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Ireland Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$16,626,000	2,138
Total interest expense	$3,072,000	2,586
Net interest income	$13,554,000	1,965
Provision for loan and lease losses	$360,000	1,508
Total noninterest income	$1,948,000	2,049
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$618,000	1,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,330,000	1,996
Total noninterest expense	$11,078,000	1,912
Salaries and employee benefits	$6,311,000	1,893
Premises and equipment expense	$1,826,000	1,318
Additional noninterest expense	$1,330,000	1,996
Pre-tax net operating income	$4,064,000	2,160
Securities gains (losses)	$57,000	372
Applicable income taxes	$1,236,000	1,298
Income before extraordinary items	$2,885,000	2,385
Extraordinary gains, net	$0	54
Net income	$2,885,000	2,409
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,885,000	2,388
Net charge-offs	$24,000	2,124
Cash dividends	$1,060,000	2,100
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,839,970	2,410
2023-09-30 (YTD Data)		Rank
Total interest income	$12,230,000	2,127
Total interest expense	$2,060,000	2,608
Net interest income	$10,170,000	1,975
Provision for loan and lease losses	$240,000	1,512
Total noninterest income	$1,481,000	2,029
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$417,000	1,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,064,000	1,931
Total noninterest expense	$8,184,000	1,924
Salaries and employee benefits	$4,589,000	1,929
Premises and equipment expense	$1,326,000	1,361
Additional noninterest expense	$1,064,000	1,931
Pre-tax net operating income	$3,227,000	2,143
Securities gains (losses)	$30,000	362
Applicable income taxes	$872,000	1,376
Income before extraordinary items	$2,385,000	2,300
Extraordinary gains, net	$0	52
Net income	$2,385,000	2,322
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,385,000	2,302
Net charge-offs	$-9,000	3,810
Cash dividends	$699,000	2,002
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,361,300	2,336
2023-06-30 (YTD Data)		Rank
Total interest income	$7,955,000	2,130
Total interest expense	$1,154,000	2,669
Net interest income	$6,801,000	1,979
Provision for loan and lease losses	$180,000	1,397
Total noninterest income	$999,000	1,951
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$280,000	1,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$719,000	1,855
Total noninterest expense	$5,434,000	1,922
Salaries and employee benefits	$3,060,000	1,930
Premises and equipment expense	$891,000	1,345
Additional noninterest expense	$719,000	1,853
Pre-tax net operating income	$2,186,000	2,142
Securities gains (losses)	$30,000	365
Applicable income taxes	$599,000	1,370
Income before extraordinary items	$1,617,000	2,316
Extraordinary gains, net	$0	51
Net income	$1,617,000	2,343
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,617,000	2,316
Net charge-offs	$-14,000	4,006
Cash dividends	$474,000	2,009
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,593,300	2,348
2023-03-31 (YTD Data)		Rank
Total interest income	$3,875,000	2,143
Total interest expense	$371,000	2,947
Net interest income	$3,504,000	1,951
Provision for loan and lease losses	$90,000	1,318
Total noninterest income	$535,000	1,873
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$140,000	1,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$395,000	1,745
Total noninterest expense	$2,716,000	1,939
Salaries and employee benefits	$1,539,000	1,964
Premises and equipment expense	$448,000	1,360
Additional noninterest expense	$395,000	1,745
Pre-tax net operating income	$1,233,000	2,035
Securities gains (losses)	$16,000	479
Applicable income taxes	$327,000	1,316
Income before extraordinary items	$922,000	2,206
Extraordinary gains, net	$0	4
Net income	$922,000	2,206
Minority interest net income	$0	48
Net income of bank and minority interests.	$922,000	2,206
Net charge-offs	$-2,000	3,519
Cash dividends	$449,000	1,322
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$909,360	2,246
2022-12-31 (YTD Data)		Rank
Total interest income	$12,960,000	2,161
Total interest expense	$411,000	3,453
Net interest income	$12,549,000	2,043
Provision for loan and lease losses	$30,000	2,675
Total noninterest income	$2,024,000	2,030
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$582,000	1,524
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,442,000	1,939
Total noninterest expense	$10,806,000	1,895
Salaries and employee benefits	$6,010,000	1,955
Premises and equipment expense	$1,712,000	1,398
Additional noninterest expense	$1,442,000	1,939
Pre-tax net operating income	$3,737,000	2,392
Securities gains (losses)	$-7,000	3,380
Applicable income taxes	$886,000	1,655
Income before extraordinary items	$2,844,000	2,521
Extraordinary gains, net	$0	5
Net income	$2,844,000	2,518
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,844,000	2,520
Net charge-offs	$-51,000	4,102
Cash dividends	$446,000	2,790
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,849,530	2,554
2022-09-30 (YTD Data)		Rank
Total interest income	$9,090,000	2,198
Total interest expense	$231,000	3,575
Net interest income	$8,859,000	2,103
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,517,000	2,064
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$441,000	1,527
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,076,000	1,979
Total noninterest expense	$8,108,000	1,901
Salaries and employee benefits	$4,622,000	1,907
Premises and equipment expense	$1,309,000	1,373
Additional noninterest expense	$1,076,000	1,979
Pre-tax net operating income	$2,268,000	2,643
Securities gains (losses)	$-11,000	3,806
Applicable income taxes	$592,000	1,717
Income before extraordinary items	$1,665,000	2,804
Extraordinary gains, net	$0	4
Net income	$1,665,000	2,801
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,665,000	2,803
Net charge-offs	$-51,000	4,105
Cash dividends	$150,000	2,799
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,673,690	2,828
2022-06-30 (YTD Data)		Rank
Total interest income	$5,783,000	2,229
Total interest expense	$134,000	3,667
Net interest income	$5,649,000	2,137
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,018,000	2,048
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$290,000	1,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$728,000	2,018
Total noninterest expense	$5,389,000	1,894
Salaries and employee benefits	$3,111,000	1,893
Premises and equipment expense	$864,000	1,375
Additional noninterest expense	$1,414,000	2,089
Pre-tax net operating income	$1,278,000	2,746
Securities gains (losses)	$-8,000	3,900
Applicable income taxes	$333,000	1,778
Income before extraordinary items	$937,000	2,899
Extraordinary gains, net	$0	4
Net income	$937,000	2,898
Minority interest net income	$0	60
Net income of bank and minority interests.	$937,000	2,899
Net charge-offs	$-50,000	4,189
Cash dividends	$85,000	2,772
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$943,320	2,923
2022-03-31 (YTD Data)		Rank
Total interest income	$2,714,000	2,278
Total interest expense	$69,000	3,614
Net interest income	$2,645,000	2,189
Provision for loan and lease losses	$0	2,285
Total noninterest income	$516,000	2,037
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$145,000	1,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	1,977
Total noninterest expense	$2,709,000	1,880
Salaries and employee benefits	$1,559,000	1,883
Premises and equipment expense	$428,000	1,383
Additional noninterest expense	$722,000	2,058
Pre-tax net operating income	$452,000	3,029
Securities gains (losses)	$15,000	328
Applicable income taxes	$122,000	1,950
Income before extraordinary items	$345,000	3,136
Extraordinary gains, net	$0	4
Net income	$345,000	3,134
Minority interest net income	$0	50
Net income of bank and minority interests.	$345,000	3,136
Net charge-offs	$0	1,838
Cash dividends	$40,000	2,171
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$333,150	3,184
2021-12-31 (YTD Data)		Rank
Total interest income	$11,396,000	2,271
Total interest expense	$334,000	3,639
Net interest income	$11,062,000	2,171
Provision for loan and lease losses	$90,000	2,262
Total noninterest income	$3,353,000	1,679
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$577,000	1,455
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,776,000	1,556
Total noninterest expense	$10,429,000	1,930
Salaries and employee benefits	$5,950,000	1,944
Premises and equipment expense	$1,693,000	1,388
Additional noninterest expense	$2,786,000	2,084
Pre-tax net operating income	$3,896,000	2,361
Securities gains (losses)	$92,000	905
Applicable income taxes	$941,000	1,641
Income before extraordinary items	$3,047,000	2,527
Extraordinary gains, net	$0	10
Net income	$3,047,000	2,528
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,047,000	2,528
Net charge-offs	$-159,000	4,486
Cash dividends	$351,000	3,019
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,974,320	2,531
2021-09-30 (YTD Data)		Rank
Total interest income	$8,586,000	2,311
Total interest expense	$260,000	3,693
Net interest income	$8,326,000	2,198
Provision for loan and lease losses	$90,000	2,005
Total noninterest income	$2,306,000	1,826
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$433,000	1,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,873,000	1,738
Total noninterest expense	$7,660,000	1,957
Salaries and employee benefits	$4,464,000	1,949
Premises and equipment expense	$1,259,000	1,420
Additional noninterest expense	$1,937,000	2,206
Pre-tax net operating income	$2,882,000	2,478
Securities gains (losses)	$82,000	876
Applicable income taxes	$777,000	1,661
Income before extraordinary items	$2,187,000	2,685
Extraordinary gains, net	$0	8
Net income	$2,187,000	2,685
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,187,000	2,685
Net charge-offs	$-166,000	4,610
Cash dividends	$105,000	3,039
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,122,220	2,699
2021-06-30 (YTD Data)		Rank
Total interest income	$5,455,000	2,385
Total interest expense	$178,000	3,728
Net interest income	$5,277,000	2,258
Provision for loan and lease losses	$90,000	1,757
Total noninterest income	$1,679,000	1,688
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$280,000	1,424
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,399,000	1,574
Total noninterest expense	$4,988,000	1,980
Salaries and employee benefits	$2,885,000	1,976
Premises and equipment expense	$843,000	1,413
Additional noninterest expense	$1,260,000	2,225
Pre-tax net operating income	$1,878,000	2,481
Securities gains (losses)	$78,000	743
Applicable income taxes	$513,000	1,643
Income before extraordinary items	$1,443,000	2,680
Extraordinary gains, net	$0	6
Net income	$1,443,000	2,679
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,443,000	2,680
Net charge-offs	$-126,000	4,647
Cash dividends	$70,000	2,941
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,381,380	2,717
2021-03-31 (YTD Data)		Rank
Total interest income	$2,756,000	2,359
Total interest expense	$92,000	3,771
Net interest income	$2,664,000	2,226
Provision for loan and lease losses	$90,000	1,312
Total noninterest income	$1,084,000	1,453
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$162,000	1,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$922,000	1,343
Total noninterest expense	$2,562,000	1,929
Salaries and employee benefits	$1,458,000	1,957
Premises and equipment expense	$434,000	1,401
Additional noninterest expense	$670,000	2,090
Pre-tax net operating income	$1,096,000	2,250
Securities gains (losses)	$72,000	563
Applicable income taxes	$307,000	1,488
Income before extraordinary items	$861,000	2,407
Extraordinary gains, net	$0	3
