Home > Iola Bank and Trust Company > Income and Expense
Iola Bank and Trust Company, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 4,882 |
| Total interest expense | $3,701,000 | 4,213 |
| Net interest income | $2,697,000 | 5,546 |
| Provision for loan and lease losses | $79,000 | 5,801 |
| Total noninterest income | $796,000 | 3,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 3,225 |
| Total noninterest expense | $2,297,000 | 5,167 |
| Salaries and employee benefits | $1,231,000 | 5,104 |
| Premises and equipment expense | $218,000 | 6,486 |
| Additional noninterest expense | $848,000 | 4,540 |
| Pre-tax net operating income | $1,117,000 | 4,950 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $272,000 | 4,799 |
| Income before extraordinary items | $839,000 | 4,912 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $839,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $840,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $843,560 | 4,890 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 4,974 |
| Total interest expense | $3,131,000 | 4,442 |
| Net interest income | $2,821,000 | 5,405 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $693,000 | 4,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 3,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 3,480 |
| Total noninterest expense | $2,258,000 | 5,230 |
| Salaries and employee benefits | $1,211,000 | 5,131 |
| Premises and equipment expense | $204,000 | 6,750 |
| Additional noninterest expense | $843,000 | 4,613 |
| Pre-tax net operating income | $1,160,000 | 4,867 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $266,000 | 5,071 |
| Income before extraordinary items | $894,000 | 4,765 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $894,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,803 |
| Cash dividends | $406,000 | 3,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $894,000 | 4,726 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 5,019 |
| Total interest expense | $3,107,000 | 4,591 |
| Net interest income | $2,864,000 | 5,313 |
| Provision for loan and lease losses | $92,000 | 5,281 |
| Total noninterest income | $722,000 | 3,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 3,991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 3,289 |
| Total noninterest expense | $2,362,000 | 4,960 |
| Salaries and employee benefits | $1,362,000 | 4,592 |
| Premises and equipment expense | $213,000 | 6,524 |
| Additional noninterest expense | $787,000 | 4,738 |
| Pre-tax net operating income | $1,132,000 | 5,060 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $287,000 | 5,291 |
| Income before extraordinary items | $845,000 | 5,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $845,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,222 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $845,000 | 4,930 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,729,000 | 5,238 |
| Total interest expense | $2,930,000 | 4,822 |
| Net interest income | $2,799,000 | 5,579 |
| Provision for loan and lease losses | $62,000 | 6,121 |
| Total noninterest income | $596,000 | 4,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 3,860 |
| Total noninterest expense | $2,284,000 | 5,130 |
| Salaries and employee benefits | $1,331,000 | 4,693 |
| Premises and equipment expense | $237,000 | 6,253 |
| Additional noninterest expense | $716,000 | 5,127 |
| Pre-tax net operating income | $1,049,000 | 5,685 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $290,000 | 5,822 |
| Income before extraordinary items | $755,000 | 5,654 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $755,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $301,000 | 4,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $757,880 | 5,599 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,423,000 | 5,590 |
| Total interest expense | $2,766,000 | 5,125 |
| Net interest income | $2,657,000 | 5,951 |
| Provision for loan and lease losses | $41,000 | 6,948 |
| Total noninterest income | $630,000 | 4,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 3,581 |
| Total noninterest expense | $2,289,000 | 5,365 |
| Salaries and employee benefits | $1,303,000 | 4,846 |
| Premises and equipment expense | $265,000 | 6,035 |
| Additional noninterest expense | $721,000 | 5,626 |
| Pre-tax net operating income | $957,000 | 5,896 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $271,000 | 6,167 |
| Income before extraordinary items | $686,000 | 5,823 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $686,000 | 5,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $686,000 | 5,763 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,832,000 | 6,143 |
| Total interest expense | $2,491,000 | 5,588 |
| Net interest income | $2,341,000 | 6,593 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $499,000 | 5,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,269 |
| Total noninterest expense | $2,149,000 | 5,679 |
| Salaries and employee benefits | $1,132,000 | 5,477 |
| Premises and equipment expense | $249,000 | 6,364 |
| Additional noninterest expense | $768,000 | 5,429 |
| Pre-tax net operating income | $691,000 | 7,367 |
| Securities gains (losses) | $40,000 | 1,447 |
| Applicable income taxes | $202,000 | 7,373 |
| Income before extraordinary items | $529,000 | 7,036 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $529,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $65,000 | 7,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $500,200 | 7,223 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 6,887 |
| Total interest expense | $1,703,000 | 6,324 |
| Net interest income | $2,146,000 | 7,209 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $458,000 | 5,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,591 |
| Total noninterest expense | $1,996,000 | 6,205 |
| Salaries and employee benefits | $1,048,000 | 5,861 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $708,000 | 6,259 |
| Pre-tax net operating income | $602,000 | 7,980 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $115,000 | 9,026 |
| Income before extraordinary items | $487,000 | 7,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $487,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 12,180 |
| Cash dividends | $154,000 | 6,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $487,000 | 7,448 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 7,697 |
| Total interest expense | $1,242,000 | 8,102 |
| Net interest income | $2,145,000 | 7,313 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $330,000 | 7,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,785 |
| Total noninterest expense | $1,777,000 | 6,954 |
| Salaries and employee benefits | $983,000 | 6,225 |
| Premises and equipment expense | $257,000 | 6,565 |
| Additional noninterest expense | $537,000 | 7,891 |
| Pre-tax net operating income | $668,000 | 7,526 |
| Securities gains (losses) | $54,000 | 3,285 |
| Applicable income taxes | $226,000 | 7,158 |
| Income before extraordinary items | $496,000 | 7,594 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $496,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $231,000 | 5,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $458,740 | 7,644 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 8,401 |
| Total interest expense | $1,539,000 | 8,395 |
| Net interest income | $1,812,000 | 8,304 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $511,000 | 5,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 4,164 |
| Total noninterest expense | $1,739,000 | 7,153 |
| Salaries and employee benefits | $972,000 | 6,184 |
| Premises and equipment expense | $167,000 | 8,636 |
| Additional noninterest expense | $600,000 | 7,515 |
| Pre-tax net operating income | $584,000 | 7,840 |
| Securities gains (losses) | $75,000 | 3,478 |
| Applicable income taxes | $210,000 | 7,363 |
| Income before extraordinary items | $449,000 | 7,753 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $449,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $84,000 | 6,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $398,000 | 7,883 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.