Home > Iowa Savings Bank > Income and Expense
Iowa Savings Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 7,906 |
| Total interest expense | $551,000 | 7,821 |
| Net interest income | $993,000 | 7,854 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $93,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $53,000 | 6,840 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 7,480 |
| Total noninterest expense | $666,000 | 8,223 |
| Salaries and employee benefits | $338,000 | 8,292 |
| Premises and equipment expense | $109,000 | 7,703 |
| Additional noninterest expense | $219,000 | 8,012 |
| Pre-tax net operating income | $420,000 | 6,723 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $21,000 | 5,907 |
| Income before extraordinary items | $401,000 | 6,514 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $401,000 | 6,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $457,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $399,100 | 6,522 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 7,895 |
| Total interest expense | $452,000 | 7,729 |
| Net interest income | $756,000 | 7,917 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $70,000 | 7,886 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $39,000 | 6,944 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $500,000 | 8,231 |
| Salaries and employee benefits | $253,000 | 8,308 |
| Premises and equipment expense | $83,000 | 7,709 |
| Additional noninterest expense | $164,000 | 8,039 |
| Pre-tax net operating income | $326,000 | 6,896 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $16,000 | 6,057 |
| Income before extraordinary items | $312,000 | 6,666 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $312,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $457,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $310,100 | 6,683 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $678,000 | 8,127 |
| Total interest expense | $165,000 | 8,290 |
| Net interest income | $513,000 | 7,932 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $40,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,011 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $330,000 | 8,280 |
| Salaries and employee benefits | $169,000 | 8,359 |
| Premises and equipment expense | $56,000 | 7,712 |
| Additional noninterest expense | $105,000 | 8,102 |
| Pre-tax net operating income | $223,000 | 6,918 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $11,000 | 6,097 |
| Income before extraordinary items | $214,000 | 6,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $214,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $422,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $212,100 | 6,671 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,141 |
| Total interest expense | $68,000 | 8,411 |
| Net interest income | $270,000 | 7,878 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $174,000 | 8,235 |
| Salaries and employee benefits | $88,000 | 8,336 |
| Premises and equipment expense | $31,000 | 7,598 |
| Additional noninterest expense | $55,000 | 8,061 |
| Pre-tax net operating income | $118,000 | 6,823 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $114,000 | 6,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $353,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $112,100 | 6,534 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 8,102 |
| Total interest expense | $240,000 | 8,345 |
| Net interest income | $1,040,000 | 7,886 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $118,000 | 7,773 |
| Gross Fiduciary activities income | $3,000 | 1,412 |
| Service charges on deposit accounts | $68,000 | 6,780 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,453 |
| Total noninterest expense | $676,000 | 8,284 |
| Salaries and employee benefits | $333,000 | 8,400 |
| Premises and equipment expense | $116,000 | 7,682 |
| Additional noninterest expense | $227,000 | 8,058 |
| Pre-tax net operating income | $482,000 | 6,811 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $24,000 | 6,255 |
| Income before extraordinary items | $458,000 | 6,544 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $458,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $443,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $458,000 | 6,522 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 8,146 |
| Total interest expense | $174,000 | 8,368 |
| Net interest income | $774,000 | 7,939 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $93,000 | 7,763 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $48,000 | 6,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,245 |
| Total noninterest expense | $506,000 | 8,276 |
| Salaries and employee benefits | $251,000 | 8,388 |
| Premises and equipment expense | $88,000 | 7,674 |
| Additional noninterest expense | $167,000 | 8,087 |
| Pre-tax net operating income | $361,000 | 6,950 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $18,000 | 6,335 |
| Income before extraordinary items | $343,000 | 6,691 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $343,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $442,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $343,000 | 6,649 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $626,000 | 8,173 |
| Total interest expense | $110,000 | 8,397 |
| Net interest income | $516,000 | 7,954 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $53,000 | 7,908 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $333,000 | 8,284 |
| Salaries and employee benefits | $168,000 | 8,395 |