Net income	$861,000	2,406
Minority interest net income	$0	55
Net income of bank and minority interests.	$861,000	2,407
Net charge-offs	$-116,000	4,795
Cash dividends	$35,000	2,335
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$804,120	2,474
2020-12-31 (YTD Data)		Rank
Total interest income	$11,562,000	2,297
Total interest expense	$487,000	3,866
Net interest income	$11,075,000	2,082
Provision for loan and lease losses	$140,000	3,322
Total noninterest income	$2,416,000	1,917
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$625,000	1,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,791,000	1,907
Total noninterest expense	$10,207,000	1,935
Salaries and employee benefits	$5,942,000	1,912
Premises and equipment expense	$1,706,000	1,378
Additional noninterest expense	$2,559,000	2,170
Pre-tax net operating income	$3,144,000	2,370
Securities gains (losses)	$-11,000	4,833
Applicable income taxes	$747,000	1,670
Income before extraordinary items	$2,386,000	2,606
Extraordinary gains, net	$0	4
Net income	$2,386,000	2,605
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,386,000	2,606
Net charge-offs	$-33,000	4,502
Cash dividends	$560,000	2,735
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,394,690	2,552
2020-09-30 (YTD Data)		Rank
Total interest income	$8,766,000	2,302
Total interest expense	$387,000	3,884
Net interest income	$8,379,000	2,064
Provision for loan and lease losses	$140,000	3,049
Total noninterest income	$1,655,000	1,966
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$473,000	1,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,182,000	1,995
Total noninterest expense	$7,684,000	1,902
Salaries and employee benefits	$4,496,000	1,880
Premises and equipment expense	$1,294,000	1,353
Additional noninterest expense	$1,894,000	2,153
Pre-tax net operating income	$2,210,000	2,444
Securities gains (losses)	$-15,000	4,829
Applicable income taxes	$561,000	1,649
Income before extraordinary items	$1,634,000	2,708
Extraordinary gains, net	$0	4
Net income	$1,634,000	2,707
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,634,000	2,708
Net charge-offs	$-43,000	4,616
Cash dividends	$335,000	2,644
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,645,850	2,656
2020-06-30 (YTD Data)		Rank
Total interest income	$6,057,000	2,269
Total interest expense	$265,000	3,938
Net interest income	$5,792,000	2,021
Provision for loan and lease losses	$80,000	3,150
Total noninterest income	$1,088,000	1,927
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$320,000	1,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$768,000	1,946
Total noninterest expense	$4,991,000	1,935
Salaries and employee benefits	$2,927,000	1,905
Premises and equipment expense	$855,000	1,355
Additional noninterest expense	$1,209,000	2,204
Pre-tax net operating income	$1,809,000	2,143
Securities gains (losses)	$-14,000	4,824
Applicable income taxes	$464,000	1,401
Income before extraordinary items	$1,331,000	2,414
Extraordinary gains, net	$0	4
Net income	$1,331,000	2,413
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,331,000	2,414
Net charge-offs	$-43,000	4,708
Cash dividends	$300,000	2,382
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,342,060	2,364
2020-03-31 (YTD Data)		Rank
Total interest income	$3,082,000	2,213
Total interest expense	$136,000	4,023
Net interest income	$2,946,000	1,942
Provision for loan and lease losses	$20,000	3,107
Total noninterest income	$479,000	1,983
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$160,000	1,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$319,000	1,942
Total noninterest expense	$2,554,000	1,917
Salaries and employee benefits	$1,499,000	1,886
Premises and equipment expense	$436,000	1,340
Additional noninterest expense	$619,000	2,198
Pre-tax net operating income	$851,000	2,073
Securities gains (losses)	$-16,000	4,860
Applicable income taxes	$219,000	1,320
Income before extraordinary items	$616,000	2,368
Extraordinary gains, net	$0	4
Net income	$616,000	2,367
Minority interest net income	$0	56
Net income of bank and minority interests.	$616,000	2,368
Net charge-offs	$-26,000	4,723
Cash dividends	$150,000	2,090
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$628,640	2,299
2019-12-31 (YTD Data)		Rank
Total interest income	$12,401,000	2,224
Total interest expense	$550,000	4,058
Net interest income	$11,851,000	1,944
Provision for loan and lease losses	$270,000	2,063
Total noninterest income	$1,991,000	1,972
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$692,000	1,513
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,299,000	1,960
Total noninterest expense	$10,100,000	1,910
Salaries and employee benefits	$5,792,000	1,900
Premises and equipment expense	$1,706,000	1,341
Additional noninterest expense	$2,602,000	2,156
Pre-tax net operating income	$3,472,000	2,246
Securities gains (losses)	$23,000	1,586
Applicable income taxes	$801,000	1,598
Income before extraordinary items	$2,694,000	2,457
Extraordinary gains, net	$0	11
Net income	$2,694,000	2,458
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,694,000	2,459
Net charge-offs	$-42,000	4,744
Cash dividends	$793,000	2,599
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,675,830	2,434
2019-09-30 (YTD Data)		Rank
Total interest income	$9,303,000	2,255
Total interest expense	$406,000	4,120
Net interest income	$8,897,000	1,965
Provision for loan and lease losses	$180,000	2,065
Total noninterest income	$1,475,000	1,995
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$530,000	1,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$945,000	1,993
Total noninterest expense	$7,508,000	1,932
Salaries and employee benefits	$4,325,000	1,903
Premises and equipment expense	$1,285,000	1,340
Additional noninterest expense	$1,898,000	2,194
Pre-tax net operating income	$2,684,000	2,262
Securities gains (losses)	$21,000	1,403
Applicable income taxes	$688,000	1,550
Income before extraordinary items	$2,017,000	2,512
Extraordinary gains, net	$0	11
Net income	$2,017,000	2,513
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,017,000	2,513
Net charge-offs	$-44,000	4,792
Cash dividends	$400,000	2,683
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,000,410	2,496
2019-06-30 (YTD Data)		Rank
Total interest income	$6,117,000	2,284
Total interest expense	$263,000	4,156
Net interest income	$5,854,000	1,985
Provision for loan and lease losses	$90,000	2,284
Total noninterest income	$964,000	1,997
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$357,000	1,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$607,000	1,993
Total noninterest expense	$4,975,000	1,942
Salaries and employee benefits	$2,866,000	1,916
Premises and equipment expense	$858,000	1,337
Additional noninterest expense	$1,251,000	2,223
Pre-tax net operating income	$1,753,000	2,268
Securities gains (losses)	$11,000	1,200
Applicable income taxes	$445,000	1,542
Income before extraordinary items	$1,319,000	2,513
Extraordinary gains, net	$0	11
Net income	$1,319,000	2,512
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,319,000	2,512
Net charge-offs	$-95,000	5,048
Cash dividends	$250,000	2,705
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,310,310	2,493
2019-03-31 (YTD Data)		Rank
Total interest income	$3,030,000	2,292
Total interest expense	$120,000	4,250
Net interest income	$2,910,000	2,004
Provision for loan and lease losses	$90,000	1,533
Total noninterest income	$464,000	1,996
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$183,000	1,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$281,000	2,027
Total noninterest expense	$2,477,000	1,957
Salaries and employee benefits	$1,410,000	1,959
Premises and equipment expense	$432,000	1,352
Additional noninterest expense	$635,000	2,196
Pre-tax net operating income	$807,000	2,348
Securities gains (losses)	$0	1,087
Applicable income taxes	$201,000	1,585
Income before extraordinary items	$606,000	2,602
Extraordinary gains, net	$0	5
Net income	$606,000	2,601
Minority interest net income	$0	52
Net income of bank and minority interests.	$606,000	2,601
Net charge-offs	$-95,000	5,185
Cash dividends	$100,000	2,404
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$606,000	2,587
2018-12-31 (YTD Data)		Rank
Total interest income	$11,265,000	2,314
Total interest expense	$347,000	4,341
Net interest income	$10,918,000	2,095
Provision for loan and lease losses	$170,000	2,537
Total noninterest income	$1,578,000	2,274
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$716,000	1,506
Trading account gains and fees	NA	NA
Additional Noninterest Income	$862,000	2,409
Total noninterest expense	$9,427,000	1,993
Salaries and employee benefits	$5,315,000	1,994
Premises and equipment expense	$1,714,000	1,340
Additional noninterest expense	$2,398,000	2,291
Pre-tax net operating income	$2,899,000	2,549
Securities gains (losses)	$0	1,125
Applicable income taxes	$598,000	1,835
Income before extraordinary items	$2,301,000	2,722
Extraordinary gains, net	$0	6
Net income	$2,301,000	2,720
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,301,000	2,721
Net charge-offs	$134,000	1,939
Cash dividends	$514,000	2,927
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,301,000	2,709
2018-09-30 (YTD Data)		Rank
Total interest income	$8,324,000	2,337
Total interest expense	$244,000	4,398
Net interest income	$8,080,000	2,121
Provision for loan and lease losses	$140,000	2,318
Total noninterest income	$1,123,000	2,349
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$539,000	1,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$584,000	2,552
Total noninterest expense	$7,049,000	2,002
Salaries and employee benefits	$3,957,000	2,009
Premises and equipment expense	$1,313,000	1,320
Additional noninterest expense	$1,779,000	2,304
Pre-tax net operating income	$2,014,000	2,723
Securities gains (losses)	$0	1,118
Applicable income taxes	$475,000	1,834
Income before extraordinary items	$1,539,000	2,944
Extraordinary gains, net	$0	5
Net income	$1,539,000	2,943
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,539,000	2,943
Net charge-offs	$134,000	1,507
Cash dividends	$175,000	3,165
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,539,000	2,934
2018-06-30 (YTD Data)		Rank
Total interest income	$5,436,000	2,356
Total interest expense	$150,000	4,469
Net interest income	$5,286,000	2,143
Provision for loan and lease losses	$80,000	2,377
Total noninterest income	$658,000	2,526
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$357,000	1,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	2,891
Total noninterest expense	$4,672,000	2,019
Salaries and employee benefits	$2,639,000	2,015
Premises and equipment expense	$880,000	1,322
Additional noninterest expense	$1,153,000	2,370
Pre-tax net operating income	$1,192,000	2,881
Securities gains (losses)	$0	961
Applicable income taxes	$274,000	1,944
Income before extraordinary items	$918,000	3,086
Extraordinary gains, net	$0	6
Net income	$918,000	3,084
Minority interest net income	$0	65
Net income of bank and minority interests.	$918,000	3,085
Net charge-offs	$79,000	1,470
Cash dividends	$110,000	3,131
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$918,000	3,076
2018-03-31 (YTD Data)		Rank
Total interest income	$2,668,000	2,387
Total interest expense	$69,000	4,558
Net interest income	$2,599,000	2,177
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$336,000	2,466
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$177,000	1,527
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	2,766
Total noninterest expense	$2,362,000	2,018
Salaries and employee benefits	$1,351,000	2,002
Premises and equipment expense	$435,000	1,358
Additional noninterest expense	$576,000	2,366
