Home > Iron and Glass Bank > Assets and Liabilities
Iron and Glass Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $305,297,000 | 2,221 |
| Cash and due from depository institutions | $6,504,000 | 2,088 |
| Interest-bearing balances | $86,000 | 5,264 |
| Securities | $97,629,000 | 1,238 |
| Federal funds sold & reverse repurchase agreements | $23,165,000 | 482 |
| Net loans & leases | $169,012,000 | 2,669 |
| Loan loss allowance | $1,613,000 | 3,130 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,184,000 | 5,580 |
| Other real estate owned | $766,000 | 2,088 |
| Goodwill and other intangibles | $691,000 | 1,955 |
| All other assets | $6,346,000 | 2,627 |
| Life insurance assets | $3,076,000 | 1,804 |
| Total liabilities and capital | $305,297,000 | 2,221 |
| Total liabilities | $266,722,000 | 2,253 |
| Total deposits | $254,294,000 | 2,080 |
| Interest-bearing deposits | $213,237,000 | 2,138 |
| Deposits held in domestic offices | $254,294,000 | 2,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $8,737,000 | 3,322 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,691,000 | 1,438 |
| Total equity capital | $38,575,000 | 1,776 |
| Total bank equity capital | $38,575,000 | 1,776 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $600,000 | 3,700 |
| Surplus | $2,600,000 | 5,246 |
| Undivided profits | $35,375,000 | 995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,476,000 | 3,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $618,000 | 5,244 |
| Earning assets | $289,892,000 | 2,153 |
| Long-term assets (5+ years) | $119,648,000 | 1,076 |
| Average Assets, year-to-date | $307,742,330 | 2,170 |
| Average Assets, quarterly | $310,468,000 | 2,180 |
| Volatile liabilities | $42,671,000 | 2,988 |
| Insider loans | $6,371,000 | 1,247 |
| FHLB advances | $8,000,000 | 3,272 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $17,183,000 | 3,631 |
| Tier 1 (core) risk-based capital | $37,581,000 | 1,734 |
| Tier 2 risk-based capital | $1,613,000 | 2,957 |
| Total risk weighted assets | $217,909,000 | 2,253 |
| Total unused commitments | $17,183,000 | 3,631 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 90 | 1,895 |
| Assets and Liabilities | ||
| Total Assets: | $315,639,000 | 2,152 |
| Cash and due from depository institutions | $7,205,000 | 1,895 |
| Interest-bearing balances | $210,000 | 4,361 |
| Securities | $113,744,000 | 1,078 |
| Federal funds sold & reverse repurchase agreements | $18,777,000 | 868 |
| Net loans & leases | $166,976,000 | 2,649 |
| Loan loss allowance | $1,604,000 | 3,075 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,238,000 | 5,522 |
| Other real estate owned | $665,000 | 1,895 |
| Goodwill and other intangibles | $692,000 | 1,952 |
| All other assets | $6,342,000 | 2,563 |
| Life insurance assets | $3,050,000 | 1,803 |
| Total liabilities and capital | $315,639,000 | 2,152 |
| Total liabilities | $276,275,000 | 2,192 |
| Total deposits | $264,181,000 | 2,010 |
| Interest-bearing deposits | $222,987,000 | 2,070 |
| Deposits held in domestic offices | $264,181,000 | 2,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $8,449,000 | 3,137 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,645,000 | 1,561 |
| Total equity capital | $39,364,000 | 1,793 |
| Total bank equity capital | $39,364,000 | 1,793 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $600,000 | 3,711 |
| Surplus | $2,600,000 | 5,235 |
| Undivided profits | $36,164,000 | 1,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,112,000 | 3,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $666,000 | 4,996 |
| Earning assets | $299,707,000 | 2,077 |
| Long-term assets (5+ years) | $135,552,000 | 924 |
| Average Assets, year-to-date | $308,965,000 | 2,166 |
| Average Assets, quarterly | $308,965,000 | 2,166 |
| Volatile liabilities | $43,684,000 | 2,895 |
| Insider loans | $6,376,000 | 1,222 |
| FHLB advances | $8,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $24,791,000 | 2,938 |
| Tier 1 (core) risk-based capital | $37,981,000 | 1,719 |
| Tier 2 risk-based capital | $1,604,000 | 2,932 |
| Total risk weighted assets | $219,051,000 | 2,207 |
| Total unused commitments | $24,791,000 | 2,940 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 90 | 1,907 |
| Assets and Liabilities | ||
| Total Assets: | $302,291,000 | 2,201 |
| Cash and due from depository institutions | $6,594,000 | 1,907 |
| Interest-bearing balances | $81,000 | 5,038 |
| Securities | $118,777,000 | 1,018 |
| Federal funds sold & reverse repurchase agreements | $4,522,000 | 2,724 |
| Net loans & leases | $164,159,000 | 2,664 |
| Loan loss allowance | $1,850,000 | 2,712 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,301,000 | 5,445 |
| Other real estate owned | $613,000 | 1,907 |
| Goodwill and other intangibles | $704,000 | 1,944 |
| All other assets | $5,621,000 | 2,826 |
| Life insurance assets | $3,025,000 | 1,803 |
| Total liabilities and capital | $302,291,000 | 2,201 |
| Total liabilities | $263,520,000 | 2,251 |
| Total deposits | $251,351,000 | 2,093 |
| Interest-bearing deposits | $214,025,000 | 2,125 |
| Deposits held in domestic offices | $251,351,000 | 2,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,719,000 | 2,938 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,450,000 | 1,592 |
| Total equity capital | $38,771,000 | 1,808 |
| Total bank equity capital | $38,771,000 | 1,808 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,722 |
| Surplus | $2,600,000 | 5,233 |
| Undivided profits | $35,571,000 | 1,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,307,000 | 2,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $685,000 | 5,177 |
| Earning assets | $287,539,000 | 2,117 |
| Long-term assets (5+ years) | $133,810,000 | 887 |
| Average Assets, year-to-date | $300,130,200 | 2,146 |
| Average Assets, quarterly | $301,327,000 | 2,187 |
| Volatile liabilities | $43,722,000 | 2,901 |
| Insider loans | $1,447,000 | 3,680 |
| FHLB advances | $8,000,000 | 2,901 |
| Loans and leases held for sale | $564,000 | 1,153 |
| Unused loan commitments | $33,140,000 | 2,413 |
| Tier 1 (core) risk-based capital | $37,996,000 | 1,713 |
| Tier 2 risk-based capital | $1,850,000 | 2,576 |
| Total risk weighted assets | $213,843,000 | 2,233 |
| Total unused commitments | $33,140,000 | 2,415 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 87 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $300,363,000 | 2,187 |
| Cash and due from depository institutions | $5,678,000 | 1,967 |
| Interest-bearing balances | $95,000 | 4,763 |
| Securities | $117,269,000 | 1,021 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $167,889,000 | 2,578 |
| Loan loss allowance | $1,821,000 | 2,722 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,356,000 | 5,371 |
| Other real estate owned | $613,000 | 1,967 |
| Goodwill and other intangibles | $718,000 | 1,922 |
| All other assets | $6,840,000 | 2,432 |
| Life insurance assets | $3,000,000 | 1,769 |
| Total liabilities and capital | $300,363,000 | 2,187 |
| Total liabilities | $262,600,000 | 2,231 |
| Total deposits | $244,712,000 | 2,127 |
| Interest-bearing deposits | $209,155,000 | 2,145 |
| Deposits held in domestic offices | $244,712,000 | 2,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,411,000 | 2,140 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,477,000 | 1,579 |
| Total equity capital | $37,763,000 | 1,824 |
| Total bank equity capital | $37,763,000 | 1,824 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,710 |
| Surplus | $2,600,000 | 5,201 |
| Undivided profits | $34,563,000 | 1,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $706,000 | 3,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $817,000 | 4,893 |
| Earning assets | $285,253,000 | 2,119 |
| Long-term assets (5+ years) | $132,687,000 | 875 |
| Average Assets, year-to-date | $299,590,000 | 2,146 |
| Average Assets, quarterly | $298,556,500 | 2,190 |
| Volatile liabilities | $44,340,000 | 2,839 |
| Insider loans | $1,509,000 | 3,573 |
| FHLB advances | $12,989,000 | 2,179 |
| Loans and leases held for sale | $293,000 | 1,368 |
| Unused loan commitments | $23,487,000 | 3,091 |
| Tier 1 (core) risk-based capital | $37,397,000 | 1,723 |
| Tier 2 risk-based capital | $1,821,000 | 2,590 |
| Total risk weighted assets | $216,379,000 | 2,183 |
| Total unused commitments | $23,487,000 | 3,092 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 88 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $296,750,000 | 2,229 |
