Home > Ipswich Co-operative Bank > Assets and Liabilities
Ipswich Co-operative Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 24 | 5,620 |
| Assets and Liabilities | ||
| Total Assets: | $253,741,000 | 2,514 |
| Cash and due from depository institutions | $18,685,000 | 5,620 |
| Interest-bearing balances | $15,332,000 | 413 |
| Securities | $21,336,000 | 4,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $201,072,000 | 2,260 |
| Loan loss allowance | $940,000 | 4,362 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,279,000 | 2,355 |
| Other real estate owned | $0 | 5,620 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,369,000 | 2,290 |
| Life insurance assets | $2,217,000 | 2,143 |
| Total liabilities and capital | $253,741,000 | 2,514 |
| Total liabilities | $236,750,000 | 2,424 |
| Total deposits | $193,418,000 | 2,645 |
| Interest-bearing deposits | $187,136,000 | 2,372 |
| Deposits held in domestic offices | $193,418,000 | 2,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $899,000 | 2,742 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $41,562,000 | 1,020 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $871,000 | 4,218 |
| Total equity capital | $16,991,000 | 3,697 |
| Total bank equity capital | $16,991,000 | 3,697 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $0 | 8,003 |
| Undivided profits | $16,991,000 | 2,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,151,000 | 3,519 |
| Earning assets | $237,740,000 | 2,472 |
| Long-term assets (5+ years) | $141,210,000 | 820 |
| Average Assets, year-to-date | $247,821,330 | 2,539 |
| Average Assets, quarterly | $251,583,500 | 2,518 |
| Volatile liabilities | $64,940,000 | 2,044 |
| Insider loans | $1,273,000 | 3,851 |
| FHLB advances | $41,562,000 | 943 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,380,000 | 2,942 |
| Tier 1 (core) risk-based capital | $17,262,000 | 3,587 |
| Tier 2 risk-based capital | $940,000 | 4,177 |
| Total risk weighted assets | $143,800,000 | 3,081 |
| Total unused commitments | $25,380,000 | 2,942 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 22 | 5,874 |
| Assets and Liabilities | ||
| Total Assets: | $249,426,000 | 2,565 |
| Cash and due from depository institutions | $10,366,000 | 5,874 |
| Interest-bearing balances | $7,904,000 | 804 |
| Securities | $41,028,000 | 2,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $186,461,000 | 2,361 |
| Loan loss allowance | $964,000 | 4,280 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,436,000 | 2,706 |
| Other real estate owned | $0 | 5,874 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,135,000 | 2,279 |
| Life insurance assets | $2,197,000 | 2,141 |
| Total liabilities and capital | $249,426,000 | 2,565 |
| Total liabilities | $232,471,000 | 2,471 |
| Total deposits | $184,149,000 | 2,776 |
| Interest-bearing deposits | $178,165,000 | 2,502 |
| Deposits held in domestic offices | $184,149,000 | 2,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $534,000 | 2,673 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $46,776,000 | 898 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,012,000 | 3,874 |
| Total equity capital | $16,955,000 | 3,724 |
| Total bank equity capital | $16,955,000 | 3,724 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $0 | 8,027 |
| Undivided profits | $16,955,000 | 2,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,168,000 | 3,363 |
| Earning assets | $235,393,000 | 2,507 |
| Long-term assets (5+ years) | $132,877,000 | 837 |
| Average Assets, year-to-date | $244,861,500 | 2,587 |
| Average Assets, quarterly | $244,861,500 | 2,587 |
| Volatile liabilities | $69,523,000 | 1,911 |
| Insider loans | $1,286,000 | 3,813 |
| FHLB advances | $46,776,000 | 823 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $32,404,000 | 2,505 |
| Tier 1 (core) risk-based capital | $16,974,000 | 3,609 |
| Tier 2 risk-based capital | $964,000 | 4,096 |
| Total risk weighted assets | $145,853,000 | 3,031 |
| Total unused commitments | $32,404,000 | 2,506 |
| Derivatives | $292,000 | 982 |
| 2006-12-31 | Rank | |
| # of Employees: | 22 | 5,863 |
| Assets and Liabilities | ||
| Total Assets: | $240,297,000 | 2,632 |
| Cash and due from depository institutions | $15,241,000 | 5,863 |
| Interest-bearing balances | $12,276,000 | 482 |
| Securities | $37,526,000 | 2,968 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $176,551,000 | 2,448 |
| Loan loss allowance | $935,000 | 4,353 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,822,000 | 3,002 |
| Other real estate owned | $0 | 5,863 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,157,000 | 2,299 |
| Life insurance assets | $2,174,000 | 2,119 |
| Total liabilities and capital | $240,297,000 | 2,632 |
| Total liabilities | $223,688,000 | 2,545 |
| Total deposits | $177,152,000 | 2,856 |
| Interest-bearing deposits | $170,904,000 | 2,567 |
| Deposits held in domestic offices | $177,152,000 | 2,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $981,000 | 2,658 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $44,487,000 | 967 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,068,000 | 3,705 |
| Total equity capital | $16,609,000 | 3,718 |
| Total bank equity capital | $16,609,000 | 3,718 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $0 | 8,057 |
| Undivided profits | $16,609,000 | 2,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,147,000 | 3,525 |
| Earning assets | $226,353,000 | 2,574 |
| Long-term assets (5+ years) | $118,108,000 | 926 |
| Average Assets, year-to-date | $226,544,000 | 2,669 |
| Average Assets, quarterly | $239,506,500 | 2,614 |
| Volatile liabilities | $61,770,000 | 2,242 |
| Insider loans | $1,299,000 | 3,769 |
| FHLB advances | $44,487,000 | 896 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $21,908,000 | 3,133 |
| Tier 1 (core) risk-based capital | $16,666,000 | 3,602 |
| Tier 2 risk-based capital | $935,000 | 4,154 |
| Total risk weighted assets | $139,681,000 | 3,106 |
| Total unused commitments | $21,908,000 | 3,134 |
| Derivatives | $130,000 | 987 |
| 2006-09-30 | Rank | |
| # of Employees: | 21 | 6,044 |
| Assets and Liabilities | ||
| Total Assets: | $238,716,000 | 2,626 |
| Cash and due from depository institutions | $15,307,000 | 6,044 |
| Interest-bearing balances | $13,093,000 | 414 |
| Securities | $40,336,000 | 2,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $172,395,000 | 2,489 |
| Loan loss allowance | $896,000 | 4,492 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,446,000 | 3,213 |
| Other real estate owned | $0 | 6,044 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,232,000 | 2,266 |
| Life insurance assets | $2,154,000 | 2,093 |
| Total liabilities and capital | $238,716,000 | 2,626 |
| Total liabilities | $222,582,000 | 2,543 |
| Total deposits | $172,719,000 | 2,883 |
| Interest-bearing deposits | $166,326,000 | 2,586 |
