Home > Ipava State Bank > Income and Expense

Ipava State Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$9,107,000	2,959
Total interest expense	$2,300,000	2,901
Net interest income	$6,807,000	2,933
Provision for loan and lease losses	$171,000	2,125
Total noninterest income	$1,389,000	2,377
Gross Fiduciary activities income	$191,000	677
Service charges on deposit accounts	$272,000	2,319
Trading account gains and fees	$0	123
Additional Noninterest Income	$926,000	2,357
Total noninterest expense	$6,121,000	2,751
Salaries and employee benefits	$3,676,000	2,651
Premises and equipment expense	$841,000	2,241
Additional noninterest expense	$926,000	2,357
Pre-tax net operating income	$1,904,000	3,009
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$1,904,000	2,837
Extraordinary gains, net	$0	54
Net income	$1,904,000	2,864
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,904,000	2,839
Net charge-offs	$102,000	1,489
Cash dividends	$1,220,000	1,968
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,904,000	2,877
2023-09-30 (YTD Data)		Rank
Total interest income	$6,596,000	2,982
Total interest expense	$1,524,000	2,920
Net interest income	$5,072,000	2,956
Provision for loan and lease losses	$133,000	1,970
Total noninterest income	$1,109,000	2,312
Gross Fiduciary activities income	$178,000	659
Service charges on deposit accounts	$205,000	2,325
Trading account gains and fees	$0	125
Additional Noninterest Income	$726,000	2,294
Total noninterest expense	$4,434,000	2,800
Salaries and employee benefits	$2,657,000	2,687
Premises and equipment expense	$621,000	2,266
Additional noninterest expense	$726,000	2,293
Pre-tax net operating income	$1,614,000	2,944
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$1,614,000	2,763
Extraordinary gains, net	$0	52
Net income	$1,614,000	2,793
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,614,000	2,764
Net charge-offs	$-94,000	4,349
Cash dividends	$832,000	1,848
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,614,000	2,789
2023-06-30 (YTD Data)		Rank
Total interest income	$4,253,000	3,002
Total interest expense	$930,000	2,880
Net interest income	$3,323,000	3,003
Provision for loan and lease losses	$95,000	1,851
Total noninterest income	$745,000	2,262
Gross Fiduciary activities income	$136,000	647
Service charges on deposit accounts	$137,000	2,311
Trading account gains and fees	$0	112
Additional Noninterest Income	$472,000	2,257
Total noninterest expense	$2,842,000	2,852
Salaries and employee benefits	$1,706,000	2,749
Premises and equipment expense	$396,000	2,322
Additional noninterest expense	$472,000	2,253
Pre-tax net operating income	$1,131,000	2,899
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,131,000	2,715
Extraordinary gains, net	$0	51
Net income	$1,131,000	2,745
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,131,000	2,715
Net charge-offs	$-93,000	4,443
Cash dividends	$516,000	1,919
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,131,000	2,736
2023-03-31 (YTD Data)		Rank
Total interest income	$2,065,000	3,036
Total interest expense	$433,000	2,775
Net interest income	$1,632,000	3,048
Provision for loan and lease losses	$58,000	1,630
Total noninterest income	$410,000	2,158
Gross Fiduciary activities income	$99,000	633
Service charges on deposit accounts	$64,000	2,399
Trading account gains and fees	$0	97
Additional Noninterest Income	$247,000	2,202
Total noninterest expense	$1,324,000	2,989
Salaries and employee benefits	$846,000	2,795
Premises and equipment expense	$202,000	2,337
Additional noninterest expense	$247,000	2,202
Pre-tax net operating income	$660,000	2,786
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$660,000	2,601
Extraordinary gains, net	$0	4
Net income	$660,000	2,602
Minority interest net income	$0	48
Net income of bank and minority interests.	$660,000	2,601
Net charge-offs	$30,000	971
Cash dividends	$166,000	1,895
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$660,000	2,633
2022-12-31 (YTD Data)		Rank
Total interest income	$7,231,000	2,995
Total interest expense	$824,000	2,659
Net interest income	$6,407,000	3,012
Provision for loan and lease losses	$157,000	1,938
Total noninterest income	$1,404,000	2,410
Gross Fiduciary activities income	$171,000	710
Service charges on deposit accounts	$218,000	2,636
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,015,000	2,319
Total noninterest expense	$5,908,000	2,779
Salaries and employee benefits	$3,667,000	2,637
Premises and equipment expense	$765,000	2,377
Additional noninterest expense	$1,015,000	2,319
Pre-tax net operating income	$1,746,000	3,278
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$1,746,000	3,095
Extraordinary gains, net	$0	5
Net income	$1,746,000	3,092
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,746,000	3,094
Net charge-offs	$189,000	954
Cash dividends	$1,604,000	1,695
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,746,000	3,130
2022-09-30 (YTD Data)		Rank
Total interest income	$5,226,000	2,992
Total interest expense	$488,000	2,692
Net interest income	$4,738,000	3,013
Provision for loan and lease losses	$112,000	1,811
Total noninterest income	$1,115,000	2,366
Gross Fiduciary activities income	$153,000	699
Service charges on deposit accounts	$157,000	2,714
Trading account gains and fees	$0	111
Additional Noninterest Income	$805,000	2,293
Total noninterest expense	$4,108,000	2,888
Salaries and employee benefits	$2,479,000	2,781
Premises and equipment expense	$563,000	2,417
Additional noninterest expense	$805,000	2,293
Pre-tax net operating income	$1,633,000	3,012
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$1,633,000	2,831
Extraordinary gains, net	$0	4
Net income	$1,633,000	2,829
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,633,000	2,830
Net charge-offs	$-9,000	3,567
Cash dividends	$983,000	1,708
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,633,000	2,863
2022-06-30 (YTD Data)		Rank
Total interest income	$3,293,000	3,048
Total interest expense	$280,000	2,748
Net interest income	$3,013,000	3,046
Provision for loan and lease losses	$60,000	1,769
Total noninterest income	$781,000	2,336
Gross Fiduciary activities income	$112,000	659
Service charges on deposit accounts	$99,000	2,789
Trading account gains and fees	$0	108
Additional Noninterest Income	$570,000	2,253
Total noninterest expense	$2,681,000	2,910
Salaries and employee benefits	$1,619,000	2,813
Premises and equipment expense	$345,000	2,530
Additional noninterest expense	$717,000	3,152
Pre-tax net operating income	$1,053,000	2,952
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,053,000	2,774
Extraordinary gains, net	$0	4
Net income	$1,053,000	2,772
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,053,000	2,774
Net charge-offs	$-8,000	3,588
Cash dividends	$627,000	1,703
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,053,000	2,801
2022-03-31 (YTD Data)		Rank
Total interest income	$1,561,000	3,090
Total interest expense	$137,000	2,751
Net interest income	$1,424,000	3,090
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$408,000	2,270
Gross Fiduciary activities income	$76,000	632
Service charges on deposit accounts	$47,000	2,821
Trading account gains and fees	$0	103
Additional Noninterest Income	$285,000	2,240
Total noninterest expense	$1,316,000	2,931
Salaries and employee benefits	$779,000	2,878
Premises and equipment expense	$172,000	2,532
Additional noninterest expense	$365,000	3,131
Pre-tax net operating income	$486,000	2,940
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$486,000	2,772
Extraordinary gains, net	$0	4
Net income	$486,000	2,770
Minority interest net income	$0	50
Net income of bank and minority interests.	$486,000	2,772
Net charge-offs	$-6,000	3,738
Cash dividends	$225,000	1,676
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$486,000	2,799
2021-12-31 (YTD Data)		Rank
Total interest income	$6,117,000	3,205
Total interest expense	$588,000	2,937
Net interest income	$5,529,000	3,193
Provision for loan and lease losses	$115,000	2,122
Total noninterest income	$2,859,000	1,861
Gross Fiduciary activities income	$136,000	698
Service charges on deposit accounts	$585,000	1,443
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,138,000	1,843
Total noninterest expense	$5,968,000	2,745
Salaries and employee benefits	$3,763,000	2,598
Premises and equipment expense	$676,000	2,561
Additional noninterest expense	$1,529,000	3,066
Pre-tax net operating income	$2,305,000	2,980
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$2,305,000	2,847
Extraordinary gains, net	$0	10
Net income	$2,305,000	2,848
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,305,000	2,848
Net charge-offs	$-5,000	3,478
Cash dividends	$1,485,000	1,823
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,305,000	2,823
2021-09-30 (YTD Data)		Rank
Total interest income	$4,552,000	3,266
Total interest expense	$443,000	3,020
Net interest income	$4,109,000	3,247
Provision for loan and lease losses	$105,000	1,908
Total noninterest income	$2,520,000	1,716
Gross Fiduciary activities income	$136,000	671
Service charges on deposit accounts	$458,000	1,384
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,926,000	1,716
Total noninterest expense	$4,001,000	2,935
Salaries and employee benefits	$2,477,000	2,805
Premises and equipment expense	$459,000	2,728
Additional noninterest expense	$1,065,000	3,210
Pre-tax net operating income	$2,523,000	2,655
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,523,000	2,495
Extraordinary gains, net	$0	8
Net income	$2,523,000	2,495
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,523,000	2,495
Net charge-offs	$-11,000	3,687
Cash dividends	$990,000	1,770
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,523,000	2,467
2021-06-30 (YTD Data)		Rank
Total interest income	$3,051,000	3,278
Total interest expense	$299,000	3,090
Net interest income	$2,752,000	3,261
Provision for loan and lease losses	$64,000	1,959
Total noninterest income	$1,982,000	1,534
Gross Fiduciary activities income	$101,000	666
Service charges on deposit accounts	$304,000	1,347
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,577,000	1,470
Total noninterest expense	$2,631,000	2,950
Salaries and employee benefits	$1,645,000	2,815
Premises and equipment expense	$313,000	2,682
Additional noninterest expense	$673,000	3,275
Pre-tax net operating income	$2,039,000	2,362
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$2,039,000	2,201
Extraordinary gains, net	$0	6
Net income	$2,039,000	2,200
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,039,000	2,201
Net charge-offs	$-18,000	4,018
Cash dividends	$589,000	1,818
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,039,000	2,167
2021-03-31 (YTD Data)		Rank
Total interest income	$1,515,000	3,276
Total interest expense	$153,000	3,144
Net interest income	$1,362,000	3,261
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$1,089,000	1,445
Gross Fiduciary activities income	$60,000	655
Service charges on deposit accounts	$154,000	1,326
Trading account gains and fees	$0	127
Additional Noninterest Income	$875,000	1,388
Total noninterest expense	$1,291,000	2,976
Salaries and employee benefits	$808,000	2,838
Premises and equipment expense	$154,000	2,733