| Cash and due from depository institutions | $5,253,000 | 1,983 |
| Interest-bearing balances | $74,000 | 5,068 |
| Securities | $115,656,000 | 1,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $166,515,000 | 2,589 |
| Loan loss allowance | $1,822,000 | 2,709 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,421,000 | 5,297 |
| Other real estate owned | $313,000 | 1,983 |
| Goodwill and other intangibles | $731,000 | 1,927 |
| All other assets | $6,861,000 | 2,422 |
| Life insurance assets | $2,975,000 | 1,777 |
| Total liabilities and capital | $296,750,000 | 2,229 |
| Total liabilities | $259,973,000 | 2,263 |
| Total deposits | $242,720,000 | 2,171 |
| Interest-bearing deposits | $204,374,000 | 2,198 |
| Deposits held in domestic offices | $242,720,000 | 2,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,995,000 | 2,112 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,258,000 | 1,621 |
| Total equity capital | $36,777,000 | 1,848 |
| Total bank equity capital | $36,777,000 | 1,848 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,730 |
| Surplus | $2,600,000 | 5,205 |
| Undivided profits | $33,577,000 | 1,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 3,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $723,000 | 5,041 |
| Earning assets | $282,245,000 | 2,154 |
| Long-term assets (5+ years) | $133,853,000 | 861 |
| Average Assets, year-to-date | $299,332,330 | 2,175 |
| Average Assets, quarterly | $298,194,500 | 2,203 |
| Volatile liabilities | $38,704,000 | 3,098 |
| Insider loans | $1,480,000 | 3,572 |
| FHLB advances | $13,234,000 | 2,051 |
| Loans and leases held for sale | $831,000 | 1,059 |
| Unused loan commitments | $23,365,000 | 3,106 |
| Tier 1 (core) risk-based capital | $36,905,000 | 1,749 |
| Tier 2 risk-based capital | $1,822,000 | 2,575 |
| Total risk weighted assets | $214,114,000 | 2,210 |
| Total unused commitments | $23,365,000 | 3,107 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 88 | 1,991 |
| Assets and Liabilities | ||
| Total Assets: | $299,639,000 | 2,196 |
| Cash and due from depository institutions | $4,810,000 | 1,991 |
| Interest-bearing balances | $66,000 | 5,222 |
| Securities | $115,824,000 | 1,044 |
| Federal funds sold & reverse repurchase agreements | $7,462,000 | 2,531 |
| Net loans & leases | $162,617,000 | 2,619 |
| Loan loss allowance | $1,764,000 | 2,779 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,449,000 | 5,247 |
| Other real estate owned | $313,000 | 1,991 |
| Goodwill and other intangibles | $745,000 | 1,917 |
| All other assets | $6,419,000 | 2,490 |
| Life insurance assets | $2,950,000 | 1,764 |
| Total liabilities and capital | $299,639,000 | 2,196 |
| Total liabilities | $262,745,000 | 2,232 |
| Total deposits | $251,356,000 | 2,104 |
| Interest-bearing deposits | $215,254,000 | 2,103 |
| Deposits held in domestic offices | $251,356,000 | 2,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,485,000 | 2,671 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,904,000 | 1,819 |
| Total equity capital | $36,894,000 | 1,851 |
| Total bank equity capital | $36,894,000 | 1,851 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,728 |
| Surplus | $2,600,000 | 5,184 |
| Undivided profits | $33,694,000 | 1,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $717,000 | 3,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $738,000 | 4,847 |
| Earning assets | $285,969,000 | 2,110 |
| Long-term assets (5+ years) | $136,219,000 | 821 |
| Average Assets, year-to-date | $300,623,500 | 2,171 |
| Average Assets, quarterly | $300,623,500 | 2,171 |
| Volatile liabilities | $43,142,000 | 2,789 |
| Insider loans | $1,387,000 | 3,659 |
| FHLB advances | $8,000,000 | 2,603 |
| Loans and leases held for sale | $4,000 | 1,796 |
| Unused loan commitments | $10,441,000 | 4,735 |
| Tier 1 (core) risk-based capital | $36,458,000 | 1,759 |
| Tier 2 risk-based capital | $1,764,000 | 2,653 |
| Total risk weighted assets | $211,253,000 | 2,208 |
| Total unused commitments | $10,441,000 | 4,735 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 90 | 1,925 |
| Assets and Liabilities | ||
| Total Assets: | $301,608,000 | 2,154 |
| Cash and due from depository institutions | $5,505,000 | 1,925 |
| Interest-bearing balances | $101,000 | 4,715 |
| Securities | $114,177,000 | 1,085 |
| Federal funds sold & reverse repurchase agreements | $7,893,000 | 2,051 |
| Net loans & leases | $165,475,000 | 2,567 |
| Loan loss allowance | $1,766,000 | 2,741 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,503,000 | 5,154 |
| Other real estate owned | $313,000 | 1,925 |
| Goodwill and other intangibles | $758,000 | 1,891 |
| All other assets | $5,984,000 | 2,625 |
| Life insurance assets | $2,925,000 | 1,736 |
| Total liabilities and capital | $301,608,000 | 2,154 |
| Total liabilities | $265,363,000 | 2,193 |
| Total deposits | $253,131,000 | 2,076 |
| Interest-bearing deposits | $217,057,000 | 2,080 |
| Deposits held in domestic offices | $253,131,000 | 2,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,702,000 | 2,714 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,530,000 | 1,532 |
| Total equity capital | $36,245,000 | 1,847 |
| Total bank equity capital | $36,245,000 | 1,847 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $600,000 | 3,732 |
| Surplus | $2,600,000 | 5,171 |
| Undivided profits | $33,045,000 | 1,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $944,000 | 2,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $734,000 | 4,974 |
| Earning assets | $287,646,000 | 2,068 |
| Long-term assets (5+ years) | $134,655,000 | 817 |
| Average Assets, year-to-date | $298,532,000 | 2,092 |
| Average Assets, quarterly | $303,039,500 | 2,117 |
| Volatile liabilities | $46,044,000 | 2,815 |
| Insider loans | $1,354,000 | 3,685 |
| FHLB advances | $8,000,000 | 2,693 |
| Loans and leases held for sale | $364,000 | 1,312 |
| Unused loan commitments | $12,744,000 | 4,252 |
| Tier 1 (core) risk-based capital | $35,912,000 | 1,755 |
| Tier 2 risk-based capital | $1,766,000 | 2,623 |
| Total risk weighted assets | $212,646,000 | 2,177 |
| Total unused commitments | $12,744,000 | 4,252 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 96 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $304,471,000 | 2,116 |
| Cash and due from depository institutions | $6,647,000 | 1,813 |
| Interest-bearing balances | $117,000 | 4,544 |
| Securities | $113,672,000 | 1,103 |
| Federal funds sold & reverse repurchase agreements | $3,254,000 | 3,131 |
| Net loans & leases | $172,257,000 | 2,490 |
| Loan loss allowance | $1,913,000 | 2,565 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,508,000 | 5,130 |
| Other real estate owned | $153,000 | 1,813 |
| Goodwill and other intangibles | $772,000 | 1,884 |
| All other assets | $6,208,000 | 2,550 |
| Life insurance assets | $2,902,000 | 1,704 |
| Total liabilities and capital | $304,471,000 | 2,116 |
| Total liabilities | $268,862,000 | 2,151 |
| Total deposits | $256,578,000 | 2,016 |
| Interest-bearing deposits | $216,696,000 | 2,042 |
| Deposits held in domestic offices | $256,578,000 | 2,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,913,000 | 2,840 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,371,000 | 1,549 |
| Total equity capital | $35,609,000 | 1,862 |
| Total bank equity capital | $35,609,000 | 1,862 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $2,600,000 | 5,169 |
| Undivided profits | $32,409,000 | 1,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,158,000 | 2,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $824,000 | 4,613 |
| Earning assets | $289,300,000 | 2,059 |
| Long-term assets (5+ years) | $137,603,000 | 798 |
| Average Assets, year-to-date | $297,763,000 | 2,102 |
| Average Assets, quarterly | $299,622,000 | 2,130 |
| Volatile liabilities | $45,379,000 | 2,823 |
| Insider loans | $1,371,000 | 3,637 |
| FHLB advances | $8,000,000 | 2,827 |
| Loans and leases held for sale | $527,000 | 1,175 |
| Unused loan commitments | $11,270,000 | 4,519 |
| Tier 1 (core) risk-based capital | $35,228,000 | 1,780 |
| Tier 2 risk-based capital | $1,913,000 | 2,449 |
| Total risk weighted assets | $220,293,000 | 2,108 |
| Total unused commitments | $11,270,000 | 4,520 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 92 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $294,773,000 | 2,166 |
| Cash and due from depository institutions | $6,167,000 | 1,905 |
| Interest-bearing balances | $70,000 | 5,259 |