| Deposits held in domestic offices | $172,719,000 | 2,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,000 | 3,543 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $48,722,000 | 948 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,074,000 | 3,661 |
| Total equity capital | $16,134,000 | 3,774 |
| Total bank equity capital | $16,134,000 | 3,774 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $0 | 8,106 |
| Undivided profits | $16,134,000 | 2,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 5,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,158,000 | 3,503 |
| Earning assets | $225,824,000 | 2,569 |
| Long-term assets (5+ years) | $108,977,000 | 991 |
| Average Assets, year-to-date | $223,105,750 | 2,712 |
| Average Assets, quarterly | $231,296,000 | 2,676 |
| Volatile liabilities | $65,907,000 | 2,134 |
| Insider loans | $1,634,000 | 3,330 |
| FHLB advances | $48,722,000 | 870 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $24,542,000 | 2,984 |
| Tier 1 (core) risk-based capital | $16,173,000 | 3,686 |
| Tier 2 risk-based capital | $896,000 | 4,289 |
| Total risk weighted assets | $137,942,000 | 3,117 |
| Total unused commitments | $24,542,000 | 2,984 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 23 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $223,876,000 | 2,761 |
| Cash and due from depository institutions | $5,390,000 | 5,813 |
| Interest-bearing balances | $3,489,000 | 1,284 |
| Securities | $42,711,000 | 2,683 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $166,429,000 | 2,542 |
| Loan loss allowance | $864,000 | 4,581 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,416,000 | 4,008 |
| Other real estate owned | $0 | 5,813 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,930,000 | 2,311 |
| Life insurance assets | $2,134,000 | 2,061 |
| Total liabilities and capital | $223,876,000 | 2,761 |
| Total liabilities | $208,351,000 | 2,672 |
| Total deposits | $166,208,000 | 2,958 |
| Interest-bearing deposits | $159,859,000 | 2,659 |
| Deposits held in domestic offices | $166,208,000 | 2,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000 | 3,676 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $41,173,000 | 1,075 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $920,000 | 3,752 |
| Total equity capital | $15,525,000 | 3,779 |
| Total bank equity capital | $15,525,000 | 3,779 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $0 | 8,130 |
| Undivided profits | $15,525,000 | 2,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,114,000 | 3,294 |
| Earning assets | $212,629,000 | 2,669 |
| Long-term assets (5+ years) | $101,521,000 | 1,043 |
| Average Assets, year-to-date | $217,902,330 | 2,766 |
| Average Assets, quarterly | $221,701,500 | 2,761 |
| Volatile liabilities | $61,672,000 | 2,203 |
| Insider loans | $1,841,000 | 3,073 |
| FHLB advances | $41,173,000 | 990 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $29,263,000 | 2,650 |
| Tier 1 (core) risk-based capital | $15,654,000 | 3,733 |
| Tier 2 risk-based capital | $864,000 | 4,362 |
| Total risk weighted assets | $134,896,000 | 3,130 |
| Total unused commitments | $29,263,000 | 2,651 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 22 | 5,907 |
| Assets and Liabilities | ||
| Total Assets: | $219,527,000 | 2,779 |
| Cash and due from depository institutions | $8,426,000 | 5,907 |
| Interest-bearing balances | $5,401,000 | 1,027 |
| Securities | $40,776,000 | 2,805 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $161,783,000 | 2,548 |
| Loan loss allowance | $845,000 | 4,619 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,250,000 | 4,153 |
| Other real estate owned | $0 | 5,907 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,292,000 | 2,422 |
| Life insurance assets | $2,115,000 | 2,034 |
| Total liabilities and capital | $219,527,000 | 2,779 |
| Total liabilities | $204,343,000 | 2,699 |
| Total deposits | $170,276,000 | 2,886 |
| Interest-bearing deposits | $164,124,000 | 2,579 |
| Deposits held in domestic offices | $170,276,000 | 2,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $178,000 | 3,212 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $32,963,000 | 1,232 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $926,000 | 3,713 |
| Total equity capital | $15,184,000 | 3,820 |
| Total bank equity capital | $15,184,000 | 3,820 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $0 | 8,136 |
| Undivided profits | $15,184,000 | 2,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,010,000 | 3,384 |
| Earning assets | $207,960,000 | 2,707 |
| Long-term assets (5+ years) | $96,989,000 | 1,067 |
| Average Assets, year-to-date | $214,915,500 | 2,804 |
| Average Assets, quarterly | $214,915,500 | 2,804 |
| Volatile liabilities | $56,594,000 | 2,255 |
| Insider loans | $1,857,000 | 2,991 |
| FHLB advances | $32,963,000 | 1,158 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $25,336,000 | 2,898 |
| Tier 1 (core) risk-based capital | $15,331,000 | 3,736 |
| Tier 2 risk-based capital | $845,000 | 4,389 |
| Total risk weighted assets | $129,484,000 | 3,192 |
| Total unused commitments | $25,336,000 | 2,898 |
| Derivatives | $530,000 | 866 |
| 2005-12-31 | Rank | |
| # of Employees: | 21 | 6,052 |
| Assets and Liabilities | ||
| Total Assets: | $210,304,000 | 2,865 |
| Cash and due from depository institutions | $4,674,000 | 6,052 |
| Interest-bearing balances | $2,164,000 | 1,846 |
| Securities | $41,005,000 | 2,787 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $156,309,000 | 2,594 |
| Loan loss allowance | $815,000 | 4,694 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,240,000 | 4,139 |
| Other real estate owned | $0 | 6,052 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,076,000 | 2,483 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $210,304,000 | 2,865 |
| Total liabilities | $195,635,000 | 2,781 |
| Total deposits | $167,421,000 | 2,901 |
| Interest-bearing deposits | $160,371,000 | 2,608 |
| Deposits held in domestic offices | $167,421,000 | 2,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $171,000 | 3,369 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,199,000 | 1,418 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $844,000 | 3,879 |
| Total equity capital | $14,669,000 | 3,895 |
| Total bank equity capital | $14,669,000 | 3,895 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $0 | 8,157 |
| Undivided profits | $14,669,000 | 2,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 5,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $997,000 | 3,464 |
| Earning assets | $199,478,000 | 2,765 |
| Long-term assets (5+ years) | $95,533,000 | 1,059 |
| Average Assets, year-to-date | $190,926,600 | 2,959 |
| Average Assets, quarterly | $206,523,000 | 2,877 |
| Volatile liabilities | $48,203,000 | 2,527 |
| Insider loans | $1,966,000 | 2,870 |