Additional noninterest expense	$329,000	3,273
Pre-tax net operating income	$1,130,000	2,215
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$1,130,000	2,057
Extraordinary gains, net	$0	3
Net income	$1,130,000	2,056
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,130,000	2,057
Net charge-offs	$-9,000	4,024
Cash dividends	$188,000	1,858
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,130,000	2,026
2020-12-31 (YTD Data)		Rank
Total interest income	$6,473,000	3,182
Total interest expense	$789,000	3,287
Net interest income	$5,684,000	3,130
Provision for loan and lease losses	$125,000	3,383
Total noninterest income	$2,286,000	1,978
Gross Fiduciary activities income	$140,000	695
Service charges on deposit accounts	$696,000	1,254
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,450,000	2,105
Total noninterest expense	$5,552,000	2,823
Salaries and employee benefits	$3,483,000	2,692
Premises and equipment expense	$731,000	2,467
Additional noninterest expense	$1,338,000	3,228
Pre-tax net operating income	$2,293,000	2,779
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$2,293,000	2,654
Extraordinary gains, net	$0	4
Net income	$2,293,000	2,653
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,293,000	2,654
Net charge-offs	$19,000	2,819
Cash dividends	$1,813,000	1,618
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,293,000	2,605
2020-09-30 (YTD Data)		Rank
Total interest income	$4,871,000	3,201
Total interest expense	$615,000	3,319
Net interest income	$4,256,000	3,157
Provision for loan and lease losses	$95,000	3,343
Total noninterest income	$1,845,000	1,869
Gross Fiduciary activities income	$128,000	674
Service charges on deposit accounts	$523,000	1,249
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,194,000	1,983
Total noninterest expense	$3,983,000	2,871
Salaries and employee benefits	$2,617,000	2,675
Premises and equipment expense	$377,000	3,054
Additional noninterest expense	$989,000	3,240
Pre-tax net operating income	$2,023,000	2,570
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,023,000	2,440
Extraordinary gains, net	$0	4
Net income	$2,023,000	2,440
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,023,000	2,440
Net charge-offs	$-139,000	4,870
Cash dividends	$1,137,000	1,574
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,023,000	2,382
2020-06-30 (YTD Data)		Rank
Total interest income	$3,245,000	3,241
Total interest expense	$439,000	3,313
Net interest income	$2,806,000	3,196
Provision for loan and lease losses	$60,000	3,299
Total noninterest income	$1,026,000	1,996
Gross Fiduciary activities income	$101,000	671
Service charges on deposit accounts	$340,000	1,273
Trading account gains and fees	$0	123
Additional Noninterest Income	$585,000	2,223
Total noninterest expense	$2,454,000	3,036
Salaries and employee benefits	$1,579,000	2,865
Premises and equipment expense	$242,000	3,112
Additional noninterest expense	$633,000	3,315
Pre-tax net operating income	$1,318,000	2,571
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,318,000	2,425
Extraordinary gains, net	$0	4
Net income	$1,318,000	2,424
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,318,000	2,425
Net charge-offs	$-144,000	4,945
Cash dividends	$510,000	1,942
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,318,000	2,387
2020-03-31 (YTD Data)		Rank
Total interest income	$1,629,000	3,256
Total interest expense	$235,000	3,365
Net interest income	$1,394,000	3,185
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$410,000	2,149
Gross Fiduciary activities income	$46,000	685
Service charges on deposit accounts	$175,000	1,456
Trading account gains and fees	$0	106
Additional Noninterest Income	$189,000	2,500
Total noninterest expense	$1,238,000	3,046
Salaries and employee benefits	$788,000	2,882
Premises and equipment expense	$118,000	3,177
Additional noninterest expense	$332,000	3,282
Pre-tax net operating income	$536,000	2,698
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$536,000	2,553
Extraordinary gains, net	$0	4
Net income	$536,000	2,553
Minority interest net income	$0	56
Net income of bank and minority interests.	$536,000	2,554
Net charge-offs	$-142,000	5,007
Cash dividends	$152,000	2,085
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$536,000	2,523
2019-12-31 (YTD Data)		Rank
Total interest income	$6,360,000	3,332
Total interest expense	$878,000	3,480
Net interest income	$5,482,000	3,256
Provision for loan and lease losses	$90,000	3,022
Total noninterest income	$1,428,000	2,367
Gross Fiduciary activities income	$285,000	647
Service charges on deposit accounts	$480,000	1,975
Trading account gains and fees	$0	135
Additional Noninterest Income	$663,000	2,734
Total noninterest expense	$4,613,000	3,163
Salaries and employee benefits	$2,935,000	2,978
Premises and equipment expense	$502,000	3,088
Additional noninterest expense	$1,176,000	3,521
Pre-tax net operating income	$2,207,000	2,905
Securities gains (losses)	$22,000	1,610
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,229,000	2,749
Extraordinary gains, net	$0	11
Net income	$2,229,000	2,749
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,229,000	2,751
Net charge-offs	$91,000	2,265
Cash dividends	$1,529,000	1,859
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,207,000	2,728
2019-09-30 (YTD Data)		Rank
Total interest income	$4,761,000	3,377
Total interest expense	$635,000	3,566
Net interest income	$4,126,000	3,289
Provision for loan and lease losses	$90,000	2,664
Total noninterest income	$1,008,000	2,443
Gross Fiduciary activities income	$115,000	699
Service charges on deposit accounts	$358,000	1,987
Trading account gains and fees	$0	129
Additional Noninterest Income	$535,000	2,652
Total noninterest expense	$3,142,000	3,354
Salaries and employee benefits	$1,957,000	3,184
Premises and equipment expense	$358,000	3,198
Additional noninterest expense	$827,000	3,662
Pre-tax net operating income	$1,902,000	2,805
Securities gains (losses)	$22,000	1,385
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,924,000	2,592
Extraordinary gains, net	$0	11
Net income	$1,924,000	2,593
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,924,000	2,593
Net charge-offs	$-59,000	4,860
Cash dividends	$927,000	1,897
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,902,000	2,576
2019-06-30 (YTD Data)		Rank
Total interest income	$3,129,000	3,421
Total interest expense	$396,000	3,640
Net interest income	$2,733,000	3,325
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$657,000	2,430
Gross Fiduciary activities income	$85,000	701
Service charges on deposit accounts	$230,000	2,012
Trading account gains and fees	$0	131
Additional Noninterest Income	$342,000	2,670
Total noninterest expense	$2,096,000	3,379
Salaries and employee benefits	$1,299,000	3,202
Premises and equipment expense	$251,000	3,124
Additional noninterest expense	$546,000	3,711
Pre-tax net operating income	$1,234,000	2,822
Securities gains (losses)	$22,000	1,015
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,256,000	2,598
Extraordinary gains, net	$0	11
Net income	$1,256,000	2,597
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,256,000	2,597
Net charge-offs	$-44,000	4,873
Cash dividends	$550,000	2,012
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,234,000	2,595
2019-03-31 (YTD Data)		Rank
Total interest income	$1,548,000	3,452
Total interest expense	$197,000	3,638
Net interest income	$1,351,000	3,366
Provision for loan and lease losses	$21,000	2,731
Total noninterest income	$325,000	2,428
Gross Fiduciary activities income	$37,000	718
Service charges on deposit accounts	$118,000	1,981
Trading account gains and fees	$0	126
Additional Noninterest Income	$170,000	2,600
Total noninterest expense	$1,026,000	3,444
Salaries and employee benefits	$662,000	3,211
Premises and equipment expense	$132,000	3,091
Additional noninterest expense	$232,000	3,988
Pre-tax net operating income	$629,000	2,738
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$629,000	2,536
Extraordinary gains, net	$0	5
Net income	$629,000	2,535
Minority interest net income	$0	52
Net income of bank and minority interests.	$629,000	2,535
Net charge-offs	$-20,000	4,863
Cash dividends	$170,000	2,135
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$629,000	2,522
2018-12-31 (YTD Data)		Rank
Total interest income	$5,687,000	3,528
Total interest expense	$718,000	3,416
Net interest income	$4,969,000	3,511
Provision for loan and lease losses	$183,000	2,450
Total noninterest income	$1,132,000	2,689
Gross Fiduciary activities income	$153,000	730
Service charges on deposit accounts	$313,000	2,684
Trading account gains and fees	$0	126
Additional Noninterest Income	$666,000	2,705
Total noninterest expense	$4,060,000	3,463
Salaries and employee benefits	$2,488,000	3,290
Premises and equipment expense	$441,000	3,370
Additional noninterest expense	$1,131,000	3,696
Pre-tax net operating income	$1,858,000	3,241
Securities gains (losses)	$-2,000	4,086
Applicable income taxes	$0	3,978
Income before extraordinary items	$1,856,000	3,036
Extraordinary gains, net	$0	6
Net income	$1,856,000	3,035
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,856,000	3,035
Net charge-offs	$174,000	1,754
Cash dividends	$1,309,000	1,900
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,858,000	3,038
2018-09-30 (YTD Data)		Rank
Total interest income	$4,203,000	3,572
Total interest expense	$532,000	3,383
Net interest income	$3,671,000	3,563
Provision for loan and lease losses	$64,000	3,025
Total noninterest income	$871,000	2,692
Gross Fiduciary activities income	$128,000	711
Service charges on deposit accounts	$221,000	2,790
Trading account gains and fees	$0	138
Additional Noninterest Income	$522,000	2,702
Total noninterest expense	$2,965,000	3,527
Salaries and employee benefits	$1,817,000	3,326
Premises and equipment expense	$320,000	3,464
Additional noninterest expense	$828,000	3,757
Pre-tax net operating income	$1,513,000	3,176
Securities gains (losses)	$-2,000	4,476
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,511,000	2,984
Extraordinary gains, net	$0	5
Net income	$1,511,000	2,982
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,511,000	2,983
Net charge-offs	$-2,000	4,120
Cash dividends	$690,000	2,062
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,513,000	2,964
2018-06-30 (YTD Data)		Rank
Total interest income	$2,776,000	3,577
Total interest expense	$359,000	3,286
Net interest income	$2,417,000	3,590
Provision for loan and lease losses	$43,000	2,938
Total noninterest income	$565,000	2,714
Gross Fiduciary activities income	$94,000	712
Service charges on deposit accounts	$120,000	3,083
Trading account gains and fees	$0	130
Additional Noninterest Income	$351,000	2,700
Total noninterest expense	$1,946,000	3,576
Salaries and employee benefits	$1,195,000	3,377
Premises and equipment expense	$216,000	3,469
Additional noninterest expense	$535,000	3,838
Pre-tax net operating income	$993,000	3,166
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$993,000	2,972
Extraordinary gains, net	$0	6
Net income	$993,000	2,971
Minority interest net income	$0	65
Net income of bank and minority interests.	$993,000	2,971
Net charge-offs	$0	3,209
Cash dividends	$349,000	2,351
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$993,000	2,966
