Home > Iowa State Savings Bank > Income and Expense
Iowa State Savings Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 4,115 |
| Total interest expense | $458,000 | 4,000 |
| Net interest income | $2,535,000 | 4,078 |
| Provision for loan and lease losses | $85,000 | 2,784 |
| Total noninterest income | $516,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $226,000 | 2,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 3,335 |
| Total noninterest expense | $1,741,000 | 4,286 |
| Salaries and employee benefits | $856,000 | 4,402 |
| Premises and equipment expense | $178,000 | 4,245 |
| Additional noninterest expense | $707,000 | 3,908 |
| Pre-tax net operating income | $1,225,000 | 3,358 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $61,000 | 3,171 |
| Income before extraordinary items | $1,164,000 | 3,285 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,164,000 | 3,284 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,164,000 | 3,285 |
| Net charge-offs | $49,000 | 2,229 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,164,000 | 3,263 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 4,668 |
| Total interest expense | $207,000 | 4,373 |
| Net interest income | $1,035,000 | 4,675 |
| Provision for loan and lease losses | $35,000 | 2,987 |
| Total noninterest income | $225,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $102,000 | 3,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,798 |
| Total noninterest expense | $673,000 | 4,865 |
| Salaries and employee benefits | $361,000 | 4,867 |
| Premises and equipment expense | $69,000 | 4,757 |
| Additional noninterest expense | $243,000 | 4,748 |
| Pre-tax net operating income | $552,000 | 3,861 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $29,000 | 3,321 |
| Income before extraordinary items | $523,000 | 3,811 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $523,000 | 3,810 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $523,000 | 3,810 |
| Net charge-offs | $26,000 | 2,236 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $523,000 | 3,788 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 3,268 |
| Total interest expense | $267,000 | 3,210 |
| Net interest income | $1,470,000 | 3,215 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $379,000 | 2,230 |
| Gross Fiduciary activities income | $2,000 | 906 |
| Service charges on deposit accounts | $140,000 | 1,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 2,206 |
| Total noninterest expense | $1,236,000 | 3,097 |
| Salaries and employee benefits | $782,000 | 2,900 |
| Premises and equipment expense | $124,000 | 3,187 |
| Additional noninterest expense | $330,000 | 3,382 |
| Pre-tax net operating income | $613,000 | 2,783 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $59,000 | 2,528 |
| Income before extraordinary items | $554,000 | 2,744 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $554,000 | 2,743 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $554,000 | 2,743 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $403,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $554,000 | 2,732 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,737,000 | 3,239 |
| Total interest expense | $876,000 | 3,123 |
| Net interest income | $5,861,000 | 3,209 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $1,498,000 | 2,339 |
| Gross Fiduciary activities income | $5,000 | 991 |
| Service charges on deposit accounts | $677,000 | 1,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $816,000 | 2,476 |
| Total noninterest expense | $4,582,000 | 3,230 |
| Salaries and employee benefits | $2,644,000 | 3,181 |
| Premises and equipment expense | $566,000 | 2,943 |
| Additional noninterest expense | $1,372,000 | 3,346 |
| Pre-tax net operating income | $2,657,000 | 2,693 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $151,000 | 2,850 |
| Income before extraordinary items | $2,506,000 | 2,590 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,506,000 | 2,589 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,506,000 | 2,589 |
| Net charge-offs | $76,000 | 2,344 |
| Cash dividends | $845,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,506,000 | 2,581 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 3,300 |
| Total interest expense | $632,000 | 3,125 |
| Net interest income | $4,298,000 | 3,271 |
| Provision for loan and lease losses | $110,000 | 2,522 |
| Total noninterest income | $1,116,000 | 2,358 |
| Gross Fiduciary activities income | $5,000 | 955 |
| Service charges on deposit accounts | $501,000 | 1,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 2,499 |
| Total noninterest expense | $3,333,000 | 3,292 |
| Salaries and employee benefits | $1,987,000 | 3,179 |
| Premises and equipment expense | $403,000 | 3,061 |
| Additional noninterest expense | $943,000 | 3,514 |
| Pre-tax net operating income | $1,971,000 | 2,758 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $100,000 | 3,006 |
| Income before extraordinary items | $1,871,000 | 2,630 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,871,000 | 2,629 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,871,000 | 2,629 |
| Net charge-offs | $48,000 | 2,233 |
| Cash dividends | $548,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,871,000 | 2,619 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 3,327 |
| Total interest expense | $399,000 | 3,123 |
| Net interest income | $2,800,000 | 3,311 |
| Provision for loan and lease losses | $90,000 | 2,265 |
| Total noninterest income | $737,000 | 2,377 |
| Gross Fiduciary activities income | $5,000 | 939 |
| Service charges on deposit accounts | $328,000 | 1,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 2,508 |
| Total noninterest expense | $2,208,000 | 3,325 |
| Salaries and employee benefits | $1,320,000 | 3,211 |
| Premises and equipment expense | $246,000 | 3,243 |
| Additional noninterest expense | $642,000 | 3,489 |
| Pre-tax net operating income | $1,239,000 | 2,822 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $62,000 | 3,019 |
| Income before extraordinary items | $1,177,000 | 2,691 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,177,000 | 2,690 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,177,000 | 2,690 |
| Net charge-offs | $25,000 | 2,124 |
| Cash dividends | $365,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,177,000 | 2,685 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 3,385 |
| Total interest expense | $197,000 | 3,098 |
| Net interest income | $1,345,000 | 3,388 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $366,000 | 2,370 |
| Gross Fiduciary activities income | $5,000 | 887 |
| Service charges on deposit accounts | $163,000 | 1,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 2,500 |
| Total noninterest expense | $1,101,000 | 3,356 |
| Salaries and employee benefits | $675,000 | 3,185 |
| Premises and equipment expense | $115,000 | 3,407 |
| Additional noninterest expense | $311,000 | 3,579 |
| Pre-tax net operating income | $565,000 | 2,924 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $27,000 | 3,088 |
| Income before extraordinary items | $538,000 | 2,779 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $538,000 | 2,779 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $538,000 | 2,779 |
| Net charge-offs | $22,000 | 1,609 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $538,000 | 2,768 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,911,000 | 3,450 |
| Total interest expense | $590,000 | 3,412 |
| Net interest income | $5,321,000 | 3,409 |
| Provision for loan and lease losses | $206,000 | 2,332 |
| Total noninterest income | $1,674,000 | 2,260 |
| Gross Fiduciary activities income | $5,000 | 1,029 |
| Service charges on deposit accounts | $795,000 | 1,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $874,000 | 2,456 |
| Total noninterest expense | $4,386,000 | 3,369 |
| Salaries and employee benefits | $2,547,000 | 3,300 |
| Premises and equipment expense | $492,000 | 3,296 |
| Additional noninterest expense | $1,347,000 | 3,438 |
| Pre-tax net operating income | $2,403,000 | 2,816 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $118,000 | 3,215 |
| Income before extraordinary items | $2,287,000 | 2,468 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,287,000 | 2,468 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,287,000 | 2,468 |
| Net charge-offs | $147,000 | 2,099 |
| Cash dividends | $590,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,285,100 | 2,449 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 3,515 |
| Total interest expense | $414,000 | 3,536 |
| Net interest income | $3,920,000 | 3,477 |
| Provision for loan and lease losses | $140,000 | 2,367 |
| Total noninterest income | $1,277,000 | 2,261 |
| Gross Fiduciary activities income | $5,000 | 987 |
| Service charges on deposit accounts | $605,000 | 1,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $667,000 | 2,453 |
| Total noninterest expense | $3,264,000 | 3,397 |
| Salaries and employee benefits | $1,941,000 | 3,280 |
| Premises and equipment expense | $372,000 | 3,325 |
| Additional noninterest expense | $951,000 | 3,570 |
| Pre-tax net operating income | $1,793,000 | 2,877 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $92,000 | 3,190 |
| Income before extraordinary items | $1,703,000 | 2,659 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,703,000 | 2,659 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,703,000 | 2,659 |
| Net charge-offs | $57,000 | 2,367 |
| Cash dividends | $397,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,701,100 | 2,642 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 3,553 |
| Total interest expense | $254,000 | 3,638 |
| Net interest income | $2,578,000 | 3,506 |
| Provision for loan and lease losses | $95,000 | 2,288 |
| Total noninterest income | $891,000 | 2,204 |
| Gross Fiduciary activities income | $5,000 | 966 |
| Service charges on deposit accounts | $417,000 | 1,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 2,403 |
| Total noninterest expense | $2,161,000 | 3,430 |