Pre-tax net operating income	$513,000	3,070
Securities gains (losses)	$0	735
Applicable income taxes	$113,000	2,061
Income before extraordinary items	$400,000	3,252
Extraordinary gains, net	$0	7
Net income	$400,000	3,252
Minority interest net income	$0	52
Net income of bank and minority interests.	$400,000	3,252
Net charge-offs	$-36,000	5,154
Cash dividends	$50,000	2,554
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$400,000	3,255
2017-12-31 (YTD Data)		Rank
Total interest income	$10,142,000	2,421
Total interest expense	$250,000	4,629
Net interest income	$9,892,000	2,247
Provision for loan and lease losses	$190,000	2,422
Total noninterest income	$1,299,000	2,579
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$733,000	1,512
Trading account gains and fees	NA	NA
Additional Noninterest Income	$566,000	3,013
Total noninterest expense	$9,234,000	2,033
Salaries and employee benefits	$5,210,000	2,021
Premises and equipment expense	$1,750,000	1,322
Additional noninterest expense	$2,274,000	2,422
Pre-tax net operating income	$1,767,000	3,296
Securities gains (losses)	$35,000	1,066
Applicable income taxes	$631,000	2,245
Income before extraordinary items	$1,171,000	3,510
Extraordinary gains, net	$0	9
Net income	$1,171,000	3,509
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,171,000	3,510
Net charge-offs	$60,000	2,844
Cash dividends	$344,000	3,310
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,148,250	3,521
2017-09-30 (YTD Data)		Rank
Total interest income	$7,517,000	2,450
Total interest expense	$184,000	4,676
Net interest income	$7,333,000	2,274
Provision for loan and lease losses	$190,000	2,072
Total noninterest income	$1,003,000	2,562
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$554,000	1,518
Trading account gains and fees	NA	NA
Additional Noninterest Income	$449,000	2,950
Total noninterest expense	$7,024,000	2,025
Salaries and employee benefits	$3,942,000	2,027
Premises and equipment expense	$1,338,000	1,315
Additional noninterest expense	$1,744,000	2,384
Pre-tax net operating income	$1,122,000	3,584
Securities gains (losses)	$35,000	1,042
Applicable income taxes	$321,000	2,424
Income before extraordinary items	$836,000	3,788
Extraordinary gains, net	$0	9
Net income	$836,000	3,786
Minority interest net income	$0	71
Net income of bank and minority interests.	$836,000	3,788
Net charge-offs	$189,000	1,443
Cash dividends	$130,000	3,313
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$810,800	3,806
2017-06-30 (YTD Data)		Rank
Total interest income	$4,939,000	2,459
Total interest expense	$126,000	4,642
Net interest income	$4,813,000	2,289
Provision for loan and lease losses	$130,000	1,974
Total noninterest income	$660,000	2,584
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$363,000	1,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$297,000	2,954
Total noninterest expense	$4,584,000	2,056
Salaries and employee benefits	$2,609,000	2,047
Premises and equipment expense	$902,000	1,311
Additional noninterest expense	$1,073,000	2,534
Pre-tax net operating income	$759,000	3,534
Securities gains (losses)	$35,000	779
Applicable income taxes	$218,000	2,404
Income before extraordinary items	$576,000	3,721
Extraordinary gains, net	$0	11
Net income	$576,000	3,718
Minority interest net income	$0	71
Net income of bank and minority interests.	$576,000	3,721
Net charge-offs	$192,000	1,078
Cash dividends	$85,000	3,265
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$550,450	3,765
2017-03-31 (YTD Data)		Rank
Total interest income	$2,481,000	2,438
Total interest expense	$62,000	4,685
Net interest income	$2,419,000	2,281
Provision for loan and lease losses	$70,000	1,802
Total noninterest income	$336,000	2,563
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$181,000	1,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	2,889
Total noninterest expense	$2,229,000	2,122
Salaries and employee benefits	$1,264,000	2,112
Premises and equipment expense	$453,000	1,303
Additional noninterest expense	$512,000	2,627
Pre-tax net operating income	$456,000	3,231
Securities gains (losses)	$-1,000	5,454
Applicable income taxes	$131,000	2,229
Income before extraordinary items	$324,000	3,489
Extraordinary gains, net	$0	8
Net income	$324,000	3,488
Minority interest net income	$0	55
Net income of bank and minority interests.	$324,000	3,489
Net charge-offs	$92,000	978
Cash dividends	$40,000	2,671
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$324,710	3,464
2016-12-31 (YTD Data)		Rank
Total interest income	$9,533,000	2,501
Total interest expense	$230,000	4,813
Net interest income	$9,303,000	2,322
Provision for loan and lease losses	$115,000	3,011
Total noninterest income	$1,187,000	2,780
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$731,000	1,559
Trading account gains and fees	$0	170
Additional Noninterest Income	$456,000	3,379
Total noninterest expense	$8,956,000	2,102
Salaries and employee benefits	$4,975,000	2,093
Premises and equipment expense	$1,619,000	1,409
Additional noninterest expense	$2,362,000	2,415
Pre-tax net operating income	$1,419,000	3,586
Securities gains (losses)	$57,000	1,748
Applicable income taxes	$283,000	2,694
Income before extraordinary items	$1,193,000	3,648
Extraordinary gains, net	$0	5
Net income	$1,193,000	3,646
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,193,000	3,647
Net charge-offs	$83,000	2,762
Cash dividends	$318,000	3,390
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,146,830	3,654
2016-09-30 (YTD Data)		Rank
Total interest income	$7,077,000	2,528
Total interest expense	$168,000	4,888
Net interest income	$6,909,000	2,339
Provision for loan and lease losses	$115,000	2,600
Total noninterest income	$824,000	2,903
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$554,000	1,544
Trading account gains and fees	$0	169
Additional Noninterest Income	$270,000	3,718
Total noninterest expense	$6,710,000	2,085
Salaries and employee benefits	$3,678,000	2,113
Premises and equipment expense	$1,205,000	1,426
Additional noninterest expense	$1,827,000	2,367
Pre-tax net operating income	$908,000	3,858
Securities gains (losses)	$57,000	1,666
Applicable income taxes	$225,000	2,723
Income before extraordinary items	$740,000	3,959
Extraordinary gains, net	$0	5
Net income	$740,000	3,957
Minority interest net income	$0	71
Net income of bank and minority interests.	$740,000	3,959
Net charge-offs	$102,000	2,055
Cash dividends	$120,000	3,399
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$696,110	3,979
2016-06-30 (YTD Data)		Rank
Total interest income	$4,644,000	2,570
Total interest expense	$108,000	4,970
Net interest income	$4,536,000	2,386
Provision for loan and lease losses	$25,000	3,413
Total noninterest income	$489,000	3,065
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$362,000	1,554
Trading account gains and fees	$0	157
Additional Noninterest Income	$127,000	4,177
Total noninterest expense	$4,424,000	2,112
Salaries and employee benefits	$2,443,000	2,128
Premises and equipment expense	$795,000	1,432
Additional noninterest expense	$1,186,000	2,422
Pre-tax net operating income	$576,000	3,953
Securities gains (losses)	$54,000	1,367
Applicable income taxes	$147,000	2,720
Income before extraordinary items	$483,000	4,016
Extraordinary gains, net	$0	16
Net income	$483,000	4,014
Minority interest net income	$0	71
Net income of bank and minority interests.	$483,000	4,015
Net charge-offs	$56,000	2,063
Cash dividends	$80,000	3,337
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$441,420	4,066
2016-03-31 (YTD Data)		Rank
Total interest income	$2,266,000	2,622
Total interest expense	$50,000	5,105
Net interest income	$2,216,000	2,428
Provision for loan and lease losses	$0	3,656
Total noninterest income	$301,000	2,720
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$182,000	1,546
Trading account gains and fees	$0	142
Additional Noninterest Income	$119,000	3,285
Total noninterest expense	$2,210,000	2,124
Salaries and employee benefits	$1,236,000	2,121
Premises and equipment expense	$410,000	1,405
Additional noninterest expense	$564,000	2,516
Pre-tax net operating income	$307,000	3,822
Securities gains (losses)	$15,000	1,354
Applicable income taxes	$74,000	2,699
Income before extraordinary items	$248,000	3,934
Extraordinary gains, net	$0	12
Net income	$248,000	3,931
Minority interest net income	$0	62
Net income of bank and minority interests.	$248,000	3,932
Net charge-offs	$16,000	2,108
Cash dividends	$40,000	2,691
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$236,450	3,952
2015-12-31 (YTD Data)		Rank
Total interest income	$9,257,000	2,534
Total interest expense	$279,000	4,738
Net interest income	$8,978,000	2,356
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,283,000	2,698
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$767,000	1,529
Trading account gains and fees	$0	159
Additional Noninterest Income	$516,000	3,240
Total noninterest expense	$8,376,000	2,208
Salaries and employee benefits	$4,433,000	2,277
Premises and equipment expense	$1,486,000	1,546
Additional noninterest expense	$2,457,000	2,379
Pre-tax net operating income	$1,885,000	3,114
Securities gains (losses)	$84,000	1,264
Applicable income taxes	$475,000	2,271
Income before extraordinary items	$1,494,000	3,234
Extraordinary gains, net	$0	23
Net income	$1,494,000	3,235
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,494,000	3,236
Net charge-offs	$32,000	3,529
Cash dividends	$366,000	3,234
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,430,160	3,262
2015-09-30 (YTD Data)		Rank
Total interest income	$6,998,000	2,530
Total interest expense	$227,000	4,663
Net interest income	$6,771,000	2,358
Provision for loan and lease losses	$0	4,232
Total noninterest income	$829,000	2,920
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$579,000	1,535
Trading account gains and fees	$0	153
Additional Noninterest Income	$250,000	3,866
Total noninterest expense	$6,273,000	2,204
Salaries and employee benefits	$3,344,000	2,273
Premises and equipment expense	$1,081,000	1,595
Additional noninterest expense	$1,848,000	2,366
Pre-tax net operating income	$1,327,000	3,298
Securities gains (losses)	$32,000	1,747
Applicable income taxes	$384,000	2,243
Income before extraordinary items	$975,000	3,541
Extraordinary gains, net	$0	21
Net income	$975,000	3,539
Minority interest net income	$0	78
Net income of bank and minority interests.	$975,000	3,540
Net charge-offs	$10,000	3,647
Cash dividends	$115,000	3,404
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$951,960	3,534
2015-06-30 (YTD Data)		Rank
Total interest income	$4,668,000	2,529
Total interest expense	$168,000	4,530
Net interest income	$4,500,000	2,363
Provision for loan and lease losses	$0	4,069
Total noninterest income	$732,000	2,548
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$378,000	1,544
Trading account gains and fees	$0	157
Additional Noninterest Income	$354,000	2,830
Total noninterest expense	$4,138,000	2,245
Salaries and employee benefits	$2,266,000	2,254
Premises and equipment expense	$722,000	1,611
Additional noninterest expense	$1,150,000	2,522
Pre-tax net operating income	$1,094,000	2,909
Securities gains (losses)	$19,000	1,735
Applicable income taxes	$320,000	2,066
Income before extraordinary items	$793,000	3,179
Extraordinary gains, net	$0	22
Net income	$793,000	3,179
Minority interest net income	$0	75
Net income of bank and minority interests.	$793,000	3,180
Net charge-offs	$6,000	3,419
Cash dividends	$75,000	3,311
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$779,510	3,149
2015-03-31 (YTD Data)		Rank
Total interest income	$2,450,000	2,427
Total interest expense	$96,000	4,372
