $3,294,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $53,027,000 | 2,484 |
| Federal funds sold & reverse repurchase agreements | $2,340,000 | 3,411 |
| Net loans & leases | $26,415,000 | 7,584 |
| Loan loss allowance | $957,000 | 3,750 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,765,000 | 4,082 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $485,000 | 1,462 |
| All other assets | $1,587,000 | 4,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,913,000 | 4,843 |
| Total liabilities | $80,318,000 | 4,852 |
| Total deposits | $79,826,000 | 4,654 |
| Interest-bearing deposits | $67,469,000 | 4,721 |
| Deposits held in domestic offices | $79,826,000 | 4,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $71,000 | 4,921 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $421,000 | 5,856 |
| Total equity capital | $8,595,000 | 4,646 |
| Total bank equity capital | $8,595,000 | 4,646 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,725,000 | 826 |
| Surplus | $3,875,000 | 3,459 |
| Undivided profits | $-5,000 | 11,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,780,000 | 1,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $146,000 | 9,749 |
| Earning assets | $81,782,000 | 4,841 |
| Long-term assets (5+ years) | $15,077,000 | 3,161 |
| Average Assets, year-to-date | $88,392,400 | 4,768 |
| Average Assets, quarterly | $89,397,500 | 4,793 |
| Volatile liabilities | $1,075,000 | 10,988 |
| Insider loans | $8,000 | 11,059 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,097,000 | 8,930 |
| Tier 1 (core) risk-based capital | $8,198,000 | 4,887 |
| Tier 2 risk-based capital | $432,940 | 5,897 |
| Total risk weighted assets | $34,110,940 | 6,624 |
| Total unused commitments | $1,097,000 | 8,939 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $85,957,000 | 5,079 |
| Cash and due from depository institutions | $3,287,000 | 4,837 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $47,698,000 | 2,927 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,690 |
| Net loans & leases | $27,659,000 | 7,362 |
| Loan loss allowance | $1,037,000 | 3,569 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,934,000 | 3,737 |
| Other real estate owned | $0 | 4,837 |
| Goodwill and other intangibles | $620,000 | 1,232 |
| All other assets | $1,059,000 | 5,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,957,000 | 5,079 |
| Total liabilities | $77,594,000 | 5,103 |
| Total deposits | $77,167,000 | 4,914 |
| Interest-bearing deposits | $66,201,000 | 4,994 |
| Deposits held in domestic offices | $77,167,000 | 4,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $114,000 | 4,321 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $313,000 | 7,354 |
| Total equity capital | $8,363,000 | 4,812 |
| Total bank equity capital | $8,363,000 | 4,812 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,725,000 | 812 |
| Surplus | $3,875,000 | 3,414 |
| Undivided profits | $-237,000 | 12,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,648,000 | 1,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $140,000 | 9,774 |
| Earning assets | $79,057,000 | 5,079 |
| Long-term assets (5+ years) | $12,449,000 | 3,774 |
| Average Assets, year-to-date | $85,545,400 | 4,973 |
| Average Assets, quarterly | $86,268,500 | 5,020 |
| Volatile liabilities | $1,041,000 | 11,287 |
| Insider loans | $476,000 | 5,864 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,507,000 | 6,920 |
| Tier 1 (core) risk-based capital | $7,743,000 | 5,053 |
| Tier 2 risk-based capital | $435,720 | 5,893 |
| Total risk weighted assets | $34,255,920 | 6,616 |
| Total unused commitments | $2,507,000 | 6,943 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $83,574,000 | 5,297 |
| Cash and due from depository institutions | $3,694,000 | 5,417 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $42,264,000 | 3,229 |
| Federal funds sold & reverse repurchase agreements | $1,422,000 | 7,704 |
| Net loans & leases | $32,252,000 | 6,703 |
| Loan loss allowance | $1,003,000 | 3,711 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,130,000 | 3,405 |
| Other real estate owned | $223,000 | 5,417 |
| Goodwill and other intangibles | $756,000 | 1,133 |
| All other assets | $833,000 | 7,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,574,000 | 5,297 |
| Total liabilities | $75,616,000 | 5,318 |
| Total deposits | $75,199,000 | 5,155 |
| Interest-bearing deposits | $63,926,000 | 5,288 |
| Deposits held in domestic offices | $75,199,000 | 5,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $151,000 | 4,055 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $266,000 | 8,750 |
| Total equity capital | $7,958,000 | 4,807 |
| Total bank equity capital | $7,958,000 | 4,807 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,500,000 | 855 |
| Surplus | $4,100,000 | 3,078 |
| Undivided profits | $-642,000 | 13,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,508,000 | 1,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $230,000 | 7,969 |
| Earning assets | $75,938,000 | 5,300 |
| Long-term assets (5+ years) | $10,743,000 | 4,152 |
| Average Assets, year-to-date | $78,870,000 | 5,420 |
| Average Assets, quarterly | $83,444,000 | 5,247 |
| Volatile liabilities | $1,985,000 | 10,039 |
| Insider loans | $673,000 | 1,345 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,510,000 | 4,901 |
| Tier 1 (core) risk-based capital | $7,202,000 | 5,196 |
| Tier 2 risk-based capital | $455,290 | 5,649 |
| Total risk weighted assets | $35,875,190 | 6,449 |
| Total unused commitments | $4,510,000 | 4,932 |
| Derivatives | $0 | 651 |