Home > Iowa Trust & Savings Bank > Income and Expense
Iowa Trust & Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $7,191,000 | 1,628 |
| Total interest expense | $3,098,000 | 1,399 |
| Net interest income | $4,093,000 | 1,795 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $258,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $30,000 | 3,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 2,262 |
| Total noninterest expense | $3,250,000 | 1,785 |
| Salaries and employee benefits | $1,838,000 | 1,781 |
| Premises and equipment expense | $359,000 | 1,651 |
| Additional noninterest expense | $228,000 | 2,262 |
| Pre-tax net operating income | $1,101,000 | 2,129 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $45,000 | 2,452 |
| Income before extraordinary items | $1,056,000 | 1,971 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,056,000 | 1,995 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,056,000 | 1,971 |
| Net charge-offs | $92,000 | 819 |
| Cash dividends | $300,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,056,000 | 1,987 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $28,962,000 | 1,601 |
| Total interest expense | $12,759,000 | 1,422 |
| Net interest income | $16,203,000 | 1,744 |
| Provision for loan and lease losses | $-799,000 | 4,429 |
| Total noninterest income | $1,261,000 | 2,459 |
| Gross Fiduciary activities income | $1,000 | 975 |
| Service charges on deposit accounts | $86,000 | 3,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,174,000 | 2,092 |
| Total noninterest expense | $14,145,000 | 1,650 |
| Salaries and employee benefits | $7,841,000 | 1,683 |
| Premises and equipment expense | $1,544,000 | 1,526 |
| Additional noninterest expense | $1,174,000 | 2,092 |
| Pre-tax net operating income | $4,118,000 | 2,096 |
| Securities gains (losses) | $-359,000 | 4,196 |
| Applicable income taxes | $140,000 | 2,556 |
| Income before extraordinary items | $3,619,000 | 2,071 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,619,000 | 2,093 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,619,000 | 2,071 |
| Net charge-offs | $252,000 | 1,261 |
| Cash dividends | $2,050,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,963,640 | 1,971 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $21,623,000 | 1,595 |
| Total interest expense | $9,330,000 | 1,446 |
| Net interest income | $12,293,000 | 1,711 |
| Provision for loan and lease losses | $-799,000 | 4,466 |
| Total noninterest income | $999,000 | 2,398 |
| Gross Fiduciary activities income | $1,000 | 945 |
| Service charges on deposit accounts | $104,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $894,000 | 2,068 |
| Total noninterest expense | $11,107,000 | 1,565 |
| Salaries and employee benefits | $5,999,000 | 1,643 |
| Premises and equipment expense | $1,208,000 | 1,459 |
| Additional noninterest expense | $894,000 | 2,068 |
| Pre-tax net operating income | $2,984,000 | 2,134 |
| Securities gains (losses) | $-368,000 | 4,328 |
| Applicable income taxes | $119,000 | 2,497 |
| Income before extraordinary items | $2,497,000 | 2,170 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,497,000 | 2,193 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,497,000 | 2,171 |
| Net charge-offs | $-136,000 | 4,389 |
| Cash dividends | $1,000,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,846,600 | 2,018 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $14,320,000 | 1,582 |
| Total interest expense | $5,993,000 | 1,458 |
| Net interest income | $8,327,000 | 1,674 |
| Provision for loan and lease losses | $-799,000 | 4,499 |
| Total noninterest income | $770,000 | 2,243 |
| Gross Fiduciary activities income | $1,000 | 934 |
| Service charges on deposit accounts | $68,000 | 3,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $701,000 | 1,884 |
| Total noninterest expense | $7,557,000 | 1,544 |
| Salaries and employee benefits | $4,275,000 | 1,565 |
| Premises and equipment expense | $848,000 | 1,402 |
| Additional noninterest expense | $701,000 | 1,884 |
| Pre-tax net operating income | $2,339,000 | 1,919 |
| Securities gains (losses) | $-368,000 | 4,386 |
| Applicable income taxes | $122,000 | 2,271 |
| Income before extraordinary items | $1,849,000 | 2,018 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,849,000 | 2,044 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,849,000 | 2,019 |
| Net charge-offs | $-375,000 | 4,513 |
| Cash dividends | $800,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $2,194,920 | 1,813 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $7,046,000 | 1,589 |
| Total interest expense | $2,895,000 | 1,468 |
| Net interest income | $4,151,000 | 1,670 |
| Provision for loan and lease losses | $75,000 | 1,383 |
| Total noninterest income | $376,000 | 2,232 |
| Gross Fiduciary activities income | $1,000 | 860 |
| Service charges on deposit accounts | $36,000 | 2,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 1,870 |
| Total noninterest expense | $3,587,000 | 1,611 |
| Salaries and employee benefits | $2,203,000 | 1,519 |
| Premises and equipment expense | $313,000 | 1,783 |
| Additional noninterest expense | $339,000 | 1,870 |
| Pre-tax net operating income | $865,000 | 2,221 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $58,000 | 2,244 |
| Income before extraordinary items | $807,000 | 2,152 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $807,000 | 2,178 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $807,000 | 2,152 |
| Net charge-offs | $-267,000 | 4,544 |
| Cash dividends | $200,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $807,000 | 2,153 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $24,166,000 | 1,651 |
| Total interest expense | $9,324,000 | 1,361 |
| Net interest income | $14,842,000 | 1,824 |
| Provision for loan and lease losses | $604,000 | 1,137 |
| Total noninterest income | $1,162,000 | 2,561 |
| Gross Fiduciary activities income | $1,000 | 939 |
| Service charges on deposit accounts | $104,000 | 3,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,057,000 | 2,233 |
| Total noninterest expense | $10,923,000 | 1,928 |
| Salaries and employee benefits | $6,337,000 | 1,888 |
| Premises and equipment expense | $805,000 | 2,301 |
| Additional noninterest expense | $1,057,000 | 2,233 |
| Pre-tax net operating income | $4,477,000 | 2,046 |
| Securities gains (losses) | $-49,000 | 3,643 |
| Applicable income taxes | $196,000 | 2,454 |
| Income before extraordinary items | $4,232,000 | 1,925 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,232,000 | 1,948 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,232,000 | 1,928 |
| Net charge-offs | $-25,000 | 4,036 |
| Cash dividends | $2,450,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,279,040 | 1,944 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,503,000 | 1,666 |
| Total interest expense | $6,574,000 | 1,324 |
| Net interest income | $10,929,000 | 1,866 |
| Provision for loan and lease losses | $224,000 | 1,595 |
| Total noninterest income | $591,000 | 3,004 |
| Gross Fiduciary activities income | $1,000 | 905 |
| Service charges on deposit accounts | $73,000 | 3,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $517,000 | 2,643 |
| Total noninterest expense | $7,946,000 | 1,974 |
| Salaries and employee benefits | $5,020,000 | 1,822 |
| Premises and equipment expense | $506,000 | 2,540 |
| Additional noninterest expense | $517,000 | 2,642 |
| Pre-tax net operating income | $3,350,000 | 2,103 |
| Securities gains (losses) | $-49,000 | 3,818 |
| Applicable income taxes | $149,000 | 2,495 |
| Income before extraordinary items | $3,152,000 | 1,997 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,152,000 | 2,016 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,152,000 | 1,997 |
| Net charge-offs | $-20,000 | 4,003 |
| Cash dividends | $1,350,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,198,550 | 2,002 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,510,000 | 1,655 |
| Total interest expense | $4,146,000 | 1,273 |
| Net interest income | $7,364,000 | 1,861 |
| Provision for loan and lease losses | $150,000 | 1,522 |
| Total noninterest income | $397,000 | 2,957 |
| Gross Fiduciary activities income | $1,000 | 884 |
| Service charges on deposit accounts | $47,000 | 3,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 2,604 |
| Total noninterest expense | $5,178,000 | 1,993 |
| Salaries and employee benefits | $3,356,000 | 1,819 |
| Premises and equipment expense | $341,000 | 2,519 |
| Additional noninterest expense | $349,000 | 2,599 |
| Pre-tax net operating income | $2,433,000 | 1,998 |
| Securities gains (losses) | $-49,000 | 4,080 |
| Applicable income taxes | $111,000 | 2,496 |
| Income before extraordinary items | $2,273,000 | 1,895 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,273,000 | 1,919 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,273,000 | 1,895 |
| Net charge-offs | $-13,000 | 3,991 |
| Cash dividends | $1,050,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,319,550 | 1,884 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 1,676 |
| Total interest expense | $1,834,000 | 1,269 |
| Net interest income | $3,729,000 | 1,842 |
| Provision for loan and lease losses | $74,000 | 1,492 |
| Total noninterest income | $221,000 | 2,846 |
| Gross Fiduciary activities income | $1,000 | 879 |
| Service charges on deposit accounts | $22,000 | 3,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 2,446 |
| Total noninterest expense | $2,521,000 | 2,053 |
| Salaries and employee benefits | $1,680,000 | 1,838 |
| Premises and equipment expense | $161,000 | 2,636 |
| Additional noninterest expense | $198,000 | 2,446 |
| Pre-tax net operating income | $1,355,000 | 1,907 |
| Securities gains (losses) | $-53,000 | 4,266 |
| Applicable income taxes | $59,000 | 2,483 |
| Income before extraordinary items | $1,243,000 | 1,812 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,243,000 | 1,812 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,243,000 | 1,812 |
| Net charge-offs | $-6,000 | 3,898 |
| Cash dividends | $350,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,293,350 | 1,786 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,639,000 | 1,801 |
| Total interest expense | $2,462,000 | 1,376 |
| Net interest income | $14,177,000 | 1,859 |
| Provision for loan and lease losses | $300,000 | 1,513 |
| Total noninterest income | $36,000 | 4,601 |
| Gross Fiduciary activities income | $1,000 | 979 |
| Service charges on deposit accounts | $74,000 | 3,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-39,000 | 4,694 |
| Total noninterest expense | $7,959,000 | 2,309 |
| Salaries and employee benefits | $4,874,000 | 2,222 |
| Premises and equipment expense | $550,000 | 2,858 |
| Additional noninterest expense | $-39,000 | 4,694 |
| Pre-tax net operating income | $5,954,000 | 1,833 |
| Securities gains (losses) | $-13,000 | 3,488 |
| Applicable income taxes | $266,000 | 2,495 |
| Income before extraordinary items | $5,675,000 | 1,678 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,675,000 | 1,676 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,675,000 | 1,677 |
| Net charge-offs | $-10,000 | 3,632 |
| Cash dividends | $3,200,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,687,480 | 1,706 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,564,000 | 1,857 |
| Total interest expense | $1,359,000 | 1,415 |
| Net interest income | $10,205,000 | 1,894 |
| Provision for loan and lease losses | $225,000 | 1,390 |
| Total noninterest income | $32,000 | 4,618 |
| Gross Fiduciary activities income | $1,000 | 945 |
| Service charges on deposit accounts | $71,000 | 3,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-40,000 | 4,734 |
| Total noninterest expense | $5,793,000 | 2,342 |
| Salaries and employee benefits | $3,506,000 | 2,273 |
| Premises and equipment expense | $404,000 | 2,897 |
| Additional noninterest expense | $-40,000 | 4,734 |
| Pre-tax net operating income | $4,219,000 | 1,872 |
| Securities gains (losses) | $7,000 | 491 |
| Applicable income taxes | $190,000 | 2,513 |
| Income before extraordinary items | $4,036,000 | 1,709 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,036,000 | 1,707 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,036,000 | 1,708 |
| Net charge-offs | $-6,000 | 3,455 |
| Cash dividends | $1,450,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,029,280 | 1,753 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,335,000 | 1,871 |
| Total interest expense | $774,000 | 1,393 |
