Home > Iowa State Bank > Income and Expense
Iowa State Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,555,000 | 4,322 |
| Total interest expense | $754,000 | 3,580 |
| Net interest income | $3,801,000 | 4,401 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $283,000 | 5,214 |
| Gross Fiduciary activities income | $3,000 | 1,205 |
| Service charges on deposit accounts | $53,000 | 5,926 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $227,000 | 4,447 |
| Total noninterest expense | $1,322,000 | 6,063 |
| Salaries and employee benefits | $601,000 | 6,239 |
| Premises and equipment expense | $184,000 | 5,671 |
| Additional noninterest expense | $537,000 | 5,752 |
| Pre-tax net operating income | $2,662,000 | 2,360 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $901,000 | 1,568 |
| Income before extraordinary items | $1,761,000 | 2,844 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,761,000 | 2,846 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,761,000 | 2,847 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $450,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,761,000 | 2,787 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 4,368 |
| Total interest expense | $606,000 | 3,516 |
| Net interest income | $2,808,000 | 4,466 |
| Provision for loan and lease losses | $71,000 | 3,706 |
| Total noninterest income | $231,000 | 5,173 |
| Gross Fiduciary activities income | $3,000 | 1,137 |
| Service charges on deposit accounts | $41,000 | 5,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $187,000 | 4,390 |
| Total noninterest expense | $995,000 | 6,102 |
| Salaries and employee benefits | $448,000 | 6,287 |
| Premises and equipment expense | $127,000 | 5,822 |
| Additional noninterest expense | $420,000 | 5,713 |
| Pre-tax net operating income | $1,973,000 | 2,448 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $644,000 | 1,655 |
| Income before extraordinary items | $1,329,000 | 2,875 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,329,000 | 2,879 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,329,000 | 2,879 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,329,000 | 2,803 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 4,371 |
| Total interest expense | $440,000 | 3,373 |
| Net interest income | $1,844,000 | 4,511 |
| Provision for loan and lease losses | $71,000 | 3,279 |
| Total noninterest income | $174,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $25,000 | 6,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $149,000 | 4,220 |
| Total noninterest expense | $673,000 | 6,123 |
| Salaries and employee benefits | $298,000 | 6,335 |
| Premises and equipment expense | $84,000 | 5,862 |
| Additional noninterest expense | $291,000 | 5,665 |
| Pre-tax net operating income | $1,274,000 | 2,486 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $410,000 | 1,719 |
| Income before extraordinary items | $864,000 | 2,915 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $864,000 | 2,919 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $864,000 | 2,919 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $864,000 | 2,825 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 4,374 |
| Total interest expense | $236,000 | 3,298 |
| Net interest income | $914,000 | 4,551 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $77,000 | 5,219 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 4,354 |
| Total noninterest expense | $336,000 | 6,179 |
| Salaries and employee benefits | $152,000 | 6,368 |
| Premises and equipment expense | $41,000 | 5,943 |
| Additional noninterest expense | $143,000 | 5,747 |
| Pre-tax net operating income | $630,000 | 2,471 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $202,000 | 1,705 |
| Income before extraordinary items | $428,000 | 2,904 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $428,000 | 2,904 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $428,000 | 2,906 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $428,000 | 2,814 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 4,365 |
| Total interest expense | $1,303,000 | 3,024 |
| Net interest income | $3,580,000 | 4,693 |
| Provision for loan and lease losses | $146,000 | 4,312 |
| Total noninterest income | $337,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $39,000 | 6,409 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $298,000 | 4,044 |
| Total noninterest expense | $1,375,000 | 6,244 |
| Salaries and employee benefits | $636,000 | 6,395 |
| Premises and equipment expense | $182,000 | 5,851 |
| Additional noninterest expense | $557,000 | 5,923 |
| Pre-tax net operating income | $2,396,000 | 2,488 |
| Securities gains (losses) | $24,000 | 3,114 |
| Applicable income taxes | $809,000 | 1,680 |
| Income before extraordinary items | $1,611,000 | 2,984 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,611,000 | 2,985 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,611,000 | 2,986 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $900,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,594,920 | 2,873 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 4,389 |
| Total interest expense | $1,030,000 | 2,999 |
| Net interest income | $2,691,000 | 4,757 |
| Provision for loan and lease losses | $146,000 | 3,930 |
| Total noninterest income | $280,000 | 4,980 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $31,000 | 6,456 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $249,000 | 3,946 |
| Total noninterest expense | $1,087,000 | 6,206 |
| Salaries and employee benefits | $494,000 | 6,404 |
| Premises and equipment expense | $131,000 | 5,985 |
| Additional noninterest expense | $462,000 | 5,822 |
| Pre-tax net operating income | $1,738,000 | 2,615 |
| Securities gains (losses) | $24,000 | 2,809 |
| Applicable income taxes | $561,000 | 1,812 |
| Income before extraordinary items | $1,201,000 | 3,073 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,201,000 | 3,073 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,201,000 | 3,072 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $600,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,184,680 | 2,952 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 4,355 |
| Total interest expense | $732,000 | 2,954 |
