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InvestorsBank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,612,000 | 2,707 |
| Total interest expense | $1,301,000 | 1,684 |
| Net interest income | $5,311,000 | 2,893 |
| Provision for loan and lease losses | $-1,251,000 | 6,485 |
| Total noninterest income | $159,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $176,000 | 3,701 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-17,000 | 6,429 |
| Total noninterest expense | $3,155,000 | 3,732 |
| Salaries and employee benefits | $1,929,000 | 3,435 |
| Premises and equipment expense | $214,000 | 4,819 |
| Additional noninterest expense | $1,012,000 | 3,801 |
| Pre-tax net operating income | $3,566,000 | 1,593 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $6,000 | 4,296 |
| Income before extraordinary items | $3,560,000 | 1,365 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,560,000 | 1,363 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,560,000 | 1,365 |
| Net charge-offs | $-366,000 | 6,436 |
| Cash dividends | $758,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,560,000 | 1,333 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 2,699 |
| Total interest expense | $956,000 | 1,571 |
| Net interest income | $3,463,000 | 2,945 |
| Provision for loan and lease losses | $-1,073,000 | 6,568 |
| Total noninterest income | $90,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $117,000 | 3,671 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-27,000 | 6,514 |
| Total noninterest expense | $2,045,000 | 3,829 |
| Salaries and employee benefits | $1,209,000 | 3,588 |
| Premises and equipment expense | $143,000 | 4,852 |
| Additional noninterest expense | $693,000 | 3,760 |
| Pre-tax net operating income | $2,581,000 | 1,452 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,581,000 | 1,227 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,581,000 | 1,226 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,581,000 | 1,228 |
| Net charge-offs | $-148,000 | 6,397 |
| Cash dividends | $354,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,581,000 | 1,201 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 2,717 |
| Total interest expense | $531,000 | 1,425 |
| Net interest income | $1,661,000 | 3,032 |
| Provision for loan and lease losses | $-97,000 | 6,513 |
| Total noninterest income | $75,000 | 5,027 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $18,000 | 5,602 |
| Total noninterest expense | $1,089,000 | 3,693 |
| Salaries and employee benefits | $597,000 | 3,656 |
| Premises and equipment expense | $82,000 | 4,650 |
| Additional noninterest expense | $410,000 | 3,355 |
| Pre-tax net operating income | $744,000 | 2,217 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $744,000 | 1,923 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $744,000 | 1,926 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $744,000 | 1,926 |
| Net charge-offs | $869,000 | 333 |
| Cash dividends | $102,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $744,000 | 1,881 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,123,000 | 2,395 |
| Total interest expense | $2,219,000 | 1,533 |
| Net interest income | $7,904,000 | 2,630 |
| Provision for loan and lease losses | $1,957,000 | 634 |
| Total noninterest income | $243,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $222,000 | 3,925 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 6,206 |
| Total noninterest expense | $4,104,000 | 3,855 |
| Salaries and employee benefits | $2,188,000 | 3,882 |
| Premises and equipment expense | $332,000 | 4,618 |
| Additional noninterest expense | $1,584,000 | 3,511 |
| Pre-tax net operating income | $2,086,000 | 2,778 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,086,000 | 2,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,086,000 | 2,530 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,086,000 | 2,530 |
| Net charge-offs | $2,362,000 | 661 |
| Cash dividends | $2,826,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,086,000 | 2,462 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,754,000 | 2,354 |
| Total interest expense | $1,670,000 | 1,575 |
| Net interest income | $6,084,000 | 2,581 |
| Provision for loan and lease losses | $877,000 | 988 |
| Total noninterest income | $247,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $166,000 | 3,962 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $81,000 | 5,393 |
| Total noninterest expense | $3,095,000 | 3,871 |
| Salaries and employee benefits | $1,731,000 | 3,748 |
| Premises and equipment expense | $235,000 | 4,787 |
| Additional noninterest expense | $1,129,000 | 3,646 |
| Pre-tax net operating income | $2,359,000 | 2,159 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,359,000 | 1,863 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,359,000 | 1,868 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,359,000 | 1,868 |
| Net charge-offs | $-77,000 | 6,542 |
| Cash dividends | $2,588,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,359,000 | 1,808 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 2,345 |
| Total interest expense | $1,118,000 | 1,598 |
| Net interest income | $4,093,000 | 2,557 |
| Provision for loan and lease losses | $177,000 | 2,276 |
| Total noninterest income | $182,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $110,000 | 3,948 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 5,124 |
| Total noninterest expense | $2,101,000 | 3,844 |
| Salaries and employee benefits | $1,157,000 | 3,757 |
| Premises and equipment expense | $163,000 | 4,709 |
| Additional noninterest expense | $781,000 | 3,556 |
| Pre-tax net operating income | $1,997,000 | 1,719 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,997,000 | 1,512 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,997,000 | 1,515 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,997,000 | 1,517 |
| Net charge-offs | $-73,000 | 6,616 |
| Cash dividends | $2,350,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,997,000 | 1,453 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 2,416 |