| Salaries and employee benefits | $1,311,000 | 3,275 |
| Premises and equipment expense | $220,000 | 3,542 |
| Additional noninterest expense | $630,000 | 3,599 |
| Pre-tax net operating income | $1,213,000 | 2,824 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $62,000 | 3,204 |
| Income before extraordinary items | $1,153,000 | 2,595 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,153,000 | 2,594 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,153,000 | 2,595 |
| Net charge-offs | $24,000 | 2,491 |
| Cash dividends | $234,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,151,100 | 2,576 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 3,614 |
| Total interest expense | $120,000 | 3,718 |
| Net interest income | $1,259,000 | 3,564 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $424,000 | 2,256 |
| Gross Fiduciary activities income | $2,000 | 961 |
| Service charges on deposit accounts | $222,000 | 1,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 2,576 |
| Total noninterest expense | $1,074,000 | 3,463 |
| Salaries and employee benefits | $656,000 | 3,306 |
| Premises and equipment expense | $104,000 | 3,671 |
| Additional noninterest expense | $314,000 | 3,613 |
| Pre-tax net operating income | $564,000 | 2,894 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $28,000 | 3,203 |
| Income before extraordinary items | $536,000 | 2,642 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $536,000 | 2,642 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $536,000 | 2,642 |
| Net charge-offs | $12,000 | 2,133 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $536,000 | 2,627 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 3,757 |
| Total interest expense | $439,000 | 3,868 |
| Net interest income | $4,713,000 | 3,695 |
| Provision for loan and lease losses | $221,000 | 2,329 |
| Total noninterest income | $1,719,000 | 2,310 |
| Gross Fiduciary activities income | $5,000 | 1,059 |
| Service charges on deposit accounts | $962,000 | 1,248 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $752,000 | 2,733 |
| Total noninterest expense | $4,289,000 | 3,506 |
| Salaries and employee benefits | $2,438,000 | 3,450 |
| Premises and equipment expense | $572,000 | 3,115 |
| Additional noninterest expense | $1,279,000 | 3,668 |
| Pre-tax net operating income | $1,922,000 | 3,130 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $98,000 | 3,320 |
| Income before extraordinary items | $1,824,000 | 2,944 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,824,000 | 2,943 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,824,000 | 2,943 |
| Net charge-offs | $131,000 | 2,349 |
| Cash dividends | $842,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,824,000 | 2,896 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 3,803 |
| Total interest expense | $327,000 | 3,898 |
| Net interest income | $3,483,000 | 3,742 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $1,287,000 | 2,315 |
| Gross Fiduciary activities income | $5,000 | 1,019 |
| Service charges on deposit accounts | $703,000 | 1,276 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $579,000 | 2,691 |
| Total noninterest expense | $3,194,000 | 3,526 |
| Salaries and employee benefits | $1,824,000 | 3,454 |
| Premises and equipment expense | $413,000 | 3,210 |
| Additional noninterest expense | $957,000 | 3,699 |
| Pre-tax net operating income | $1,426,000 | 3,182 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $73,000 | 3,398 |
| Income before extraordinary items | $1,353,000 | 2,979 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,353,000 | 2,979 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,353,000 | 2,979 |
| Net charge-offs | $71,000 | 2,340 |
| Cash dividends | $501,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,353,000 | 2,934 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 3,858 |
| Total interest expense | $215,000 | 3,937 |
| Net interest income | $2,275,000 | 3,799 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $834,000 | 2,334 |
| Gross Fiduciary activities income | $5,000 | 1,003 |
| Service charges on deposit accounts | $440,000 | 1,331 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $389,000 | 2,693 |
| Total noninterest expense | $2,116,000 | 3,564 |
| Salaries and employee benefits | $1,218,000 | 3,474 |
| Premises and equipment expense | $281,000 | 3,175 |
| Additional noninterest expense | $617,000 | 3,804 |
| Pre-tax net operating income | $893,000 | 3,277 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $47,000 | 3,429 |
| Income before extraordinary items | $846,000 | 3,080 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $846,000 | 3,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $846,000 | 3,079 |
| Net charge-offs | $52,000 | 2,116 |
| Cash dividends | $351,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $846,000 | 3,017 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 3,878 |
| Total interest expense | $106,000 | 3,985 |
| Net interest income | $1,131,000 | 3,826 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $379,000 | 2,425 |
| Gross Fiduciary activities income | $2,000 | 992 |
| Service charges on deposit accounts | $206,000 | 1,399 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $171,000 | 2,826 |
| Total noninterest expense | $1,059,000 | 3,584 |
| Salaries and employee benefits | $613,000 | 3,481 |
| Premises and equipment expense | $136,000 | 3,268 |
| Additional noninterest expense | $310,000 | 3,804 |
| Pre-tax net operating income | $401,000 | 3,402 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $20,000 | 3,484 |
| Income before extraordinary items | $381,000 | 3,216 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $381,000 | 3,214 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $381,000 | 3,215 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $381,000 | 3,153 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,714,000 | 3,977 |
| Total interest expense | $393,000 | 4,182 |
| Net interest income | $4,321,000 | 3,908 |
| Provision for loan and lease losses | $312,000 | 1,860 |
| Total noninterest income | $1,660,000 | 2,358 |
| Gross Fiduciary activities income | $5,000 | 1,091 |
| Service charges on deposit accounts | $846,000 | 1,411 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $809,000 | 2,640 |
| Total noninterest expense | $4,234,000 | 3,590 |
| Salaries and employee benefits | $2,306,000 | 3,604 |
| Premises and equipment expense | $641,000 | 2,972 |
| Additional noninterest expense | $1,287,000 | 3,763 |
| Pre-tax net operating income | $1,435,000 | 3,561 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $72,000 | 3,486 |
| Income before extraordinary items | $1,363,000 | 3,403 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,363,000 | 3,401 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,363,000 | 3,403 |
| Net charge-offs | $232,000 | 1,848 |
| Cash dividends | $523,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,363,000 | 3,356 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 4,054 |
| Total interest expense | $294,000 | 4,236 |
| Net interest income | $3,185,000 | 3,983 |
| Provision for loan and lease losses | $210,000 | 1,913 |
| Total noninterest income | $1,250,000 | 2,369 |
| Gross Fiduciary activities income | $5,000 | 1,047 |
| Service charges on deposit accounts | $630,000 | 1,430 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $615,000 | 2,641 |
| Total noninterest expense | $3,121,000 | 3,653 |
| Salaries and employee benefits | $1,743,000 | 3,593 |
| Premises and equipment expense | $434,000 | 3,228 |
| Additional noninterest expense | $944,000 | 3,829 |
| Pre-tax net operating income | $1,104,000 | 3,588 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $55,000 | 3,590 |
| Income before extraordinary items | $1,049,000 | 3,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,049,000 | 3,417 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,049,000 | 3,418 |
| Net charge-offs | $184,000 | 1,631 |
| Cash dividends | $395,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,049,000 | 3,364 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 4,129 |
| Total interest expense | $194,000 | 4,300 |
| Net interest income | $2,073,000 | 4,055 |
| Provision for loan and lease losses | $130,000 | 1,940 |
| Total noninterest income | $808,000 | 2,409 |
| Gross Fiduciary activities income | $5,000 | 1,028 |
| Service charges on deposit accounts | $392,000 | 1,496 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $411,000 | 2,644 |
| Total noninterest expense | $2,050,000 | 3,714 |
| Salaries and employee benefits | $1,206,000 | 3,527 |
| Premises and equipment expense | $247,000 | 3,576 |
| Additional noninterest expense | $597,000 | 3,967 |
| Pre-tax net operating income | $701,000 | 3,654 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $36,000 | 3,619 |
| Income before extraordinary items | $665,000 | 3,498 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $665,000 | 3,498 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $665,000 | 3,499 |
| Net charge-offs | $166,000 | 1,314 |
| Cash dividends | $267,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $665,000 | 3,436 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 4,125 |
| Total interest expense | $96,000 | 4,372 |
| Net interest income | $1,044,000 | 4,060 |
| Provision for loan and lease losses | $65,000 | 1,847 |
| Total noninterest income | $366,000 | 2,520 |
| Gross Fiduciary activities income | $2,000 | 1,036 |
| Service charges on deposit accounts | $173,000 | 1,642 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $191,000 | 2,692 |
| Total noninterest expense | $994,000 | 3,807 |
| Salaries and employee benefits | $625,000 | 3,479 |
| Premises and equipment expense | $95,000 | 4,127 |
| Additional noninterest expense | $274,000 | 4,159 |
| Pre-tax net operating income | $351,000 | 3,631 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $17,000 | 3,603 |