| Net interest income | $6,561,000 | 1,916 |
| Provision for loan and lease losses | $149,000 | 1,341 |
| Total noninterest income | $208,000 | 3,691 |
| Gross Fiduciary activities income | $1,000 | 891 |
| Service charges on deposit accounts | $50,000 | 3,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,544 |
| Total noninterest expense | $3,928,000 | 2,310 |
| Salaries and employee benefits | $2,508,000 | 2,170 |
| Premises and equipment expense | $253,000 | 2,997 |
| Additional noninterest expense | $1,167,000 | 2,347 |
| Pre-tax net operating income | $2,692,000 | 1,857 |
| Securities gains (losses) | $7,000 | 442 |
| Applicable income taxes | $122,000 | 2,469 |
| Income before extraordinary items | $2,577,000 | 1,687 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,577,000 | 1,685 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,577,000 | 1,687 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $1,100,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,570,350 | 1,728 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 1,838 |
| Total interest expense | $357,000 | 1,442 |
| Net interest income | $3,305,000 | 1,856 |
| Provision for loan and lease losses | $74,000 | 1,180 |
| Total noninterest income | $292,000 | 2,626 |
| Gross Fiduciary activities income | $1,000 | 862 |
| Service charges on deposit accounts | $24,000 | 3,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 2,307 |
| Total noninterest expense | $2,099,000 | 2,211 |
| Salaries and employee benefits | $1,422,000 | 2,011 |
| Premises and equipment expense | $121,000 | 3,062 |
| Additional noninterest expense | $556,000 | 2,410 |
| Pre-tax net operating income | $1,424,000 | 1,700 |
| Securities gains (losses) | $7,000 | 426 |
| Applicable income taxes | $59,000 | 2,417 |
| Income before extraordinary items | $1,372,000 | 1,544 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,372,000 | 1,542 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,372,000 | 1,544 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $350,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,365,280 | 1,568 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,934,000 | 1,873 |
| Total interest expense | $1,669,000 | 1,536 |
| Net interest income | $13,265,000 | 1,900 |
| Provision for loan and lease losses | $210,000 | 1,696 |
| Total noninterest income | $812,000 | 3,201 |
| Gross Fiduciary activities income | $1,000 | 958 |
| Service charges on deposit accounts | $111,000 | 3,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $700,000 | 2,969 |
| Total noninterest expense | $8,153,000 | 2,255 |
| Salaries and employee benefits | $5,380,000 | 2,083 |
| Premises and equipment expense | $485,000 | 3,079 |
| Additional noninterest expense | $2,288,000 | 2,363 |
| Pre-tax net operating income | $5,714,000 | 1,887 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $242,000 | 2,604 |
| Income before extraordinary items | $5,472,000 | 1,770 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,472,000 | 1,770 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,472,000 | 1,771 |
| Net charge-offs | $-15,000 | 3,759 |
| Cash dividends | $3,200,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,472,000 | 1,738 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,295,000 | 1,892 |
| Total interest expense | $1,284,000 | 1,582 |
| Net interest income | $10,011,000 | 1,918 |
| Provision for loan and lease losses | $179,000 | 1,581 |
| Total noninterest income | $712,000 | 3,058 |
| Gross Fiduciary activities income | $1,000 | 928 |
| Service charges on deposit accounts | $81,000 | 3,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $630,000 | 2,820 |
| Total noninterest expense | $5,827,000 | 2,345 |
| Salaries and employee benefits | $3,802,000 | 2,162 |
| Premises and equipment expense | $356,000 | 3,132 |
| Additional noninterest expense | $1,669,000 | 2,406 |
| Pre-tax net operating income | $4,717,000 | 1,847 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $197,000 | 2,582 |
| Income before extraordinary items | $4,520,000 | 1,728 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,520,000 | 1,726 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,520,000 | 1,728 |
| Net charge-offs | $-10,000 | 3,659 |
| Cash dividends | $1,500,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,520,000 | 1,699 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,698,000 | 1,851 |
| Total interest expense | $900,000 | 1,579 |
| Net interest income | $6,798,000 | 1,872 |
| Provision for loan and lease losses | $149,000 | 1,442 |
| Total noninterest income | $495,000 | 3,007 |
| Gross Fiduciary activities income | $1,000 | 917 |
| Service charges on deposit accounts | $48,000 | 3,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $446,000 | 2,749 |
| Total noninterest expense | $3,885,000 | 2,338 |
| Salaries and employee benefits | $2,552,000 | 2,149 |
| Premises and equipment expense | $231,000 | 3,169 |
| Additional noninterest expense | $1,102,000 | 2,414 |
| Pre-tax net operating income | $3,259,000 | 1,761 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $138,000 | 2,549 |
| Income before extraordinary items | $3,121,000 | 1,666 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,121,000 | 1,666 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,121,000 | 1,666 |
| Net charge-offs | $-7,000 | 3,675 |
| Cash dividends | $1,125,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,121,000 | 1,636 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 1,877 |
| Total interest expense | $494,000 | 1,533 |
| Net interest income | $3,265,000 | 1,904 |
| Provision for loan and lease losses | $76,000 | 1,420 |
| Total noninterest income | $342,000 | 2,654 |
| Gross Fiduciary activities income | $1,000 | 885 |
| Service charges on deposit accounts | $24,000 | 3,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 2,393 |
| Total noninterest expense | $1,966,000 | 2,294 |
| Salaries and employee benefits | $1,320,000 | 2,091 |
| Premises and equipment expense | $110,000 | 3,255 |
| Additional noninterest expense | $536,000 | 2,423 |
| Pre-tax net operating income | $1,565,000 | 1,825 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $63,000 | 2,569 |
| Income before extraordinary items | $1,502,000 | 1,717 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,502,000 | 1,717 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,502,000 | 1,717 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $350,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,502,000 | 1,678 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,552,000 | 1,938 |
| Total interest expense | $2,878,000 | 1,537 |
| Net interest income | $11,674,000 | 2,001 |
| Provision for loan and lease losses | $505,000 | 2,223 |
| Total noninterest income | $537,000 | 3,557 |
| Gross Fiduciary activities income | $2,000 | 977 |
| Service charges on deposit accounts | $121,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 3,337 |
| Total noninterest expense | $6,833,000 | 2,499 |
| Salaries and employee benefits | $4,333,000 | 2,367 |
| Premises and equipment expense | $497,000 | 3,062 |
| Additional noninterest expense | $2,003,000 | 2,533 |
| Pre-tax net operating income | $4,873,000 | 1,815 |
| Securities gains (losses) | $596,000 | 533 |
| Applicable income taxes | $266,000 | 2,383 |
| Income before extraordinary items | $5,203,000 | 1,587 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,203,000 | 1,587 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,203,000 | 1,587 |
| Net charge-offs | $-27,000 | 4,449 |
| Cash dividends | $3,975,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,636,800 | 1,691 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,890,000 | 1,953 |
| Total interest expense | $2,248,000 | 1,567 |
| Net interest income | $8,642,000 | 2,021 |
| Provision for loan and lease losses | $478,000 | 2,013 |
| Total noninterest income | $313,000 | 3,783 |
| Gross Fiduciary activities income | $2,000 | 929 |
| Service charges on deposit accounts | $87,000 | 3,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 3,616 |
| Total noninterest expense | $5,040,000 | 2,500 |
| Salaries and employee benefits | $3,199,000 | 2,365 |
| Premises and equipment expense | $377,000 | 3,054 |
| Additional noninterest expense | $1,464,000 | 2,553 |
| Pre-tax net operating income | $3,437,000 | 1,869 |
| Securities gains (losses) | $596,000 | 444 |
| Applicable income taxes | $202,000 | 2,377 |
| Income before extraordinary items | $3,831,000 | 1,569 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,831,000 | 1,569 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,831,000 | 1,570 |
| Net charge-offs | $-24,000 | 4,467 |
| Cash dividends | $2,025,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,264,800 | 1,733 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,380,000 | 1,949 |
| Total interest expense | $1,554,000 | 1,606 |
| Net interest income | $5,826,000 | 2,015 |
| Provision for loan and lease losses | $452,000 | 1,682 |
| Total noninterest income | $2,000 | 5,000 |
| Gross Fiduciary activities income | $2,000 | 908 |
| Service charges on deposit accounts | $55,000 | 3,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-55,000 | 5,032 |
| Total noninterest expense | $3,088,000 | 2,648 |
| Salaries and employee benefits | $1,907,000 | 2,545 |
| Premises and equipment expense | $249,000 | 3,066 |
| Additional noninterest expense | $932,000 | 2,632 |
| Pre-tax net operating income | $2,288,000 | 1,817 |
| Securities gains (losses) | $596,000 | 329 |
| Applicable income taxes | $155,000 | 2,250 |
| Income before extraordinary items | $2,729,000 | 1,429 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,729,000 | 1,429 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,729,000 | 1,429 |
| Net charge-offs | $-15,000 | 4,435 |
| Cash dividends | $1,525,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,162,800 | 1,688 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,653,000 | 1,949 |
| Total interest expense | $860,000 | 1,611 |
| Net interest income | $2,793,000 | 2,035 |
| Provision for loan and lease losses | $26,000 | 2,973 |
| Total noninterest income | $167,000 | 3,235 |
| Gross Fiduciary activities income | $2,000 | 874 |
| Service charges on deposit accounts | $38,000 | 3,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 2,924 |
| Total noninterest expense | $1,735,000 | 2,476 |
| Salaries and employee benefits | $1,155,000 | 2,254 |
| Premises and equipment expense | $126,000 | 3,071 |
| Additional noninterest expense | $454,000 | 2,696 |
| Pre-tax net operating income | $1,199,000 | 1,584 |
| Securities gains (losses) | $535,000 | 174 |
| Applicable income taxes | $87,000 | 2,058 |
| Income before extraordinary items | $1,647,000 | 1,098 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,647,000 | 1,097 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,647,000 | 1,098 |
| Net charge-offs | $-7,000 | 4,334 |
| Cash dividends | $650,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,138,750 | 1,469 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,290,000 | 1,999 |
| Total interest expense | $3,475,000 | 1,640 |
| Net interest income | $10,815,000 | 2,096 |
| Provision for loan and lease losses | $43,000 | 3,462 |
| Total noninterest income | $427,000 | 3,840 |
| Gross Fiduciary activities income | $1,000 | 1,009 |
| Service charges on deposit accounts | $176,000 | 3,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 3,747 |
| Total noninterest expense | $6,288,000 | 2,617 |
| Salaries and employee benefits | $4,057,000 | 2,416 |
| Premises and equipment expense | $392,000 | 3,512 |
| Additional noninterest expense | $1,839,000 | 2,704 |
| Pre-tax net operating income | $4,911,000 | 1,778 |
| Securities gains (losses) | $342,000 | 471 |
| Applicable income taxes | $264,000 | 2,448 |
| Income before extraordinary items | $4,989,000 | 1,609 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,989,000 | 1,611 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,989,000 | 1,611 |
| Net charge-offs | $-34,000 | 4,696 |
| Cash dividends | $3,400,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,664,100 | 1,655 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,643,000 | 2,035 |
| Total interest expense | $2,560,000 | 1,674 |
| Net interest income | $8,083,000 | 2,129 |
| Provision for loan and lease losses | $43,000 | 3,230 |
| Total noninterest income | $292,000 | 3,957 |
| Gross Fiduciary activities income | $1,000 | 975 |
| Service charges on deposit accounts | $140,000 | 3,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 3,974 |