| Total interest expense | $560,000 | 1,654 |
| Net interest income | $1,991,000 | 2,621 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $179,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $55,000 | 3,918 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 3,449 |
| Total noninterest expense | $1,028,000 | 3,934 |
| Salaries and employee benefits | $573,000 | 3,822 |
| Premises and equipment expense | $63,000 | 5,237 |
| Additional noninterest expense | $392,000 | 3,559 |
| Pre-tax net operating income | $1,092,000 | 1,586 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,092,000 | 1,356 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,092,000 | 1,357 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,092,000 | 1,358 |
| Net charge-offs | $-33,000 | 6,596 |
| Cash dividends | $120,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,092,000 | 1,302 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,329,000 | 2,491 |
| Total interest expense | $2,749,000 | 1,617 |
| Net interest income | $7,580,000 | 2,784 |
| Provision for loan and lease losses | $2,886,000 | 797 |
| Total noninterest income | $-1,164,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $224,000 | 4,046 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,388,000 | 7,019 |
| Total noninterest expense | $4,282,000 | 3,841 |
| Salaries and employee benefits | $2,087,000 | 4,032 |
| Premises and equipment expense | $120,000 | 6,364 |
| Additional noninterest expense | $2,075,000 | 3,016 |
| Pre-tax net operating income | $-752,000 | 6,579 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-752,000 | 6,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-752,000 | 6,652 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-752,000 | 6,654 |
| Net charge-offs | $3,635,000 | 739 |
| Cash dividends | $390,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-752,000 | 6,604 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,782,000 | 2,529 |
| Total interest expense | $2,180,000 | 1,598 |
| Net interest income | $5,602,000 | 2,863 |
| Provision for loan and lease losses | $2,266,000 | 771 |
| Total noninterest income | $-1,141,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $164,000 | 4,149 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,305,000 | 7,134 |
| Total noninterest expense | $3,333,000 | 3,800 |
| Salaries and employee benefits | $1,542,000 | 4,075 |
| Premises and equipment expense | $105,000 | 6,280 |
| Additional noninterest expense | $1,686,000 | 2,826 |
| Pre-tax net operating income | $-1,138,000 | 6,867 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,138,000 | 6,903 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,138,000 | 6,899 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,138,000 | 6,901 |
| Net charge-offs | $1,902,000 | 953 |
| Cash dividends | $295,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,138,000 | 6,880 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 2,515 |
| Total interest expense | $1,507,000 | 1,594 |
| Net interest income | $3,749,000 | 2,853 |
| Provision for loan and lease losses | $1,149,000 | 989 |
| Total noninterest income | $-65,000 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $108,000 | 4,160 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-173,000 | 7,059 |
| Total noninterest expense | $2,223,000 | 3,813 |
| Salaries and employee benefits | $1,036,000 | 4,078 |
| Premises and equipment expense | $67,000 | 6,369 |
| Additional noninterest expense | $1,120,000 | 2,850 |
| Pre-tax net operating income | $312,000 | 4,786 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $312,000 | 4,754 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $312,000 | 4,757 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $312,000 | 4,757 |
| Net charge-offs | $378,000 | 2,060 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $312,000 | 4,567 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 2,564 |
| Total interest expense | $779,000 | 1,609 |
| Net interest income | $1,820,000 | 2,948 |
| Provision for loan and lease losses | $-53,000 | 7,175 |
| Total noninterest income | $-146,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $51,000 | 4,252 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-197,000 | 7,202 |
| Total noninterest expense | $1,178,000 | 3,677 |
| Salaries and employee benefits | $551,000 | 3,945 |
| Premises and equipment expense | $35,000 | 6,350 |
| Additional noninterest expense | $592,000 | 2,690 |
| Pre-tax net operating income | $549,000 | 2,693 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $549,000 | 2,426 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $549,000 | 2,427 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $549,000 | 2,429 |
| Net charge-offs | $81,000 | 2,633 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $549,000 | 2,304 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,611,000 | 2,627 |
| Total interest expense | $3,542,000 | 1,687 |
| Net interest income | $7,069,000 | 3,055 |
| Provision for loan and lease losses | $6,188,000 | 664 |
| Total noninterest income | $18,000 | 6,907 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $197,000 | 4,410 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-179,000 | 6,943 |
| Total noninterest expense | $5,040,000 | 3,515 |
| Salaries and employee benefits | $1,926,000 | 4,264 |
| Premises and equipment expense | $143,000 | 6,472 |
| Additional noninterest expense | $2,971,000 | 2,224 |
| Pre-tax net operating income | $-4,141,000 | 7,005 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-4,141,000 | 7,026 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,141,000 | 7,027 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,141,000 | 7,027 |
| Net charge-offs | $6,258,000 | 666 |
| Cash dividends | $375,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,141,000 | 7,007 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,861,000 | 2,683 |
| Total interest expense | $2,728,000 | 1,709 |
| Net interest income | $5,133,000 | 3,145 |
