Home > Iowa State Bank > Income and Expense
Iowa State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,481,000 | 4,345 |
| Total interest expense | $4,258,000 | 3,788 |
| Net interest income | $3,223,000 | 4,900 |
| Provision for loan and lease losses | $260,000 | 3,149 |
| Total noninterest income | $440,000 | 5,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,197 |
| Total noninterest expense | $2,317,000 | 5,127 |
| Salaries and employee benefits | $1,315,000 | 4,863 |
| Premises and equipment expense | $388,000 | 4,606 |
| Additional noninterest expense | $614,000 | 5,695 |
| Pre-tax net operating income | $1,086,000 | 5,042 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $315,000 | 4,493 |
| Income before extraordinary items | $767,000 | 5,168 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $767,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,034 |
| Cash dividends | $176,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $769,840 | 5,151 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 4,678 |
| Total interest expense | $3,494,000 | 4,053 |
| Net interest income | $3,000,000 | 5,160 |
| Provision for loan and lease losses | $277,000 | 2,848 |
| Total noninterest income | $492,000 | 5,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 3,958 |
| Total noninterest expense | $2,286,000 | 5,183 |
| Salaries and employee benefits | $1,255,000 | 5,001 |
| Premises and equipment expense | $421,000 | 4,348 |
| Additional noninterest expense | $610,000 | 5,767 |
| Pre-tax net operating income | $929,000 | 5,521 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $257,000 | 5,139 |
| Income before extraordinary items | $672,000 | 5,582 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $672,000 | 5,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,186 |
| Cash dividends | $302,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $672,000 | 5,544 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,284,000 | 4,833 |
| Total interest expense | $3,487,000 | 4,142 |
| Net interest income | $2,797,000 | 5,416 |
| Provision for loan and lease losses | $410,000 | 2,021 |
| Total noninterest income | $456,000 | 5,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,239 |
| Total noninterest expense | $2,136,000 | 5,331 |
| Salaries and employee benefits | $1,179,000 | 5,135 |
| Premises and equipment expense | $358,000 | 4,808 |
| Additional noninterest expense | $599,000 | 5,764 |
| Pre-tax net operating income | $707,000 | 6,452 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $177,000 | 6,468 |
| Income before extraordinary items | $532,000 | 6,418 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $532,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,246 |
| Cash dividends | $327,000 | 4,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $530,500 | 6,320 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 5,271 |
| Total interest expense | $3,020,000 | 4,685 |
| Net interest income | $2,671,000 | 5,794 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $370,000 | 5,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,882 |
| Total noninterest expense | $1,866,000 | 5,932 |
| Salaries and employee benefits | $1,025,000 | 5,763 |
| Premises and equipment expense | $283,000 | 5,622 |
| Additional noninterest expense | $558,000 | 6,062 |
| Pre-tax net operating income | $1,110,000 | 5,500 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $372,000 | 5,115 |
| Income before extraordinary items | $753,000 | 5,667 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $753,000 | 5,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $742,950 | 5,665 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 7,505 |
| Total interest expense | $1,676,000 | 7,145 |
| Net interest income | $1,727,000 | 7,708 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $266,000 | 7,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,678 |
| Total noninterest expense | $1,032,000 | 8,556 |
| Salaries and employee benefits | $595,000 | 8,167 |
| Premises and equipment expense | $99,000 | 9,324 |
| Additional noninterest expense | $338,000 | 8,480 |
| Pre-tax net operating income | $937,000 | 5,967 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $322,000 | 5,592 |
| Income before extraordinary items | $615,000 | 6,182 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $615,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $615,000 | 6,121 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 7,912 |
| Total interest expense | $1,789,000 | 6,928 |
| Net interest income | $1,426,000 | 8,724 |
| Provision for loan and lease losses | $134,000 | 3,882 |
| Total noninterest income | $245,000 | 7,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,308 |
| Total noninterest expense | $960,000 | 9,120 |
| Salaries and employee benefits | $530,000 | 8,854 |
| Premises and equipment expense | $96,000 | 9,727 |
| Additional noninterest expense | $334,000 | 8,872 |
| Pre-tax net operating income | $577,000 | 8,008 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $187,000 | 7,653 |
| Income before extraordinary items | $390,000 | 8,155 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $390,000 | 8,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $390,000 | 8,113 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 8,446 |
| Total interest expense | $1,257,000 | 7,698 |
| Net interest income | $1,505,000 | 8,876 |
| Provision for loan and lease losses | $155,000 | 3,534 |
| Total noninterest income | $192,000 | 8,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $878,000 | 9,874 |
| Salaries and employee benefits | $460,000 | 9,752 |
| Premises and equipment expense | $100,000 | 10,031 |
| Additional noninterest expense | $318,000 | 9,739 |
| Pre-tax net operating income | $664,000 | 7,623 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $220,000 | 7,005 |
| Income before extraordinary items | $444,000 | 7,774 |
| Extraordinary gains, net | $48,000 | 162 |
| Net income | $492,000 | 7,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,376 |
| Cash dividends | $63,000 | 7,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $444,000 | 7,814 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 9,271 |
| Total interest expense | $1,121,000 | 8,597 |
| Net interest income | $1,338,000 | 9,616 |
| Provision for loan and lease losses | $395,000 | 2,491 |
| Total noninterest income | $177,000 | 9,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $875,000 | 10,321 |
| Salaries and employee benefits | $420,000 | 10,445 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $333,000 | 10,035 |
| Pre-tax net operating income | $245,000 | 10,656 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $134,000 | 11,403 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $134,000 | 11,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 2,067 |
| Cash dividends | $84,000 | 7,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $134,000 | 11,193 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 9,915 |
| Total interest expense | $1,128,000 | 9,870 |
| Net interest income | $1,374,000 | 9,721 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $148,000 | 10,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $782,000 | 11,098 |
| Salaries and employee benefits | $380,000 | 11,094 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $291,000 | 10,959 |
| Pre-tax net operating income | $740,000 | 6,885 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $249,000 | 6,674 |
| Income before extraordinary items | $491,000 | 7,414 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $491,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 13,128 |
| Cash dividends | $42,000 | 7,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $491,000 | 7,032 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.