2018-03-31 (YTD Data)		Rank
Total interest income	$1,372,000	3,611
Total interest expense	$180,000	3,246
Net interest income	$1,192,000	3,631
Provision for loan and lease losses	$19,000	2,845
Total noninterest income	$273,000	2,743
Gross Fiduciary activities income	$52,000	710
Service charges on deposit accounts	$45,000	3,489
Trading account gains and fees	$0	123
Additional Noninterest Income	$176,000	2,638
Total noninterest expense	$1,005,000	3,549
Salaries and employee benefits	$625,000	3,338
Premises and equipment expense	$120,000	3,318
Additional noninterest expense	$260,000	3,908
Pre-tax net operating income	$441,000	3,296
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$441,000	3,100
Extraordinary gains, net	$0	7
Net income	$441,000	3,100
Minority interest net income	$0	52
Net income of bank and minority interests.	$441,000	3,100
Net charge-offs	$-3,000	4,242
Cash dividends	$70,000	2,475
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$441,000	3,099
2017-12-31 (YTD Data)		Rank
Total interest income	$5,169,000	3,696
Total interest expense	$666,000	3,216
Net interest income	$4,503,000	3,725
Provision for loan and lease losses	$73,000	3,322
Total noninterest income	$988,000	2,962
Gross Fiduciary activities income	$111,000	773
Service charges on deposit accounts	$128,000	4,053
Trading account gains and fees	$0	151
Additional Noninterest Income	$749,000	2,640
Total noninterest expense	$3,891,000	3,605
Salaries and employee benefits	$2,352,000	3,437
Premises and equipment expense	$471,000	3,375
Additional noninterest expense	$1,068,000	3,906
Pre-tax net operating income	$1,527,000	3,509
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$1,527,000	3,107
Extraordinary gains, net	$0	9
Net income	$1,527,000	3,105
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,527,000	3,107
Net charge-offs	$-21,000	4,956
Cash dividends	$1,055,000	2,128
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,527,000	3,084
2017-09-30 (YTD Data)		Rank
Total interest income	$3,805,000	3,754
Total interest expense	$488,000	3,258
Net interest income	$3,317,000	3,793
Provision for loan and lease losses	$46,000	3,295
Total noninterest income	$766,000	2,932
Gross Fiduciary activities income	$92,000	760
Service charges on deposit accounts	$87,000	4,215
Trading account gains and fees	$0	145
Additional Noninterest Income	$587,000	2,609
Total noninterest expense	$2,778,000	3,717
Salaries and employee benefits	$1,675,000	3,548
Premises and equipment expense	$323,000	3,556
Additional noninterest expense	$780,000	3,964
Pre-tax net operating income	$1,259,000	3,412
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,259,000	3,131
Extraordinary gains, net	$0	9
Net income	$1,259,000	3,130
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,259,000	3,131
Net charge-offs	$-10,000	4,745
Cash dividends	$554,000	2,294
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,259,000	3,109
2017-06-30 (YTD Data)		Rank
Total interest income	$2,483,000	3,792
Total interest expense	$314,000	3,289
Net interest income	$2,169,000	3,828
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$544,000	2,852
Gross Fiduciary activities income	$69,000	759
Service charges on deposit accounts	$51,000	4,369
Trading account gains and fees	$0	139
Additional Noninterest Income	$424,000	2,517
Total noninterest expense	$1,865,000	3,711
Salaries and employee benefits	$1,124,000	3,561
Premises and equipment expense	$222,000	3,523
Additional noninterest expense	$519,000	3,986
Pre-tax net operating income	$818,000	3,423
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$818,000	3,135
Extraordinary gains, net	$0	11
Net income	$818,000	3,134
Minority interest net income	$0	71
Net income of bank and minority interests.	$818,000	3,135
Net charge-offs	$-12,000	4,850
Cash dividends	$287,000	2,561
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$818,000	3,115
2017-03-31 (YTD Data)		Rank
Total interest income	$1,211,000	3,850
Total interest expense	$154,000	3,312
Net interest income	$1,057,000	3,898
Provision for loan and lease losses	$15,000	2,918
Total noninterest income	$307,000	2,681
Gross Fiduciary activities income	$34,000	765
Service charges on deposit accounts	$25,000	4,396
Trading account gains and fees	$0	142
Additional Noninterest Income	$248,000	2,325
Total noninterest expense	$970,000	3,671
Salaries and employee benefits	$597,000	3,500
Premises and equipment expense	$118,000	3,470
Additional noninterest expense	$255,000	4,032
Pre-tax net operating income	$379,000	3,496
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$379,000	3,231
Extraordinary gains, net	$0	8
Net income	$379,000	3,229
Minority interest net income	$0	55
Net income of bank and minority interests.	$379,000	3,231
Net charge-offs	$0	2,943
Cash dividends	$78,000	2,488
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$379,000	3,208
2016-12-31 (YTD Data)		Rank
Total interest income	$4,787,000	3,883
Total interest expense	$581,000	3,377
Net interest income	$4,206,000	3,918
Provision for loan and lease losses	$94,000	3,206
Total noninterest income	$1,140,000	2,827
Gross Fiduciary activities income	$119,000	792
Service charges on deposit accounts	$103,000	4,472
Trading account gains and fees	$0	170
Additional Noninterest Income	$918,000	2,496
Total noninterest expense	$3,881,000	3,704
Salaries and employee benefits	$2,450,000	3,442
Premises and equipment expense	$405,000	3,756
Additional noninterest expense	$1,026,000	4,119
Pre-tax net operating income	$1,371,000	3,636
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,371,000	3,417
Extraordinary gains, net	$0	5
Net income	$1,371,000	3,415
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,371,000	3,416
Net charge-offs	$56,000	3,055
Cash dividends	$789,000	2,474
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,371,000	3,374
2016-09-30 (YTD Data)		Rank
Total interest income	$3,592,000	3,909
Total interest expense	$428,000	3,432
Net interest income	$3,164,000	3,930
Provision for loan and lease losses	$65,000	3,131
Total noninterest income	$899,000	2,786
Gross Fiduciary activities income	$100,000	771
Service charges on deposit accounts	$76,000	4,529
Trading account gains and fees	$0	169
Additional Noninterest Income	$723,000	2,448
Total noninterest expense	$2,940,000	3,690
Salaries and employee benefits	$1,854,000	3,415
Premises and equipment expense	$308,000	3,746
Additional noninterest expense	$778,000	4,134
Pre-tax net operating income	$1,058,000	3,636
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,058,000	3,404
Extraordinary gains, net	$0	5
Net income	$1,058,000	3,402
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,058,000	3,404
Net charge-offs	$26,000	2,997
Cash dividends	$443,000	2,553
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,058,000	3,348
2016-06-30 (YTD Data)		Rank
Total interest income	$2,373,000	3,953
Total interest expense	$278,000	3,503
Net interest income	$2,095,000	3,974
Provision for loan and lease losses	$40,000	3,094
Total noninterest income	$591,000	2,776
Gross Fiduciary activities income	$54,000	806
Service charges on deposit accounts	$47,000	4,626
Trading account gains and fees	$0	157
Additional Noninterest Income	$490,000	2,403
Total noninterest expense	$1,939,000	3,739
Salaries and employee benefits	$1,206,000	3,493
Premises and equipment expense	$208,000	3,747
Additional noninterest expense	$525,000	4,134
Pre-tax net operating income	$707,000	3,641
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$707,000	3,408
Extraordinary gains, net	$0	16
Net income	$707,000	3,404
Minority interest net income	$0	71
Net income of bank and minority interests.	$707,000	3,406
Net charge-offs	$11,000	3,048
Cash dividends	$234,000	2,740
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$707,000	3,348
2016-03-31 (YTD Data)		Rank
Total interest income	$1,134,000	4,058
Total interest expense	$141,000	3,494
Net interest income	$993,000	4,083
Provision for loan and lease losses	$15,000	2,996
Total noninterest income	$335,000	2,587
Gross Fiduciary activities income	$31,000	796
Service charges on deposit accounts	$23,000	4,665
Trading account gains and fees	$0	142
Additional Noninterest Income	$281,000	2,174
Total noninterest expense	$997,000	3,717
Salaries and employee benefits	$641,000	3,389
Premises and equipment expense	$109,000	3,701
Additional noninterest expense	$247,000	4,273
Pre-tax net operating income	$316,000	3,784
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$316,000	3,543
Extraordinary gains, net	$0	12
Net income	$316,000	3,539
Minority interest net income	$0	62
Net income of bank and minority interests.	$316,000	3,541
Net charge-offs	$1,000	2,929
Cash dividends	$65,000	2,556
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$316,000	3,483
2015-12-31 (YTD Data)		Rank
Total interest income	$4,604,000	4,031
Total interest expense	$529,000	3,614
Net interest income	$4,075,000	4,043
Provision for loan and lease losses	$62,000	3,423
Total noninterest income	$947,000	3,161
Gross Fiduciary activities income	$116,000	809
Service charges on deposit accounts	$110,000	4,582
Trading account gains and fees	$0	159
Additional Noninterest Income	$721,000	2,792
Total noninterest expense	$3,575,000	3,959
Salaries and employee benefits	$2,298,000	3,615
Premises and equipment expense	$348,000	4,189
Additional noninterest expense	$929,000	4,429
Pre-tax net operating income	$1,385,000	3,623
Securities gains (losses)	$3,000	2,963
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,388,000	3,369
Extraordinary gains, net	$0	23
Net income	$1,388,000	3,367
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,388,000	3,369
Net charge-offs	$1,000	4,383
Cash dividends	$933,000	2,229
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,385,000	3,325
2015-09-30 (YTD Data)		Rank
Total interest income	$3,382,000	4,121
Total interest expense	$394,000	3,686
Net interest income	$2,988,000	4,116
Provision for loan and lease losses	$47,000	3,314
Total noninterest income	$761,000	3,059
Gross Fiduciary activities income	$93,000	798
Service charges on deposit accounts	$80,000	4,673
Trading account gains and fees	$0	153
Additional Noninterest Income	$588,000	2,699
Total noninterest expense	$2,619,000	4,036
Salaries and employee benefits	$1,695,000	3,670
Premises and equipment expense	$242,000	4,374
Additional noninterest expense	$682,000	4,489
Pre-tax net operating income	$1,083,000	3,620
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,083,000	3,362
Extraordinary gains, net	$0	21
Net income	$1,083,000	3,360
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,083,000	3,361
Net charge-offs	$1,000	4,077
Cash dividends	$488,000	2,362
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,083,000	3,312
2015-06-30 (YTD Data)		Rank
Total interest income	$2,234,000	4,162
Total interest expense	$264,000	3,702
Net interest income	$1,970,000	4,166
Provision for loan and lease losses	$30,000	3,185
Total noninterest income	$499,000	3,080
Gross Fiduciary activities income	$74,000	794
Service charges on deposit accounts	$49,000	4,791
Trading account gains and fees	$0	157
Additional Noninterest Income	$376,000	2,759
Total noninterest expense	$1,725,000	4,102