| Income before extraordinary items | $334,000 | 3,451 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $334,000 | 3,454 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $334,000 | 3,454 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $140,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $334,000 | 3,368 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 4,140 |
| Total interest expense | $401,000 | 4,442 |
| Net interest income | $4,225,000 | 4,061 |
| Provision for loan and lease losses | $286,000 | 2,059 |
| Total noninterest income | $1,459,000 | 2,557 |
| Gross Fiduciary activities income | $5,000 | 1,119 |
| Service charges on deposit accounts | $782,000 | 1,609 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $672,000 | 2,884 |
| Total noninterest expense | $4,029,000 | 3,820 |
| Salaries and employee benefits | $2,272,000 | 3,717 |
| Premises and equipment expense | $406,000 | 4,062 |
| Additional noninterest expense | $1,351,000 | 3,785 |
| Pre-tax net operating income | $1,369,000 | 3,632 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $71,000 | 3,572 |
| Income before extraordinary items | $1,298,000 | 3,486 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,298,000 | 3,488 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,298,000 | 3,488 |
| Net charge-offs | $547,000 | 1,384 |
| Cash dividends | $509,000 | 2,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,298,000 | 3,434 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 4,185 |
| Total interest expense | $303,000 | 4,499 |
| Net interest income | $3,153,000 | 4,108 |
| Provision for loan and lease losses | $190,000 | 2,137 |
| Total noninterest income | $1,085,000 | 2,587 |
| Gross Fiduciary activities income | $5,000 | 1,081 |
| Service charges on deposit accounts | $576,000 | 1,643 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $504,000 | 2,901 |
| Total noninterest expense | $3,015,000 | 3,845 |
| Salaries and employee benefits | $1,721,000 | 3,708 |
| Premises and equipment expense | $323,000 | 3,986 |
| Additional noninterest expense | $971,000 | 3,907 |
| Pre-tax net operating income | $1,033,000 | 3,700 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $56,000 | 3,610 |
| Income before extraordinary items | $977,000 | 3,541 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $977,000 | 3,542 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $977,000 | 3,543 |
| Net charge-offs | $468,000 | 1,208 |
| Cash dividends | $440,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $977,000 | 3,492 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 4,230 |
| Total interest expense | $205,000 | 4,508 |
| Net interest income | $2,071,000 | 4,148 |
| Provision for loan and lease losses | $95,000 | 2,419 |
| Total noninterest income | $685,000 | 2,640 |
| Gross Fiduciary activities income | $5,000 | 1,057 |
| Service charges on deposit accounts | $340,000 | 1,782 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $340,000 | 2,865 |
| Total noninterest expense | $2,005,000 | 3,871 |
| Salaries and employee benefits | $1,147,000 | 3,725 |
| Premises and equipment expense | $209,000 | 4,084 |
| Additional noninterest expense | $649,000 | 3,918 |
| Pre-tax net operating income | $656,000 | 3,703 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $38,000 | 3,583 |
| Income before extraordinary items | $618,000 | 3,581 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $618,000 | 3,586 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $618,000 | 3,587 |
| Net charge-offs | $156,000 | 1,803 |
| Cash dividends | $306,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $618,000 | 3,518 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 4,318 |
| Total interest expense | $102,000 | 4,593 |
| Net interest income | $1,004,000 | 4,234 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $308,000 | 2,762 |
| Gross Fiduciary activities income | $5,000 | 1,003 |
| Service charges on deposit accounts | $143,000 | 2,023 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $160,000 | 2,877 |
| Total noninterest expense | $988,000 | 3,933 |
| Salaries and employee benefits | $590,000 | 3,680 |
| Premises and equipment expense | $100,000 | 4,218 |
| Additional noninterest expense | $298,000 | 4,117 |
| Pre-tax net operating income | $279,000 | 3,934 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $15,000 | 3,648 |
| Income before extraordinary items | $264,000 | 3,764 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $264,000 | 3,767 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $264,000 | 3,767 |
| Net charge-offs | $149,000 | 1,124 |
| Cash dividends | $172,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $264,000 | 3,715 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 4,146 |
| Total interest expense | $489,000 | 4,507 |
| Net interest income | $4,381,000 | 4,047 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $1,368,000 | 2,736 |
| Gross Fiduciary activities income | $5,000 | 1,167 |
| Service charges on deposit accounts | $676,000 | 1,882 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $687,000 | 2,894 |
| Total noninterest expense | $4,140,000 | 3,835 |
| Salaries and employee benefits | $2,351,000 | 3,689 |
| Premises and equipment expense | $467,000 | 3,877 |
| Additional noninterest expense | $1,322,000 | 3,961 |
| Pre-tax net operating income | $1,409,000 | 3,518 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $73,000 | 3,586 |
| Income before extraordinary items | $1,336,000 | 3,369 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,336,000 | 3,371 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,336,000 | 3,372 |
| Net charge-offs | $400,000 | 2,257 |
| Cash dividends | $620,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,336,000 | 3,317 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 4,140 |
| Total interest expense | $371,000 | 4,582 |
| Net interest income | $3,331,000 | 4,037 |
| Provision for loan and lease losses | $155,000 | 2,893 |
| Total noninterest income | $1,031,000 | 2,778 |
| Gross Fiduciary activities income | $5,000 | 1,112 |
| Service charges on deposit accounts | $505,000 | 1,896 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $521,000 | 2,951 |
| Total noninterest expense | $3,104,000 | 3,862 |
| Salaries and employee benefits | $1,829,000 | 3,629 |
| Premises and equipment expense | $358,000 | 3,874 |
| Additional noninterest expense | $917,000 | 4,155 |
| Pre-tax net operating income | $1,103,000 | 3,509 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $57,000 | 3,652 |
| Income before extraordinary items | $1,046,000 | 3,343 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,046,000 | 3,346 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,046,000 | 3,347 |
| Net charge-offs | $242,000 | 2,351 |
| Cash dividends | $489,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,046,000 | 3,260 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 4,151 |
| Total interest expense | $255,000 | 4,574 |
| Net interest income | $2,214,000 | 4,032 |
| Provision for loan and lease losses | $95,000 | 2,998 |
| Total noninterest income | $685,000 | 2,804 |
| Gross Fiduciary activities income | $5,000 | 1,085 |
| Service charges on deposit accounts | $329,000 | 1,898 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $351,000 | 2,980 |
| Total noninterest expense | $2,086,000 | 3,863 |
| Salaries and employee benefits | $1,244,000 | 3,588 |
| Premises and equipment expense | $231,000 | 3,962 |
| Additional noninterest expense | $611,000 | 4,147 |
| Pre-tax net operating income | $718,000 | 3,537 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $38,000 | 3,645 |
| Income before extraordinary items | $680,000 | 3,372 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $680,000 | 3,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $680,000 | 3,375 |
| Net charge-offs | $212,000 | 2,040 |
| Cash dividends | $358,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $680,000 | 3,277 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 4,173 |
| Total interest expense | $133,000 | 4,575 |
| Net interest income | $1,103,000 | 4,047 |
| Provision for loan and lease losses | $35,000 | 3,111 |
| Total noninterest income | $353,000 | 2,751 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $165,000 | 1,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $186,000 | 2,881 |
| Total noninterest expense | $1,055,000 | 3,868 |
| Salaries and employee benefits | $646,000 | 3,528 |
| Premises and equipment expense | $105,000 | 4,201 |
| Additional noninterest expense | $304,000 | 4,180 |
| Pre-tax net operating income | $366,000 | 3,442 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $20,000 | 3,600 |
| Income before extraordinary items | $346,000 | 3,297 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $346,000 | 3,297 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $346,000 | 3,299 |
| Net charge-offs | $175,000 | 1,469 |
| Cash dividends | $228,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $346,000 | 3,199 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 4,193 |
| Total interest expense | $631,000 | 4,633 |
| Net interest income | $4,610,000 | 4,024 |
| Provision for loan and lease losses | $625,000 | 2,402 |
| Total noninterest income | $2,043,000 | 2,149 |
| Gross Fiduciary activities income | $5,000 | 1,186 |
| Service charges on deposit accounts | $669,000 | 1,974 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,369,000 | 1,960 |
| Total noninterest expense | $4,189,000 | 3,906 |
| Salaries and employee benefits | $2,386,000 | 3,686 |
| Premises and equipment expense | $452,000 | 4,054 |
| Additional noninterest expense | $1,351,000 | 4,041 |
| Pre-tax net operating income | $1,839,000 | 2,976 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $54,000 | 3,868 |
| Income before extraordinary items | $1,785,000 | 2,804 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,785,000 | 2,807 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,785,000 | 2,806 |
| Net charge-offs | $275,000 | 3,413 |
| Cash dividends | $680,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,785,000 | 2,684 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 4,263 |