| Net interest income | $1,823,000 | 4,740 |
| Provision for loan and lease losses | $146,000 | 3,445 |
| Total noninterest income | $236,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $21,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 3,568 |
| Total noninterest expense | $741,000 | 6,223 |
| Salaries and employee benefits | $332,000 | 6,448 |
| Premises and equipment expense | $91,000 | 5,960 |
| Additional noninterest expense | $318,000 | 5,809 |
| Pre-tax net operating income | $1,172,000 | 2,560 |
| Securities gains (losses) | $21,000 | 2,473 |
| Applicable income taxes | $377,000 | 1,791 |
| Income before extraordinary items | $816,000 | 2,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $816,000 | 2,994 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $816,000 | 2,994 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $801,720 | 2,886 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 4,261 |
| Total interest expense | $389,000 | 2,916 |
| Net interest income | $961,000 | 4,648 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $165,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $154,000 | 3,034 |
| Total noninterest expense | $372,000 | 6,261 |
| Salaries and employee benefits | $158,000 | 6,567 |
| Premises and equipment expense | $44,000 | 6,052 |
| Additional noninterest expense | $170,000 | 5,702 |
| Pre-tax net operating income | $634,000 | 2,436 |
| Securities gains (losses) | $21,000 | 1,579 |
| Applicable income taxes | $210,000 | 1,671 |
| Income before extraordinary items | $445,000 | 2,853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $445,000 | 2,856 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $445,000 | 2,857 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $430,720 | 2,766 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 4,297 |
| Total interest expense | $2,097,000 | 2,668 |
| Net interest income | $3,423,000 | 4,958 |
| Provision for loan and lease losses | $891,000 | 2,595 |
| Total noninterest income | $1,103,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,082,000 | 2,030 |
| Total noninterest expense | $1,192,000 | 6,637 |
| Salaries and employee benefits | $515,000 | 6,876 |
| Premises and equipment expense | $162,000 | 6,320 |
| Additional noninterest expense | $515,000 | 6,237 |
| Pre-tax net operating income | $2,443,000 | 2,165 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $814,000 | 1,541 |
| Income before extraordinary items | $1,629,000 | 2,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,629,000 | 2,613 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,629,000 | 2,613 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,629,000 | 2,529 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 4,513 |
| Total interest expense | $1,649,000 | 2,663 |
| Net interest income | $2,252,000 | 5,301 |
| Provision for loan and lease losses | $824,000 | 2,236 |
| Total noninterest income | $915,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $14,000 | 6,802 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $901,000 | 1,889 |
| Total noninterest expense | $867,000 | 6,711 |
| Salaries and employee benefits | $363,000 | 6,966 |
| Premises and equipment expense | $103,000 | 6,572 |
| Additional noninterest expense | $401,000 | 6,210 |
| Pre-tax net operating income | $1,476,000 | 2,615 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $483,000 | 1,762 |
| Income before extraordinary items | $993,000 | 3,081 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $993,000 | 3,083 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $993,000 | 3,083 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $993,000 | 2,979 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 4,541 |
| Total interest expense | $1,140,000 | 2,672 |
| Net interest income | $1,475,000 | 5,379 |
| Provision for loan and lease losses | $824,000 | 1,693 |
| Total noninterest income | $888,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $10,000 | 6,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $878,000 | 1,476 |
| Total noninterest expense | $553,000 | 6,835 |
| Salaries and employee benefits | $198,000 | 7,171 |
| Premises and equipment expense | $89,000 | 6,282 |
| Additional noninterest expense | $266,000 | 6,306 |
| Pre-tax net operating income | $986,000 | 2,565 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $311,000 | 1,755 |
| Income before extraordinary items | $675,000 | 2,980 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $675,000 | 2,981 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $675,000 | 2,982 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $675,000 | 2,902 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 4,610 |
| Total interest expense | $585,000 | 2,688 |
| Net interest income | $696,000 | 5,494 |
| Provision for loan and lease losses | $326,000 | 1,840 |
| Total noninterest income | $359,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $4,000 | 6,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $355,000 | 1,713 |
| Total noninterest expense | $232,000 | 7,070 |
| Salaries and employee benefits | $96,000 | 7,244 |
| Premises and equipment expense | $40,000 | 6,475 |
| Additional noninterest expense | $96,000 | 6,764 |
| Pre-tax net operating income | $497,000 | 2,565 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $162,000 | 1,718 |
| Income before extraordinary items | $335,000 | 3,008 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $335,000 | 3,007 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $335,000 | 3,008 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $335,000 | 2,954 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 7,656 |
| Total interest expense | $0 | 7,641 |
| Net interest income | $0 | 7,648 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $0 | 7,282 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 6,957 |
| Total noninterest expense | $0 | 7,654 |
| Salaries and employee benefits | $0 | 7,638 |
| Premises and equipment expense | $0 | 7,632 |
| Additional noninterest expense | $0 | 7,653 |
| Pre-tax net operating income | $0 | 5,767 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $0 | 5,960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $0 | 5,960 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $0 | 5,960 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $0 | 5,831 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 4,612 |