Net interest income	$2,354,000	2,264
Provision for loan and lease losses	$0	3,703
Total noninterest income	$322,000	2,691
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$177,000	1,608
Trading account gains and fees	$0	152
Additional Noninterest Income	$145,000	3,070
Total noninterest expense	$2,032,000	2,278
Salaries and employee benefits	$1,125,000	2,284
Premises and equipment expense	$364,000	1,616
Additional noninterest expense	$543,000	2,623
Pre-tax net operating income	$644,000	2,568
Securities gains (losses)	$0	2,027
Applicable income taxes	$194,000	1,858
Income before extraordinary items	$450,000	2,919
Extraordinary gains, net	$0	13
Net income	$450,000	2,922
Minority interest net income	$0	64
Net income of bank and minority interests.	$450,000	2,922
Net charge-offs	$5,000	2,746
Cash dividends	$35,000	2,673
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$450,000	2,841
2014-12-31 (YTD Data)		Rank
Total interest income	$9,164,000	2,599
Total interest expense	$618,000	3,556
Net interest income	$8,546,000	2,479
Provision for loan and lease losses	$53,000	3,733
Total noninterest income	$1,315,000	2,693
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$612,000	1,928
Trading account gains and fees	$0	180
Additional Noninterest Income	$703,000	2,815
Total noninterest expense	$8,494,000	2,211
Salaries and employee benefits	$4,528,000	2,237
Premises and equipment expense	$1,465,000	1,600
Additional noninterest expense	$2,501,000	2,411
Pre-tax net operating income	$1,314,000	3,704
Securities gains (losses)	$24,000	2,223
Applicable income taxes	$196,000	2,976
Income before extraordinary items	$1,142,000	3,721
Extraordinary gains, net	$0	17
Net income	$1,142,000	3,722
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,142,000	3,723
Net charge-offs	$152,000	2,765
Cash dividends	$300,000	3,365
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,121,600	3,704
2014-09-30 (YTD Data)		Rank
Total interest income	$6,895,000	2,603
Total interest expense	$487,000	3,500
Net interest income	$6,408,000	2,490
Provision for loan and lease losses	$53,000	3,349
Total noninterest income	$993,000	2,706
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$461,000	1,931
Trading account gains and fees	$0	174
Additional Noninterest Income	$532,000	2,830
Total noninterest expense	$6,371,000	2,215
Salaries and employee benefits	$3,451,000	2,213
Premises and equipment expense	$1,089,000	1,618
Additional noninterest expense	$1,831,000	2,466
Pre-tax net operating income	$977,000	3,798
Securities gains (losses)	$19,000	2,046
Applicable income taxes	$204,000	2,784
Income before extraordinary items	$792,000	3,926
Extraordinary gains, net	$0	15
Net income	$792,000	3,928
Minority interest net income	$0	81
Net income of bank and minority interests.	$792,000	3,929
Net charge-offs	$210,000	1,938
Cash dividends	$90,000	3,501
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$776,800	3,909
2014-06-30 (YTD Data)		Rank
Total interest income	$4,552,000	2,633
Total interest expense	$338,000	3,456
Net interest income	$4,214,000	2,508
Provision for loan and lease losses	$28,000	3,457
Total noninterest income	$622,000	2,778
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$301,000	1,942
Trading account gains and fees	$0	172
Additional Noninterest Income	$321,000	2,941
Total noninterest expense	$4,180,000	2,252
Salaries and employee benefits	$2,309,000	2,204
Premises and equipment expense	$708,000	1,674
Additional noninterest expense	$1,163,000	2,561
Pre-tax net operating income	$628,000	3,787
Securities gains (losses)	$11,000	1,900
Applicable income taxes	$124,000	2,845
Income before extraordinary items	$515,000	3,898
Extraordinary gains, net	$0	20
Net income	$515,000	3,904
Minority interest net income	$0	80
Net income of bank and minority interests.	$515,000	3,904
Net charge-offs	$185,000	1,656
Cash dividends	$60,000	3,383
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$506,090	3,881
2014-03-31 (YTD Data)		Rank
Total interest income	$2,240,000	2,665
Total interest expense	$176,000	3,432
Net interest income	$2,064,000	2,548
Provision for loan and lease losses	$28,000	2,771
Total noninterest income	$289,000	2,863
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$148,000	1,957
Trading account gains and fees	$0	147
Additional Noninterest Income	$141,000	3,060
Total noninterest expense	$2,089,000	2,246
Salaries and employee benefits	$1,151,000	2,226
Premises and equipment expense	$366,000	1,647
Additional noninterest expense	$572,000	2,594
Pre-tax net operating income	$236,000	4,199
Securities gains (losses)	$0	1,715
Applicable income taxes	$29,000	3,308
Income before extraordinary items	$207,000	4,192
Extraordinary gains, net	$0	16
Net income	$207,000	4,192
Minority interest net income	$0	66
Net income of bank and minority interests.	$207,000	4,194
Net charge-offs	$29,000	2,245
Cash dividends	$30,000	2,684
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$207,000	4,137
2013-12-31 (YTD Data)		Rank
Total interest income	$9,155,000	2,635
Total interest expense	$776,000	3,516
Net interest income	$8,379,000	2,491
Provision for loan and lease losses	$-525,000	6,597
Total noninterest income	$1,338,000	2,764
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$676,000	1,882
Trading account gains and fees	$0	184
Additional Noninterest Income	$662,000	2,952
Total noninterest expense	$8,121,000	2,303
Salaries and employee benefits	$4,562,000	2,234
Premises and equipment expense	$1,511,000	1,566
Additional noninterest expense	$2,048,000	2,919
Pre-tax net operating income	$2,121,000	2,744
Securities gains (losses)	$14,000	2,505
Applicable income taxes	$518,000	2,117
Income before extraordinary items	$1,617,000	3,020
Extraordinary gains, net	$0	29
Net income	$1,617,000	3,022
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,617,000	3,023
Net charge-offs	$-237,000	6,649
Cash dividends	$115,000	3,901
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,606,360	2,966
2013-09-30 (YTD Data)		Rank
Total interest income	$6,870,000	2,650
Total interest expense	$583,000	3,597
Net interest income	$6,287,000	2,500
Provision for loan and lease losses	$200,000	2,567
Total noninterest income	$1,023,000	2,785
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$516,000	1,865
Trading account gains and fees	$0	180
Additional Noninterest Income	$507,000	2,997
Total noninterest expense	$5,913,000	2,375
Salaries and employee benefits	$3,419,000	2,227
Premises and equipment expense	$1,146,000	1,558
Additional noninterest expense	$1,348,000	3,221
Pre-tax net operating income	$1,197,000	3,365
Securities gains (losses)	$14,000	2,364
Applicable income taxes	$290,000	2,459
Income before extraordinary items	$921,000	3,578
Extraordinary gains, net	$0	25
Net income	$921,000	3,580
Minority interest net income	$0	84
Net income of bank and minority interests.	$921,000	3,582
Net charge-offs	$-941,000	6,853
Cash dividends	$90,000	3,382
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$910,360	3,515
2013-06-30 (YTD Data)		Rank
Total interest income	$4,538,000	2,672
Total interest expense	$384,000	3,681
Net interest income	$4,154,000	2,517
Provision for loan and lease losses	$200,000	2,092
Total noninterest income	$686,000	2,802
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$335,000	1,876
Trading account gains and fees	$0	157
Additional Noninterest Income	$351,000	2,980
Total noninterest expense	$3,762,000	2,468
Salaries and employee benefits	$2,262,000	2,253
Premises and equipment expense	$752,000	1,587
Additional noninterest expense	$748,000	3,657
Pre-tax net operating income	$878,000	3,153
Securities gains (losses)	$12,000	2,226
Applicable income taxes	$227,000	2,307
Income before extraordinary items	$663,000	3,419
Extraordinary gains, net	$0	22
Net income	$663,000	3,420
Minority interest net income	$0	82
Net income of bank and minority interests.	$663,000	3,422
Net charge-offs	$-1,048,000	6,920
Cash dividends	$63,000	3,208
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$654,120	3,351
2013-03-31 (YTD Data)		Rank
Total interest income	$2,209,000	2,744
Total interest expense	$193,000	3,752
Net interest income	$2,016,000	2,597
Provision for loan and lease losses	$100,000	2,044
Total noninterest income	$334,000	2,849
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$155,000	1,977
Trading account gains and fees	$0	148
Additional Noninterest Income	$179,000	2,931
Total noninterest expense	$2,022,000	2,342
Salaries and employee benefits	$1,129,000	2,270
Premises and equipment expense	$377,000	1,604
Additional noninterest expense	$516,000	2,908
Pre-tax net operating income	$228,000	4,274
Securities gains (losses)	$4,000	1,680
Applicable income taxes	$31,000	3,338
Income before extraordinary items	$201,000	4,265
Extraordinary gains, net	$0	10
Net income	$201,000	4,268
Minority interest net income	$0	76
Net income of bank and minority interests.	$201,000	4,267
Net charge-offs	$-4,000	5,794
Cash dividends	$36,000	2,461
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$197,520	4,199
2012-12-31 (YTD Data)		Rank
Total interest income	$9,856,000	2,601
Total interest expense	$917,000	3,820
Net interest income	$8,939,000	2,408
Provision for loan and lease losses	$2,359,000	937
Total noninterest income	$803,000	3,642
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$597,000	2,165
Trading account gains and fees	$0	166
Additional Noninterest Income	$206,000	4,560
Total noninterest expense	$8,628,000	2,199
Salaries and employee benefits	$4,574,000	2,189
Premises and equipment expense	$1,452,000	1,619
Additional noninterest expense	$2,602,000	2,475
Pre-tax net operating income	$-1,245,000	6,706
Securities gains (losses)	$174,000	1,821
Applicable income taxes	$-799,000	6,942
Income before extraordinary items	$-272,000	6,494
Extraordinary gains, net	$0	29
Net income	$-272,000	6,489
Minority interest net income	$0	93
Net income of bank and minority interests.	$-272,000	6,491
Net charge-offs	$1,879,000	1,219
Cash dividends	$122,000	3,895
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-383,360	6,480
2012-09-30 (YTD Data)		Rank
Total interest income	$7,435,000	2,637
Total interest expense	$715,000	3,849
Net interest income	$6,720,000	2,439
Provision for loan and lease losses	$725,000	1,817
Total noninterest income	$431,000	4,295
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$441,000	2,212
Trading account gains and fees	$0	157
Additional Noninterest Income	$-10,000	6,744
Total noninterest expense	$6,581,000	2,183
Salaries and employee benefits	$3,485,000	2,140
Premises and equipment expense	$1,093,000	1,629
Additional noninterest expense	$2,003,000	2,416
Pre-tax net operating income	$-155,000	6,484
Securities gains (losses)	$138,000	1,738
Applicable income taxes	$-165,000	6,954
Income before extraordinary items	$148,000	5,939
Extraordinary gains, net	$0	20
Net income	$148,000	5,938
Minority interest net income	$0	86
Net income of bank and minority interests.	$148,000	5,938
Net charge-offs	$632,000	1,928
Cash dividends	$93,000	3,356
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$59,680	6,111
2012-06-30 (YTD Data)		Rank
Total interest income	$5,000,000	2,635
Total interest expense	$497,000	3,841
Net interest income	$4,503,000	2,420
Provision for loan and lease losses	$375,000	2,150
Total noninterest income	$300,000	4,215
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$288,000	2,230
Trading account gains and fees	$0	153
Additional Noninterest Income	$12,000	6,397
Total noninterest expense	$4,393,000	2,188
Salaries and employee benefits	$2,338,000	2,127
Premises and equipment expense	$731,000	1,629
Additional noninterest expense	$1,324,000	2,453