| Total noninterest expense | $4,538,000 | 2,696 |
| Salaries and employee benefits | $2,947,000 | 2,485 |
| Premises and equipment expense | $292,000 | 3,549 |
| Additional noninterest expense | $1,299,000 | 2,827 |
| Pre-tax net operating income | $3,794,000 | 1,792 |
| Securities gains (losses) | $123,000 | 697 |
| Applicable income taxes | $196,000 | 2,519 |
| Income before extraordinary items | $3,721,000 | 1,634 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,721,000 | 1,635 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,721,000 | 1,635 |
| Net charge-offs | $-25,000 | 4,663 |
| Cash dividends | $1,950,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,604,150 | 1,637 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 2,394 |
| Total interest expense | $1,386,000 | 1,894 |
| Net interest income | $4,348,000 | 2,518 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $129,000 | 4,351 |
| Gross Fiduciary activities income | $1,000 | 961 |
| Service charges on deposit accounts | $74,000 | 3,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 4,460 |
| Total noninterest expense | $2,488,000 | 3,058 |
| Salaries and employee benefits | $1,621,000 | 2,822 |
| Premises and equipment expense | $161,000 | 3,876 |
| Additional noninterest expense | $706,000 | 3,254 |
| Pre-tax net operating income | $1,989,000 | 2,103 |
| Securities gains (losses) | $13,000 | 1,155 |
| Applicable income taxes | $100,000 | 2,668 |
| Income before extraordinary items | $1,902,000 | 1,986 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,902,000 | 1,984 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,902,000 | 1,986 |
| Net charge-offs | $-16,000 | 4,614 |
| Cash dividends | $1,100,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,889,650 | 1,970 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 2,445 |
| Total interest expense | $623,000 | 2,011 |
| Net interest income | $2,145,000 | 2,555 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $-66,000 | 5,339 |
| Gross Fiduciary activities income | $1,000 | 931 |
| Service charges on deposit accounts | $38,000 | 3,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-105,000 | 5,342 |
| Total noninterest expense | $1,084,000 | 3,333 |
| Salaries and employee benefits | $655,000 | 3,229 |
| Premises and equipment expense | $87,000 | 3,762 |
| Additional noninterest expense | $342,000 | 3,315 |
| Pre-tax net operating income | $995,000 | 2,063 |
| Securities gains (losses) | $-37,000 | 5,233 |
| Applicable income taxes | $48,000 | 2,665 |
| Income before extraordinary items | $910,000 | 2,008 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $910,000 | 2,006 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $910,000 | 2,007 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $550,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $945,150 | 1,940 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,060,000 | 2,353 |
| Total interest expense | $1,832,000 | 2,053 |
| Net interest income | $9,228,000 | 2,402 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $463,000 | 3,882 |
| Gross Fiduciary activities income | $1,000 | 1,056 |
| Service charges on deposit accounts | $173,000 | 3,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 3,729 |
| Total noninterest expense | $5,064,000 | 3,028 |
| Salaries and employee benefits | $3,353,000 | 2,752 |
| Premises and equipment expense | $321,000 | 3,917 |
| Additional noninterest expense | $1,390,000 | 3,315 |
| Pre-tax net operating income | $4,387,000 | 1,972 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $255,000 | 2,517 |
| Income before extraordinary items | $4,132,000 | 1,861 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,132,000 | 1,860 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,132,000 | 1,860 |
| Net charge-offs | $-20,000 | 4,676 |
| Cash dividends | $2,550,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,132,000 | 1,850 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,050,000 | 2,404 |
| Total interest expense | $1,280,000 | 2,073 |
| Net interest income | $6,770,000 | 2,449 |
| Provision for loan and lease losses | $240,000 | 1,788 |
| Total noninterest income | $331,000 | 3,975 |
| Gross Fiduciary activities income | $1,000 | 1,014 |
| Service charges on deposit accounts | $136,000 | 3,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,875 |
| Total noninterest expense | $3,758,000 | 3,059 |
| Salaries and employee benefits | $2,528,000 | 2,750 |
| Premises and equipment expense | $246,000 | 3,910 |
| Additional noninterest expense | $984,000 | 3,431 |
| Pre-tax net operating income | $3,103,000 | 2,079 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $190,000 | 2,577 |
| Income before extraordinary items | $2,913,000 | 1,951 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,913,000 | 1,948 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,913,000 | 1,950 |
| Net charge-offs | $-3,000 | 4,190 |
| Cash dividends | $1,350,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,913,000 | 1,940 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 2,399 |
| Total interest expense | $790,000 | 2,107 |
| Net interest income | $4,531,000 | 2,436 |
| Provision for loan and lease losses | $179,000 | 1,652 |
| Total noninterest income | $211,000 | 4,042 |
| Gross Fiduciary activities income | $1,000 | 997 |
| Service charges on deposit accounts | $94,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 4,009 |
| Total noninterest expense | $2,481,000 | 3,091 |
| Salaries and employee benefits | $1,660,000 | 2,808 |
| Premises and equipment expense | $163,000 | 3,953 |
| Additional noninterest expense | $658,000 | 3,441 |
| Pre-tax net operating income | $2,082,000 | 2,043 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $138,000 | 2,493 |
| Income before extraordinary items | $1,944,000 | 1,924 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,944,000 | 1,922 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,944,000 | 1,923 |
| Net charge-offs | $-6,000 | 4,367 |
| Cash dividends | $850,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,944,000 | 1,917 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 2,450 |
| Total interest expense | $342,000 | 2,245 |
| Net interest income | $2,229,000 | 2,457 |
| Provision for loan and lease losses | $89,000 | 1,603 |
| Total noninterest income | $120,000 | 3,877 |
| Gross Fiduciary activities income | $1,000 | 957 |
| Service charges on deposit accounts | $45,000 | 3,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,744 |
| Total noninterest expense | $1,264,000 | 3,077 |
| Salaries and employee benefits | $847,000 | 2,788 |
| Premises and equipment expense | $81,000 | 4,011 |
| Additional noninterest expense | $336,000 | 3,424 |
| Pre-tax net operating income | $996,000 | 2,052 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $88,000 | 2,266 |
| Income before extraordinary items | $908,000 | 1,977 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $908,000 | 1,976 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $908,000 | 1,977 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $350,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $908,000 | 1,964 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,519,000 | 2,548 |
| Total interest expense | $1,016,000 | 2,516 |
| Net interest income | $8,503,000 | 2,525 |
| Provision for loan and lease losses | $657,000 | 1,200 |
| Total noninterest income | $491,000 | 3,957 |
| Gross Fiduciary activities income | $1,000 | 1,092 |
| Service charges on deposit accounts | $184,000 | 3,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,788 |
| Total noninterest expense | $4,797,000 | 3,178 |
| Salaries and employee benefits | $3,062,000 | 2,939 |
| Premises and equipment expense | $372,000 | 3,793 |
| Additional noninterest expense | $1,363,000 | 3,409 |
| Pre-tax net operating income | $3,540,000 | 2,228 |
| Securities gains (losses) | $198,000 | 399 |
| Applicable income taxes | $187,000 | 2,995 |
| Income before extraordinary items | $3,551,000 | 1,784 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,551,000 | 1,785 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,551,000 | 1,785 |
| Net charge-offs | $78,000 | 2,649 |
| Cash dividends | $2,050,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,362,900 | 1,840 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,949,000 | 2,604 |
| Total interest expense | $710,000 | 2,612 |
| Net interest income | $6,239,000 | 2,580 |
| Provision for loan and lease losses | $476,000 | 1,191 |
| Total noninterest income | $353,000 | 4,050 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $138,000 | 3,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 3,893 |
| Total noninterest expense | $3,519,000 | 3,237 |
| Salaries and employee benefits | $2,260,000 | 2,998 |
| Premises and equipment expense | $286,000 | 3,771 |
| Additional noninterest expense | $973,000 | 3,509 |
| Pre-tax net operating income | $2,597,000 | 2,303 |
| Securities gains (losses) | $198,000 | 373 |
| Applicable income taxes | $139,000 | 2,987 |
| Income before extraordinary items | $2,656,000 | 1,930 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,656,000 | 1,930 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,656,000 | 1,930 |
| Net charge-offs | $-12,000 | 4,797 |
| Cash dividends | $950,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,467,900 | 2,014 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 2,641 |
| Total interest expense | $418,000 | 2,797 |
| Net interest income | $4,090,000 | 2,606 |
| Provision for loan and lease losses | $295,000 | 1,256 |
| Total noninterest income | $219,000 | 4,157 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $87,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 4,016 |
| Total noninterest expense | $2,386,000 | 3,216 |
| Salaries and employee benefits | $1,516,000 | 2,995 |
| Premises and equipment expense | $194,000 | 3,752 |
| Additional noninterest expense | $676,000 | 3,461 |
| Pre-tax net operating income | $1,628,000 | 2,356 |
| Securities gains (losses) | $49,000 | 664 |
| Applicable income taxes | $85,000 | 3,024 |
| Income before extraordinary items | $1,592,000 | 2,061 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,592,000 | 2,061 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,592,000 | 2,061 |
| Net charge-offs | $-11,000 | 4,827 |
| Cash dividends | $650,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,545,450 | 2,073 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 2,752 |
| Total interest expense | $173,000 | 3,112 |
| Net interest income | $1,952,000 | 2,696 |
| Provision for loan and lease losses | $117,000 | 1,358 |
| Total noninterest income | $93,000 | 4,363 |
| Gross Fiduciary activities income | $1,000 | 986 |
| Service charges on deposit accounts | $44,000 | 3,679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,335 |
| Total noninterest expense | $1,170,000 | 3,289 |
| Salaries and employee benefits | $734,000 | 3,105 |
| Premises and equipment expense | $102,000 | 3,705 |
| Additional noninterest expense | $334,000 | 3,493 |
| Pre-tax net operating income | $758,000 | 2,393 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $38,000 | 3,040 |
| Income before extraordinary items | $720,000 | 2,152 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $720,000 | 2,153 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $720,000 | 2,153 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $720,000 | 2,117 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,184,000 | 3,078 |
| Total interest expense | $475,000 | 3,729 |
| Net interest income | $6,709,000 | 2,968 |
| Provision for loan and lease losses | $121,000 | 2,914 |
| Total noninterest income | $419,000 | 4,325 |
| Gross Fiduciary activities income | $2,000 | 1,113 |
| Service charges on deposit accounts | $133,000 | 4,174 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $284,000 | 3,988 |
| Total noninterest expense | $3,656,000 | 3,826 |
| Salaries and employee benefits | $2,188,000 | 3,656 |
| Premises and equipment expense | $311,000 | 4,253 |
| Additional noninterest expense | $1,157,000 | 3,901 |
| Pre-tax net operating income | $3,351,000 | 2,205 |
| Securities gains (losses) | $49,000 | 1,853 |
| Applicable income taxes | $570,000 | 2,148 |
| Income before extraordinary items | $2,830,000 | 2,198 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,830,000 | 2,196 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,830,000 | 2,197 |