| Provision for loan and lease losses | $5,050,000 | 616 |
| Total noninterest income | $-13,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $140,000 | 4,522 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-153,000 | 7,097 |
| Total noninterest expense | $3,852,000 | 3,472 |
| Salaries and employee benefits | $1,425,000 | 4,299 |
| Premises and equipment expense | $111,000 | 6,480 |
| Additional noninterest expense | $2,316,000 | 2,158 |
| Pre-tax net operating income | $-3,782,000 | 7,166 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-3,782,000 | 7,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,782,000 | 7,200 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,782,000 | 7,203 |
| Net charge-offs | $2,949,000 | 962 |
| Cash dividends | $280,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,782,000 | 7,191 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 2,703 |
| Total interest expense | $1,870,000 | 1,725 |
| Net interest income | $3,366,000 | 3,199 |
| Provision for loan and lease losses | $3,720,000 | 567 |
| Total noninterest income | $-90,000 | 7,290 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $87,000 | 4,645 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-177,000 | 7,263 |
| Total noninterest expense | $2,784,000 | 3,282 |
| Salaries and employee benefits | $913,000 | 4,440 |
| Premises and equipment expense | $85,000 | 6,342 |
| Additional noninterest expense | $1,786,000 | 1,910 |
| Pre-tax net operating income | $-3,228,000 | 7,294 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,228,000 | 7,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,228,000 | 7,310 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,228,000 | 7,311 |
| Net charge-offs | $2,725,000 | 748 |
| Cash dividends | $185,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,228,000 | 7,307 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 2,762 |
| Total interest expense | $953,000 | 1,752 |
| Net interest income | $1,617,000 | 3,285 |
| Provision for loan and lease losses | $3,200,000 | 345 |
| Total noninterest income | $9,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $41,000 | 4,713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-32,000 | 7,259 |
| Total noninterest expense | $1,696,000 | 2,778 |
| Salaries and employee benefits | $453,000 | 4,490 |
| Premises and equipment expense | $42,000 | 6,408 |
| Additional noninterest expense | $1,201,000 | 1,456 |
| Pre-tax net operating income | $-3,270,000 | 7,467 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-3,270,000 | 7,467 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,270,000 | 7,467 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,270,000 | 7,467 |
| Net charge-offs | $1,082,000 | 815 |
| Cash dividends | $90,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-3,270,000 | 7,469 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,019,000 | 2,492 |
| Total interest expense | $4,234,000 | 1,889 |
| Net interest income | $7,785,000 | 2,794 |
| Provision for loan and lease losses | $2,005,000 | 2,063 |
| Total noninterest income | $15,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $171,000 | 4,691 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-156,000 | 7,243 |
| Total noninterest expense | $4,259,000 | 4,035 |
| Salaries and employee benefits | $1,884,000 | 4,405 |
| Premises and equipment expense | $193,000 | 6,260 |
| Additional noninterest expense | $2,182,000 | 3,003 |
| Pre-tax net operating income | $1,536,000 | 2,689 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,536,000 | 2,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,536,000 | 2,471 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,536,000 | 2,476 |
| Net charge-offs | $2,075,000 | 1,824 |
| Cash dividends | $1,388,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,536,000 | 2,375 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,551,000 | 2,686 |
| Total interest expense | $3,220,000 | 1,940 |
| Net interest income | $5,331,000 | 3,068 |
| Provision for loan and lease losses | $1,200,000 | 2,269 |
| Total noninterest income | $-34,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $126,000 | 4,798 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-160,000 | 7,434 |
| Total noninterest expense | $2,974,000 | 4,263 |
| Salaries and employee benefits | $1,415,000 | 4,436 |
| Premises and equipment expense | $146,000 | 6,328 |
| Additional noninterest expense | $1,413,000 | 3,401 |
| Pre-tax net operating income | $1,123,000 | 2,895 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,123,000 | 2,679 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,123,000 | 2,677 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,123,000 | 2,681 |
| Net charge-offs | $1,124,000 | 2,057 |
| Cash dividends | $1,150,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,123,000 | 2,557 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 2,673 |
| Total interest expense | $2,182,000 | 1,993 |
| Net interest income | $3,620,000 | 3,038 |
| Provision for loan and lease losses | $700,000 | 2,366 |
| Total noninterest income | $146,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $83,000 | 4,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $63,000 | 5,311 |
| Total noninterest expense | $2,044,000 | 4,175 |
| Salaries and employee benefits | $947,000 | 4,448 |
| Premises and equipment expense | $110,000 | 6,131 |
| Additional noninterest expense | $987,000 | 3,240 |
| Pre-tax net operating income | $1,022,000 | 2,333 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,022,000 | 2,082 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,022,000 | 2,082 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,022,000 | 2,084 |
| Net charge-offs | $505,000 | 2,434 |
| Cash dividends | $685,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,022,000 | 1,992 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 2,722 |
| Total interest expense | $1,131,000 | 2,023 |
| Net interest income | $1,783,000 | 3,094 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $44,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $1,051,000 | 4,133 |