| Total interest expense | $485,000 | 4,716 |
| Net interest income | $3,449,000 | 4,087 |
| Provision for loan and lease losses | $578,000 | 2,094 |
| Total noninterest income | $1,790,000 | 1,930 |
| Gross Fiduciary activities income | $5,000 | 1,144 |
| Service charges on deposit accounts | $494,000 | 2,022 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,291,000 | 1,695 |
| Total noninterest expense | $3,078,000 | 3,986 |
| Salaries and employee benefits | $1,812,000 | 3,677 |
| Premises and equipment expense | $292,000 | 4,415 |
| Additional noninterest expense | $974,000 | 4,166 |
| Pre-tax net operating income | $1,583,000 | 2,785 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $41,000 | 3,878 |
| Income before extraordinary items | $1,542,000 | 2,591 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,542,000 | 2,591 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,542,000 | 2,592 |
| Net charge-offs | $214,000 | 3,223 |
| Cash dividends | $257,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,542,000 | 2,459 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 4,300 |
| Total interest expense | $333,000 | 4,757 |
| Net interest income | $2,286,000 | 4,125 |
| Provision for loan and lease losses | $248,000 | 2,703 |
| Total noninterest income | $708,000 | 2,671 |
| Gross Fiduciary activities income | $5,000 | 1,115 |
| Service charges on deposit accounts | $309,000 | 2,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $394,000 | 2,669 |
| Total noninterest expense | $2,058,000 | 4,003 |
| Salaries and employee benefits | $1,223,000 | 3,656 |
| Premises and equipment expense | $190,000 | 4,491 |
| Additional noninterest expense | $645,000 | 4,217 |
| Pre-tax net operating income | $688,000 | 3,564 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $34,000 | 3,757 |
| Income before extraordinary items | $654,000 | 3,470 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $654,000 | 3,471 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $654,000 | 3,471 |
| Net charge-offs | $196,000 | 2,778 |
| Cash dividends | $171,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $654,000 | 3,279 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 4,351 |
| Total interest expense | $168,000 | 4,852 |
| Net interest income | $1,132,000 | 4,177 |
| Provision for loan and lease losses | $110,000 | 2,755 |
| Total noninterest income | $264,000 | 3,154 |
| Gross Fiduciary activities income | $2,000 | 1,093 |
| Service charges on deposit accounts | $142,000 | 2,239 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $120,000 | 3,420 |
| Total noninterest expense | $1,031,000 | 4,017 |
| Salaries and employee benefits | $642,000 | 3,564 |
| Premises and equipment expense | $86,000 | 4,752 |
| Additional noninterest expense | $303,000 | 4,364 |
| Pre-tax net operating income | $255,000 | 4,137 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $12,000 | 3,924 |
| Income before extraordinary items | $243,000 | 4,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $243,000 | 4,040 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $243,000 | 4,040 |
| Net charge-offs | $126,000 | 2,258 |
| Cash dividends | $86,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $243,000 | 3,879 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,171,000 | 4,485 |
| Total interest expense | $731,000 | 5,111 |
| Net interest income | $4,440,000 | 4,247 |
| Provision for loan and lease losses | $505,000 | 3,444 |
| Total noninterest income | $640,000 | 3,938 |
| Gross Fiduciary activities income | $5,000 | 1,160 |
| Service charges on deposit accounts | $711,000 | 1,957 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-76,000 | 6,864 |
| Total noninterest expense | $4,145,000 | 4,021 |
| Salaries and employee benefits | $2,418,000 | 3,654 |
| Premises and equipment expense | $361,000 | 4,795 |
| Additional noninterest expense | $1,366,000 | 4,105 |
| Pre-tax net operating income | $430,000 | 4,895 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $22,000 | 4,085 |
| Income before extraordinary items | $408,000 | 4,915 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $408,000 | 4,917 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $408,000 | 4,916 |
| Net charge-offs | $563,000 | 3,039 |
| Cash dividends | $830,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $408,000 | 4,787 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 4,557 |
| Total interest expense | $556,000 | 5,197 |
| Net interest income | $3,290,000 | 4,307 |
| Provision for loan and lease losses | $426,000 | 3,126 |
| Total noninterest income | $372,000 | 4,461 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $536,000 | 1,959 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-166,000 | 7,107 |
| Total noninterest expense | $3,130,000 | 4,005 |
| Salaries and employee benefits | $1,787,000 | 3,695 |
| Premises and equipment expense | $291,000 | 4,689 |
| Additional noninterest expense | $1,052,000 | 4,036 |
| Pre-tax net operating income | $106,000 | 5,785 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $6,000 | 4,372 |
| Income before extraordinary items | $100,000 | 5,891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 5,892 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $100,000 | 5,892 |
| Net charge-offs | $507,000 | 2,646 |
| Cash dividends | $587,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $100,000 | 5,773 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 4,619 |
| Total interest expense | $374,000 | 5,283 |
| Net interest income | $2,165,000 | 4,342 |
| Provision for loan and lease losses | $268,000 | 3,160 |
| Total noninterest income | $606,000 | 2,790 |
| Gross Fiduciary activities income | $2,000 | 1,136 |
| Service charges on deposit accounts | $343,000 | 2,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $261,000 | 3,100 |
| Total noninterest expense | $2,233,000 | 3,879 |
| Salaries and employee benefits | $1,202,000 | 3,703 |
| Premises and equipment expense | $196,000 | 4,700 |
| Additional noninterest expense | $835,000 | 3,627 |
| Pre-tax net operating income | $270,000 | 4,747 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $13,000 | 4,008 |
| Income before extraordinary items | $257,000 | 4,673 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $257,000 | 4,671 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $257,000 | 4,673 |
| Net charge-offs | $368,000 | 2,455 |
| Cash dividends | $502,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $257,000 | 4,585 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 4,586 |
| Total interest expense | $189,000 | 5,372 |
| Net interest income | $1,103,000 | 4,297 |
| Provision for loan and lease losses | $110,000 | 3,236 |
| Total noninterest income | $285,000 | 2,914 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $156,000 | 2,143 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $127,000 | 3,175 |
| Total noninterest expense | $1,002,000 | 4,177 |
| Salaries and employee benefits | $613,000 | 3,660 |
| Premises and equipment expense | $100,000 | 4,697 |
| Additional noninterest expense | $289,000 | 4,629 |
| Pre-tax net operating income | $276,000 | 3,666 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $13,000 | 3,664 |
| Income before extraordinary items | $263,000 | 3,484 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $263,000 | 3,480 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $263,000 | 3,482 |
| Net charge-offs | $160,000 | 2,303 |
| Cash dividends | $319,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $263,000 | 3,422 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 4,572 |
| Total interest expense | $810,000 | 5,683 |
| Net interest income | $4,648,000 | 4,155 |
| Provision for loan and lease losses | $539,000 | 4,018 |
| Total noninterest income | $1,273,000 | 2,807 |
| Gross Fiduciary activities income | $6,000 | 1,203 |
| Service charges on deposit accounts | $692,000 | 2,058 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $575,000 | 2,980 |
| Total noninterest expense | $3,977,000 | 4,233 |
| Salaries and employee benefits | $2,391,000 | 3,706 |
| Premises and equipment expense | $357,000 | 5,022 |
| Additional noninterest expense | $1,229,000 | 4,553 |
| Pre-tax net operating income | $1,405,000 | 2,819 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $70,000 | 3,455 |
| Income before extraordinary items | $1,335,000 | 2,701 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,335,000 | 2,697 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,335,000 | 2,702 |
| Net charge-offs | $573,000 | 3,470 |
| Cash dividends | $754,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,335,000 | 2,608 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 4,694 |
| Total interest expense | $616,000 | 5,814 |
| Net interest income | $3,430,000 | 4,263 |
| Provision for loan and lease losses | $345,000 | 4,124 |
| Total noninterest income | $960,000 | 2,809 |
| Gross Fiduciary activities income | $6,000 | 1,151 |
| Service charges on deposit accounts | $512,000 | 2,132 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $442,000 | 2,959 |
| Total noninterest expense | $2,938,000 | 4,294 |
| Salaries and employee benefits | $1,771,000 | 3,785 |
| Premises and equipment expense | $260,000 | 5,151 |
| Additional noninterest expense | $907,000 | 4,579 |
| Pre-tax net operating income | $1,107,000 | 2,916 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $56,000 | 3,504 |
| Income before extraordinary items | $1,051,000 | 2,792 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,051,000 | 2,786 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,051,000 | 2,791 |
| Net charge-offs | $393,000 | 3,379 |
| Cash dividends | $449,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,051,000 | 2,661 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 4,765 |
| Total interest expense | $414,000 | 5,882 |
| Net interest income | $2,256,000 | 4,299 |
| Provision for loan and lease losses | $225,000 | 4,053 |
| Total noninterest income | $620,000 | 2,803 |