| Net charge-offs | $28,000 | 3,485 |
| Cash dividends | $1,815,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,789,330 | 2,165 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,367,000 | 3,094 |
| Total interest expense | $347,000 | 3,805 |
| Net interest income | $5,020,000 | 2,987 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $268,000 | 4,527 |
| Gross Fiduciary activities income | $2,000 | 1,060 |
| Service charges on deposit accounts | $82,000 | 4,438 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $184,000 | 4,205 |
| Total noninterest expense | $2,659,000 | 3,910 |
| Salaries and employee benefits | $1,575,000 | 3,741 |
| Premises and equipment expense | $226,000 | 4,325 |
| Additional noninterest expense | $858,000 | 3,958 |
| Pre-tax net operating income | $2,539,000 | 2,221 |
| Securities gains (losses) | $49,000 | 1,784 |
| Applicable income taxes | $531,000 | 2,007 |
| Income before extraordinary items | $2,057,000 | 2,293 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,057,000 | 2,292 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,057,000 | 2,293 |
| Net charge-offs | $23,000 | 3,081 |
| Cash dividends | $765,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,018,290 | 2,269 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 3,118 |
| Total interest expense | $225,000 | 3,873 |
| Net interest income | $3,324,000 | 3,014 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $192,000 | 4,467 |
| Gross Fiduciary activities income | $2,000 | 1,041 |
| Service charges on deposit accounts | $68,000 | 4,161 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $122,000 | 4,229 |
| Total noninterest expense | $1,745,000 | 3,972 |
| Salaries and employee benefits | $1,054,000 | 3,764 |
| Premises and equipment expense | $160,000 | 4,244 |
| Additional noninterest expense | $531,000 | 4,116 |
| Pre-tax net operating income | $1,711,000 | 2,181 |
| Securities gains (losses) | $49,000 | 1,440 |
| Applicable income taxes | $488,000 | 1,680 |
| Income before extraordinary items | $1,272,000 | 2,399 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,272,000 | 2,398 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,272,000 | 2,398 |
| Net charge-offs | $34,000 | 2,434 |
| Cash dividends | $510,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,236,720 | 2,387 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 3,172 |
| Total interest expense | $109,000 | 3,944 |
| Net interest income | $1,624,000 | 3,072 |
| Provision for loan and lease losses | $29,000 | 2,696 |
| Total noninterest income | $90,000 | 4,523 |
| Gross Fiduciary activities income | $2,000 | 992 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $52,000 | 4,354 |
| Total noninterest expense | $859,000 | 4,040 |
| Salaries and employee benefits | $518,000 | 3,815 |
| Premises and equipment expense | $84,000 | 4,199 |
| Additional noninterest expense | $257,000 | 4,204 |
| Pre-tax net operating income | $826,000 | 2,215 |
| Securities gains (losses) | $49,000 | 842 |
| Applicable income taxes | $442,000 | 1,151 |
| Income before extraordinary items | $433,000 | 2,986 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $433,000 | 2,985 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $433,000 | 2,986 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $255,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $401,640 | 3,072 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 3,240 |
| Total interest expense | $391,000 | 4,198 |
| Net interest income | $6,217,000 | 3,119 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $363,000 | 4,584 |
| Gross Fiduciary activities income | $2,000 | 1,140 |
| Service charges on deposit accounts | $143,000 | 4,206 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $218,000 | 4,352 |
| Total noninterest expense | $3,662,000 | 3,904 |
| Salaries and employee benefits | $1,982,000 | 3,923 |
| Premises and equipment expense | $411,000 | 3,858 |
| Additional noninterest expense | $1,269,000 | 3,799 |
| Pre-tax net operating income | $2,858,000 | 2,405 |
| Securities gains (losses) | $286,000 | 584 |
| Applicable income taxes | $924,000 | 1,656 |
| Income before extraordinary items | $2,220,000 | 2,537 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,220,000 | 2,539 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,220,000 | 2,539 |
| Net charge-offs | $-5,000 | 5,069 |
| Cash dividends | $875,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,016,940 | 2,669 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 3,295 |
| Total interest expense | $292,000 | 4,252 |
| Net interest income | $4,598,000 | 3,168 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $302,000 | 4,505 |
| Gross Fiduciary activities income | $2,000 | 1,102 |
| Service charges on deposit accounts | $104,000 | 4,296 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 4,166 |
| Total noninterest expense | $2,741,000 | 3,933 |
| Salaries and employee benefits | $1,524,000 | 3,888 |
| Premises and equipment expense | $310,000 | 3,899 |
| Additional noninterest expense | $907,000 | 3,918 |
| Pre-tax net operating income | $2,099,000 | 2,480 |
| Securities gains (losses) | $166,000 | 744 |
| Applicable income taxes | $657,000 | 1,758 |
| Income before extraordinary items | $1,608,000 | 2,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,608,000 | 2,650 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,608,000 | 2,651 |
| Net charge-offs | $30,000 | 3,122 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,490,140 | 2,732 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 3,312 |
| Total interest expense | $194,000 | 4,300 |
| Net interest income | $3,057,000 | 3,179 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $218,000 | 4,418 |
| Gross Fiduciary activities income | $2,000 | 1,087 |
| Service charges on deposit accounts | $64,000 | 4,407 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,008 |
| Total noninterest expense | $1,843,000 | 3,944 |
| Salaries and employee benefits | $1,028,000 | 3,894 |
| Premises and equipment expense | $206,000 | 3,937 |
| Additional noninterest expense | $609,000 | 3,928 |
| Pre-tax net operating income | $1,372,000 | 2,500 |
| Securities gains (losses) | $147,000 | 655 |
| Applicable income taxes | $443,000 | 1,744 |
| Income before extraordinary items | $1,076,000 | 2,626 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,076,000 | 2,628 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,076,000 | 2,628 |
| Net charge-offs | $18,000 | 3,008 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $971,630 | 2,745 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 3,310 |
| Total interest expense | $97,000 | 4,353 |
| Net interest income | $1,537,000 | 3,165 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $79,000 | 4,804 |
| Gross Fiduciary activities income | $2,000 | 1,036 |
| Service charges on deposit accounts | $28,000 | 4,610 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 4,536 |
| Total noninterest expense | $883,000 | 4,086 |
| Salaries and employee benefits | $504,000 | 3,956 |
| Premises and equipment expense | $101,000 | 4,015 |
| Additional noninterest expense | $278,000 | 4,135 |
| Pre-tax net operating income | $703,000 | 2,411 |
| Securities gains (losses) | $113,000 | 543 |
| Applicable income taxes | $243,000 | 1,624 |
| Income before extraordinary items | $573,000 | 2,476 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $573,000 | 2,479 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $573,000 | 2,478 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $493,900 | 2,668 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 3,272 |
| Total interest expense | $390,000 | 4,505 |
| Net interest income | $6,341,000 | 3,114 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $329,000 | 4,885 |
| Gross Fiduciary activities income | $2,000 | 1,172 |
| Service charges on deposit accounts | $144,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $183,000 | 4,643 |
| Total noninterest expense | $3,721,000 | 3,989 |
| Salaries and employee benefits | $1,890,000 | 4,105 |
| Premises and equipment expense | $427,000 | 3,946 |
| Additional noninterest expense | $1,404,000 | 3,684 |
| Pre-tax net operating income | $2,949,000 | 2,308 |
| Securities gains (losses) | $71,000 | 1,495 |
| Applicable income taxes | $885,000 | 1,681 |
| Income before extraordinary items | $2,135,000 | 2,572 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,135,000 | 2,572 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,135,000 | 2,572 |
| Net charge-offs | $-25,000 | 5,850 |
| Cash dividends | $825,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,084,590 | 2,584 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,024,000 | 3,316 |
| Total interest expense | $291,000 | 4,587 |
| Net interest income | $4,733,000 | 3,150 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $255,000 | 4,901 |
| Gross Fiduciary activities income | $2,000 | 1,121 |
| Service charges on deposit accounts | $109,000 | 4,486 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $144,000 | 4,622 |
| Total noninterest expense | $2,606,000 | 4,176 |
| Salaries and employee benefits | $1,410,000 | 4,134 |
| Premises and equipment expense | $318,000 | 4,018 |
| Additional noninterest expense | $878,000 | 4,123 |
| Pre-tax net operating income | $2,382,000 | 2,218 |
| Securities gains (losses) | $33,000 | 1,724 |
| Applicable income taxes | $720,000 | 1,616 |
| Income before extraordinary items | $1,695,000 | 2,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,695,000 | 2,499 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,695,000 | 2,498 |
| Net charge-offs | $-12,000 | 5,668 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,671,900 | 2,483 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 3,463 |
| Total interest expense | $192,000 | 4,665 |
| Net interest income | $2,933,000 | 3,323 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $153,000 | 5,019 |
| Gross Fiduciary activities income | $2,000 | 1,095 |
| Service charges on deposit accounts | $70,000 | 4,549 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $81,000 | 4,820 |
| Total noninterest expense | $1,677,000 | 4,287 |
| Salaries and employee benefits | $946,000 | 4,145 |
| Premises and equipment expense | $212,000 | 4,056 |
| Additional noninterest expense | $519,000 | 4,409 |
| Pre-tax net operating income | $1,409,000 | 2,365 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $415,000 | 1,727 |
| Income before extraordinary items | $999,000 | 2,642 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $999,000 | 2,646 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $999,000 | 2,646 |
| Net charge-offs | $-11,000 | 5,696 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $995,450 | 2,606 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 3,548 |
| Total interest expense | $97,000 | 4,694 |
| Net interest income | $1,425,000 | 3,394 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $101,000 | 4,609 |
| Gross Fiduciary activities income | $2,000 | 1,051 |
| Service charges on deposit accounts | $32,000 | 4,672 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $67,000 | 4,162 |
| Total noninterest expense | $816,000 | 4,394 |
| Salaries and employee benefits | $474,000 | 4,180 |
| Premises and equipment expense | $104,000 | 4,128 |
| Additional noninterest expense | $238,000 | 4,610 |
| Pre-tax net operating income | $710,000 | 2,294 |
| Securities gains (losses) | $-47,000 | 6,582 |
| Applicable income taxes | $187,000 | 1,792 |
| Income before extraordinary items | $476,000 | 2,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $476,000 | 2,663 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $476,000 | 2,663 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $509,840 | 2,481 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 3,804 |
| Total interest expense | $423,000 | 4,800 |
| Net interest income | $5,159,000 | 3,629 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,186,000 | 2,928 |
| Gross Fiduciary activities income | $10,000 | 1,105 |
| Service charges on deposit accounts | $152,000 | 4,568 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,024,000 | 2,352 |
| Total noninterest expense | $3,784,000 | 4,052 |
| Salaries and employee benefits | $1,837,000 | 4,265 |
| Premises and equipment expense | $536,000 | 3,572 |
| Additional noninterest expense | $1,411,000 | 3,805 |
| Pre-tax net operating income | $2,561,000 | 2,433 |
| Securities gains (losses) | $-100,000 | 6,547 |
| Applicable income taxes | $722,000 | 1,784 |