| Securities | $111,440,000 | 1,115 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $167,956,000 | 2,522 |
| Loan loss allowance | $1,833,000 | 2,646 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,503,000 | 5,117 |
| Other real estate owned | $628,000 | 1,905 |
| Goodwill and other intangibles | $785,000 | 1,869 |
| All other assets | $6,294,000 | 2,492 |
| Life insurance assets | $2,879,000 | 1,685 |
| Total liabilities and capital | $294,773,000 | 2,166 |
| Total liabilities | $260,653,000 | 2,206 |
| Total deposits | $249,734,000 | 2,069 |
| Interest-bearing deposits | $209,442,000 | 2,077 |
| Deposits held in domestic offices | $249,734,000 | 2,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,176,000 | 2,967 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,743,000 | 1,709 |
| Total equity capital | $34,120,000 | 1,876 |
| Total bank equity capital | $34,120,000 | 1,876 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $600,000 | 3,755 |
| Surplus | $2,600,000 | 5,156 |
| Undivided profits | $30,920,000 | 1,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 2,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $624,000 | 5,192 |
| Earning assets | $279,466,000 | 2,101 |
| Long-term assets (5+ years) | $135,306,000 | 802 |
| Average Assets, year-to-date | $295,527,000 | 2,117 |
| Average Assets, quarterly | $296,733,500 | 2,131 |
| Volatile liabilities | $37,087,000 | 3,183 |
| Insider loans | $1,372,000 | 3,640 |
| FHLB advances | $8,000,000 | 2,854 |
| Loans and leases held for sale | $418,000 | 1,256 |
| Unused loan commitments | $11,177,000 | 4,540 |
| Tier 1 (core) risk-based capital | $34,569,000 | 1,787 |
| Tier 2 risk-based capital | $1,833,000 | 2,518 |
| Total risk weighted assets | $215,253,000 | 2,127 |
| Total unused commitments | $11,177,000 | 4,540 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 95 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $298,694,000 | 2,113 |
| Cash and due from depository institutions | $5,515,000 | 1,835 |
| Interest-bearing balances | $96,000 | 5,124 |
| Securities | $110,915,000 | 1,129 |
| Federal funds sold & reverse repurchase agreements | $6,335,000 | 2,208 |
| Net loans & leases | $166,187,000 | 2,496 |
| Loan loss allowance | $1,856,000 | 2,582 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,561,000 | 4,988 |
| Other real estate owned | $684,000 | 1,835 |
| Goodwill and other intangibles | $799,000 | 1,836 |
| All other assets | $6,698,000 | 2,308 |
| Life insurance assets | $2,856,000 | 1,656 |
| Total liabilities and capital | $298,694,000 | 2,113 |
| Total liabilities | $264,642,000 | 2,131 |
| Total deposits | $254,108,000 | 2,012 |
| Interest-bearing deposits | $215,034,000 | 2,019 |
| Deposits held in domestic offices | $254,108,000 | 2,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,016,000 | 2,882 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,518,000 | 1,833 |
| Total equity capital | $34,052,000 | 1,852 |
| Total bank equity capital | $34,052,000 | 1,852 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,746 |
| Surplus | $2,600,000 | 5,090 |
| Undivided profits | $30,852,000 | 1,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 2,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $655,000 | 4,812 |
| Earning assets | $283,533,000 | 2,037 |
| Long-term assets (5+ years) | $134,986,000 | 788 |
| Average Assets, year-to-date | $295,904,000 | 2,105 |
| Average Assets, quarterly | $295,904,000 | 2,105 |
| Volatile liabilities | $38,372,000 | 2,991 |
| Insider loans | $1,381,000 | 3,566 |
| FHLB advances | $8,000,000 | 2,765 |
| Loans and leases held for sale | $440,000 | 1,153 |
| Unused loan commitments | $12,968,000 | 4,252 |
| Tier 1 (core) risk-based capital | $33,975,000 | 1,779 |
| Tier 2 risk-based capital | $1,856,000 | 2,464 |
| Total risk weighted assets | $214,486,000 | 2,074 |
| Total unused commitments | $12,968,000 | 4,252 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 94 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $293,114,000 | 2,116 |
| Cash and due from depository institutions | $8,742,000 | 1,847 |
| Interest-bearing balances | $82,000 | 5,304 |
| Securities | $110,316,000 | 1,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $164,101,000 | 2,489 |
| Loan loss allowance | $1,785,000 | 2,619 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,627,000 | 4,877 |
| Other real estate owned | $839,000 | 1,847 |
| Goodwill and other intangibles | $813,000 | 1,827 |
| All other assets | $6,676,000 | 2,305 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $293,114,000 | 2,116 |
| Total liabilities | $259,478,000 | 2,164 |
| Total deposits | $239,538,000 | 2,103 |
| Interest-bearing deposits | $201,308,000 | 2,110 |
| Deposits held in domestic offices | $239,538,000 | 2,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,817,000 | 1,885 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,123,000 | 2,050 |
| Total equity capital | $33,636,000 | 1,847 |
| Total bank equity capital | $33,636,000 | 1,847 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $600,000 | 3,763 |
| Surplus | $2,600,000 | 5,070 |
| Undivided profits | $30,436,000 | 1,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $967,000 | 2,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $666,000 | 4,775 |
| Earning assets | $274,499,000 | 2,073 |
| Long-term assets (5+ years) | $133,273,000 | 777 |
| Average Assets, year-to-date | $288,949,600 | 2,043 |
| Average Assets, quarterly | $292,534,000 | 2,093 |
| Volatile liabilities | $40,301,000 | 2,866 |
| Insider loans | $5,508,000 | 1,228 |
| FHLB advances | $17,244,000 | 1,809 |
| Loans and leases held for sale | $342,000 | 1,280 |
| Unused loan commitments | $15,219,000 | 3,850 |
| Tier 1 (core) risk-based capital | $33,402,000 | 1,779 |
| Tier 2 risk-based capital | $1,785,000 | 2,503 |
| Total risk weighted assets | $211,938,000 | 2,070 |
| Total unused commitments | $15,219,000 | 3,851 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 97 | 1,793 |
| Assets and Liabilities | ||
| Total Assets: | $291,954,000 | 2,090 |
| Cash and due from depository institutions | $6,177,000 | 1,793 |
| Interest-bearing balances | $117,000 | 4,826 |
| Securities | $105,656,000 | 1,174 |
| Federal funds sold & reverse repurchase agreements | $2,422,000 | 3,458 |
| Net loans & leases | $168,439,000 | 2,408 |
| Loan loss allowance | $1,964,000 | 2,402 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,679,000 | 4,763 |
| Other real estate owned | $836,000 | 1,793 |
| Goodwill and other intangibles | $826,000 | 1,797 |
| All other assets | $5,919,000 | 2,478 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $291,954,000 | 2,090 |
| Total liabilities | $258,300,000 | 2,114 |
| Total deposits | $247,289,000 | 2,000 |
| Interest-bearing deposits | $208,899,000 | 1,984 |
| Deposits held in domestic offices | $247,289,000 | 1,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,801,000 | 2,902 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,210,000 | 1,922 |
| Total equity capital | $33,654,000 | 1,819 |
| Total bank equity capital | $33,654,000 | 1,819 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,755 |
| Surplus | $2,600,000 | 5,027 |
| Undivided profits | $30,454,000 | 1,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,009,000 | 2,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,200 |
| Income earned, not collected on loans | $690,000 | 4,641 |
| Earning assets | $276,634,000 | 2,017 |
| Long-term assets (5+ years) | $130,764,000 | 781 |
| Average Assets, year-to-date | $287,908,500 | 2,038 |
| Average Assets, quarterly | $288,263,500 | 2,084 |
| Volatile liabilities | $27,642,000 | 3,601 |
| Insider loans | $5,907,000 | 1,101 |
| FHLB advances | $8,000,000 | 2,859 |
| Loans and leases held for sale | $82,000 | 1,755 |
| Unused loan commitments | $14,934,000 | 3,815 |
| Tier 1 (core) risk-based capital | $32,774,000 | 1,771 |
| Tier 2 risk-based capital | $1,964,000 | 2,304 |
| Total risk weighted assets | $213,837,000 | 2,009 |
| Total unused commitments | $14,934,000 | 3,816 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 94 | 1,832 |
| Assets and Liabilities | ||
| Total Assets: | $284,573,000 | 2,087 |
| Cash and due from depository institutions | $6,101,000 | 1,832 |
| Interest-bearing balances | $99,000 | 5,153 |
| Securities | $102,949,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $4,022,000 | 2,450 |
| Net loans & leases | $162,849,000 | 2,434 |