| FHLB advances | $27,199,000 | 1,327 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $25,131,000 | 2,848 |
| Tier 1 (core) risk-based capital | $14,826,000 | 3,802 |
| Tier 2 risk-based capital | $815,000 | 4,450 |
| Total risk weighted assets | $124,682,000 | 3,270 |
| Total unused commitments | $25,131,000 | 2,849 |
| Derivatives | $640,000 | 794 |
| 2005-09-30 | Rank | |
| # of Employees: | 22 | 5,934 |
| Assets and Liabilities | ||
| Total Assets: | $202,742,000 | 2,896 |
| Cash and due from depository institutions | $7,235,000 | 5,934 |
| Interest-bearing balances | $4,107,000 | 1,260 |
| Securities | $41,580,000 | 2,729 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $145,842,000 | 2,720 |
| Loan loss allowance | $785,000 | 4,776 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,257,000 | 4,076 |
| Other real estate owned | $0 | 5,934 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,828,000 | 2,505 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $202,742,000 | 2,896 |
| Total liabilities | $188,287,000 | 2,824 |
| Total deposits | $161,772,000 | 2,941 |
| Interest-bearing deposits | $154,202,000 | 2,640 |
| Deposits held in domestic offices | $161,772,000 | 2,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $124,000 | 3,517 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $25,413,000 | 1,506 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $978,000 | 3,505 |
| Total equity capital | $14,455,000 | 3,901 |
| Total bank equity capital | $14,455,000 | 3,901 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $0 | 8,180 |
| Undivided profits | $14,455,000 | 2,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 5,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $913,000 | 3,705 |
| Earning assets | $191,529,000 | 2,828 |
| Long-term assets (5+ years) | $87,493,000 | 1,113 |
| Average Assets, year-to-date | $186,082,250 | 3,007 |
| Average Assets, quarterly | $197,908,500 | 2,922 |
| Volatile liabilities | $44,717,000 | 2,592 |
| Insider loans | $3,008,000 | 2,097 |
| FHLB advances | $25,413,000 | 1,413 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $28,153,000 | 2,623 |
| Tier 1 (core) risk-based capital | $14,453,000 | 3,816 |
| Tier 2 risk-based capital | $785,000 | 4,511 |
| Total risk weighted assets | $118,923,000 | 3,331 |
| Total unused commitments | $28,153,000 | 2,625 |
| Derivatives | $585,000 | 796 |
| 2005-06-30 | Rank | |
| # of Employees: | 22 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $193,075,000 | 2,956 |
| Cash and due from depository institutions | $11,518,000 | 5,964 |
| Interest-bearing balances | $8,871,000 | 617 |
| Securities | $38,518,000 | 2,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $135,032,000 | 2,818 |
| Loan loss allowance | $753,000 | 4,852 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,286,000 | 4,004 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,721,000 | 2,461 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $193,075,000 | 2,956 |
| Total liabilities | $179,001,000 | 2,881 |
| Total deposits | $153,193,000 | 2,993 |
| Interest-bearing deposits | $146,915,000 | 2,716 |
| Deposits held in domestic offices | $153,193,000 | 2,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $305,000 | 3,406 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,627,000 | 1,551 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $876,000 | 3,553 |
| Total equity capital | $14,074,000 | 3,924 |
| Total bank equity capital | $14,074,000 | 3,924 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $14,074,000 | 2,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 5,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $832,000 | 3,718 |
| Earning assets | $182,421,000 | 2,894 |
| Long-term assets (5+ years) | $80,629,000 | 1,191 |
| Average Assets, year-to-date | $180,529,000 | 3,060 |
| Average Assets, quarterly | $186,119,000 | 3,007 |
| Volatile liabilities | $39,212,000 | 2,727 |
| Insider loans | $2,025,000 | 2,747 |
| FHLB advances | $24,627,000 | 1,461 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $25,052,000 | 2,757 |
| Tier 1 (core) risk-based capital | $14,003,000 | 3,838 |
| Tier 2 risk-based capital | $753,000 | 4,588 |
| Total risk weighted assets | $112,820,000 | 3,401 |
| Total unused commitments | $25,052,000 | 2,758 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 24 | 5,700 |
| Assets and Liabilities | ||
| Total Assets: | $179,163,000 | 3,121 |
| Cash and due from depository institutions | $6,149,000 | 5,700 |
| Interest-bearing balances | $4,347,000 | 1,217 |
| Securities | $38,712,000 | 2,956 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $126,817,000 | 2,906 |
| Loan loss allowance | $727,000 | 4,998 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,312,000 | 3,973 |
| Other real estate owned | $0 | 5,700 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,173,000 | 2,633 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $179,163,000 | 3,121 |
| Total liabilities | $165,519,000 | 3,057 |
| Total deposits | $147,792,000 | 3,102 |
| Interest-bearing deposits | $141,130,000 | 2,796 |
| Deposits held in domestic offices | $147,792,000 | 3,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $137,000 | 3,204 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,838,000 | 1,890 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $752,000 | 3,829 |
| Total equity capital | $13,644,000 | 3,939 |
| Total bank equity capital | $13,644,000 | 3,939 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $13,644,000 | 2,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $848,000 | 3,533 |
| Earning assets | $169,876,000 | 3,043 |
| Long-term assets (5+ years) | $79,559,000 | 1,239 |
| Average Assets, year-to-date | $174,256,000 | 3,174 |
| Average Assets, quarterly | $174,256,000 | 3,174 |
| Volatile liabilities | $34,393,000 | 2,916 |
| Insider loans | $2,364,000 | 2,424 |
| FHLB advances | $16,838,000 | 1,789 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $25,657,000 | 2,657 |
| Tier 1 (core) risk-based capital | $13,551,000 | 3,900 |
| Tier 2 risk-based capital | $727,000 | 4,712 |
| Total risk weighted assets | $105,678,000 | 3,528 |
| Total unused commitments | $25,657,000 | 2,662 |
| Derivatives | $180,000 | 758 |
| 2004-12-31 | Rank | |
| # of Employees: | 24 | 5,724 |
| Assets and Liabilities | ||
| Total Assets: | $169,349,000 | 3,262 |
| Cash and due from depository institutions | $5,038,000 | 5,724 |
| Interest-bearing balances | $2,739,000 | 1,698 |
| Securities | $39,198,000 | 2,949 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $117,927,000 | 3,085 |
| Loan loss allowance | $709,000 | 5,048 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,342,000 | 3,919 |
| Other real estate owned | $0 | 5,724 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,844,000 | 2,731 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $169,349,000 | 3,262 |
