Home > Iowa Trust and Savings Bank > Income and Expense

Iowa Trust and Savings Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$6,988,0002,998
Total interest expense$499,0003,181
Net interest income$6,489,0002,963
Provision for loan and lease losses$03,064
Total noninterest income$703,0003,339
Gross Fiduciary activities income$25,000814
Service charges on deposit accounts$205,0002,665
Trading account gains and feesNANA
Additional Noninterest Income$473,0003,306
Total noninterest expense$3,786,0003,438
Salaries and employee benefits$2,302,0003,314
Premises and equipment expense$470,0003,114
Additional noninterest expense$1,014,0003,675
Pre-tax net operating income$3,406,0002,530
Securities gains (losses)$112,000813
Applicable income taxes$167,0002,794
Income before extraordinary items$3,351,0002,407
Extraordinary gains, net$010
Net income$3,351,0002,406
Minority interest net income$074
Net income of bank and minority interests.$3,351,0002,408
Net charge-offs$02,705
Cash dividends$2,600,0001,300
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,244,6002,420
2021-09-30 (YTD Data)Rank
Total interest income$5,425,0003,004
Total interest expense$385,0003,235
Net interest income$5,040,0002,951
Provision for loan and lease losses$02,963
Total noninterest income$529,0003,372
Gross Fiduciary activities income$15,000819
Service charges on deposit accounts$149,0002,710
Trading account gains and feesNANA
Additional Noninterest Income$365,0003,335
Total noninterest expense$2,812,0003,479
Salaries and employee benefits$1,710,0003,345
Premises and equipment expense$353,0003,144
Additional noninterest expense$749,0003,703
Pre-tax net operating income$2,757,0002,541
Securities gains (losses)$90,000848
Applicable income taxes$135,0002,783
Income before extraordinary items$2,712,0002,400
Extraordinary gains, net$08
Net income$2,712,0002,400
Minority interest net income$069
Net income of bank and minority interests.$2,712,0002,400
Net charge-offs$02,463
Cash dividends$1,850,0001,223
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,626,5002,418
2021-06-30 (YTD Data)Rank
Total interest income$3,901,0002,922
Total interest expense$266,0003,257
Net interest income$3,635,0002,843
Provision for loan and lease losses$02,862
Total noninterest income$349,0003,384
Gross Fiduciary activities income$15,000790
Service charges on deposit accounts$95,0002,714
Trading account gains and feesNANA
Additional Noninterest Income$239,0003,344
Total noninterest expense$1,807,0003,539
Salaries and employee benefits$1,093,0003,419
Premises and equipment expense$233,0003,151
Additional noninterest expense$481,0003,749
Pre-tax net operating income$2,177,0002,272
Securities gains (losses)$90,000704
Applicable income taxes$108,0002,692
Income before extraordinary items$2,159,0002,136
Extraordinary gains, net$06
Net income$2,159,0002,136
Minority interest net income$067
Net income of bank and minority interests.$2,159,0002,136
Net charge-offs$02,245
Cash dividends$1,100,0001,291
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,073,5002,145
2021-03-31 (YTD Data)Rank
Total interest income$2,135,0002,746
Total interest expense$137,0003,294
Net interest income$1,998,0002,669
Provision for loan and lease losses$02,741
Total noninterest income$174,0003,370
Gross Fiduciary activities income$0922
Service charges on deposit accounts$46,0002,751
Trading account gains and feesNANA
Additional Noninterest Income$128,0003,275
Total noninterest expense$904,0003,527
Salaries and employee benefits$550,0003,406
Premises and equipment expense$116,0003,166
Additional noninterest expense$238,0003,748
Pre-tax net operating income$1,268,0002,081
Securities gains (losses)$112,000453
Applicable income taxes$66,0002,540
Income before extraordinary items$1,314,0001,873
Extraordinary gains, net$03
Net income$1,314,0001,872
Minority interest net income$055
Net income of bank and minority interests.$1,314,0001,873
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,207,6001,950
2020-12-31 (YTD Data)Rank
Total interest income$6,935,0003,079
Total interest expense$681,0003,479
Net interest income$6,254,0002,991
Provision for loan and lease losses$04,319
Total noninterest income$670,0003,319
Gross Fiduciary activities income$12,000878
Service charges on deposit accounts$215,0002,678
Trading account gains and feesNANA
Additional Noninterest Income$443,0003,272
Total noninterest expense$3,697,0003,497
Salaries and employee benefits$2,290,0003,338
Premises and equipment expense$489,0003,100
Additional noninterest expense$918,0003,805
Pre-tax net operating income$3,227,0002,343
Securities gains (losses)$7,0002,384
Applicable income taxes$154,0002,703
Income before extraordinary items$3,080,0002,279
Extraordinary gains, net$04
Net income$3,080,0002,279
Minority interest net income$072
Net income of bank and minority interests.$3,080,0002,279
Net charge-offs$03,443
Cash dividends$2,300,0001,365
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,073,3502,229
2020-09-30 (YTD Data)Rank
Total interest income$5,329,0003,083
Total interest expense$532,0003,514
Net interest income$4,797,0002,963
Provision for loan and lease losses$04,239
Total noninterest income$498,0003,309
Gross Fiduciary activities income$1,000952
Service charges on deposit accounts$160,0002,696
Trading account gains and feesNANA
Additional Noninterest Income$337,0003,225
Total noninterest expense$2,786,0003,475
Salaries and employee benefits$1,735,0003,315
Premises and equipment expense$369,0003,094
Additional noninterest expense$682,0003,809
Pre-tax net operating income$2,509,0002,283
Securities gains (losses)$7,0002,204
Applicable income taxes$120,0002,687
Income before extraordinary items$2,396,0002,208
Extraordinary gains, net$04
Net income$2,396,0002,208
Minority interest net income$065
Net income of bank and minority interests.$2,396,0002,208
Net charge-offs$03,243
Cash dividends$1,650,0001,267
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,389,3502,151
2020-06-30 (YTD Data)Rank
Total interest income$3,617,0003,091
Total interest expense$366,0003,583
Net interest income$3,251,0002,956
Provision for loan and lease losses$04,134
Total noninterest income$305,0003,375
Gross Fiduciary activities income$1,000937
Service charges on deposit accounts$107,0002,730
Trading account gains and feesNANA
Additional Noninterest Income$197,0003,314
Total noninterest expense$1,821,0003,524
Salaries and employee benefits$1,131,0003,365
Premises and equipment expense$237,0003,156
Additional noninterest expense$453,0003,823
Pre-tax net operating income$1,735,0002,200
Securities gains (losses)$7,0001,953
Applicable income taxes$83,0002,646
Income before extraordinary items$1,659,0002,091
Extraordinary gains, net$04
Net income$1,659,0002,091
Minority interest net income$065
Net income of bank and minority interests.$1,659,0002,091
Net charge-offs$03,033
Cash dividends$1,100,0001,225
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,652,3502,055
2020-03-31 (YTD Data)Rank
Total interest income$1,696,0003,185
Total interest expense$195,0003,622
Net interest income$1,501,0003,052
Provision for loan and lease losses$03,711
Total noninterest income$165,0003,254
Gross Fiduciary activities income$0941
Service charges on deposit accounts$60,0002,832
Trading account gains and feesNANA
Additional Noninterest Income$105,0003,121
Total noninterest expense$930,0003,520
Salaries and employee benefits$599,0003,303
Premises and equipment expense$111,0003,260
Additional noninterest expense$220,0003,904
Pre-tax net operating income$736,0002,274
Securities gains (losses)$-5,0004,760
Applicable income taxes$35,0002,614
Income before extraordinary items$696,0002,180
Extraordinary gains, net$04
Net income$696,0002,179
Minority interest net income$056
Net income of bank and minority interests.$696,0002,180
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$700,7502,137
2019-12-31 (YTD Data)Rank
Total interest income$6,815,0003,223
Total interest expense$809,0003,609
Net interest income$6,006,0003,094
Provision for loan and lease losses$30,0003,585
Total noninterest income$609,0003,440
Gross Fiduciary activities income$11,000910
Service charges on deposit accounts$252,0002,865
Trading account gains and feesNANA
Additional Noninterest Income$346,0003,430
Total noninterest expense$3,690,0003,562
Salaries and employee benefits$2,243,0003,405
Premises and equipment expense$454,0003,268
Additional noninterest expense$993,0003,805
Pre-tax net operating income$2,895,0002,517
Securities gains (losses)$-29,0004,961
Applicable income taxes$136,0002,864
Income before extraordinary items$2,730,0002,434
Extraordinary gains, net$011
Net income$2,730,0002,435
Minority interest net income$076
Net income of bank and minority interests.$2,730,0002,436
Net charge-offs$21,0003,107
Cash dividends$2,300,0001,447
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,757,5502,380
2019-09-30 (YTD Data)Rank
Total interest income$5,124,0003,263
Total interest expense$604,0003,643
Net interest income$4,520,0003,133
Provision for loan and lease losses$30,0003,365
Total noninterest income$449,0003,474
Gross Fiduciary activities income$1,000975
Service charges on deposit accounts$191,0002,884
Trading account gains and feesNANA
Additional Noninterest Income$257,0003,455
Total noninterest expense$2,814,0003,551
Salaries and employee benefits$1,741,0003,375
Premises and equipment expense$341,0003,283
Additional noninterest expense$732,0003,859
Pre-tax net operating income$2,125,0002,609
Securities gains (losses)$-32,0005,053
Applicable income taxes$100,0002,938
Income before extraordinary items$1,993,0002,532
Extraordinary gains, net$011
Net income$1,993,0002,533
Minority interest net income$072
Net income of bank and minority interests.$1,993,0002,533
Net charge-offs$22,0002,661
Cash dividends$1,650,0001,372
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,023,4002,479
2019-06-30 (YTD Data)Rank
Total interest income$3,413,0003,274
Total interest expense$395,0003,643
Net interest income$3,018,0003,144
Provision for loan and lease losses$30,0003,043
Total noninterest income$291,0003,487
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$127,0002,886
Trading account gains and feesNANA
Additional Noninterest Income$164,0003,502
Total noninterest expense$1,849,0003,607
Salaries and employee benefits$1,143,0003,422
Premises and equipment expense$225,0003,312
Additional noninterest expense$481,0003,913