| Loan loss allowance | $1,878,000 | 2,474 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,715,000 | 4,676 |
| Other real estate owned | $836,000 | 1,832 |
| Goodwill and other intangibles | $839,000 | 1,784 |
| All other assets | $5,262,000 | 2,642 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $284,573,000 | 2,087 |
| Total liabilities | $251,878,000 | 2,121 |
| Total deposits | $241,717,000 | 1,995 |
| Interest-bearing deposits | $204,437,000 | 1,986 |
| Deposits held in domestic offices | $241,717,000 | 1,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,264,000 | 2,940 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,897,000 | 2,050 |
| Total equity capital | $32,695,000 | 1,830 |
| Total bank equity capital | $32,695,000 | 1,830 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $2,600,000 | 5,005 |
| Undivided profits | $29,495,000 | 1,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 2,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,223 |
| Income earned, not collected on loans | $613,000 | 4,715 |
| Earning assets | $269,919,000 | 2,041 |
| Long-term assets (5+ years) | $126,124,000 | 810 |
| Average Assets, year-to-date | $286,560,000 | 2,034 |
| Average Assets, quarterly | $284,480,500 | 2,063 |
| Volatile liabilities | $23,155,000 | 3,916 |
| Insider loans | $6,019,000 | 1,040 |
| FHLB advances | $8,000,000 | 2,831 |
| Loans and leases held for sale | $188,000 | 1,552 |
| Unused loan commitments | $17,394,000 | 3,485 |
| Tier 1 (core) risk-based capital | $31,744,000 | 1,786 |
| Tier 2 risk-based capital | $1,878,000 | 2,354 |
| Total risk weighted assets | $204,468,000 | 2,043 |
| Total unused commitments | $17,394,000 | 3,486 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 95 | 1,796 |
| Assets and Liabilities | ||
| Total Assets: | $284,388,000 | 2,070 |
| Cash and due from depository institutions | $6,102,000 | 1,796 |
| Interest-bearing balances | $573,000 | 3,288 |
| Securities | $100,320,000 | 1,259 |
| Federal funds sold & reverse repurchase agreements | $1,649,000 | 4,350 |
| Net loans & leases | $166,800,000 | 2,327 |
| Loan loss allowance | $1,725,000 | 2,642 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,794,000 | 4,578 |
| Other real estate owned | $1,408,000 | 1,796 |
| Goodwill and other intangibles | $853,000 | 1,764 |
| All other assets | $5,462,000 | 2,524 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $284,388,000 | 2,070 |
| Total liabilities | $252,938,000 | 2,085 |
| Total deposits | $242,432,000 | 1,968 |
| Interest-bearing deposits | $205,149,000 | 1,968 |
| Deposits held in domestic offices | $242,432,000 | 1,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,486,000 | 2,844 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,020,000 | 1,954 |
| Total equity capital | $31,450,000 | 1,839 |
| Total bank equity capital | $31,450,000 | 1,839 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $2,600,000 | 5,016 |
| Undivided profits | $28,250,000 | 1,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 3,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 744 |
| Income earned, not collected on loans | $573,000 | 4,834 |
| Earning assets | $269,342,000 | 2,009 |
| Long-term assets (5+ years) | $123,478,000 | 844 |
| Average Assets, year-to-date | $287,553,500 | 2,020 |
| Average Assets, quarterly | $287,553,500 | 2,020 |
| Volatile liabilities | $21,964,000 | 3,948 |
| Insider loans | $5,809,000 | 1,054 |
| FHLB advances | $8,000,000 | 2,768 |
| Loans and leases held for sale | $530,000 | 1,146 |
| Unused loan commitments | $11,317,000 | 4,327 |
| Tier 1 (core) risk-based capital | $30,758,000 | 1,811 |
| Tier 2 risk-based capital | $1,725,000 | 2,486 |
| Total risk weighted assets | $198,230,000 | 2,070 |
| Total unused commitments | $11,317,000 | 4,328 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 93 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $290,719,000 | 2,014 |
| Cash and due from depository institutions | $10,204,000 | 1,835 |
| Interest-bearing balances | $181,000 | 4,492 |
| Securities | $102,324,000 | 1,259 |
| Federal funds sold & reverse repurchase agreements | $1,818,000 | 4,097 |
| Net loans & leases | $166,095,000 | 2,319 |
| Loan loss allowance | $1,611,000 | 2,762 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,748,000 | 4,633 |
| Other real estate owned | $2,418,000 | 1,835 |
| Goodwill and other intangibles | $867,000 | 1,752 |
| All other assets | $5,245,000 | 2,561 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $290,719,000 | 2,014 |
| Total liabilities | $259,964,000 | 2,024 |
| Total deposits | $250,002,000 | 1,874 |
| Interest-bearing deposits | $211,018,000 | 1,880 |
| Deposits held in domestic offices | $250,002,000 | 1,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,436,000 | 2,849 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,526,000 | 2,357 |
| Total equity capital | $30,755,000 | 1,882 |
| Total bank equity capital | $30,755,000 | 1,882 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $2,600,000 | 4,993 |
| Undivided profits | $27,555,000 | 1,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $624,000 | 3,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 720 |
| Income earned, not collected on loans | $604,000 | 4,678 |
| Earning assets | $270,418,000 | 1,994 |
| Long-term assets (5+ years) | $124,681,000 | 838 |
| Average Assets, year-to-date | $293,979,800 | 1,918 |
| Average Assets, quarterly | $292,623,500 | 1,972 |
| Volatile liabilities | $20,788,000 | 4,037 |
| Insider loans | $3,564,000 | 1,713 |
| FHLB advances | $8,000,000 | 2,762 |
| Loans and leases held for sale | $487,000 | 1,155 |
| Unused loan commitments | $11,077,000 | 4,241 |
| Tier 1 (core) risk-based capital | $29,855,000 | 1,835 |
| Tier 2 risk-based capital | $1,611,000 | 2,609 |
| Total risk weighted assets | $198,709,000 | 2,035 |
| Total unused commitments | $11,077,000 | 4,241 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $294,528,000 | 1,965 |
| Cash and due from depository institutions | $6,547,000 | 1,833 |
| Interest-bearing balances | $189,000 | 4,558 |
| Securities | $102,548,000 | 1,244 |
| Federal funds sold & reverse repurchase agreements | $3,943,000 | 2,531 |
| Net loans & leases | $171,323,000 | 2,224 |
| Loan loss allowance | $1,670,000 | 2,686 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,728,000 | 4,616 |
| Other real estate owned | $1,955,000 | 1,833 |
| Goodwill and other intangibles | $880,000 | 1,712 |
| All other assets | $5,604,000 | 2,396 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $294,528,000 | 1,965 |
| Total liabilities | $263,701,000 | 1,974 |
| Total deposits | $252,867,000 | 1,844 |
| Interest-bearing deposits | $214,056,000 | 1,820 |
| Deposits held in domestic offices | $252,867,000 | 1,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,542,000 | 2,823 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,292,000 | 1,724 |
| Total equity capital | $30,827,000 | 1,868 |
| Total bank equity capital | $30,827,000 | 1,868 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $2,600,000 | 4,969 |
| Undivided profits | $27,627,000 | 1,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,866,000 | 983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 772 |
| Income earned, not collected on loans | $617,000 | 4,730 |
| Earning assets | $278,003,000 | 1,916 |
| Long-term assets (5+ years) | $126,103,000 | 838 |
| Average Assets, year-to-date | $294,795,000 | 1,914 |
| Average Assets, quarterly | $297,636,500 | 1,940 |
| Volatile liabilities | $20,873,000 | 3,998 |
| Insider loans | $1,365,000 | 3,445 |
| FHLB advances | $8,000,000 | 2,769 |
| Loans and leases held for sale | $192,000 | 1,521 |
| Unused loan commitments | $14,922,000 | 3,594 |
| Tier 1 (core) risk-based capital | $29,802,000 | 1,810 |
| Tier 2 risk-based capital | $1,670,000 | 2,500 |
| Total risk weighted assets | $202,974,000 | 1,951 |
| Total unused commitments | $14,922,000 | 3,596 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 90 | 1,911 |
| Assets and Liabilities | ||
| Total Assets: | $300,745,000 | 1,921 |
| Cash and due from depository institutions | $12,256,000 | 1,911 |
| Interest-bearing balances | $125,000 | 4,944 |
| Securities | $96,871,000 | 1,354 |
| Federal funds sold & reverse repurchase agreements | $13,340,000 | 798 |
| Net loans & leases | $170,424,000 | 2,188 |
| Loan loss allowance | $2,061,000 | 2,213 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,630,000 | 4,758 |
| Other real estate owned | $0 | 1,911 |
