Home > Iowa State Bank > Income and Expense
Iowa State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 9,267 |
| Total interest expense | $633,000 | 8,987 |
| Net interest income | $524,000 | 9,420 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $69,000 | 9,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 7,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,456 |
| Total noninterest expense | $489,000 | 9,416 |
| Salaries and employee benefits | $266,000 | 9,396 |
| Premises and equipment expense | $108,000 | 8,312 |
| Additional noninterest expense | $115,000 | 9,534 |
| Pre-tax net operating income | $8,000 | 9,088 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $8,000 | 9,113 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,000 | 9,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,600 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,000 | 9,100 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 9,882 |
| Total interest expense | $272,000 | 9,836 |
| Net interest income | $374,000 | 9,861 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $48,000 | 9,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,795 |
| Total noninterest expense | $388,000 | 9,900 |
| Salaries and employee benefits | $219,000 | 9,843 |
| Premises and equipment expense | $54,000 | 9,557 |
| Additional noninterest expense | $115,000 | 9,810 |
| Pre-tax net operating income | $-56,000 | 9,492 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-3,000 | 9,624 |
| Income before extraordinary items | $-53,000 | 9,516 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-53,000 | 9,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-53,000 | 9,495 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $59,000 | 10,432 |
| Total interest expense | $9,000 | 10,411 |
| Net interest income | $50,000 | 10,420 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $2,000 | 10,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,352 |
| Total noninterest expense | $147,000 | 10,415 |
| Salaries and employee benefits | $51,000 | 10,423 |
| Premises and equipment expense | $14,000 | 10,370 |
| Additional noninterest expense | $82,000 | 10,250 |
| Pre-tax net operating income | $-125,000 | 9,932 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-6,000 | 10,003 |
| Income before extraordinary items | $-119,000 | 9,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-119,000 | 9,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 324 |
| Net operating income | $-119,000 | 9,937 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.