Pre-tax net operating income$1,430,0002,597
Securities gains (losses)$-60,0005,175
Applicable income taxes$65,0002,952
Income before extraordinary items$1,305,0002,529
Extraordinary gains, net$011
Net income$1,305,0002,528
Minority interest net income$069
Net income of bank and minority interests.$1,305,0002,528
Net charge-offs$22,0002,303
Cash dividends$1,100,0001,355
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,362,0002,437
2019-03-31 (YTD Data)Rank
Total interest income$1,691,0003,309
Total interest expense$195,0003,651
Net interest income$1,496,0003,175
Provision for loan and lease losses$15,0002,868
Total noninterest income$144,0003,490
Gross Fiduciary activities income$0972
Service charges on deposit accounts$62,0002,912
Trading account gains and feesNANA
Additional Noninterest Income$82,0003,477
Total noninterest expense$951,0003,588
Salaries and employee benefits$611,0003,349
Premises and equipment expense$105,0003,472
Additional noninterest expense$235,0003,969
Pre-tax net operating income$674,0002,630
Securities gains (losses)$01,087
Applicable income taxes$32,0002,931
Income before extraordinary items$642,0002,504
Extraordinary gains, net$05
Net income$642,0002,503
Minority interest net income$052
Net income of bank and minority interests.$642,0002,503
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$642,0002,489
2018-12-31 (YTD Data)Rank
Total interest income$6,629,0003,275
Total interest expense$558,0003,787
Net interest income$6,071,0003,144
Provision for loan and lease losses$320,0001,901
Total noninterest income$645,0003,458
Gross Fiduciary activities income$18,000920
Service charges on deposit accounts$295,0002,768
Trading account gains and feesNANA
Additional Noninterest Income$332,0003,564
Total noninterest expense$3,560,0003,706
Salaries and employee benefits$2,139,0003,568
Premises and equipment expense$450,0003,346
Additional noninterest expense$971,0003,948
Pre-tax net operating income$2,836,0002,594
Securities gains (losses)$-28,0004,694
Applicable income taxes$135,0002,925
Income before extraordinary items$2,673,0002,493
Extraordinary gains, net$06
Net income$2,673,0002,491
Minority interest net income$072
Net income of bank and minority interests.$2,673,0002,492
Net charge-offs$-8,0004,476
Cash dividends$2,100,0001,411
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,699,6002,472
2018-09-30 (YTD Data)Rank
Total interest income$4,898,0003,310
Total interest expense$382,0003,862
Net interest income$4,516,0003,185
Provision for loan and lease losses$270,0001,667
Total noninterest income$472,0003,520
Gross Fiduciary activities income$2,000991
Service charges on deposit accounts$220,0002,803
Trading account gains and feesNANA
Additional Noninterest Income$250,0003,579
Total noninterest expense$2,703,0003,706
Salaries and employee benefits$1,642,0003,531
Premises and equipment expense$343,0003,351
Additional noninterest expense$718,0003,993
Pre-tax net operating income$2,015,0002,720
Securities gains (losses)$-15,0004,862
Applicable income taxes$96,0003,030
Income before extraordinary items$1,904,0002,605
Extraordinary gains, net$05
Net income$1,904,0002,605
Minority interest net income$066
Net income of bank and minority interests.$1,904,0002,604
Net charge-offs$-7,0004,398
Cash dividends$1,550,0001,271
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,918,2502,580
2018-06-30 (YTD Data)Rank
Total interest income$3,231,0003,318
Total interest expense$244,0003,873
Net interest income$2,987,0003,205
Provision for loan and lease losses$120,0002,009
Total noninterest income$309,0003,562
Gross Fiduciary activities income$1,000997
Service charges on deposit accounts$144,0002,827
Trading account gains and feesNANA
Additional Noninterest Income$164,0003,622
Total noninterest expense$1,755,0003,776
Salaries and employee benefits$1,068,0003,587
Premises and equipment expense$229,0003,359
Additional noninterest expense$458,0004,096
Pre-tax net operating income$1,421,0002,602
Securities gains (losses)$0961
Applicable income taxes$68,0002,966
Income before extraordinary items$1,353,0002,466
Extraordinary gains, net$06
Net income$1,353,0002,465
Minority interest net income$065
Net income of bank and minority interests.$1,353,0002,465
Net charge-offs$-6,0004,367
Cash dividends$1,050,0001,252
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,353,0002,464
2018-03-31 (YTD Data)Rank
Total interest income$1,605,0003,326
Total interest expense$119,0003,872
Net interest income$1,486,0003,228
Provision for loan and lease losses$15,0002,913
Total noninterest income$151,0003,558
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$71,0002,863
Trading account gains and feesNANA
Additional Noninterest Income$79,0003,652
Total noninterest expense$915,0003,721
Salaries and employee benefits$569,0003,513
Premises and equipment expense$110,0003,474
Additional noninterest expense$236,0004,069
Pre-tax net operating income$707,0002,576
Securities gains (losses)$0735
Applicable income taxes$34,0002,948
Income before extraordinary items$673,0002,434
Extraordinary gains, net$07
Net income$673,0002,433
Minority interest net income$052
Net income of bank and minority interests.$673,0002,434
Net charge-offs$-3,0004,242
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$673,0002,424
2017-12-31 (YTD Data)Rank
Total interest income$6,073,0003,391
Total interest expense$478,0003,738
Net interest income$5,595,0003,320
Provision for loan and lease losses$90,0003,158
Total noninterest income$616,0003,657
Gross Fiduciary activities income$13,000956
Service charges on deposit accounts$275,0002,991
Trading account gains and feesNANA
Additional Noninterest Income$328,0003,692
Total noninterest expense$3,513,0003,809
Salaries and employee benefits$2,037,0003,719
Premises and equipment expense$491,0003,298
Additional noninterest expense$985,0004,035
Pre-tax net operating income$2,608,0002,686
Securities gains (losses)$35,0001,066
Applicable income taxes$127,0003,183
Income before extraordinary items$2,516,0002,320
Extraordinary gains, net$09
Net income$2,516,0002,320
Minority interest net income$076
Net income of bank and minority interests.$2,516,0002,320
Net charge-offs$25,0003,327
Cash dividends$2,400,0001,222
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,482,7502,310
2017-09-30 (YTD Data)Rank
Total interest income$4,505,0003,437
Total interest expense$354,0003,781
Net interest income$4,151,0003,358
Provision for loan and lease losses$90,0002,745
Total noninterest income$465,0003,669
Gross Fiduciary activities income$1,0001,049
Service charges on deposit accounts$208,0003,009
Trading account gains and feesNANA
Additional Noninterest Income$256,0003,681
Total noninterest expense$2,573,0003,881
Salaries and employee benefits$1,567,0003,678
Premises and equipment expense$338,0003,480
Additional noninterest expense$668,0004,221
Pre-tax net operating income$1,953,0002,746
Securities gains (losses)$33,0001,065
Applicable income taxes$95,0003,175
Income before extraordinary items$1,891,0002,496
Extraordinary gains, net$09
Net income$1,891,0002,496
Minority interest net income$071
Net income of bank and minority interests.$1,891,0002,496
Net charge-offs$10,0003,258
Cash dividends$1,750,0001,174
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,859,6502,515
2017-06-30 (YTD Data)Rank
Total interest income$2,968,0003,448
Total interest expense$235,0003,764
Net interest income$2,733,0003,377
Provision for loan and lease losses$60,0002,608
Total noninterest income$304,0003,709
Gross Fiduciary activities income$1,0001,033
Service charges on deposit accounts$135,0003,041
Trading account gains and fees$0139
Additional Noninterest Income$168,0003,706
Total noninterest expense$1,659,0003,966
Salaries and employee benefits$1,018,0003,745
Premises and equipment expense$222,0003,523
Additional noninterest expense$419,0004,345
Pre-tax net operating income$1,318,0002,697
Securities gains (losses)$8,0001,330
Applicable income taxes$64,0003,188
Income before extraordinary items$1,262,0002,435
Extraordinary gains, net$011
Net income$1,262,0002,435
Minority interest net income$071
Net income of bank and minority interests.$1,262,0002,435
Net charge-offs$1,0003,381
Cash dividends$1,100,0001,216
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,254,4002,428
2017-03-31 (YTD Data)Rank
Total interest income$1,458,0003,496
Total interest expense$118,0003,747
Net interest income$1,340,0003,437
Provision for loan and lease losses$30,0002,408
Total noninterest income$152,0003,721
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$67,0003,059
Trading account gains and fees$0142
Additional Noninterest Income$85,0003,688
Total noninterest expense$854,0003,946
Salaries and employee benefits$535,0003,703
Premises and equipment expense$106,0003,637
Additional noninterest expense$213,0004,352
Pre-tax net operating income$608,0002,784
Securities gains (losses)$-6,0005,606
Applicable income taxes$29,0003,190
Income before extraordinary items$573,0002,537
Extraordinary gains, net$08
Net income$573,0002,536
Minority interest net income$055
Net income of bank and minority interests.$573,0002,537
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$578,7002,502
2016-12-31 (YTD Data)Rank
Total interest income$5,791,0003,506
Total interest expense$502,0003,636
Net interest income$5,289,0003,451
Provision for loan and lease losses$50,0003,627
Total noninterest income$673,0003,645
Gross Fiduciary activities income$26,000942
Service charges on deposit accounts$276,0003,080
Trading account gains and fees$0170
Additional Noninterest Income$371,0003,672
Total noninterest expense$3,414,0003,964
Salaries and employee benefits$1,969,0003,865
Premises and equipment expense$528,0003,260
Additional noninterest expense$917,0004,307
Pre-tax net operating income$2,498,0002,680
Securities gains (losses)$92,0001,406
Applicable income taxes$127,0003,188
Income before extraordinary items$2,463,0002,430
Extraordinary gains, net$05
Net income$2,463,0002,429
Minority interest net income$082
Net income of bank and minority interests.$2,463,0002,430
Net charge-offs$2,0004,145
Cash dividends$2,250,0001,286
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,375,6002,442
2016-09-30 (YTD Data)Rank
Total interest income$4,352,0003,516
Total interest expense$380,0003,647
Net interest income$3,972,0003,463
Provision for loan and lease losses$20,0003,825
Total noninterest income$504,0003,667
Gross Fiduciary activities income$20,000921