| Total interest expense | $1,888,000 | 3,094 |
| Net interest income | $2,285,000 | 5,379 |
| Provision for loan and lease losses | $200,000 | 4,881 |
| Total noninterest income | $21,000 | 7,316 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $13,000 | 6,729 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $8,000 | 6,955 |
| Total noninterest expense | $870,000 | 6,983 |
| Salaries and employee benefits | $440,000 | 7,013 |
| Premises and equipment expense | $161,000 | 6,149 |
| Additional noninterest expense | $269,000 | 6,976 |
| Pre-tax net operating income | $1,236,000 | 2,728 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $268,000 | 2,257 |
| Income before extraordinary items | $968,000 | 2,946 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $968,000 | 2,942 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $968,000 | 2,945 |
| Net charge-offs | $-70,000 | 7,669 |
| Cash dividends | $60,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $968,000 | 2,811 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 4,658 |
| Total interest expense | $1,293,000 | 3,127 |
| Net interest income | $1,487,000 | 5,467 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $10,000 | 7,437 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $9,000 | 6,773 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,000 | 7,201 |
| Total noninterest expense | $524,000 | 7,146 |
| Salaries and employee benefits | $271,000 | 7,167 |
| Premises and equipment expense | $79,000 | 6,680 |
| Additional noninterest expense | $174,000 | 7,073 |
| Pre-tax net operating income | $773,000 | 2,851 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $153,000 | 2,393 |
| Income before extraordinary items | $620,000 | 3,003 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $620,000 | 2,999 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $620,000 | 3,002 |
| Net charge-offs | $-70,000 | 7,725 |
| Cash dividends | $60,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $620,000 | 2,886 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 4,715 |
| Total interest expense | $670,000 | 3,160 |
| Net interest income | $718,000 | 5,586 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $5,000 | 7,561 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $230,000 | 7,392 |
| Salaries and employee benefits | $139,000 | 7,232 |
| Premises and equipment expense | $27,000 | 7,201 |
| Additional noninterest expense | $64,000 | 7,467 |
| Pre-tax net operating income | $293,000 | 3,389 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $38,000 | 2,998 |
| Income before extraordinary items | $255,000 | 3,446 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $255,000 | 3,444 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $255,000 | 3,446 |
| Net charge-offs | $-67,000 | 7,815 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $255,000 | 3,323 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,431,000 | 4,891 |
| Total interest expense | $3,191,000 | 3,268 |
| Net interest income | $2,240,000 | 6,111 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $26,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $18,000 | 6,922 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,000 | 7,239 |
| Total noninterest expense | $1,238,000 | 7,104 |
| Salaries and employee benefits | $681,000 | 7,013 |
| Premises and equipment expense | $127,000 | 7,127 |
| Additional noninterest expense | $430,000 | 7,003 |
| Pre-tax net operating income | $928,000 | 3,103 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $387,000 | 1,802 |
| Income before extraordinary items | $541,000 | 3,754 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $541,000 | 3,751 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $541,000 | 3,752 |
| Net charge-offs | $-4,000 | 7,803 |
| Cash dividends | $420,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $541,000 | 3,682 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 4,927 |
| Total interest expense | $2,455,000 | 3,329 |
| Net interest income | $1,656,000 | 6,155 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $20,000 | 7,689 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $13,000 | 6,976 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,000 | 7,377 |
| Total noninterest expense | $875,000 | 7,237 |
| Salaries and employee benefits | $486,000 | 7,127 |
| Premises and equipment expense | $108,000 | 7,037 |
| Additional noninterest expense | $281,000 | 7,208 |
| Pre-tax net operating income | $701,000 | 3,329 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $387,000 | 1,666 |
| Income before extraordinary items | $314,000 | 4,380 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $314,000 | 4,377 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $314,000 | 4,380 |
| Net charge-offs | $-14,000 | 7,908 |
| Cash dividends | $60,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $314,000 | 4,311 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 4,968 |
| Total interest expense | $1,672,000 | 3,388 |
| Net interest income | $1,079,000 | 6,221 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $9,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $8,000 | 7,058 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,000 | 7,675 |
| Total noninterest expense | $550,000 | 7,387 |
| Salaries and employee benefits | $306,000 | 7,300 |
| Premises and equipment expense | $94,000 | 6,697 |
| Additional noninterest expense | $150,000 | 7,527 |
| Pre-tax net operating income | $438,000 | 3,529 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $291,000 | 1,563 |
| Income before extraordinary items | $147,000 | 4,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 4,882 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $147,000 | 4,883 |
| Net charge-offs | $-14,000 | 7,949 |
| Cash dividends | $60,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $147,000 | 4,797 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 4,979 |
| Total interest expense | $845,000 | 3,477 |