| Gross Fiduciary activities income | $5,000 | 1,142 |
| Service charges on deposit accounts | $307,000 | 2,316 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $308,000 | 2,802 |
| Total noninterest expense | $1,924,000 | 4,350 |
| Salaries and employee benefits | $1,189,000 | 3,787 |
| Premises and equipment expense | $175,000 | 5,174 |
| Additional noninterest expense | $560,000 | 4,780 |
| Pre-tax net operating income | $727,000 | 2,964 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $38,000 | 3,460 |
| Income before extraordinary items | $689,000 | 2,800 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $689,000 | 2,796 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $689,000 | 2,799 |
| Net charge-offs | $239,000 | 3,336 |
| Cash dividends | $298,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $689,000 | 2,700 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 4,827 |
| Total interest expense | $210,000 | 5,976 |
| Net interest income | $1,127,000 | 4,323 |
| Provision for loan and lease losses | $85,000 | 4,189 |
| Total noninterest income | $253,000 | 3,191 |
| Gross Fiduciary activities income | $6,000 | 1,030 |
| Service charges on deposit accounts | $139,000 | 2,481 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 3,363 |
| Total noninterest expense | $1,014,000 | 4,241 |
| Salaries and employee benefits | $611,000 | 3,765 |
| Premises and equipment expense | $91,000 | 5,158 |
| Additional noninterest expense | $312,000 | 4,478 |
| Pre-tax net operating income | $281,000 | 3,474 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $269,000 | 3,344 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $269,000 | 3,342 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $269,000 | 3,344 |
| Net charge-offs | $65,000 | 3,502 |
| Cash dividends | $149,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $269,000 | 3,228 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 4,886 |
| Total interest expense | $1,006,000 | 6,013 |
| Net interest income | $4,431,000 | 4,273 |
| Provision for loan and lease losses | $562,000 | 4,367 |
| Total noninterest income | $1,062,000 | 3,216 |
| Gross Fiduciary activities income | $5,000 | 1,248 |
| Service charges on deposit accounts | $654,000 | 2,382 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $403,000 | 3,540 |
| Total noninterest expense | $4,027,000 | 4,321 |
| Salaries and employee benefits | $2,321,000 | 3,915 |
| Premises and equipment expense | $498,000 | 4,390 |
| Additional noninterest expense | $1,208,000 | 4,725 |
| Pre-tax net operating income | $904,000 | 3,149 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $46,000 | 3,299 |
| Income before extraordinary items | $858,000 | 3,022 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $858,000 | 3,021 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $858,000 | 3,021 |
| Net charge-offs | $311,000 | 4,442 |
| Cash dividends | $812,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $858,000 | 2,964 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 4,960 |
| Total interest expense | $775,000 | 6,097 |
| Net interest income | $3,304,000 | 4,298 |
| Provision for loan and lease losses | $411,000 | 4,137 |
| Total noninterest income | $763,000 | 3,371 |
| Gross Fiduciary activities income | $5,000 | 1,190 |
| Service charges on deposit accounts | $474,000 | 2,467 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $284,000 | 3,702 |
| Total noninterest expense | $2,975,000 | 4,377 |
| Salaries and employee benefits | $1,709,000 | 3,991 |
| Premises and equipment expense | $334,000 | 4,742 |
| Additional noninterest expense | $932,000 | 4,616 |
| Pre-tax net operating income | $681,000 | 3,390 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $35,000 | 3,522 |
| Income before extraordinary items | $646,000 | 3,263 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $646,000 | 3,261 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $646,000 | 3,263 |
| Net charge-offs | $176,000 | 4,396 |
| Cash dividends | $569,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $646,000 | 3,175 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 5,010 |
| Total interest expense | $529,000 | 6,164 |
| Net interest income | $2,180,000 | 4,332 |
| Provision for loan and lease losses | $260,000 | 3,945 |
| Total noninterest income | $506,000 | 3,397 |
| Gross Fiduciary activities income | $5,000 | 1,161 |
| Service charges on deposit accounts | $306,000 | 2,503 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $195,000 | 3,686 |
| Total noninterest expense | $1,893,000 | 4,541 |
| Salaries and employee benefits | $1,122,000 | 4,070 |
| Premises and equipment expense | $185,000 | 5,273 |
| Additional noninterest expense | $586,000 | 4,791 |
| Pre-tax net operating income | $533,000 | 3,210 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $27,000 | 3,544 |
| Income before extraordinary items | $506,000 | 3,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 3,063 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $506,000 | 3,065 |
| Net charge-offs | $76,000 | 4,525 |
| Cash dividends | $379,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $506,000 | 2,967 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 5,084 |
| Total interest expense | $283,000 | 6,133 |
| Net interest income | $1,049,000 | 4,440 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $239,000 | 3,478 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $139,000 | 2,617 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $98,000 | 3,686 |
| Total noninterest expense | $909,000 | 4,587 |
| Salaries and employee benefits | $561,000 | 4,104 |
| Premises and equipment expense | $88,000 | 5,427 |
| Additional noninterest expense | $260,000 | 4,836 |
| Pre-tax net operating income | $274,000 | 3,484 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $14,000 | 3,806 |
| Income before extraordinary items | $260,000 | 3,370 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $260,000 | 3,370 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $260,000 | 3,371 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $260,000 | 3,222 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 5,093 |
| Total interest expense | $1,469,000 | 6,029 |
| Net interest income | $4,215,000 | 4,412 |
| Provision for loan and lease losses | $274,000 | 4,781 |
| Total noninterest income | $1,091,000 | 3,233 |
| Gross Fiduciary activities income | $7,000 | 1,258 |
| Service charges on deposit accounts | $658,000 | 2,467 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $426,000 | 3,473 |
| Total noninterest expense | $3,810,000 | 4,393 |
| Salaries and employee benefits | $2,127,000 | 4,252 |
| Premises and equipment expense | $421,000 | 4,952 |
| Additional noninterest expense | $1,262,000 | 4,125 |
| Pre-tax net operating income | $1,222,000 | 3,386 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $73,000 | 3,626 |
| Income before extraordinary items | $1,149,000 | 3,013 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,149,000 | 3,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 3,961 |
| Cash dividends | $798,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,149,000 | 3,154 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 5,157 |
| Total interest expense | $1,153,000 | 6,053 |
| Net interest income | $3,134,000 | 4,489 |
| Provision for loan and lease losses | $151,000 | 4,611 |
| Total noninterest income | $818,000 | 3,291 |
| Gross Fiduciary activities income | $7,000 | 1,205 |
| Service charges on deposit accounts | $486,000 | 2,514 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $325,000 | 3,549 |
| Total noninterest expense | $2,855,000 | 4,372 |
| Salaries and employee benefits | $1,594,000 | 4,272 |
| Premises and equipment expense | $315,000 | 4,978 |
| Additional noninterest expense | $946,000 | 4,035 |
| Pre-tax net operating income | $946,000 | 3,784 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $57,000 | 4,024 |
| Income before extraordinary items | $889,000 | 3,352 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $889,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,754 |
| Cash dividends | $474,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $889,000 | 3,479 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 5,209 |
| Total interest expense | $806,000 | 6,100 |
| Net interest income | $2,065,000 | 4,502 |
| Provision for loan and lease losses | $46,000 | 5,262 |
| Total noninterest income | $526,000 | 3,405 |
| Gross Fiduciary activities income | $7,000 | 1,174 |
| Service charges on deposit accounts | $310,000 | 2,571 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $209,000 | 3,679 |
| Total noninterest expense | $1,940,000 | 4,338 |
| Salaries and employee benefits | $1,053,000 | 4,358 |
| Premises and equipment expense | $217,000 | 4,912 |
| Additional noninterest expense | $670,000 | 3,834 |
| Pre-tax net operating income | $605,000 | 4,005 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $31,000 | 4,398 |
| Income before extraordinary items | $574,000 | 3,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $574,000 | 3,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $308,000 | 2,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $574,000 | 3,678 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 5,349 |
| Total interest expense | $431,000 | 6,104 |
| Net interest income | $989,000 | 4,663 |
| Provision for loan and lease losses | $16,000 | 5,047 |
| Total noninterest income | $232,000 | 3,683 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $127,000 | 2,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,724 |
| Total noninterest expense | $1,015,000 | 4,193 |
| Salaries and employee benefits | $535,000 | 4,311 |
| Premises and equipment expense | $109,000 | 4,922 |
| Additional noninterest expense | $371,000 | 3,504 |
| Pre-tax net operating income | $190,000 | 5,049 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $177,000 | 4,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $177,000 | 4,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,217 |