| Income before extraordinary items | $1,739,000 | 2,864 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,739,000 | 2,866 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,739,000 | 2,867 |
| Net charge-offs | $3,000 | 5,320 |
| Cash dividends | $450,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,810,000 | 2,737 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 3,900 |
| Total interest expense | $322,000 | 4,863 |
| Net interest income | $3,744,000 | 3,723 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,082,000 | 2,696 |
| Gross Fiduciary activities income | $10,000 | 1,063 |
| Service charges on deposit accounts | $116,000 | 4,567 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $956,000 | 2,109 |
| Total noninterest expense | $2,784,000 | 4,118 |
| Salaries and employee benefits | $1,374,000 | 4,286 |
| Premises and equipment expense | $407,000 | 3,572 |
| Additional noninterest expense | $1,003,000 | 3,932 |
| Pre-tax net operating income | $2,042,000 | 2,383 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $631,000 | 1,676 |
| Income before extraordinary items | $1,411,000 | 2,773 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,411,000 | 2,777 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,411,000 | 2,777 |
| Net charge-offs | $3,000 | 5,003 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,411,000 | 2,698 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 3,953 |
| Total interest expense | $218,000 | 4,896 |
| Net interest income | $2,447,000 | 3,778 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $992,000 | 2,236 |
| Gross Fiduciary activities income | $10,000 | 1,033 |
| Service charges on deposit accounts | $79,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $903,000 | 1,708 |
| Total noninterest expense | $1,904,000 | 4,070 |
| Salaries and employee benefits | $946,000 | 4,249 |
| Premises and equipment expense | $289,000 | 3,452 |
| Additional noninterest expense | $669,000 | 3,943 |
| Pre-tax net operating income | $1,535,000 | 2,159 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $493,000 | 1,528 |
| Income before extraordinary items | $1,042,000 | 2,554 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,042,000 | 2,559 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,042,000 | 2,559 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,042,000 | 2,450 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 3,951 |
| Total interest expense | $110,000 | 4,962 |
| Net interest income | $1,243,000 | 3,748 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $113,000 | 4,652 |
| Gross Fiduciary activities income | $10,000 | 966 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,419 |
| Total noninterest expense | $907,000 | 4,233 |
| Salaries and employee benefits | $470,000 | 4,302 |
| Premises and equipment expense | $157,000 | 3,279 |
| Additional noninterest expense | $280,000 | 4,380 |
| Pre-tax net operating income | $449,000 | 3,086 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $129,000 | 2,160 |
| Income before extraordinary items | $320,000 | 3,449 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $320,000 | 3,449 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $320,000 | 3,451 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $320,000 | 3,350 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,940,000 | 3,863 |
| Total interest expense | $580,000 | 4,826 |
| Net interest income | $5,360,000 | 3,635 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $447,000 | 4,667 |
| Gross Fiduciary activities income | $10,000 | 1,127 |
| Service charges on deposit accounts | $183,000 | 4,432 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $254,000 | 4,289 |
| Total noninterest expense | $3,663,000 | 4,264 |
| Salaries and employee benefits | $1,924,000 | 4,230 |
| Premises and equipment expense | $650,000 | 3,192 |
| Additional noninterest expense | $1,089,000 | 4,587 |
| Pre-tax net operating income | $2,144,000 | 2,683 |
| Securities gains (losses) | $58,000 | 2,626 |
| Applicable income taxes | $667,000 | 1,885 |
| Income before extraordinary items | $1,535,000 | 3,084 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,535,000 | 3,082 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,535,000 | 3,083 |
| Net charge-offs | $188,000 | 3,827 |
| Cash dividends | $1,200,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,494,400 | 3,000 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 3,917 |
| Total interest expense | $458,000 | 4,842 |
| Net interest income | $4,030,000 | 3,688 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $287,000 | 4,944 |
| Gross Fiduciary activities income | $10,000 | 1,078 |
| Service charges on deposit accounts | $138,000 | 4,490 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,733 |
| Total noninterest expense | $2,705,000 | 4,322 |
| Salaries and employee benefits | $1,414,000 | 4,294 |
| Premises and equipment expense | $490,000 | 3,212 |
| Additional noninterest expense | $801,000 | 4,664 |
| Pre-tax net operating income | $1,612,000 | 2,751 |
| Securities gains (losses) | $58,000 | 2,346 |
| Applicable income taxes | $509,000 | 1,925 |
| Income before extraordinary items | $1,161,000 | 3,143 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,161,000 | 3,142 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,161,000 | 3,141 |
| Net charge-offs | $158,000 | 3,539 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,120,400 | 3,062 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 3,954 |
| Total interest expense | $319,000 | 4,865 |
| Net interest income | $2,659,000 | 3,732 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $196,000 | 4,895 |
| Gross Fiduciary activities income | $10,000 | 1,054 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,764 |
| Total noninterest expense | $1,834,000 | 4,304 |
| Salaries and employee benefits | $979,000 | 4,224 |
| Premises and equipment expense | $318,000 | 3,290 |
| Additional noninterest expense | $537,000 | 4,663 |
| Pre-tax net operating income | $1,021,000 | 2,804 |
| Securities gains (losses) | $58,000 | 1,958 |
| Applicable income taxes | $327,000 | 1,959 |
| Income before extraordinary items | $752,000 | 3,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $752,000 | 3,177 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $752,000 | 3,179 |
| Net charge-offs | $153,000 | 3,014 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $711,400 | 3,120 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 3,965 |
| Total interest expense | $164,000 | 4,917 |
| Net interest income | $1,344,000 | 3,725 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $109,000 | 4,807 |
| Gross Fiduciary activities income | $2,000 | 1,093 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 4,401 |
| Total noninterest expense | $939,000 | 4,260 |
| Salaries and employee benefits | $488,000 | 4,268 |
| Premises and equipment expense | $156,000 | 3,367 |
| Additional noninterest expense | $295,000 | 4,424 |
| Pre-tax net operating income | $514,000 | 2,835 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $154,000 | 1,999 |
| Income before extraordinary items | $360,000 | 3,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $360,000 | 3,295 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $360,000 | 3,295 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $360,000 | 3,116 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 3,917 |
| Total interest expense | $869,000 | 4,729 |
| Net interest income | $5,461,000 | 3,695 |
| Provision for loan and lease losses | $71,000 | 5,620 |
| Total noninterest income | $492,000 | 4,436 |
| Gross Fiduciary activities income | $1,000 | 1,250 |
| Service charges on deposit accounts | $291,000 | 3,637 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $200,000 | 4,464 |
| Total noninterest expense | $3,876,000 | 4,197 |
| Salaries and employee benefits | $1,966,000 | 4,216 |
| Premises and equipment expense | $648,000 | 3,377 |
| Additional noninterest expense | $1,262,000 | 4,316 |
| Pre-tax net operating income | $2,006,000 | 2,505 |
| Securities gains (losses) | $5,000 | 3,498 |
| Applicable income taxes | $607,000 | 1,833 |
| Income before extraordinary items | $1,404,000 | 2,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,404,000 | 2,913 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,404,000 | 2,913 |
| Net charge-offs | $35,000 | 5,667 |
| Cash dividends | $525,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,400,500 | 2,824 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,732,000 | 3,957 |
| Total interest expense | $686,000 | 4,723 |
| Net interest income | $4,046,000 | 3,750 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $414,000 | 4,256 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $237,000 | 3,504 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $176,000 | 4,286 |
| Total noninterest expense | $2,999,000 | 4,120 |
| Salaries and employee benefits | $1,548,000 | 4,095 |
| Premises and equipment expense | $483,000 | 3,438 |
| Additional noninterest expense | $968,000 | 4,258 |
| Pre-tax net operating income | $1,461,000 | 2,633 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $429,000 | 1,881 |
| Income before extraordinary items | $1,037,000 | 2,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,037,000 | 2,997 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,037,000 | 2,997 |
| Net charge-offs | $40,000 | 5,124 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,033,450 | 2,897 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 3,977 |
| Total interest expense | $470,000 | 4,778 |
| Net interest income | $2,703,000 | 3,757 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $278,000 | 4,255 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $168,000 | 3,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 4,421 |
| Total noninterest expense | $2,075,000 | 4,063 |
| Salaries and employee benefits | $1,073,000 | 4,012 |
| Premises and equipment expense | $327,000 | 3,441 |
| Additional noninterest expense | $675,000 | 4,212 |
| Pre-tax net operating income | $906,000 | 2,703 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $255,000 | 1,972 |
| Income before extraordinary items | $651,000 | 3,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $651,000 | 3,042 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $651,000 | 3,042 |
| Net charge-offs | $-39,000 | 7,279 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $651,000 | 2,959 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 4,014 |
| Total interest expense | $240,000 | 4,843 |
| Net interest income | $1,342,000 | 3,765 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $147,000 | 4,205 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $1,058,000 | 4,042 |
| Salaries and employee benefits | $543,000 | 4,007 |
| Premises and equipment expense | $173,000 | 3,329 |
| Additional noninterest expense | $342,000 | 4,156 |
| Pre-tax net operating income | $431,000 | 2,821 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $122,000 | 1,985 |
| Income before extraordinary items | $309,000 | 3,174 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $309,000 | 3,170 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $309,000 | 3,174 |
| Net charge-offs | $-19,000 | 7,187 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $309,000 | 3,112 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,791,000 | 3,990 |
| Total interest expense | $1,107,000 | 5,001 |
| Net interest income | $5,684,000 | 3,621 |
| Provision for loan and lease losses | $1,240,000 | 2,731 |
| Total noninterest income | $620,000 | 4,164 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $359,000 | 3,284 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $260,000 | 4,188 |
| Total noninterest expense | $3,734,000 | 4,411 |
| Salaries and employee benefits | $1,940,000 | 4,327 |
| Premises and equipment expense | $535,000 | 4,014 |
| Additional noninterest expense | $1,259,000 | 4,483 |
| Pre-tax net operating income | $1,330,000 | 2,910 |
| Securities gains (losses) | $-89,000 | 7,216 |
| Applicable income taxes | $332,000 | 2,269 |
| Income before extraordinary items | $909,000 | 3,395 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $909,000 | 3,392 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $909,000 | 3,395 |
| Net charge-offs | $783,000 | 3,023 |
| Cash dividends | $350,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $973,970 | 3,137 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 4,078 |