| Net interest income | $540,000 | 6,231 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $4,000 | 7,935 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $236,000 | 7,588 |
| Salaries and employee benefits | $154,000 | 7,328 |
| Premises and equipment expense | $34,000 | 7,208 |
| Additional noninterest expense | $48,000 | 7,891 |
| Pre-tax net operating income | $308,000 | 3,302 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $145,000 | 1,774 |
| Income before extraordinary items | $163,000 | 4,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $163,000 | 4,201 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $163,000 | 4,201 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $163,000 | 4,040 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,434,000 | 4,728 |
| Total interest expense | $3,752,000 | 3,679 |
| Net interest income | $2,682,000 | 5,731 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $27,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 7,038 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,000 | 7,758 |
| Total noninterest expense | $1,071,000 | 7,455 |
| Salaries and employee benefits | $648,000 | 7,287 |
| Premises and equipment expense | $144,000 | 7,196 |
| Additional noninterest expense | $279,000 | 7,547 |
| Pre-tax net operating income | $1,638,000 | 2,866 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $566,000 | 1,720 |
| Income before extraordinary items | $1,072,000 | 3,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,072,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,077 |
| Cash dividends | $420,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,072,000 | 3,298 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 4,758 |
| Total interest expense | $2,874,000 | 3,730 |
| Net interest income | $2,028,000 | 5,758 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $15,000 | 7,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 7,909 |
| Total noninterest expense | $743,000 | 7,585 |
| Salaries and employee benefits | $449,000 | 7,446 |
| Premises and equipment expense | $121,000 | 7,083 |
| Additional noninterest expense | $173,000 | 7,782 |
| Pre-tax net operating income | $1,306,000 | 3,133 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $413,000 | 2,118 |
| Income before extraordinary items | $893,000 | 3,335 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $893,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,022 |
| Cash dividends | $60,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $893,000 | 3,469 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 4,780 |
| Total interest expense | $1,958,000 | 3,796 |
| Net interest income | $1,369,000 | 5,733 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $10,000 | 8,153 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $10,000 | 7,141 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $455,000 | 7,747 |
| Salaries and employee benefits | $285,000 | 7,584 |
| Premises and equipment expense | $74,000 | 7,276 |
| Additional noninterest expense | $96,000 | 8,000 |
| Pre-tax net operating income | $924,000 | 3,111 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $242,000 | 2,466 |
| Income before extraordinary items | $682,000 | 3,368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $682,000 | 3,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,017 |
| Cash dividends | $60,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $682,000 | 3,316 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 4,799 |
| Total interest expense | $1,001,000 | 3,915 |
| Net interest income | $703,000 | 5,676 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $5,000 | 8,194 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $222,000 | 7,814 |
| Salaries and employee benefits | $141,000 | 7,633 |
| Premises and equipment expense | $41,000 | 7,126 |
| Additional noninterest expense | $40,000 | 8,182 |
| Pre-tax net operating income | $486,000 | 3,127 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $121,000 | 2,572 |
| Income before extraordinary items | $365,000 | 3,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $365,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,993 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $365,000 | 3,296 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 4,972 |
| Total interest expense | $4,022,000 | 3,998 |
| Net interest income | $2,450,000 | 6,027 |
| Provision for loan and lease losses | $250,000 | 3,497 |
| Total noninterest income | $25,000 | 8,209 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $17,000 | 7,194 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,000 | 8,113 |
| Total noninterest expense | $1,135,000 | 7,460 |
| Salaries and employee benefits | $633,000 | 7,453 |
| Premises and equipment expense | $235,000 | 6,389 |
| Additional noninterest expense | $267,000 | 7,699 |
| Pre-tax net operating income | $1,090,000 | 4,574 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $368,000 | 3,130 |
| Income before extraordinary items | $722,000 | 4,994 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $722,000 | 4,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,895 |
| Cash dividends | $420,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $722,000 | 4,976 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,776,000 | 5,042 |
| Total interest expense | $3,026,000 | 3,995 |
| Net interest income | $1,750,000 | 6,178 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $20,000 | 8,255 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,000 | 8,132 |
| Total noninterest expense | $772,000 | 7,588 |
| Salaries and employee benefits | $434,000 | 7,575 |
| Premises and equipment expense | $170,000 | 6,467 |
| Additional noninterest expense | $168,000 | 7,897 |
| Pre-tax net operating income | $998,000 | 4,361 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $277,000 | 3,304 |
| Income before extraordinary items | $721,000 | 4,584 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $721,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $60,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $721,000 | 4,579 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 5,086 |
| Total interest expense | $2,010,000 | 4,011 |
