Home > Ipswich Co-operative Bank > Income and Expense
Ipswich Co-operative Bank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,776,000 | 2,966 |
| Total interest expense | $4,320,000 | 2,186 |
| Net interest income | $2,456,000 | 4,087 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $171,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $88,000 | 5,188 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $1,831,000 | 4,390 |
| Salaries and employee benefits | $1,013,000 | 4,378 |
| Premises and equipment expense | $152,000 | 5,774 |
| Additional noninterest expense | $666,000 | 3,699 |
| Pre-tax net operating income | $736,000 | 4,200 |
| Securities gains (losses) | $50,000 | 536 |
| Applicable income taxes | $235,000 | 3,054 |
| Income before extraordinary items | $551,000 | 4,338 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $551,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,722 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $516,000 | 4,473 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 2,987 |
| Total interest expense | $2,096,000 | 2,231 |
| Net interest income | $1,260,000 | 4,009 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $81,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $934,000 | 4,338 |
| Salaries and employee benefits | $518,000 | 4,319 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $343,000 | 3,586 |
| Pre-tax net operating income | $377,000 | 4,133 |
| Securities gains (losses) | $73,000 | 361 |
| Applicable income taxes | $141,000 | 2,811 |
| Income before extraordinary items | $309,000 | 4,098 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $309,000 | 4,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $258,630 | 4,475 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,289,000 | 3,018 |
| Total interest expense | $6,942,000 | 2,295 |
| Net interest income | $5,347,000 | 3,828 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $352,000 | 5,868 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $191,000 | 5,080 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 5,493 |
| Total noninterest expense | $3,625,000 | 4,285 |
| Salaries and employee benefits | $2,011,000 | 4,247 |
| Premises and equipment expense | $285,000 | 5,862 |
| Additional noninterest expense | $1,329,000 | 3,634 |
| Pre-tax net operating income | $1,954,000 | 3,704 |
| Securities gains (losses) | $304,000 | 320 |
| Applicable income taxes | $744,000 | 2,585 |
| Income before extraordinary items | $1,514,000 | 3,750 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,514,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,310,320 | 4,054 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,044,000 | 3,050 |
| Total interest expense | $4,900,000 | 2,352 |
| Net interest income | $4,144,000 | 3,764 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $273,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $145,000 | 5,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,415 |
| Total noninterest expense | $2,652,000 | 4,347 |
| Salaries and employee benefits | $1,505,000 | 4,222 |
| Premises and equipment expense | $217,000 | 5,851 |
| Additional noninterest expense | $930,000 | 3,828 |
| Pre-tax net operating income | $1,675,000 | 3,523 |
| Securities gains (losses) | $158,000 | 359 |
| Applicable income taxes | $632,000 | 2,516 |
| Income before extraordinary items | $1,201,000 | 3,743 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,201,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,096,720 | 3,929 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,845,000 | 3,093 |
| Total interest expense | $3,018,000 | 2,428 |
| Net interest income | $2,827,000 | 3,706 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $190,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $96,000 | 5,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 5,267 |
| Total noninterest expense | $1,739,000 | 4,425 |
| Salaries and employee benefits | $989,000 | 4,300 |
| Premises and equipment expense | $145,000 | 5,863 |
| Additional noninterest expense | $605,000 | 3,894 |
| Pre-tax net operating income | $1,218,000 | 3,327 |
| Securities gains (losses) | $28,000 | 539 |
| Applicable income taxes | $446,000 | 2,462 |
| Income before extraordinary items | $800,000 | 3,751 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $800,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $782,080 | 3,796 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 3,079 |
| Total interest expense | $1,400,000 | 2,468 |
| Net interest income | $1,477,000 | 3,582 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $90,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $863,000 | 4,458 |
| Salaries and employee benefits | $480,000 | 4,408 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $305,000 | 3,840 |
| Pre-tax net operating income | $674,000 | 3,051 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $246,000 | 2,294 |