| Premises and equipment expense | $56,000 | 7,729 |
| Additional noninterest expense | $109,000 | 8,107 |
| Pre-tax net operating income | $236,000 | 6,992 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 6,334 |
| Income before extraordinary items | $224,000 | 6,727 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $224,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $407,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $224,000 | 6,680 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $307,000 | 8,248 |
| Total interest expense | $48,000 | 8,524 |
| Net interest income | $259,000 | 8,021 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $173,000 | 8,317 |
| Salaries and employee benefits | $87,000 | 8,433 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $57,000 | 8,120 |
| Pre-tax net operating income | $110,000 | 7,082 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $105,000 | 6,803 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $105,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $337,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $105,000 | 6,769 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 8,154 |
| Total interest expense | $204,000 | 8,458 |
| Net interest income | $1,052,000 | 7,942 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $107,000 | 8,012 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $75,000 | 6,866 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,936 |
| Total noninterest expense | $671,000 | 8,367 |
| Salaries and employee benefits | $315,000 | 8,563 |
| Premises and equipment expense | $113,000 | 7,802 |
| Additional noninterest expense | $243,000 | 8,028 |
| Pre-tax net operating income | $488,000 | 6,742 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $24,000 | 6,462 |
| Income before extraordinary items | $464,000 | 6,492 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $464,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $336,000 | 4,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $464,000 | 6,438 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 8,181 |
| Total interest expense | $157,000 | 8,472 |
| Net interest income | $791,000 | 7,977 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $81,000 | 8,051 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 7,845 |
| Total noninterest expense | $501,000 | 8,389 |
| Salaries and employee benefits | $232,000 | 8,594 |
| Premises and equipment expense | $85,000 | 7,791 |
| Additional noninterest expense | $184,000 | 8,013 |
| Pre-tax net operating income | $371,000 | 6,870 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $353,000 | 6,590 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $353,000 | 6,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $336,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $353,000 | 6,523 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $632,000 | 8,232 |
| Total interest expense | $106,000 | 8,529 |
| Net interest income | $526,000 | 8,028 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $49,000 | 8,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $337,000 | 8,441 |
| Salaries and employee benefits | $156,000 | 8,637 |
| Premises and equipment expense | $55,000 | 7,871 |
| Additional noninterest expense | $126,000 | 8,011 |
| Pre-tax net operating income | $238,000 | 6,916 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $226,000 | 6,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $303,000 | 2,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $226,000 | 6,578 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,273 |
| Total interest expense | $56,000 | 8,538 |
| Net interest income | $263,000 | 8,063 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $168,000 | 8,477 |
| Salaries and employee benefits | $79,000 | 8,667 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $61,000 | 8,124 |
| Pre-tax net operating income | $120,000 | 6,855 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $114,000 | 6,628 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $114,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $270,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $114,000 | 6,509 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 8,332 |
| Total interest expense | $297,000 | 8,465 |
| Net interest income | $966,000 | 8,154 |
| Provision for loan and lease losses | $6,000 | 7,489 |
| Total noninterest income | $104,000 | 8,264 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $68,000 | 7,123 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $35,000 | 7,968 |
| Total noninterest expense | $666,000 | 8,517 |
| Salaries and employee benefits | $305,000 | 8,755 |
| Premises and equipment expense | $137,000 | 7,576 |
| Additional noninterest expense | $224,000 | 8,274 |
| Pre-tax net operating income | $398,000 | 7,053 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $14,000 | 6,930 |
| Income before extraordinary items | $385,000 | 6,887 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $385,000 | 6,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $436,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $384,040 | 6,737 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $961,000 | 8,402 |
| Total interest expense | $237,000 | 8,518 |
| Net interest income | $724,000 | 8,219 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $77,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $497,000 | 8,549 |
| Salaries and employee benefits | $230,000 | 8,757 |
