Home > Iowa State Bank > Income and Expense
Iowa State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,714,000 | 2,050 |
| Total interest expense | $9,856,000 | 1,307 |
| Net interest income | $7,858,000 | 2,716 |
| Provision for loan and lease losses | $629,000 | 1,116 |
| Total noninterest income | $942,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $110,000 | 3,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $832,000 | 2,471 |
| Total noninterest expense | $5,021,000 | 3,042 |
| Salaries and employee benefits | $2,783,000 | 3,042 |
| Premises and equipment expense | $274,000 | 3,666 |
| Additional noninterest expense | $832,000 | 2,471 |
| Pre-tax net operating income | $3,150,000 | 2,463 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $156,000 | 2,580 |
| Income before extraordinary items | $2,994,000 | 2,345 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,994,000 | 2,369 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,994,000 | 2,348 |
| Net charge-offs | $372,000 | 877 |
| Cash dividends | $1,675,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,994,000 | 2,360 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,063,000 | 2,043 |
| Total interest expense | $7,165,000 | 1,251 |
| Net interest income | $5,898,000 | 2,737 |
| Provision for loan and lease losses | $454,000 | 1,055 |
| Total noninterest income | $706,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $74,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 2,445 |
| Total noninterest expense | $4,061,000 | 2,927 |
| Salaries and employee benefits | $2,291,000 | 2,901 |
| Premises and equipment expense | $244,000 | 3,514 |
| Additional noninterest expense | $632,000 | 2,444 |
| Pre-tax net operating income | $2,089,000 | 2,655 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $105,000 | 2,682 |
| Income before extraordinary items | $1,984,000 | 2,525 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,984,000 | 2,550 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,984,000 | 2,526 |
| Net charge-offs | $190,000 | 910 |
| Cash dividends | $1,675,000 | 1,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,984,000 | 2,540 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,494,000 | 2,042 |
| Total interest expense | $4,602,000 | 1,178 |
| Net interest income | $3,892,000 | 2,772 |
| Provision for loan and lease losses | $303,000 | 1,005 |
| Total noninterest income | $463,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $55,000 | 3,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 2,424 |
| Total noninterest expense | $2,573,000 | 2,991 |
| Salaries and employee benefits | $1,535,000 | 2,906 |
| Premises and equipment expense | $148,000 | 3,613 |
| Additional noninterest expense | $408,000 | 2,420 |
| Pre-tax net operating income | $1,479,000 | 2,600 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $74,000 | 2,688 |
| Income before extraordinary items | $1,405,000 | 2,474 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,405,000 | 2,503 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,405,000 | 2,474 |
| Net charge-offs | $-14,000 | 4,006 |
| Cash dividends | $450,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,405,000 | 2,491 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 2,063 |
| Total interest expense | $2,193,000 | 1,121 |
| Net interest income | $1,937,000 | 2,789 |
| Provision for loan and lease losses | $151,000 | 1,005 |
| Total noninterest income | $296,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $33,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 2,136 |
| Total noninterest expense | $1,367,000 | 2,934 |
| Salaries and employee benefits | $770,000 | 2,946 |
| Premises and equipment expense | $93,000 | 3,411 |
| Additional noninterest expense | $263,000 | 2,136 |
| Pre-tax net operating income | $715,000 | 2,683 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $38,000 | 2,687 |
| Income before extraordinary items | $677,000 | 2,569 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $677,000 | 2,570 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $677,000 | 2,569 |
| Net charge-offs | $-7,000 | 3,948 |
| Cash dividends | $450,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $677,000 | 2,599 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,896,000 | 2,067 |
| Total interest expense | $5,301,000 | 753 |
| Net interest income | $8,595,000 | 2,573 |
| Provision for loan and lease losses | $655,000 | 1,052 |
| Total noninterest income | $927,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $117,000 | 3,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $810,000 | 2,573 |
| Total noninterest expense | $5,117,000 | 3,005 |
| Salaries and employee benefits | $2,453,000 | 3,221 |
| Premises and equipment expense | $237,000 | 3,869 |
| Additional noninterest expense | $810,000 | 2,573 |
| Pre-tax net operating income | $3,750,000 | 2,385 |
| Securities gains (losses) | $-323,000 | 4,221 |
| Applicable income taxes | $171,000 | 2,716 |
| Income before extraordinary items | $3,256,000 | 2,354 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,256,000 | 2,354 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,256,000 | 2,353 |
| Net charge-offs | $1,166,000 | 380 |
| Cash dividends | $2,700,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,562,850 | 2,275 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,168,000 | 2,050 |
| Total interest expense | $3,455,000 | 650 |
| Net interest income | $6,713,000 | 2,501 |
| Provision for loan and lease losses | $504,000 | 957 |
| Total noninterest income | $725,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $75,000 | 3,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $650,000 | 2,513 |
| Total noninterest expense | $3,387,000 | 3,181 |
| Salaries and employee benefits | $2,113,000 | 3,033 |
| Premises and equipment expense | $168,000 | 3,946 |
| Additional noninterest expense | $650,000 | 2,513 |
| Pre-tax net operating income | $3,547,000 | 2,076 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $178,000 | 2,549 |
| Income before extraordinary items | $3,369,000 | 1,943 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,369,000 | 1,942 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,369,000 | 1,942 |
| Net charge-offs | $1,064,000 | 290 |
| Cash dividends | $2,700,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,369,000 | 1,976 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,659,000 | 2,027 |
| Total interest expense | $2,195,000 | 543 |
| Net interest income | $4,464,000 | 2,482 |
| Provision for loan and lease losses | $303,000 | 905 |
| Total noninterest income | $556,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $50,000 | 3,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,379 |
| Total noninterest expense | $2,304,000 | 3,150 |
| Salaries and employee benefits | $1,423,000 | 3,014 |
| Premises and equipment expense | $104,000 | 4,029 |
| Additional noninterest expense | $777,000 | 3,046 |
| Pre-tax net operating income | $2,413,000 | 1,956 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $117,000 | 2,494 |
| Income before extraordinary items | $2,296,000 | 1,815 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,296,000 | 1,816 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,296,000 | 1,815 |
| Net charge-offs | $799,000 | 265 |
| Cash dividends | $700,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,296,000 | 1,859 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 1,924 |
| Total interest expense | $1,093,000 | 510 |
| Net interest income | $2,324,000 | 2,370 |
| Provision for loan and lease losses | $152,000 | 758 |
| Total noninterest income | $437,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $31,000 | 3,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 1,891 |
| Total noninterest expense | $1,198,000 | 3,081 |
| Salaries and employee benefits | $722,000 | 2,989 |
| Premises and equipment expense | $47,000 | 4,132 |
| Additional noninterest expense | $429,000 | 2,856 |
| Pre-tax net operating income | $1,411,000 | 1,712 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $71,000 | 2,291 |
| Income before extraordinary items | $1,340,000 | 1,575 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,340,000 | 1,573 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,340,000 | 1,575 |
| Net charge-offs | $-74,000 | 4,484 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,340,000 | 1,597 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,607,000 | 2,007 |
| Total interest expense | $4,980,000 | 546 |
| Net interest income | $8,627,000 | 2,534 |
| Provision for loan and lease losses | $1,314,000 | 445 |
| Total noninterest income | $3,917,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $110,000 | 3,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,807,000 | 1,288 |
| Total noninterest expense | $5,751,000 | 2,791 |
| Salaries and employee benefits | $3,425,000 | 2,740 |
| Premises and equipment expense | $229,000 | 4,002 |
| Additional noninterest expense | $2,097,000 | 2,505 |
| Pre-tax net operating income | $5,479,000 | 1,937 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $159,000 | 2,824 |
| Income before extraordinary items | $5,320,000 | 1,804 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,320,000 | 1,804 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,320,000 | 1,805 |
| Net charge-offs | $698,000 | 522 |
| Cash dividends | $1,000,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,320,000 | 1,769 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,588,000 | 2,136 |
| Total interest expense | $3,834,000 | 559 |
| Net interest income | $5,754,000 | 2,755 |
| Provision for loan and lease losses | $1,013,000 | 435 |
| Total noninterest income | $2,376,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $68,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,308,000 | 1,517 |
| Total noninterest expense | $4,142,000 | 2,868 |
| Salaries and employee benefits | $2,656,000 | 2,699 |
| Premises and equipment expense | $175,000 | 4,039 |
| Additional noninterest expense | $1,311,000 | 2,826 |
| Pre-tax net operating income | $2,975,000 | 2,441 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $136,000 | 2,776 |
| Income before extraordinary items | $2,839,000 | 2,335 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,839,000 | 2,334 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,839,000 | 2,335 |
| Net charge-offs | $619,000 | 445 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,839,000 | 2,309 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,389,000 | 2,126 |
| Total interest expense | $2,624,000 | 564 |
| Net interest income | $3,765,000 | 2,787 |
| Provision for loan and lease losses | $711,000 | 432 |
| Total noninterest income | $1,865,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $47,000 | 3,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,818,000 | 1,370 |
| Total noninterest expense | $2,831,000 | 2,831 |
| Salaries and employee benefits | $1,838,000 | 2,643 |
| Premises and equipment expense | $123,000 | 3,994 |
| Additional noninterest expense | $870,000 | 2,832 |
| Pre-tax net operating income | $2,088,000 | 2,331 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $96,000 | 2,754 |
| Income before extraordinary items | $1,992,000 | 2,230 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,992,000 | 2,227 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,992,000 | 2,230 |
| Net charge-offs | $8,000 | 1,799 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,992,000 | 2,199 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 2,106 |
| Total interest expense | $1,374,000 | 569 |