| Salaries and employee benefits | $478,000 | 4,476 |
| Premises and equipment expense | $75,000 | 5,600 |
| Additional noninterest expense | $498,000 | 3,196 |
| Pre-tax net operating income | $476,000 | 2,498 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $476,000 | 2,228 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $476,000 | 2,227 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $476,000 | 2,228 |
| Net charge-offs | $282,000 | 2,094 |
| Cash dividends | $95,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $476,000 | 2,137 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,556,000 | 2,625 |
| Total interest expense | $4,179,000 | 2,638 |
| Net interest income | $8,377,000 | 2,606 |
| Provision for loan and lease losses | $2,506,000 | 2,180 |
| Total noninterest income | $256,000 | 5,865 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $123,000 | 5,468 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $133,000 | 5,270 |
| Total noninterest expense | $4,144,000 | 4,242 |
| Salaries and employee benefits | $2,011,000 | 4,353 |
| Premises and equipment expense | $270,000 | 5,883 |
| Additional noninterest expense | $1,863,000 | 3,521 |
| Pre-tax net operating income | $1,983,000 | 1,923 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,983,000 | 1,693 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,983,000 | 1,691 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,983,000 | 1,692 |
| Net charge-offs | $1,526,000 | 2,354 |
| Cash dividends | $1,579,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,983,000 | 1,640 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,602,000 | 2,633 |
| Total interest expense | $2,980,000 | 2,877 |
| Net interest income | $6,622,000 | 2,457 |
| Provision for loan and lease losses | $1,926,000 | 1,957 |
| Total noninterest income | $161,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $91,000 | 5,507 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $70,000 | 5,852 |
| Total noninterest expense | $3,125,000 | 4,245 |
| Salaries and employee benefits | $1,526,000 | 4,330 |
| Premises and equipment expense | $240,000 | 5,553 |
| Additional noninterest expense | $1,359,000 | 3,537 |
| Pre-tax net operating income | $1,732,000 | 1,829 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,732,000 | 1,548 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,732,000 | 1,545 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,732,000 | 1,548 |
| Net charge-offs | $716,000 | 2,612 |
| Cash dividends | $1,256,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,732,000 | 1,510 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,568,000 | 2,602 |
| Total interest expense | $1,828,000 | 3,180 |
| Net interest income | $4,740,000 | 2,315 |
| Provision for loan and lease losses | $1,414,000 | 1,694 |
| Total noninterest income | $115,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $63,000 | 5,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $52,000 | 5,792 |
| Total noninterest expense | $2,151,000 | 4,173 |
| Salaries and employee benefits | $1,022,000 | 4,365 |
| Premises and equipment expense | $169,000 | 5,493 |
| Additional noninterest expense | $960,000 | 3,390 |
| Pre-tax net operating income | $1,290,000 | 1,720 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,290,000 | 1,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,290,000 | 1,451 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,290,000 | 1,452 |
| Net charge-offs | $714,000 | 1,963 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,290,000 | 1,422 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 3,107 |
| Total interest expense | $839,000 | 3,501 |
| Net interest income | $1,891,000 | 2,846 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $58,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $1,090,000 | 4,048 |
| Salaries and employee benefits | $517,000 | 4,358 |
| Premises and equipment expense | $144,000 | 4,104 |
| Additional noninterest expense | $429,000 | 3,388 |
| Pre-tax net operating income | $659,000 | 1,896 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $659,000 | 1,637 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $659,000 | 1,638 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $659,000 | 1,639 |
| Net charge-offs | $157,000 | 2,366 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $659,000 | 1,557 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,121,000 | 2,442 |
| Total interest expense | $7,199,000 | 2,150 |
| Net interest income | $7,922,000 | 2,732 |
| Provision for loan and lease losses | $7,162,000 | 775 |
| Total noninterest income | $9,929,000 | 600 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $118,000 | 5,672 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,811,000 | 395 |
| Total noninterest expense | $3,606,000 | 4,537 |
| Salaries and employee benefits | $2,202,000 | 4,135 |
| Premises and equipment expense | $251,000 | 6,236 |
| Additional noninterest expense | $1,153,000 | 4,411 |
| Pre-tax net operating income | $7,083,000 | 780 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $7,083,000 | 552 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,083,000 | 552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,131,000 | 797 |
| Cash dividends | $4,347,000 | 638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,083,000 | 593 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,747,000 | 2,423 |
| Total interest expense | $5,894,000 | 2,076 |
| Net interest income | $5,853,000 | 2,780 |
| Provision for loan and lease losses | $2,530,000 | 1,013 |
| Total noninterest income | $348,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $86,000 | 5,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $262,000 | 3,937 |
| Total noninterest expense | $2,537,000 | 4,723 |
| Salaries and employee benefits | $1,680,000 | 4,124 |
| Premises and equipment expense | $176,000 | 6,403 |
| Additional noninterest expense | $681,000 | 5,037 |