| Total interest expense | $862,000 | 5,073 |
| Net interest income | $4,192,000 | 3,709 |
| Provision for loan and lease losses | $1,220,000 | 2,254 |
| Total noninterest income | $408,000 | 4,470 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $271,000 | 3,348 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $136,000 | 4,797 |
| Total noninterest expense | $2,759,000 | 4,462 |
| Salaries and employee benefits | $1,413,000 | 4,440 |
| Premises and equipment expense | $420,000 | 3,968 |
| Additional noninterest expense | $926,000 | 4,521 |
| Pre-tax net operating income | $621,000 | 3,902 |
| Securities gains (losses) | $-89,000 | 7,385 |
| Applicable income taxes | $99,000 | 3,134 |
| Income before extraordinary items | $433,000 | 4,353 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $433,000 | 4,354 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $433,000 | 4,354 |
| Net charge-offs | $598,000 | 2,831 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $505,090 | 3,946 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 4,067 |
| Total interest expense | $599,000 | 5,074 |
| Net interest income | $2,846,000 | 3,658 |
| Provision for loan and lease losses | $1,190,000 | 1,763 |
| Total noninterest income | $263,000 | 4,512 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $175,000 | 3,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 4,851 |
| Total noninterest expense | $1,791,000 | 4,557 |
| Salaries and employee benefits | $975,000 | 4,358 |
| Premises and equipment expense | $257,000 | 4,197 |
| Additional noninterest expense | $559,000 | 4,785 |
| Pre-tax net operating income | $128,000 | 5,337 |
| Securities gains (losses) | $-90,000 | 7,499 |
| Applicable income taxes | $-42,000 | 7,050 |
| Income before extraordinary items | $80,000 | 5,679 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $80,000 | 5,682 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $80,000 | 5,681 |
| Net charge-offs | $557,000 | 2,326 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $170,000 | 4,935 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,727,000 | 4,116 |
| Total interest expense | $309,000 | 5,137 |
| Net interest income | $1,418,000 | 3,708 |
| Provision for loan and lease losses | $956,000 | 1,208 |
| Total noninterest income | $123,000 | 4,660 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $86,000 | 3,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $36,000 | 5,201 |
| Total noninterest expense | $919,000 | 4,522 |
| Salaries and employee benefits | $497,000 | 4,377 |
| Premises and equipment expense | $135,000 | 4,161 |
| Additional noninterest expense | $287,000 | 4,723 |
| Pre-tax net operating income | $-334,000 | 7,006 |
| Securities gains (losses) | $-28,000 | 7,583 |
| Applicable income taxes | $-165,000 | 7,529 |
| Income before extraordinary items | $-197,000 | 6,926 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-197,000 | 6,927 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-197,000 | 6,926 |
| Net charge-offs | $150,000 | 2,719 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-179,080 | 6,861 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,682,000 | 4,306 |
| Total interest expense | $1,344,000 | 5,413 |
| Net interest income | $5,338,000 | 3,784 |
| Provision for loan and lease losses | $331,000 | 5,136 |
| Total noninterest income | $479,000 | 4,809 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $388,000 | 3,387 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $89,000 | 5,798 |
| Total noninterest expense | $3,838,000 | 4,455 |
| Salaries and employee benefits | $1,873,000 | 4,571 |
| Premises and equipment expense | $493,000 | 4,414 |
| Additional noninterest expense | $1,472,000 | 4,124 |
| Pre-tax net operating income | $1,648,000 | 2,225 |
| Securities gains (losses) | $-5,000 | 6,952 |
| Applicable income taxes | $458,000 | 1,622 |
| Income before extraordinary items | $1,185,000 | 2,495 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,185,000 | 2,493 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,185,000 | 2,494 |
| Net charge-offs | $110,000 | 5,609 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,188,600 | 2,447 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,938,000 | 4,401 |
| Total interest expense | $1,013,000 | 5,530 |
| Net interest income | $3,925,000 | 3,825 |
| Provision for loan and lease losses | $259,000 | 4,823 |
| Total noninterest income | $331,000 | 5,016 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $291,000 | 3,394 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $38,000 | 6,511 |
| Total noninterest expense | $2,794,000 | 4,554 |
| Salaries and employee benefits | $1,378,000 | 4,641 |
| Premises and equipment expense | $401,000 | 4,256 |
| Additional noninterest expense | $1,015,000 | 4,338 |
| Pre-tax net operating income | $1,203,000 | 2,434 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $326,000 | 1,840 |
| Income before extraordinary items | $877,000 | 2,701 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $877,000 | 2,698 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $877,000 | 2,701 |
| Net charge-offs | $50,000 | 5,674 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $877,000 | 2,656 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 4,431 |
| Total interest expense | $682,000 | 5,627 |
| Net interest income | $2,621,000 | 3,812 |
| Provision for loan and lease losses | $118,000 | 5,149 |
| Total noninterest income | $196,000 | 5,256 |
| Gross Fiduciary activities income | $2,000 | 1,233 |
| Service charges on deposit accounts | $192,000 | 3,390 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $1,822,000 | 4,650 |
| Salaries and employee benefits | $875,000 | 4,828 |
| Premises and equipment expense | $268,000 | 4,275 |
| Additional noninterest expense | $679,000 | 4,347 |
| Pre-tax net operating income | $877,000 | 2,345 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $252,000 | 1,718 |
| Income before extraordinary items | $625,000 | 2,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $625,000 | 2,695 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $625,000 | 2,697 |
| Net charge-offs | $51,000 | 4,886 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $625,000 | 2,610 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 4,451 |
| Total interest expense | $356,000 | 5,637 |
| Net interest income | $1,311,000 | 3,806 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $85,000 | 5,475 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $87,000 | 3,531 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-3,000 | 7,960 |
| Total noninterest expense | $891,000 | 4,640 |
| Salaries and employee benefits | $439,000 | 4,875 |
| Premises and equipment expense | $141,000 | 4,156 |
| Additional noninterest expense | $311,000 | 4,292 |
| Pre-tax net operating income | $505,000 | 2,360 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $151,000 | 1,736 |
| Income before extraordinary items | $354,000 | 2,790 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $354,000 | 2,789 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $354,000 | 2,791 |
| Net charge-offs | $-19,000 | 7,986 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $354,000 | 2,656 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 4,372 |
| Total interest expense | $2,197,000 | 5,077 |
| Net interest income | $5,105,000 | 3,897 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $385,000 | 5,346 |
| Gross Fiduciary activities income | $2,000 | 1,351 |
| Service charges on deposit accounts | $359,000 | 3,669 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $24,000 | 7,314 |
| Total noninterest expense | $3,098,000 | 5,020 |
| Salaries and employee benefits | $1,657,000 | 5,034 |
| Premises and equipment expense | $194,000 | 6,731 |
| Additional noninterest expense | $1,247,000 | 4,164 |
| Pre-tax net operating income | $2,332,000 | 2,207 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $715,000 | 1,505 |
| Income before extraordinary items | $1,634,000 | 2,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,634,000 | 2,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 3,467 |
| Cash dividends | $900,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,622,100 | 2,508 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,564,000 | 4,396 |
| Total interest expense | $1,746,000 | 5,057 |
| Net interest income | $3,818,000 | 3,919 |
| Provision for loan and lease losses | $10,000 | 6,725 |
| Total noninterest income | $310,000 | 5,320 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $270,000 | 3,693 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $2,288,000 | 5,052 |
| Salaries and employee benefits | $1,216,000 | 5,115 |
| Premises and equipment expense | $223,000 | 5,829 |
| Additional noninterest expense | $849,000 | 4,390 |
| Pre-tax net operating income | $1,830,000 | 2,460 |
| Securities gains (losses) | $27,000 | 1,827 |
| Applicable income taxes | $571,000 | 1,738 |
| Income before extraordinary items | $1,286,000 | 2,625 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,286,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,587 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,267,370 | 2,783 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 4,447 |
| Total interest expense | $1,221,000 | 5,067 |
| Net interest income | $2,497,000 | 3,974 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $191,000 | 5,524 |
| Gross Fiduciary activities income | $2,000 | 1,285 |
| Service charges on deposit accounts | $177,000 | 3,726 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,000 | 7,577 |
| Total noninterest expense | $1,484,000 | 5,163 |
| Salaries and employee benefits | $795,000 | 5,236 |
| Premises and equipment expense | $129,000 | 6,213 |
| Additional noninterest expense | $560,000 | 4,385 |
| Pre-tax net operating income | $1,204,000 | 2,583 |
| Securities gains (losses) | $27,000 | 1,861 |
| Applicable income taxes | $374,000 | 1,943 |
| Income before extraordinary items | $857,000 | 2,914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $838,100 | 2,911 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 4,474 |
| Total interest expense | $658,000 | 5,039 |
| Net interest income | $1,245,000 | 3,993 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $93,000 | 5,583 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $83,000 | 3,819 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $724,000 | 5,259 |
| Salaries and employee benefits | $395,000 | 5,278 |
| Premises and equipment expense | $77,000 | 5,819 |
| Additional noninterest expense | $252,000 | 4,656 |
| Pre-tax net operating income | $614,000 | 2,655 |
| Securities gains (losses) | $24,000 | 1,506 |
| Applicable income taxes | $183,000 | 2,081 |
| Income before extraordinary items | $455,000 | 2,904 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $455,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $437,960 | 2,911 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 4,580 |
| Total interest expense | $3,019,000 | 4,772 |
| Net interest income | $4,420,000 | 4,342 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $464,000 | 5,182 |
| Gross Fiduciary activities income | $2,000 | 1,406 |
| Service charges on deposit accounts | $370,000 | 3,675 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $92,000 | 6,335 |
| Total noninterest expense | $2,871,000 | 5,149 |
| Salaries and employee benefits | $1,515,000 | 5,272 |
| Premises and equipment expense | $294,000 | 5,823 |
| Additional noninterest expense | $1,062,000 | 4,448 |
| Pre-tax net operating income | $2,013,000 | 3,298 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $607,000 | 2,486 |
| Income before extraordinary items | $1,405,000 | 3,573 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,405,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,183 |
| Cash dividends | $700,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,405,700 | 3,563 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,487,000 | 4,634 |
| Total interest expense | $2,247,000 | 4,810 |
| Net interest income | $3,240,000 | 4,428 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $370,000 | 5,078 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $274,000 | 3,699 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $95,000 | 5,889 |
| Total noninterest expense | $2,121,000 | 5,174 |
| Salaries and employee benefits | $1,120,000 | 5,297 |
| Premises and equipment expense | $229,000 | 5,734 |
| Additional noninterest expense | $772,000 | 4,491 |