| Premises and equipment expense | $100,000 | 7,626 |
| Additional noninterest expense | $167,000 | 8,293 |
| Pre-tax net operating income | $304,000 | 7,157 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $294,000 | 6,976 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $294,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $437,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $293,040 | 6,818 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $667,000 | 8,395 |
| Total interest expense | $168,000 | 8,539 |
| Net interest income | $499,000 | 8,210 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $47,000 | 8,428 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $317,000 | 8,616 |
| Salaries and employee benefits | $155,000 | 8,774 |
| Premises and equipment expense | $50,000 | 8,086 |
| Additional noninterest expense | $112,000 | 8,274 |
| Pre-tax net operating income | $217,000 | 7,067 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $209,000 | 6,891 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $209,000 | 6,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $399,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $209,000 | 6,690 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,437 |
| Total interest expense | $91,000 | 8,542 |
| Net interest income | $247,000 | 8,263 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $162,000 | 8,639 |
| Salaries and employee benefits | $78,000 | 8,802 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $59,000 | 8,243 |
| Pre-tax net operating income | $105,000 | 7,111 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $101,000 | 6,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $324,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $101,000 | 6,714 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 8,389 |
| Total interest expense | $435,000 | 8,562 |
| Net interest income | $1,064,000 | 8,173 |
| Provision for loan and lease losses | $28,000 | 7,268 |
| Total noninterest income | $95,000 | 8,459 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $54,000 | 7,458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,875 |
| Total noninterest expense | $611,000 | 8,744 |
| Salaries and employee benefits | $304,000 | 8,882 |
| Premises and equipment expense | $100,000 | 8,169 |
| Additional noninterest expense | $207,000 | 8,517 |
| Pre-tax net operating income | $520,000 | 6,696 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $20,000 | 7,048 |
| Income before extraordinary items | $502,000 | 6,393 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $502,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $308,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $500,080 | 6,244 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 8,654 |
| Total interest expense | $620,000 | 8,790 |
| Net interest income | $964,000 | 8,366 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $97,000 | 8,564 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $51,000 | 7,582 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $45,000 | 7,826 |
| Total noninterest expense | $628,000 | 8,858 |
| Salaries and employee benefits | $296,000 | 9,080 |
| Premises and equipment expense | $97,000 | 8,354 |
| Additional noninterest expense | $235,000 | 8,363 |
| Pre-tax net operating income | $433,000 | 6,824 |
| Securities gains (losses) | $15,000 | 3,362 |
| Applicable income taxes | $24,000 | 7,209 |
| Income before extraordinary items | $424,000 | 6,435 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $424,000 | 6,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $340,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $409,750 | 6,404 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 8,883 |
| Total interest expense | $616,000 | 9,027 |
| Net interest income | $947,000 | 8,593 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $94,000 | 8,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $618,000 | 9,041 |
| Salaries and employee benefits | $286,000 | 9,329 |
| Premises and equipment expense | $100,000 | 8,440 |
| Additional noninterest expense | $232,000 | 8,482 |
| Pre-tax net operating income | $423,000 | 7,352 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $23,000 | 7,775 |
| Income before extraordinary items | $400,000 | 6,860 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $400,000 | 6,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $326,000 | 4,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $400,000 | 6,869 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 9,110 |
| Total interest expense | $589,000 | 9,238 |
| Net interest income | $883,000 | 8,875 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $96,000 | 8,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,098 |
| Total noninterest expense | $591,000 | 9,347 |
| Salaries and employee benefits | $265,000 | 9,652 |
| Premises and equipment expense | $101,000 | 8,608 |
| Additional noninterest expense | $225,000 | 8,793 |
| Pre-tax net operating income | $388,000 | 7,653 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $21,000 | 8,200 |
| Income before extraordinary items | $367,000 | 7,177 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $367,000 | 7,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $247,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $367,000 | 7,151 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 9,345 |
| Total interest expense | $617,000 | 9,430 |