| Income before extraordinary items | $428,000 | 3,514 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $428,000 | 3,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $428,000 | 3,496 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,745,000 | 3,212 |
| Total interest expense | $4,286,000 | 2,511 |
| Net interest income | $5,459,000 | 3,705 |
| Provision for loan and lease losses | $104,000 | 4,761 |
| Total noninterest income | $297,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $186,000 | 5,184 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,239 |
| Total noninterest expense | $3,480,000 | 4,301 |
| Salaries and employee benefits | $1,874,000 | 4,332 |
| Premises and equipment expense | $295,000 | 5,779 |
| Additional noninterest expense | $1,311,000 | 3,590 |
| Pre-tax net operating income | $2,172,000 | 3,491 |
| Securities gains (losses) | $191,000 | 516 |
| Applicable income taxes | $842,000 | 2,534 |
| Income before extraordinary items | $1,521,000 | 3,755 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,521,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,398,760 | 3,926 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 3,266 |
| Total interest expense | $3,006,000 | 2,530 |
| Net interest income | $4,025,000 | 3,745 |
| Provision for loan and lease losses | $74,000 | 4,739 |
| Total noninterest income | $229,000 | 6,325 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $138,000 | 5,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 6,086 |
| Total noninterest expense | $2,463,000 | 4,470 |
| Salaries and employee benefits | $1,401,000 | 4,314 |
| Premises and equipment expense | $218,000 | 5,820 |
| Additional noninterest expense | $844,000 | 4,018 |
| Pre-tax net operating income | $1,717,000 | 3,428 |
| Securities gains (losses) | $139,000 | 562 |
| Applicable income taxes | $670,000 | 2,455 |
| Income before extraordinary items | $1,186,000 | 3,689 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,186,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,097,040 | 3,867 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 3,299 |
| Total interest expense | $1,879,000 | 2,543 |
| Net interest income | $2,641,000 | 3,756 |
| Provision for loan and lease losses | $44,000 | 4,779 |
| Total noninterest income | $168,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $88,000 | 5,294 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $80,000 | 5,615 |
| Total noninterest expense | $1,648,000 | 4,442 |
| Salaries and employee benefits | $936,000 | 4,285 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $570,000 | 3,961 |
| Pre-tax net operating income | $1,117,000 | 3,423 |
| Securities gains (losses) | $68,000 | 699 |
| Applicable income taxes | $421,000 | 2,536 |
| Income before extraordinary items | $764,000 | 3,746 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $764,000 | 3,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $720,480 | 3,864 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 3,364 |
| Total interest expense | $891,000 | 2,558 |
| Net interest income | $1,284,000 | 3,834 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $81,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $42,000 | 5,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $821,000 | 4,473 |
| Salaries and employee benefits | $468,000 | 4,301 |
| Premises and equipment expense | $73,000 | 5,831 |
| Additional noninterest expense | $280,000 | 4,012 |
| Pre-tax net operating income | $526,000 | 3,542 |
| Securities gains (losses) | $42,000 | 592 |
| Applicable income taxes | $199,000 | 2,605 |
| Income before extraordinary items | $369,000 | 3,828 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $369,000 | 3,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $341,700 | 3,975 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,620,000 | 3,543 |
| Total interest expense | $2,983,000 | 2,644 |
| Net interest income | $4,637,000 | 4,026 |
| Provision for loan and lease losses | $84,000 | 5,272 |
| Total noninterest income | $311,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $167,000 | 5,592 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $144,000 | 5,771 |
| Total noninterest expense | $2,962,000 | 4,701 |
| Salaries and employee benefits | $1,689,000 | 4,547 |
| Premises and equipment expense | $265,000 | 6,036 |
| Additional noninterest expense | $1,008,000 | 4,316 |
| Pre-tax net operating income | $1,902,000 | 3,624 |
| Securities gains (losses) | $477,000 | 470 |
| Applicable income taxes | $867,000 | 2,392 |
| Income before extraordinary items | $1,512,000 | 3,617 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,512,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,206,720 | 4,124 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 3,618 |
| Total interest expense | $2,152,000 | 2,687 |
| Net interest income | $3,396,000 | 4,093 |
| Provision for loan and lease losses | $66,000 | 5,012 |
| Total noninterest income | $234,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $123,000 | 5,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $111,000 | 5,728 |