| Net interest income | $1,846,000 | 2,794 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $1,004,000 | 1,510 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $31,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $973,000 | 1,296 |
| Total noninterest expense | $1,427,000 | 2,818 |
| Salaries and employee benefits | $914,000 | 2,639 |
| Premises and equipment expense | $51,000 | 4,195 |
| Additional noninterest expense | $462,000 | 2,683 |
| Pre-tax net operating income | $1,123,000 | 2,226 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $54,000 | 2,650 |
| Income before extraordinary items | $1,069,000 | 2,127 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,069,000 | 2,127 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,069,000 | 2,127 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,069,000 | 2,086 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,876,000 | 1,905 |
| Total interest expense | $6,502,000 | 732 |
| Net interest income | $8,374,000 | 2,551 |
| Provision for loan and lease losses | $2,530,000 | 904 |
| Total noninterest income | $1,387,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $121,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,266,000 | 2,248 |
| Total noninterest expense | $5,843,000 | 2,735 |
| Salaries and employee benefits | $3,411,000 | 2,730 |
| Premises and equipment expense | $335,000 | 3,664 |
| Additional noninterest expense | $2,097,000 | 2,462 |
| Pre-tax net operating income | $1,388,000 | 3,361 |
| Securities gains (losses) | $-7,000 | 4,793 |
| Applicable income taxes | $64,000 | 3,096 |
| Income before extraordinary items | $1,317,000 | 3,331 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,317,000 | 3,330 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,317,000 | 3,331 |
| Net charge-offs | $1,600,000 | 481 |
| Cash dividends | $300,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,323,650 | 3,267 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,558,000 | 1,865 |
| Total interest expense | $4,987,000 | 777 |
| Net interest income | $6,571,000 | 2,464 |
| Provision for loan and lease losses | $2,229,000 | 836 |
| Total noninterest income | $1,006,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $82,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $924,000 | 2,222 |
| Total noninterest expense | $4,294,000 | 2,755 |
| Salaries and employee benefits | $2,570,000 | 2,710 |
| Premises and equipment expense | $227,000 | 3,825 |
| Additional noninterest expense | $1,497,000 | 2,507 |
| Pre-tax net operating income | $1,054,000 | 3,388 |
| Securities gains (losses) | $-7,000 | 4,745 |
| Applicable income taxes | $39,000 | 3,165 |
| Income before extraordinary items | $1,008,000 | 3,341 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,008,000 | 3,341 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,008,000 | 3,341 |
| Net charge-offs | $1,520,000 | 389 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,014,720 | 3,286 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 1,846 |
| Total interest expense | $3,387,000 | 816 |
| Net interest income | $4,528,000 | 2,428 |
| Provision for loan and lease losses | $1,678,000 | 795 |
| Total noninterest income | $787,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $62,000 | 3,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $725,000 | 2,000 |
| Total noninterest expense | $3,077,000 | 2,656 |
| Salaries and employee benefits | $1,820,000 | 2,624 |
| Premises and equipment expense | $154,000 | 3,801 |
| Additional noninterest expense | $1,103,000 | 2,352 |
| Pre-tax net operating income | $560,000 | 3,619 |
| Securities gains (losses) | $-7,000 | 4,741 |
| Applicable income taxes | $27,000 | 3,133 |
| Income before extraordinary items | $526,000 | 3,603 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $526,000 | 3,603 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $526,000 | 3,603 |
| Net charge-offs | $577,000 | 543 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $532,650 | 3,536 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 1,777 |
| Total interest expense | $1,697,000 | 906 |
| Net interest income | $2,417,000 | 2,280 |
| Provision for loan and lease losses | $827,000 | 677 |
| Total noninterest income | $268,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $41,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 2,298 |
| Total noninterest expense | $1,640,000 | 2,573 |
| Salaries and employee benefits | $909,000 | 2,637 |
| Premises and equipment expense | $77,000 | 3,816 |
| Additional noninterest expense | $654,000 | 2,120 |
| Pre-tax net operating income | $218,000 | 3,704 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $11,000 | 3,113 |
| Income before extraordinary items | $207,000 | 3,666 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $207,000 | 3,667 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $207,000 | 3,667 |
| Net charge-offs | $-9,000 | 4,422 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $207,000 | 3,636 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,877,000 | 1,749 |
| Total interest expense | $6,660,000 | 971 |
| Net interest income | $10,217,000 | 2,199 |
| Provision for loan and lease losses | $4,180,000 | 297 |
| Total noninterest income | $767,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $181,000 | 3,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $586,000 | 2,864 |
| Total noninterest expense | $4,941,000 | 3,031 |
| Salaries and employee benefits | $2,944,000 | 2,972 |
| Premises and equipment expense | $300,000 | 3,910 |
| Additional noninterest expense | $1,697,000 | 2,852 |
| Pre-tax net operating income | $1,863,000 | 3,113 |
| Securities gains (losses) | $-3,000 | 4,646 |
| Applicable income taxes | $92,000 | 3,057 |
| Income before extraordinary items | $1,768,000 | 3,070 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,768,000 | 3,069 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,768,000 | 3,071 |
| Net charge-offs | $3,168,000 | 295 |
| Cash dividends | $500,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,770,850 | 3,034 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,849,000 | 1,747 |
| Total interest expense | $4,934,000 | 993 |
| Net interest income | $7,915,000 | 2,159 |
| Provision for loan and lease losses | $3,354,000 | 282 |
| Total noninterest income | $789,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $128,000 | 3,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $661,000 | 2,383 |
| Total noninterest expense | $4,013,000 | 2,900 |
| Salaries and employee benefits | $2,521,000 | 2,742 |
| Premises and equipment expense | $221,000 | 3,987 |
| Additional noninterest expense | $1,271,000 | 2,862 |
| Pre-tax net operating income | $1,337,000 | 3,250 |
| Securities gains (losses) | $-3,000 | 4,753 |
| Applicable income taxes | $69,000 | 3,121 |
| Income before extraordinary items | $1,265,000 | 3,184 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,265,000 | 3,183 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,265,000 | 3,184 |
| Net charge-offs | $2,493,000 | 268 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,267,850 | 3,149 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,514,000 | 1,756 |
| Total interest expense | $3,203,000 | 999 |
| Net interest income | $5,311,000 | 2,165 |
| Provision for loan and lease losses | $2,377,000 | 257 |
| Total noninterest income | $593,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $87,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,189 |
| Total noninterest expense | $2,578,000 | 2,985 |
| Salaries and employee benefits | $1,634,000 | 2,807 |
| Premises and equipment expense | $89,000 | 4,561 |
| Additional noninterest expense | $855,000 | 2,863 |
| Pre-tax net operating income | $949,000 | 3,164 |
| Securities gains (losses) | $-3,000 | 4,772 |
| Applicable income taxes | $46,000 | 3,120 |
| Income before extraordinary items | $900,000 | 3,090 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $900,000 | 3,088 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $900,000 | 3,088 |
| Net charge-offs | $1,475,000 | 279 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $902,850 | 3,058 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 1,723 |
| Total interest expense | $1,549,000 | 992 |
| Net interest income | $2,824,000 | 2,053 |
| Provision for loan and lease losses | $976,000 | 294 |
| Total noninterest income | $129,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $44,000 | 3,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,424 |
| Total noninterest expense | $1,304,000 | 2,984 |
| Salaries and employee benefits | $752,000 | 2,978 |
| Premises and equipment expense | $33,000 | 4,824 |
| Additional noninterest expense | $519,000 | 2,517 |
| Pre-tax net operating income | $673,000 | 2,635 |
| Securities gains (losses) | $-3,000 | 4,951 |
| Applicable income taxes | $33,000 | 2,909 |
| Income before extraordinary items | $637,000 | 2,514 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $637,000 | 2,513 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $637,000 | 2,513 |
| Net charge-offs | $772,000 | 252 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $639,850 | 2,494 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,098,000 | 1,663 |
| Total interest expense | $5,622,000 | 836 |
| Net interest income | $11,476,000 | 2,017 |
| Provision for loan and lease losses | $4,580,000 | 272 |
| Total noninterest income | $978,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $186,000 | 3,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $792,000 | 2,510 |
| Total noninterest expense | $5,072,000 | 3,025 |
| Salaries and employee benefits | $3,065,000 | 2,918 |
| Premises and equipment expense | $332,000 | 3,847 |
| Additional noninterest expense | $1,675,000 | 2,942 |
| Pre-tax net operating income | $2,802,000 | 2,616 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $156,000 | 2,828 |
| Income before extraordinary items | $2,646,000 | 2,510 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,646,000 | 2,509 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,646,000 | 2,509 |
| Net charge-offs | $4,380,000 | 216 |
| Cash dividends | $1,300,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,646,000 | 2,501 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,988,000 | 1,626 |
| Total interest expense | $4,103,000 | 812 |
| Net interest income | $8,885,000 | 1,974 |
| Provision for loan and lease losses | $3,329,000 | 272 |
| Total noninterest income | $647,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $131,000 | 3,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,713 |
| Total noninterest expense | $3,903,000 | 2,991 |
| Salaries and employee benefits | $2,464,000 | 2,806 |
| Premises and equipment expense | $239,000 | 3,972 |
| Additional noninterest expense | $1,200,000 | 3,029 |
| Pre-tax net operating income | $2,300,000 | 2,514 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $115,000 | 2,908 |
| Income before extraordinary items | $2,185,000 | 2,376 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,185,000 | 2,375 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,185,000 | 2,375 |
| Net charge-offs | $3,903,000 | 188 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,185,000 | 2,369 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 1,617 |
| Total interest expense | $2,633,000 | 793 |
| Net interest income | $5,985,000 | 1,958 |
| Provision for loan and lease losses | $2,127,000 | 278 |
| Total noninterest income | $448,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $91,000 | 3,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 2,680 |
| Total noninterest expense | $2,817,000 | 2,863 |
| Salaries and employee benefits | $1,674,000 | 2,798 |