Pre-tax net operating income	$35,000	6,164
Securities gains (losses)	$135,000	1,390
Applicable income taxes	$-39,000	6,925
Income before extraordinary items	$209,000	5,285
Extraordinary gains, net	$0	19
Net income	$209,000	5,284
Minority interest net income	$0	84
Net income of bank and minority interests.	$209,000	5,284
Net charge-offs	$406,000	1,989
Cash dividends	$62,000	3,240
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$74,000	5,949
2012-03-31 (YTD Data)		Rank
Total interest income	$2,520,000	2,634
Total interest expense	$269,000	3,757
Net interest income	$2,251,000	2,429
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$176,000	3,910
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$144,000	2,209
Trading account gains and fees	$0	148
Additional Noninterest Income	$32,000	5,276
Total noninterest expense	$2,184,000	2,181
Salaries and employee benefits	$1,166,000	2,139
Premises and equipment expense	$370,000	1,606
Additional noninterest expense	$648,000	2,472
Pre-tax net operating income	$93,000	5,488
Securities gains (losses)	$0	2,210
Applicable income taxes	$-16,000	7,012
Income before extraordinary items	$109,000	5,267
Extraordinary gains, net	$0	19
Net income	$109,000	5,268
Minority interest net income	$0	78
Net income of bank and minority interests.	$109,000	5,268
Net charge-offs	$-10,000	6,648
Cash dividends	$31,000	2,549
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$109,000	5,126
2011-12-31 (YTD Data)		Rank
Total interest income	$10,315,000	2,694
Total interest expense	$1,400,000	3,614
Net interest income	$8,915,000	2,466
Provision for loan and lease losses	$1,257,000	2,101
Total noninterest income	$1,178,000	2,835
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$662,000	2,077
Trading account gains and fees	$0	146
Additional Noninterest Income	$516,000	3,075
Total noninterest expense	$8,972,000	2,123
Salaries and employee benefits	$4,570,000	2,120
Premises and equipment expense	$1,507,000	1,648
Additional noninterest expense	$2,895,000	2,274
Pre-tax net operating income	$-136,000	6,173
Securities gains (losses)	$4,000	3,534
Applicable income taxes	$-436,000	7,034
Income before extraordinary items	$304,000	5,230
Extraordinary gains, net	$0	29
Net income	$304,000	5,232
Minority interest net income	$0	96
Net income of bank and minority interests.	$304,000	5,232
Net charge-offs	$1,605,000	1,788
Cash dividends	$287,000	3,052
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$301,440	5,125
2011-09-30 (YTD Data)		Rank
Total interest income	$7,912,000	2,667
Total interest expense	$1,091,000	3,630
Net interest income	$6,821,000	2,418
Provision for loan and lease losses	$1,038,000	1,915
Total noninterest income	$1,039,000	2,557
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$504,000	2,064
Trading account gains and fees	$0	145
Additional Noninterest Income	$535,000	2,604
Total noninterest expense	$6,788,000	2,115
Salaries and employee benefits	$3,445,000	2,118
Premises and equipment expense	$1,124,000	1,678
Additional noninterest expense	$2,219,000	2,241
Pre-tax net operating income	$34,000	6,034
Securities gains (losses)	$4,000	3,259
Applicable income taxes	$-145,000	7,049
Income before extraordinary items	$183,000	5,553
Extraordinary gains, net	$0	21
Net income	$183,000	5,554
Minority interest net income	$0	87
Net income of bank and minority interests.	$183,000	5,554
Net charge-offs	$1,291,000	1,651
Cash dividends	$260,000	2,466
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$179,000	5,443
2011-06-30 (YTD Data)		Rank
Total interest income	$5,255,000	2,692
Total interest expense	$752,000	3,645
Net interest income	$4,503,000	2,445
Provision for loan and lease losses	$815,000	1,702
Total noninterest income	$708,000	2,525
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$331,000	2,068
Trading account gains and fees	$0	153
Additional Noninterest Income	$377,000	2,522
Total noninterest expense	$4,590,000	2,102
Salaries and employee benefits	$2,264,000	2,161
Premises and equipment expense	$749,000	1,689
Additional noninterest expense	$1,577,000	2,148
Pre-tax net operating income	$-194,000	6,547
Securities gains (losses)	$0	2,914
Applicable income taxes	$-182,000	7,201
Income before extraordinary items	$-12,000	6,335
Extraordinary gains, net	$0	15
Net income	$-12,000	6,335
Minority interest net income	$0	89
Net income of bank and minority interests.	$-12,000	6,335
Net charge-offs	$1,261,000	1,268
Cash dividends	$173,000	2,413
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-12,000	6,271
2011-03-31 (YTD Data)		Rank
Total interest income	$2,589,000	2,743
Total interest expense	$386,000	3,682
Net interest income	$2,203,000	2,504
Provision for loan and lease losses	$77,000	3,656
Total noninterest income	$321,000	2,716
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$168,000	2,015
Trading account gains and fees	$0	158
Additional Noninterest Income	$153,000	2,867
Total noninterest expense	$2,408,000	2,007
Salaries and employee benefits	$1,116,000	2,205
Premises and equipment expense	$385,000	1,672
Additional noninterest expense	$907,000	1,864
Pre-tax net operating income	$39,000	5,894
Securities gains (losses)	$0	1,772
Applicable income taxes	$-38,000	7,151
Income before extraordinary items	$77,000	5,330
Extraordinary gains, net	$0	9
Net income	$77,000	5,329
Minority interest net income	$0	86
Net income of bank and minority interests.	$77,000	5,330
Net charge-offs	$526,000	1,295
Cash dividends	$87,000	2,000
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$77,000	5,272
2010-12-31 (YTD Data)		Rank
Total interest income	$10,664,000	2,797
Total interest expense	$1,769,000	3,868
Net interest income	$8,895,000	2,472
Provision for loan and lease losses	$216,000	5,258
Total noninterest income	$1,377,000	2,666
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$733,000	1,972
Trading account gains and fees	$0	175
Additional Noninterest Income	$644,000	2,810
Total noninterest expense	$9,105,000	2,125
Salaries and employee benefits	$4,829,000	2,002
Premises and equipment expense	$1,535,000	1,679
Additional noninterest expense	$2,741,000	2,474
Pre-tax net operating income	$951,000	3,465
Securities gains (losses)	$389,000	1,065
Applicable income taxes	$184,000	2,784
Income before extraordinary items	$1,156,000	2,982
Extraordinary gains, net	$0	29
Net income	$1,156,000	2,979
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,156,000	2,982
Net charge-offs	$116,000	5,299
Cash dividends	$506,000	2,329
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$821,460	3,449
2010-09-30 (YTD Data)		Rank
Total interest income	$8,053,000	2,827
Total interest expense	$1,337,000	4,004
Net interest income	$6,716,000	2,470
Provision for loan and lease losses	$117,000	5,541
Total noninterest income	$1,000,000	2,737
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$549,000	2,030
Trading account gains and fees	$0	165
Additional Noninterest Income	$451,000	2,921
Total noninterest expense	$6,879,000	2,107
Salaries and employee benefits	$3,612,000	2,008
Premises and equipment expense	$1,208,000	1,612
Additional noninterest expense	$2,059,000	2,422
Pre-tax net operating income	$720,000	3,657
Securities gains (losses)	$339,000	991
Applicable income taxes	$297,000	2,157
Income before extraordinary items	$762,000	3,358
Extraordinary gains, net	$0	23
Net income	$762,000	3,356
Minority interest net income	$0	110
Net income of bank and minority interests.	$762,000	3,358
Net charge-offs	$109,000	4,824
Cash dividends	$420,000	1,964
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$517,920	3,904
2010-06-30 (YTD Data)		Rank
Total interest income	$5,398,000	2,840
Total interest expense	$896,000	4,077
Net interest income	$4,502,000	2,462
Provision for loan and lease losses	$63,000	5,565
Total noninterest income	$635,000	2,760
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$349,000	2,106
Trading account gains and fees	$0	152
Additional Noninterest Income	$286,000	2,915
Total noninterest expense	$4,540,000	2,132
Salaries and employee benefits	$2,413,000	2,011
Premises and equipment expense	$800,000	1,649
Additional noninterest expense	$1,327,000	2,495
Pre-tax net operating income	$534,000	3,519
Securities gains (losses)	$181,000	999
Applicable income taxes	$204,000	2,107
Income before extraordinary items	$511,000	3,372
Extraordinary gains, net	$0	19
Net income	$511,000	3,369
Minority interest net income	$0	105
Net income of bank and minority interests.	$511,000	3,371
Net charge-offs	$44,000	4,991
Cash dividends	$174,000	2,422
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$382,490	3,748
2010-03-31 (YTD Data)		Rank
Total interest income	$2,625,000	2,972
Total interest expense	$459,000	4,142
Net interest income	$2,166,000	2,593
Provision for loan and lease losses	$25,000	5,585
Total noninterest income	$318,000	2,756
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$180,000	2,048
Trading account gains and fees	$0	175
Additional Noninterest Income	$138,000	2,988
Total noninterest expense	$2,265,000	2,150
Salaries and employee benefits	$1,187,000	2,076
Premises and equipment expense	$403,000	1,687
Additional noninterest expense	$675,000	2,449
Pre-tax net operating income	$194,000	4,125
Securities gains (losses)	$87,000	843
Applicable income taxes	$72,000	2,447
Income before extraordinary items	$209,000	3,796
Extraordinary gains, net	$0	16
Net income	$209,000	3,793
Minority interest net income	$0	91
Net income of bank and minority interests.	$209,000	3,795
Net charge-offs	$45,000	3,811
Cash dividends	$87,000	1,994
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$144,620	4,328
2009-12-31 (YTD Data)		Rank
Total interest income	$10,964,000	2,980
Total interest expense	$2,560,000	3,825
Net interest income	$8,404,000	2,598
Provision for loan and lease losses	$1,186,000	3,231
Total noninterest income	$1,480,000	2,568
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$770,000	2,103
Trading account gains and fees	$0	211
Additional Noninterest Income	$710,000	2,636
Total noninterest expense	$9,020,000	2,203
Salaries and employee benefits	$4,577,000	2,146
Premises and equipment expense	$1,550,000	1,746
Additional noninterest expense	$2,893,000	2,422
Pre-tax net operating income	$-322,000	5,829
Securities gains (losses)	$187,000	1,603
Applicable income taxes	$-339,000	6,909
Income before extraordinary items	$204,000	4,798
Extraordinary gains, net	$0	34
Net income	$204,000	4,798
Minority interest net income	$0	115
Net income of bank and minority interests.	$204,000	4,798
Net charge-offs	$1,507,000	2,368
Cash dividends	$171,000	3,775
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$84,320	5,156
2009-09-30 (YTD Data)		Rank
Total interest income	$8,217,000	3,031
Total interest expense	$1,995,000	3,855
Net interest income	$6,222,000	2,640
Provision for loan and lease losses	$1,186,000	2,528
Total noninterest income	$1,110,000	2,637
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$576,000	2,111
Trading account gains and fees	$0	212
Additional Noninterest Income	$534,000	2,706
Total noninterest expense	$6,767,000	2,201
Salaries and employee benefits	$3,388,000	2,189
Premises and equipment expense	$1,161,000	1,766
Additional noninterest expense	$2,218,000	2,347
Pre-tax net operating income	$-621,000	6,420
Securities gains (losses)	$187,000	1,336
Applicable income taxes	$-263,000	7,170
Income before extraordinary items	$-171,000	6,083
Extraordinary gains, net	$0	27
Net income	$-171,000	6,084
Minority interest net income	$0	118
Net income of bank and minority interests.	$-171,000	6,083
Net charge-offs	$1,382,000	1,847
Cash dividends	$159,000	3,270
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-290,680	6,220