| Goodwill and other intangibles | $894,000 | 1,694 |
| All other assets | $5,330,000 | 2,504 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $300,745,000 | 1,921 |
| Total liabilities | $270,659,000 | 1,916 |
| Total deposits | $259,087,000 | 1,770 |
| Interest-bearing deposits | $219,610,000 | 1,766 |
| Deposits held in domestic offices | $259,087,000 | 1,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,476,000 | 2,662 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,096,000 | 1,709 |
| Total equity capital | $30,086,000 | 1,828 |
| Total bank equity capital | $30,086,000 | 1,828 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $2,600,000 | 4,964 |
| Undivided profits | $26,886,000 | 1,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,502,000 | 654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,295 |
| Income earned, not collected on loans | $573,000 | 4,777 |
| Earning assets | $280,760,000 | 1,873 |
| Long-term assets (5+ years) | $122,238,000 | 894 |
| Average Assets, year-to-date | $294,884,000 | 1,902 |
| Average Assets, quarterly | $295,766,500 | 1,930 |
| Volatile liabilities | $22,749,000 | 3,674 |
| Insider loans | $1,379,000 | 3,405 |
| FHLB advances | $9,000,000 | 2,582 |
| Loans and leases held for sale | $120,000 | 1,639 |
| Unused loan commitments | $14,691,000 | 3,629 |
| Tier 1 (core) risk-based capital | $29,119,000 | 1,813 |
| Tier 2 risk-based capital | $2,061,000 | 2,082 |
| Total risk weighted assets | $201,596,000 | 1,932 |
| Total unused commitments | $14,691,000 | 3,630 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 90 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $290,788,000 | 1,948 |
| Cash and due from depository institutions | $7,422,000 | 1,898 |
| Interest-bearing balances | $177,000 | 4,796 |
| Securities | $86,548,000 | 1,504 |
| Federal funds sold & reverse repurchase agreements | $22,560,000 | 611 |
| Net loans & leases | $166,412,000 | 2,169 |
| Loan loss allowance | $1,992,000 | 2,276 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,643,000 | 4,718 |
| Other real estate owned | $0 | 1,898 |
| Goodwill and other intangibles | $907,000 | 1,694 |
| All other assets | $5,296,000 | 2,378 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $290,788,000 | 1,948 |
| Total liabilities | $260,995,000 | 1,945 |
| Total deposits | $249,615,000 | 1,828 |
| Interest-bearing deposits | $212,763,000 | 1,824 |
| Deposits held in domestic offices | $249,615,000 | 1,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,231,000 | 2,539 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,149,000 | 1,885 |
| Total equity capital | $29,793,000 | 1,882 |
| Total bank equity capital | $29,793,000 | 1,882 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $2,600,000 | 4,947 |
| Undivided profits | $26,593,000 | 1,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,073,000 | 604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 1,012 |
| Income earned, not collected on loans | $596,000 | 4,564 |
| Earning assets | $275,697,000 | 1,874 |
| Long-term assets (5+ years) | $103,306,000 | 1,023 |
| Average Assets, year-to-date | $291,953,500 | 1,915 |
| Average Assets, quarterly | $291,953,500 | 1,915 |
| Volatile liabilities | $21,800,000 | 3,695 |
| Insider loans | $1,385,000 | 3,370 |
| FHLB advances | $9,000,000 | 2,444 |
| Loans and leases held for sale | $524,000 | 1,269 |
| Unused loan commitments | $11,024,000 | 4,178 |
| Tier 1 (core) risk-based capital | $28,352,000 | 1,837 |
| Tier 2 risk-based capital | $1,992,000 | 2,124 |
| Total risk weighted assets | $194,820,000 | 1,955 |
| Total unused commitments | $11,024,000 | 4,184 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 91 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $293,119,000 | 1,917 |
| Cash and due from depository institutions | $6,770,000 | 1,896 |
| Interest-bearing balances | $211,000 | 4,486 |
| Securities | $87,561,000 | 1,525 |
| Federal funds sold & reverse repurchase agreements | $27,800,000 | 404 |
| Net loans & leases | $163,278,000 | 2,184 |
| Loan loss allowance | $1,888,000 | 2,372 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,632,000 | 4,728 |
| Other real estate owned | $0 | 1,896 |
| Goodwill and other intangibles | $921,000 | 1,675 |
| All other assets | $5,157,000 | 2,442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,119,000 | 1,917 |
| Total liabilities | $263,913,000 | 1,912 |
| Total deposits | $252,593,000 | 1,792 |
| Interest-bearing deposits | $216,082,000 | 1,795 |
| Deposits held in domestic offices | $252,593,000 | 1,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,406,000 | 2,523 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,914,000 | 1,926 |
| Total equity capital | $29,206,000 | 1,875 |
| Total bank equity capital | $29,206,000 | 1,875 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $2,600,000 | 4,929 |
| Undivided profits | $26,006,000 | 1,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,976,000 | 1,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 946 |
| Income earned, not collected on loans | $637,000 | 4,469 |
| Earning assets | $278,850,000 | 1,847 |
| Long-term assets (5+ years) | $108,382,000 | 1,009 |
| Average Assets, year-to-date | $298,355,800 | 1,825 |
| Average Assets, quarterly | $296,060,500 | 1,882 |
| Volatile liabilities | $23,085,000 | 3,541 |
| Insider loans | $2,104,000 | 2,514 |
| FHLB advances | $9,000,000 | 2,435 |
| Loans and leases held for sale | $193,000 | 1,513 |
| Unused loan commitments | $10,995,000 | 4,067 |
| Tier 1 (core) risk-based capital | $27,731,000 | 1,859 |
| Tier 2 risk-based capital | $1,888,000 | 2,205 |
| Total risk weighted assets | $191,469,000 | 1,958 |
| Total unused commitments | $10,995,000 | 4,070 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 92 | 1,900 |
| Assets and Liabilities | ||
| Total Assets: | $299,002,000 | 1,897 |
| Cash and due from depository institutions | $8,240,000 | 1,900 |
| Interest-bearing balances | $223,000 | 4,567 |
| Securities | $90,918,000 | 1,463 |
| Federal funds sold & reverse repurchase agreements | $25,800,000 | 555 |
| Net loans & leases | $165,805,000 | 2,141 |
| Loan loss allowance | $1,962,000 | 2,306 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,633,000 | 4,723 |
| Other real estate owned | $275,000 | 1,900 |
| Goodwill and other intangibles | $934,000 | 1,650 |
| All other assets | $5,397,000 | 2,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,002,000 | 1,897 |
| Total liabilities | $270,511,000 | 1,885 |
| Total deposits | $258,748,000 | 1,747 |
| Interest-bearing deposits | $221,695,000 | 1,739 |
| Deposits held in domestic offices | $258,748,000 | 1,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,212,000 | 2,506 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,551,000 | 1,609 |
| Total equity capital | $28,491,000 | 1,916 |
| Total bank equity capital | $28,491,000 | 1,916 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $2,600,000 | 4,899 |
| Undivided profits | $25,291,000 | 1,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,571,000 | 1,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $603,000 | 4,852 |
| Earning assets | $282,746,000 | 1,831 |
| Long-term assets (5+ years) | $105,943,000 | 1,029 |
| Average Assets, year-to-date | $299,665,000 | 1,834 |
| Average Assets, quarterly | $299,458,500 | 1,878 |
| Volatile liabilities | $24,984,000 | 3,304 |
| Insider loans | $2,091,000 | 2,498 |
| FHLB advances | $9,000,000 | 2,392 |
| Loans and leases held for sale | $363,000 | 1,533 |
| Unused loan commitments | $9,508,000 | 4,391 |
| Tier 1 (core) risk-based capital | $26,951,000 | 1,921 |
| Tier 2 risk-based capital | $1,962,000 | 2,126 |
| Total risk weighted assets | $197,071,000 | 1,915 |
| Total unused commitments | $9,508,000 | 4,397 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 90 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $299,915,000 | 1,872 |
| Cash and due from depository institutions | $8,090,000 | 1,946 |
| Interest-bearing balances | $107,000 | 5,274 |
| Securities | $84,042,000 | 1,501 |
| Federal funds sold & reverse repurchase agreements | $37,100,000 | 420 |
| Net loans & leases | $163,005,000 | 2,139 |
| Loan loss allowance | $2,085,000 | 2,152 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,630,000 | 4,708 |
| Other real estate owned | $0 | 1,946 |
| Goodwill and other intangibles | $948,000 | 1,597 |
| All other assets | $5,100,000 | 2,366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,915,000 | 1,872 |