Salaries and employee benefits	$1,125,000	3,701
Premises and equipment expense	$166,000	4,349
Additional noninterest expense	$434,000	4,610
Pre-tax net operating income	$714,000	3,619
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$714,000	3,376
Extraordinary gains, net	$0	22
Net income	$714,000	3,376
Minority interest net income	$0	75
Net income of bank and minority interests.	$714,000	3,377
Net charge-offs	$-1,000	4,579
Cash dividends	$243,000	2,619
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$714,000	3,314
2015-03-31 (YTD Data)		Rank
Total interest income	$1,092,000	4,215
Total interest expense	$136,000	3,681
Net interest income	$956,000	4,245
Provision for loan and lease losses	$15,000	2,956
Total noninterest income	$260,000	2,977
Gross Fiduciary activities income	$45,000	779
Service charges on deposit accounts	$23,000	4,879
Trading account gains and fees	$0	152
Additional Noninterest Income	$192,000	2,688
Total noninterest expense	$902,000	4,037
Salaries and employee benefits	$605,000	3,549
Premises and equipment expense	$85,000	4,344
Additional noninterest expense	$212,000	4,686
Pre-tax net operating income	$299,000	3,875
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$299,000	3,658
Extraordinary gains, net	$0	13
Net income	$299,000	3,661
Minority interest net income	$0	64
Net income of bank and minority interests.	$299,000	3,661
Net charge-offs	$0	3,288
Cash dividends	$65,000	2,514
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$299,000	3,568
2014-12-31 (YTD Data)		Rank
Total interest income	$4,587,000	4,164
Total interest expense	$533,000	3,875
Net interest income	$4,054,000	4,162
Provision for loan and lease losses	$72,000	3,493
Total noninterest income	$887,000	3,299
Gross Fiduciary activities income	$59,000	911
Service charges on deposit accounts	$123,000	4,688
Trading account gains and fees	$0	180
Additional Noninterest Income	$705,000	2,810
Total noninterest expense	$3,467,000	4,159
Salaries and employee benefits	$2,226,000	3,769
Premises and equipment expense	$325,000	4,526
Additional noninterest expense	$916,000	4,640
Pre-tax net operating income	$1,402,000	3,605
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,402,000	3,363
Extraordinary gains, net	$0	17
Net income	$1,402,000	3,365
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,402,000	3,365
Net charge-offs	$36,000	3,998
Cash dividends	$1,021,000	2,003
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,402,000	3,313
2014-09-30 (YTD Data)		Rank
Total interest income	$3,388,000	4,235
Total interest expense	$400,000	3,944
Net interest income	$2,988,000	4,247
Provision for loan and lease losses	$52,000	3,356
Total noninterest income	$676,000	3,306
Gross Fiduciary activities income	$36,000	925
Service charges on deposit accounts	$93,000	4,739
Trading account gains and fees	$0	174
Additional Noninterest Income	$547,000	2,784
Total noninterest expense	$2,563,000	4,211
Salaries and employee benefits	$1,670,000	3,777
Premises and equipment expense	$227,000	4,704
Additional noninterest expense	$666,000	4,713
Pre-tax net operating income	$1,049,000	3,674
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,049,000	3,402
Extraordinary gains, net	$0	15
Net income	$1,049,000	3,403
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,049,000	3,403
Net charge-offs	$27,000	3,687
Cash dividends	$480,000	2,248
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,049,000	3,361
2014-06-30 (YTD Data)		Rank
Total interest income	$2,222,000	4,283
Total interest expense	$269,000	3,977
Net interest income	$1,953,000	4,300
Provision for loan and lease losses	$31,000	3,302
Total noninterest income	$464,000	3,242
Gross Fiduciary activities income	$25,000	923
Service charges on deposit accounts	$58,000	4,837
Trading account gains and fees	$0	172
Additional Noninterest Income	$381,000	2,708
Total noninterest expense	$1,672,000	4,290
Salaries and employee benefits	$1,084,000	3,850
Premises and equipment expense	$147,000	4,790
Additional noninterest expense	$441,000	4,751
Pre-tax net operating income	$714,000	3,569
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$714,000	3,300
Extraordinary gains, net	$0	20
Net income	$714,000	3,305
Minority interest net income	$0	80
Net income of bank and minority interests.	$714,000	3,305
Net charge-offs	$14,000	3,578
Cash dividends	$271,000	2,457
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$714,000	3,257
2014-03-31 (YTD Data)		Rank
Total interest income	$1,101,000	4,328
Total interest expense	$141,000	3,923
Net interest income	$960,000	4,355
Provision for loan and lease losses	$15,000	3,093
Total noninterest income	$236,000	3,157
Gross Fiduciary activities income	$12,000	926
Service charges on deposit accounts	$26,000	5,010
Trading account gains and fees	$0	147
Additional Noninterest Income	$198,000	2,571
Total noninterest expense	$811,000	4,408
Salaries and employee benefits	$514,000	4,006
Premises and equipment expense	$75,000	4,812
Additional noninterest expense	$222,000	4,772
Pre-tax net operating income	$370,000	3,433
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$370,000	3,163
Extraordinary gains, net	$0	16
Net income	$370,000	3,164
Minority interest net income	$0	66
Net income of bank and minority interests.	$370,000	3,165
Net charge-offs	$8,000	2,944
Cash dividends	$60,000	2,478
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$370,000	3,129
2013-12-31 (YTD Data)		Rank
Total interest income	$4,572,000	4,316
Total interest expense	$646,000	3,925
Net interest income	$3,926,000	4,320
Provision for loan and lease losses	$215,000	2,881
Total noninterest income	$944,000	3,308
Gross Fiduciary activities income	$21,000	1,041
Service charges on deposit accounts	$116,000	5,023
Trading account gains and fees	$0	184
Additional Noninterest Income	$807,000	2,663
Total noninterest expense	$3,197,000	4,465
Salaries and employee benefits	$2,056,000	4,012
Premises and equipment expense	$253,000	5,172
Additional noninterest expense	$888,000	4,845
Pre-tax net operating income	$1,458,000	3,471
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,458,000	3,208
Extraordinary gains, net	$0	29
Net income	$1,458,000	3,211
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,458,000	3,212
Net charge-offs	$110,000	3,648
Cash dividends	$1,211,000	1,691
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,458,000	3,148
2013-09-30 (YTD Data)		Rank
Total interest income	$3,427,000	4,359
Total interest expense	$507,000	3,910
Net interest income	$2,920,000	4,375
Provision for loan and lease losses	$86,000	3,549
Total noninterest income	$734,000	3,289
Gross Fiduciary activities income	$14,000	1,033
Service charges on deposit accounts	$87,000	5,070
Trading account gains and fees	$0	180
Additional Noninterest Income	$633,000	2,653
Total noninterest expense	$2,318,000	4,557
Salaries and employee benefits	$1,502,000	4,088
Premises and equipment expense	$176,000	5,340
Additional noninterest expense	$640,000	4,939
Pre-tax net operating income	$1,250,000	3,283
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,250,000	2,996
Extraordinary gains, net	$0	25
Net income	$1,250,000	3,000
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,250,000	3,000
Net charge-offs	$41,000	4,008
Cash dividends	$557,000	1,996
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,250,000	2,929
2013-06-30 (YTD Data)		Rank
Total interest income	$2,258,000	4,388
Total interest expense	$361,000	3,815
Net interest income	$1,897,000	4,438
Provision for loan and lease losses	$57,000	3,524
Total noninterest income	$510,000	3,258
Gross Fiduciary activities income	$9,000	1,041
Service charges on deposit accounts	$54,000	5,183
Trading account gains and fees	$0	157
Additional Noninterest Income	$447,000	2,634
Total noninterest expense	$1,502,000	4,643
Salaries and employee benefits	$974,000	4,180
Premises and equipment expense	$123,000	5,260
Additional noninterest expense	$405,000	5,069
Pre-tax net operating income	$848,000	3,219
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$848,000	2,948
Extraordinary gains, net	$0	22
Net income	$848,000	2,950
Minority interest net income	$0	82
Net income of bank and minority interests.	$848,000	2,951
Net charge-offs	$28,000	3,801
Cash dividends	$294,000	2,246
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$848,000	2,860
2013-03-31 (YTD Data)		Rank
Total interest income	$1,131,000	4,411
Total interest expense	$197,000	3,707
Net interest income	$934,000	4,501
Provision for loan and lease losses	$33,000	3,143
Total noninterest income	$272,000	3,135
Gross Fiduciary activities income	$5,000	1,015
Service charges on deposit accounts	$25,000	5,295
Trading account gains and fees	$0	148
Additional Noninterest Income	$242,000	2,508
Total noninterest expense	$715,000	4,808
Salaries and employee benefits	$464,000	4,333
Premises and equipment expense	$55,000	5,492
Additional noninterest expense	$196,000	5,193
Pre-tax net operating income	$458,000	3,036
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$458,000	2,761
Extraordinary gains, net	$0	10
Net income	$458,000	2,764
Minority interest net income	$0	76
Net income of bank and minority interests.	$458,000	2,763
Net charge-offs	$19,000	3,117
Cash dividends	$55,000	2,320
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$458,000	2,673
2012-12-31 (YTD Data)		Rank
Total interest income	$4,531,000	4,551
Total interest expense	$942,000	3,753
Net interest income	$3,589,000	4,688
Provision for loan and lease losses	$135,000	4,382
Total noninterest income	$1,115,000	3,076
Gross Fiduciary activities income	$4,000	1,203
Service charges on deposit accounts	$128,000	5,032
Trading account gains and fees	$0	166
Additional Noninterest Income	$983,000	2,391
Total noninterest expense	$3,212,000	4,574
Salaries and employee benefits	$2,020,000	4,114
Premises and equipment expense	$227,000	5,529
Additional noninterest expense	$965,000	4,874
Pre-tax net operating income	$1,357,000	3,497
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,357,000	3,305
Extraordinary gains, net	$0	29
Net income	$1,357,000	3,306
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,357,000	3,306
Net charge-offs	$71,000	4,688
Cash dividends	$791,000	2,248
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,357,000	3,164
2012-09-30 (YTD Data)		Rank
Total interest income	$3,381,000	4,644
Total interest expense	$739,000	3,765
Net interest income	$2,642,000	4,814
Provision for loan and lease losses	$77,000	4,624
Total noninterest income	$760,000	3,258
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$93,000	5,169
Trading account gains and fees	$0	157
Additional Noninterest Income	$667,000	2,528
Total noninterest expense	$2,285,000	4,737
Salaries and employee benefits	$1,425,000	4,272
Premises and equipment expense	$160,000	5,681
Additional noninterest expense	$700,000	4,996
Pre-tax net operating income	$1,040,000	3,558
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,040,000	3,355
Extraordinary gains, net	$0	20
Net income	$1,040,000	3,356
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,040,000	3,357
Net charge-offs	$29,000	4,874
Cash dividends	$322,000	2,496
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,040,000	3,204
2012-06-30 (YTD Data)		Rank