| Pre-tax net operating income | $1,134,000 | 3,431 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,134,000 | 2,855 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,134,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $799,000 | 1,490 |
| Cash dividends | $4,137,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,134,000 | 2,998 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 2,400 |
| Total interest expense | $4,234,000 | 2,043 |
| Net interest income | $3,841,000 | 2,807 |
| Provision for loan and lease losses | $1,627,000 | 897 |
| Total noninterest income | $246,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $57,000 | 5,778 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $189,000 | 3,871 |
| Total noninterest expense | $1,693,000 | 4,758 |
| Salaries and employee benefits | $1,157,000 | 4,063 |
| Premises and equipment expense | $130,000 | 6,201 |
| Additional noninterest expense | $406,000 | 5,374 |
| Pre-tax net operating income | $767,000 | 3,522 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $767,000 | 3,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $767,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,520 |
| Cash dividends | $3,423,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $767,000 | 3,072 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 2,290 |
| Total interest expense | $2,437,000 | 1,905 |
| Net interest income | $1,963,000 | 2,749 |
| Provision for loan and lease losses | $676,000 | 820 |
| Total noninterest income | $129,000 | 4,937 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,724 |
| Total noninterest expense | $757,000 | 5,105 |
| Salaries and employee benefits | $518,000 | 4,423 |
| Premises and equipment expense | $75,000 | 5,878 |
| Additional noninterest expense | $164,000 | 5,934 |
| Pre-tax net operating income | $659,000 | 2,526 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $659,000 | 2,135 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $659,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $1,560,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $659,000 | 2,069 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,426,000 | 1,815 |
| Total interest expense | $14,479,000 | 1,384 |
| Net interest income | $8,947,000 | 2,457 |
| Provision for loan and lease losses | $79,000 | 5,216 |
| Total noninterest income | $387,000 | 5,560 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $115,000 | 5,830 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $272,000 | 4,420 |
| Total noninterest expense | $3,128,000 | 4,882 |
| Salaries and employee benefits | $1,892,000 | 4,584 |
| Premises and equipment expense | $200,000 | 6,730 |
| Additional noninterest expense | $1,036,000 | 4,547 |
| Pre-tax net operating income | $6,127,000 | 1,370 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $6,127,000 | 1,063 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,127,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,878 |
| Cash dividends | $4,014,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,127,000 | 1,043 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,230,000 | 1,763 |
| Total interest expense | $11,238,000 | 1,332 |
| Net interest income | $6,992,000 | 2,403 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $282,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,921 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $199,000 | 4,493 |
| Total noninterest expense | $2,099,000 | 5,200 |
| Salaries and employee benefits | $1,302,000 | 4,840 |
| Premises and equipment expense | $142,000 | 6,833 |
| Additional noninterest expense | $655,000 | 5,002 |
| Pre-tax net operating income | $5,175,000 | 1,320 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $5,175,000 | 1,015 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,175,000 | 1,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $3,054,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,175,000 | 998 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,898,000 | 1,812 |
| Total interest expense | $7,540,000 | 1,327 |
| Net interest income | $4,358,000 | 2,559 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $181,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $52,000 | 6,036 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $129,000 | 4,601 |
| Total noninterest expense | $1,415,000 | 5,203 |
| Salaries and employee benefits | $912,000 | 4,703 |
| Premises and equipment expense | $90,000 | 6,954 |
| Additional noninterest expense | $413,000 | 5,200 |
| Pre-tax net operating income | $3,124,000 | 1,480 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,124,000 | 1,146 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,124,000 | 1,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $2,180,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,124,000 | 1,127 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 1,754 |
| Total interest expense | $3,764,000 | 1,322 |
| Net interest income | $2,391,000 | 2,374 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $86,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $734,000 | 5,087 |
| Salaries and employee benefits | $488,000 | 4,521 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $203,000 | 5,214 |
| Pre-tax net operating income | $1,743,000 | 1,346 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,743,000 | 1,012 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,743,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $750,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,743,000 | 994 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,676,000 | 1,779 |
| Total interest expense | $14,226,000 | 1,178 |
| Net interest income | $8,450,000 | 2,653 |
| Provision for loan and lease losses | $625,000 | 1,556 |
| Total noninterest income | $440,000 | 5,410 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $84,000 | 6,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $356,000 | 3,966 |
| Total noninterest expense | $2,639,000 | 5,310 |
| Salaries and employee benefits | $1,697,000 | 4,809 |
| Premises and equipment expense | $155,000 | 7,198 |
