Home > Iowa Savings Bank, FSB > Income and Expense
Iowa Savings Bank, FSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 10,570 |
| Total interest expense | $732,000 | 9,918 |
| Net interest income | $845,000 | 10,899 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $18,000 | 12,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $309,000 | 12,330 |
| Salaries and employee benefits | $200,000 | 12,070 |
| Premises and equipment expense | $20,000 | 12,430 |
| Additional noninterest expense | $89,000 | 12,377 |
| Pre-tax net operating income | $549,000 | 8,321 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $206,000 | 7,245 |
| Income before extraordinary items | $343,000 | 8,686 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $343,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,301,000 | 375 |
| Net operating income | $343,000 | 8,752 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 11,258 |
| Total interest expense | $703,000 | 10,564 |
| Net interest income | $790,000 | 11,540 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $20,000 | 13,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $258,000 | 13,085 |
| Salaries and employee benefits | $161,000 | 12,914 |
| Premises and equipment expense | $20,000 | 13,077 |
| Additional noninterest expense | $77,000 | 13,100 |
| Pre-tax net operating income | $546,000 | 8,328 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $197,000 | 7,680 |
| Income before extraordinary items | $349,000 | 8,944 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $349,000 | 9,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $349,000 | 8,687 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 11,824 |
| Total interest expense | $840,000 | 11,149 |
| Net interest income | $720,000 | 12,234 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $21,000 | 13,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $246,000 | 13,705 |
| Salaries and employee benefits | $144,000 | 13,589 |
| Premises and equipment expense | $20,000 | 13,675 |
| Additional noninterest expense | $82,000 | 13,673 |
| Pre-tax net operating income | $480,000 | 8,551 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $208,000 | 7,402 |
| Income before extraordinary items | $272,000 | 9,654 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $272,000 | 9,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $272,000 | 9,281 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.