| Cash dividends | $155,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $177,000 | 4,813 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,953,000 | 5,255 |
| Total interest expense | $1,902,000 | 5,928 |
| Net interest income | $4,051,000 | 4,590 |
| Provision for loan and lease losses | $271,000 | 3,369 |
| Total noninterest income | $1,107,000 | 3,330 |
| Gross Fiduciary activities income | $7,000 | 1,300 |
| Service charges on deposit accounts | $760,000 | 2,220 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $340,000 | 4,026 |
| Total noninterest expense | $3,683,000 | 4,367 |
| Salaries and employee benefits | $1,984,000 | 4,403 |
| Premises and equipment expense | $467,000 | 4,566 |
| Additional noninterest expense | $1,232,000 | 4,004 |
| Pre-tax net operating income | $1,204,000 | 4,361 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $59,000 | 4,837 |
| Income before extraordinary items | $1,145,000 | 4,027 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,145,000 | 4,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,361 |
| Cash dividends | $736,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,145,000 | 4,027 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 5,287 |
| Total interest expense | $1,409,000 | 5,991 |
| Net interest income | $3,041,000 | 4,606 |
| Provision for loan and lease losses | $235,000 | 2,712 |
| Total noninterest income | $823,000 | 3,330 |
| Gross Fiduciary activities income | $7,000 | 1,231 |
| Service charges on deposit accounts | $548,000 | 2,267 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $268,000 | 3,962 |
| Total noninterest expense | $2,625,000 | 4,500 |
| Salaries and employee benefits | $1,422,000 | 4,540 |
| Premises and equipment expense | $324,000 | 4,778 |
| Additional noninterest expense | $879,000 | 4,087 |
| Pre-tax net operating income | $1,004,000 | 4,348 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $51,000 | 4,930 |
| Income before extraordinary items | $953,000 | 3,989 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $953,000 | 3,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,852 |
| Cash dividends | $434,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $953,000 | 3,969 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 5,330 |
| Total interest expense | $930,000 | 6,029 |
| Net interest income | $2,015,000 | 4,641 |
| Provision for loan and lease losses | $165,000 | 2,459 |
| Total noninterest income | $548,000 | 3,353 |
| Gross Fiduciary activities income | $7,000 | 1,185 |
| Service charges on deposit accounts | $353,000 | 2,344 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $188,000 | 3,899 |
| Total noninterest expense | $1,705,000 | 4,600 |
| Salaries and employee benefits | $954,000 | 4,561 |
| Premises and equipment expense | $180,000 | 5,339 |
| Additional noninterest expense | $571,000 | 4,160 |
| Pre-tax net operating income | $693,000 | 4,338 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $35,000 | 5,013 |
| Income before extraordinary items | $658,000 | 3,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $658,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,479 |
| Cash dividends | $290,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $658,000 | 3,950 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 5,404 |
| Total interest expense | $447,000 | 6,119 |
| Net interest income | $987,000 | 4,721 |
| Provision for loan and lease losses | $85,000 | 2,287 |
| Total noninterest income | $247,000 | 3,564 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $170,000 | 2,357 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $848,000 | 4,622 |
| Salaries and employee benefits | $492,000 | 4,491 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $278,000 | 4,188 |
| Pre-tax net operating income | $301,000 | 4,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $286,000 | 4,295 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $286,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,165 |
| Cash dividends | $145,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $286,000 | 4,268 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 5,140 |
| Total interest expense | $1,750,000 | 5,759 |
| Net interest income | $4,010,000 | 4,652 |
| Provision for loan and lease losses | $339,000 | 2,574 |
| Total noninterest income | $999,000 | 3,548 |
| Gross Fiduciary activities income | $7,000 | 1,322 |
| Service charges on deposit accounts | $654,000 | 2,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 4,066 |
| Total noninterest expense | $3,372,000 | 4,514 |
| Salaries and employee benefits | $1,922,000 | 4,402 |
| Premises and equipment expense | $411,000 | 4,839 |
| Additional noninterest expense | $1,039,000 | 4,386 |
| Pre-tax net operating income | $1,298,000 | 4,618 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $69,000 | 5,237 |
| Income before extraordinary items | $1,234,000 | 4,221 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,234,000 | 4,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,529 |
| Cash dividends | $764,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,229,250 | 4,208 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 5,169 |
| Total interest expense | $1,282,000 | 5,753 |
| Net interest income | $2,983,000 | 4,710 |
| Provision for loan and lease losses | $230,000 | 2,570 |
| Total noninterest income | $760,000 | 3,509 |
| Gross Fiduciary activities income | $7,000 | 1,251 |
| Service charges on deposit accounts | $501,000 | 2,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $252,000 | 4,081 |
| Total noninterest expense | $2,511,000 | 4,520 |
| Salaries and employee benefits | $1,428,000 | 4,407 |
| Premises and equipment expense | $304,000 | 4,894 |
| Additional noninterest expense | $779,000 | 4,358 |
| Pre-tax net operating income | $1,002,000 | 4,704 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $52,000 | 5,422 |
| Income before extraordinary items | $955,000 | 4,281 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $955,000 | 4,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,676 |
| Cash dividends | $470,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $950,250 | 4,277 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 5,182 |
| Total interest expense | $829,000 | 5,711 |
| Net interest income | $1,975,000 | 4,752 |
| Provision for loan and lease losses | $160,000 | 2,479 |
| Total noninterest income | $510,000 | 3,481 |
| Gross Fiduciary activities income | $7,000 | 1,216 |
| Service charges on deposit accounts | $325,000 | 2,501 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $178,000 | 3,960 |
| Total noninterest expense | $1,686,000 | 4,515 |
| Salaries and employee benefits | $956,000 | 4,404 |
| Premises and equipment expense | $199,000 | 4,947 |
| Additional noninterest expense | $531,000 | 4,283 |
| Pre-tax net operating income | $639,000 | 4,836 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $33,000 | 5,515 |
| Income before extraordinary items | $611,000 | 4,393 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $611,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,345 |
| Cash dividends | $333,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $606,250 | 4,413 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 5,210 |
| Total interest expense | $401,000 | 5,686 |
| Net interest income | $964,000 | 4,812 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $236,000 | 3,613 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $142,000 | 2,709 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,918 |
| Total noninterest expense | $878,000 | 4,398 |
| Salaries and employee benefits | $491,000 | 4,331 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $295,000 | 3,946 |
| Pre-tax net operating income | $222,000 | 5,612 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $210,000 | 5,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 879 |
| Cash dividends | $197,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $210,000 | 5,243 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 4,963 |
| Total interest expense | $1,386,000 | 5,447 |
| Net interest income | $3,937,000 | 4,672 |
| Provision for loan and lease losses | $298,000 | 2,883 |
| Total noninterest income | $1,023,000 | 3,509 |
| Gross Fiduciary activities income | $17,000 | 1,214 |
| Service charges on deposit accounts | $589,000 | 2,698 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $417,000 | 3,707 |
| Total noninterest expense | $3,388,000 | 4,400 |
| Salaries and employee benefits | $1,868,000 | 4,344 |
| Premises and equipment expense | $381,000 | 5,009 |
| Additional noninterest expense | $1,139,000 | 4,023 |
| Pre-tax net operating income | $1,274,000 | 4,776 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $65,000 | 5,688 |
| Income before extraordinary items | $1,209,000 | 4,329 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,209,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,894 |
| Cash dividends | $810,000 | 2,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,209,000 | 4,295 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 4,985 |
| Total interest expense | $984,000 | 5,480 |
| Net interest income | $2,932,000 | 4,715 |
| Provision for loan and lease losses | $217,000 | 2,826 |
| Total noninterest income | $801,000 | 3,398 |
| Gross Fiduciary activities income | $17,000 | 1,145 |
| Service charges on deposit accounts | $446,000 | 2,677 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $338,000 | 3,585 |
| Total noninterest expense | $2,491,000 | 4,429 |
| Salaries and employee benefits | $1,391,000 | 4,336 |
| Premises and equipment expense | $263,000 | 5,258 |
| Additional noninterest expense | $837,000 | 4,042 |
| Pre-tax net operating income | $1,025,000 | 4,701 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $52,000 | 5,767 |
| Income before extraordinary items | $973,000 | 4,236 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $973,000 | 4,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,739 |
| Cash dividends | $544,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $973,000 | 4,187 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 5,001 |