Service charges on deposit accounts$205,0003,115
Trading account gains and fees$0169
Additional Noninterest Income$279,0003,674
Total noninterest expense$2,556,0003,992
Salaries and employee benefits$1,505,0003,823
Premises and equipment expense$376,0003,392
Additional noninterest expense$675,0004,382
Pre-tax net operating income$1,900,0002,709
Securities gains (losses)$51,0001,756
Applicable income taxes$96,0003,241
Income before extraordinary items$1,855,0002,464
Extraordinary gains, net$05
Net income$1,855,0002,465
Minority interest net income$071
Net income of bank and minority interests.$1,855,0002,465
Net charge-offs$2,0003,786
Cash dividends$1,650,0001,203
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,806,5502,458
2016-06-30 (YTD Data)Rank
Total interest income$2,906,0003,538
Total interest expense$255,0003,652
Net interest income$2,651,0003,474
Provision for loan and lease losses$04,017
Total noninterest income$328,0003,713
Gross Fiduciary activities income$7,000984
Service charges on deposit accounts$136,0003,119
Trading account gains and fees$0157
Additional Noninterest Income$185,0003,711
Total noninterest expense$1,672,0004,054
Salaries and employee benefits$983,0003,890
Premises and equipment expense$239,0003,507
Additional noninterest expense$450,0004,422
Pre-tax net operating income$1,307,0002,619
Securities gains (losses)$34,0001,678
Applicable income taxes$66,0003,238
Income before extraordinary items$1,275,0002,395
Extraordinary gains, net$016
Net income$1,275,0002,394
Minority interest net income$071
Net income of bank and minority interests.$1,275,0002,394
Net charge-offs$2,0003,496
Cash dividends$1,100,0001,217
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,242,7002,378
2016-03-31 (YTD Data)Rank
Total interest income$1,443,0003,550
Total interest expense$128,0003,666
Net interest income$1,315,0003,501
Provision for loan and lease losses$03,656
Total noninterest income$160,0003,711
Gross Fiduciary activities income$1,0001,021
Service charges on deposit accounts$66,0003,163
Trading account gains and fees$0142
Additional Noninterest Income$93,0003,655
Total noninterest expense$816,0004,139
Salaries and employee benefits$465,0004,041
Premises and equipment expense$115,0003,591
Additional noninterest expense$236,0004,348
Pre-tax net operating income$659,0002,581
Securities gains (losses)$02,077
Applicable income taxes$32,0003,237
Income before extraordinary items$627,0002,380
Extraordinary gains, net$012
Net income$627,0002,380
Minority interest net income$062
Net income of bank and minority interests.$627,0002,380
Net charge-offs$2,0002,815
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$627,0002,329
2015-12-31 (YTD Data)Rank
Total interest income$5,586,0003,602
Total interest expense$581,0003,450
Net interest income$5,005,0003,583
Provision for loan and lease losses$04,380
Total noninterest income$661,0003,736
Gross Fiduciary activities income$11,0001,033
Service charges on deposit accounts$267,0003,245
Trading account gains and fees$0159
Additional Noninterest Income$383,0003,648
Total noninterest expense$3,260,0004,138
Salaries and employee benefits$1,866,0004,054
Premises and equipment expense$492,0003,514
Additional noninterest expense$902,0004,483
Pre-tax net operating income$2,406,0002,699
Securities gains (losses)$405,000427
Applicable income taxes$127,0003,214
Income before extraordinary items$2,684,0002,220
Extraordinary gains, net$023
Net income$2,684,0002,220
Minority interest net income$081
Net income of bank and minority interests.$2,684,0002,221
Net charge-offs$-7,0005,127
Cash dividends$2,300,0001,212
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,299,2502,434
2015-09-30 (YTD Data)Rank
Total interest income$4,186,0003,630
Total interest expense$450,0003,437
Net interest income$3,736,0003,621
Provision for loan and lease losses$04,232
Total noninterest income$494,0003,755
Gross Fiduciary activities income$2,0001,102
Service charges on deposit accounts$195,0003,309
Trading account gains and fees$0153
Additional Noninterest Income$297,0003,620
Total noninterest expense$2,412,0004,208
Salaries and employee benefits$1,380,0004,105
Premises and equipment expense$363,0003,595
Additional noninterest expense$669,0004,528
Pre-tax net operating income$1,818,0002,735
Securities gains (losses)$405,000365
Applicable income taxes$100,0003,270
Income before extraordinary items$2,123,0002,169
Extraordinary gains, net$021
Net income$2,123,0002,170
Minority interest net income$078
Net income of bank and minority interests.$2,123,0002,170
Net charge-offs$-7,0005,060
Cash dividends$1,650,0001,134
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,734,2002,472
2015-06-30 (YTD Data)Rank
Total interest income$2,750,0003,687
Total interest expense$312,0003,381
Net interest income$2,438,0003,689
Provision for loan and lease losses$04,069
Total noninterest income$329,0003,772
Gross Fiduciary activities income$2,0001,087
Service charges on deposit accounts$124,0003,378
Trading account gains and fees$0157
Additional Noninterest Income$203,0003,614
Total noninterest expense$1,611,0004,240
Salaries and employee benefits$932,0004,107
Premises and equipment expense$246,0003,587
Additional noninterest expense$433,0004,612
Pre-tax net operating income$1,156,0002,814
Securities gains (losses)$365,000329
Applicable income taxes$68,0003,269
Income before extraordinary items$1,453,0002,101
Extraordinary gains, net$022
Net income$1,453,0002,103
Minority interest net income$075
Net income of bank and minority interests.$1,453,0002,103
Net charge-offs$-5,0005,028
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,102,6002,523
2015-03-31 (YTD Data)Rank
Total interest income$1,368,0003,709
Total interest expense$158,0003,370
Net interest income$1,210,0003,706
Provision for loan and lease losses$03,703
Total noninterest income$150,0003,909
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$57,0003,478
Trading account gains and fees$0152
Additional Noninterest Income$92,0003,718
Total noninterest expense$762,0004,396
Salaries and employee benefits$440,0004,252
Premises and equipment expense$117,0003,714
Additional noninterest expense$205,0004,764
Pre-tax net operating income$598,0002,694
Securities gains (losses)$02,027
Applicable income taxes$27,0003,393
Income before extraordinary items$571,0002,481
Extraordinary gains, net$013
Net income$571,0002,484
Minority interest net income$064
Net income of bank and minority interests.$571,0002,483
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$571,0002,412
2014-12-31 (YTD Data)Rank
Total interest income$5,681,0003,657
Total interest expense$771,0003,108
Net interest income$4,910,0003,696
Provision for loan and lease losses$10,0004,406
Total noninterest income$660,0003,821
Gross Fiduciary activities income$6,0001,107
Service charges on deposit accounts$299,0003,213
Trading account gains and fees$0180
Additional Noninterest Income$355,0003,786
Total noninterest expense$3,244,0004,301
Salaries and employee benefits$1,831,0004,179
Premises and equipment expense$522,0003,534
Additional noninterest expense$891,0004,701
Pre-tax net operating income$2,316,0002,731
Securities gains (losses)$55,0001,667
Applicable income taxes$107,0003,351
Income before extraordinary items$2,264,0002,470
Extraordinary gains, net$017
Net income$2,264,0002,470
Minority interest net income$084
Net income of bank and minority interests.$2,264,0002,470
Net charge-offs$7,0004,671
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,211,7502,475
2014-09-30 (YTD Data)Rank
Total interest income$4,265,0003,683
Total interest expense$588,0003,140
Net interest income$3,677,0003,724
Provision for loan and lease losses$04,401
Total noninterest income$487,0003,899
Gross Fiduciary activities income$1,0001,152
Service charges on deposit accounts$226,0003,228
Trading account gains and fees$0174
Additional Noninterest Income$260,0003,848
Total noninterest expense$2,411,0004,347
Salaries and employee benefits$1,348,0004,236
Premises and equipment expense$389,0003,592
Additional noninterest expense$674,0004,687
Pre-tax net operating income$1,753,0002,750
Securities gains (losses)$13,0002,225
Applicable income taxes$80,0003,406
Income before extraordinary items$1,686,0002,514
Extraordinary gains, net$015
Net income$1,686,0002,515
Minority interest net income$081
Net income of bank and minority interests.$1,686,0002,514
Net charge-offs$7,0004,273
Cash dividends$1,500,0001,145
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,673,6502,481
2014-06-30 (YTD Data)Rank
Total interest income$2,803,0003,716
Total interest expense$401,0003,122
Net interest income$2,402,0003,781
Provision for loan and lease losses$04,196
Total noninterest income$321,0003,907
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$149,0003,239
Trading account gains and fees$0172
Additional Noninterest Income$171,0003,870
Total noninterest expense$1,601,0004,386
Salaries and employee benefits$908,0004,249
Premises and equipment expense$254,0003,679
Additional noninterest expense$439,0004,764
Pre-tax net operating income$1,122,0002,763
Securities gains (losses)$12,0001,855
Applicable income taxes$51,0003,433
Income before extraordinary items$1,083,0002,495
Extraordinary gains, net$020
Net income$1,083,0002,498
Minority interest net income$080
Net income of bank and minority interests.$1,083,0002,499
Net charge-offs$7,0003,864
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,071,4802,479
2014-03-31 (YTD Data)Rank
Total interest income$1,408,0003,711
Total interest expense$205,0003,121
Net interest income$1,203,0003,786
Provision for loan and lease losses$03,817
Total noninterest income$153,0003,946
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$71,0003,306
Trading account gains and fees$0147
Additional Noninterest Income$81,0003,873
Total noninterest expense$758,0004,556
Salaries and employee benefits$426,0004,435
Premises and equipment expense$119,0003,847
Additional noninterest expense$213,0004,856
Pre-tax net operating income$598,0002,574
Securities gains (losses)$01,715
Applicable income taxes$27,0003,349
Income before extraordinary items$571,0002,349
Extraordinary gains, net$016
Net income$571,0002,350
Minority interest net income$066
Net income of bank and minority interests.$571,0002,351
Net charge-offs$2,0003,350
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$571,0002,312
2013-12-31 (YTD Data)Rank
Total interest income$6,184,0003,550