| Total liabilities | $271,411,000 | 1,866 |
| Total deposits | $258,629,000 | 1,736 |
| Interest-bearing deposits | $219,710,000 | 1,732 |
| Deposits held in domestic offices | $258,629,000 | 1,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,234,000 | 2,307 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,548,000 | 1,688 |
| Total equity capital | $28,504,000 | 1,914 |
| Total bank equity capital | $28,504,000 | 1,914 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $2,600,000 | 4,877 |
| Undivided profits | $25,304,000 | 1,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,279,000 | 1,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $609,000 | 4,672 |
| Earning assets | $284,254,000 | 1,800 |
| Long-term assets (5+ years) | $101,921,000 | 1,017 |
| Average Assets, year-to-date | $299,886,000 | 1,819 |
| Average Assets, quarterly | $298,571,500 | 1,847 |
| Volatile liabilities | $25,428,000 | 3,223 |
| Insider loans | $2,058,000 | 2,540 |
| FHLB advances | $9,000,000 | 2,352 |
| Loans and leases held for sale | $1,917,000 | 1,152 |
| Unused loan commitments | $10,900,000 | 4,026 |
| Tier 1 (core) risk-based capital | $26,488,000 | 1,911 |
| Tier 2 risk-based capital | $2,179,000 | 1,896 |
| Total risk weighted assets | $195,290,000 | 1,891 |
| Total unused commitments | $10,900,000 | 4,040 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 90 | 1,915 |
| Assets and Liabilities | ||
| Total Assets: | $297,228,000 | 1,838 |
| Cash and due from depository institutions | $7,628,000 | 1,915 |
| Interest-bearing balances | $218,000 | 4,571 |
| Securities | $69,264,000 | 1,766 |
| Federal funds sold & reverse repurchase agreements | $51,750,000 | 306 |
| Net loans & leases | $160,713,000 | 2,132 |
| Loan loss allowance | $1,920,000 | 2,269 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,698,000 | 4,569 |
| Other real estate owned | $0 | 1,915 |
| Goodwill and other intangibles | $961,000 | 1,562 |
| All other assets | $5,214,000 | 2,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $297,228,000 | 1,838 |
| Total liabilities | $269,224,000 | 1,834 |
| Total deposits | $257,430,000 | 1,716 |
| Interest-bearing deposits | $219,230,000 | 1,726 |
| Deposits held in domestic offices | $257,430,000 | 1,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,332,000 | 2,379 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,462,000 | 1,755 |
| Total equity capital | $28,004,000 | 1,910 |
| Total bank equity capital | $28,004,000 | 1,910 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $2,600,000 | 4,852 |
| Undivided profits | $24,804,000 | 1,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,803,000 | 1,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $683,000 | 4,250 |
| Earning assets | $281,945,000 | 1,784 |
| Long-term assets (5+ years) | $90,187,000 | 1,093 |
| Average Assets, year-to-date | $299,871,500 | 1,811 |
| Average Assets, quarterly | $299,871,500 | 1,811 |
| Volatile liabilities | $24,919,000 | 3,231 |
| Insider loans | $1,889,000 | 2,648 |
| FHLB advances | $9,000,000 | 2,277 |
| Loans and leases held for sale | $866,000 | 1,380 |
| Unused loan commitments | $10,411,000 | 4,077 |
| Tier 1 (core) risk-based capital | $25,819,000 | 1,931 |
| Tier 2 risk-based capital | $2,013,000 | 1,992 |
| Total risk weighted assets | $191,758,000 | 1,882 |
| Total unused commitments | $10,411,000 | 4,091 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 92 | 1,865 |
| Assets and Liabilities | ||
| Total Assets: | $302,515,000 | 1,783 |
| Cash and due from depository institutions | $8,298,000 | 1,865 |
| Interest-bearing balances | $317,000 | 4,153 |
| Securities | $76,421,000 | 1,612 |
| Federal funds sold & reverse repurchase agreements | $50,000,000 | 290 |
| Net loans & leases | $160,276,000 | 2,118 |
| Loan loss allowance | $1,816,000 | 2,333 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,781,000 | 4,423 |
| Other real estate owned | $0 | 1,865 |
| Goodwill and other intangibles | $975,000 | 1,524 |
| All other assets | $4,764,000 | 2,428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,515,000 | 1,783 |
| Total liabilities | $274,861,000 | 1,766 |
| Total deposits | $261,510,000 | 1,650 |
| Interest-bearing deposits | $223,215,000 | 1,669 |
| Deposits held in domestic offices | $261,510,000 | 1,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $11,217,000 | 2,162 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,134,000 | 1,919 |
| Total equity capital | $27,654,000 | 1,896 |
| Total bank equity capital | $27,654,000 | 1,896 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $2,600,000 | 4,805 |
| Undivided profits | $24,454,000 | 1,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $924,000 | 2,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $627,000 | 4,784 |
| Earning assets | $287,014,000 | 1,711 |
| Long-term assets (5+ years) | $101,078,000 | 956 |
| Average Assets, year-to-date | $277,927,200 | 1,827 |
| Average Assets, quarterly | $297,975,500 | 1,787 |
| Volatile liabilities | $27,314,000 | 3,000 |
| Insider loans | $1,894,000 | 2,627 |
| FHLB advances | $9,000,000 | 2,280 |
| Loans and leases held for sale | $2,819,000 | 923 |
| Unused loan commitments | $10,774,000 | 3,894 |
| Tier 1 (core) risk-based capital | $25,175,000 | 1,945 |
| Tier 2 risk-based capital | $1,816,000 | 2,149 |
| Total risk weighted assets | $191,004,000 | 1,853 |
| Total unused commitments | $10,774,000 | 3,900 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 85 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $258,678,000 | 1,964 |
| Cash and due from depository institutions | $6,921,000 | 2,011 |
| Interest-bearing balances | $146,000 | 4,763 |
| Securities | $85,643,000 | 1,331 |
| Federal funds sold & reverse repurchase agreements | $17,385,000 | 817 |
| Net loans & leases | $140,571,000 | 2,308 |
| Loan loss allowance | $1,763,000 | 2,233 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,752,000 | 4,423 |
| Other real estate owned | $0 | 2,011 |
| Goodwill and other intangibles | $1,053,000 | 1,435 |
| All other assets | $5,353,000 | 2,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,678,000 | 1,964 |
| Total liabilities | $234,096,000 | 1,955 |
| Total deposits | $221,375,000 | 1,839 |
| Interest-bearing deposits | $185,080,000 | 1,917 |
| Deposits held in domestic offices | $221,375,000 | 1,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,413,000 | 2,104 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,308,000 | 1,795 |
| Total equity capital | $24,582,000 | 2,000 |
| Total bank equity capital | $24,582,000 | 2,000 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $2,600,000 | 4,741 |
| Undivided profits | $21,382,000 | 1,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $867,000 | 2,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 867 |
| Income earned, not collected on loans | $624,000 | 5,124 |
| Earning assets | $243,745,000 | 1,912 |
| Long-term assets (5+ years) | $110,563,000 | 870 |
| Average Assets, year-to-date | $245,790,400 | 1,987 |
| Average Assets, quarterly | $255,593,500 | 1,965 |
| Volatile liabilities | $34,532,000 | 2,408 |
| Insider loans | $1,859,000 | 2,551 |
| FHLB advances | $10,139,000 | 1,983 |
| Loans and leases held for sale | $1,867,000 | 942 |
| Unused loan commitments | $12,935,000 | 3,348 |
| Tier 1 (core) risk-based capital | $23,039,000 | 2,030 |
| Tier 2 risk-based capital | $1,780,000 | 2,058 |
| Total risk weighted assets | $157,733,000 | 2,119 |
| Total unused commitments | $12,935,000 | 3,354 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 85 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $230,866,000 | 2,100 |
| Cash and due from depository institutions | $5,491,000 | 1,985 |
| Interest-bearing balances | $55,000 | 5,294 |
| Securities | $85,542,000 | 1,310 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 3,246 |
| Net loans & leases | $129,534,000 | 2,428 |
| Loan loss allowance | $1,702,000 | 2,205 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,882,000 | 4,181 |
| Other real estate owned | $0 | 1,985 |
| Goodwill and other intangibles | $435,000 | 1,920 |
| All other assets | $4,732,000 | 1,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,866,000 | 2,100 |
| Total liabilities | $209,389,000 | 2,083 |
| Total deposits | $196,196,000 | 1,989 |
| Interest-bearing deposits | $163,005,000 | 2,072 |