| Total noninterest expense | $2,178,000 | 4,717 |
| Salaries and employee benefits | $1,242,000 | 4,575 |
| Premises and equipment expense | $198,000 | 6,006 |
| Additional noninterest expense | $738,000 | 4,343 |
| Pre-tax net operating income | $1,386,000 | 3,779 |
| Securities gains (losses) | $420,000 | 468 |
| Applicable income taxes | $663,000 | 2,408 |
| Income before extraordinary items | $1,143,000 | 3,670 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,143,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $874,200 | 4,286 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 3,698 |
| Total interest expense | $1,383,000 | 2,749 |
| Net interest income | $2,214,000 | 4,169 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $155,000 | 6,396 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $80,000 | 5,723 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $75,000 | 5,718 |
| Total noninterest expense | $1,440,000 | 4,782 |
| Salaries and employee benefits | $813,000 | 4,664 |
| Premises and equipment expense | $132,000 | 6,048 |
| Additional noninterest expense | $495,000 | 4,353 |
| Pre-tax net operating income | $881,000 | 3,857 |
| Securities gains (losses) | $366,000 | 426 |
| Applicable income taxes | $465,000 | 2,316 |
| Income before extraordinary items | $782,000 | 3,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $782,000 | 3,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $547,760 | 4,408 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,799 |
| Total interest expense | $673,000 | 2,845 |
| Net interest income | $1,068,000 | 4,286 |
| Provision for loan and lease losses | $32,000 | 4,015 |
| Total noninterest income | $77,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $731,000 | 4,771 |
| Salaries and employee benefits | $415,000 | 4,610 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $250,000 | 4,318 |
| Pre-tax net operating income | $382,000 | 4,192 |
| Securities gains (losses) | $256,000 | 421 |
| Applicable income taxes | $230,000 | 2,331 |
| Income before extraordinary items | $408,000 | 3,447 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $408,000 | 3,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $244,160 | 4,702 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 3,764 |
| Total interest expense | $2,830,000 | 3,017 |
| Net interest income | $4,288,000 | 4,148 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $382,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $219,000 | 5,101 |
| Total noninterest expense | $2,751,000 | 4,887 |
| Salaries and employee benefits | $1,626,000 | 4,583 |
| Premises and equipment expense | $255,000 | 6,127 |
| Additional noninterest expense | $870,000 | 4,759 |
| Pre-tax net operating income | $1,871,000 | 3,539 |
| Securities gains (losses) | $695,000 | 609 |
| Applicable income taxes | $928,000 | 2,282 |
| Income before extraordinary items | $1,638,000 | 3,330 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,638,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,340 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,193,200 | 3,992 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 3,801 |
| Total interest expense | $2,155,000 | 3,082 |
| Net interest income | $3,213,000 | 4,182 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $294,000 | 6,054 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $123,000 | 5,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $171,000 | 5,087 |
| Total noninterest expense | $2,023,000 | 4,940 |
| Salaries and employee benefits | $1,185,000 | 4,664 |
| Premises and equipment expense | $188,000 | 6,155 |
| Additional noninterest expense | $650,000 | 4,732 |
| Pre-tax net operating income | $1,448,000 | 3,590 |
| Securities gains (losses) | $411,000 | 780 |
| Applicable income taxes | $675,000 | 2,448 |
| Income before extraordinary items | $1,184,000 | 3,535 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,184,000 | 3,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $920,960 | 4,045 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,635,000 | 3,765 |
| Total interest expense | $1,463,000 | 3,121 |
| Net interest income | $2,172,000 | 4,131 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $188,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $107,000 | 5,211 |
| Total noninterest expense | $1,358,000 | 4,920 |
| Salaries and employee benefits | $797,000 | 4,620 |
| Premises and equipment expense | $127,000 | 6,126 |
| Additional noninterest expense | $434,000 | 4,714 |
| Pre-tax net operating income | $978,000 | 3,580 |
| Securities gains (losses) | $337,000 | 746 |
| Applicable income taxes | $482,000 | 2,376 |
| Income before extraordinary items | $833,000 | 3,403 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $833,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $617,320 | 4,008 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 3,885 |
| Total interest expense | $732,000 | 3,196 |