| Net interest income | $836,000 | 9,169 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $89,000 | 9,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,456 |
| Total noninterest expense | $570,000 | 9,548 |
| Salaries and employee benefits | $253,000 | 9,865 |
| Premises and equipment expense | $94,000 | 8,844 |
| Additional noninterest expense | $223,000 | 8,869 |
| Pre-tax net operating income | $355,000 | 8,120 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $-114,000 | 10,239 |
| Income before extraordinary items | $470,000 | 6,786 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $470,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $230,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $469,000 | 6,687 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 9,844 |
| Total interest expense | $551,000 | 9,965 |
| Net interest income | $820,000 | 9,620 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $89,000 | 9,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $697,000 | 9,407 |
| Salaries and employee benefits | $237,000 | 10,354 |
| Premises and equipment expense | $95,000 | 9,079 |
| Additional noninterest expense | $365,000 | 7,669 |
| Pre-tax net operating income | $212,000 | 9,516 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $48,000 | 9,287 |
| Income before extraordinary items | $168,000 | 9,419 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $168,000 | 9,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $45,000 | 7,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $164,880 | 9,416 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 10,304 |
| Total interest expense | $562,000 | 10,400 |
| Net interest income | $799,000 | 10,115 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $83,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $587,000 | 10,213 |
| Salaries and employee benefits | $272,000 | 10,565 |
| Premises and equipment expense | $79,000 | 9,841 |
| Additional noninterest expense | $236,000 | 9,550 |
| Pre-tax net operating income | $295,000 | 9,165 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $86,000 | 9,001 |
| Income before extraordinary items | $209,000 | 9,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $209,000 | 9,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $25,000 | 7,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $209,000 | 9,161 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 10,934 |
| Total interest expense | $557,000 | 10,828 |
| Net interest income | $679,000 | 10,901 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $93,000 | 10,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,621 |
| Total noninterest expense | $576,000 | 10,677 |
| Salaries and employee benefits | $270,000 | 11,007 |
| Premises and equipment expense | $80,000 | 10,197 |
| Additional noninterest expense | $226,000 | 10,112 |
| Pre-tax net operating income | $194,000 | 10,498 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $57,000 | 10,046 |
| Income before extraordinary items | $137,000 | 10,592 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $137,000 | 10,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $137,000 | 10,557 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 11,475 |
| Total interest expense | $475,000 | 11,206 |
| Net interest income | $654,000 | 11,541 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $95,000 | 10,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $580,000 | 11,229 |
| Salaries and employee benefits | $264,000 | 11,537 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $239,000 | 10,663 |
| Pre-tax net operating income | $169,000 | 11,128 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $56,000 | 10,313 |
| Income before extraordinary items | $113,000 | 11,240 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $113,000 | 11,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $110,000 | 6,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $113,000 | 11,283 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 13,280 |
| Total interest expense | $0 | 13,264 |
| Net interest income | $0 | 13,240 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $0 | 13,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 13,212 |
| Total noninterest expense | $0 | 13,281 |
| Salaries and employee benefits | $0 | 13,274 |
| Premises and equipment expense | $0 | 13,260 |
| Additional noninterest expense | $0 | 13,278 |
| Pre-tax net operating income | $0 | 12,389 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $0 | 12,522 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $0 | 12,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $1,184,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $0 | 12,384 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 11,706 |
| Total interest expense | $707,000 | 11,774 |
| Net interest income | $904,000 | 11,502 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $112,000 | 11,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $600,000 | 12,065 |
| Salaries and employee benefits | $324,000 | 11,746 |
| Premises and equipment expense | $65,000 | 12,061 |
| Additional noninterest expense | $211,000 | 12,085 |
| Pre-tax net operating income | $416,000 | 9,100 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $148,000 | 8,666 |
| Income before extraordinary items | $268,000 | 9,699 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $268,000 | 9,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $72,000 | 7,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $268,000 | 9,333 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.