| Total interest expense | $628,000 | 5,439 |
| Net interest income | $1,921,000 | 4,737 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $542,000 | 3,330 |
| Gross Fiduciary activities income | $12,000 | 1,130 |
| Service charges on deposit accounts | $291,000 | 2,679 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $239,000 | 3,442 |
| Total noninterest expense | $1,669,000 | 4,400 |
| Salaries and employee benefits | $925,000 | 4,321 |
| Premises and equipment expense | $168,000 | 5,393 |
| Additional noninterest expense | $576,000 | 3,924 |
| Pre-tax net operating income | $644,000 | 4,833 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $33,000 | 5,805 |
| Income before extraordinary items | $611,000 | 4,371 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $611,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,844 |
| Cash dividends | $436,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $611,000 | 4,317 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 5,084 |
| Total interest expense | $292,000 | 5,551 |
| Net interest income | $947,000 | 4,801 |
| Provision for loan and lease losses | $94,000 | 2,144 |
| Total noninterest income | $286,000 | 3,159 |
| Gross Fiduciary activities income | $4,000 | 1,192 |
| Service charges on deposit accounts | $137,000 | 2,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $145,000 | 3,034 |
| Total noninterest expense | $851,000 | 4,349 |
| Salaries and employee benefits | $472,000 | 4,274 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $296,000 | 3,846 |
| Pre-tax net operating income | $288,000 | 5,100 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $12,000 | 5,990 |
| Income before extraordinary items | $276,000 | 4,598 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $276,000 | 4,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,233 |
| Cash dividends | $327,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $276,000 | 4,553 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 4,929 |
| Total interest expense | $1,103,000 | 5,374 |
| Net interest income | $3,777,000 | 4,677 |
| Provision for loan and lease losses | $202,000 | 3,667 |
| Total noninterest income | $762,000 | 4,184 |
| Gross Fiduciary activities income | $13,000 | 1,271 |
| Service charges on deposit accounts | $473,000 | 3,265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $276,000 | 4,424 |
| Total noninterest expense | $3,306,000 | 4,358 |
| Salaries and employee benefits | $1,789,000 | 4,363 |
| Premises and equipment expense | $392,000 | 4,829 |
| Additional noninterest expense | $1,125,000 | 3,949 |
| Pre-tax net operating income | $1,031,000 | 5,163 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $53,000 | 6,005 |
| Income before extraordinary items | $979,000 | 4,759 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $979,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $355,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $978,050 | 4,684 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,627,000 | 4,950 |
| Total interest expense | $809,000 | 5,422 |
| Net interest income | $2,818,000 | 4,684 |
| Provision for loan and lease losses | $175,000 | 3,272 |
| Total noninterest income | $566,000 | 4,230 |
| Gross Fiduciary activities income | $10,000 | 1,242 |
| Service charges on deposit accounts | $296,000 | 3,697 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $260,000 | 3,997 |
| Total noninterest expense | $2,412,000 | 4,419 |
| Salaries and employee benefits | $1,310,000 | 4,398 |
| Premises and equipment expense | $268,000 | 5,108 |
| Additional noninterest expense | $834,000 | 3,957 |
| Pre-tax net operating income | $797,000 | 5,189 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $41,000 | 6,091 |
| Income before extraordinary items | $757,000 | 4,761 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $757,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,138 |
| Cash dividends | $148,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $756,050 | 4,676 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 4,992 |
| Total interest expense | $536,000 | 5,450 |
| Net interest income | $1,858,000 | 4,718 |
| Provision for loan and lease losses | $136,000 | 2,926 |
| Total noninterest income | $384,000 | 4,189 |
| Gross Fiduciary activities income | $10,000 | 1,191 |
| Service charges on deposit accounts | $185,000 | 3,835 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $189,000 | 3,848 |
| Total noninterest expense | $1,610,000 | 4,433 |
| Salaries and employee benefits | $882,000 | 4,399 |
| Premises and equipment expense | $170,000 | 5,314 |
| Additional noninterest expense | $558,000 | 3,967 |
| Pre-tax net operating income | $496,000 | 5,326 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $25,000 | 6,158 |
| Income before extraordinary items | $471,000 | 4,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $471,000 | 4,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $99,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $471,000 | 4,803 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 5,027 |
| Total interest expense | $266,000 | 5,540 |
| Net interest income | $924,000 | 4,739 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $148,000 | 4,809 |
| Gross Fiduciary activities income | $9,000 | 1,110 |
| Service charges on deposit accounts | $87,000 | 3,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $804,000 | 4,464 |
| Salaries and employee benefits | $447,000 | 4,374 |
| Premises and equipment expense | $75,000 | 5,696 |
| Additional noninterest expense | $282,000 | 3,931 |
| Pre-tax net operating income | $208,000 | 5,738 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $197,000 | 5,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $197,000 | 5,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $49,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $197,000 | 5,256 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 4,969 |
| Total interest expense | $1,259,000 | 5,404 |
| Net interest income | $3,631,000 | 4,673 |
| Provision for loan and lease losses | $621,000 | 1,791 |
| Total noninterest income | $682,000 | 4,626 |
| Gross Fiduciary activities income | $14,000 | 1,304 |
| Service charges on deposit accounts | $383,000 | 3,740 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $285,000 | 4,607 |
| Total noninterest expense | $3,373,000 | 4,247 |
| Salaries and employee benefits | $1,809,000 | 4,253 |
| Premises and equipment expense | $477,000 | 4,215 |
| Additional noninterest expense | $1,087,000 | 4,010 |
| Pre-tax net operating income | $319,000 | 7,358 |
| Securities gains (losses) | $72,000 | 2,185 |
| Applicable income taxes | $20,000 | 6,788 |
| Income before extraordinary items | $371,000 | 6,937 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $371,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 1,385 |
| Cash dividends | $437,000 | 3,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $302,600 | 7,124 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 4,997 |
| Total interest expense | $988,000 | 5,417 |
| Net interest income | $2,720,000 | 4,700 |
| Provision for loan and lease losses | $465,000 | 1,764 |
| Total noninterest income | $503,000 | 4,731 |
| Gross Fiduciary activities income | $14,000 | 1,237 |
| Service charges on deposit accounts | $286,000 | 3,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $2,463,000 | 4,318 |
| Salaries and employee benefits | $1,380,000 | 4,192 |
| Premises and equipment expense | $304,000 | 4,671 |
| Additional noninterest expense | $779,000 | 4,140 |
| Pre-tax net operating income | $295,000 | 7,203 |
| Securities gains (losses) | $72,000 | 2,017 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $349,000 | 6,667 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $349,000 | 6,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,370 |
| Cash dividends | $230,000 | 3,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $280,600 | 6,895 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 5,054 |
| Total interest expense | $684,000 | 5,419 |
| Net interest income | $1,766,000 | 4,772 |
| Provision for loan and lease losses | $305,000 | 1,755 |
| Total noninterest income | $339,000 | 4,663 |
| Gross Fiduciary activities income | $14,000 | 1,176 |
| Service charges on deposit accounts | $191,000 | 3,727 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $134,000 | 4,782 |
| Total noninterest expense | $1,629,000 | 4,336 |
| Salaries and employee benefits | $938,000 | 4,122 |
| Premises and equipment expense | $191,000 | 4,851 |
| Additional noninterest expense | $500,000 | 4,242 |
| Pre-tax net operating income | $171,000 | 7,450 |
| Securities gains (losses) | $71,000 | 1,769 |
| Applicable income taxes | $11,000 | 6,920 |
| Income before extraordinary items | $231,000 | 6,699 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $231,000 | 6,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,214 |
| Cash dividends | $181,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $163,550 | 7,133 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 4,981 |
| Total interest expense | $354,000 | 5,419 |
| Net interest income | $906,000 | 4,689 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $170,000 | 4,564 |
| Gross Fiduciary activities income | $14,000 | 1,078 |
| Service charges on deposit accounts | $92,000 | 3,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 4,791 |
| Total noninterest expense | $827,000 | 4,260 |
| Salaries and employee benefits | $483,000 | 4,013 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $259,000 | 4,098 |
| Pre-tax net operating income | $159,000 | 6,347 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $152,000 | 5,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,669 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $152,000 | 5,805 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,251,000 | 5,008 |
| Total interest expense | $1,651,000 | 5,429 |
| Net interest income | $3,600,000 | 4,679 |