| Additional noninterest expense | $787,000 | 5,280 |
| Pre-tax net operating income | $5,626,000 | 1,713 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $5,626,000 | 1,289 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,626,000 | 1,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,104 |
| Cash dividends | $2,970,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,626,000 | 1,272 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,661,000 | 1,810 |
| Total interest expense | $10,394,000 | 1,177 |
| Net interest income | $6,267,000 | 2,697 |
| Provision for loan and lease losses | $625,000 | 1,167 |
| Total noninterest income | $352,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $61,000 | 6,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $291,000 | 3,792 |
| Total noninterest expense | $2,001,000 | 5,263 |
| Salaries and employee benefits | $1,320,000 | 4,659 |
| Premises and equipment expense | $110,000 | 7,308 |
| Additional noninterest expense | $571,000 | 5,376 |
| Pre-tax net operating income | $3,993,000 | 1,846 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,993,000 | 1,415 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,993,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,035 |
| Cash dividends | $1,960,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,993,000 | 1,398 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,661,000 | 1,852 |
| Total interest expense | $6,530,000 | 1,191 |
| Net interest income | $4,131,000 | 2,719 |
| Provision for loan and lease losses | $625,000 | 786 |
| Total noninterest income | $253,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 3,655 |
| Total noninterest expense | $1,381,000 | 5,168 |
| Salaries and employee benefits | $926,000 | 4,522 |
| Premises and equipment expense | $72,000 | 7,368 |
| Additional noninterest expense | $383,000 | 5,359 |
| Pre-tax net operating income | $2,378,000 | 2,040 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,378,000 | 1,550 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,378,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,044 |
| Cash dividends | $1,100,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,378,000 | 1,534 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 1,887 |
| Total interest expense | $2,994,000 | 1,250 |
| Net interest income | $2,084,000 | 2,694 |
| Provision for loan and lease losses | $641,000 | 381 |
| Total noninterest income | $137,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,483 |
| Total noninterest expense | $683,000 | 5,204 |
| Salaries and employee benefits | $457,000 | 4,584 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $191,000 | 5,329 |
| Pre-tax net operating income | $897,000 | 2,473 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $897,000 | 1,978 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $897,000 | 1,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $225,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $897,000 | 1,961 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,642,000 | 2,129 |
| Total interest expense | $7,718,000 | 1,470 |
| Net interest income | $7,924,000 | 2,724 |
| Provision for loan and lease losses | $-808,000 | 8,771 |
| Total noninterest income | $1,117,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $106,000 | 6,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,011,000 | 2,200 |
| Total noninterest expense | $2,536,000 | 5,327 |
| Salaries and employee benefits | $1,814,000 | 4,452 |
| Premises and equipment expense | $51,000 | 8,453 |
| Additional noninterest expense | $671,000 | 5,716 |
| Pre-tax net operating income | $7,313,000 | 1,310 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $7,312,000 | 989 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,312,000 | 989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,996 |
| Cash dividends | $7,946,000 | 456 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,312,000 | 971 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,129,000 | 2,180 |
| Total interest expense | $5,240,000 | 1,534 |
| Net interest income | $5,889,000 | 2,735 |
| Provision for loan and lease losses | $-806,000 | 8,798 |
| Total noninterest income | $858,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 6,199 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $776,000 | 2,170 |
| Total noninterest expense | $1,849,000 | 5,395 |
| Salaries and employee benefits | $1,369,000 | 4,397 |
| Premises and equipment expense | $31,000 | 8,563 |
| Additional noninterest expense | $449,000 | 6,031 |
| Pre-tax net operating income | $5,704,000 | 1,247 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $5,703,000 | 946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,703,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $6,996,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,703,000 | 930 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,034,000 | 2,240 |
| Total interest expense | $3,158,000 | 1,606 |
| Net interest income | $3,876,000 | 2,739 |
| Provision for loan and lease losses | $-804,000 | 8,813 |
| Total noninterest income | $601,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $58,000 | 6,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $543,000 | 2,069 |
| Total noninterest expense | $1,257,000 | 5,315 |
| Salaries and employee benefits | $944,000 | 4,258 |
| Premises and equipment expense | $9,000 | 8,746 |
| Additional noninterest expense | $304,000 | 5,956 |
| Pre-tax net operating income | $4,024,000 | 1,154 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $4,023,000 | 867 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,023,000 | 867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $6,186,000 | 286 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,023,000 | 844 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 2,352 |
| Total interest expense | $1,398,000 | 1,713 |
| Net interest income | $1,880,000 | 2,799 |
| Provision for loan and lease losses | $-803,000 | 8,896 |
| Total noninterest income | $323,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $293,000 | 1,920 |