| Deposits held in domestic offices | $196,196,000 | 1,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,828,000 | 1,953 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,365,000 | 1,795 |
| Total equity capital | $21,477,000 | 2,192 |
| Total bank equity capital | $21,477,000 | 2,192 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $2,600,000 | 4,719 |
| Undivided profits | $18,277,000 | 1,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $884,000 | 2,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 440 |
| Income earned, not collected on loans | $708,000 | 3,833 |
| Earning assets | $218,381,000 | 2,051 |
| Long-term assets (5+ years) | $109,150,000 | 829 |
| Average Assets, year-to-date | $225,402,200 | 2,051 |
| Average Assets, quarterly | $230,959,500 | 2,078 |
| Volatile liabilities | $32,480,000 | 2,492 |
| Insider loans | $1,944,000 | 2,389 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,252,000 | 637 |
| Unused loan commitments | $10,793,000 | 3,566 |
| Tier 1 (core) risk-based capital | $21,730,000 | 2,066 |
| Tier 2 risk-based capital | $1,702,000 | 2,063 |
| Total risk weighted assets | $146,524,800 | 2,179 |
| Total unused commitments | $10,793,000 | 3,566 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 81 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $218,190,000 | 2,158 |
| Cash and due from depository institutions | $6,801,000 | 2,140 |
| Interest-bearing balances | $173,000 | 4,188 |
| Securities | $86,243,000 | 1,337 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,889 |
| Net loans & leases | $116,981,000 | 2,552 |
| Loan loss allowance | $1,474,000 | 2,422 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,152,000 | 3,786 |
| Other real estate owned | $0 | 2,140 |
| Goodwill and other intangibles | $44,000 | 2,912 |
| All other assets | $4,969,000 | 1,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,190,000 | 2,158 |
| Total liabilities | $200,066,000 | 2,118 |
| Total deposits | $186,639,000 | 2,035 |
| Interest-bearing deposits | $159,467,000 | 2,038 |
| Deposits held in domestic offices | $186,639,000 | 2,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,558,000 | 1,835 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,869,000 | 1,979 |
| Total equity capital | $18,124,000 | 2,427 |
| Total bank equity capital | $18,124,000 | 2,427 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $2,600,000 | 4,707 |
| Undivided profits | $14,924,000 | 1,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $888,000 | 2,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,106 |
| Income earned, not collected on loans | $522,000 | 4,419 |
| Earning assets | $204,397,000 | 2,106 |
| Long-term assets (5+ years) | $112,624,000 | 870 |
| Average Assets, year-to-date | $220,216,400 | 2,056 |
| Average Assets, quarterly | $220,975,500 | 2,102 |
| Volatile liabilities | $42,252,000 | 1,905 |
| Insider loans | $1,452,000 | 2,884 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $360,000 | 1,035 |
| Unused loan commitments | $9,206,000 | 3,925 |
| Tier 1 (core) risk-based capital | $20,499,000 | 2,167 |
| Tier 2 risk-based capital | $1,474,000 | 2,217 |
| Total risk weighted assets | $132,009,800 | 2,320 |
| Total unused commitments | $9,206,000 | 3,928 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 82 | 2,127 |
| Assets and Liabilities | ||
| Total Assets: | $218,019,000 | 2,112 |
| Cash and due from depository institutions | $8,218,000 | 2,127 |
| Interest-bearing balances | $3,521,000 | 1,584 |
| Securities | $99,104,000 | 1,163 |
| Federal funds sold & reverse repurchase agreements | $3,480,000 | 4,424 |
| Net loans & leases | $102,960,000 | 2,690 |
| Loan loss allowance | $1,194,000 | 2,842 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,454,000 | 3,279 |
| Other real estate owned | $0 | 2,127 |
| Goodwill and other intangibles | $54,000 | 2,878 |
| All other assets | $1,749,000 | 3,945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,019,000 | 2,112 |
| Total liabilities | $198,451,000 | 2,096 |
| Total deposits | $185,745,000 | 2,041 |
| Interest-bearing deposits | $160,543,000 | 2,015 |
| Deposits held in domestic offices | $185,745,000 | 2,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,034,000 | 1,540 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,672,000 | 1,552 |
| Total equity capital | $19,568,000 | 2,309 |
| Total bank equity capital | $19,568,000 | 2,309 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $2,600,000 | 4,595 |
| Undivided profits | $16,368,000 | 1,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $450,000 | 4,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,303 |
| Income earned, not collected on loans | $522,000 | 4,438 |
| Earning assets | $209,065,000 | 2,032 |
| Long-term assets (5+ years) | $99,854,000 | 893 |
| Average Assets, year-to-date | $205,985,600 | 2,118 |
| Average Assets, quarterly | $215,267,000 | 2,104 |
| Volatile liabilities | $46,125,000 | 1,492 |
| Insider loans | $694,000 | 4,448 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,618,000 | 890 |
| Unused loan commitments | $10,341,000 | 3,534 |
| Tier 1 (core) risk-based capital | $19,425,000 | 2,203 |
| Tier 2 risk-based capital | $1,194,000 | 2,580 |
| Total risk weighted assets | $120,403,700 | 2,379 |
| Total unused commitments | $10,341,000 | 3,537 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 87 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $199,153,000 | 2,278 |
| Cash and due from depository institutions | $6,057,000 | 2,036 |
| Interest-bearing balances | $690,000 | 2,832 |
| Securities | $81,743,000 | 1,409 |
| Federal funds sold & reverse repurchase agreements | $2,215,000 | 4,718 |
| Net loans & leases | $104,632,000 | 2,640 |
| Loan loss allowance | $1,283,000 | 2,694 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,254,000 | 3,457 |
| Other real estate owned | $0 | 2,036 |
| Goodwill and other intangibles | $69,000 | 2,774 |
| All other assets | $2,183,000 | 3,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,153,000 | 2,278 |
| Total liabilities | $180,040,000 | 2,280 |
| Total deposits | $168,605,000 | 2,227 |
| Interest-bearing deposits | $144,463,000 | 2,228 |
| Deposits held in domestic offices | $168,605,000 | 2,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,864,000 | 1,494 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,571,000 | 1,643 |
| Total equity capital | $19,113,000 | 2,336 |
| Total bank equity capital | $19,113,000 | 2,336 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $2,600,000 | 4,578 |
| Undivided profits | $15,913,000 | 1,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,051,000 | 2,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $372,000 | 382 |
| Income earned, not collected on loans | $584,000 | 4,072 |
| Earning assets | $189,280,000 | 2,215 |
| Long-term assets (5+ years) | $77,935,000 | 954 |
| Average Assets, year-to-date | $186,159,400 | 2,307 |
| Average Assets, quarterly | $192,706,500 | 2,318 |
| Volatile liabilities | $35,358,000 | 1,861 |
| Insider loans | $808,000 | 4,109 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,103,000 | 3,950 |
| Tier 1 (core) risk-based capital | $18,821,000 | 2,277 |
| Tier 2 risk-based capital | $1,283,000 | 2,323 |
| Total risk weighted assets | $114,817,400 | 2,439 |
| Total unused commitments | $8,103,000 | 3,951 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 77 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $181,806,000 | 2,543 |
| Cash and due from depository institutions | $8,484,000 | 2,454 |
| Interest-bearing balances | $4,260,000 | 915 |
| Securities | $62,210,000 | 1,955 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,631 |
| Net loans & leases | $100,835,000 | 2,773 |
| Loan loss allowance | $1,821,000 | 2,063 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,480,000 | 3,117 |
| Other real estate owned | $297,000 | 2,454 |
| Goodwill and other intangibles | $87,000 | 2,577 |
| All other assets | $2,463,000 | 2,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,806,000 | 2,543 |
| Total liabilities | $164,539,000 | 2,541 |
| Total deposits | $159,262,000 | 2,427 |
| Interest-bearing deposits | $135,341,000 | 2,457 |
| Deposits held in domestic offices | $159,262,000 | 2,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,225,000 | 2,235 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,052,000 | 1,985 |
| Total equity capital | $17,267,000 | 2,594 |
| Total bank equity capital | $17,267,000 | 2,594 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $2,600,000 | 4,643 |