| Premises and equipment expense | $194,000 | 3,650 |
| Additional noninterest expense | $949,000 | 2,708 |
| Pre-tax net operating income | $1,489,000 | 2,529 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $81,000 | 2,866 |
| Income before extraordinary items | $1,408,000 | 2,403 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,408,000 | 2,402 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,408,000 | 2,402 |
| Net charge-offs | $1,749,000 | 236 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,408,000 | 2,399 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 1,613 |
| Total interest expense | $1,276,000 | 776 |
| Net interest income | $3,001,000 | 1,943 |
| Provision for loan and lease losses | $1,051,000 | 264 |
| Total noninterest income | $174,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $47,000 | 3,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 3,041 |
| Total noninterest expense | $1,235,000 | 3,131 |
| Salaries and employee benefits | $805,000 | 2,892 |
| Premises and equipment expense | $128,000 | 3,194 |
| Additional noninterest expense | $302,000 | 3,629 |
| Pre-tax net operating income | $889,000 | 2,207 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $42,000 | 2,813 |
| Income before extraordinary items | $847,000 | 2,083 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $847,000 | 2,082 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $847,000 | 2,083 |
| Net charge-offs | $1,113,000 | 204 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $847,000 | 2,073 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,866,000 | 1,668 |
| Total interest expense | $4,675,000 | 729 |
| Net interest income | $11,191,000 | 2,031 |
| Provision for loan and lease losses | $3,237,000 | 332 |
| Total noninterest income | $769,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $173,000 | 3,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,939 |
| Total noninterest expense | $4,913,000 | 3,119 |
| Salaries and employee benefits | $3,044,000 | 2,946 |
| Premises and equipment expense | $395,000 | 3,685 |
| Additional noninterest expense | $1,474,000 | 3,269 |
| Pre-tax net operating income | $3,810,000 | 2,110 |
| Securities gains (losses) | $5,000 | 1,791 |
| Applicable income taxes | $198,000 | 2,976 |
| Income before extraordinary items | $3,617,000 | 1,747 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,617,000 | 1,748 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,617,000 | 1,748 |
| Net charge-offs | $2,412,000 | 352 |
| Cash dividends | $1,700,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,612,250 | 1,732 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,780,000 | 1,686 |
| Total interest expense | $3,432,000 | 725 |
| Net interest income | $8,348,000 | 2,046 |
| Provision for loan and lease losses | $2,268,000 | 353 |
| Total noninterest income | $592,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $116,000 | 3,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 2,871 |
| Total noninterest expense | $3,680,000 | 3,141 |
| Salaries and employee benefits | $2,498,000 | 2,816 |
| Premises and equipment expense | $210,000 | 4,306 |
| Additional noninterest expense | $972,000 | 3,514 |
| Pre-tax net operating income | $2,992,000 | 2,066 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $152,000 | 2,930 |
| Income before extraordinary items | $2,845,000 | 1,800 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,845,000 | 1,799 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,845,000 | 1,800 |
| Net charge-offs | $1,184,000 | 444 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,840,250 | 1,777 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 1,691 |
| Total interest expense | $2,227,000 | 715 |
| Net interest income | $5,493,000 | 2,052 |
| Provision for loan and lease losses | $1,465,000 | 365 |
| Total noninterest income | $431,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $79,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 2,750 |
| Total noninterest expense | $2,383,000 | 3,220 |
| Salaries and employee benefits | $1,662,000 | 2,839 |
| Premises and equipment expense | $140,000 | 4,319 |
| Additional noninterest expense | $581,000 | 3,758 |
| Pre-tax net operating income | $2,076,000 | 1,972 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $98,000 | 2,942 |
| Income before extraordinary items | $1,983,000 | 1,714 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,983,000 | 1,713 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,983,000 | 1,714 |
| Net charge-offs | $844,000 | 401 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,978,250 | 1,702 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 1,713 |
| Total interest expense | $1,075,000 | 715 |
| Net interest income | $2,715,000 | 2,065 |
| Provision for loan and lease losses | $751,000 | 324 |
| Total noninterest income | $221,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $40,000 | 3,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 2,703 |
| Total noninterest expense | $1,172,000 | 3,286 |
| Salaries and employee benefits | $819,000 | 2,896 |
| Premises and equipment expense | $52,000 | 4,788 |
| Additional noninterest expense | $301,000 | 3,698 |
| Pre-tax net operating income | $1,013,000 | 1,945 |
| Securities gains (losses) | $5,000 | 811 |
| Applicable income taxes | $52,000 | 2,872 |
| Income before extraordinary items | $966,000 | 1,714 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $966,000 | 1,713 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $966,000 | 1,714 |
| Net charge-offs | $525,000 | 323 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $961,250 | 1,706 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,749,000 | 1,713 |
| Total interest expense | $4,123,000 | 715 |
| Net interest income | $10,626,000 | 2,072 |
| Provision for loan and lease losses | $2,967,000 | 389 |
| Total noninterest income | $843,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $175,000 | 3,754 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $668,000 | 2,902 |
| Total noninterest expense | $4,771,000 | 3,278 |
| Salaries and employee benefits | $2,938,000 | 3,056 |
| Premises and equipment expense | $411,000 | 3,733 |
| Additional noninterest expense | $1,422,000 | 3,455 |
| Pre-tax net operating income | $3,731,000 | 2,028 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $192,000 | 2,962 |
| Income before extraordinary items | $3,539,000 | 1,830 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,539,000 | 1,829 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,539,000 | 1,829 |
| Net charge-offs | $2,882,000 | 303 |
| Cash dividends | $1,700,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,539,000 | 1,791 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,119,000 | 1,714 |
| Total interest expense | $3,072,000 | 718 |
| Net interest income | $8,047,000 | 2,054 |
| Provision for loan and lease losses | $2,143,000 | 384 |
| Total noninterest income | $515,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $122,000 | 3,879 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $393,000 | 3,211 |
| Total noninterest expense | $3,604,000 | 3,263 |
| Salaries and employee benefits | $2,366,000 | 2,934 |
| Premises and equipment expense | $267,000 | 4,017 |
| Additional noninterest expense | $971,000 | 3,677 |
| Pre-tax net operating income | $2,815,000 | 2,053 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $141,000 | 3,033 |
| Income before extraordinary items | $2,674,000 | 1,849 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,674,000 | 1,849 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,674,000 | 1,849 |
| Net charge-offs | $1,700,000 | 334 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,674,000 | 1,800 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,262,000 | 1,756 |
| Total interest expense | $1,992,000 | 727 |
| Net interest income | $5,270,000 | 2,089 |
| Provision for loan and lease losses | $1,387,000 | 389 |
| Total noninterest income | $349,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $80,000 | 3,914 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $269,000 | 3,174 |
| Total noninterest expense | $2,398,000 | 3,291 |
| Salaries and employee benefits | $1,571,000 | 2,959 |
| Premises and equipment expense | $184,000 | 3,971 |
| Additional noninterest expense | $643,000 | 3,715 |
| Pre-tax net operating income | $1,834,000 | 2,076 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $95,000 | 3,033 |
| Income before extraordinary items | $1,739,000 | 1,869 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,739,000 | 1,868 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,739,000 | 1,868 |
| Net charge-offs | $1,175,000 | 315 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,739,000 | 1,819 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 1,744 |
| Total interest expense | $975,000 | 749 |
| Net interest income | $2,672,000 | 2,073 |
| Provision for loan and lease losses | $556,000 | 427 |
| Total noninterest income | $194,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $42,000 | 3,837 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $152,000 | 2,965 |
| Total noninterest expense | $1,195,000 | 3,310 |
| Salaries and employee benefits | $784,000 | 2,985 |
| Premises and equipment expense | $104,000 | 3,791 |
| Additional noninterest expense | $307,000 | 3,833 |
| Pre-tax net operating income | $1,115,000 | 1,781 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $55,000 | 2,918 |
| Income before extraordinary items | $1,060,000 | 1,542 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,060,000 | 1,542 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,060,000 | 1,543 |
| Net charge-offs | $605,000 | 295 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,060,000 | 1,503 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,456,000 | 1,836 |
| Total interest expense | $3,571,000 | 788 |
| Net interest income | $9,885,000 | 2,160 |
| Provision for loan and lease losses | $1,532,000 | 564 |
| Total noninterest income | $841,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $169,000 | 3,963 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $672,000 | 2,895 |
| Total noninterest expense | $4,756,000 | 3,336 |
| Salaries and employee benefits | $2,799,000 | 3,168 |
| Premises and equipment expense | $510,000 | 3,439 |
| Additional noninterest expense | $1,447,000 | 3,479 |
| Pre-tax net operating income | $4,438,000 | 1,735 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $224,000 | 2,870 |
| Income before extraordinary items | $4,214,000 | 1,538 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,214,000 | 1,538 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,214,000 | 1,538 |
| Net charge-offs | $608,000 | 992 |
| Cash dividends | $1,900,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,214,000 | 1,512 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,983,000 | 1,867 |
| Total interest expense | $2,613,000 | 809 |
| Net interest income | $7,370,000 | 2,186 |
| Provision for loan and lease losses | $1,052,000 | 563 |
| Total noninterest income | $485,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $118,000 | 4,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $367,000 | 3,334 |
| Total noninterest expense | $3,439,000 | 3,439 |
| Salaries and employee benefits | $2,167,000 | 3,133 |
| Premises and equipment expense | $322,000 | 3,812 |
| Additional noninterest expense | $950,000 | 3,813 |
| Pre-tax net operating income | $3,364,000 | 1,743 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $165,000 | 2,959 |
| Income before extraordinary items | $3,199,000 | 1,543 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,199,000 | 1,544 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,199,000 | 1,544 |