| Net interest income | $1,141,000 | 6,277 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $11,000 | 8,348 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $9,000 | 7,247 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $513,000 | 7,640 |
| Salaries and employee benefits | $274,000 | 7,705 |
| Premises and equipment expense | $118,000 | 6,409 |
| Additional noninterest expense | $121,000 | 7,836 |
| Pre-tax net operating income | $639,000 | 4,507 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $185,000 | 3,364 |
| Income before extraordinary items | $454,000 | 4,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $454,000 | 4,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,723 |
| Cash dividends | $60,000 | 4,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $454,000 | 4,789 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 5,120 |
| Total interest expense | $992,000 | 4,035 |
| Net interest income | $565,000 | 6,319 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $4,000 | 8,418 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $234,000 | 7,807 |
| Salaries and employee benefits | $116,000 | 7,969 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $45,000 | 8,184 |
| Pre-tax net operating income | $335,000 | 4,405 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $92,000 | 3,380 |
| Income before extraordinary items | $243,000 | 4,633 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $243,000 | 4,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $243,000 | 4,619 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,720,000 | 5,170 |
| Total interest expense | $3,617,000 | 3,832 |
| Net interest income | $2,103,000 | 6,448 |
| Provision for loan and lease losses | $410,000 | 2,219 |
| Total noninterest income | $30,000 | 8,345 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $21,000 | 7,260 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $1,069,000 | 7,595 |
| Salaries and employee benefits | $623,000 | 7,522 |
| Premises and equipment expense | $202,000 | 6,717 |
| Additional noninterest expense | $244,000 | 7,886 |
| Pre-tax net operating income | $654,000 | 6,042 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $195,000 | 4,316 |
| Income before extraordinary items | $459,000 | 6,300 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $459,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 1,266 |
| Cash dividends | $420,000 | 3,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $459,000 | 6,305 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 5,212 |
| Total interest expense | $2,638,000 | 3,827 |
| Net interest income | $1,569,000 | 6,517 |
| Provision for loan and lease losses | $300,000 | 2,139 |
| Total noninterest income | $23,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $15,000 | 7,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,304 |
| Total noninterest expense | $745,000 | 7,723 |
| Salaries and employee benefits | $427,000 | 7,673 |
| Premises and equipment expense | $174,000 | 6,419 |
| Additional noninterest expense | $144,000 | 8,188 |
| Pre-tax net operating income | $547,000 | 6,051 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $187,000 | 4,212 |
| Income before extraordinary items | $360,000 | 6,428 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $360,000 | 6,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,026 |
| Cash dividends | $60,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $360,000 | 6,425 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 5,217 |
| Total interest expense | $1,704,000 | 3,794 |
| Net interest income | $1,071,000 | 6,492 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $10,000 | 8,556 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,582 |
| Total noninterest expense | $481,000 | 7,790 |
| Salaries and employee benefits | $270,000 | 7,791 |
| Premises and equipment expense | $121,000 | 6,332 |
| Additional noninterest expense | $90,000 | 8,270 |
| Pre-tax net operating income | $300,000 | 6,458 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $124,000 | 4,267 |
| Income before extraordinary items | $176,000 | 6,949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $176,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 740 |
| Cash dividends | $60,000 | 4,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $176,000 | 6,952 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 5,200 |
| Total interest expense | $813,000 | 3,778 |
| Net interest income | $560,000 | 6,400 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $4,000 | 8,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $217,000 | 7,976 |
| Salaries and employee benefits | $133,000 | 7,832 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $34,000 | 8,506 |
| Pre-tax net operating income | $347,000 | 4,608 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $62,000 | 4,220 |
| Income before extraordinary items | $285,000 | 4,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $285,000 | 4,531 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 5,227 |
| Total interest expense | $2,919,000 | 3,412 |
| Net interest income | $1,967,000 | 6,676 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $29,000 | 8,554 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $21,000 | 7,456 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $1,160,000 | 7,464 |
| Salaries and employee benefits | $659,000 | 7,412 |
| Premises and equipment expense | $260,000 | 6,105 |
| Additional noninterest expense | $241,000 | 7,978 |
| Pre-tax net operating income | $836,000 | 5,783 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $192,000 | 4,721 |
| Income before extraordinary items | $644,000 | 5,841 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $644,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,598 |
| Cash dividends | $420,000 | 3,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $644,000 | 5,815 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 5,256 |
| Total interest expense | $2,136,000 | 3,322 |
| Net interest income | $1,468,000 | 6,719 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $23,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,472 |
| Total noninterest expense | $847,000 | 7,512 |
| Salaries and employee benefits | $469,000 | 7,506 |
| Premises and equipment expense | $233,000 | 5,629 |