| Total noninterest expense | $636,000 | 5,314 |
| Salaries and employee benefits | $486,000 | 4,179 |
| Premises and equipment expense | $0 | 8,891 |
| Additional noninterest expense | $150,000 | 6,007 |
| Pre-tax net operating income | $2,370,000 | 989 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $2,369,000 | 742 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,369,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $3,485,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,369,000 | 719 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,664,000 | 2,920 |
| Total interest expense | $3,232,000 | 2,463 |
| Net interest income | $6,432,000 | 3,108 |
| Provision for loan and lease losses | $-806,000 | 8,928 |
| Total noninterest income | $1,423,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $144,000 | 5,867 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,279,000 | 1,829 |
| Total noninterest expense | $2,570,000 | 5,206 |
| Salaries and employee benefits | $1,940,000 | 4,100 |
| Premises and equipment expense | $26,000 | 8,835 |
| Additional noninterest expense | $604,000 | 5,956 |
| Pre-tax net operating income | $6,091,000 | 1,415 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $917,000 | 2,303 |
| Income before extraordinary items | $5,175,000 | 1,260 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,175,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-807,000 | 8,960 |
| Cash dividends | $2,980,000 | 982 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,174,150 | 1,226 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 3,033 |
| Total interest expense | $2,169,000 | 2,668 |
| Net interest income | $4,680,000 | 3,173 |
| Provision for loan and lease losses | $-464,000 | 8,966 |
| Total noninterest income | $1,106,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $110,000 | 5,875 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $996,000 | 1,773 |
| Total noninterest expense | $1,747,000 | 5,488 |
| Salaries and employee benefits | $1,270,000 | 4,491 |
| Premises and equipment expense | $19,000 | 8,879 |
| Additional noninterest expense | $458,000 | 5,887 |
| Pre-tax net operating income | $4,503,000 | 1,443 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $917,000 | 1,916 |
| Income before extraordinary items | $3,587,000 | 1,372 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,587,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-465,000 | 8,979 |
| Cash dividends | $2,305,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,586,200 | 1,322 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 3,155 |
| Total interest expense | $1,329,000 | 2,837 |
| Net interest income | $3,018,000 | 3,262 |
| Provision for loan and lease losses | $-102,000 | 8,963 |
| Total noninterest income | $782,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $75,000 | 5,834 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $707,000 | 1,705 |
| Total noninterest expense | $1,251,000 | 5,288 |
| Salaries and employee benefits | $914,000 | 4,262 |
| Premises and equipment expense | $19,000 | 8,805 |
| Additional noninterest expense | $318,000 | 5,799 |
| Pre-tax net operating income | $2,651,000 | 1,586 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $917,000 | 1,373 |
| Income before extraordinary items | $1,734,000 | 1,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,734,000 | 1,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 8,889 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,734,000 | 1,772 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 3,227 |
| Total interest expense | $654,000 | 2,920 |
| Net interest income | $1,470,000 | 3,313 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $376,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 5,782 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $338,000 | 1,732 |
| Total noninterest expense | $589,000 | 5,509 |
| Salaries and employee benefits | $413,000 | 4,625 |
| Premises and equipment expense | $14,000 | 8,600 |
| Additional noninterest expense | $162,000 | 5,766 |
| Pre-tax net operating income | $1,257,000 | 1,652 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $917,000 | 784 |
| Income before extraordinary items | $340,000 | 3,927 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $340,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $340,000 | 3,802 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,899,000 | 3,144 |
| Total interest expense | $2,759,000 | 3,090 |
| Net interest income | $6,140,000 | 3,122 |
| Provision for loan and lease losses | $41,000 | 6,500 |
| Total noninterest income | $1,782,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $154,000 | 5,814 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,628,000 | 1,711 |
| Total noninterest expense | $2,928,000 | 4,683 |
| Salaries and employee benefits | $2,105,000 | 3,767 |
| Premises and equipment expense | $71,000 | 8,472 |
| Additional noninterest expense | $752,000 | 5,255 |
| Pre-tax net operating income | $4,953,000 | 1,641 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,691,000 | 1,461 |
| Income before extraordinary items | $3,262,000 | 1,897 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,262,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,262,000 | 1,812 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 3,195 |
| Total interest expense | $2,090,000 | 3,174 |
| Net interest income | $4,548,000 | 3,163 |
| Provision for loan and lease losses | $41,000 | 6,075 |
| Total noninterest income | $1,450,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $116,000 | 5,850 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,334,000 | 1,672 |
| Total noninterest expense | $2,190,000 | 4,669 |
| Salaries and employee benefits | $1,567,000 | 3,774 |
| Premises and equipment expense | $59,000 | 8,402 |
| Additional noninterest expense | $564,000 | 5,226 |
| Pre-tax net operating income | $3,767,000 | 1,672 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,304,000 | 1,493 |