Total interest expense$915,0003,144
Net interest income$5,269,0003,580
Provision for loan and lease losses$30,0004,534
Total noninterest income$652,0003,998
Gross Fiduciary activities income$6,0001,153
Service charges on deposit accounts$346,0003,114
Trading account gains and fees$0184
Additional Noninterest Income$300,0004,092
Total noninterest expense$3,274,0004,416
Salaries and employee benefits$1,874,0004,221
Premises and equipment expense$520,0003,650
Additional noninterest expense$880,0004,861
Pre-tax net operating income$2,617,0002,390
Securities gains (losses)$10,0002,629
Applicable income taxes$131,0003,250
Income before extraordinary items$2,496,0002,195
Extraordinary gains, net$029
Net income$2,496,0002,200
Minority interest net income$090
Net income of bank and minority interests.$2,496,0002,199
Net charge-offs$30,0004,644
Cash dividends$2,200,0001,117
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,486,5002,151
2013-09-30 (YTD Data)Rank
Total interest income$4,653,0003,573
Total interest expense$699,0003,173
Net interest income$3,954,0003,597
Provision for loan and lease losses$04,941
Total noninterest income$482,0004,088
Gross Fiduciary activities income$1,0001,186
Service charges on deposit accounts$255,0003,163
Trading account gains and fees$0180
Additional Noninterest Income$226,0004,159
Total noninterest expense$2,452,0004,446
Salaries and employee benefits$1,394,0004,248
Premises and equipment expense$383,0003,721
Additional noninterest expense$675,0004,838
Pre-tax net operating income$1,984,0002,436
Securities gains (losses)$262,000703
Applicable income taxes$112,0003,234
Income before extraordinary items$2,134,0002,013
Extraordinary gains, net$025
Net income$2,134,0002,020
Minority interest net income$084
Net income of bank and minority interests.$2,134,0002,019
Net charge-offs$5,0004,904
Cash dividends$1,600,0001,044
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,885,1002,172
2013-06-30 (YTD Data)Rank
Total interest income$3,113,0003,569
Total interest expense$479,0003,171
Net interest income$2,634,0003,585
Provision for loan and lease losses$04,788
Total noninterest income$309,0004,164
Gross Fiduciary activities income$1,0001,167
Service charges on deposit accounts$166,0003,192
Trading account gains and fees$0157
Additional Noninterest Income$142,0004,285
Total noninterest expense$1,673,0004,406
Salaries and employee benefits$954,0004,221
Premises and equipment expense$259,0003,701
Additional noninterest expense$460,0004,794
Pre-tax net operating income$1,270,0002,495
Securities gains (losses)$262,000621
Applicable income taxes$77,0003,189
Income before extraordinary items$1,455,0001,966
Extraordinary gains, net$022
Net income$1,455,0001,972
Minority interest net income$082
Net income of bank and minority interests.$1,455,0001,972
Net charge-offs$04,909
Cash dividends$1,000,0001,071
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,206,1002,202
2013-03-31 (YTD Data)Rank
Total interest income$1,551,0003,613
Total interest expense$245,0003,214
Net interest income$1,306,0003,637
Provision for loan and lease losses$04,409
Total noninterest income$141,0004,295
Gross Fiduciary activities income$1,0001,109
Service charges on deposit accounts$77,0003,284
Trading account gains and fees$0148
Additional Noninterest Income$63,0004,419
Total noninterest expense$810,0004,506
Salaries and employee benefits$447,0004,422
Premises and equipment expense$127,0003,771
Additional noninterest expense$236,0004,782
Pre-tax net operating income$637,0002,442
Securities gains (losses)$01,966
Applicable income taxes$32,0003,314
Income before extraordinary items$605,0002,253
Extraordinary gains, net$010
Net income$605,0002,255
Minority interest net income$076
Net income of bank and minority interests.$605,0002,255
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$605,0002,168
2012-12-31 (YTD Data)Rank
Total interest income$6,347,0003,683
Total interest expense$1,144,0003,295
Net interest income$5,203,0003,718
Provision for loan and lease losses$115,0004,549
Total noninterest income$674,0003,963
Gross Fiduciary activities income$6,0001,174
Service charges on deposit accounts$347,0003,198
Trading account gains and fees$0166
Additional Noninterest Income$321,0003,955
Total noninterest expense$3,194,0004,588
Salaries and employee benefits$1,799,0004,405
Premises and equipment expense$498,0003,835
Additional noninterest expense$897,0005,029
Pre-tax net operating income$2,568,0002,362
Securities gains (losses)$188,0001,764
Applicable income taxes$138,0003,278
Income before extraordinary items$2,618,0002,086
Extraordinary gains, net$029
Net income$2,618,0002,085
Minority interest net income$093
Net income of bank and minority interests.$2,618,0002,087
Net charge-offs$127,0004,203
Cash dividends$2,560,000989
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,439,4002,092
2012-09-30 (YTD Data)Rank
Total interest income$4,783,0003,754
Total interest expense$878,0003,355
Net interest income$3,905,0003,770
Provision for loan and lease losses$90,0004,446
Total noninterest income$512,0003,955
Gross Fiduciary activities income$2,0001,201
Service charges on deposit accounts$260,0003,253
Trading account gains and fees$0157
Additional Noninterest Income$250,0003,943
Total noninterest expense$2,374,0004,639
Salaries and employee benefits$1,333,0004,447
Premises and equipment expense$375,0003,860
Additional noninterest expense$666,0005,101
Pre-tax net operating income$1,953,0002,404
Securities gains (losses)$131,0001,787
Applicable income taxes$104,0003,348
Income before extraordinary items$1,980,0002,130
Extraordinary gains, net$020
Net income$1,980,0002,131
Minority interest net income$086
Net income of bank and minority interests.$1,980,0002,132
Net charge-offs$119,0003,797
Cash dividends$1,710,000907
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,855,5502,129
2012-06-30 (YTD Data)Rank
Total interest income$3,170,0003,796
Total interest expense$603,0003,393
Net interest income$2,567,0003,822
Provision for loan and lease losses$60,0004,338
Total noninterest income$337,0003,973
Gross Fiduciary activities income$2,0001,169
Service charges on deposit accounts$169,0003,277
Trading account gains and fees$0153
Additional Noninterest Income$166,0003,919
Total noninterest expense$1,584,0004,666
Salaries and employee benefits$914,0004,400
Premises and equipment expense$233,0004,056
Additional noninterest expense$437,0005,169
Pre-tax net operating income$1,260,0002,424
Securities gains (losses)$03,178
Applicable income taxes$63,0003,390
Income before extraordinary items$1,197,0002,278
Extraordinary gains, net$019
Net income$1,197,0002,278
Minority interest net income$084
Net income of bank and minority interests.$1,197,0002,278
Net charge-offs$84,0003,585
Cash dividends$1,110,000887
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,197,0002,145
2012-03-31 (YTD Data)Rank
Total interest income$1,627,0003,773
Total interest expense$308,0003,457
Net interest income$1,319,0003,774
Provision for loan and lease losses$30,0004,088
Total noninterest income$166,0004,025
Gross Fiduciary activities income$1,0001,128
Service charges on deposit accounts$86,0003,236
Trading account gains and fees$0148
Additional Noninterest Income$79,0004,037
Total noninterest expense$757,0004,810
Salaries and employee benefits$440,0004,524
Premises and equipment expense$115,0004,086
Additional noninterest expense$202,0005,337
Pre-tax net operating income$698,0002,275
Securities gains (losses)$02,210
Applicable income taxes$35,0003,327
Income before extraordinary items$663,0002,094
Extraordinary gains, net$019
Net income$663,0002,094
Minority interest net income$078
Net income of bank and minority interests.$663,0002,096
Net charge-offs$1,0004,615
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$663,0001,991
2011-12-31 (YTD Data)Rank
Total interest income$6,589,0003,822
Total interest expense$1,320,0003,742
Net interest income$5,269,0003,778
Provision for loan and lease losses$60,0005,708
Total noninterest income$719,0003,729
Gross Fiduciary activities income$6,0001,141
Service charges on deposit accounts$382,0003,125
Trading account gains and fees$0146
Additional Noninterest Income$331,0003,718
Total noninterest expense$3,223,0004,676
Salaries and employee benefits$1,829,0004,400
Premises and equipment expense$495,0004,069
Additional noninterest expense$899,0005,163
Pre-tax net operating income$2,705,0002,010
Securities gains (losses)$-62,0007,046
Applicable income taxes$132,0003,197
Income before extraordinary items$2,511,0001,873
Extraordinary gains, net$029
Net income$2,511,0001,874
Minority interest net income$096
Net income of bank and minority interests.$2,511,0001,874
Net charge-offs$75,0005,207
Cash dividends$2,650,000736
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,569,9001,758
2011-09-30 (YTD Data)Rank
Total interest income$4,952,0003,855
Total interest expense$991,0003,855
Net interest income$3,961,0003,790
Provision for loan and lease losses$06,393
Total noninterest income$518,0003,824
Gross Fiduciary activities income$1,0001,199
Service charges on deposit accounts$285,0003,128
Trading account gains and fees$0145
Additional Noninterest Income$232,0003,863
Total noninterest expense$2,407,0004,701
Salaries and employee benefits$1,346,0004,453
Premises and equipment expense$365,0004,154
Additional noninterest expense$696,0005,112
Pre-tax net operating income$2,072,0002,026
Securities gains (losses)$-139,0007,258
Applicable income taxes$97,0003,227
Income before extraordinary items$1,836,0001,973
Extraordinary gains, net$021
Net income$1,836,0001,973
Minority interest net income$087
Net income of bank and minority interests.$1,836,0001,973
Net charge-offs$45,0005,043
Cash dividends$2,300,000566
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,968,0501,772
2011-06-30 (YTD Data)Rank
Total interest income$3,265,0003,925
Total interest expense$673,0003,911
Net interest income$2,592,0003,852
Provision for loan and lease losses$06,217
Total noninterest income$339,0003,877
Gross Fiduciary activities income$1,0001,171
Service charges on deposit accounts$186,0003,162
Trading account gains and fees$0153
Additional Noninterest Income$152,0003,929
Total noninterest expense$1,594,0004,778
Salaries and employee benefits$860,0004,621
Premises and equipment expense$258,0004,033
Additional noninterest expense$476,0005,119
Pre-tax net operating income$1,337,0002,052