| Additional noninterest expense | $145,000 | 8,246 |
| Pre-tax net operating income | $644,000 | 5,826 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $222,000 | 4,265 |
| Income before extraordinary items | $422,000 | 6,247 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $422,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,597 |
| Cash dividends | $60,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $422,000 | 6,210 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 5,200 |
| Total interest expense | $1,388,000 | 3,245 |
| Net interest income | $1,006,000 | 6,647 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $12,000 | 8,636 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $10,000 | 7,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,000 | 8,611 |
| Total noninterest expense | $537,000 | 7,612 |
| Salaries and employee benefits | $304,000 | 7,574 |
| Premises and equipment expense | $153,000 | 5,650 |
| Additional noninterest expense | $80,000 | 8,443 |
| Pre-tax net operating income | $481,000 | 5,563 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $129,000 | 4,466 |
| Income before extraordinary items | $352,000 | 5,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $352,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,629 |
| Cash dividends | $60,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $352,000 | 5,728 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 5,216 |
| Total interest expense | $664,000 | 3,251 |
| Net interest income | $522,000 | 6,607 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $5,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $252,000 | 7,782 |
| Salaries and employee benefits | $149,000 | 7,680 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $43,000 | 8,438 |
| Pre-tax net operating income | $275,000 | 5,218 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $36,000 | 5,142 |
| Income before extraordinary items | $239,000 | 4,977 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $239,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,756 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $239,000 | 4,939 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 5,114 |
| Total interest expense | $2,381,000 | 3,172 |
| Net interest income | $2,210,000 | 6,360 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $28,000 | 8,736 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $22,000 | 7,639 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,658 |
| Total noninterest expense | $1,108,000 | 7,608 |
| Salaries and employee benefits | $685,000 | 7,337 |
| Premises and equipment expense | $168,000 | 7,138 |
| Additional noninterest expense | $255,000 | 7,965 |
| Pre-tax net operating income | $1,130,000 | 4,941 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $411,000 | 3,681 |
| Income before extraordinary items | $719,000 | 5,517 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $719,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,095 |
| Cash dividends | $420,000 | 3,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $719,000 | 5,435 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 5,112 |
| Total interest expense | $1,755,000 | 3,163 |
| Net interest income | $1,681,000 | 6,327 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $22,000 | 8,783 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $16,000 | 7,693 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $748,000 | 7,789 |
| Salaries and employee benefits | $474,000 | 7,481 |
| Premises and equipment expense | $138,000 | 6,917 |
| Additional noninterest expense | $136,000 | 8,413 |
| Pre-tax net operating income | $955,000 | 4,708 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $308,000 | 3,750 |
| Income before extraordinary items | $647,000 | 5,165 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $647,000 | 5,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,031 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $647,000 | 5,078 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 5,115 |
| Total interest expense | $1,157,000 | 3,175 |
| Net interest income | $1,136,000 | 6,316 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $11,000 | 8,887 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $11,000 | 7,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $449,000 | 8,024 |
| Salaries and employee benefits | $310,000 | 7,584 |
| Premises and equipment expense | $58,000 | 7,798 |
| Additional noninterest expense | $81,000 | 8,573 |
| Pre-tax net operating income | $698,000 | 4,459 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $205,000 | 3,729 |
| Income before extraordinary items | $493,000 | 4,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 4,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $493,000 | 4,679 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 5,134 |
| Total interest expense | $569,000 | 3,252 |
| Net interest income | $579,000 | 6,260 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $6,000 | 8,907 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $230,000 | 8,027 |
| Salaries and employee benefits | $155,000 | 7,611 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $42,000 | 8,582 |
| Pre-tax net operating income | $355,000 | 4,394 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $103,000 | 3,738 |
| Income before extraordinary items | $252,000 | 4,728 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $252,000 | 4,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,451 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $252,000 | 4,607 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 4,965 |
| Total interest expense | $2,546,000 | 3,290 |
| Net interest income | $2,350,000 | 6,100 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $40,000 | 8,866 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $27,000 | 7,757 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $1,074,000 | 7,726 |
| Salaries and employee benefits | $686,000 | 7,361 |
| Premises and equipment expense | $165,000 | 7,199 |
| Additional noninterest expense | $223,000 | 8,284 |
| Pre-tax net operating income | $1,316,000 | 4,452 |
| Securities gains (losses) | $-20,000 | 8,870 |
| Applicable income taxes | $379,000 | 3,895 |