| Income before extraordinary items | $2,463,000 | 1,955 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,463,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,463,000 | 1,852 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 3,217 |
| Total interest expense | $1,430,000 | 3,192 |
| Net interest income | $2,989,000 | 3,200 |
| Provision for loan and lease losses | $41,000 | 5,427 |
| Total noninterest income | $1,000,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $78,000 | 5,817 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $922,000 | 1,609 |
| Total noninterest expense | $1,579,000 | 4,414 |
| Salaries and employee benefits | $1,161,000 | 3,459 |
| Premises and equipment expense | $37,000 | 8,472 |
| Additional noninterest expense | $381,000 | 5,183 |
| Pre-tax net operating income | $2,369,000 | 1,762 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $823,000 | 1,587 |
| Income before extraordinary items | $1,546,000 | 2,057 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,546,000 | 2,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,546,000 | 1,936 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 3,319 |
| Total interest expense | $733,000 | 3,189 |
| Net interest income | $1,419,000 | 3,322 |
| Provision for loan and lease losses | $41,000 | 4,084 |
| Total noninterest income | $460,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $420,000 | 1,680 |
| Total noninterest expense | $884,000 | 4,048 |
| Salaries and employee benefits | $691,000 | 2,989 |
| Premises and equipment expense | $10,000 | 8,968 |
| Additional noninterest expense | $183,000 | 5,286 |
| Pre-tax net operating income | $954,000 | 2,127 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $327,000 | 1,931 |
| Income before extraordinary items | $627,000 | 2,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $627,000 | 2,294 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,200,000 | 3,576 |
| Total interest expense | $3,282,000 | 3,279 |
| Net interest income | $4,918,000 | 3,722 |
| Provision for loan and lease losses | $472,000 | 2,499 |
| Total noninterest income | $1,797,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $135,000 | 6,042 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,662,000 | 1,522 |
| Total noninterest expense | $3,400,000 | 4,063 |
| Salaries and employee benefits | $2,387,000 | 3,236 |
| Premises and equipment expense | $217,000 | 6,567 |
| Additional noninterest expense | $796,000 | 4,935 |
| Pre-tax net operating income | $2,843,000 | 2,605 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $980,000 | 2,245 |
| Income before extraordinary items | $1,863,000 | 2,954 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,863,000 | 2,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 2,053 |
| Cash dividends | $835,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $1,950,000 | 301 |
| Net operating income | $1,863,000 | 2,867 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,064,000 | 3,291 |
| Total interest expense | $5,582,000 | 2,846 |
| Net interest income | $4,482,000 | 3,780 |
| Provision for loan and lease losses | $847,000 | 1,430 |
| Total noninterest income | $1,826,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $98,000 | 6,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,728,000 | 1,378 |
| Total noninterest expense | $3,024,000 | 4,312 |
| Salaries and employee benefits | $2,189,000 | 3,330 |
| Premises and equipment expense | $232,000 | 6,327 |
| Additional noninterest expense | $603,000 | 5,817 |
| Pre-tax net operating income | $2,437,000 | 2,717 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $769,000 | 2,504 |
| Income before extraordinary items | $1,668,000 | 2,975 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,668,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $772,000 | 1,130 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,668,000 | 2,876 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,317,000 | 3,623 |
| Total interest expense | $5,757,000 | 2,895 |
| Net interest income | $3,560,000 | 4,554 |
| Provision for loan and lease losses | $1,038,000 | 1,025 |
| Total noninterest income | $1,542,000 | 2,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,470,000 | 1,404 |
| Total noninterest expense | $3,048,000 | 4,176 |
| Salaries and employee benefits | $2,245,000 | 3,131 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $603,000 | 5,770 |
| Pre-tax net operating income | $1,016,000 | 5,215 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $343,000 | 4,305 |
| Income before extraordinary items | $673,000 | 5,516 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $673,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $157,000 | 5,449 |
| Sale, conversion, retirement of capital stock, net | $2,250,000 | 339 |
| Net operating income | $673,000 | 5,521 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,508,000 | 5,226 |
| Total interest expense | $3,090,000 | 4,493 |
| Net interest income | $2,418,000 | 5,923 |
| Provision for loan and lease losses | $375,000 | 2,203 |
| Total noninterest income | $1,534,000 | 2,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,496,000 | 1,402 |
| Total noninterest expense | $2,620,000 | 4,702 |
| Salaries and employee benefits | $1,982,000 | 3,471 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $463,000 | 6,796 |
| Pre-tax net operating income | $957,000 | 5,431 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $362,000 | 4,397 |
| Income before extraordinary items | $595,000 | 5,924 |
| Extraordinary gains, net | $-112,000 | 10,198 |
| Net income | $483,000 | 6,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $595,000 | 5,902 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 7,219 |
| Total interest expense | $1,761,000 | 6,628 |
| Net interest income | $1,500,000 | 7,684 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,386,000 | 2,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,367,000 | 1,491 |
| Total noninterest expense | $2,207,000 | 5,208 |
| Salaries and employee benefits | $1,549,000 | 4,141 |
| