Home > Iowa State Bank > Income and Expense
Iowa State Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 7,571 |
| Total interest expense | $1,272,000 | 7,468 |
| Net interest income | $1,559,000 | 7,477 |
| Provision for loan and lease losses | $1,180,000 | 858 |
| Total noninterest income | $309,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 5,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,460 |
| Total noninterest expense | $1,101,000 | 7,840 |
| Salaries and employee benefits | $598,000 | 7,766 |
| Premises and equipment expense | $204,000 | 6,750 |
| Additional noninterest expense | $299,000 | 8,124 |
| Pre-tax net operating income | $-413,000 | 9,789 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-166,000 | 9,994 |
| Income before extraordinary items | $-247,000 | 9,718 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-247,000 | 9,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,210,000 | 627 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-247,000 | 9,697 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 7,561 |
| Total interest expense | $1,375,000 | 7,489 |
| Net interest income | $1,601,000 | 7,473 |
| Provision for loan and lease losses | $537,000 | 1,635 |
| Total noninterest income | $309,000 | 6,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,717 |
| Total noninterest expense | $1,061,000 | 7,937 |
| Salaries and employee benefits | $565,000 | 7,954 |
| Premises and equipment expense | $239,000 | 6,124 |
| Additional noninterest expense | $257,000 | 8,537 |
| Pre-tax net operating income | $312,000 | 8,320 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $92,000 | 7,652 |
| Income before extraordinary items | $218,000 | 8,490 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $218,000 | 8,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,649 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $219,400 | 8,400 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 7,884 |
| Total interest expense | $1,275,000 | 7,908 |
| Net interest income | $1,626,000 | 7,720 |
| Provision for loan and lease losses | $107,000 | 5,029 |
| Total noninterest income | $274,000 | 6,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,866 |
| Total noninterest expense | $1,077,000 | 8,071 |
| Salaries and employee benefits | $562,000 | 8,175 |
| Premises and equipment expense | $272,000 | 5,770 |
| Additional noninterest expense | $243,000 | 8,929 |
| Pre-tax net operating income | $716,000 | 6,912 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $250,000 | 6,261 |
| Income before extraordinary items | $466,000 | 7,192 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $466,000 | 7,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,684 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $466,000 | 7,142 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 8,391 |
| Total interest expense | $1,197,000 | 8,382 |
| Net interest income | $1,519,000 | 8,227 |
| Provision for loan and lease losses | $455,000 | 1,871 |
| Total noninterest income | $255,000 | 7,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,844 |
| Total noninterest expense | $962,000 | 8,815 |
| Salaries and employee benefits | $539,000 | 8,580 |
| Premises and equipment expense | $195,000 | 7,111 |
| Additional noninterest expense | $228,000 | 9,624 |
| Pre-tax net operating income | $357,000 | 8,767 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $99,000 | 8,762 |
| Income before extraordinary items | $257,000 | 8,778 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $257,000 | 8,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 2,066 |
| Cash dividends | $1,425,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $257,720 | 8,713 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 8,569 |
| Total interest expense | $1,248,000 | 8,433 |
| Net interest income | $1,499,000 | 8,536 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $205,000 | 8,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $918,000 | 9,295 |
| Salaries and employee benefits | $529,000 | 8,865 |
| Premises and equipment expense | $129,000 | 8,826 |
| Additional noninterest expense | $260,000 | 9,723 |
| Pre-tax net operating income | $666,000 | 7,502 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $205,000 | 7,326 |
| Income before extraordinary items | $460,000 | 7,561 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $460,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,316 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $460,690 | 7,530 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 8,996 |
| Total interest expense | $1,029,000 | 8,565 |
| Net interest income | $1,420,000 | 9,095 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $237,000 | 8,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $884,000 | 9,855 |
| Salaries and employee benefits | $510,000 | 9,304 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $270,000 | 10,298 |
| Pre-tax net operating income | $773,000 | 7,021 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $239,000 | 6,699 |
| Income before extraordinary items | $502,000 | 7,302 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $502,000 | 7,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,075 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $523,760 | 7,168 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 9,361 |
| Total interest expense | $940,000 | 9,385 |
| Net interest income | $1,478,000 | 9,188 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $207,000 | 9,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $837,000 | 10,484 |
| Salaries and employee benefits | $486,000 | 9,810 |
| Premises and equipment expense | $102,000 | 10,386 |
| Additional noninterest expense | $249,000 | 11,098 |
| Pre-tax net operating income | $848,000 | 6,581 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $270,000 | 6,484 |
| Income before extraordinary items | $579,000 | 6,937 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $579,000 | 7,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $578,320 | 6,697 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 9,675 |
| Total interest expense | $1,038,000 | 10,235 |
| Net interest income | $1,587,000 | 8,989 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $184,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $843,000 | 10,795 |
| Salaries and employee benefits | $473,000 | 10,061 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $277,000 | 11,175 |
| Pre-tax net operating income | $808,000 | 6,528 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $283,000 | 6,176 |
| Income before extraordinary items | $551,000 | 6,920 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $551,000 | 7,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $533,840 | 6,681 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.