| Income before extraordinary items | $917,000 | 4,884 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $917,000 | 4,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 9,000 |
| Cash dividends | $420,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $931,200 | 4,684 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 5,010 |
| Total interest expense | $1,964,000 | 3,334 |
| Net interest income | $1,725,000 | 6,203 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $34,000 | 8,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $21,000 | 7,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $722,000 | 7,957 |
| Salaries and employee benefits | $470,000 | 7,549 |
| Premises and equipment expense | $131,000 | 7,100 |
| Additional noninterest expense | $121,000 | 8,712 |
| Pre-tax net operating income | $1,037,000 | 4,457 |
| Securities gains (losses) | $-20,000 | 9,012 |
| Applicable income taxes | $337,000 | 3,716 |
| Income before extraordinary items | $680,000 | 5,064 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $680,000 | 5,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 9,039 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $693,400 | 4,827 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 5,007 |
| Total interest expense | $1,358,000 | 3,328 |
| Net interest income | $1,128,000 | 6,276 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $18,000 | 9,005 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $13,000 | 7,851 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $450,000 | 8,103 |
| Salaries and employee benefits | $299,000 | 7,700 |
| Premises and equipment expense | $90,000 | 7,025 |
| Additional noninterest expense | $61,000 | 8,954 |
| Pre-tax net operating income | $696,000 | 4,441 |
| Securities gains (losses) | $-45,000 | 9,153 |
| Applicable income taxes | $210,000 | 3,866 |
| Income before extraordinary items | $441,000 | 5,143 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $441,000 | 5,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 9,072 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $471,600 | 4,745 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 5,068 |
| Total interest expense | $678,000 | 3,400 |
| Net interest income | $552,000 | 6,332 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $231,000 | 8,086 |
| Salaries and employee benefits | $150,000 | 7,715 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $33,000 | 8,956 |
| Pre-tax net operating income | $333,000 | 4,518 |
| Securities gains (losses) | $-45,000 | 9,227 |
| Applicable income taxes | $83,000 | 4,283 |
| Income before extraordinary items | $205,000 | 5,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 9,169 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $236,950 | 4,669 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,469,000 | 4,862 |
| Total interest expense | $2,893,000 | 3,623 |
| Net interest income | $2,576,000 | 5,808 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $35,000 | 9,074 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $28,000 | 7,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $1,093,000 | 7,727 |
| Salaries and employee benefits | $670,000 | 7,402 |
| Premises and equipment expense | $166,000 | 7,226 |
| Additional noninterest expense | $257,000 | 8,122 |
| Pre-tax net operating income | $1,518,000 | 4,084 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $547,000 | 3,279 |
| Income before extraordinary items | $971,000 | 4,680 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $971,000 | 4,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-117,000 | 9,247 |
| Cash dividends | $420,000 | 3,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $971,000 | 4,553 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 5,181 |
| Total interest expense | $3,396,000 | 4,305 |
| Net interest income | $2,281,000 | 6,018 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $37,000 | 9,296 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $30,000 | 7,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,000 | 9,251 |
| Total noninterest expense | $933,000 | 8,132 |
| Salaries and employee benefits | $573,000 | 7,795 |
| Premises and equipment expense | $145,000 | 7,606 |
| Additional noninterest expense | $215,000 | 8,540 |
| Pre-tax net operating income | $1,385,000 | 4,067 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $471,000 | 3,427 |
| Income before extraordinary items | $914,000 | 4,521 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $914,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 9,510 |
| Cash dividends | $420,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $914,000 | 4,412 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,727,000 | 5,249 |
| Total interest expense | $3,331,000 | 4,543 |
| Net interest income | $2,396,000 | 5,966 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $38,000 | 9,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,569 |
| Total noninterest expense | $948,000 | 8,170 |
| Salaries and employee benefits | $550,000 | 7,972 |
| Premises and equipment expense | $161,000 | 7,398 |
| Additional noninterest expense | $237,000 | 8,446 |
| Pre-tax net operating income | $1,486,000 | 4,089 |
| Securities gains (losses) | $-21,000 | 8,768 |
| Applicable income taxes | $393,000 | 4,008 |
| Income before extraordinary items | $1,072,000 | 4,187 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,072,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 9,611 |
| Cash dividends | $420,000 | 3,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,087,330 | 4,140 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 5,272 |
| Total interest expense | $3,155,000 | 4,415 |
| Net interest income | $2,294,000 | 6,107 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $39,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,868 |
| Total noninterest expense | $891,000 | 8,451 |
| Salaries and employee benefits | $519,000 | 8,233 |
| Premises and equipment expense | $147,000 | 7,713 |
| Additional noninterest expense | $225,000 | 8,793 |
| Pre-tax net operating income | $1,442,000 | 4,207 |
| Securities gains (losses) | $-64,000 | 9,852 |
| Applicable income taxes | $372,000 | 4,347 |