| Net charge-offs | $282,000 | 1,248 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,199,000 | 1,512 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 1,890 |
| Total interest expense | $1,696,000 | 836 |
| Net interest income | $4,833,000 | 2,217 |
| Provision for loan and lease losses | $699,000 | 580 |
| Total noninterest income | $308,000 | 3,894 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $82,000 | 4,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $226,000 | 3,454 |
| Total noninterest expense | $2,240,000 | 3,519 |
| Salaries and employee benefits | $1,416,000 | 3,192 |
| Premises and equipment expense | $196,000 | 4,024 |
| Additional noninterest expense | $628,000 | 3,865 |
| Pre-tax net operating income | $2,202,000 | 1,764 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $129,000 | 2,841 |
| Income before extraordinary items | $2,073,000 | 1,570 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,073,000 | 1,573 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,073,000 | 1,573 |
| Net charge-offs | $283,000 | 941 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,073,000 | 1,532 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 1,917 |
| Total interest expense | $829,000 | 857 |
| Net interest income | $2,411,000 | 2,215 |
| Provision for loan and lease losses | $346,000 | 568 |
| Total noninterest income | $122,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $80,000 | 3,916 |
| Total noninterest expense | $975,000 | 3,857 |
| Salaries and employee benefits | $662,000 | 3,362 |
| Premises and equipment expense | $107,000 | 3,891 |
| Additional noninterest expense | $206,000 | 4,751 |
| Pre-tax net operating income | $1,212,000 | 1,582 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $61,000 | 2,857 |
| Income before extraordinary items | $1,151,000 | 1,420 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,151,000 | 1,423 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,151,000 | 1,422 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,151,000 | 1,372 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,023,000 | 2,033 |
| Total interest expense | $3,039,000 | 988 |
| Net interest income | $8,984,000 | 2,362 |
| Provision for loan and lease losses | $1,287,000 | 694 |
| Total noninterest income | $1,046,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $187,000 | 4,020 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $859,000 | 2,544 |
| Total noninterest expense | $4,050,000 | 3,808 |
| Salaries and employee benefits | $2,440,000 | 3,527 |
| Premises and equipment expense | $508,000 | 3,596 |
| Additional noninterest expense | $1,102,000 | 4,236 |
| Pre-tax net operating income | $4,693,000 | 1,615 |
| Securities gains (losses) | $29,000 | 2,098 |
| Applicable income taxes | $245,000 | 2,800 |
| Income before extraordinary items | $4,477,000 | 1,445 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,477,000 | 1,443 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,477,000 | 1,444 |
| Net charge-offs | $681,000 | 1,186 |
| Cash dividends | $1,400,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,449,450 | 1,427 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,873,000 | 2,077 |
| Total interest expense | $2,232,000 | 1,015 |
| Net interest income | $6,641,000 | 2,408 |
| Provision for loan and lease losses | $877,000 | 754 |
| Total noninterest income | $593,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $127,000 | 4,243 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $466,000 | 3,009 |
| Total noninterest expense | $2,995,000 | 3,856 |
| Salaries and employee benefits | $1,954,000 | 3,401 |
| Premises and equipment expense | $270,000 | 4,358 |
| Additional noninterest expense | $771,000 | 4,417 |
| Pre-tax net operating income | $3,362,000 | 1,689 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $171,000 | 2,934 |
| Income before extraordinary items | $3,191,000 | 1,487 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,191,000 | 1,487 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,191,000 | 1,487 |
| Net charge-offs | $257,000 | 1,726 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,191,000 | 1,470 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 2,104 |
| Total interest expense | $1,447,000 | 1,040 |
| Net interest income | $4,354,000 | 2,435 |
| Provision for loan and lease losses | $501,000 | 843 |
| Total noninterest income | $353,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $83,000 | 4,261 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $270,000 | 3,189 |
| Total noninterest expense | $2,021,000 | 3,856 |
| Salaries and employee benefits | $1,261,000 | 3,487 |
| Premises and equipment expense | $202,000 | 4,161 |
| Additional noninterest expense | $558,000 | 4,253 |
| Pre-tax net operating income | $2,185,000 | 1,689 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $111,000 | 2,934 |
| Income before extraordinary items | $2,074,000 | 1,485 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,074,000 | 1,487 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,074,000 | 1,487 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,074,000 | 1,452 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 2,129 |
| Total interest expense | $698,000 | 1,089 |
| Net interest income | $2,164,000 | 2,441 |
| Provision for loan and lease losses | $226,000 | 905 |
| Total noninterest income | $186,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $40,000 | 4,315 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $146,000 | 3,007 |
| Total noninterest expense | $999,000 | 3,902 |
| Salaries and employee benefits | $575,000 | 3,744 |
| Premises and equipment expense | $90,000 | 4,453 |
| Additional noninterest expense | $334,000 | 3,866 |
| Pre-tax net operating income | $1,125,000 | 1,601 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $53,000 | 2,912 |
| Income before extraordinary items | $1,072,000 | 1,411 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,072,000 | 1,413 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,072,000 | 1,413 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,072,000 | 1,392 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,244,000 | 2,375 |
| Total interest expense | $2,552,000 | 1,329 |
| Net interest income | $7,692,000 | 2,705 |
| Provision for loan and lease losses | $891,000 | 1,221 |
| Total noninterest income | $2,227,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $172,000 | 4,358 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,055,000 | 1,484 |
| Total noninterest expense | $3,895,000 | 3,986 |
| Salaries and employee benefits | $2,286,000 | 3,766 |
| Premises and equipment expense | $451,000 | 3,960 |
| Additional noninterest expense | $1,158,000 | 4,277 |
| Pre-tax net operating income | $5,133,000 | 1,401 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $259,000 | 2,752 |
| Income before extraordinary items | $4,874,000 | 1,249 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,874,000 | 1,251 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,874,000 | 1,252 |
| Net charge-offs | $1,137,000 | 1,148 |
| Cash dividends | $1,800,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,874,000 | 1,226 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,509,000 | 2,439 |
| Total interest expense | $1,871,000 | 1,407 |
| Net interest income | $5,638,000 | 2,765 |
| Provision for loan and lease losses | $594,000 | 1,350 |
| Total noninterest income | $1,880,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $118,000 | 4,532 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,762,000 | 1,392 |
| Total noninterest expense | $2,955,000 | 3,970 |
| Salaries and employee benefits | $1,877,000 | 3,565 |
| Premises and equipment expense | $222,000 | 4,922 |
| Additional noninterest expense | $856,000 | 4,318 |
| Pre-tax net operating income | $3,969,000 | 1,393 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $194,000 | 2,816 |
| Income before extraordinary items | $3,775,000 | 1,230 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,775,000 | 1,228 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,775,000 | 1,232 |
| Net charge-offs | $645,000 | 1,362 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,775,000 | 1,196 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,912,000 | 2,474 |
| Total interest expense | $1,214,000 | 1,475 |
| Net interest income | $3,698,000 | 2,792 |
| Provision for loan and lease losses | $273,000 | 1,777 |
| Total noninterest income | $1,738,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $79,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,659,000 | 1,120 |
| Total noninterest expense | $1,938,000 | 4,037 |
| Salaries and employee benefits | $1,219,000 | 3,640 |
| Premises and equipment expense | $141,000 | 5,020 |
| Additional noninterest expense | $578,000 | 4,278 |
| Pre-tax net operating income | $3,225,000 | 1,156 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $158,000 | 2,641 |
| Income before extraordinary items | $3,067,000 | 1,009 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,067,000 | 1,010 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,067,000 | 1,012 |
| Net charge-offs | $569,000 | 1,148 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,067,000 | 958 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 2,532 |
| Total interest expense | $589,000 | 1,565 |
| Net interest income | $1,825,000 | 2,828 |
| Provision for loan and lease losses | $136,000 | 1,791 |
| Total noninterest income | $119,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $41,000 | 4,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 4,129 |
| Total noninterest expense | $971,000 | 4,068 |
| Salaries and employee benefits | $561,000 | 3,873 |
| Premises and equipment expense | $51,000 | 5,624 |
| Additional noninterest expense | $359,000 | 3,779 |
| Pre-tax net operating income | $837,000 | 1,978 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $45,000 | 3,059 |
| Income before extraordinary items | $792,000 | 1,792 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $792,000 | 1,793 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $792,000 | 1,794 |
| Net charge-offs | $359,000 | 942 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $792,000 | 1,727 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,425,000 | 2,709 |
| Total interest expense | $2,275,000 | 1,918 |
| Net interest income | $7,150,000 | 2,933 |
| Provision for loan and lease losses | $522,000 | 2,674 |
| Total noninterest income | $1,095,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $173,000 | 4,525 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $922,000 | 2,483 |
| Total noninterest expense | $3,995,000 | 4,041 |
| Salaries and employee benefits | $2,246,000 | 3,840 |
| Premises and equipment expense | $338,000 | 4,701 |
| Additional noninterest expense | $1,411,000 | 3,941 |
| Pre-tax net operating income | $3,728,000 | 1,734 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $188,000 | 3,054 |
| Income before extraordinary items | $3,540,000 | 1,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,540,000 | 1,613 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,540,000 | 1,613 |
| Net charge-offs | $207,000 | 3,722 |
| Cash dividends | $1,950,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,540,000 | 1,524 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,006,000 | 2,795 |
| Total interest expense | $1,693,000 | 2,016 |
| Net interest income | $5,313,000 | 2,997 |
| Provision for loan and lease losses | $405,000 | 2,565 |
