Home > Iron County Security Bank > Income and Expense
Iron County Security Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 7,329 |
| Total interest expense | $1,521,000 | 7,145 |
| Net interest income | $1,650,000 | 7,377 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $292,000 | 6,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,678 |
| Total noninterest expense | $983,000 | 8,161 |
| Salaries and employee benefits | $498,000 | 8,369 |
| Premises and equipment expense | $98,000 | 8,759 |
| Additional noninterest expense | $387,000 | 7,327 |
| Pre-tax net operating income | $899,000 | 5,735 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $312,000 | 5,065 |
| Income before extraordinary items | $587,000 | 6,115 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $587,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $452,000 | 3,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $587,000 | 6,010 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 7,682 |
| Total interest expense | $1,399,000 | 7,590 |
| Net interest income | $1,663,000 | 7,637 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $218,000 | 7,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,280 |
| Total noninterest expense | $1,034,000 | 8,230 |
| Salaries and employee benefits | $514,000 | 8,506 |
| Premises and equipment expense | $101,000 | 8,944 |
| Additional noninterest expense | $419,000 | 7,201 |
| Pre-tax net operating income | $787,000 | 6,593 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $260,000 | 6,158 |
| Income before extraordinary items | $527,000 | 6,817 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $527,000 | 6,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,367 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $527,000 | 6,761 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 7,993 |
| Total interest expense | $1,367,000 | 7,925 |
| Net interest income | $1,630,000 | 7,947 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $1,090,000 | 8,360 |
| Salaries and employee benefits | $541,000 | 8,563 |
| Premises and equipment expense | $101,000 | 9,258 |
| Additional noninterest expense | $448,000 | 7,486 |
| Pre-tax net operating income | $680,000 | 7,022 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $206,000 | 7,049 |
| Income before extraordinary items | $474,000 | 7,084 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $474,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $504,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $474,000 | 7,023 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 8,495 |
| Total interest expense | $1,235,000 | 8,475 |
| Net interest income | $1,567,000 | 8,347 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $175,000 | 8,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $1,070,000 | 8,685 |
| Salaries and employee benefits | $552,000 | 8,711 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $398,000 | 8,216 |
| Pre-tax net operating income | $612,000 | 7,812 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $170,000 | 7,922 |
| Income before extraordinary items | $444,000 | 7,690 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $444,000 | 7,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $442,560 | 7,678 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 8,645 |
| Total interest expense | $1,037,000 | 8,528 |
| Net interest income | $1,616,000 | 8,541 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $146,000 | 9,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $1,122,000 | 8,894 |
| Salaries and employee benefits | $558,000 | 8,899 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $421,000 | 8,611 |
| Pre-tax net operating income | $580,000 | 8,121 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $145,000 | 8,410 |
| Income before extraordinary items | $434,000 | 7,854 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $434,000 | 7,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $237,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $434,750 | 7,909 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 8,943 |
| Total interest expense | $1,127,000 | 8,570 |
| Net interest income | $1,506,000 | 9,082 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $130,000 | 10,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $1,108,000 | 9,298 |
| Salaries and employee benefits | $523,000 | 9,435 |
| Premises and equipment expense | $146,000 | 9,019 |
| Additional noninterest expense | $439,000 | 8,831 |
| Pre-tax net operating income | $498,000 | 8,673 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $130,000 | 9,087 |
| Income before extraordinary items | $368,000 | 8,760 |
| Extraordinary gains, net | $-13,000 | 12,366 |
| Net income | $355,000 | 9,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $368,000 | 8,493 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 8,891 |
| Total interest expense | $1,502,000 | 8,503 |
| Net interest income | $1,545,000 | 9,131 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $126,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $1,053,000 | 9,734 |
| Salaries and employee benefits | $524,000 | 9,548 |
| Premises and equipment expense | $142,000 | 9,348 |
| Additional noninterest expense | $387,000 | 9,726 |
| Pre-tax net operating income | $558,000 | 8,004 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $156,000 | 8,466 |
| Income before extraordinary items | $402,000 | 8,198 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $402,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $295,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $402,000 | 7,838 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.