| Income before extraordinary items | $1,006,000 | 4,425 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,006,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 10,018 |
| Cash dividends | $420,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,052,720 | 4,224 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 5,386 |
| Total interest expense | $3,221,000 | 4,454 |
| Net interest income | $2,165,000 | 6,353 |
| Provision for loan and lease losses | $358,000 | 2,281 |
| Total noninterest income | $50,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $851,000 | 8,598 |
| Salaries and employee benefits | $480,000 | 8,489 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $224,000 | 8,859 |
| Pre-tax net operating income | $1,006,000 | 5,393 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $232,000 | 5,807 |
| Income before extraordinary items | $776,000 | 5,280 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $776,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,679 |
| Cash dividends | $420,000 | 3,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $774,460 | 5,193 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 5,570 |
| Total interest expense | $3,219,000 | 4,430 |
| Net interest income | $2,068,000 | 6,781 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $52,000 | 10,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $794,000 | 9,058 |
| Salaries and employee benefits | $467,000 | 8,842 |
| Premises and equipment expense | $120,000 | 8,493 |
| Additional noninterest expense | $207,000 | 9,316 |
| Pre-tax net operating income | $1,326,000 | 4,900 |
| Securities gains (losses) | $-40,000 | 10,586 |
| Applicable income taxes | $257,000 | 6,188 |
| Income before extraordinary items | $1,029,000 | 4,616 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,029,000 | 4,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,883 |
| Cash dividends | $420,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,061,000 | 4,422 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 6,034 |
| Total interest expense | $3,222,000 | 4,486 |
| Net interest income | $1,677,000 | 7,840 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $221,000 | 7,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,448 |
| Total noninterest expense | $794,000 | 9,447 |
| Salaries and employee benefits | $452,000 | 9,237 |
| Premises and equipment expense | $141,000 | 8,264 |
| Additional noninterest expense | $201,000 | 9,927 |
| Pre-tax net operating income | $1,104,000 | 5,402 |
| Securities gains (losses) | $-14,000 | 10,446 |
| Applicable income taxes | $247,000 | 6,490 |
| Income before extraordinary items | $843,000 | 5,102 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $843,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,045 |
| Cash dividends | $276,000 | 4,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $853,780 | 5,008 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 6,236 |
| Total interest expense | $3,097,000 | 4,622 |
| Net interest income | $1,605,000 | 8,247 |
| Provision for loan and lease losses | $-750,000 | 11,914 |
| Total noninterest income | $62,000 | 11,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $748,000 | 9,993 |
| Salaries and employee benefits | $441,000 | 9,612 |
| Premises and equipment expense | $88,000 | 9,975 |
| Additional noninterest expense | $219,000 | 10,198 |
| Pre-tax net operating income | $1,669,000 | 4,081 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $437,000 | 4,622 |
| Income before extraordinary items | $1,241,000 | 3,844 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,241,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 11,552 |
| Cash dividends | $276,000 | 4,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,234,340 | 3,837 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 6,376 |
| Total interest expense | $2,464,000 | 4,710 |
| Net interest income | $1,817,000 | 7,997 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $936,000 | 9,605 |
| Salaries and employee benefits | $426,000 | 10,044 |
| Premises and equipment expense | $116,000 | 9,514 |
| Additional noninterest expense | $394,000 | 8,887 |
| Pre-tax net operating income | $982,000 | 6,039 |
| Securities gains (losses) | $-156,000 | 11,818 |
| Applicable income taxes | $206,000 | 7,245 |
| Income before extraordinary items | $620,000 | 6,396 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $620,000 | 6,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,477 |
| Cash dividends | $276,000 | 4,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $737,000 | 5,759 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 6,437 |
| Total interest expense | $2,324,000 | 5,117 |
| Net interest income | $2,058,000 | 7,514 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $52,000 | 12,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $797,000 | 10,681 |
| Salaries and employee benefits | $408,000 | 10,552 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $294,000 | 10,523 |
| Pre-tax net operating income | $1,313,000 | 4,823 |
| Securities gains (losses) | $-186,000 | 13,214 |
| Applicable income taxes | $305,000 | 6,010 |
| Income before extraordinary items | $822,000 | 5,453 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $822,000 | 5,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 12,315 |
| Cash dividends | $276,000 | 4,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $957,780 | 4,618 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 7,164 |
| Total interest expense | $2,401,000 | 6,180 |
| Net interest income | $1,867,000 | 8,142 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $51,000 | 13,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $767,000 | 11,167 |
| Salaries and employee benefits | $399,000 | 10,875 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $302,000 | 10,797 |
| Pre-tax net operating income | $1,151,000 | 5,090 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $328,000 | 5,597 |
| Income before extraordinary items | $823,000 | 5,246 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $823,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $276,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $823,000 | 4,948 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.