| Total liabilities | $155,762,000 | 3,203 |
| Total deposits | $139,973,000 | 3,226 |
| Interest-bearing deposits | $134,132,000 | 2,902 |
| Deposits held in domestic offices | $139,973,000 | 3,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,047,000 | 2,043 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $742,000 | 3,791 |
| Total equity capital | $13,587,000 | 3,967 |
| Total bank equity capital | $13,587,000 | 3,967 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $13,587,000 | 2,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 6,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $732,000 | 3,998 |
| Earning assets | $159,864,000 | 3,191 |
| Long-term assets (5+ years) | $80,875,000 | 1,242 |
| Average Assets, year-to-date | $155,254,800 | 3,383 |
| Average Assets, quarterly | $167,566,000 | 3,257 |
| Volatile liabilities | $27,812,000 | 3,304 |
| Insider loans | $1,923,000 | 2,815 |
| FHLB advances | $15,047,000 | 1,922 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $19,348,000 | 3,108 |
| Tier 1 (core) risk-based capital | $13,298,000 | 3,911 |
| Tier 2 risk-based capital | $709,000 | 4,758 |
| Total risk weighted assets | $97,889,000 | 3,704 |
| Total unused commitments | $19,348,000 | 3,108 |
| Derivatives | $323,000 | 710 |
| 2004-09-30 | Rank | |
| # of Employees: | 24 | 5,726 |
| Assets and Liabilities | ||
| Total Assets: | $165,783,000 | 3,279 |
| Cash and due from depository institutions | $8,511,000 | 5,726 |
| Interest-bearing balances | $5,285,000 | 1,088 |
| Securities | $37,746,000 | 3,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $112,311,000 | 3,178 |
| Loan loss allowance | $695,000 | 5,113 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,379,000 | 3,817 |
| Other real estate owned | $0 | 5,726 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,836,000 | 2,682 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $165,783,000 | 3,279 |
| Total liabilities | $152,620,000 | 3,200 |
| Total deposits | $135,059,000 | 3,304 |
| Interest-bearing deposits | $127,877,000 | 2,983 |
| Deposits held in domestic offices | $135,059,000 | 3,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000 | 3,673 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $16,754,000 | 1,917 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $799,000 | 3,708 |
| Total equity capital | $13,163,000 | 4,043 |
| Total bank equity capital | $13,163,000 | 4,043 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $13,163,000 | 2,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 7,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $781,000 | 3,952 |
| Earning assets | $155,342,000 | 3,217 |
| Long-term assets (5+ years) | $78,783,000 | 1,301 |
| Average Assets, year-to-date | $151,731,250 | 3,440 |
| Average Assets, quarterly | $161,412,000 | 3,326 |
| Volatile liabilities | $24,613,000 | 3,560 |
| Insider loans | $1,618,000 | 3,114 |
| FHLB advances | $16,754,000 | 1,801 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $29,398,000 | 2,314 |
| Tier 1 (core) risk-based capital | $12,700,000 | 4,028 |
| Tier 2 risk-based capital | $695,000 | 4,803 |
| Total risk weighted assets | $95,157,000 | 3,765 |
| Total unused commitments | $29,398,000 | 2,318 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 24 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $157,041,000 | 3,408 |
| Cash and due from depository institutions | $5,867,000 | 5,785 |
| Interest-bearing balances | $2,612,000 | 1,802 |
| Securities | $42,115,000 | 2,813 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $101,942,000 | 3,386 |
| Loan loss allowance | $677,000 | 5,187 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,412,000 | 3,764 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,705,000 | 2,727 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $157,041,000 | 3,408 |
| Total liabilities | $144,197,000 | 3,358 |
| Total deposits | $128,836,000 | 3,408 |
| Interest-bearing deposits | $123,077,000 | 3,058 |
| Deposits held in domestic offices | $128,836,000 | 3,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,746 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,459,000 | 2,095 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $901,000 | 3,154 |
| Total equity capital | $12,844,000 | 4,004 |
| Total bank equity capital | $12,844,000 | 4,004 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $12,844,000 | 2,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $808,000 | 3,570 |
| Earning assets | $146,669,000 | 3,358 |
| Long-term assets (5+ years) | $78,101,000 | 1,346 |
| Average Assets, year-to-date | $147,047,330 | 3,555 |
| Average Assets, quarterly | $151,667,500 | 3,485 |
| Volatile liabilities | $24,816,000 | 3,454 |
| Insider loans | $1,640,000 | 3,080 |
| FHLB advances | $14,459,000 | 1,970 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $27,732,000 | 2,390 |
| Tier 1 (core) risk-based capital | $12,474,000 | 4,048 |
| Tier 2 risk-based capital | $677,000 | 4,853 |
| Total risk weighted assets | $93,446,000 | 3,788 |
| Total unused commitments | $27,732,000 | 2,392 |
| Derivatives | $180,000 | 708 |
| 2004-03-31 | Rank | |
| # of Employees: | 24 | 5,784 |
| Assets and Liabilities | ||
| Total Assets: | $146,294,000 | 3,620 |
| Cash and due from depository institutions | $12,249,000 | 5,784 |
| Interest-bearing balances | $10,291,000 | 718 |
| Securities | $39,699,000 | 2,945 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $87,844,000 | 3,727 |
| Loan loss allowance | $661,000 | 5,225 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,419,000 | 3,728 |
| Other real estate owned | $0 | 5,784 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,083,000 | 2,900 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $146,294,000 | 3,620 |
| Total liabilities | $133,421,000 | 3,564 |
| Total deposits | $121,825,000 | 3,564 |
| Interest-bearing deposits | $116,376,000 | 3,201 |
| Deposits held in domestic offices | $121,825,000 | 3,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,662,000 | 2,322 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $934,000 | 3,384 |
| Total equity capital | $12,873,000 | 4,097 |
| Total bank equity capital | $12,873,000 | 4,097 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $12,873,000 | 2,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $781,000 | 3,635 |
| Earning assets | $137,834,000 | 3,532 |
| Long-term assets (5+ years) | $67,255,000 | 1,504 |
| Average Assets, year-to-date | $142,050,500 | 3,669 |
| Average Assets, quarterly | $142,050,500 | 3,669 |
| Volatile liabilities | $20,610,000 | 3,842 |
| Insider loans | $1,319,000 | 3,476 |
| FHLB advances | $10,662,000 | 2,203 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $21,695,000 | 2,771 |
| Tier 1 (core) risk-based capital | $12,112,000 | 4,107 |
| Tier 2 risk-based capital | $661,000 | 4,892 |
| Total risk weighted assets | $86,274,000 | 3,953 |