Securities gains (losses)$-143,0007,352
Applicable income taxes$60,0003,238
Income before extraordinary items$1,134,0002,044
Extraordinary gains, net$015
Net income$1,134,0002,044
Minority interest net income$089
Net income of bank and minority interests.$1,134,0002,044
Net charge-offs$47,0004,499
Cash dividends$1,950,000443
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,269,8501,793
2011-03-31 (YTD Data)Rank
Total interest income$1,695,0003,861
Total interest expense$338,0004,005
Net interest income$1,357,0003,735
Provision for loan and lease losses$05,840
Total noninterest income$156,0004,087
Gross Fiduciary activities income$1,0001,126
Service charges on deposit accounts$85,0003,313
Trading account gains and fees$0158
Additional Noninterest Income$70,0004,124
Total noninterest expense$797,0004,794
Salaries and employee benefits$432,0004,637
Premises and equipment expense$125,0004,165
Additional noninterest expense$240,0005,103
Pre-tax net operating income$716,0001,941
Securities gains (losses)$-143,0007,431
Applicable income taxes$29,0003,217
Income before extraordinary items$544,0002,097
Extraordinary gains, net$09
Net income$544,0002,096
Minority interest net income$086
Net income of bank and minority interests.$544,0002,097
Net charge-offs$45,0003,441
Cash dividends$1,000,000383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$679,8501,671
2010-12-31 (YTD Data)Rank
Total interest income$7,268,0003,820
Total interest expense$1,520,0004,234
Net interest income$5,748,0003,584
Provision for loan and lease losses$285,0004,926
Total noninterest income$690,0003,967
Gross Fiduciary activities income$26,0001,036
Service charges on deposit accounts$402,0003,068
Trading account gains and fees$0175
Additional Noninterest Income$262,0004,173
Total noninterest expense$3,299,0004,745
Salaries and employee benefits$1,808,0004,514
Premises and equipment expense$546,0003,970
Additional noninterest expense$945,0005,236
Pre-tax net operating income$2,854,0001,689
Securities gains (losses)$578,000786
Applicable income taxes$148,0002,944
Income before extraordinary items$3,284,0001,294
Extraordinary gains, net$029
Net income$3,284,0001,295
Minority interest net income$0111
Net income of bank and minority interests.$3,284,0001,296
Net charge-offs$277,0004,403
Cash dividends$2,100,000776
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,729,1201,471
2010-09-30 (YTD Data)Rank
Total interest income$5,415,0003,907
Total interest expense$1,161,0004,330
Net interest income$4,254,0003,670
Provision for loan and lease losses$260,0004,530
Total noninterest income$513,0004,017
Gross Fiduciary activities income$21,0001,015
Service charges on deposit accounts$303,0003,143
Trading account gains and fees$0165
Additional Noninterest Income$189,0004,261
Total noninterest expense$2,459,0004,789
Salaries and employee benefits$1,324,0004,625
Premises and equipment expense$420,0003,968
Additional noninterest expense$715,0005,211
Pre-tax net operating income$2,048,0001,855
Securities gains (losses)$244,0001,221
Applicable income taxes$98,0003,140
Income before extraordinary items$2,194,0001,520
Extraordinary gains, net$023
Net income$2,194,0001,523
Minority interest net income$0110
Net income of bank and minority interests.$2,194,0001,523
Net charge-offs$273,0003,851
Cash dividends$1,750,000615
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,959,7601,600
2010-06-30 (YTD Data)Rank
Total interest income$3,546,0003,985
Total interest expense$790,0004,383
Net interest income$2,756,0003,752
Provision for loan and lease losses$210,0004,142
Total noninterest income$324,0004,100
Gross Fiduciary activities income$20,000986
Service charges on deposit accounts$189,0003,253
Trading account gains and fees$0152
Additional Noninterest Income$115,0004,402
Total noninterest expense$1,620,0004,828
Salaries and employee benefits$848,0004,767
Premises and equipment expense$293,0003,865
Additional noninterest expense$479,0005,200
Pre-tax net operating income$1,250,0001,996
Securities gains (losses)$242,000818
Applicable income taxes$64,0003,127
Income before extraordinary items$1,428,0001,537
Extraordinary gains, net$019
Net income$1,428,0001,538
Minority interest net income$0105
Net income of bank and minority interests.$1,428,0001,538
Net charge-offs$261,0003,217
Cash dividends$1,400,000493
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,195,6801,735
2010-03-31 (YTD Data)Rank
Total interest income$1,748,0004,077
Total interest expense$403,0004,460
Net interest income$1,345,0003,835
Provision for loan and lease losses$210,0002,919
Total noninterest income$151,0004,270
Gross Fiduciary activities income$1,0001,185
Service charges on deposit accounts$89,0003,372
Trading account gains and fees$0175
Additional Noninterest Income$61,0004,353
Total noninterest expense$778,0005,006
Salaries and employee benefits$422,0004,840
Premises and equipment expense$138,0004,104
Additional noninterest expense$218,0005,484
Pre-tax net operating income$508,0002,383
Securities gains (losses)$67,000996
Applicable income taxes$25,0003,295
Income before extraordinary items$550,0001,971
Extraordinary gains, net$016
Net income$550,0001,969
Minority interest net income$091
Net income of bank and minority interests.$550,0001,971
Net charge-offs$259,0002,188
Cash dividends$1,000,000322
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$485,6802,107
2009-12-31 (YTD Data)Rank
Total interest income$7,544,0003,984
Total interest expense$2,060,0004,358
Net interest income$5,484,0003,706
Provision for loan and lease losses$670,0004,103
Total noninterest income$641,0004,241
Gross Fiduciary activities income$15,0001,124
Service charges on deposit accounts$390,0003,379
Trading account gains and fees$0211
Additional Noninterest Income$236,0004,370
Total noninterest expense$3,260,0004,936
Salaries and employee benefits$1,767,0004,711
Premises and equipment expense$556,0004,104
Additional noninterest expense$937,0005,416
Pre-tax net operating income$2,195,0001,768
Securities gains (losses)$199,0001,555
Applicable income taxes$120,0002,755
Income before extraordinary items$2,274,0001,466
Extraordinary gains, net$034
Net income$2,274,0001,464
Minority interest net income$0115
Net income of bank and minority interests.$2,274,0001,465
Net charge-offs$663,0003,422
Cash dividends$2,600,000681
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,084,9501,548
2009-09-30 (YTD Data)Rank
Total interest income$5,692,0004,024
Total interest expense$1,597,0004,406
Net interest income$4,095,0003,734
Provision for loan and lease losses$670,0003,355
Total noninterest income$468,0004,358
Gross Fiduciary activities income$10,0001,116
Service charges on deposit accounts$289,0003,407
Trading account gains and fees$0212
Additional Noninterest Income$169,0004,580
Total noninterest expense$2,446,0004,943
Salaries and employee benefits$1,316,0004,770
Premises and equipment expense$417,0004,134
Additional noninterest expense$713,0005,359
Pre-tax net operating income$1,447,0002,108
Securities gains (losses)$199,0001,285
Applicable income taxes$82,0003,019
Income before extraordinary items$1,564,0001,710
Extraordinary gains, net$027
Net income$1,564,0001,710
Minority interest net income$0118
Net income of bank and minority interests.$1,564,0001,710
Net charge-offs$663,0002,691
Cash dividends$2,300,000550
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,374,9501,888
2009-06-30 (YTD Data)Rank
Total interest income$3,849,0004,013
Total interest expense$1,101,0004,454
Net interest income$2,748,0003,701
Provision for loan and lease losses$670,0002,545
Total noninterest income$305,0004,390
Gross Fiduciary activities income$10,0001,074
Service charges on deposit accounts$185,0003,461
Trading account gains and fees$0193
Additional Noninterest Income$110,0004,632
Total noninterest expense$1,598,0005,055
Salaries and employee benefits$861,0004,884
Premises and equipment expense$284,0004,090
Additional noninterest expense$453,0005,516
Pre-tax net operating income$785,0002,541
Securities gains (losses)$186,0001,057
Applicable income taxes$49,0003,169
Income before extraordinary items$922,0001,980
Extraordinary gains, net$021
Net income$922,0001,978
Minority interest net income$0112
Net income of bank and minority interests.$922,0001,979
Net charge-offs$644,0002,066
Cash dividends$2,000,000443
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$745,3002,295
2009-03-31 (YTD Data)Rank
Total interest income$2,013,0003,922
Total interest expense$565,0004,500
Net interest income$1,448,0003,555
Provision for loan and lease losses$06,744
Total noninterest income$146,0004,448
Gross Fiduciary activities income$5,0001,069
Service charges on deposit accounts$87,0003,531
Trading account gains and fees$0171
Additional Noninterest Income$54,0004,691
Total noninterest expense$798,0004,959
Salaries and employee benefits$461,0004,722
Premises and equipment expense$134,0004,307
Additional noninterest expense$203,0005,566
Pre-tax net operating income$796,0001,611
Securities gains (losses)$141,000829
Applicable income taxes$47,0002,939
Income before extraordinary items$890,0001,228
Extraordinary gains, net$015
Net income$890,0001,230
Minority interest net income$0102
Net income of bank and minority interests.$890,0001,230
Net charge-offs$-1,0007,151
Cash dividends$1,600,000270
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$756,0501,363
2008-12-31 (YTD Data)Rank
Total interest income$8,325,0004,031
Total interest expense$2,675,0004,564
Net interest income$5,650,0003,630
Provision for loan and lease losses$07,334
Total noninterest income$620,0004,394
Gross Fiduciary activities income$14,0001,164
Service charges on deposit accounts$407,0003,426
Trading account gains and fees$0154
Additional Noninterest Income$199,0004,847
Total noninterest expense$3,183,0004,925
Salaries and employee benefits$1,781,0004,827
Premises and equipment expense$625,0003,804
Additional noninterest expense$777,0005,551
Pre-tax net operating income$3,087,0001,749
Securities gains (losses)$-19,0007,075
Applicable income taxes$153,0003,044
Income before extraordinary items$2,915,0001,404
Extraordinary gains, net$039
Net income$2,915,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,922
Cash dividends$2,250,0001,206
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,933,0501,494
2008-09-30 (YTD Data)Rank
Total interest income$6,231,0004,096
Total interest expense$2,090,0004,572
Net interest income$4,141,0003,718