| Total noninterest income | $841,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $121,000 | 4,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $720,000 | 2,418 |
| Total noninterest expense | $2,875,000 | 4,168 |
| Salaries and employee benefits | $1,666,000 | 3,869 |
| Premises and equipment expense | $154,000 | 5,740 |
| Additional noninterest expense | $1,055,000 | 3,962 |
| Pre-tax net operating income | $2,874,000 | 1,758 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $139,000 | 3,138 |
| Income before extraordinary items | $2,735,000 | 1,608 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,735,000 | 1,609 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,735,000 | 1,609 |
| Net charge-offs | $207,000 | 3,271 |
| Cash dividends | $300,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,735,000 | 1,523 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 2,853 |
| Total interest expense | $1,125,000 | 2,082 |
| Net interest income | $3,487,000 | 3,046 |
| Provision for loan and lease losses | $303,000 | 2,378 |
| Total noninterest income | $641,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $69,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $572,000 | 2,159 |
| Total noninterest expense | $1,952,000 | 4,142 |
| Salaries and employee benefits | $1,071,000 | 4,000 |
| Premises and equipment expense | $105,000 | 5,725 |
| Additional noninterest expense | $776,000 | 3,743 |
| Pre-tax net operating income | $1,873,000 | 1,772 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $91,000 | 3,127 |
| Income before extraordinary items | $1,782,000 | 1,636 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,782,000 | 1,635 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,782,000 | 1,636 |
| Net charge-offs | $20,000 | 4,645 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,782,000 | 1,551 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 2,869 |
| Total interest expense | $556,000 | 2,159 |
| Net interest income | $1,766,000 | 3,043 |
| Provision for loan and lease losses | $92,000 | 2,981 |
| Total noninterest income | $208,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $174,000 | 2,858 |
| Total noninterest expense | $957,000 | 4,209 |
| Salaries and employee benefits | $524,000 | 4,088 |
| Premises and equipment expense | $51,000 | 5,812 |
| Additional noninterest expense | $382,000 | 3,751 |
| Pre-tax net operating income | $925,000 | 1,797 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $46,000 | 3,136 |
| Income before extraordinary items | $879,000 | 1,656 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $879,000 | 1,657 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $879,000 | 1,657 |
| Net charge-offs | $38,000 | 3,242 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $879,000 | 1,557 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,511,000 | 2,885 |
| Total interest expense | $2,883,000 | 2,030 |
| Net interest income | $6,628,000 | 3,208 |
| Provision for loan and lease losses | $341,000 | 3,946 |
| Total noninterest income | $892,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $148,000 | 4,914 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $744,000 | 2,557 |
| Total noninterest expense | $5,851,000 | 3,121 |
| Salaries and employee benefits | $1,819,000 | 4,415 |
| Premises and equipment expense | $377,000 | 4,696 |
| Additional noninterest expense | $3,655,000 | 1,841 |
| Pre-tax net operating income | $1,328,000 | 3,235 |
| Securities gains (losses) | $57,000 | 2,497 |
| Applicable income taxes | $81,000 | 3,495 |
| Income before extraordinary items | $1,304,000 | 3,051 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,304,000 | 3,053 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,304,000 | 3,053 |
| Net charge-offs | $25,000 | 5,823 |
| Cash dividends | $350,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,250,420 | 3,026 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,223,000 | 2,884 |
| Total interest expense | $2,355,000 | 1,951 |
| Net interest income | $4,868,000 | 3,285 |
| Provision for loan and lease losses | $233,000 | 3,943 |
| Total noninterest income | $587,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $114,000 | 4,890 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $473,000 | 2,782 |
| Total noninterest expense | $4,994,000 | 2,777 |
| Salaries and employee benefits | $1,300,000 | 4,568 |
| Premises and equipment expense | $385,000 | 4,015 |
| Additional noninterest expense | $3,309,000 | 1,543 |
| Pre-tax net operating income | $228,000 | 5,355 |
| Securities gains (losses) | $57,000 | 2,250 |
| Applicable income taxes | $81,000 | 3,357 |
| Income before extraordinary items | $204,000 | 5,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $204,000 | 5,477 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $204,000 | 5,477 |
| Net charge-offs | $31,000 | 5,295 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $162,960 | 5,522 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,759,000 | 2,934 |
| Total interest expense | $1,710,000 | 1,870 |
| Net interest income | $3,049,000 | 3,438 |
| Provision for loan and lease losses | $172,000 | 3,748 |
| Total noninterest income | $478,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $73,000 | 4,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $405,000 | 2,418 |
| Total noninterest expense | $7,478,000 | 1,329 |
| Salaries and employee benefits | $787,000 | 4,872 |
| Premises and equipment expense | $277,000 | 3,854 |
| Additional noninterest expense | $6,414,000 | 566 |
| Pre-tax net operating income | $-4,123,000 | 7,334 |
| Securities gains (losses) | $48,000 | 1,617 |
| Applicable income taxes | $81,000 | 3,015 |
| Income before extraordinary items | $-4,156,000 | 7,347 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,156,000 | 7,347 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,156,000 | 7,347 |
| Net charge-offs | $26,000 | 4,913 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,204,000 | 7,345 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 2,986 |
| Total interest expense | $873,000 | 1,892 |
| Net interest income | $1,477,000 | 3,514 |
| Provision for loan and lease losses | $61,000 | 3,928 |
| Total noninterest income | $355,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $324,000 | 1,814 |
| Total noninterest expense | $865,000 | 4,586 |
| Salaries and employee benefits | $478,000 | 4,354 |
| Premises and equipment expense | $170,000 | 3,392 |
| Additional noninterest expense | $217,000 | 5,329 |
| Pre-tax net operating income | $906,000 | 1,580 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $49,000 | 2,843 |
| Income before extraordinary items | $857,000 | 1,408 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $857,000 | 1,408 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $857,000 | 1,408 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $857,000 | 1,366 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,390,000 | 3,109 |
| Total interest expense | $4,159,000 | 1,928 |
| Net interest income | $5,231,000 | 3,837 |
| Provision for loan and lease losses | $360,000 | 4,589 |
| Total noninterest income | $721,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $168,000 | 4,724 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $553,000 | 3,044 |
| Total noninterest expense | $3,413,000 | 4,662 |
| Salaries and employee benefits | $1,897,000 | 4,384 |
| Premises and equipment expense | $529,000 | 4,031 |
| Additional noninterest expense | $987,000 | 5,125 |
| Pre-tax net operating income | $2,179,000 | 2,090 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $118,000 | 3,102 |
| Income before extraordinary items | $2,061,000 | 1,974 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,061,000 | 1,975 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,061,000 | 1,976 |
| Net charge-offs | $352,000 | 4,100 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,061,000 | 1,901 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 3,176 |
| Total interest expense | $3,155,000 | 1,982 |
| Net interest income | $3,874,000 | 3,921 |
| Provision for loan and lease losses | $293,000 | 4,361 |
| Total noninterest income | $485,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $129,000 | 4,761 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $356,000 | 3,280 |
| Total noninterest expense | $2,577,000 | 4,657 |
| Salaries and employee benefits | $1,482,000 | 4,303 |
| Premises and equipment expense | $406,000 | 4,059 |
| Additional noninterest expense | $689,000 | 5,308 |
| Pre-tax net operating income | $1,489,000 | 2,392 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $92,000 | 3,178 |
| Income before extraordinary items | $1,397,000 | 2,281 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,397,000 | 2,281 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,397,000 | 2,283 |
| Net charge-offs | $-134,000 | 7,713 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,397,000 | 2,173 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,595,000 | 3,262 |
| Total interest expense | $2,087,000 | 2,071 |
| Net interest income | $2,508,000 | 4,003 |
| Provision for loan and lease losses | $248,000 | 3,909 |
| Total noninterest income | $321,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $86,000 | 4,747 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $235,000 | 3,223 |
| Total noninterest expense | $1,686,000 | 4,717 |
| Salaries and employee benefits | $963,000 | 4,398 |
| Premises and equipment expense | $277,000 | 4,022 |
| Additional noninterest expense | $446,000 | 5,392 |
| Pre-tax net operating income | $895,000 | 2,593 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $55,000 | 3,215 |
| Income before extraordinary items | $840,000 | 2,424 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $840,000 | 2,420 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $840,000 | 2,423 |
| Net charge-offs | $-269,000 | 7,801 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $840,000 | 2,321 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 3,414 |
| Total interest expense | $1,002,000 | 2,255 |
| Net interest income | $1,224,000 | 4,094 |
| Provision for loan and lease losses | $202,000 | 2,967 |
| Total noninterest income | $159,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $39,000 | 4,918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $120,000 | 3,194 |
| Total noninterest expense | $865,000 | 4,699 |
| Salaries and employee benefits | $476,000 | 4,487 |
| Premises and equipment expense | $185,000 | 3,329 |
| Additional noninterest expense | $204,000 | 5,643 |
| Pre-tax net operating income | $316,000 | 3,279 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $26,000 | 3,267 |
| Income before extraordinary items | $290,000 | 3,189 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $290,000 | 3,186 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $290,000 | 3,189 |
| Net charge-offs | $67,000 | 3,472 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $290,000 | 3,079 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,363,000 | 3,702 |
| Total interest expense | $3,650,000 | 2,947 |
| Net interest income | $4,713,000 | 4,094 |
| Provision for loan and lease losses | $550,000 | 4,387 |
| Total noninterest income | $586,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $202,000 | 4,642 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $384,000 | 3,600 |
| Total noninterest expense | $3,284,000 | 4,913 |
| Salaries and employee benefits | $1,765,000 | 4,713 |
| Premises and equipment expense | $514,000 | 4,302 |
| Additional noninterest expense | $1,005,000 | 5,221 |
| Pre-tax net operating income | $1,465,000 | 2,384 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $20,000 | 3,659 |