| Total unused commitments | $21,695,000 | 2,778 |
| Derivatives | $890,000 | 617 |
| 2003-12-31 | Rank | |
| # of Employees: | 23 | 5,941 |
| Assets and Liabilities | ||
| Total Assets: | $137,807,000 | 3,774 |
| Cash and due from depository institutions | $7,565,000 | 5,941 |
| Interest-bearing balances | $4,061,000 | 1,415 |
| Securities | $39,292,000 | 3,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $84,506,000 | 3,823 |
| Loan loss allowance | $629,000 | 5,360 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,450,000 | 3,677 |
| Other real estate owned | $0 | 5,941 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,994,000 | 2,952 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,807,000 | 3,774 |
| Total liabilities | $125,231,000 | 3,739 |
| Total deposits | $118,437,000 | 3,629 |
| Interest-bearing deposits | $112,128,000 | 3,292 |
| Deposits held in domestic offices | $118,437,000 | 3,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,864,000 | 3,172 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $930,000 | 3,255 |
| Total equity capital | $12,576,000 | 4,112 |
| Total bank equity capital | $12,576,000 | 4,112 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $12,576,000 | 2,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $761,000 | 3,836 |
| Earning assets | $127,859,000 | 3,742 |
| Long-term assets (5+ years) | $66,847,000 | 1,533 |
| Average Assets, year-to-date | $132,425,400 | 3,782 |
| Average Assets, quarterly | $137,035,000 | 3,764 |
| Volatile liabilities | $18,337,000 | 4,136 |
| Insider loans | $867,000 | 4,361 |
| FHLB advances | $5,864,000 | 3,034 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,844,000 | 3,323 |
| Tier 1 (core) risk-based capital | $11,775,000 | 4,158 |
| Tier 2 risk-based capital | $629,000 | 5,049 |
| Total risk weighted assets | $84,150,000 | 4,003 |
| Total unused commitments | $15,844,000 | 3,325 |
| Derivatives | $120,000 | 652 |
| 2003-09-30 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $136,263,000 | 3,787 |
| Cash and due from depository institutions | $8,720,000 | 5,813 |
| Interest-bearing balances | $6,057,000 | 1,158 |
| Securities | $37,955,000 | 3,061 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $83,052,000 | 3,843 |
| Loan loss allowance | $617,000 | 5,441 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,459,000 | 3,652 |
| Other real estate owned | $0 | 5,813 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,077,000 | 2,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,263,000 | 3,787 |
| Total liabilities | $124,229,000 | 3,740 |
| Total deposits | $117,270,000 | 3,642 |
| Interest-bearing deposits | $111,380,000 | 3,300 |
| Deposits held in domestic offices | $117,270,000 | 3,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,064,000 | 3,043 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $895,000 | 3,478 |
| Total equity capital | $12,034,000 | 4,231 |
| Total bank equity capital | $12,034,000 | 4,231 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $12,034,000 | 2,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $814,000 | 3,787 |
| Earning assets | $127,064,000 | 3,725 |
| Long-term assets (5+ years) | $67,037,000 | 1,519 |
| Average Assets, year-to-date | $131,080,000 | 3,828 |
| Average Assets, quarterly | $134,780,000 | 3,805 |
| Volatile liabilities | $17,261,000 | 4,248 |
| Insider loans | $885,000 | 4,299 |
| FHLB advances | $6,064,000 | 2,884 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,550,000 | 3,456 |
| Tier 1 (core) risk-based capital | $10,931,000 | 4,382 |
| Tier 2 risk-based capital | $617,000 | 5,098 |
| Total risk weighted assets | $86,228,000 | 3,916 |
| Total unused commitments | $14,550,000 | 3,461 |
| Derivatives | $350,000 | 619 |
| 2003-06-30 | Rank | |
| # of Employees: | 23 | 5,972 |
| Assets and Liabilities | ||
| Total Assets: | $133,297,000 | 3,841 |
| Cash and due from depository institutions | $7,394,000 | 5,972 |
| Interest-bearing balances | $4,906,000 | 1,533 |
| Securities | $36,798,000 | 3,070 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $82,520,000 | 3,832 |
| Loan loss allowance | $604,000 | 5,476 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,476,000 | 3,605 |
| Other real estate owned | $0 | 5,972 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,109,000 | 2,802 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,297,000 | 3,841 |
| Total liabilities | $121,519,000 | 3,792 |
| Total deposits | $114,343,000 | 3,711 |
| Interest-bearing deposits | $108,670,000 | 3,357 |
| Deposits held in domestic offices | $114,343,000 | 3,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,261,000 | 2,976 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $915,000 | 3,500 |
| Total equity capital | $11,778,000 | 4,309 |
| Total bank equity capital | $11,778,000 | 4,309 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $11,778,000 | 2,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $912,000 | 3,285 |
| Earning assets | $124,224,000 | 3,779 |
| Long-term assets (5+ years) | $66,577,000 | 1,464 |
| Average Assets, year-to-date | $129,352,330 | 3,859 |
| Average Assets, quarterly | $132,100,500 | 3,838 |
| Volatile liabilities | $16,911,000 | 4,263 |
| Insider loans | $1,970,000 | 2,613 |
| FHLB advances | $6,261,000 | 2,809 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,460,000 | 3,158 |
| Tier 1 (core) risk-based capital | $10,544,000 | 4,456 |
| Tier 2 risk-based capital | $604,000 | 5,142 |
| Total risk weighted assets | $84,686,000 | 3,930 |
| Total unused commitments | $16,460,000 | 3,168 |
| Derivatives | $7,000 | 619 |
| 2003-03-31 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $130,904,000 | 3,854 |
| Cash and due from depository institutions | $10,753,000 | 5,813 |
| Interest-bearing balances | $8,720,000 | 974 |
| Securities | $36,770,000 | 3,026 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $76,539,000 | 4,008 |
| Loan loss allowance | $592,000 | 5,484 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,495,000 | 3,547 |
| Other real estate owned | $0 | 5,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,347,000 | 2,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,904,000 | 3,854 |
| Total liabilities | $120,055,000 | 3,797 |
| Total deposits | $112,796,000 | 3,715 |
| Interest-bearing deposits | $107,416,000 | 3,387 |
| Deposits held in domestic offices | $112,796,000 | 3,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,457,000 | 2,852 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $802,000 | 3,881 |
| Total equity capital | $10,849,000 | 4,486 |
| Total bank equity capital | $10,849,000 | 4,486 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $10,849,000 | 2,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $873,000 | 3,442 |
| Earning assets | $122,029,000 | 3,790 |
| Long-term assets (5+ years) | $63,169,000 | 1,488 |