Provision for loan and lease losses$06,991
Total noninterest income$472,0004,459
Gross Fiduciary activities income$12,0001,122
Service charges on deposit accounts$306,0003,452
Trading account gains and fees$0148
Additional Noninterest Income$154,0004,897
Total noninterest expense$2,398,0004,894
Salaries and employee benefits$1,353,0004,794
Premises and equipment expense$456,0003,910
Additional noninterest expense$589,0005,468
Pre-tax net operating income$2,215,0002,130
Securities gains (losses)$-3,0007,226
Applicable income taxes$111,0003,503
Income before extraordinary items$2,101,0001,695
Extraordinary gains, net$031
Net income$2,101,0001,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,934
Cash dividends$1,950,0001,061
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,103,8501,797
2008-06-30 (YTD Data)Rank
Total interest income$4,130,0004,158
Total interest expense$1,470,0004,560
Net interest income$2,660,0003,806
Provision for loan and lease losses$06,671
Total noninterest income$308,0004,567
Gross Fiduciary activities income$11,0001,103
Service charges on deposit accounts$201,0003,470
Trading account gains and fees$0149
Additional Noninterest Income$96,0005,129
Total noninterest expense$1,567,0004,990
Salaries and employee benefits$880,0004,904
Premises and equipment expense$321,0003,757
Additional noninterest expense$366,0005,665
Pre-tax net operating income$1,401,0002,328
Securities gains (losses)$03,233
Applicable income taxes$70,0003,792
Income before extraordinary items$1,331,0001,995
Extraordinary gains, net$021
Net income$1,331,0001,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,987
Cash dividends$1,550,000968
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,331,0001,952
2008-03-31 (YTD Data)Rank
Total interest income$2,050,0004,250
Total interest expense$788,0004,552
Net interest income$1,262,0003,951
Provision for loan and lease losses$06,080
Total noninterest income$149,0004,635
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$98,0003,504
Trading account gains and fees$0158
Additional Noninterest Income$49,0005,091
Total noninterest expense$813,0004,883
Salaries and employee benefits$471,0004,757
Premises and equipment expense$155,0003,877
Additional noninterest expense$187,0005,554
Pre-tax net operating income$598,0002,710
Securities gains (losses)$02,688
Applicable income taxes$30,0004,050
Income before extraordinary items$568,0002,425
Extraordinary gains, net$015
Net income$568,0002,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$568,0002,343
2007-12-31 (YTD Data)Rank
Total interest income$8,380,0004,232
Total interest expense$3,570,0004,285
Net interest income$4,810,0004,109
Provision for loan and lease losses$25,0006,187
Total noninterest income$685,0004,352
Gross Fiduciary activities income$19,0001,156
Service charges on deposit accounts$437,0003,358
Trading account gains and fees$0178
Additional Noninterest Income$229,0004,786
Total noninterest expense$3,154,0004,852
Salaries and employee benefits$1,728,0004,884
Premises and equipment expense$600,0003,838
Additional noninterest expense$826,0005,243
Pre-tax net operating income$2,316,0002,996
Securities gains (losses)$-113,0008,175
Applicable income taxes$110,0004,410
Income before extraordinary items$2,093,0002,721
Extraordinary gains, net$039
Net income$2,093,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,008
Cash dividends$2,055,0001,565
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,200,3502,627
2007-09-30 (YTD Data)Rank
Total interest income$6,253,0004,264
Total interest expense$2,692,0004,286
Net interest income$3,561,0004,171
Provision for loan and lease losses$06,528
Total noninterest income$503,0004,407
Gross Fiduciary activities income$4,0001,292
Service charges on deposit accounts$329,0003,337
Trading account gains and fees$0184
Additional Noninterest Income$170,0004,816
Total noninterest expense$2,350,0004,847
Salaries and employee benefits$1,324,0004,782
Premises and equipment expense$420,0004,019
Additional noninterest expense$606,0005,262
Pre-tax net operating income$1,714,0003,190
Securities gains (losses)$-113,0008,309
Applicable income taxes$80,0004,619
Income before extraordinary items$1,521,0002,940
Extraordinary gains, net$033
Net income$1,521,0002,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,610
Cash dividends$1,805,0001,317
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,628,3502,788
2007-06-30 (YTD Data)Rank
Total interest income$4,118,0004,322
Total interest expense$1,784,0004,309
Net interest income$2,334,0004,248
Provision for loan and lease losses$06,209
Total noninterest income$343,0004,367
Gross Fiduciary activities income$3,0001,282
Service charges on deposit accounts$225,0003,253
Trading account gains and fees$0168
Additional Noninterest Income$115,0004,841
Total noninterest expense$1,544,0004,926
Salaries and employee benefits$864,0004,883
Premises and equipment expense$272,0004,133
Additional noninterest expense$408,0005,235
Pre-tax net operating income$1,133,0003,237
Securities gains (losses)$-27,0008,189
Applicable income taxes$56,0004,670
Income before extraordinary items$1,050,0002,927
Extraordinary gains, net$029
Net income$1,050,0002,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,902
Cash dividends$1,615,0001,048
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,075,6502,856
2007-03-31 (YTD Data)Rank
Total interest income$2,014,0004,382
Total interest expense$871,0004,359
Net interest income$1,143,0004,303
Provision for loan and lease losses$05,779
Total noninterest income$154,0004,584
Gross Fiduciary activities income$2,0001,213
Service charges on deposit accounts$109,0003,272
Trading account gains and fees$0195
Additional Noninterest Income$43,0005,388
Total noninterest expense$791,0004,830
Salaries and employee benefits$457,0004,736
Premises and equipment expense$130,0004,270
Additional noninterest expense$204,0005,201
Pre-tax net operating income$506,0003,503
Securities gains (losses)$01,187
Applicable income taxes$25,0004,759
Income before extraordinary items$481,0003,117
Extraordinary gains, net$022
Net income$481,0003,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$1,150,000721
Sale, conversion, retirement of capital stock, net$0885
Net operating income$481,0003,096
2006-12-31 (YTD Data)Rank
Total interest income$7,418,0004,403
Total interest expense$2,928,0004,375
Net interest income$4,490,0004,342
Provision for loan and lease losses$06,850
Total noninterest income$668,0004,474
Gross Fiduciary activities income$14,0001,231
Service charges on deposit accounts$517,0002,986
Trading account gains and fees$0130
Additional Noninterest Income$137,0005,790
Total noninterest expense$3,021,0004,859
Salaries and employee benefits$1,623,0004,939
Premises and equipment expense$478,0004,393
Additional noninterest expense$920,0004,787
Pre-tax net operating income$2,137,0003,507
Securities gains (losses)$-12,0007,357
Applicable income taxes$106,0004,923
Income before extraordinary items$2,019,0003,082
Extraordinary gains, net$051
Net income$2,019,0003,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,935
Cash dividends$1,890,0001,627
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,030,4003,057
2006-09-30 (YTD Data)Rank
Total interest income$5,428,0004,454
Total interest expense$2,088,0004,425
Net interest income$3,340,0004,403
Provision for loan and lease losses$20,0005,975
Total noninterest income$535,0004,326
Gross Fiduciary activities income$5,0001,291
Service charges on deposit accounts$396,0002,969
Trading account gains and fees$0126
Additional Noninterest Income$134,0005,331
Total noninterest expense$2,243,0004,875
Salaries and employee benefits$1,217,0004,922
Premises and equipment expense$322,0004,711
Additional noninterest expense$704,0004,682
Pre-tax net operating income$1,612,0003,619
Securities gains (losses)$-12,0007,658
Applicable income taxes$80,0005,122
Income before extraordinary items$1,520,0003,180
Extraordinary gains, net$045
Net income$1,520,0003,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,511
Cash dividends$1,710,0001,303
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,531,4003,148
2006-06-30 (YTD Data)Rank
Total interest income$3,555,0004,468
Total interest expense$1,317,0004,449
Net interest income$2,238,0004,390
Provision for loan and lease losses$20,0005,511
Total noninterest income$356,0004,306
Gross Fiduciary activities income$4,0001,273
Service charges on deposit accounts$264,0002,945
Trading account gains and fees$0126
Additional Noninterest Income$88,0005,398
Total noninterest expense$1,434,0005,045
Salaries and employee benefits$773,0005,101
Premises and equipment expense$209,0004,797
Additional noninterest expense$452,0004,809
Pre-tax net operating income$1,140,0003,478
Securities gains (losses)$01,185
Applicable income taxes$57,0005,132
Income before extraordinary items$1,083,0003,021
Extraordinary gains, net$039
Net income$1,083,0003,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,236
Cash dividends$1,460,0001,067
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,083,0003,014
2006-03-31 (YTD Data)Rank
Total interest income$1,742,0004,472
Total interest expense$615,0004,515
Net interest income$1,127,0004,350
Provision for loan and lease losses$15,0004,758
Total noninterest income$162,0004,468
Gross Fiduciary activities income$1,0001,305
Service charges on deposit accounts$120,0003,078
Trading account gains and fees$0115
Additional Noninterest Income$41,0005,486
Total noninterest expense$719,0005,046
Salaries and employee benefits$410,0004,928
Premises and equipment expense$99,0004,994
Additional noninterest expense$210,0005,028
Pre-tax net operating income$555,0003,513
Securities gains (losses)$0955
Applicable income taxes$28,0005,092
Income before extraordinary items$527,0003,041
Extraordinary gains, net$021
Net income$527,0003,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$527,0003,018
2005-12-31 (YTD Data)Rank
Total interest income$6,541,0004,353
Total interest expense$2,038,0004,374
Net interest income$4,503,0004,254
Provision for loan and lease losses$20,0006,489
Total noninterest income$632,0004,658
Gross Fiduciary activities income$17,0001,214
Service charges on deposit accounts$486,0003,109
Trading account gains and fees$0138
Additional Noninterest Income$129,0005,992
Total noninterest expense$2,846,0004,956
Salaries and employee benefits$1,651,0004,756
Premises and equipment expense$393,0004,908