Total interest income	$2,231,000	4,716
Total interest expense	$510,000	3,777
Net interest income	$1,721,000	4,894
Provision for loan and lease losses	$48,000	4,622
Total noninterest income	$490,000	3,275
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$57,000	5,318
Trading account gains and fees	$0	153
Additional Noninterest Income	$433,000	2,536
Total noninterest expense	$1,523,000	4,767
Salaries and employee benefits	$953,000	4,295
Premises and equipment expense	$102,000	5,767
Additional noninterest expense	$468,000	5,018
Pre-tax net operating income	$640,000	3,693
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$640,000	3,507
Extraordinary gains, net	$0	19
Net income	$640,000	3,508
Minority interest net income	$0	84
Net income of bank and minority interests.	$640,000	3,508
Net charge-offs	$23,000	4,558
Cash dividends	$187,000	2,607
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$640,000	3,334
2012-03-31 (YTD Data)		Rank
Total interest income	$1,108,000	4,779
Total interest expense	$268,000	3,765
Net interest income	$840,000	4,985
Provision for loan and lease losses	$26,000	4,315
Total noninterest income	$246,000	3,273
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$28,000	5,334
Trading account gains and fees	$0	148
Additional Noninterest Income	$218,000	2,537
Total noninterest expense	$707,000	4,974
Salaries and employee benefits	$443,000	4,513
Premises and equipment expense	$47,000	5,945
Additional noninterest expense	$217,000	5,171
Pre-tax net operating income	$353,000	3,538
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$353,000	3,330
Extraordinary gains, net	$0	19
Net income	$353,000	3,334
Minority interest net income	$0	78
Net income of bank and minority interests.	$353,000	3,334
Net charge-offs	$12,000	3,957
Cash dividends	$37,000	2,521
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$353,000	3,162
2011-12-31 (YTD Data)		Rank
Total interest income	$4,496,000	4,838
Total interest expense	$1,113,000	4,148
Net interest income	$3,383,000	4,996
Provision for loan and lease losses	$99,000	5,381
Total noninterest income	$834,000	3,440
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$120,000	5,261
Trading account gains and fees	$0	146
Additional Noninterest Income	$714,000	2,617
Total noninterest expense	$2,876,000	4,987
Salaries and employee benefits	$1,854,000	4,356
Premises and equipment expense	$169,000	6,263
Additional noninterest expense	$853,000	5,276
Pre-tax net operating income	$1,242,000	3,338
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,242,000	3,144
Extraordinary gains, net	$0	29
Net income	$1,242,000	3,147
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,242,000	3,147
Net charge-offs	$68,000	5,284
Cash dividends	$729,000	1,990
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,242,000	3,043
2011-09-30 (YTD Data)		Rank
Total interest income	$3,347,000	4,919
Total interest expense	$842,000	4,238
Net interest income	$2,505,000	5,052
Provision for loan and lease losses	$70,000	5,306
Total noninterest income	$633,000	3,419
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$90,000	5,286
Trading account gains and fees	$0	145
Additional Noninterest Income	$543,000	2,582
Total noninterest expense	$2,012,000	5,177
Salaries and employee benefits	$1,259,000	4,653
Premises and equipment expense	$125,000	6,315
Additional noninterest expense	$628,000	5,339
Pre-tax net operating income	$1,056,000	3,214
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,056,000	2,958
Extraordinary gains, net	$0	21
Net income	$1,056,000	2,960
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,056,000	2,960
Net charge-offs	$37,000	5,183
Cash dividends	$321,000	2,261
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,056,000	2,860
2011-06-30 (YTD Data)		Rank
Total interest income	$2,215,000	4,975
Total interest expense	$581,000	4,260
Net interest income	$1,634,000	5,124
Provision for loan and lease losses	$25,000	5,594
Total noninterest income	$394,000	3,581
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$54,000	5,436
Trading account gains and fees	$0	153
Additional Noninterest Income	$340,000	2,698
Total noninterest expense	$1,351,000	5,211
Salaries and employee benefits	$865,000	4,599
Premises and equipment expense	$85,000	6,342
Additional noninterest expense	$401,000	5,531
Pre-tax net operating income	$652,000	3,307
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$652,000	3,037
Extraordinary gains, net	$0	15
Net income	$652,000	3,041
Minority interest net income	$0	89
Net income of bank and minority interests.	$652,000	3,040
Net charge-offs	$7,000	5,446
Cash dividends	$172,000	2,417
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$652,000	2,956
2011-03-31 (YTD Data)		Rank
Total interest income	$1,102,000	5,008
Total interest expense	$309,000	4,223
Net interest income	$793,000	5,200
Provision for loan and lease losses	$17,000	5,098
Total noninterest income	$202,000	3,565
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$28,000	5,334
Trading account gains and fees	$0	158
Additional Noninterest Income	$174,000	2,667
Total noninterest expense	$654,000	5,329
Salaries and employee benefits	$416,000	4,755
Premises and equipment expense	$43,000	6,374
Additional noninterest expense	$195,000	5,604
Pre-tax net operating income	$324,000	3,378
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$324,000	3,065
Extraordinary gains, net	$0	9
Net income	$324,000	3,064
Minority interest net income	$0	86
Net income of bank and minority interests.	$324,000	3,065
Net charge-offs	$8,000	4,474
Cash dividends	$32,000	2,373
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$324,000	3,015
2010-12-31 (YTD Data)		Rank
Total interest income	$4,613,000	5,034
Total interest expense	$1,388,000	4,453
Net interest income	$3,225,000	5,168
Provision for loan and lease losses	$112,000	5,946
Total noninterest income	$890,000	3,438
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$146,000	4,948
Trading account gains and fees	$0	175
Additional Noninterest Income	$744,000	2,596
Total noninterest expense	$2,775,000	5,246
Salaries and employee benefits	$1,828,000	4,475
Premises and equipment expense	$169,000	6,480
Additional noninterest expense	$778,000	5,673
Pre-tax net operating income	$1,228,000	3,047
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,228,000	2,866
Extraordinary gains, net	$0	29
Net income	$1,228,000	2,863
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,228,000	2,867
Net charge-offs	$63,000	5,767
Cash dividends	$924,000	1,582
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,228,000	2,764
2010-09-30 (YTD Data)		Rank
Total interest income	$3,454,000	5,140
Total interest expense	$1,063,000	4,552
Net interest income	$2,391,000	5,255
Provision for loan and lease losses	$88,000	5,851
Total noninterest income	$640,000	3,556
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$116,000	4,926
Trading account gains and fees	$0	165
Additional Noninterest Income	$524,000	2,693
Total noninterest expense	$1,933,000	5,455
Salaries and employee benefits	$1,235,000	4,822
Premises and equipment expense	$132,000	6,497
Additional noninterest expense	$566,000	5,769
Pre-tax net operating income	$1,010,000	3,075
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,010,000	2,868
Extraordinary gains, net	$0	23
Net income	$1,010,000	2,863
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,010,000	2,867
Net charge-offs	$58,000	5,397
Cash dividends	$315,000	2,273
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,010,000	2,731
2010-06-30 (YTD Data)		Rank
Total interest income	$2,282,000	5,194
Total interest expense	$713,000	4,641
Net interest income	$1,569,000	5,320
Provision for loan and lease losses	$53,000	5,807
Total noninterest income	$375,000	3,761
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$81,000	4,856
Trading account gains and fees	$0	152
Additional Noninterest Income	$294,000	2,868
Total noninterest expense	$1,281,000	5,493
Salaries and employee benefits	$849,000	4,759
Premises and equipment expense	$81,000	6,645
Additional noninterest expense	$351,000	5,946
Pre-tax net operating income	$610,000	3,273
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$610,000	3,032
Extraordinary gains, net	$0	19
Net income	$610,000	3,027
Minority interest net income	$0	105
Net income of bank and minority interests.	$610,000	3,030
Net charge-offs	$39,000	5,085
Cash dividends	$185,000	2,381
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$610,000	2,921
2010-03-31 (YTD Data)		Rank
Total interest income	$1,134,000	5,279
Total interest expense	$362,000	4,730
Net interest income	$772,000	5,395
Provision for loan and lease losses	$31,000	5,291
Total noninterest income	$198,000	3,667
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$40,000	4,876
Trading account gains and fees	$0	175
Additional Noninterest Income	$158,000	2,745
Total noninterest expense	$602,000	5,729
Salaries and employee benefits	$410,000	4,926
Premises and equipment expense	$39,000	6,780
Additional noninterest expense	$153,000	6,312
Pre-tax net operating income	$337,000	3,160
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$337,000	2,904
Extraordinary gains, net	$0	16
Net income	$337,000	2,900
Minority interest net income	$0	91
Net income of bank and minority interests.	$337,000	2,904
Net charge-offs	$26,000	4,249
Cash dividends	$37,000	2,383
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$337,000	2,788
2009-12-31 (YTD Data)		Rank
Total interest income	$4,642,000	5,336
Total interest expense	$1,578,000	5,050
Net interest income	$3,064,000	5,331
Provision for loan and lease losses	$82,000	6,575
Total noninterest income	$841,000	3,668
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$169,000	4,939
Trading account gains and fees	$0	211
Additional Noninterest Income	$672,000	2,727
Total noninterest expense	$2,786,000	5,390
Salaries and employee benefits	$1,758,000	4,725
Premises and equipment expense	$197,000	6,506
Additional noninterest expense	$831,000	5,735
Pre-tax net operating income	$1,037,000	2,933
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,037,000	2,707
Extraordinary gains, net	$0	34
Net income	$1,037,000	2,706
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,037,000	2,707
Net charge-offs	$38,000	6,369
Cash dividends	$976,000	1,689
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,037,000	2,659
2009-09-30 (YTD Data)		Rank
Total interest income	$3,473,000	5,411
Total interest expense	$1,213,000	5,123
Net interest income	$2,260,000	5,396
Provision for loan and lease losses	$58,000	6,441
Total noninterest income	$602,000	3,835
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$124,000	5,016
Trading account gains and fees	$0	212
Additional Noninterest Income	$478,000	2,880
Total noninterest expense	$1,968,000	5,559
Salaries and employee benefits	$1,196,000	5,053
Premises and equipment expense	$142,000	6,614
Additional noninterest expense	$630,000	5,697
Pre-tax net operating income	$836,000	3,043
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$836,000	2,791
Extraordinary gains, net	$0	27
Net income	$836,000	2,788
Minority interest net income	$0	118
Net income of bank and minority interests.	$836,000	2,791
Net charge-offs	$16,000	6,341