| Average Assets, year-to-date | $127,380,000 | 3,899 |
| Average Assets, quarterly | $127,380,000 | 3,899 |
| Volatile liabilities | $16,758,000 | 4,245 |
| Insider loans | $2,127,000 | 2,425 |
| FHLB advances | $6,457,000 | 2,704 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,216,000 | 3,123 |
| Tier 1 (core) risk-based capital | $9,674,000 | 4,679 |
| Tier 2 risk-based capital | $592,000 | 5,142 |
| Total risk weighted assets | $81,799,000 | 3,986 |
| Total unused commitments | $16,216,000 | 3,133 |
| Derivatives | $4,000 | 576 |
| 2002-12-31 | Rank | |
| # of Employees: | 23 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $123,856,000 | 3,978 |
| Cash and due from depository institutions | $9,284,000 | 5,964 |
| Interest-bearing balances | $6,085,000 | 1,219 |
| Securities | $36,845,000 | 3,000 |
| Federal funds sold & reverse repurchase agreements | $30,000 | 6,940 |
| Net loans & leases | $70,951,000 | 4,254 |
| Loan loss allowance | $579,000 | 5,493 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,481,000 | 3,550 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,265,000 | 2,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,856,000 | 3,978 |
| Total liabilities | $113,281,000 | 3,912 |
| Total deposits | $105,842,000 | 3,860 |
| Interest-bearing deposits | $100,602,000 | 3,530 |
| Deposits held in domestic offices | $105,842,000 | 3,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,651,000 | 2,840 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $788,000 | 3,982 |
| Total equity capital | $10,575,000 | 4,519 |
| Total bank equity capital | $10,575,000 | 4,519 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $10,575,000 | 2,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $949,000 | 3,375 |
| Earning assets | $113,911,000 | 3,951 |
| Long-term assets (5+ years) | $58,506,000 | 1,537 |
| Average Assets, year-to-date | $112,921,000 | 4,126 |
| Average Assets, quarterly | $121,180,500 | 4,019 |
| Volatile liabilities | $14,252,000 | 4,665 |
| Insider loans | $1,807,000 | 2,727 |
| FHLB advances | $6,651,000 | 2,672 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,607,000 | 3,388 |
| Tier 1 (core) risk-based capital | $9,373,000 | 4,736 |
| Tier 2 risk-based capital | $579,000 | 5,178 |
| Total risk weighted assets | $76,910,000 | 4,158 |
| Total unused commitments | $13,607,000 | 3,392 |
| Derivatives | $10,000 | 525 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $100,620,000 | 4,536 |
| Cash and due from depository institutions | $6,224,000 | 5,385 |
| Interest-bearing balances | $4,125,000 | 1,457 |
| Securities | $30,311,000 | 3,315 |
| Federal funds sold & reverse repurchase agreements | $122,000 | 6,928 |
| Net loans & leases | $56,929,000 | 4,843 |
| Loan loss allowance | $525,000 | 5,661 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,458,000 | 3,499 |
| Other real estate owned | $0 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,576,000 | 2,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,620,000 | 4,536 |
| Total liabilities | $90,858,000 | 4,496 |
| Total deposits | $79,802,000 | 4,680 |
| Interest-bearing deposits | $74,253,000 | 4,383 |
| Deposits held in domestic offices | $79,802,000 | 4,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,410,000 | 2,105 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $646,000 | 4,668 |
| Total equity capital | $9,762,000 | 4,592 |
| Total bank equity capital | $9,762,000 | 4,592 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $9,762,000 | 2,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $718,000 | 4,599 |
| Earning assets | $91,487,000 | 4,551 |
| Long-term assets (5+ years) | $44,171,000 | 1,879 |
| Average Assets, year-to-date | $87,582,400 | 4,824 |
| Average Assets, quarterly | $98,458,000 | 4,557 |
| Volatile liabilities | $12,048,000 | 5,100 |
| Insider loans | $1,575,000 | 2,878 |
| FHLB advances | $10,410,000 | 1,961 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,037,000 | 3,328 |
| Tier 1 (core) risk-based capital | $8,384,000 | 5,017 |
| Tier 2 risk-based capital | $525,000 | 5,352 |
| Total risk weighted assets | $65,787,000 | 4,531 |
| Total unused commitments | $13,037,000 | 3,334 |
| Derivatives | $15,000 | 446 |
| 2000-12-31 | Rank | |
| # of Employees: | 22 | 6,224 |
| Assets and Liabilities | ||
| Total Assets: | $75,064,000 | 5,430 |
| Cash and due from depository institutions | $4,001,000 | 6,224 |
| Interest-bearing balances | $1,477,000 | 1,998 |
| Securities | $25,844,000 | 3,857 |
| Federal funds sold & reverse repurchase agreements | $96,000 | 6,857 |
| Net loans & leases | $39,929,000 | 5,930 |
| Loan loss allowance | $477,000 | 5,886 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,501,000 | 3,402 |
| Other real estate owned | $0 | 6,224 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,693,000 | 3,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,064,000 | 5,430 |
| Total liabilities | $65,012,000 | 5,550 |
| Total deposits | $64,513,000 | 5,275 |
| Interest-bearing deposits | $59,153,000 | 5,064 |
| Deposits held in domestic offices | $64,513,000 | 5,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $499,000 | 5,794 |
| Total equity capital | $10,052,000 | 4,381 |
| Total bank equity capital | $10,052,000 | 4,381 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $10,519,000 | 1,586 |
| Undivided profits | $-467,000 | 9,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $160,000 | 8,415 |
| Earning assets | $67,346,000 | 5,510 |
| Long-term assets (5+ years) | $26,310,000 | 2,646 |
| Average Assets, year-to-date | $73,194,000 | 5,327 |
| Average Assets, quarterly | $75,178,000 | 5,364 |
| Volatile liabilities | $5,653,000 | 7,161 |
| Insider loans | $383,000 | 6,047 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,119,000 | 3,309 |
| Tier 1 (core) risk-based capital | $9,640,000 | 4,421 |
| Tier 2 risk-based capital | $477,000 | 5,578 |
| Total risk weighted assets | $51,215,300 | 5,232 |
| Total unused commitments | $12,119,000 | 3,311 |
| Derivatives | $26,000 | 477 |
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $70,747,000 | 5,654 |
| Cash and due from depository institutions | $3,697,000 | 6,562 |
| Interest-bearing balances | $701,000 | 2,786 |
| Securities | $26,123,000 | 4,001 |
| Federal funds sold & reverse repurchase agreements | $83,000 | 6,645 |
| Net loans & leases | $37,778,000 | 6,047 |
| Loan loss allowance | $444,000 | 6,090 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,601,000 | 3,271 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $465,000 | 8,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,747,000 | 5,654 |
| Total liabilities | $61,001,000 | 5,779 |
| Total deposits | $59,296,000 | 5,611 |
| Interest-bearing deposits | $55,715,000 | 5,284 |
| Deposits held in domestic offices | $59,296,000 | 5,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,407,000 | 4,292 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $298,000 | 6,978 |