| Income before extraordinary items | $1,446,000 | 2,171 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,446,000 | 2,168 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,446,000 | 2,170 |
| Net charge-offs | $18,000 | 6,703 |
| Cash dividends | $425,000 | 2,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,445,010 | 2,147 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 3,771 |
| Total interest expense | $2,676,000 | 3,128 |
| Net interest income | $3,519,000 | 4,112 |
| Provision for loan and lease losses | $469,000 | 3,907 |
| Total noninterest income | $438,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $156,000 | 4,602 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $282,000 | 3,714 |
| Total noninterest expense | $2,858,000 | 4,482 |
| Salaries and employee benefits | $1,428,000 | 4,535 |
| Premises and equipment expense | $271,000 | 5,282 |
| Additional noninterest expense | $1,159,000 | 3,963 |
| Pre-tax net operating income | $630,000 | 3,506 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $3,000 | 4,321 |
| Income before extraordinary items | $628,000 | 3,310 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $628,000 | 3,308 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $628,000 | 3,310 |
| Net charge-offs | $-27,000 | 7,974 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $627,000 | 3,218 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 3,845 |
| Total interest expense | $1,736,000 | 3,319 |
| Net interest income | $2,345,000 | 4,097 |
| Provision for loan and lease losses | $468,000 | 3,057 |
| Total noninterest income | $313,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $100,000 | 4,666 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $213,000 | 3,561 |
| Total noninterest expense | $1,921,000 | 4,489 |
| Salaries and employee benefits | $950,000 | 4,593 |
| Premises and equipment expense | $156,000 | 5,656 |
| Additional noninterest expense | $815,000 | 3,823 |
| Pre-tax net operating income | $269,000 | 4,298 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $267,000 | 4,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 4,143 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $267,000 | 4,143 |
| Net charge-offs | $-44,000 | 8,083 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $266,010 | 4,043 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 3,922 |
| Total interest expense | $843,000 | 3,485 |
| Net interest income | $1,170,000 | 4,097 |
| Provision for loan and lease losses | $318,000 | 2,229 |
| Total noninterest income | $179,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $129,000 | 3,218 |
| Total noninterest expense | $779,000 | 5,044 |
| Salaries and employee benefits | $470,000 | 4,674 |
| Premises and equipment expense | $96,000 | 5,219 |
| Additional noninterest expense | $213,000 | 5,431 |
| Pre-tax net operating income | $252,000 | 3,625 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $249,000 | 3,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $249,000 | 3,457 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $249,000 | 3,457 |
| Net charge-offs | $64,000 | 3,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $249,000 | 3,297 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,962,000 | 4,150 |
| Total interest expense | $3,995,000 | 3,513 |
| Net interest income | $3,967,000 | 4,599 |
| Provision for loan and lease losses | $1,535,000 | 2,132 |
| Total noninterest income | $999,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $234,000 | 4,498 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $765,000 | 2,501 |
| Total noninterest expense | $2,876,000 | 5,255 |
| Salaries and employee benefits | $1,558,000 | 5,224 |
| Premises and equipment expense | $382,000 | 5,214 |
| Additional noninterest expense | $936,000 | 5,027 |
| Pre-tax net operating income | $555,000 | 4,708 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $34,000 | 4,057 |
| Income before extraordinary items | $521,000 | 4,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $521,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,533,000 | 1,530 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $521,000 | 4,545 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,962,000 | 4,220 |
| Total interest expense | $3,028,000 | 3,595 |
| Net interest income | $2,934,000 | 4,675 |
| Provision for loan and lease losses | $625,000 | 2,414 |
| Total noninterest income | $765,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $175,000 | 4,539 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $590,000 | 2,554 |
| Total noninterest expense | $2,221,000 | 5,149 |
| Salaries and employee benefits | $1,429,000 | 4,630 |
| Premises and equipment expense | $238,000 | 5,685 |
| Additional noninterest expense | $554,000 | 5,642 |
| Pre-tax net operating income | $853,000 | 3,980 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $37,000 | 4,286 |
| Income before extraordinary items | $816,000 | 3,526 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $816,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $668,000 | 1,645 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $816,000 | 3,667 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 4,232 |
| Total interest expense | $1,998,000 | 3,748 |
| Net interest income | $2,028,000 | 4,582 |
| Provision for loan and lease losses | $520,000 | 1,868 |
| Total noninterest income | $613,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $115,000 | 4,568 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $498,000 | 2,252 |
| Total noninterest expense | $1,483,000 | 5,168 |
| Salaries and employee benefits | $966,000 | 4,640 |
| Premises and equipment expense | $144,000 | 5,936 |
| Additional noninterest expense | $373,000 | 5,616 |
| Pre-tax net operating income | $638,000 | 3,883 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $29,000 | 4,452 |
| Income before extraordinary items | $609,000 | 3,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $609,000 | 3,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,037 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $609,000 | 3,554 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 4,189 |
| Total interest expense | $1,051,000 | 3,783 |
| Net interest income | $1,044,000 | 4,473 |
| Provision for loan and lease losses | $305,000 | 1,357 |
| Total noninterest income | $453,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $395,000 | 1,652 |
| Total noninterest expense | $748,000 | 5,145 |
| Salaries and employee benefits | $479,000 | 4,695 |
| Premises and equipment expense | $81,000 | 5,704 |
| Additional noninterest expense | $188,000 | 5,537 |
| Pre-tax net operating income | $444,000 | 3,292 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $19,000 | 4,403 |
| Income before extraordinary items | $425,000 | 3,063 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $425,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,128 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $425,000 | 2,974 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 4,194 |
| Total interest expense | $4,775,000 | 3,583 |
| Net interest income | $3,752,000 | 4,813 |
| Provision for loan and lease losses | $209,000 | 3,798 |
| Total noninterest income | $702,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $197,000 | 4,932 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $505,000 | 3,299 |
| Total noninterest expense | $2,842,000 | 5,176 |
| Salaries and employee benefits | $1,723,000 | 4,890 |
| Premises and equipment expense | $356,000 | 5,358 |
| Additional noninterest expense | $763,000 | 5,502 |
| Pre-tax net operating income | $1,403,000 | 4,019 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $76,000 | 4,664 |
| Income before extraordinary items | $1,327,000 | 3,718 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,327,000 | 3,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $702,000 | 1,332 |
| Cash dividends | $650,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,327,000 | 3,709 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,369,000 | 4,224 |
| Total interest expense | $3,549,000 | 3,603 |
| Net interest income | $2,820,000 | 4,828 |
| Provision for loan and lease losses | $96,000 | 4,170 |
| Total noninterest income | $481,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $133,000 | 5,150 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $348,000 | 3,471 |
| Total noninterest expense | $2,053,000 | 5,279 |
| Salaries and employee benefits | $1,381,000 | 4,627 |
| Premises and equipment expense | $217,000 | 5,866 |
| Additional noninterest expense | $455,000 | 6,069 |
| Pre-tax net operating income | $1,152,000 | 4,040 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $93,000 | 4,504 |
| Income before extraordinary items | $1,059,000 | 3,752 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,059,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,095 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,059,000 | 3,737 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 4,265 |
| Total interest expense | $2,333,000 | 3,636 |
| Net interest income | $1,880,000 | 4,856 |
| Provision for loan and lease losses | $64,000 | 3,935 |
| Total noninterest income | $335,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $84,000 | 5,265 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $251,000 | 3,336 |
| Total noninterest expense | $1,318,000 | 5,440 |
| Salaries and employee benefits | $900,000 | 4,750 |
| Premises and equipment expense | $145,000 | 5,910 |
| Additional noninterest expense | $273,000 | 6,370 |
| Pre-tax net operating income | $833,000 | 3,923 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $83,000 | 4,309 |
| Income before extraordinary items | $750,000 | 3,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $750,000 | 3,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $750,000 | 3,644 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 4,280 |
| Total interest expense | $1,148,000 | 3,652 |
| Net interest income | $935,000 | 4,887 |
| Provision for loan and lease losses | $31,000 | 3,721 |
| Total noninterest income | $188,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $146,000 | 3,072 |
| Total noninterest expense | $608,000 | 5,710 |
| Salaries and employee benefits | $432,000 | 4,905 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $110,000 | 6,904 |
| Pre-tax net operating income | $484,000 | 3,603 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $40,000 | 4,358 |
| Income before extraordinary items | $444,000 | 3,266 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $444,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $444,000 | 3,242 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 4,233 |
| Total interest expense | $4,239,000 | 3,450 |
| Net interest income | $3,651,000 | 4,920 |
| Provision for loan and lease losses | $576,000 | 1,690 |
| Total noninterest income | $710,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $192,000 | 5,073 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $518,000 | 3,271 |
| Total noninterest expense | $2,619,000 | 5,334 |
| Salaries and employee benefits | $1,581,000 | 5,019 |
| Premises and equipment expense | $398,000 | 4,933 |
| Additional noninterest expense | $640,000 | 5,878 |
| Pre-tax net operating income | $1,166,000 | 4,847 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $58,000 | 5,351 |
| Income before extraordinary items | $1,108,000 | 4,469 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,108,000 | 4,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,316 |
| Cash dividends | $600,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,108,000 | 4,457 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,867,000 | 4,238 |