Additional noninterest expense$802,0005,161
Pre-tax net operating income$2,269,0003,388
Securities gains (losses)$25,0001,178
Applicable income taxes$115,0005,256
Income before extraordinary items$2,179,0002,874
Extraordinary gains, net$046
Net income$2,179,0002,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,078
Cash dividends$1,970,0001,500
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,155,2502,872
2005-09-30 (YTD Data)Rank
Total interest income$4,859,0004,339
Total interest expense$1,488,0004,319
Net interest income$3,371,0004,270
Provision for loan and lease losses$06,899
Total noninterest income$460,0004,762
Gross Fiduciary activities income$5,0001,304
Service charges on deposit accounts$368,0003,088
Trading account gains and fees$0126
Additional Noninterest Income$87,0006,169
Total noninterest expense$2,132,0004,923
Salaries and employee benefits$1,249,0004,694
Premises and equipment expense$290,0004,949
Additional noninterest expense$593,0005,159
Pre-tax net operating income$1,699,0003,457
Securities gains (losses)$29,0001,083
Applicable income taxes$86,0005,378
Income before extraordinary items$1,642,0002,917
Extraordinary gains, net$035
Net income$1,642,0002,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$1,745,0001,195
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,614,4502,909
2005-06-30 (YTD Data)Rank
Total interest income$3,326,0004,181
Total interest expense$946,0004,298
Net interest income$2,380,0004,082
Provision for loan and lease losses$06,626
Total noninterest income$285,0004,924
Gross Fiduciary activities income$4,0001,282
Service charges on deposit accounts$237,0003,131
Trading account gains and fees$0116
Additional Noninterest Income$44,0006,606
Total noninterest expense$1,417,0004,928
Salaries and employee benefits$836,0004,669
Premises and equipment expense$200,0004,823
Additional noninterest expense$381,0005,255
Pre-tax net operating income$1,248,0003,151
Securities gains (losses)$18,0001,140
Applicable income taxes$63,0005,307
Income before extraordinary items$1,203,0002,647
Extraordinary gains, net$030
Net income$1,203,0002,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$1,545,000909
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,185,9002,636
2005-03-31 (YTD Data)Rank
Total interest income$1,660,0004,164
Total interest expense$459,0004,276
Net interest income$1,201,0004,062
Provision for loan and lease losses$06,226
Total noninterest income$116,0005,357
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$110,0003,235
Trading account gains and fees$0115
Additional Noninterest Income$5,0008,232
Total noninterest expense$671,0005,147
Salaries and employee benefits$393,0004,903
Premises and equipment expense$100,0004,863
Additional noninterest expense$178,0005,446
Pre-tax net operating income$646,0003,056
Securities gains (losses)$01,685
Applicable income taxes$33,0005,220
Income before extraordinary items$613,0002,562
Extraordinary gains, net$024
Net income$613,0002,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,779
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$613,0002,525
2004-12-31 (YTD Data)Rank
Total interest income$6,712,0003,936
Total interest expense$1,723,0004,096
Net interest income$4,989,0003,808
Provision for loan and lease losses$5,0007,179
Total noninterest income$629,0004,699
Gross Fiduciary activities income$19,0001,204
Service charges on deposit accounts$468,0003,291
Trading account gains and fees$0138
Additional Noninterest Income$142,0005,787
Total noninterest expense$2,842,0004,853
Salaries and employee benefits$1,628,0004,679
Premises and equipment expense$424,0004,580
Additional noninterest expense$790,0005,134
Pre-tax net operating income$2,771,0002,751
Securities gains (losses)$6,0003,079
Applicable income taxes$139,0005,192
Income before extraordinary items$2,638,0002,312
Extraordinary gains, net$034
Net income$2,638,0002,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,745
Cash dividends$2,205,0001,241
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,632,3002,267
2004-09-30 (YTD Data)Rank
Total interest income$5,055,0003,905
Total interest expense$1,284,0004,077
Net interest income$3,771,0003,775
Provision for loan and lease losses$5,0006,935
Total noninterest income$467,0004,722
Gross Fiduciary activities income$10,0001,242
Service charges on deposit accounts$349,0003,315
Trading account gains and fees$0134
Additional Noninterest Income$108,0005,779
Total noninterest expense$2,093,0004,864
Salaries and employee benefits$1,199,0004,687
Premises and equipment expense$320,0004,560
Additional noninterest expense$574,0005,188
Pre-tax net operating income$2,140,0002,719
Securities gains (losses)$6,0002,970
Applicable income taxes$107,0005,267
Income before extraordinary items$2,039,0002,281
Extraordinary gains, net$026
Net income$2,039,0002,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,697
Cash dividends$1,905,0001,037
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,033,3002,228
2004-06-30 (YTD Data)Rank
Total interest income$3,377,0003,882
Total interest expense$858,0004,063
Net interest income$2,519,0003,756
Provision for loan and lease losses$5,0006,663
Total noninterest income$316,0004,693
Gross Fiduciary activities income$3,0001,346
Service charges on deposit accounts$224,0003,386
Trading account gains and fees$0130
Additional Noninterest Income$89,0005,394
Total noninterest expense$1,420,0004,824
Salaries and employee benefits$816,0004,650
Premises and equipment expense$331,0003,278
Additional noninterest expense$273,0006,271
Pre-tax net operating income$1,410,0002,712
Securities gains (losses)$5,0002,738
Applicable income taxes$71,0005,263
Income before extraordinary items$1,344,0002,282
Extraordinary gains, net$021
Net income$1,344,0002,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,788
Cash dividends$1,605,000841
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,339,2502,228
2004-03-31 (YTD Data)Rank
Total interest income$1,692,0003,886
Total interest expense$432,0004,092
Net interest income$1,260,0003,740
Provision for loan and lease losses$5,0006,071
Total noninterest income$148,0004,809
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$106,0003,438
Trading account gains and fees$0121
Additional Noninterest Income$41,0005,508
Total noninterest expense$699,0004,929
Salaries and employee benefits$388,0004,848
Premises and equipment expense$169,0003,259
Additional noninterest expense$142,0006,174
Pre-tax net operating income$704,0002,695
Securities gains (losses)$02,934
Applicable income taxes$34,0005,263
Income before extraordinary items$670,0002,261
Extraordinary gains, net$016
Net income$670,0002,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$1,000,000662
Sale, conversion, retirement of capital stock, net$0464
Net operating income$670,0002,179
2003-12-31 (YTD Data)Rank
Total interest income$6,880,0003,877
Total interest expense$1,928,0004,135
Net interest income$4,952,0003,706
Provision for loan and lease losses$75,0005,722
Total noninterest income$647,0004,765
Gross Fiduciary activities income$30,0001,177
Service charges on deposit accounts$483,0003,177
Trading account gains and fees$0160
Additional Noninterest Income$134,0006,024
Total noninterest expense$2,846,0004,775
Salaries and employee benefits$1,624,0004,593
Premises and equipment expense$675,0003,183
Additional noninterest expense$547,0006,267
Pre-tax net operating income$2,678,0002,743
Securities gains (losses)$-13,0008,809
Applicable income taxes$133,0005,419
Income before extraordinary items$2,532,0002,351
Extraordinary gains, net$054
Net income$2,532,0002,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,922
Cash dividends$2,210,0001,275
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,544,3502,229
2003-09-30 (YTD Data)Rank
Total interest income$5,109,0003,962
Total interest expense$1,485,0004,178
Net interest income$3,624,0003,801
Provision for loan and lease losses$75,0005,202
Total noninterest income$470,0004,908
Gross Fiduciary activities income$13,0001,248
Service charges on deposit accounts$366,0003,163
Trading account gains and fees$0153
Additional Noninterest Income$91,0006,249
Total noninterest expense$2,113,0004,801
Salaries and employee benefits$1,207,0004,598
Premises and equipment expense$493,0003,256
Additional noninterest expense$413,0006,246
Pre-tax net operating income$1,906,0002,944
Securities gains (losses)$-13,0008,969
Applicable income taxes$95,0005,622
Income before extraordinary items$1,798,0002,570
Extraordinary gains, net$040
Net income$1,798,0002,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,905
Cash dividends$1,890,0001,058
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,810,3502,424
2003-06-30 (YTD Data)Rank
Total interest income$3,453,0003,949
Total interest expense$1,041,0004,113
Net interest income$2,412,0003,806
Provision for loan and lease losses$75,0004,385
Total noninterest income$320,0004,819
Gross Fiduciary activities income$8,0001,256
Service charges on deposit accounts$246,0003,103
Trading account gains and fees$0150
Additional Noninterest Income$66,0006,086
Total noninterest expense$1,405,0004,797
Salaries and employee benefits$825,0004,517
Premises and equipment expense$334,0003,202
Additional noninterest expense$246,0006,577
Pre-tax net operating income$1,252,0002,978
Securities gains (losses)$1,0003,586
Applicable income taxes$63,0005,666
Income before extraordinary items$1,190,0002,599
Extraordinary gains, net$030
Net income$1,190,0002,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,862
Cash dividends$1,560,000913
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,189,0502,451
2003-03-31 (YTD Data)Rank
Total interest income$1,757,0003,907
Total interest expense$549,0004,049
Net interest income$1,208,0003,798
Provision for loan and lease losses$45,0003,818
Total noninterest income$152,0004,860
Gross Fiduciary activities income$2,0001,343
Service charges on deposit accounts$119,0003,102
Trading account gains and fees$0134
Additional Noninterest Income$31,0006,166
Total noninterest expense$676,0004,916
Salaries and employee benefits$387,0004,725
Premises and equipment expense$164,0003,248
Additional noninterest expense$125,0006,520
Pre-tax net operating income$639,0002,939
Securities gains (losses)$2,0002,590
Applicable income taxes$32,0005,652
Income before extraordinary items$609,0002,513
Extraordinary gains, net$021
Net income$609,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,123