| Total equity capital | $9,746,000 | 4,344 |
| Total bank equity capital | $9,746,000 | 4,344 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $9,675,000 | 1,694 |
| Undivided profits | $71,000 | 9,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,489,000 | 1,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $123,000 | 8,837 |
| Earning assets | $64,685,000 | 5,631 |
| Long-term assets (5+ years) | $18,926,000 | 3,422 |
| Average Assets, year-to-date | $69,282,800 | 5,583 |
| Average Assets, quarterly | $70,035,000 | 5,648 |
| Volatile liabilities | $6,845,000 | 6,504 |
| Insider loans | $298,000 | 6,495 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,536,000 | 4,121 |
| Tier 1 (core) risk-based capital | $9,675,000 | 4,381 |
| Tier 2 risk-based capital | $597,450 | 4,731 |
| Total risk weighted assets | $49,906,850 | 5,210 |
| Total unused commitments | $8,536,000 | 4,124 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $68,645,000 | 5,790 |
| Cash and due from depository institutions | $7,993,000 | 6,316 |
| Interest-bearing balances | $5,845,000 | 1,065 |
| Securities | $16,873,000 | 5,391 |
| Federal funds sold & reverse repurchase agreements | $1,063,000 | 6,957 |
| Net loans & leases | $33,897,000 | 6,278 |
| Loan loss allowance | $396,000 | 6,443 |
| Trading account assets | $5,494,000 | 102 |
| Bank premises and fixed assets | $2,578,000 | 3,134 |
| Other real estate owned | $84,000 | 6,316 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $663,000 | 7,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,645,000 | 5,790 |
| Total liabilities | $59,800,000 | 5,876 |
| Total deposits | $59,429,000 | 5,663 |
| Interest-bearing deposits | $56,169,000 | 5,288 |
| Deposits held in domestic offices | $59,429,000 | 5,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $371,000 | 6,764 |
| Total equity capital | $8,845,000 | 4,805 |
| Total bank equity capital | $8,845,000 | 4,805 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $8,893,000 | 1,761 |
| Undivided profits | $-48,000 | 9,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $231,000 | 7,494 |
| Earning assets | $63,172,000 | 5,777 |
| Long-term assets (5+ years) | $7,392,000 | 5,409 |
| Average Assets, year-to-date | $66,325,600 | 5,719 |
| Average Assets, quarterly | $67,932,500 | 5,758 |
| Volatile liabilities | $6,940,000 | 6,086 |
| Insider loans | $464,000 | 5,492 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,253,000 | 4,095 |
| Tier 1 (core) risk-based capital | $8,769,000 | 4,660 |
| Tier 2 risk-based capital | $396,000 | 6,040 |
| Total risk weighted assets | $40,483,100 | 5,844 |
| Total unused commitments | $8,253,000 | 4,100 |
| Derivatives | $15,000 | 524 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $64,847,000 | 6,039 |
| Cash and due from depository institutions | $2,625,000 | 6,730 |
| Interest-bearing balances | $387,000 | 3,388 |
| Securities | $18,749,000 | 5,155 |
| Federal funds sold & reverse repurchase agreements | $1,468,000 | 5,711 |
| Net loans & leases | $34,133,000 | 6,404 |
| Loan loss allowance | $348,000 | 7,066 |
| Trading account assets | $4,749,000 | 121 |
| Bank premises and fixed assets | $2,639,000 | 3,002 |
| Other real estate owned | $0 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $484,000 | 8,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,847,000 | 6,039 |
| Total liabilities | $56,823,000 | 6,119 |
| Total deposits | $56,532,000 | 5,915 |
| Interest-bearing deposits | $53,811,000 | 5,489 |
| Deposits held in domestic offices | $56,532,000 | 5,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $291,000 | 7,884 |
| Total equity capital | $8,024,000 | 5,186 |
| Total bank equity capital | $8,024,000 | 5,186 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $8,049,000 | 1,887 |
| Undivided profits | $-25,000 | 10,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 6,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $232,000 | 7,773 |
| Earning assets | $59,486,000 | 6,021 |
| Long-term assets (5+ years) | $7,401,000 | 5,079 |
| Average Assets, year-to-date | $61,770,800 | 6,034 |
| Average Assets, quarterly | $64,236,000 | 6,007 |
| Volatile liabilities | $5,390,000 | 6,917 |
| Insider loans | $552,000 | 5,140 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,169,000 | 4,272 |
| Tier 1 (core) risk-based capital | $7,962,000 | 5,081 |
| Tier 2 risk-based capital | $348,000 | 6,525 |
| Total risk weighted assets | $42,208,700 | 5,728 |
| Total unused commitments | $7,169,000 | 4,274 |
| Derivatives | $5,000 | 532 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $58,021,000 | 6,659 |
| Cash and due from depository institutions | $2,123,000 | 7,084 |
| Interest-bearing balances | $348,000 | 3,414 |
| Securities | $15,998,000 | 6,164 |
| Federal funds sold & reverse repurchase agreements | $1,314,000 | 5,877 |
| Net loans & leases | $31,367,000 | 6,787 |
| Loan loss allowance | $290,000 | 7,990 |
| Trading account assets | $3,759,000 | 125 |
| Bank premises and fixed assets | $2,746,000 | 2,830 |
| Other real estate owned | $201,000 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $513,000 | 8,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,021,000 | 6,659 |
| Total liabilities | $50,746,000 | 6,741 |
| Total deposits | $50,433,000 | 6,548 |
| Interest-bearing deposits | $47,976,000 | 6,132 |
| Deposits held in domestic offices | $50,433,000 | 6,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $313,000 | 7,723 |
| Total equity capital | $7,275,000 | 5,640 |
| Total bank equity capital | $7,275,000 | 5,640 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $7,331,000 | 2,107 |
| Undivided profits | $-56,000 | 10,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 6,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $194,000 | 8,566 |
| Earning assets | $52,786,000 | 6,681 |
| Long-term assets (5+ years) | $7,750,000 | 4,803 |
| Average Assets, year-to-date | $56,963,800 | 6,573 |
| Average Assets, quarterly | $57,982,000 | 6,615 |
| Volatile liabilities | $3,595,000 | 8,065 |
| Insider loans | $664,000 | 4,743 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,184,000 | 5,007 |
| Tier 1 (core) risk-based capital | $7,215,000 | 5,568 |
| Tier 2 risk-based capital | $290,000 | 7,356 |
| Total risk weighted assets | $34,352,200 | 6,594 |
| Total unused commitments | $5,184,000 | 5,020 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $55,724,000 | 6,976 |
| Cash and due from depository institutions | $3,163,000 | 7,769 |
| Interest-bearing balances | $1,212,000 | 2,328 |
| Securities | $14,359,000 | 6,866 |
| Federal funds sold & reverse repurchase agreements | $810,000 | 7,683 |
| Net loans & leases | $31,838,000 | 6,745 |
| Loan loss allowance | $248,000 | 8,779 |
| Trading account assets | $3,608,000 | 141 |