| Net interest income | $1,034,000 | 4,292 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $103,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 4,821 |
| Total noninterest expense | $704,000 | 4,770 |
| Salaries and employee benefits | $369,000 | 4,909 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $267,000 | 4,010 |
| Pre-tax net operating income | $421,000 | 3,918 |
| Securities gains (losses) | $227,000 | 611 |
| Applicable income taxes | $229,000 | 2,466 |
| Income before extraordinary items | $419,000 | 3,350 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $419,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $271,450 | 4,306 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,569,000 | 4,261 |
| Total interest expense | $3,058,000 | 3,489 |
| Net interest income | $3,511,000 | 4,744 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $448,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $141,000 | 5,947 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $307,000 | 4,208 |
| Total noninterest expense | $2,633,000 | 4,902 |
| Salaries and employee benefits | $1,533,000 | 4,619 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $875,000 | 4,632 |
| Pre-tax net operating income | $1,278,000 | 4,539 |
| Securities gains (losses) | $-1,887,000 | 9,330 |
| Applicable income taxes | $-212,000 | 9,146 |
| Income before extraordinary items | $-397,000 | 9,006 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-397,000 | 9,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,721 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $829,550 | 4,972 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,510,000 | 5,290 |
| Total interest expense | $2,789,000 | 5,008 |
| Net interest income | $2,721,000 | 5,420 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $449,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $129,000 | 6,100 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $320,000 | 3,971 |
| Total noninterest expense | $2,600,000 | 4,829 |
| Salaries and employee benefits | $1,656,000 | 4,195 |
| Premises and equipment expense | $238,000 | 6,235 |
| Additional noninterest expense | $706,000 | 5,268 |
| Pre-tax net operating income | $522,000 | 6,470 |
| Securities gains (losses) | $-245,000 | 9,552 |
| Applicable income taxes | $76,000 | 6,325 |
| Income before extraordinary items | $201,000 | 7,728 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $201,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $379,850 | 6,555 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,949,000 | 5,775 |
| Total interest expense | $2,289,000 | 5,844 |
| Net interest income | $2,660,000 | 5,588 |
| Provision for loan and lease losses | $51,000 | 6,491 |
| Total noninterest income | $291,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,028 |
| Total noninterest expense | $2,501,000 | 4,856 |
| Salaries and employee benefits | $1,584,000 | 4,174 |
| Premises and equipment expense | $248,000 | 6,081 |
| Additional noninterest expense | $669,000 | 5,353 |
| Pre-tax net operating income | $399,000 | 7,477 |
| Securities gains (losses) | $952,000 | 165 |
| Applicable income taxes | $507,000 | 3,460 |
| Income before extraordinary items | $844,000 | 4,888 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $844,000 | 4,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,101 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $234,720 | 7,874 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,230,000 | 6,166 |
| Total interest expense | $2,107,000 | 5,790 |
| Net interest income | $2,123,000 | 6,424 |
| Provision for loan and lease losses | $57,000 | 6,356 |
| Total noninterest income | $325,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,627 |
| Total noninterest expense | $2,261,000 | 5,221 |
| Salaries and employee benefits | $1,338,000 | 4,764 |
| Premises and equipment expense | $234,000 | 6,273 |
| Additional noninterest expense | $689,000 | 5,294 |
| Pre-tax net operating income | $130,000 | 8,927 |
| Securities gains (losses) | $778,000 | 260 |
| Applicable income taxes | $126,000 | 6,567 |
| Income before extraordinary items | $782,000 | 5,156 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $782,000 | 5,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $112,920 | 8,845 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 6,084 |
| Total interest expense | $2,322,000 | 5,630 |
| Net interest income | $2,147,000 | 6,398 |
| Provision for loan and lease losses | $68,000 | 5,924 |
| Total noninterest income | $1,473,000 | 2,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,357,000 | 1,498 |
| Total noninterest expense | $2,109,000 | 5,384 |
| Salaries and employee benefits | $1,218,000 | 5,019 |
| Premises and equipment expense | $209,000 | 6,575 |
| Additional noninterest expense | $682,000 | 5,265 |
| Pre-tax net operating income | $1,443,000 | 4,304 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $598,000 | 3,414 |