| Total interest expense | $3,116,000 | 3,409 |
| Net interest income | $2,751,000 | 4,949 |
| Provision for loan and lease losses | $573,000 | 1,258 |
| Total noninterest income | $494,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $144,000 | 5,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $350,000 | 3,441 |
| Total noninterest expense | $1,942,000 | 5,354 |
| Salaries and employee benefits | $1,247,000 | 4,845 |
| Premises and equipment expense | $235,000 | 5,659 |
| Additional noninterest expense | $460,000 | 6,006 |
| Pre-tax net operating income | $730,000 | 5,417 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $37,000 | 5,619 |
| Income before extraordinary items | $693,000 | 5,019 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $693,000 | 5,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $693,000 | 5,019 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 4,268 |
| Total interest expense | $2,012,000 | 3,356 |
| Net interest income | $1,803,000 | 5,024 |
| Provision for loan and lease losses | $565,000 | 885 |
| Total noninterest income | $385,000 | 4,138 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $96,000 | 5,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $289,000 | 3,090 |
| Total noninterest expense | $1,261,000 | 5,452 |
| Salaries and employee benefits | $832,000 | 4,869 |
| Premises and equipment expense | $148,000 | 5,813 |
| Additional noninterest expense | $281,000 | 6,269 |
| Pre-tax net operating income | $362,000 | 6,093 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $343,000 | 5,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $343,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $343,000 | 5,725 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 4,245 |
| Total interest expense | $971,000 | 3,332 |
| Net interest income | $916,000 | 4,973 |
| Provision for loan and lease losses | $522,000 | 461 |
| Total noninterest income | $203,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $156,000 | 2,907 |
| Total noninterest expense | $589,000 | 5,682 |
| Salaries and employee benefits | $402,000 | 4,996 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $111,000 | 6,846 |
| Pre-tax net operating income | $8,000 | 8,139 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $19,000 | 5,395 |
| Income before extraordinary items | $-11,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-11,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,106 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-11,000 | 8,245 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 4,309 |
| Total interest expense | $2,860,000 | 3,473 |
| Net interest income | $3,772,000 | 4,797 |
| Provision for loan and lease losses | $532,000 | 1,803 |
| Total noninterest income | $674,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $183,000 | 5,225 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $491,000 | 3,397 |
| Total noninterest expense | $2,440,000 | 5,447 |
| Salaries and employee benefits | $1,312,000 | 5,499 |
| Premises and equipment expense | $422,000 | 4,697 |
| Additional noninterest expense | $706,000 | 5,564 |
| Pre-tax net operating income | $1,474,000 | 4,432 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $62,000 | 5,721 |
| Income before extraordinary items | $1,412,000 | 3,932 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,412,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 1,114 |
| Cash dividends | $700,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,412,000 | 3,904 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 4,320 |
| Total interest expense | $2,019,000 | 3,487 |
| Net interest income | $2,861,000 | 4,781 |
| Provision for loan and lease losses | $408,000 | 1,693 |
| Total noninterest income | $439,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 5,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $306,000 | 3,760 |
| Total noninterest expense | $1,783,000 | 5,510 |
| Salaries and employee benefits | $1,119,000 | 5,046 |
| Premises and equipment expense | $236,000 | 5,595 |
| Additional noninterest expense | $428,000 | 6,175 |
| Pre-tax net operating income | $1,109,000 | 4,517 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $54,000 | 5,741 |
| Income before extraordinary items | $1,055,000 | 4,019 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,055,000 | 4,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,232 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,055,000 | 3,973 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 4,433 |
| Total interest expense | $1,209,000 | 3,602 |
| Net interest income | $1,873,000 | 4,812 |
| Provision for loan and lease losses | $246,000 | 1,811 |
| Total noninterest income | $325,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $242,000 | 3,417 |
| Total noninterest expense | $1,193,000 | 5,496 |
| Salaries and employee benefits | $745,000 | 5,050 |
| Premises and equipment expense | $156,000 | 5,596 |
| Additional noninterest expense | $292,000 | 6,080 |
| Pre-tax net operating income | $759,000 | 4,413 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $39,000 | 5,711 |
| Income before extraordinary items | $720,000 | 3,915 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $720,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 1,180 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $720,000 | 3,865 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 4,547 |
| Total interest expense | $557,000 | 3,719 |
| Net interest income | $917,000 | 4,897 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $151,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $587,000 | 5,586 |
| Salaries and employee benefits | $352,000 | 5,270 |
| Premises and equipment expense | $81,000 | 5,528 |
| Additional noninterest expense | $154,000 | 5,920 |
| Pre-tax net operating income | $356,000 | 4,559 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $338,000 | 4,051 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $338,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $338,000 | 4,013 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 4,506 |
| Total interest expense | $1,992,000 | 3,667 |
| Net interest income | $3,567,000 | 4,846 |
| Provision for loan and lease losses | $329,000 | 2,743 |
| Total noninterest income | $725,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $179,000 | 5,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $546,000 | 3,146 |
| Total noninterest expense | $2,596,000 | 5,165 |
| Salaries and employee benefits | $1,347,000 | 5,316 |
| Premises and equipment expense | $452,000 | 4,387 |
| Additional noninterest expense | $797,000 | 5,102 |
| Pre-tax net operating income | $1,367,000 | 4,487 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $69,000 | 5,824 |
| Income before extraordinary items | $1,295,000 | 3,999 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,295,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,252 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,297,850 | 3,937 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,077,000 | 4,558 |
| Total interest expense | $1,467,000 | 3,684 |
| Net interest income | $2,610,000 | 4,908 |
| Provision for loan and lease losses | $213,000 | 2,890 |
| Total noninterest income | $507,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $132,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $375,000 | 3,312 |
| Total noninterest expense | $1,942,000 | 5,137 |
| Salaries and employee benefits | $1,024,000 | 5,239 |
| Premises and equipment expense | $346,000 | 4,317 |
| Additional noninterest expense | $572,000 | 5,201 |
| Pre-tax net operating income | $962,000 | 4,692 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $46,000 | 6,019 |
| Income before extraordinary items | $913,000 | 4,230 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $913,000 | 4,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,661 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $915,850 | 4,154 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 4,652 |
| Total interest expense | $948,000 | 3,768 |
| Net interest income | $1,691,000 | 5,009 |
| Provision for loan and lease losses | $122,000 | 3,079 |
| Total noninterest income | $286,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $82,000 | 5,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $204,000 | 3,694 |
| Total noninterest expense | $1,312,000 | 5,104 |
| Salaries and employee benefits | $673,000 | 5,324 |
| Premises and equipment expense | $228,000 | 4,370 |
| Additional noninterest expense | $411,000 | 4,972 |
| Pre-tax net operating income | $543,000 | 5,099 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $26,000 | 6,137 |
| Income before extraordinary items | $517,000 | 4,653 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $517,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,107 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $517,000 | 4,562 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 4,825 |
| Total interest expense | $468,000 | 3,851 |
| Net interest income | $796,000 | 5,228 |
| Provision for loan and lease losses | $61,000 | 2,910 |
| Total noninterest income | $147,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 5,782 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $109,000 | 3,531 |
| Total noninterest expense | $613,000 | 5,378 |
| Salaries and employee benefits | $318,000 | 5,540 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $193,000 | 5,204 |
| Pre-tax net operating income | $269,000 | 5,091 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $13,000 | 6,097 |
| Income before extraordinary items | $256,000 | 4,683 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 4,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,573 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $256,000 | 4,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 5,066 |
| Total interest expense | $1,949,000 | 4,107 |
| Net interest income | $2,808,000 | 5,522 |
| Provision for loan and lease losses | $258,000 | 3,483 |
| Total noninterest income | $619,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $180,000 | 5,484 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $439,000 | 3,796 |
| Total noninterest expense | $2,447,000 | 5,293 |
| Salaries and employee benefits | $1,193,000 | 5,661 |
| Premises and equipment expense | $569,000 | 3,678 |
| Additional noninterest expense | $685,000 | 5,575 |
| Pre-tax net operating income | $722,000 | 5,933 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $37,000 | 6,479 |
| Income before extraordinary items | $685,000 | 5,648 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $685,000 | 5,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,806 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $685,000 | 5,479 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 5,148 |
| Total interest expense | $1,474,000 | 4,199 |
| Net interest income | $2,076,000 | 5,600 |
| Provision for loan and lease losses | $183,000 | 3,481 |
| Total noninterest income | $392,000 | 5,365 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $135,000 | 5,524 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $257,000 | 4,333 |
| Total noninterest expense | $1,678,000 | 5,588 |
| Salaries and employee benefits | $916,000 | 5,537 |
| Premises and equipment expense | $323,000 | 4,501 |
| Additional noninterest expense | $439,000 | 6,064 |
| Pre-tax net operating income | $607,000 | 5,845 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $32,000 | 6,525 |
| Income before extraordinary items | $575,000 | 5,510 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $575,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,186 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $575,000 | 5,317 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 5,240 |