2009-06-30 (YTD Data)		Rank
Total interest income	$5,438,000	3,087
Total interest expense	$1,385,000	3,872
Net interest income	$4,053,000	2,678
Provision for loan and lease losses	$743,000	2,424
Total noninterest income	$740,000	2,650
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$365,000	2,174
Trading account gains and fees	$0	193
Additional Noninterest Income	$375,000	2,648
Total noninterest expense	$4,439,000	2,261
Salaries and employee benefits	$2,235,000	2,258
Premises and equipment expense	$773,000	1,795
Additional noninterest expense	$1,431,000	2,442
Pre-tax net operating income	$-389,000	6,530
Securities gains (losses)	$187,000	1,054
Applicable income taxes	$-133,000	7,218
Income before extraordinary items	$-69,000	6,120
Extraordinary gains, net	$0	21
Net income	$-69,000	6,119
Minority interest net income	$0	112
Net income of bank and minority interests.	$-69,000	6,119
Net charge-offs	$898,000	1,726
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-188,680	6,345
2009-03-31 (YTD Data)		Rank
Total interest income	$2,694,000	3,135
Total interest expense	$740,000	3,802
Net interest income	$1,954,000	2,773
Provision for loan and lease losses	$0	6,744
Total noninterest income	$359,000	2,684
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$172,000	2,214
Trading account gains and fees	$0	171
Additional Noninterest Income	$187,000	2,609
Total noninterest expense	$2,135,000	2,282
Salaries and employee benefits	$1,093,000	2,343
Premises and equipment expense	$391,000	1,810
Additional noninterest expense	$651,000	2,383
Pre-tax net operating income	$178,000	4,233
Securities gains (losses)	$77,000	1,111
Applicable income taxes	$80,000	2,406
Income before extraordinary items	$175,000	4,086
Extraordinary gains, net	$0	15
Net income	$175,000	4,089
Minority interest net income	$0	102
Net income of bank and minority interests.	$175,000	4,089
Net charge-offs	$86,000	3,034
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$121,870	4,504
2008-12-31 (YTD Data)		Rank
Total interest income	$12,552,000	2,915
Total interest expense	$3,748,000	3,684
Net interest income	$8,804,000	2,474
Provision for loan and lease losses	$1,963,000	1,818
Total noninterest income	$1,659,000	2,449
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$985,000	1,781
Trading account gains and fees	$0	154
Additional Noninterest Income	$674,000	2,711
Total noninterest expense	$9,121,000	2,108
Salaries and employee benefits	$4,733,000	2,145
Premises and equipment expense	$1,564,000	1,756
Additional noninterest expense	$2,824,000	2,119
Pre-tax net operating income	$-621,000	6,825
Securities gains (losses)	$21,000	2,144
Applicable income taxes	$-487,000	7,487
Income before extraordinary items	$-113,000	6,373
Extraordinary gains, net	$0	39
Net income	$-113,000	6,374
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,568,000	1,508
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-126,440	6,542
2008-09-30 (YTD Data)		Rank
Total interest income	$9,613,000	2,916
Total interest expense	$2,902,000	3,706
Net interest income	$6,711,000	2,458
Provision for loan and lease losses	$365,000	3,221
Total noninterest income	$1,267,000	2,482
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$764,000	1,751
Trading account gains and fees	$0	148
Additional Noninterest Income	$503,000	2,803
Total noninterest expense	$6,871,000	2,094
Salaries and employee benefits	$3,548,000	2,176
Premises and equipment expense	$1,175,000	1,753
Additional noninterest expense	$2,148,000	2,029
Pre-tax net operating income	$742,000	4,236
Securities gains (losses)	$20,000	2,014
Applicable income taxes	$243,000	2,701
Income before extraordinary items	$519,000	4,371
Extraordinary gains, net	$0	31
Net income	$519,000	4,369
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	4,006
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$505,400	4,571
2008-06-30 (YTD Data)		Rank
Total interest income	$6,426,000	2,952
Total interest expense	$2,020,000	3,716
Net interest income	$4,406,000	2,487
Provision for loan and lease losses	$307,000	2,497
Total noninterest income	$859,000	2,487
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$520,000	1,696
Trading account gains and fees	$0	149
Additional Noninterest Income	$339,000	2,842
Total noninterest expense	$4,630,000	2,069
Salaries and employee benefits	$2,352,000	2,209
Premises and equipment expense	$783,000	1,747
Additional noninterest expense	$1,495,000	1,928
Pre-tax net operating income	$328,000	5,139
Securities gains (losses)	$16,000	2,191
Applicable income taxes	$97,000	3,485
Income before extraordinary items	$247,000	5,303
Extraordinary gains, net	$0	21
Net income	$247,000	5,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,222
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$235,480	5,308
2008-03-31 (YTD Data)		Rank
Total interest income	$3,349,000	2,925
Total interest expense	$1,111,000	3,639
Net interest income	$2,238,000	2,451
Provision for loan and lease losses	$54,000	3,716
Total noninterest income	$451,000	2,392
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$278,000	1,574
Trading account gains and fees	$0	158
Additional Noninterest Income	$173,000	2,791
Total noninterest expense	$2,138,000	2,232
Salaries and employee benefits	$1,090,000	2,389
Premises and equipment expense	$389,000	1,765
Additional noninterest expense	$659,000	2,127
Pre-tax net operating income	$497,000	3,083
Securities gains (losses)	$12,000	1,897
Applicable income taxes	$181,000	2,094
Income before extraordinary items	$328,000	3,611
Extraordinary gains, net	$0	15
Net income	$328,000	3,615
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	1,966
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$320,320	3,566
2007-12-31 (YTD Data)		Rank
Total interest income	$14,586,000	2,758
Total interest expense	$5,139,000	3,400
Net interest income	$9,447,000	2,358
Provision for loan and lease losses	$126,000	4,544
Total noninterest income	$1,818,000	2,362
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$976,000	1,804
Trading account gains and fees	$0	178
Additional Noninterest Income	$842,000	2,491
Total noninterest expense	$8,519,000	2,155
Salaries and employee benefits	$4,365,000	2,307
Premises and equipment expense	$1,480,000	1,775
Additional noninterest expense	$2,674,000	2,044
Pre-tax net operating income	$2,620,000	2,723
Securities gains (losses)	$10,000	1,349
Applicable income taxes	$674,000	2,347
Income before extraordinary items	$1,956,000	2,872
Extraordinary gains, net	$0	39
Net income	$1,956,000	2,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$532,000	1,618
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,948,600	2,864
2007-09-30 (YTD Data)		Rank
Total interest income	$10,976,000	2,743
Total interest expense	$3,900,000	3,361
Net interest income	$7,076,000	2,370
Provision for loan and lease losses	$126,000	3,786
Total noninterest income	$1,370,000	2,361
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$721,000	1,805
Trading account gains and fees	$0	184
Additional Noninterest Income	$649,000	2,444
Total noninterest expense	$6,258,000	2,171
Salaries and employee benefits	$3,189,000	2,359
Premises and equipment expense	$1,088,000	1,808
Additional noninterest expense	$1,981,000	2,025
Pre-tax net operating income	$2,062,000	2,775
Securities gains (losses)	$-22,000	7,988
Applicable income taxes	$740,000	2,008
Income before extraordinary items	$1,300,000	3,280
Extraordinary gains, net	$0	33
Net income	$1,300,000	3,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$582,000	964
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,314,080	3,237
2007-06-30 (YTD Data)		Rank
Total interest income	$7,137,000	2,815
Total interest expense	$2,568,000	3,388
Net interest income	$4,569,000	2,468
Provision for loan and lease losses	$126,000	2,895
Total noninterest income	$886,000	2,412
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$465,000	1,874
Trading account gains and fees	$0	168
Additional Noninterest Income	$421,000	2,500
Total noninterest expense	$4,141,000	2,218
Salaries and employee benefits	$2,110,000	2,412
Premises and equipment expense	$723,000	1,820
Additional noninterest expense	$1,308,000	2,061
Pre-tax net operating income	$1,188,000	3,144
Securities gains (losses)	$1,000	1,305
Applicable income taxes	$426,000	2,298
Income before extraordinary items	$763,000	3,625
Extraordinary gains, net	$0	29
Net income	$763,000	3,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$557,000	664
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$762,360	3,600
2007-03-31 (YTD Data)		Rank
Total interest income	$3,549,000	2,826
Total interest expense	$1,263,000	3,409
Net interest income	$2,286,000	2,472
Provision for loan and lease losses	$0	5,779
Total noninterest income	$386,000	2,625
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$223,000	1,880
Trading account gains and fees	$0	195
Additional Noninterest Income	$163,000	2,873
Total noninterest expense	$1,966,000	2,325
Salaries and employee benefits	$962,000	2,633
Premises and equipment expense	$363,000	1,832
Additional noninterest expense	$641,000	2,056
Pre-tax net operating income	$706,000	2,784
Securities gains (losses)	$0	1,187
Applicable income taxes	$257,000	2,053
Income before extraordinary items	$449,000	3,234
Extraordinary gains, net	$0	22
Net income	$449,000	3,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,505
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$449,000	3,210
2006-12-31 (YTD Data)		Rank
Total interest income	$13,093,000	2,871
Total interest expense	$4,162,000	3,503
Net interest income	$8,931,000	2,527
Provision for loan and lease losses	$1,494,000	717
Total noninterest income	$2,326,000	1,987
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$927,000	1,865
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,399,000	1,749
Total noninterest expense	$8,177,000	2,165
Salaries and employee benefits	$4,387,000	2,226
Premises and equipment expense	$1,419,000	1,786
Additional noninterest expense	$2,371,000	2,202
Pre-tax net operating income	$1,586,000	4,172
Securities gains (losses)	$0	1,687
Applicable income taxes	$429,000	3,344
Income before extraordinary items	$1,157,000	4,361
Extraordinary gains, net	$0	51
Net income	$1,157,000	4,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$943,000	730
Cash dividends	$81,000	5,538
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,157,000	4,340
2006-09-30 (YTD Data)		Rank
Total interest income	$9,531,000	2,927
Total interest expense	$2,940,000	3,566
Net interest income	$6,591,000	2,592
Provision for loan and lease losses	$1,106,000	691
Total noninterest income	$1,946,000	1,838
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$705,000	1,849
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,241,000	1,551
Total noninterest expense	$6,065,000	2,179
Salaries and employee benefits	$3,250,000	2,258
Premises and equipment expense	$1,054,000	1,803
Additional noninterest expense	$1,761,000	2,213
Pre-tax net operating income	$1,366,000	3,996
Securities gains (losses)	$0	1,388
Applicable income taxes	$478,000	2,921
Income before extraordinary items	$888,000	4,455
Extraordinary gains, net	$0	45
Net income	$888,000	4,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$890,000	508
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$888,000	4,446
2006-06-30 (YTD Data)		Rank
Total interest income	$6,182,000	2,952
Total interest expense	$1,858,000	3,591
Net interest income	$4,324,000	2,634
Provision for loan and lease losses	$1,076,000	475
Total noninterest income	$1,528,000	1,610
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$464,000	1,855