| Provision for loan and lease losses | $97,000 | 5,787 |
| Total noninterest income | $725,000 | 4,238 |
| Gross Fiduciary activities income | $12,000 | 1,373 |
| Service charges on deposit accounts | $364,000 | 3,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $349,000 | 3,957 |
| Total noninterest expense | $3,093,000 | 4,360 |
| Salaries and employee benefits | $1,752,000 | 4,177 |
| Premises and equipment expense | $402,000 | 4,634 |
| Additional noninterest expense | $939,000 | 4,394 |
| Pre-tax net operating income | $1,135,000 | 4,861 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $56,000 | 6,444 |
| Income before extraordinary items | $1,079,000 | 4,380 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,079,000 | 4,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,694 |
| Cash dividends | $722,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,079,000 | 4,274 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,565,000 | 5,242 |
| Total interest expense | $2,090,000 | 5,963 |
| Net interest income | $3,475,000 | 4,579 |
| Provision for loan and lease losses | $139,000 | 4,953 |
| Total noninterest income | $656,000 | 4,356 |
| Gross Fiduciary activities income | $19,000 | 1,312 |
| Service charges on deposit accounts | $357,000 | 3,708 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $280,000 | 4,261 |
| Total noninterest expense | $2,807,000 | 4,566 |
| Salaries and employee benefits | $1,575,000 | 4,348 |
| Premises and equipment expense | $364,000 | 4,906 |
| Additional noninterest expense | $868,000 | 4,511 |
| Pre-tax net operating income | $1,185,000 | 4,444 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $58,000 | 6,573 |
| Income before extraordinary items | $1,127,000 | 3,969 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,127,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,241 |
| Cash dividends | $930,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,127,000 | 3,842 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 5,244 |
| Total interest expense | $2,193,000 | 5,988 |
| Net interest income | $3,537,000 | 4,576 |
| Provision for loan and lease losses | $283,000 | 2,986 |
| Total noninterest income | $599,000 | 4,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 3,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,021 |
| Total noninterest expense | $2,584,000 | 4,741 |
| Salaries and employee benefits | $1,421,000 | 4,557 |
| Premises and equipment expense | $347,000 | 4,960 |
| Additional noninterest expense | $816,000 | 4,666 |
| Pre-tax net operating income | $1,269,000 | 4,575 |
| Securities gains (losses) | $10,000 | 1,158 |
| Applicable income taxes | $82,000 | 6,764 |
| Income before extraordinary items | $1,197,000 | 3,870 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,197,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,014 |
| Cash dividends | $678,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,187,600 | 3,870 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 5,489 |
| Total interest expense | $1,878,000 | 6,211 |
| Net interest income | $3,233,000 | 4,901 |
| Provision for loan and lease losses | $179,000 | 3,861 |
| Total noninterest income | $554,000 | 4,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,120 |
| Total noninterest expense | $2,530,000 | 4,840 |
| Salaries and employee benefits | $1,398,000 | 4,592 |
| Premises and equipment expense | $339,000 | 5,072 |
| Additional noninterest expense | $793,000 | 4,813 |
| Pre-tax net operating income | $1,078,000 | 5,076 |
| Securities gains (losses) | $-16,000 | 9,482 |
| Applicable income taxes | $72,000 | 7,308 |
| Income before extraordinary items | $990,000 | 4,461 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $990,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,042 |
| Cash dividends | $770,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,004,880 | 4,389 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,014,000 | 5,669 |
| Total interest expense | $1,855,000 | 6,446 |
| Net interest income | $3,159,000 | 4,958 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $511,000 | 4,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,307 |
| Total noninterest expense | $2,334,000 | 5,006 |
| Salaries and employee benefits | $1,320,000 | 4,699 |
| Premises and equipment expense | $313,000 | 5,257 |
| Additional noninterest expense | $701,000 | 5,159 |
| Pre-tax net operating income | $1,300,000 | 4,620 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $194,000 | 6,264 |
| Income before extraordinary items | $1,106,000 | 4,164 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,106,000 | 4,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,847 |
| Cash dividends | $770,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,106,000 | 4,076 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 5,997 |
| Total interest expense | $1,811,000 | 6,660 |
| Net interest income | $2,941,000 | 5,386 |
| Provision for loan and lease losses | $73,000 | 5,838 |
| Total noninterest income | $374,000 | 5,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,075 |
| Total noninterest expense | $2,232,000 | 5,239 |
| Salaries and employee benefits | $1,250,000 | 4,930 |
| Premises and equipment expense | $301,000 | 5,436 |
| Additional noninterest expense | $681,000 | 5,327 |
| Pre-tax net operating income | $1,010,000 | 5,803 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $340,000 | 5,391 |
| Income before extraordinary items | $659,000 | 6,072 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $659,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $280,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $666,260 | 5,998 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 6,477 |
| Total interest expense | $1,729,000 | 7,012 |
| Net interest income | $2,683,000 | 5,903 |
| Provision for loan and lease losses | $77,000 | 5,672 |
| Total noninterest income | $372,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,991 |
| Total noninterest expense | $2,060,000 | 5,823 |
| Salaries and employee benefits | $1,190,000 | 5,249 |
| Premises and equipment expense | $235,000 | 6,465 |
| Additional noninterest expense | $635,000 | 6,130 |
| Pre-tax net operating income | $918,000 | 6,027 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $314,000 | 5,691 |
| Income before extraordinary items | $609,000 | 6,217 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $609,000 | 6,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $280,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $605,700 | 6,180 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 7,011 |
| Total interest expense | $1,694,000 | 7,153 |
| Net interest income | $2,299,000 | 6,687 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $362,000 | 6,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,215 |
| Total noninterest expense | $2,082,000 | 5,801 |
| Salaries and employee benefits | $1,088,000 | 5,654 |
| Premises and equipment expense | $281,000 | 5,914 |
| Additional noninterest expense | $713,000 | 5,756 |
| Pre-tax net operating income | $544,000 | 8,200 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $164,000 | 8,034 |
| Income before extraordinary items | $394,000 | 8,130 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $394,000 | 8,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $280,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $384,060 | 8,179 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 7,119 |
| Total interest expense | $1,350,000 | 7,396 |
| Net interest income | $2,311,000 | 6,840 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $388,000 | 6,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,367 |
| Total noninterest expense | $2,130,000 | 5,896 |
| Salaries and employee benefits | $1,094,000 | 5,669 |
| Premises and equipment expense | $258,000 | 6,394 |
| Additional noninterest expense | $778,000 | 5,835 |
| Pre-tax net operating income | $548,000 | 8,326 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $175,000 | 7,810 |
| Income before extraordinary items | $365,000 | 8,508 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $365,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $228,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $370,440 | 8,503 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 7,286 |
| Total interest expense | $1,308,000 | 7,845 |
| Net interest income | $2,377,000 | 6,776 |
| Provision for loan and lease losses | $69,000 | 6,693 |
| Total noninterest income | $410,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $2,114,000 | 6,059 |
| Salaries and employee benefits | $1,145,000 | 5,448 |
| Premises and equipment expense | $268,000 | 6,364 |
| Additional noninterest expense | $701,000 | 6,553 |
| Pre-tax net operating income | $604,000 | 7,923 |
| Securities gains (losses) | $92,000 | 2,615 |
| Applicable income taxes | $223,000 | 7,210 |
| Income before extraordinary items | $473,000 | 7,764 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $473,000 | 7,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $193,000 | 5,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $410,440 | 8,051 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 7,748 |
| Total interest expense | $1,590,000 | 8,239 |
| Net interest income | $2,225,000 | 7,189 |
| Provision for loan and lease losses | $86,000 | 7,695 |
| Total noninterest income | $434,000 | 6,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,436 |
| Total noninterest expense | $2,015,000 | 6,345 |
| Salaries and employee benefits | $1,079,000 | 5,662 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $693,000 | 6,797 |
| Pre-tax net operating income | $558,000 | 8,004 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $170,000 | 8,171 |
| Income before extraordinary items | $397,000 | 8,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $397,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 6,591 |
| Cash dividends | $553,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $390,700 | 7,956 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.