| Pre-tax net operating income | $1,489,000 | 3,495 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $444,000 | 2,688 |
| Income before extraordinary items | $1,045,000 | 3,791 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,045,000 | 3,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,110 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,045,000 | 3,775 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 4,863 |
| Total interest expense | $1,383,000 | 5,024 |
| Net interest income | $2,006,000 | 4,658 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $231,000 | 5,273 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $173,000 | 3,804 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $57,000 | 6,076 |
| Total noninterest expense | $1,377,000 | 5,293 |
| Salaries and employee benefits | $740,000 | 5,368 |
| Premises and equipment expense | $143,000 | 5,942 |
| Additional noninterest expense | $494,000 | 4,624 |
| Pre-tax net operating income | $860,000 | 3,862 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $255,000 | 2,939 |
| Income before extraordinary items | $605,000 | 4,152 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $605,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $605,000 | 4,145 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 5,069 |
| Total interest expense | $639,000 | 5,212 |
| Net interest income | $942,000 | 4,862 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $139,000 | 4,807 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $78,000 | 3,968 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $622,000 | 5,639 |
| Salaries and employee benefits | $335,000 | 5,735 |
| Premises and equipment expense | $76,000 | 5,812 |
| Additional noninterest expense | $211,000 | 5,096 |
| Pre-tax net operating income | $459,000 | 3,699 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $133,000 | 2,900 |
| Income before extraordinary items | $326,000 | 3,978 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $326,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $326,000 | 3,961 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 5,075 |
| Total interest expense | $2,111,000 | 5,250 |
| Net interest income | $3,779,000 | 4,830 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $476,000 | 5,241 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $345,000 | 3,844 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $130,000 | 5,885 |
| Total noninterest expense | $2,443,000 | 5,565 |
| Salaries and employee benefits | $1,399,000 | 5,419 |
| Premises and equipment expense | $250,000 | 6,215 |
| Additional noninterest expense | $794,000 | 5,258 |
| Pre-tax net operating income | $1,812,000 | 3,875 |
| Securities gains (losses) | $-11,000 | 7,326 |
| Applicable income taxes | $564,000 | 2,972 |
| Income before extraordinary items | $1,237,000 | 4,215 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,237,000 | 4,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,999 |
| Cash dividends | $350,000 | 4,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,244,590 | 4,179 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 5,149 |
| Total interest expense | $1,492,000 | 5,357 |
| Net interest income | $2,807,000 | 4,884 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $318,000 | 5,515 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $258,000 | 3,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,707 |
| Total noninterest expense | $1,818,000 | 5,559 |
| Salaries and employee benefits | $1,024,000 | 5,476 |
| Premises and equipment expense | $193,000 | 6,167 |
| Additional noninterest expense | $601,000 | 5,209 |
| Pre-tax net operating income | $1,307,000 | 4,092 |
| Securities gains (losses) | $-11,000 | 7,627 |
| Applicable income taxes | $404,000 | 3,163 |
| Income before extraordinary items | $892,000 | 4,445 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $892,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $899,590 | 4,411 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 5,232 |
| Total interest expense | $938,000 | 5,393 |
| Net interest income | $1,819,000 | 4,996 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $237,000 | 5,266 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 5,814 |
| Total noninterest expense | $1,215,000 | 5,570 |
| Salaries and employee benefits | $693,000 | 5,455 |
| Premises and equipment expense | $124,000 | 6,267 |
| Additional noninterest expense | $398,000 | 5,228 |
| Pre-tax net operating income | $841,000 | 4,211 |
| Securities gains (losses) | $-11,000 | 7,893 |
| Applicable income taxes | $260,000 | 3,238 |
| Income before extraordinary items | $570,000 | 4,570 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $570,000 | 4,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $577,590 | 4,530 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 5,295 |
| Total interest expense | $456,000 | 5,364 |
| Net interest income | $871,000 | 5,135 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $108,000 | 5,440 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $79,000 | 3,966 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $596,000 | 5,649 |
| Salaries and employee benefits | $318,000 | 5,758 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $208,000 | 5,058 |
| Pre-tax net operating income | $383,000 | 4,371 |
| Securities gains (losses) | $-11,000 | 8,254 |
| Applicable income taxes | $115,000 | 3,401 |
| Income before extraordinary items | $257,000 | 4,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $257,000 | 4,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,365 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $264,590 | 4,713 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 5,315 |
| Total interest expense | $1,455,000 | 5,296 |
| Net interest income | $3,310,000 | 5,179 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $480,000 | 5,331 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $360,000 | 3,789 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,127 |
| Total noninterest expense | $2,305,000 | 5,632 |
| Salaries and employee benefits | $1,236,000 | 5,698 |
| Premises and equipment expense | $260,000 | 6,105 |
| Additional noninterest expense | $809,000 | 5,131 |
| Pre-tax net operating income | $1,455,000 | 4,463 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $460,000 | 3,499 |
| Income before extraordinary items | $997,000 | 4,851 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $997,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $995,640 | 4,823 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 5,213 |
| Total interest expense | $1,037,000 | 5,334 |
| Net interest income | $2,606,000 | 5,052 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $335,000 | 5,523 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $275,000 | 3,757 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $1,725,000 | 5,606 |
| Salaries and employee benefits | $911,000 | 5,721 |
| Premises and equipment expense | $183,000 | 6,246 |
| Additional noninterest expense | $631,000 | 4,956 |
| Pre-tax net operating income | $1,216,000 | 4,279 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $396,000 | 3,343 |
| Income before extraordinary items | $822,000 | 4,681 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $822,000 | 4,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $820,660 | 4,650 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 5,265 |
| Total interest expense | $637,000 | 5,406 |
| Net interest income | $1,705,000 | 5,106 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $227,000 | 5,460 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $177,000 | 3,771 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $1,092,000 | 5,763 |
| Salaries and employee benefits | $593,000 | 5,789 |
| Premises and equipment expense | $113,000 | 6,431 |
| Additional noninterest expense | $386,000 | 5,204 |
| Pre-tax net operating income | $840,000 | 4,166 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $269,000 | 3,298 |
| Income before extraordinary items | $573,000 | 4,544 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $573,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $571,640 | 4,493 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 5,416 |
| Total interest expense | $296,000 | 5,516 |
| Net interest income | $815,000 | 5,281 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $128,000 | 5,109 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $535,000 | 5,871 |
| Salaries and employee benefits | $294,000 | 5,838 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $178,000 | 5,446 |
| Pre-tax net operating income | $408,000 | 4,221 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $136,000 | 3,256 |
| Income before extraordinary items | $272,000 | 4,642 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $272,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $272,000 | 4,603 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 5,235 |
| Total interest expense | $1,057,000 | 5,501 |
| Net interest income | $3,366,000 | 5,035 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $487,000 | 5,334 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $349,000 | 3,942 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $137,000 | 5,850 |
| Total noninterest expense | $2,159,000 | 5,765 |
| Salaries and employee benefits | $1,150,000 | 5,829 |
| Premises and equipment expense | $197,000 | 6,798 |
| Additional noninterest expense | $812,000 | 5,046 |
| Pre-tax net operating income | $1,694,000 | 3,938 |
| Securities gains (losses) | $-10,000 | 8,235 |
| Applicable income taxes | $554,000 | 3,164 |
| Income before extraordinary items | $1,130,000 | 4,360 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,130,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,073 |
| Cash dividends | $650,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,136,700 | 4,274 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 5,246 |
| Total interest expense | $781,000 | 5,514 |
| Net interest income | $2,512,000 | 5,047 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $322,000 | 5,671 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $259,000 | 4,008 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 6,751 |
| Total noninterest expense | $1,592,000 | 5,785 |
| Salaries and employee benefits | $860,000 | 5,798 |
| Premises and equipment expense | $151,000 | 6,711 |
| Additional noninterest expense | $581,000 | 5,144 |
| Pre-tax net operating income | $1,242,000 | 4,074 |
| Securities gains (losses) | $-13,000 | 8,560 |
| Applicable income taxes | $390,000 | 3,349 |
| Income before extraordinary items | $839,000 | 4,483 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $839,000 | 4,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,818 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $847,840 | 4,374 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 5,293 |
| Total interest expense | $509,000 | 5,597 |
| Net interest income | $1,658,000 | 5,078 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $198,000 | 5,838 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $160,000 | 4,180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $1,060,000 | 5,816 |
| Salaries and employee benefits | $572,000 | 5,832 |
| Premises and equipment expense | $96,000 | 6,873 |
| Additional noninterest expense | $392,000 | 5,129 |
| Pre-tax net operating income | $796,000 | 4,129 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $260,000 | 3,323 |
| Income before extraordinary items | $539,000 | 4,543 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $539,000 | 4,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $536,990 | 4,468 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 5,391 |
| Total interest expense | $257,000 | 5,639 |
| Net interest income | $801,000 | 5,212 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $101,000 | 5,747 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $510,000 | 5,982 |
| Salaries and employee benefits | $275,000 | 6,009 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $184,000 | 5,360 |
| Pre-tax net operating income | $392,000 | 4,134 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $134,000 | 3,301 |
| Income before extraordinary items | $261,000 | 4,633 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $261,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $259,020 | 4,523 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 5,099 |
| Total interest expense | $1,385,000 | 5,128 |