Cash dividends$1,000,000674
Sale, conversion, retirement of capital stock, net$0419
Net operating income$607,1002,381
2002-12-31 (YTD Data)Rank
Total interest income$7,972,0003,656
Total interest expense$2,821,0003,717
Net interest income$5,151,0003,577
Provision for loan and lease losses$230,0004,063
Total noninterest income$673,0004,431
Gross Fiduciary activities income$21,0001,274
Service charges on deposit accounts$511,0002,923
Trading account gains and fees$0153
Additional Noninterest Income$141,0005,735
Total noninterest expense$2,905,0004,564
Salaries and employee benefits$1,584,0004,484
Premises and equipment expense$749,0002,827
Additional noninterest expense$572,0006,096
Pre-tax net operating income$2,689,0002,734
Securities gains (losses)$11,0003,555
Applicable income taxes$139,0005,615
Income before extraordinary items$2,561,0002,306
Extraordinary gains, net$070
Net income$2,561,0002,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0003,242
Cash dividends$2,195,0001,223
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,550,5502,239
2001-12-31 (YTD Data)Rank
Total interest income$8,517,0003,806
Total interest expense$3,900,0003,883
Net interest income$4,617,0003,666
Provision for loan and lease losses$50,0006,655
Total noninterest income$629,0004,479
Gross Fiduciary activities income$30,0001,235
Service charges on deposit accounts$449,0003,106
Trading account gains and fees$0177
Additional Noninterest Income$150,0005,549
Total noninterest expense$2,743,0004,642
Salaries and employee benefits$1,635,0004,238
Premises and equipment expense$553,0003,592
Additional noninterest expense$555,0006,134
Pre-tax net operating income$2,453,0002,706
Securities gains (losses)$2,0004,242
Applicable income taxes$111,0005,875
Income before extraordinary items$2,344,0002,210
Extraordinary gains, net$0105
Net income$2,344,0002,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0009,280
Cash dividends$2,044,0001,299
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,342,1002,141
2000-12-31 (YTD Data)Rank
Total interest income$8,657,0003,869
Total interest expense$3,996,0003,987
Net interest income$4,661,0003,686
Provision for loan and lease losses$275,0003,040
Total noninterest income$675,0004,099
Gross Fiduciary activities income$34,0001,095
Service charges on deposit accounts$438,0003,014
Trading account gains and fees$0180
Additional Noninterest Income$203,0004,761
Total noninterest expense$2,687,0004,611
Salaries and employee benefits$1,623,0004,105
Premises and equipment expense$454,0004,105
Additional noninterest expense$610,0005,722
Pre-tax net operating income$2,374,0002,890
Securities gains (losses)$-13,0008,489
Applicable income taxes$110,0006,390
Income before extraordinary items$2,251,0002,289
Extraordinary gains, net$038
Net income$2,251,0002,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,940
Cash dividends$2,054,0001,323
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,263,3502,287
1999-12-31 (YTD Data)Rank
Total interest income$8,014,0003,893
Total interest expense$3,582,0003,957
Net interest income$4,432,0003,839
Provision for loan and lease losses$140,0004,418
Total noninterest income$761,0003,750
Gross Fiduciary activities income$75,0001,037
Service charges on deposit accounts$446,0002,921
Trading account gains and fees$0173
Additional Noninterest Income$240,0004,531
Total noninterest expense$2,763,0004,515
Salaries and employee benefits$1,641,0004,035
Premises and equipment expense$533,0003,574
Additional noninterest expense$589,0005,900
Pre-tax net operating income$2,290,0002,992
Securities gains (losses)$-7,0009,189
Applicable income taxes$132,0006,486
Income before extraordinary items$2,151,0002,423
Extraordinary gains, net$035
Net income$2,151,0002,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,121
Cash dividends$1,566,0001,634
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,157,5802,384
1998-12-31 (YTD Data)Rank
Total interest income$8,127,0003,877
Total interest expense$3,837,0003,817
Net interest income$4,290,0003,892
Provision for loan and lease losses$90,0005,311
Total noninterest income$667,0004,113
Gross Fiduciary activities income$59,0001,088
Service charges on deposit accounts$421,0002,993
Trading account gains and fees$0224
Additional Noninterest Income$187,0005,137
Total noninterest expense$2,752,0004,437
Salaries and employee benefits$1,560,0004,120
Premises and equipment expense$523,0003,561
Additional noninterest expense$669,0005,343
Pre-tax net operating income$2,115,0003,193
Securities gains (losses)$14,0002,712
Applicable income taxes$341,0004,833
Income before extraordinary items$1,788,0002,800
Extraordinary gains, net$032
Net income$1,788,0002,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,498
Cash dividends$1,746,0001,486
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,776,2402,744
1997-12-31 (YTD Data)Rank
Total interest income$7,845,0004,043
Total interest expense$3,750,0003,916
Net interest income$4,095,0004,159
Provision for loan and lease losses$90,0005,371
Total noninterest income$559,0004,643
Gross Fiduciary activities income$54,0001,162
Service charges on deposit accounts$386,0003,322
Trading account gains and fees$0239
Additional Noninterest Income$119,0006,301
Total noninterest expense$2,478,0004,811
Salaries and employee benefits$1,435,0004,413
Premises and equipment expense$511,0003,635
Additional noninterest expense$532,0006,261
Pre-tax net operating income$2,086,0003,396
Securities gains (losses)$28,0001,673
Applicable income taxes$679,0003,315
Income before extraordinary items$1,435,0003,485
Extraordinary gains, net$044
Net income$1,435,0003,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,133
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,415,9603,457
1996-12-31 (YTD Data)Rank
Total interest income$7,192,0004,459
Total interest expense$3,452,0004,242
Net interest income$3,740,0004,564
Provision for loan and lease losses$45,0006,812
Total noninterest income$585,0004,648
Gross Fiduciary activities income$46,0001,252
Service charges on deposit accounts$401,0003,332
Trading account gains and fees$0262
Additional Noninterest Income$138,0006,206
Total noninterest expense$2,511,0004,989
Salaries and employee benefits$1,400,0004,587
Premises and equipment expense$468,0003,984
Additional noninterest expense$643,0006,077
Pre-tax net operating income$1,769,0003,791
Securities gains (losses)$-2,0009,485
Applicable income taxes$456,0004,455
Income before extraordinary items$1,311,0003,611
Extraordinary gains, net$053
Net income$1,311,0003,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,197
Cash dividends$1,000,0002,117
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,312,4803,552
1995-12-31 (YTD Data)Rank
Total interest income$6,953,0004,583
Total interest expense$3,249,0004,427
Net interest income$3,704,0004,631
Provision for loan and lease losses$70,0005,409
Total noninterest income$610,0004,509
Gross Fiduciary activities income$80,0001,208
Service charges on deposit accounts$391,0003,433
Trading account gains and fees$0522
Additional Noninterest Income$139,0006,201
Total noninterest expense$2,395,0005,181
Salaries and employee benefits$1,393,0004,579
Premises and equipment expense$373,0004,807
Additional noninterest expense$629,0006,338
Pre-tax net operating income$1,849,0003,738
Securities gains (losses)$-22,00010,616
Applicable income taxes$502,0004,182
Income before extraordinary items$1,325,0003,613
Extraordinary gains, net$065
Net income$1,325,0003,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$1,000,0002,009
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,341,0603,553
1994-12-31 (YTD Data)Rank
Total interest income$6,626,0004,442
Total interest expense$2,798,0004,206
Net interest income$3,828,0004,554
Provision for loan and lease losses$145,0003,683
Total noninterest income$523,0005,133
Gross Fiduciary activities income$73,0001,241
Service charges on deposit accounts$368,0003,668
Trading account gains and fees$0475
Additional Noninterest Income$82,0008,157
Total noninterest expense$2,433,0005,280
Salaries and employee benefits$1,379,0004,633
Premises and equipment expense$329,0005,325
Additional noninterest expense$725,0006,158
Pre-tax net operating income$1,773,0003,801
Securities gains (losses)$-14,00010,078
Applicable income taxes$457,0004,336
Income before extraordinary items$1,302,0003,586
Extraordinary gains, net$0249
Net income$1,302,0003,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,999
Cash dividends$1,000,0001,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,312,3603,602
1993-12-31 (YTD Data)Rank
Total interest income$6,771,0004,450
Total interest expense$2,896,0004,249
Net interest income$3,875,0004,533
Provision for loan and lease losses$90,0006,008
Total noninterest income$590,0005,014
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$389,0003,534
Trading account gains and feesNANA
Additional Noninterest Income$201,0005,660
Total noninterest expense$2,316,0005,630
Salaries and employee benefits$1,360,0004,691
Premises and equipment expense$291,0006,002
Additional noninterest expense$665,0006,824
Pre-tax net operating income$2,059,0003,224
Securities gains (losses)$23,0004,484
Applicable income taxes$627,0003,460
Income before extraordinary items$1,455,0003,331
Extraordinary gains, net$03,149
Net income$1,455,0003,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0005,247
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,438,9003,192
1992-12-31 (YTD Data)Rank
Total interest income$7,585,0004,496
Total interest expense$3,690,0004,371
Net interest income$3,895,0004,555
Provision for loan and lease losses$105,0007,133
Total noninterest income$542,0005,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$399,0003,496
Trading account gains and feesNANA
Additional Noninterest Income$143,0006,812
Total noninterest expense$2,194,0005,934
Salaries and employee benefits$1,299,0004,826
Premises and equipment expense$261,0006,590
Additional noninterest expense$634,0007,224
Pre-tax net operating income$2,138,0002,916
Securities gains (losses)$2,0007,695
Applicable income taxes$625,0003,315
Income before extraordinary items$1,515,0003,053
Extraordinary gains, net$01,422
Net income$1,515,0003,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0006,088
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,513,5802,822

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.