Cash dividends	$361,000	2,401
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$836,000	2,739
2009-06-30 (YTD Data)		Rank
Total interest income	$2,297,000	5,485
Total interest expense	$825,000	5,209
Net interest income	$1,472,000	5,448
Provision for loan and lease losses	$31,000	6,418
Total noninterest income	$418,000	3,763
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$75,000	5,177
Trading account gains and fees	$0	193
Additional Noninterest Income	$343,000	2,775
Total noninterest expense	$1,295,000	5,652
Salaries and employee benefits	$814,000	5,046
Premises and equipment expense	$97,000	6,636
Additional noninterest expense	$384,000	5,935
Pre-tax net operating income	$564,000	3,114
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$564,000	2,870
Extraordinary gains, net	$0	21
Net income	$564,000	2,868
Minority interest net income	$0	112
Net income of bank and minority interests.	$564,000	2,870
Net charge-offs	$10,000	5,988
Cash dividends	$248,000	2,456
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$564,000	2,765
2009-03-31 (YTD Data)		Rank
Total interest income	$1,152,000	5,529
Total interest expense	$427,000	5,224
Net interest income	$725,000	5,480
Provision for loan and lease losses	$13,000	6,217
Total noninterest income	$207,000	3,732
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$33,000	5,355
Trading account gains and fees	$0	171
Additional Noninterest Income	$174,000	2,705
Total noninterest expense	$625,000	5,687
Salaries and employee benefits	$381,000	5,298
Premises and equipment expense	$48,000	6,693
Additional noninterest expense	$196,000	5,652
Pre-tax net operating income	$294,000	3,368
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$294,000	3,173
Extraordinary gains, net	$0	15
Net income	$294,000	3,173
Minority interest net income	$0	102
Net income of bank and minority interests.	$294,000	3,173
Net charge-offs	$-2,000	7,404
Cash dividends	$123,000	2,094
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$294,000	3,016
2008-12-31 (YTD Data)		Rank
Total interest income	$4,901,000	5,514
Total interest expense	$2,079,000	5,205
Net interest income	$2,822,000	5,582
Provision for loan and lease losses	$265,000	4,825
Total noninterest income	$788,000	3,907
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$193,000	4,865
Trading account gains and fees	$0	154
Additional Noninterest Income	$595,000	2,904
Total noninterest expense	$2,593,000	5,554
Salaries and employee benefits	$1,621,000	5,090
Premises and equipment expense	$216,000	6,538
Additional noninterest expense	$756,000	5,620
Pre-tax net operating income	$752,000	4,276
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$752,000	3,835
Extraordinary gains, net	$0	39
Net income	$752,000	3,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$260,000	3,736
Cash dividends	$488,000	3,420
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$752,000	3,953
2008-09-30 (YTD Data)		Rank
Total interest income	$3,685,000	5,584
Total interest expense	$1,627,000	5,228
Net interest income	$2,058,000	5,703
Provision for loan and lease losses	$184,000	4,328
Total noninterest income	$619,000	3,900
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$151,000	4,805
Trading account gains and fees	$0	148
Additional Noninterest Income	$468,000	2,919
Total noninterest expense	$1,924,000	5,575
Salaries and employee benefits	$1,198,000	5,163
Premises and equipment expense	$183,000	6,316
Additional noninterest expense	$543,000	5,689
Pre-tax net operating income	$569,000	4,726
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$569,000	4,215
Extraordinary gains, net	$0	31
Net income	$569,000	4,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	3,182
Cash dividends	$302,000	3,365
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$569,000	4,371
2008-06-30 (YTD Data)		Rank
Total interest income	$2,478,000	5,630
Total interest expense	$1,129,000	5,274
Net interest income	$1,349,000	5,781
Provision for loan and lease losses	$81,000	4,576
Total noninterest income	$438,000	3,816
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$93,000	4,964
Trading account gains and fees	$0	149
Additional Noninterest Income	$345,000	2,805
Total noninterest expense	$1,303,000	5,558
Salaries and employee benefits	$813,000	5,156
Premises and equipment expense	$126,000	6,276
Additional noninterest expense	$364,000	5,678
Pre-tax net operating income	$403,000	4,785
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$403,000	4,456
Extraordinary gains, net	$0	21
Net income	$403,000	4,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,332
Cash dividends	$177,000	3,584
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$403,000	4,403
2008-03-31 (YTD Data)		Rank
Total interest income	$1,274,000	5,639
Total interest expense	$597,000	5,310
Net interest income	$677,000	5,778
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$201,000	3,991
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$47,000	4,917
Trading account gains and fees	$0	158
Additional Noninterest Income	$154,000	2,987
Total noninterest expense	$642,000	5,621
Salaries and employee benefits	$411,000	5,154
Premises and equipment expense	$62,000	6,354
Additional noninterest expense	$169,000	5,842
Pre-tax net operating income	$221,000	4,768
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$221,000	4,459
Extraordinary gains, net	$0	15
Net income	$221,000	4,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,778
Cash dividends	$53,000	3,341
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$221,000	4,352
2007-12-31 (YTD Data)		Rank
Total interest income	$5,094,000	5,676
Total interest expense	$2,480,000	5,292
Net interest income	$2,614,000	5,857
Provision for loan and lease losses	$91,000	5,029
Total noninterest income	$788,000	4,033
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$192,000	4,991
Trading account gains and fees	$0	178
Additional Noninterest Income	$596,000	3,009
Total noninterest expense	$2,538,000	5,561
Salaries and employee benefits	$1,625,000	5,055
Premises and equipment expense	$212,000	6,608
Additional noninterest expense	$701,000	5,728
Pre-tax net operating income	$773,000	5,237
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$773,000	4,859
Extraordinary gains, net	$0	39
Net income	$773,000	4,860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,314
Cash dividends	$375,000	4,153
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$773,000	4,832
2007-09-30 (YTD Data)		Rank
Total interest income	$3,765,000	5,732
Total interest expense	$1,838,000	5,327
Net interest income	$1,927,000	5,927
Provision for loan and lease losses	$63,000	4,794
Total noninterest income	$583,000	4,079
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$142,000	5,040
Trading account gains and fees	$0	184
Additional Noninterest Income	$441,000	3,041
Total noninterest expense	$1,837,000	5,632
Salaries and employee benefits	$1,160,000	5,199
Premises and equipment expense	$172,000	6,443
Additional noninterest expense	$505,000	5,795
Pre-tax net operating income	$610,000	5,417
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$610,000	4,974
Extraordinary gains, net	$0	33
Net income	$610,000	4,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	3,913
Cash dividends	$202,000	4,083
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$610,000	4,959
2007-06-30 (YTD Data)		Rank
Total interest income	$2,441,000	5,838
Total interest expense	$1,172,000	5,451
Net interest income	$1,269,000	6,008
Provision for loan and lease losses	$33,000	4,815
Total noninterest income	$380,000	4,147
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$88,000	5,188
Trading account gains and fees	$0	168
Additional Noninterest Income	$292,000	3,058
Total noninterest expense	$1,203,000	5,719
Salaries and employee benefits	$758,000	5,299
Premises and equipment expense	$118,000	6,409
Additional noninterest expense	$327,000	5,870
Pre-tax net operating income	$413,000	5,444
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$413,000	4,991
Extraordinary gains, net	$0	29
Net income	$413,000	4,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,719
Cash dividends	$120,000	4,164
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$413,000	4,987
2007-03-31 (YTD Data)		Rank
Total interest income	$1,194,000	5,894
Total interest expense	$574,000	5,494
Net interest income	$620,000	6,085
Provision for loan and lease losses	$13,000	4,876
Total noninterest income	$176,000	4,282
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$41,000	5,255
Trading account gains and fees	$0	195
Additional Noninterest Income	$135,000	3,201
Total noninterest expense	$602,000	5,744
Salaries and employee benefits	$382,000	5,313
Premises and equipment expense	$59,000	6,441
Additional noninterest expense	$161,000	5,913
Pre-tax net operating income	$181,000	5,704
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$181,000	5,279
Extraordinary gains, net	$0	22
Net income	$181,000	5,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,384
Cash dividends	$59,000	3,507
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$181,000	5,262
2006-12-31 (YTD Data)		Rank
Total interest income	$4,584,000	5,790
Total interest expense	$2,119,000	5,241
Net interest income	$2,465,000	6,067
Provision for loan and lease losses	$123,000	4,355
Total noninterest income	$799,000	4,052
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$270,000	4,330
Trading account gains and fees	$0	130
Additional Noninterest Income	$529,000	3,239
Total noninterest expense	$2,330,000	5,703
Salaries and employee benefits	$1,473,000	5,262
Premises and equipment expense	$215,000	6,577
Additional noninterest expense	$642,000	5,874
Pre-tax net operating income	$811,000	5,625
Securities gains (losses)	$0	1,687
Applicable income taxes	$101,000	4,954
Income before extraordinary items	$710,000	5,476
Extraordinary gains, net	$0	51
Net income	$710,000	5,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	3,443
Cash dividends	$469,000	3,844
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$710,000	5,469
2006-09-30 (YTD Data)		Rank
Total interest income	$3,379,000	5,841
Total interest expense	$1,527,000	5,288
Net interest income	$1,852,000	6,121
Provision for loan and lease losses	$97,000	4,157
Total noninterest income	$593,000	4,089
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$208,000	4,317
Trading account gains and fees	$0	126
Additional Noninterest Income	$385,000	3,275
Total noninterest expense	$1,696,000	5,781
Salaries and employee benefits	$1,060,000	5,368
Premises and equipment expense	$158,000	6,637
Additional noninterest expense	$478,000	5,891
Pre-tax net operating income	$652,000	5,697
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$652,000	5,160
Extraordinary gains, net	$0	45
Net income	$652,000	5,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	2,845
Cash dividends	$276,000	3,781
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$652,000	5,154
2006-06-30 (YTD Data)		Rank
Total interest income	$2,199,000	5,883
Total interest expense	$969,000	5,312
Net interest income	$1,230,000	6,158
Provision for loan and lease losses	$78,000	3,746
Total noninterest income	$367,000	4,241
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$134,000	4,365