| Net interest income | $3,325,000 | 4,966 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $216,000 | 7,208 |
| Gross Fiduciary activities income | $5,000 | 1,443 |
| Service charges on deposit accounts | $225,000 | 5,003 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-14,000 | 9,128 |
| Total noninterest expense | $2,078,000 | 5,865 |
| Salaries and employee benefits | $1,234,000 | 5,542 |
| Premises and equipment expense | $229,000 | 6,442 |
| Additional noninterest expense | $615,000 | 5,916 |
| Pre-tax net operating income | $1,463,000 | 4,184 |
| Securities gains (losses) | $16,000 | 3,357 |
| Applicable income taxes | $499,000 | 3,385 |
| Income before extraordinary items | $980,000 | 4,694 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $980,000 | 4,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,519 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $969,440 | 4,563 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,583,000 | 5,110 |
| Total interest expense | $1,110,000 | 5,050 |
| Net interest income | $2,473,000 | 5,008 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $143,000 | 7,471 |
| Gross Fiduciary activities income | $5,000 | 1,384 |
| Service charges on deposit accounts | $165,000 | 5,079 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-27,000 | 9,204 |
| Total noninterest expense | $1,528,000 | 5,918 |
| Salaries and employee benefits | $917,000 | 5,531 |
| Premises and equipment expense | $178,000 | 6,333 |
| Additional noninterest expense | $433,000 | 6,106 |
| Pre-tax net operating income | $1,088,000 | 4,335 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $368,000 | 3,551 |
| Income before extraordinary items | $736,000 | 4,843 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $736,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $725,280 | 4,697 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 5,097 |
| Total interest expense | $787,000 | 4,975 |
| Net interest income | $1,631,000 | 5,039 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $67,000 | 8,013 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $109,000 | 5,055 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-43,000 | 9,246 |
| Total noninterest expense | $1,028,000 | 5,904 |
| Salaries and employee benefits | $614,000 | 5,539 |
| Premises and equipment expense | $124,000 | 6,178 |
| Additional noninterest expense | $290,000 | 6,089 |
| Pre-tax net operating income | $670,000 | 4,539 |
| Securities gains (losses) | $16,000 | 2,719 |
| Applicable income taxes | $223,000 | 3,758 |
| Income before extraordinary items | $463,000 | 5,002 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $463,000 | 5,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $452,280 | 4,875 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 5,149 |
| Total interest expense | $401,000 | 5,030 |
| Net interest income | $802,000 | 5,087 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $536,000 | 5,749 |
| Salaries and employee benefits | $304,000 | 5,581 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $154,000 | 5,833 |
| Pre-tax net operating income | $324,000 | 4,597 |
| Securities gains (losses) | $16,000 | 2,005 |
| Applicable income taxes | $109,000 | 3,790 |
| Income before extraordinary items | $231,000 | 4,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $220,120 | 4,861 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 4,908 |
| Total interest expense | $1,797,000 | 5,162 |
| Net interest income | $3,603,000 | 4,675 |
| Provision for loan and lease losses | $415,000 | 2,759 |
| Total noninterest income | $298,000 | 6,466 |
| Gross Fiduciary activities income | $6,000 | 1,474 |
| Service charges on deposit accounts | $264,000 | 4,558 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $2,175,000 | 5,575 |
| Salaries and employee benefits | $1,197,000 | 5,489 |
| Premises and equipment expense | $319,000 | 5,371 |
| Additional noninterest expense | $659,000 | 5,608 |
| Pre-tax net operating income | $1,311,000 | 4,464 |
| Securities gains (losses) | $-3,000 | 8,756 |
| Applicable income taxes | $427,000 | 3,756 |
| Income before extraordinary items | $881,000 | 4,933 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $881,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,179 |
| Cash dividends | $350,000 | 4,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $883,010 | 4,802 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,737,000 | 5,128 |
| Total interest expense | $2,606,000 | 5,264 |
| Net interest income | $3,131,000 | 4,911 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $274,000 | 6,635 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $253,000 | 4,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,000 | 8,776 |
| Total noninterest expense | $1,929,000 | 5,874 |
| Salaries and employee benefits | $1,029,000 | 5,882 |
| Premises and equipment expense | $143,000 | 7,644 |
| Additional noninterest expense | $757,000 | 4,979 |
| Pre-tax net operating income | $1,346,000 | 4,140 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $499,000 | 3,332 |
| Income before extraordinary items | $847,000 | 4,732 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $847,000 | 4,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,685 |
| Cash dividends | $450,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $847,000 | 4,613 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 5,290 |
| Total interest expense | $2,690,000 | 5,313 |
| Net interest income | $2,975,000 | 5,190 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $379,000 | 5,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,391 |
| Total noninterest expense | $1,906,000 | 5,849 |
| Salaries and employee benefits | $1,020,000 | 5,839 |
| Premises and equipment expense | $263,000 | 5,873 |
| Additional noninterest expense | $623,000 | 5,638 |
| Pre-tax net operating income | $1,363,000 | 4,361 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $470,000 | 3,618 |
| Income before extraordinary items | $877,000 | 4,754 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $877,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $887,400 | 4,727 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 5,580 |
| Total interest expense | $2,194,000 | 5,659 |
| Net interest income | $2,801,000 | 5,428 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $313,000 | 6,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 4,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,757 |
| Total noninterest expense | $1,924,000 | 5,825 |
| Salaries and employee benefits | $1,025,000 | 5,786 |
| Premises and equipment expense | $273,000 | 5,765 |
| Additional noninterest expense | $626,000 | 5,669 |
| Pre-tax net operating income | $1,150,000 | 4,902 |
| Securities gains (losses) | $-20,000 | 9,544 |
| Applicable income taxes | $350,000 | 4,472 |
| Income before extraordinary items | $780,000 | 5,163 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $780,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $575,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $793,800 | 5,078 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 6,449 |
| Total interest expense | $1,780,000 | 6,588 |
| Net interest income | $2,254,000 | 6,203 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $185,000 | 7,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,826 |
| Total noninterest expense | $1,710,000 | 6,210 |
| Salaries and employee benefits | $868,000 | 6,363 |
| Premises and equipment expense | $230,000 | 6,261 |
| Additional noninterest expense | $612,000 | 5,673 |
| Pre-tax net operating income | $719,000 | 6,414 |
| Securities gains (losses) | $351,000 | 684 |
| Applicable income taxes | $302,000 | 5,150 |
| Income before extraordinary items | $768,000 | 5,315 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $768,000 | 5,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $515,280 | 6,401 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 7,224 |
| Total interest expense | $1,549,000 | 7,235 |
| Net interest income | $1,892,000 | 7,144 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $151,000 | 8,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,650 |
| Total noninterest expense | $1,374,000 | 7,108 |
| Salaries and employee benefits | $755,000 | 6,995 |
| Premises and equipment expense | $191,000 | 7,010 |
| Additional noninterest expense | $428,000 | 7,122 |
| Pre-tax net operating income | $669,000 | 7,113 |
| Securities gains (losses) | $203,000 | 699 |
| Applicable income taxes | $225,000 | 6,567 |
| Income before extraordinary items | $647,000 | 6,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $647,000 | 6,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $496,780 | 6,933 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 7,621 |
| Total interest expense | $1,523,000 | 7,519 |
| Net interest income | $1,757,000 | 7,650 |
| Provision for loan and lease losses | $-66,000 | 11,224 |
| Total noninterest income | $164,000 | 8,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $1,374,000 | 7,456 |
| Salaries and employee benefits | $726,000 | 7,371 |
| Premises and equipment expense | $155,000 | 7,939 |
| Additional noninterest expense | $493,000 | 7,118 |
| Pre-tax net operating income | $613,000 | 7,349 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $143,000 | 7,982 |
| Income before extraordinary items | $470,000 | 7,108 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $470,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 11,073 |
| Cash dividends | $375,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $470,000 | 7,050 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 7,939 |
| Total interest expense | $1,529,000 | 7,616 |
| Net interest income | $1,663,000 | 8,108 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $161,000 | 9,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $1,166,000 | 8,334 |
| Salaries and employee benefits | $694,000 | 7,750 |
| Premises and equipment expense | $96,000 | 9,727 |
| Additional noninterest expense | $376,000 | 8,436 |
| Pre-tax net operating income | $658,000 | 7,549 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $153,000 | 8,204 |
| Income before extraordinary items | $504,000 | 7,223 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $504,000 | 7,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $504,770 | 7,194 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 8,041 |
| Total interest expense | $1,230,000 | 7,787 |
| Net interest income | $1,770,000 | 8,117 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $177,000 | 9,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $1,257,000 | 8,398 |
| Salaries and employee benefits | $684,000 | 8,001 |
| Premises and equipment expense | $102,000 | 9,964 |
| Additional noninterest expense | $471,000 | 8,140 |
| Pre-tax net operating income | $690,000 | 7,456 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $160,000 | 8,112 |
| Income before extraordinary items | $538,000 | 7,020 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $538,000 | 7,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $531,840 | 7,104 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 7,992 |
| Total interest expense | $1,334,000 | 7,760 |
| Net interest income | $1,876,000 | 8,023 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $154,000 | 10,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $1,229,000 | 8,779 |
| Salaries and employee benefits | $651,000 | 8,382 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $482,000 | 8,408 |
| Pre-tax net operating income | $801,000 | 6,806 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $169,000 | 8,222 |
| Income before extraordinary items | $635,000 | 6,529 |
| Extraordinary gains, net | $260,000 | 802 |
| Net income | $895,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $632,630 | 6,309 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 8,137 |
| Total interest expense | $1,729,000 | 7,818 |
| Net interest income | $1,804,000 | 8,331 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $156,000 | 10,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $1,269,000 | 8,768 |
| Salaries and employee benefits | $643,000 | 8,429 |
| Premises and equipment expense | $80,000 | 11,493 |
| Additional noninterest expense | $546,000 | 8,023 |
| Pre-tax net operating income | $691,000 | 7,153 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $566,000 | 6,809 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $566,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $566,000 | 6,460 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.