| Undivided profits | $14,067,000 | 1,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,684,000 | 1,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $652,000 | 3,532 |
| Earning assets | $172,255,000 | 2,470 |
| Long-term assets (5+ years) | $62,866,000 | 1,057 |
| Average Assets, year-to-date | $175,649,200 | 2,532 |
| Average Assets, quarterly | $177,600,000 | 2,569 |
| Volatile liabilities | $26,227,000 | 2,334 |
| Insider loans | $636,000 | 4,865 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,437,000 | 3,513 |
| Tier 1 (core) risk-based capital | $17,391,000 | 2,501 |
| Tier 2 risk-based capital | $1,446,110 | 2,107 |
| Total risk weighted assets | $115,257,810 | 2,434 |
| Total unused commitments | $9,437,000 | 3,527 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 72 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $167,099,000 | 2,754 |
| Cash and due from depository institutions | $5,284,000 | 2,701 |
| Interest-bearing balances | $8,000 | 6,492 |
| Securities | $67,304,000 | 1,867 |
| Federal funds sold & reverse repurchase agreements | $2,310,000 | 5,128 |
| Net loans & leases | $87,821,000 | 3,046 |
| Loan loss allowance | $1,550,000 | 2,415 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,777,000 | 4,117 |
| Other real estate owned | $0 | 2,701 |
| Goodwill and other intangibles | $108,000 | 2,328 |
| All other assets | $2,495,000 | 2,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,099,000 | 2,754 |
| Total liabilities | $150,814,000 | 2,762 |
| Total deposits | $145,671,000 | 2,677 |
| Interest-bearing deposits | $123,907,000 | 2,710 |
| Deposits held in domestic offices | $145,671,000 | 2,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,671,000 | 2,161 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,472,000 | 1,777 |
| Total equity capital | $16,285,000 | 2,734 |
| Total bank equity capital | $16,285,000 | 2,734 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $2,600,000 | 4,631 |
| Undivided profits | $13,085,000 | 1,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,405,000 | 1,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $522,000 | 4,540 |
| Earning assets | $157,443,000 | 2,691 |
| Long-term assets (5+ years) | $41,269,000 | 1,396 |
| Average Assets, year-to-date | $156,653,600 | 2,818 |
| Average Assets, quarterly | $167,133,000 | 2,737 |
| Volatile liabilities | $13,907,000 | 3,553 |
| Insider loans | $1,401,000 | 2,922 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,123,000 | 4,445 |
| Tier 1 (core) risk-based capital | $16,120,000 | 2,662 |
| Tier 2 risk-based capital | $1,279,920 | 2,335 |
| Total risk weighted assets | $102,055,720 | 2,683 |
| Total unused commitments | $6,123,000 | 4,457 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 58 | 3,477 |
| Assets and Liabilities | ||
| Total Assets: | $143,936,000 | 3,120 |
| Cash and due from depository institutions | $5,914,000 | 3,477 |
| Interest-bearing balances | $25,000 | 6,396 |
| Securities | $63,943,000 | 2,051 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 6,038 |
| Net loans & leases | $68,306,000 | 3,762 |
| Loan loss allowance | $1,875,000 | 2,090 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,123,000 | 5,678 |
| Other real estate owned | $1,089,000 | 3,477 |
| Goodwill and other intangibles | $132,000 | 2,132 |
| All other assets | $2,653,000 | 2,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,936,000 | 3,120 |
| Total liabilities | $129,193,000 | 3,152 |
| Total deposits | $123,123,000 | 3,081 |
| Interest-bearing deposits | $103,876,000 | 3,143 |
| Deposits held in domestic offices | $123,123,000 | 3,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,988,000 | 1,772 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,082,000 | 2,896 |
| Total equity capital | $14,742,000 | 2,770 |
| Total bank equity capital | $14,742,000 | 2,770 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $2,600,000 | 4,585 |
| Undivided profits | $11,542,000 | 2,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,819,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,202 |
| Income earned, not collected on loans | $362,000 | 5,652 |
| Earning assets | $133,049,000 | 3,092 |
| Long-term assets (5+ years) | $34,547,000 | 1,623 |
| Average Assets, year-to-date | $145,050,400 | 3,029 |
| Average Assets, quarterly | $144,691,500 | 3,088 |
| Volatile liabilities | $9,798,000 | 4,411 |
| Insider loans | $1,494,000 | 2,700 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,614,000 | 5,832 |
| Tier 1 (core) risk-based capital | $15,114,000 | 2,739 |
| Tier 2 risk-based capital | $1,031,650 | 2,825 |
| Total risk weighted assets | $81,576,250 | 3,214 |
| Total unused commitments | $3,614,000 | 5,841 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $146,456,000 | 3,129 |
| Cash and due from depository institutions | $5,729,000 | 3,774 |
| Interest-bearing balances | $27,000 | 7,227 |
| Securities | $65,915,000 | 2,080 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 8,530 |
| Net loans & leases | $70,055,000 | 3,585 |
| Loan loss allowance | $981,000 | 3,762 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,075,000 | 5,866 |
| Other real estate owned | $859,000 | 3,774 |
| Goodwill and other intangibles | $167,000 | 1,932 |
| All other assets | $1,956,000 | 3,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,456,000 | 3,129 |
| Total liabilities | $130,851,000 | 3,174 |
| Total deposits | $126,215,000 | 3,114 |
| Interest-bearing deposits | $107,487,000 | 3,165 |
| Deposits held in domestic offices | $126,215,000 | 3,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,713,000 | 1,714 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $923,000 | 3,333 |
| Total equity capital | $15,605,000 | 2,591 |
| Total bank equity capital | $15,605,000 | 2,591 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $2,600,000 | 4,546 |
| Undivided profits | $12,405,000 | 1,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,060,000 | 1,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $395,000 | 4,722 |
| Earning assets | $136,697,000 | 3,072 |
| Long-term assets (5+ years) | $22,312,000 | 2,427 |
| Average Assets, year-to-date | $148,519,000 | 3,008 |
| Average Assets, quarterly | $148,176,500 | 3,053 |
| Volatile liabilities | $7,519,000 | 5,020 |
| Insider loans | $65,000 | 10,357 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,252,000 | 5,347 |
| Tier 1 (core) risk-based capital | $15,099,000 | 2,620 |
| Tier 2 risk-based capital | $981,000 | 2,941 |
| Total risk weighted assets | $80,735,200 | 3,190 |
| Total unused commitments | $4,252,000 | 5,366 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $149,489,000 | 3,107 |
| Cash and due from depository institutions | $8,687,000 | 3,791 |
| Interest-bearing balances | $1,071,000 | 3,688 |
| Securities | $60,323,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $8,150,000 | 2,020 |
| Net loans & leases | $67,597,000 | 3,778 |
| Loan loss allowance | $820,000 | 4,402 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $842,000 | 6,907 |
| Other real estate owned | $1,869,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,021,000 | 3,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,489,000 | 3,107 |
| Total liabilities | $135,504,000 | 3,147 |
| Total deposits | $131,316,000 | 3,100 |
| Interest-bearing deposits | $112,897,000 | 3,150 |
| Deposits held in domestic offices | $131,316,000 | 3,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,524,000 | 1,543 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $664,000 | 4,614 |
| Total equity capital | $13,985,000 | 2,752 |
| Total bank equity capital | $13,985,000 | 2,752 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $2,600,000 | 4,481 |
| Undivided profits | $10,785,000 | 2,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,094,000 | 2,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $340,000 | 5,879 |
| Earning assets | $137,141,000 | 3,106 |
| Long-term assets (5+ years) | $18,609,000 | 2,754 |
| Average Assets, year-to-date | $139,762,400 | 3,261 |
| Average Assets, quarterly | $147,115,000 | 3,148 |
| Volatile liabilities | $7,813,000 | 4,897 |
| Insider loans | $74,000 | 6,431 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,207,000 | 5,103 |
| Tier 1 (core) risk-based capital | $13,985,000 | 2,699 |
| Tier 2 risk-based capital | $820,000 | 3,449 |
| Total risk weighted assets | $77,464,000 | 3,375 |
| Total unused commitments | $4,207,000 | 5,132 |
| Derivatives | $0 | 651 |