| Income before extraordinary items | $845,000 | 5,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $845,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $845,000 | 4,930 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 6,403 |
| Total interest expense | $2,158,000 | 5,964 |
| Net interest income | $2,122,000 | 6,675 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $1,155,000 | 2,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,024,000 | 1,707 |
| Total noninterest expense | $1,989,000 | 5,679 |
| Salaries and employee benefits | $1,108,000 | 5,440 |
| Premises and equipment expense | $186,000 | 7,092 |
| Additional noninterest expense | $695,000 | 5,248 |
| Pre-tax net operating income | $1,228,000 | 5,164 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $509,000 | 4,165 |
| Income before extraordinary items | $719,000 | 5,824 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $719,000 | 5,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $719,000 | 5,774 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 6,896 |
| Total interest expense | $1,958,000 | 6,494 |
| Net interest income | $2,012,000 | 7,116 |
| Provision for loan and lease losses | $42,000 | 6,906 |
| Total noninterest income | $1,143,000 | 2,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,033,000 | 1,782 |
| Total noninterest expense | $1,624,000 | 6,777 |
| Salaries and employee benefits | $917,000 | 6,386 |
| Premises and equipment expense | $152,000 | 8,015 |
| Additional noninterest expense | $555,000 | 6,649 |
| Pre-tax net operating income | $1,489,000 | 4,362 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $625,000 | 3,470 |
| Income before extraordinary items | $864,000 | 5,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $864,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $864,000 | 4,959 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 7,026 |
| Total interest expense | $1,725,000 | 7,075 |
| Net interest income | $2,256,000 | 6,768 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $883,000 | 3,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $769,000 | 2,168 |
| Total noninterest expense | $1,396,000 | 7,596 |
| Salaries and employee benefits | $769,000 | 7,275 |
| Premises and equipment expense | $93,000 | 9,830 |
| Additional noninterest expense | $534,000 | 7,000 |
| Pre-tax net operating income | $1,671,000 | 4,076 |
| Securities gains (losses) | $-73,000 | 11,364 |
| Applicable income taxes | $675,000 | 3,342 |
| Income before extraordinary items | $923,000 | 4,891 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $923,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $969,720 | 4,701 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 7,349 |
| Total interest expense | $1,251,000 | 7,714 |
| Net interest income | $2,232,000 | 7,015 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $625,000 | 4,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 2,932 |
| Total noninterest expense | $1,867,000 | 6,531 |
| Salaries and employee benefits | $725,000 | 7,705 |
| Premises and equipment expense | $100,000 | 10,031 |
| Additional noninterest expense | $1,042,000 | 4,557 |
| Pre-tax net operating income | $948,000 | 6,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $401,000 | 4,753 |
| Income before extraordinary items | $547,000 | 6,934 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $547,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $547,000 | 6,987 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 7,592 |
| Total interest expense | $1,418,000 | 7,478 |
| Net interest income | $2,040,000 | 7,553 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $431,000 | 6,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 4,163 |
| Total noninterest expense | $1,553,000 | 7,639 |
| Salaries and employee benefits | $706,000 | 7,960 |
| Premises and equipment expense | $120,000 | 9,793 |
| Additional noninterest expense | $727,000 | 6,383 |
| Pre-tax net operating income | $872,000 | 6,465 |
| Securities gains (losses) | $-19,000 | 12,913 |
| Applicable income taxes | $361,000 | 5,377 |
| Income before extraordinary items | $492,000 | 7,624 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $492,000 | 7,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $504,160 | 7,263 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 7,510 |
| Total interest expense | $1,991,000 | 7,130 |
| Net interest income | $2,007,000 | 7,742 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $360,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,505 |
| Total noninterest expense | $1,404,000 | 8,279 |
| Salaries and employee benefits | $662,000 | 8,289 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $627,000 | 7,283 |
| Pre-tax net operating income | $887,000 | 6,155 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $429,000 | 4,538 |
| Income before extraordinary items | $511,000 | 7,226 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $511,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $477,080 | 7,152 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.