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,064,000	1,298
Total noninterest expense	$4,052,000	2,185
Salaries and employee benefits	$2,221,000	2,215
Premises and equipment expense	$689,000	1,832
Additional noninterest expense	$1,142,000	2,275
Pre-tax net operating income	$724,000	4,556
Securities gains (losses)	$0	1,185
Applicable income taxes	$245,000	3,337
Income before extraordinary items	$479,000	4,993
Extraordinary gains, net	$0	39
Net income	$479,000	4,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$891,000	369
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$479,000	4,984
2006-03-31 (YTD Data)		Rank
Total interest income	$2,978,000	2,989
Total interest expense	$880,000	3,601
Net interest income	$2,098,000	2,681
Provision for loan and lease losses	$357,000	676
Total noninterest income	$421,000	2,473
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$230,000	1,823
Trading account gains and fees	$0	115
Additional Noninterest Income	$191,000	2,569
Total noninterest expense	$1,856,000	2,382
Salaries and employee benefits	$1,009,000	2,426
Premises and equipment expense	$332,000	1,908
Additional noninterest expense	$515,000	2,482
Pre-tax net operating income	$306,000	4,922
Securities gains (losses)	$0	955
Applicable income taxes	$99,000	3,605
Income before extraordinary items	$207,000	5,282
Extraordinary gains, net	$0	21
Net income	$207,000	5,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$202,000	614
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$207,000	5,281
2005-12-31 (YTD Data)		Rank
Total interest income	$11,478,000	2,803
Total interest expense	$2,921,000	3,411
Net interest income	$8,557,000	2,543
Provision for loan and lease losses	$455,000	2,048
Total noninterest income	$1,541,000	2,642
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$955,000	1,800
Trading account gains and fees	$0	138
Additional Noninterest Income	$586,000	3,100
Total noninterest expense	$7,803,000	2,142
Salaries and employee benefits	$4,017,000	2,282
Premises and equipment expense	$1,358,000	1,782
Additional noninterest expense	$2,428,000	2,065
Pre-tax net operating income	$1,840,000	3,892
Securities gains (losses)	$0	2,296
Applicable income taxes	$664,000	2,906
Income before extraordinary items	$1,176,000	4,399
Extraordinary gains, net	$0	46
Net income	$1,176,000	4,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$360,000	1,530
Cash dividends	$197,000	4,942
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,176,000	4,363
2005-09-30 (YTD Data)		Rank
Total interest income	$8,394,000	2,806
Total interest expense	$2,099,000	3,387
Net interest income	$6,295,000	2,562
Provision for loan and lease losses	$350,000	1,932
Total noninterest income	$1,190,000	2,596
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$721,000	1,790
Trading account gains and fees	$0	126
Additional Noninterest Income	$469,000	3,000
Total noninterest expense	$5,833,000	2,122
Salaries and employee benefits	$2,825,000	2,383
Premises and equipment expense	$1,085,000	1,684
Additional noninterest expense	$1,923,000	1,935
Pre-tax net operating income	$1,302,000	4,112
Securities gains (losses)	$0	2,317
Applicable income taxes	$445,000	3,142
Income before extraordinary items	$857,000	4,575
Extraordinary gains, net	$0	35
Net income	$857,000	4,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	1,380
Cash dividends	$197,000	4,103
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$857,000	4,535
2005-06-30 (YTD Data)		Rank
Total interest income	$5,450,000	2,821
Total interest expense	$1,286,000	3,460
Net interest income	$4,164,000	2,560
Provision for loan and lease losses	$260,000	1,721
Total noninterest income	$705,000	2,757
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$479,000	1,746
Trading account gains and fees	$0	116
Additional Noninterest Income	$226,000	3,553
Total noninterest expense	$3,901,000	2,098
Salaries and employee benefits	$1,811,000	2,467
Premises and equipment expense	$759,000	1,588
Additional noninterest expense	$1,331,000	1,857
Pre-tax net operating income	$708,000	4,583
Securities gains (losses)	$0	2,146
Applicable income taxes	$232,000	3,535
Income before extraordinary items	$476,000	5,007
Extraordinary gains, net	$0	30
Net income	$476,000	5,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	1,912
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$476,000	4,954
2005-03-31 (YTD Data)		Rank
Total interest income	$2,653,000	2,850
Total interest expense	$594,000	3,524
Net interest income	$2,059,000	2,587
Provision for loan and lease losses	$195,000	1,153
Total noninterest income	$319,000	2,911
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$235,000	1,725
Trading account gains and fees	$0	115
Additional Noninterest Income	$84,000	4,085
Total noninterest expense	$1,865,000	2,216
Salaries and employee benefits	$871,000	2,567
Premises and equipment expense	$364,000	1,662
Additional noninterest expense	$630,000	1,949
Pre-tax net operating income	$318,000	4,838
Securities gains (losses)	$0	1,685
Applicable income taxes	$102,000	3,730
Income before extraordinary items	$216,000	5,225
Extraordinary gains, net	$0	24
Net income	$216,000	5,226
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,093
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$216,000	5,194
2004-12-31 (YTD Data)		Rank
Total interest income	$10,427,000	2,721
Total interest expense	$2,593,000	2,954
Net interest income	$7,834,000	2,586
Provision for loan and lease losses	$50,000	5,899
Total noninterest income	$1,609,000	2,556
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,047,000	1,677
Trading account gains and fees	$0	138
Additional Noninterest Income	$562,000	3,099
Total noninterest expense	$7,391,000	2,156
Salaries and employee benefits	$3,548,000	2,455
Premises and equipment expense	$1,245,000	1,846
Additional noninterest expense	$2,598,000	1,868
Pre-tax net operating income	$2,002,000	3,501
Securities gains (losses)	$57,000	1,637
Applicable income taxes	$770,000	2,594
Income before extraordinary items	$1,289,000	4,014
Extraordinary gains, net	$0	34
Net income	$1,289,000	4,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,555
Cash dividends	$212,000	4,797
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,252,520	4,030
2004-09-30 (YTD Data)		Rank
Total interest income	$7,732,000	2,717
Total interest expense	$2,030,000	2,797
Net interest income	$5,702,000	2,626
Provision for loan and lease losses	$50,000	5,368
Total noninterest income	$1,121,000	2,700
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$787,000	1,681
Trading account gains and fees	$0	134
Additional Noninterest Income	$334,000	3,531
Total noninterest expense	$5,353,000	2,211
Salaries and employee benefits	$2,561,000	2,524
Premises and equipment expense	$948,000	1,829
Additional noninterest expense	$1,844,000	1,948
Pre-tax net operating income	$1,420,000	3,712
Securities gains (losses)	$57,000	1,564
Applicable income taxes	$512,000	2,856
Income before extraordinary items	$965,000	4,097
Extraordinary gains, net	$0	26
Net income	$965,000	4,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	3,153
Cash dividends	$212,000	3,893
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$927,950	4,121
2004-06-30 (YTD Data)		Rank
Total interest income	$5,077,000	2,750
Total interest expense	$1,431,000	2,668
Net interest income	$3,646,000	2,729
Provision for loan and lease losses	$50,000	4,677
Total noninterest income	$718,000	2,790
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$503,000	1,737
Trading account gains and fees	$0	130
Additional Noninterest Income	$215,000	3,605
Total noninterest expense	$3,513,000	2,254
Salaries and employee benefits	$1,609,000	2,657
Premises and equipment expense	$636,000	1,815
Additional noninterest expense	$1,268,000	1,883
Pre-tax net operating income	$801,000	4,110
Securities gains (losses)	$53,000	1,421
Applicable income taxes	$289,000	3,139
Income before extraordinary items	$565,000	4,401
Extraordinary gains, net	$0	21
Net income	$565,000	4,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	2,376
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$530,020	4,496
2004-03-31 (YTD Data)		Rank
Total interest income	$2,500,000	2,791
Total interest expense	$805,000	2,428
Net interest income	$1,695,000	2,925
Provision for loan and lease losses	$25,000	4,502
Total noninterest income	$344,000	2,817
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$241,000	1,770
Trading account gains and fees	$0	121
Additional Noninterest Income	$103,000	3,651
Total noninterest expense	$1,686,000	2,355
Salaries and employee benefits	$802,000	2,673
Premises and equipment expense	$303,000	1,915
Additional noninterest expense	$581,000	2,030
Pre-tax net operating income	$328,000	4,605
Securities gains (losses)	$0	2,934
Applicable income taxes	$107,000	3,673
Income before extraordinary items	$221,000	5,082
Extraordinary gains, net	$0	16
Net income	$221,000	5,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,075
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$221,000	4,952
2003-12-31 (YTD Data)		Rank
Total interest income	$9,778,000	2,888
Total interest expense	$3,271,000	2,653
Net interest income	$6,507,000	2,947
Provision for loan and lease losses	$440,000	2,407
Total noninterest income	$1,620,000	2,673
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,103,000	1,563
Trading account gains and fees	$0	160
Additional Noninterest Income	$517,000	3,525
Total noninterest expense	$6,625,000	2,366
Salaries and employee benefits	$3,339,000	2,515
Premises and equipment expense	$1,139,000	2,002
Additional noninterest expense	$2,147,000	2,247
Pre-tax net operating income	$1,062,000	5,014
Securities gains (losses)	$114,000	1,775
Applicable income taxes	$246,000	4,604
Income before extraordinary items	$930,000	4,852
Extraordinary gains, net	$0	54
Net income	$930,000	4,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,625
Cash dividends	$212,000	4,853
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$839,940	4,962
2003-09-30 (YTD Data)		Rank
Total interest income	$7,304,000	2,940
Total interest expense	$2,427,000	2,761
Net interest income	$4,877,000	2,963
Provision for loan and lease losses	$390,000	2,061
Total noninterest income	$1,187,000	2,804
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$839,000	1,544
Trading account gains and fees	$0	153
Additional Noninterest Income	$348,000	3,783
Total noninterest expense	$4,920,000	2,396
Salaries and employee benefits	$2,482,000	2,540
Premises and equipment expense	$792,000	2,162
Additional noninterest expense	$1,646,000	2,179
Pre-tax net operating income	$754,000	5,309
Securities gains (losses)	$114,000	1,635
Applicable income taxes	$270,000	4,120
Income before extraordinary items	$598,000	5,402
Extraordinary gains, net	$0	40
Net income	$598,000	5,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	2,972
Cash dividends	$212,000	3,946
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$519,340	5,586
2003-06-30 (YTD Data)		Rank
Total interest income	$4,937,000	2,930
Total interest expense	$1,600,000	2,872
Net interest income	$3,337,000	2,897
Provision for loan and lease losses	$240,000	2,189
Total noninterest income	$774,000	2,820
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$549,000	1,548
Trading account gains and fees	$0	150
Additional Noninterest Income	$225,000	3,815
Total noninterest expense	$3,104,000	2,511
Salaries and employee benefits	$1,547,000	2,714
Premises and equipment expense	$539,000	2,110
Additional noninterest expense	$1,018,000	2,331
Pre-tax net operating income	$767,000	4,170
Securities gains (losses)	$114,000	1,405
Applicable income taxes	$297,000	3,259