Trading account gains and fees	$0	126
Additional Noninterest Income	$233,000	3,448
Total noninterest expense	$1,129,000	5,807
Salaries and employee benefits	$706,000	5,396
Premises and equipment expense	$107,000	6,618
Additional noninterest expense	$316,000	5,912
Pre-tax net operating income	$390,000	5,956
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$390,000	5,440
Extraordinary gains, net	$0	39
Net income	$390,000	5,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	2,578
Cash dividends	$161,000	3,919
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$390,000	5,439
2006-03-31 (YTD Data)		Rank
Total interest income	$1,061,000	5,946
Total interest expense	$454,000	5,375
Net interest income	$607,000	6,203
Provision for loan and lease losses	$36,000	3,658
Total noninterest income	$188,000	4,110
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$63,000	4,435
Trading account gains and fees	$0	115
Additional Noninterest Income	$125,000	3,308
Total noninterest expense	$565,000	5,803
Salaries and employee benefits	$349,000	5,452
Premises and equipment expense	$53,000	6,629
Additional noninterest expense	$163,000	5,808
Pre-tax net operating income	$194,000	5,906
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$194,000	5,420
Extraordinary gains, net	$0	21
Net income	$194,000	5,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,001
Cash dividends	$78,000	3,309
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$194,000	5,419
2005-12-31 (YTD Data)		Rank
Total interest income	$4,024,000	5,812
Total interest expense	$1,454,000	5,299
Net interest income	$2,570,000	5,963
Provision for loan and lease losses	$211,000	3,499
Total noninterest income	$562,000	4,959
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$260,000	4,501
Trading account gains and fees	$0	138
Additional Noninterest Income	$302,000	4,318
Total noninterest expense	$2,041,000	6,042
Salaries and employee benefits	$1,266,000	5,606
Premises and equipment expense	$192,000	6,802
Additional noninterest expense	$583,000	6,144
Pre-tax net operating income	$880,000	5,684
Securities gains (losses)	$0	2,296
Applicable income taxes	$327,000	4,017
Income before extraordinary items	$553,000	6,167
Extraordinary gains, net	$0	46
Net income	$553,000	6,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	2,933
Cash dividends	$262,000	4,595
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$553,000	6,136
2005-09-30 (YTD Data)		Rank
Total interest income	$2,961,000	5,843
Total interest expense	$1,029,000	5,356
Net interest income	$1,932,000	5,987
Provision for loan and lease losses	$152,000	3,451
Total noninterest income	$445,000	4,849
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$193,000	4,537
Trading account gains and fees	$0	126
Additional Noninterest Income	$252,000	4,119
Total noninterest expense	$1,441,000	6,216
Salaries and employee benefits	$865,000	5,882
Premises and equipment expense	$139,000	6,876
Additional noninterest expense	$437,000	6,107
Pre-tax net operating income	$784,000	5,376
Securities gains (losses)	$0	2,317
Applicable income taxes	$253,000	4,075
Income before extraordinary items	$531,000	5,760
Extraordinary gains, net	$0	35
Net income	$531,000	5,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,996
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$531,000	5,727
2005-06-30 (YTD Data)		Rank
Total interest income	$1,916,000	5,869
Total interest expense	$638,000	5,403
Net interest income	$1,278,000	5,993
Provision for loan and lease losses	$94,000	3,452
Total noninterest income	$297,000	4,818
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$120,000	4,652
Trading account gains and fees	$0	116
Additional Noninterest Income	$177,000	3,973
Total noninterest expense	$951,000	6,244
Salaries and employee benefits	$575,000	5,884
Premises and equipment expense	$88,000	6,964
Additional noninterest expense	$288,000	6,123
Pre-tax net operating income	$530,000	5,329
Securities gains (losses)	$0	2,146
Applicable income taxes	$171,000	4,054
Income before extraordinary items	$359,000	5,717
Extraordinary gains, net	$0	30
Net income	$359,000	5,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,161
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$359,000	5,675
2005-03-31 (YTD Data)		Rank
Total interest income	$922,000	5,964
Total interest expense	$305,000	5,431
Net interest income	$617,000	6,138
Provision for loan and lease losses	$32,000	3,873
Total noninterest income	$148,000	4,742
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$56,000	4,748
Trading account gains and fees	$0	115
Additional Noninterest Income	$92,000	3,905
Total noninterest expense	$479,000	6,258
Salaries and employee benefits	$295,000	5,827
Premises and equipment expense	$42,000	7,127
Additional noninterest expense	$142,000	6,189
Pre-tax net operating income	$254,000	5,420
Securities gains (losses)	$0	1,685
Applicable income taxes	$82,000	4,078
Income before extraordinary items	$172,000	5,780
Extraordinary gains, net	$0	24
Net income	$172,000	5,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$172,000	5,745
2004-12-31 (YTD Data)		Rank
Total interest income	$3,403,000	6,052
Total interest expense	$1,146,000	5,245
Net interest income	$2,257,000	6,301
Provision for loan and lease losses	$228,000	3,473
Total noninterest income	$630,000	4,694
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$286,000	4,422
Trading account gains and fees	$0	138
Additional Noninterest Income	$344,000	4,005
Total noninterest expense	$1,710,000	6,518
Salaries and employee benefits	$1,075,000	6,057
Premises and equipment expense	$155,000	7,265
Additional noninterest expense	$480,000	6,666
Pre-tax net operating income	$949,000	5,382
Securities gains (losses)	$0	3,819
Applicable income taxes	$341,000	3,975
Income before extraordinary items	$608,000	5,917
Extraordinary gains, net	$0	34
Net income	$608,000	5,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,535
Cash dividends	$425,000	3,811
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$608,000	5,848
2004-09-30 (YTD Data)		Rank
Total interest income	$2,501,000	6,105
Total interest expense	$834,000	5,326
Net interest income	$1,667,000	6,345
Provision for loan and lease losses	$111,000	4,118
Total noninterest income	$474,000	4,681
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$219,000	4,407
Trading account gains and fees	$0	134
Additional Noninterest Income	$255,000	4,026
Total noninterest expense	$1,145,000	6,813
Salaries and employee benefits	$690,000	6,510
Premises and equipment expense	$101,000	7,508
Additional noninterest expense	$354,000	6,681
Pre-tax net operating income	$885,000	4,928
Securities gains (losses)	$0	3,710
Applicable income taxes	$292,000	3,841
Income before extraordinary items	$593,000	5,391
Extraordinary gains, net	$0	26
Net income	$593,000	5,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,694
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$593,000	5,311
2004-06-30 (YTD Data)		Rank
Total interest income	$1,632,000	6,191
Total interest expense	$563,000	5,300
Net interest income	$1,069,000	6,489
Provision for loan and lease losses	$61,000	4,254
Total noninterest income	$297,000	4,857
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$147,000	4,375
Trading account gains and fees	$0	130
Additional Noninterest Income	$150,000	4,305
Total noninterest expense	$702,000	7,082
Salaries and employee benefits	$451,000	6,604
Premises and equipment expense	$64,000	7,627
Additional noninterest expense	$187,000	7,286
Pre-tax net operating income	$603,000	4,820
Securities gains (losses)	$0	3,413
Applicable income taxes	$200,000	3,775
Income before extraordinary items	$403,000	5,304
Extraordinary gains, net	$0	21
Net income	$403,000	5,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,407
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$403,000	5,217
2004-03-31 (YTD Data)		Rank
Total interest income	$796,000	6,282
Total interest expense	$293,000	5,233
Net interest income	$503,000	6,664
Provision for loan and lease losses	$25,000	4,502
Total noninterest income	$140,000	4,952
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$73,000	4,329
Trading account gains and fees	$0	121
Additional Noninterest Income	$67,000	4,532
Total noninterest expense	$336,000	7,228
Salaries and employee benefits	$220,000	6,718
Premises and equipment expense	$27,000	7,911
Additional noninterest expense	$89,000	7,409
Pre-tax net operating income	$282,000	4,962
Securities gains (losses)	$0	2,934
Applicable income taxes	$93,000	3,908
Income before extraordinary items	$189,000	5,479
Extraordinary gains, net	$0	16
Net income	$189,000	5,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$189,000	5,357
2003-12-31 (YTD Data)		Rank
Total interest income	$3,034,000	6,476
Total interest expense	$1,267,000	5,389
Net interest income	$1,767,000	6,952
Provision for loan and lease losses	$128,000	4,835
Total noninterest income	$437,000	5,767
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$232,000	4,921
Trading account gains and fees	$0	160
Additional Noninterest Income	$205,000	5,229
Total noninterest expense	$1,319,000	7,224
Salaries and employee benefits	$884,000	6,648
Premises and equipment expense	$151,000	7,380
Additional noninterest expense	$284,000	7,873
Pre-tax net operating income	$757,000	5,837
Securities gains (losses)	$0	4,500
Applicable income taxes	$243,000	4,624
Income before extraordinary items	$514,000	6,286
Extraordinary gains, net	$0	54
Net income	$514,000	6,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	3,900
Cash dividends	$35,000	6,035
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$514,000	6,127
2003-09-30 (YTD Data)		Rank
Total interest income	$2,239,000	6,610
Total interest expense	$951,000	5,532
Net interest income	$1,288,000	7,076
Provision for loan and lease losses	$57,000	5,593
Total noninterest income	$318,000	5,902
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$163,000	5,107
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	5,278
Total noninterest expense	$892,000	7,481
Salaries and employee benefits	$603,000	6,905
Premises and equipment expense	$96,000	7,711
Additional noninterest expense	$193,000	8,049
Pre-tax net operating income	$657,000	5,665
Securities gains (losses)	$0	4,204
Applicable income taxes	$216,000	4,533
Income before extraordinary items	$441,000	6,141
Extraordinary gains, net	$0	40
Net income	$441,000	6,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	4,505
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$441,000	5,979
2003-06-30 (YTD Data)		Rank
Total interest income	$1,444,000	6,776
Total interest expense	$622,000	5,721
Net interest income	$822,000	7,199
Provision for loan and lease losses	$18,000	6,396
Total noninterest income	$177,000	6,263
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$97,000	5,350
Trading account gains and fees	$0	150
Additional Noninterest Income	$80,000	5,712
Total noninterest expense	$593,000	7,500
Salaries and employee benefits	$401,000	6,929
Premises and equipment expense	$68,000	7,606
Additional noninterest expense	$124,000	8,122
Pre-tax net operating income	$388,000	5,946
Securities gains (losses)	$0	3,782
Applicable income taxes	$118,000	4,894
Income before extraordinary items	$270,000	6,345