| Bank premises and fixed assets | $1,561,000 | 4,538 |
| Other real estate owned | $0 | 7,769 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $385,000 | 10,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,724,000 | 6,976 |
| Total liabilities | $49,247,000 | 7,040 |
| Total deposits | $48,803,000 | 6,882 |
| Interest-bearing deposits | $46,290,000 | 6,416 |
| Deposits held in domestic offices | $48,803,000 | 6,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $444,000 | 6,710 |
| Total equity capital | $6,477,000 | 6,206 |
| Total bank equity capital | $6,477,000 | 6,206 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $6,471,000 | 2,334 |
| Undivided profits | $6,000 | 11,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 6,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,671 |
| Income earned, not collected on loans | $157,000 | 9,583 |
| Earning assets | $51,827,000 | 6,890 |
| Long-term assets (5+ years) | $5,794,000 | 5,433 |
| Average Assets, year-to-date | $52,634,200 | 7,011 |
| Average Assets, quarterly | $54,909,500 | 6,963 |
| Volatile liabilities | $2,944,000 | 8,610 |
| Insider loans | $572,000 | 5,271 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,417,000 | 5,300 |
| Tier 1 (core) risk-based capital | $6,418,000 | 6,104 |
| Tier 2 risk-based capital | $248,000 | 8,089 |
| Total risk weighted assets | $35,844,100 | 6,445 |
| Total unused commitments | $4,417,000 | 5,310 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $49,549,000 | 7,551 |
| Cash and due from depository institutions | $2,631,000 | 8,561 |
| Interest-bearing balances | $27,000 | 6,367 |
| Securities | $8,804,000 | 9,205 |
| Federal funds sold & reverse repurchase agreements | $1,168,000 | 5,124 |
| Net loans & leases | $34,097,000 | 6,477 |
| Loan loss allowance | $206,000 | 9,765 |
| Trading account assets | $1,790,000 | 183 |
| Bank premises and fixed assets | $733,000 | 7,228 |
| Other real estate owned | $0 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $326,000 | 10,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,549,000 | 7,551 |
| Total liabilities | $44,288,000 | 7,585 |
| Total deposits | $43,903,000 | 7,417 |
| Interest-bearing deposits | $41,585,000 | 6,913 |
| Deposits held in domestic offices | $43,903,000 | 7,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $385,000 | 6,262 |
| Total equity capital | $5,261,000 | 6,885 |
| Total bank equity capital | $5,261,000 | 6,885 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $5,548,000 | 2,532 |
| Undivided profits | $-287,000 | 11,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 6,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $142,000 | 9,852 |
| Earning assets | $45,886,000 | 7,478 |
| Long-term assets (5+ years) | $4,559,000 | 6,270 |
| Average Assets, year-to-date | $50,162,000 | 7,386 |
| Average Assets, quarterly | $49,725,500 | 7,503 |
| Volatile liabilities | $1,644,000 | 10,166 |
| Insider loans | $731,000 | 4,548 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,356,000 | 5,309 |
| Tier 1 (core) risk-based capital | $5,390,000 | 6,870 |
| Tier 2 risk-based capital | $206,000 | 9,047 |
| Total risk weighted assets | $28,797,200 | 7,419 |
| Total unused commitments | $4,356,000 | 5,316 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $50,511,000 | 7,693 |
| Cash and due from depository institutions | $2,586,000 | 8,903 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,154,000 | 10,700 |
| Federal funds sold & reverse repurchase agreements | $3,718,000 | 3,683 |
| Net loans & leases | $33,834,000 | 6,456 |
| Loan loss allowance | $165,000 | 10,901 |
| Trading account assets | $3,633,000 | 187 |
| Bank premises and fixed assets | $317,000 | 10,063 |
| Other real estate owned | $0 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $269,000 | 11,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,511,000 | 7,693 |
| Total liabilities | $45,408,000 | 7,733 |
| Total deposits | $45,220,000 | 7,564 |
| Interest-bearing deposits | $43,679,000 | 6,950 |
| Deposits held in domestic offices | $45,220,000 | 7,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $188,000 | 9,522 |
| Total equity capital | $5,103,000 | 7,144 |
| Total bank equity capital | $5,103,000 | 7,144 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $5,001,000 | 2,658 |
| Undivided profits | $102,000 | 11,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $251,000 | 6,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $119,000 | 10,434 |
| Earning assets | $47,339,000 | 7,580 |
| Long-term assets (5+ years) | $4,490,000 | 6,731 |
| Average Assets, year-to-date | $49,710,200 | 7,620 |
| Average Assets, quarterly | $50,657,000 | 7,612 |
| Volatile liabilities | $1,658,000 | 10,247 |
| Insider loans | $943,000 | 3,886 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,495,000 | 4,622 |
| Tier 1 (core) risk-based capital | $5,001,000 | 7,199 |
| Tier 2 risk-based capital | $165,000 | 10,114 |
| Total risk weighted assets | $26,888,400 | 7,776 |
| Total unused commitments | $5,495,000 | 4,647 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $49,413,000 | 7,907 |
| Cash and due from depository institutions | $1,811,000 | 9,137 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,809,000 | 10,629 |
| Federal funds sold & reverse repurchase agreements | $1,530,000 | 7,443 |
| Net loans & leases | $36,827,000 | 6,106 |
| Loan loss allowance | $122,000 | 12,127 |
| Trading account assets | $1,649,000 | 229 |
| Bank premises and fixed assets | $358,000 | 9,997 |
| Other real estate owned | $185,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $244,000 | 12,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,413,000 | 7,907 |
| Total liabilities | $44,926,000 | 7,929 |
| Total deposits | $44,669,000 | 7,789 |
| Interest-bearing deposits | $43,447,000 | 7,197 |
| Deposits held in domestic offices | $44,669,000 | 7,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $257,000 | 8,911 |
| Total equity capital | $4,487,000 | 7,668 |
| Total bank equity capital | $4,487,000 | 7,668 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $4,509,000 | 2,834 |
| Undivided profits | $-22,000 | 12,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 7,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $148,000 | 10,092 |
| Earning assets | $46,815,000 | 7,716 |
| Long-term assets (5+ years) | $8,199,000 | 4,904 |
| Average Assets, year-to-date | $48,762,600 | 7,834 |
| Average Assets, quarterly | $49,166,000 | 7,881 |
| Volatile liabilities | $1,793,000 | 10,312 |
| Insider loans | $115,000 | 5,340 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,013,000 | 4,112 |
| Tier 1 (core) risk-based capital | $4,487,000 | 7,610 |
| Tier 2 risk-based capital | $122,000 | 11,399 |
| Total risk weighted assets | $29,477,400 | 7,426 |
| Total unused commitments | $6,013,000 | 4,134 |
| Derivatives | $0 | 651 |