| Total interest expense | $1,014,000 | 4,205 |
| Net interest income | $1,310,000 | 5,766 |
| Provision for loan and lease losses | $122,000 | 3,435 |
| Total noninterest income | $268,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $85,000 | 5,628 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $183,000 | 4,189 |
| Total noninterest expense | $1,086,000 | 5,703 |
| Salaries and employee benefits | $608,000 | 5,577 |
| Premises and equipment expense | $221,000 | 4,431 |
| Additional noninterest expense | $257,000 | 6,440 |
| Pre-tax net operating income | $370,000 | 6,044 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $18,000 | 6,667 |
| Income before extraordinary items | $352,000 | 5,721 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $352,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,657 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $352,000 | 5,507 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 5,314 |
| Total interest expense | $502,000 | 4,336 |
| Net interest income | $637,000 | 5,867 |
| Provision for loan and lease losses | $61,000 | 3,234 |
| Total noninterest income | $155,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $116,000 | 3,667 |
| Total noninterest expense | $545,000 | 5,673 |
| Salaries and employee benefits | $303,000 | 5,597 |
| Premises and equipment expense | $113,000 | 4,362 |
| Additional noninterest expense | $129,000 | 6,436 |
| Pre-tax net operating income | $186,000 | 6,007 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $176,000 | 5,657 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,297 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $176,000 | 5,456 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 5,371 |
| Total interest expense | $2,241,000 | 4,461 |
| Net interest income | $2,476,000 | 5,945 |
| Provision for loan and lease losses | $246,000 | 3,899 |
| Total noninterest income | $528,000 | 5,064 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $130,000 | 6,118 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 3,712 |
| Total noninterest expense | $2,117,000 | 5,673 |
| Salaries and employee benefits | $1,055,000 | 5,939 |
| Premises and equipment expense | $557,000 | 3,629 |
| Additional noninterest expense | $505,000 | 6,477 |
| Pre-tax net operating income | $641,000 | 6,288 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $29,000 | 6,866 |
| Income before extraordinary items | $612,000 | 5,919 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $612,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,128 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $612,000 | 5,777 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 5,855 |
| Total interest expense | $2,516,000 | 5,376 |
| Net interest income | $2,147,000 | 6,208 |
| Provision for loan and lease losses | $264,000 | 3,498 |
| Total noninterest income | $449,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $357,000 | 3,766 |
| Total noninterest expense | $1,546,000 | 6,692 |
| Salaries and employee benefits | $933,000 | 6,226 |
| Premises and equipment expense | $200,000 | 6,791 |
| Additional noninterest expense | $413,000 | 7,049 |
| Pre-tax net operating income | $786,000 | 5,531 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $39,000 | 6,903 |
| Income before extraordinary items | $750,000 | 5,050 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $750,000 | 5,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,548 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $747,150 | 4,949 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 5,879 |
| Total interest expense | $2,660,000 | 5,346 |
| Net interest income | $2,157,000 | 6,337 |
| Provision for loan and lease losses | $307,000 | 2,782 |
| Total noninterest income | $426,000 | 5,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,719 |
| Total noninterest expense | $1,605,000 | 6,474 |
| Salaries and employee benefits | $990,000 | 5,953 |
| Premises and equipment expense | $184,000 | 7,017 |
| Additional noninterest expense | $431,000 | 6,916 |
| Pre-tax net operating income | $671,000 | 6,339 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $623,000 | 5,735 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $623,000 | 5,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,374 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $638,200 | 5,685 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 6,333 |
| Total interest expense | $2,093,000 | 5,834 |
| Net interest income | $1,951,000 | 6,731 |
| Provision for loan and lease losses | $341,000 | 2,409 |
| Total noninterest income | $419,000 | 5,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,768 |
| Total noninterest expense | $1,418,000 | 6,998 |
| Salaries and employee benefits | $863,000 | 6,480 |
| Premises and equipment expense | $182,000 | 7,095 |
| Additional noninterest expense | $373,000 | 7,514 |
| Pre-tax net operating income | $611,000 | 6,666 |
| Securities gains (losses) | $-39,000 | 9,736 |
| Applicable income taxes | $100,000 | 6,919 |
| Income before extraordinary items | $472,000 | 6,586 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $472,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,408 |
| Cash dividends | $320,000 | 4,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $504,370 | 6,389 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 6,709 |
| Total interest expense | $1,946,000 | 6,276 |
| Net interest income | $1,800,000 | 7,053 |
| Provision for loan and lease losses | $131,000 | 4,450 |
| Total noninterest income | $355,000 | 5,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,216 |
| Total noninterest expense | $1,295,000 | 7,259 |
| Salaries and employee benefits | $787,000 | 6,742 |
| Premises and equipment expense | $150,000 | 7,646 |
| Additional noninterest expense | $358,000 | 7,594 |
| Pre-tax net operating income | $729,000 | 6,378 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $218,000 | 5,980 |
| Income before extraordinary items | $514,000 | 6,530 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $514,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,685 |
| Cash dividends | $130,000 | 5,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $511,900 | 6,422 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 7,424 |
| Total interest expense | $1,681,000 | 6,923 |
| Net interest income | $1,593,000 | 7,793 |
| Provision for loan and lease losses | $34,000 | 7,270 |
| Total noninterest income | $252,000 | 7,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,316 |
| Total noninterest expense | $1,165,000 | 7,795 |
| Salaries and employee benefits | $638,000 | 7,679 |
| Premises and equipment expense | $155,000 | 7,697 |
| Additional noninterest expense | $372,000 | 7,603 |
| Pre-tax net operating income | $646,000 | 7,222 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $162,000 | 7,431 |
| Income before extraordinary items | $488,000 | 7,044 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $488,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $205,000 | 5,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $485,000 | 7,014 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 8,131 |
| Total interest expense | $1,449,000 | 7,694 |
| Net interest income | $1,451,000 | 8,383 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $251,000 | 7,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,587 |
| Total noninterest expense | $1,017,000 | 8,618 |
| Salaries and employee benefits | $569,000 | 8,330 |
| Premises and equipment expense | $153,000 | 7,986 |
| Additional noninterest expense | $295,000 | 8,937 |
| Pre-tax net operating income | $650,000 | 7,176 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $169,000 | 7,593 |
| Income before extraordinary items | $475,000 | 7,077 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $475,000 | 7,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $355,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $479,440 | 6,982 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 8,823 |
| Total interest expense | $1,178,000 | 8,662 |
| Net interest income | $1,412,000 | 8,767 |
| Provision for loan and lease losses | $41,000 | 6,593 |
| Total noninterest income | $234,000 | 7,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,944 |
| Total noninterest expense | $928,000 | 9,266 |
| Salaries and employee benefits | $550,000 | 8,724 |
| Premises and equipment expense | $139,000 | 8,553 |
| Additional noninterest expense | $239,000 | 9,944 |
| Pre-tax net operating income | $677,000 | 7,430 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $189,000 | 7,616 |
| Income before extraordinary items | $470,000 | 7,483 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $470,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 11,529 |
| Cash dividends | $405,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $482,780 | 7,345 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 9,529 |
| Total interest expense | $845,000 | 9,370 |
| Net interest income | $1,300,000 | 9,461 |
| Provision for loan and lease losses | $79,000 | 5,067 |
| Total noninterest income | $249,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,924 |
| Total noninterest expense | $1,024,000 | 9,262 |
| Salaries and employee benefits | $516,000 | 9,242 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $404,000 | 8,791 |
| Pre-tax net operating income | $446,000 | 9,019 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $87,000 | 9,652 |
| Income before extraordinary items | $326,000 | 8,864 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $326,000 | 8,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,684 |
| Cash dividends | $280,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $352,070 | 8,679 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 9,979 |
| Total interest expense | $817,000 | 9,954 |
| Net interest income | $1,287,000 | 9,775 |
| Provision for loan and lease losses | $166,000 | 4,391 |
| Total noninterest income | $316,000 | 7,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 5,372 |
| Total noninterest expense | $988,000 | 9,788 |
| Salaries and employee benefits | $494,000 | 9,732 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $415,000 | 9,099 |
| Pre-tax net operating income | $449,000 | 9,034 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $113,000 | 9,447 |
| Income before extraordinary items | $346,000 | 8,974 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $346,000 | 9,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 5,182 |
| Cash dividends | $335,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 13,151 |
| Net operating income | $338,500 | 8,793 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 10,172 |
| Total interest expense | $1,044,000 | 10,208 |
| Net interest income | $1,313,000 | 9,938 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $255,000 | 8,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 6,352 |
| Total noninterest expense | $968,000 | 10,126 |
| Salaries and employee benefits | $444,000 | 10,363 |
| Premises and equipment expense | $108,000 | 10,453 |
| Additional noninterest expense | $416,000 | 9,383 |
| Pre-tax net operating income | $445,000 | 8,845 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $128,000 | 9,159 |
| Income before extraordinary items | $328,000 | 8,951 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $328,000 | 9,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $295,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $320,080 | 8,677 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.