Extraordinary gains, net	$0	30
Net income	$270,000	6,345
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,113
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$270,000	6,130
2003-03-31 (YTD Data)		Rank
Total interest income	$688,000	6,949
Total interest expense	$288,000	6,068
Net interest income	$400,000	7,294
Provision for loan and lease losses	$9,000	6,152
Total noninterest income	$58,000	7,077
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$42,000	5,576
Trading account gains and fees	$0	134
Additional Noninterest Income	$16,000	7,254
Total noninterest expense	$310,000	7,436
Salaries and employee benefits	$205,000	6,905
Premises and equipment expense	$36,000	7,540
Additional noninterest expense	$69,000	7,971
Pre-tax net operating income	$139,000	6,622
Securities gains (losses)	$0	2,891
Applicable income taxes	$41,000	5,361
Income before extraordinary items	$98,000	6,936
Extraordinary gains, net	$0	21
Net income	$98,000	6,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$98,000	6,777
2002-12-31 (YTD Data)		Rank
Total interest income	$2,454,000	7,399
Total interest expense	$1,085,000	6,712
Net interest income	$1,369,000	7,641
Provision for loan and lease losses	$50,000	6,677
Total noninterest income	$260,000	6,775
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$186,000	5,376
Trading account gains and fees	$0	153
Additional Noninterest Income	$74,000	6,996
Total noninterest expense	$1,143,000	7,606
Salaries and employee benefits	$744,000	7,107
Premises and equipment expense	$168,000	7,198
Additional noninterest expense	$231,000	8,318
Pre-tax net operating income	$436,000	7,005
Securities gains (losses)	$0	4,537
Applicable income taxes	$128,000	5,714
Income before extraordinary items	$308,000	7,286
Extraordinary gains, net	$0	70
Net income	$308,000	7,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,760
Cash dividends	$70,000	5,810
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$308,000	7,178
2001-12-31 (YTD Data)		Rank
Total interest income	$2,579,000	7,662
Total interest expense	$1,394,000	7,202
Net interest income	$1,185,000	7,916
Provision for loan and lease losses	$94,000	5,734
Total noninterest income	$230,000	7,015
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$169,000	5,530
Trading account gains and fees	$0	177
Additional Noninterest Income	$61,000	7,372
Total noninterest expense	$1,116,000	7,655
Salaries and employee benefits	$652,000	7,421
Premises and equipment expense	$169,000	7,229
Additional noninterest expense	$295,000	7,895
Pre-tax net operating income	$205,000	7,853
Securities gains (losses)	$0	4,612
Applicable income taxes	$77,000	6,310
Income before extraordinary items	$128,000	8,173
Extraordinary gains, net	$0	105
Net income	$128,000	8,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	4,263
Cash dividends	$70,000	5,993
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$128,000	8,060
2000-12-31 (YTD Data)		Rank
Total interest income	$2,297,000	8,126
Total interest expense	$1,217,000	7,766
Net interest income	$1,080,000	8,320
Provision for loan and lease losses	$56,000	6,380
Total noninterest income	$248,000	6,794
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	5,229
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	7,528
Total noninterest expense	$858,000	8,411
Salaries and employee benefits	$557,000	7,934
Premises and equipment expense	$103,000	8,389
Additional noninterest expense	$198,000	8,803
Pre-tax net operating income	$414,000	7,400
Securities gains (losses)	$0	1,956
Applicable income taxes	$130,000	6,160
Income before extraordinary items	$284,000	7,570
Extraordinary gains, net	$0	38
Net income	$284,000	7,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,534
Cash dividends	$70,000	6,230
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$284,000	7,578
1999-12-31 (YTD Data)		Rank
Total interest income	$2,043,000	8,445
Total interest expense	$1,059,000	8,016
Net interest income	$984,000	8,667
Provision for loan and lease losses	$55,000	6,383
Total noninterest income	$201,000	7,495
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$158,000	5,718
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	8,297
Total noninterest expense	$724,000	8,963
Salaries and employee benefits	$449,000	8,623
Premises and equipment expense	$106,000	8,515
Additional noninterest expense	$169,000	9,350
Pre-tax net operating income	$406,000	7,572
Securities gains (losses)	$0	3,155
Applicable income taxes	$118,000	6,683
Income before extraordinary items	$288,000	7,671
Extraordinary gains, net	$0	35
Net income	$288,000	7,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,729
Cash dividends	$70,000	6,407
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$288,000	7,649
1998-12-31 (YTD Data)		Rank
Total interest income	$1,910,000	8,788
Total interest expense	$1,005,000	8,408
Net interest income	$905,000	9,010
Provision for loan and lease losses	$40,000	6,927
Total noninterest income	$149,000	8,247
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$119,000	6,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	9,010
Total noninterest expense	$695,000	9,118
Salaries and employee benefits	$433,000	8,756
Premises and equipment expense	$95,000	8,828
Additional noninterest expense	$167,000	9,491
Pre-tax net operating income	$319,000	8,288
Securities gains (losses)	$0	4,449
Applicable income taxes	$85,000	7,751
Income before extraordinary items	$234,000	8,358
Extraordinary gains, net	$0	32
Net income	$234,000	8,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,135
Cash dividends	$65,000	6,687
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$234,000	8,284
1997-12-31 (YTD Data)		Rank
Total interest income	$1,788,000	9,298
Total interest expense	$901,000	8,966
Net interest income	$887,000	9,455
Provision for loan and lease losses	$80,000	5,644
Total noninterest income	$111,000	9,210
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	7,607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	9,379
Total noninterest expense	$649,000	9,556
Salaries and employee benefits	$393,000	9,302
Premises and equipment expense	$103,000	8,887
Additional noninterest expense	$153,000	9,961
Pre-tax net operating income	$269,000	9,186
Securities gains (losses)	$0	3,944
Applicable income taxes	$68,000	8,947
Income before extraordinary items	$201,000	9,142
Extraordinary gains, net	$0	44
Net income	$201,000	9,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,288
Cash dividends	$60,000	7,029
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$201,000	9,099
1996-12-31 (YTD Data)		Rank
Total interest income	$1,738,000	9,754
Total interest expense	$873,000	9,401
Net interest income	$865,000	9,928
Provision for loan and lease losses	$85,000	5,471
Total noninterest income	$113,000	9,655
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$84,000	7,883
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	9,892
Total noninterest expense	$571,000	10,300
Salaries and employee benefits	$349,000	9,966
Premises and equipment expense	$82,000	9,755
Additional noninterest expense	$140,000	10,671
Pre-tax net operating income	$322,000	8,976
Securities gains (losses)	$0	4,148
Applicable income taxes	$87,000	8,980
Income before extraordinary items	$235,000	8,957
Extraordinary gains, net	$0	53
Net income	$235,000	8,958
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,457
Cash dividends	$60,000	7,342
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$235,000	8,900
1995-12-31 (YTD Data)		Rank
Total interest income	$1,463,000	10,593
Total interest expense	$750,000	10,121
Net interest income	$713,000	10,800
Provision for loan and lease losses	$125,000	4,002
Total noninterest income	$128,000	9,699
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	7,837
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	10,278
Total noninterest expense	$506,000	10,996
Salaries and employee benefits	$303,000	10,724
Premises and equipment expense	$63,000	10,685
Additional noninterest expense	$140,000	11,180
Pre-tax net operating income	$210,000	10,403
Securities gains (losses)	$0	3,831
Applicable income taxes	$43,000	10,315
Income before extraordinary items	$167,000	10,294
Extraordinary gains, net	$0	65
Net income	$167,000	10,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,382
Cash dividends	$55,000	7,670
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$167,000	10,271
1994-12-31 (YTD Data)		Rank
Total interest income	$1,310,000	11,114
Total interest expense	$649,000	10,354
Net interest income	$661,000	11,518
Provision for loan and lease losses	$80,000	5,022
Total noninterest income	$139,000	9,938
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$108,000	7,891
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	10,719
Total noninterest expense	$492,000	11,652
Salaries and employee benefits	$293,000	11,269
Premises and equipment expense	$49,000	11,666
Additional noninterest expense	$150,000	11,795
Pre-tax net operating income	$228,000	10,678
Securities gains (losses)	$0	3,600
Applicable income taxes	$61,000	10,200
Income before extraordinary items	$167,000	10,635
Extraordinary gains, net	$0	249
Net income	$167,000	10,641
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,399
Cash dividends	$60,000	7,692
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$167,000	10,679
1993-12-31 (YTD Data)		Rank
Total interest income	$1,326,000	11,630
Total interest expense	$672,000	10,751
Net interest income	$654,000	12,023
Provision for loan and lease losses	$30,000	8,397
Total noninterest income	$131,000	10,604
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	8,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	11,102
Total noninterest expense	$460,000	12,359
Salaries and employee benefits	$289,000	11,771
Premises and equipment expense	$33,000	12,758
Additional noninterest expense	$138,000	12,563
Pre-tax net operating income	$295,000	10,282
Securities gains (losses)	$0	7,477
Applicable income taxes	$81,000	10,189
Income before extraordinary items	$214,000	10,485
Extraordinary gains, net	$3,000	3,100
Net income	$217,000	10,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	5,430
Cash dividends	$80,000	7,275
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$214,000	10,241
1992-12-31 (YTD Data)		Rank
Total interest income	$1,390,000	12,205
Total interest expense	$707,000	11,774
Net interest income	$683,000	12,388
Provision for loan and lease losses	$171,000	5,723
Total noninterest income	$125,000	11,046
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	8,836
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	11,401
Total noninterest expense	$439,000	12,968
Salaries and employee benefits	$272,000	12,334
Premises and equipment expense	$34,000	13,280
Additional noninterest expense	$133,000	13,171
Pre-tax net operating income	$198,000	11,088
Securities gains (losses)	$0	8,369
Applicable income taxes	$44,000	11,422
Income before extraordinary items	$154,000	11,216
Extraordinary gains, net	$0	1,422
Net income	$154,000	11,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	4,836
Cash dividends	$42,000	7,917
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$154,000	10,876

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.