Income before extraordinary items	$584,000	4,373
Extraordinary gains, net	$0	30
Net income	$584,000	4,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,290
Cash dividends	$151,000	3,828
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$508,760	4,550
2003-03-31 (YTD Data)		Rank
Total interest income	$2,479,000	2,940
Total interest expense	$791,000	2,969
Net interest income	$1,688,000	2,857
Provision for loan and lease losses	$125,000	1,986
Total noninterest income	$360,000	2,861
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$265,000	1,559
Trading account gains and fees	$0	134
Additional Noninterest Income	$95,000	4,025
Total noninterest expense	$1,517,000	2,550
Salaries and employee benefits	$771,000	2,695
Premises and equipment expense	$276,000	2,067
Additional noninterest expense	$470,000	2,478
Pre-tax net operating income	$406,000	3,997
Securities gains (losses)	$113,000	931
Applicable income taxes	$179,000	2,892
Income before extraordinary items	$340,000	3,883
Extraordinary gains, net	$0	21
Net income	$340,000	3,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,593
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$265,420	4,363
2002-12-31 (YTD Data)		Rank
Total interest income	$10,197,000	2,966
Total interest expense	$3,567,000	3,040
Net interest income	$6,630,000	2,874
Provision for loan and lease losses	$465,000	2,518
Total noninterest income	$1,377,000	2,794
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$975,000	1,655
Trading account gains and fees	$0	153
Additional Noninterest Income	$402,000	3,689
Total noninterest expense	$6,353,000	2,345
Salaries and employee benefits	$3,248,000	2,444
Premises and equipment expense	$1,079,000	2,033
Additional noninterest expense	$2,026,000	2,280
Pre-tax net operating income	$1,189,000	4,740
Securities gains (losses)	$42,000	2,561
Applicable income taxes	$351,000	4,156
Income before extraordinary items	$880,000	4,934
Extraordinary gains, net	$0	70
Net income	$880,000	4,933
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$199,000	3,024
Cash dividends	$197,000	4,938
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$850,180	4,909
2001-12-31 (YTD Data)		Rank
Total interest income	$11,337,000	2,988
Total interest expense	$5,294,000	3,003
Net interest income	$6,043,000	2,933
Provision for loan and lease losses	$439,000	2,444
Total noninterest income	$1,408,000	2,633
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$982,000	1,507
Trading account gains and fees	$0	177
Additional Noninterest Income	$426,000	3,410
Total noninterest expense	$5,698,000	2,491
Salaries and employee benefits	$2,780,000	2,682
Premises and equipment expense	$1,019,000	2,092
Additional noninterest expense	$1,899,000	2,353
Pre-tax net operating income	$1,314,000	4,192
Securities gains (losses)	$112,000	1,663
Applicable income taxes	$438,000	3,559
Income before extraordinary items	$988,000	4,319
Extraordinary gains, net	$0	105
Net income	$988,000	4,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$368,000	1,946
Cash dividends	$197,000	5,062
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$910,720	4,420
2000-12-31 (YTD Data)		Rank
Total interest income	$11,348,000	3,039
Total interest expense	$5,163,000	3,220
Net interest income	$6,185,000	2,861
Provision for loan and lease losses	$245,000	3,282
Total noninterest income	$1,299,000	2,603
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,005,000	1,358
Trading account gains and fees	$0	180
Additional Noninterest Income	$294,000	3,971
Total noninterest expense	$5,316,000	2,559
Salaries and employee benefits	$2,640,000	2,698
Premises and equipment expense	$951,000	2,170
Additional noninterest expense	$1,725,000	2,490
Pre-tax net operating income	$1,923,000	3,426
Securities gains (losses)	$-49,000	9,197
Applicable income taxes	$617,000	3,045
Income before extraordinary items	$1,257,000	3,739
Extraordinary gains, net	$0	38
Net income	$1,257,000	3,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	2,734
Cash dividends	$204,000	5,083
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,289,830	3,657
1999-12-31 (YTD Data)		Rank
Total interest income	$9,645,000	3,328
Total interest expense	$4,129,000	3,498
Net interest income	$5,516,000	3,145
Provision for loan and lease losses	$75,000	5,766
Total noninterest income	$1,162,000	2,768
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$842,000	1,563
Trading account gains and fees	NA	NA
Additional Noninterest Income	$320,000	3,875
Total noninterest expense	$5,022,000	2,686
Salaries and employee benefits	$2,427,000	2,885
Premises and equipment expense	$923,000	2,214
Additional noninterest expense	$1,672,000	2,574
Pre-tax net operating income	$1,581,000	3,950
Securities gains (losses)	$0	3,155
Applicable income taxes	$527,000	3,516
Income before extraordinary items	$1,054,000	4,261
Extraordinary gains, net	$0	35
Net income	$1,054,000	4,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,834
Cash dividends	$182,000	5,375
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,054,000	4,221
1998-12-31 (YTD Data)		Rank
Total interest income	$8,626,000	3,674
Total interest expense	$3,520,000	4,107
Net interest income	$5,106,000	3,320
Provision for loan and lease losses	$225,000	3,261
Total noninterest income	$1,080,000	2,908
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$768,000	1,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$312,000	3,935
Total noninterest expense	$4,366,000	2,971
Salaries and employee benefits	$2,232,000	3,011
Premises and equipment expense	$721,000	2,697
Additional noninterest expense	$1,413,000	2,927
Pre-tax net operating income	$1,595,000	3,995
Securities gains (losses)	$0	4,449
Applicable income taxes	$551,000	3,610
Income before extraordinary items	$1,044,000	4,350
Extraordinary gains, net	$0	32
Net income	$1,044,000	4,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	3,434
Cash dividends	$180,000	5,532
Sale, conversion, retirement of capital stock, net	$7,000	982
Net operating income	$1,044,000	4,260
1997-12-31 (YTD Data)		Rank
Total interest income	$7,700,000	4,111
Total interest expense	$3,188,000	4,464
Net interest income	$4,512,000	3,812
Provision for loan and lease losses	$230,000	3,146
Total noninterest income	$898,000	3,307
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$663,000	1,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$235,000	4,541
Total noninterest expense	$3,878,000	3,265
Salaries and employee benefits	$2,029,000	3,262
Premises and equipment expense	$593,000	3,188
Additional noninterest expense	$1,256,000	3,219
Pre-tax net operating income	$1,302,000	4,955
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$461,000	4,457
Income before extraordinary items	$842,000	5,283
Extraordinary gains, net	$0	44
Net income	$842,000	5,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	2,514
Cash dividends	$180,000	5,601
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$841,350	5,235
1996-12-31 (YTD Data)		Rank
Total interest income	$6,707,000	4,745
Total interest expense	$2,802,000	5,072
Net interest income	$3,905,000	4,416
Provision for loan and lease losses	$15,000	8,204
Total noninterest income	$778,000	3,781
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$564,000	2,414
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	4,994
Total noninterest expense	$3,580,000	3,700
Salaries and employee benefits	$1,901,000	3,494
Premises and equipment expense	$571,000	3,368
Additional noninterest expense	$1,108,000	4,034
Pre-tax net operating income	$1,088,000	5,450
Securities gains (losses)	$0	4,148
Applicable income taxes	$327,000	5,546
Income before extraordinary items	$761,000	5,467
Extraordinary gains, net	$0	53
Net income	$761,000	5,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,098
Cash dividends	$180,000	5,668
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$761,000	5,419
1995-12-31 (YTD Data)		Rank
Total interest income	$6,033,000	5,180
Total interest expense	$2,502,000	5,567
Net interest income	$3,531,000	4,831
Provision for loan and lease losses	$5,000	8,671
Total noninterest income	$725,000	3,974
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$519,000	2,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$206,000	5,048
Total noninterest expense	$3,206,000	4,057
Salaries and employee benefits	$1,662,000	3,910
Premises and equipment expense	$517,000	3,654
Additional noninterest expense	$1,027,000	4,255
Pre-tax net operating income	$1,045,000	5,814
Securities gains (losses)	$-10,000	10,097
Applicable income taxes	$340,000	5,560
Income before extraordinary items	$695,000	6,024
Extraordinary gains, net	$0	65
Net income	$695,000	6,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	6,176
Cash dividends	$180,000	5,723
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$701,700	5,968
1994-12-31 (YTD Data)		Rank
Total interest income	$5,072,000	5,616
Total interest expense	$1,944,000	5,734
Net interest income	$3,128,000	5,437
Provision for loan and lease losses	$0	9,146
Total noninterest income	$644,000	4,402
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$467,000	2,960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	5,670
Total noninterest expense	$3,077,000	4,315
Salaries and employee benefits	$1,556,000	4,146
Premises and equipment expense	$514,000	3,711
Additional noninterest expense	$1,007,000	4,679
Pre-tax net operating income	$695,000	7,412
Securities gains (losses)	$4,000	2,755
Applicable income taxes	$192,000	7,478
Income before extraordinary items	$507,000	7,252
Extraordinary gains, net	$0	249
Net income	$507,000	7,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,524
Cash dividends	$159,000	5,970
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$504,080	7,313
1993-12-31 (YTD Data)		Rank
Total interest income	$4,384,000	6,434
Total interest expense	$1,414,000	7,493
Net interest income	$2,970,000	5,700
Provision for loan and lease losses	$1,000	10,323
Total noninterest income	$644,000	4,720
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$418,000	3,311
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	5,304
Total noninterest expense	$2,814,000	4,768
Salaries and employee benefits	$1,435,000	4,448
Premises and equipment expense	$419,000	4,536
Additional noninterest expense	$960,000	5,103
Pre-tax net operating income	$799,000	6,819
Securities gains (losses)	$50,000	3,394
Applicable income taxes	$261,000	6,630
Income before extraordinary items	$588,000	6,874
Extraordinary gains, net	$27,000	2,545
Net income	$615,000	6,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-90,000	12,903
Cash dividends	$155,000	6,014
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$553,500	6,860
1992-12-31 (YTD Data)		Rank
Total interest income	$4,562,000	6,814
Total interest expense	$1,695,000	7,907
Net interest income	$2,867,000	5,936
Provision for loan and lease losses	$51,000	8,987
Total noninterest income	$583,000	5,066
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$374,000	3,705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	5,520
Total noninterest expense	$2,637,000	5,065
Salaries and employee benefits	$1,331,000	4,719
Premises and equipment expense	$366,000	5,166
Additional noninterest expense	$940,000	5,324
Pre-tax net operating income	$762,000	6,758
Securities gains (losses)	$38,000	4,584
Applicable income taxes	$271,000	6,345
Income before extraordinary items	$529,000	7,090
Extraordinary gains, net	$0	1,422
Net income	$529,000	7,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	9,616
Cash dividends	$147,000	5,856
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$503,920	6,920

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.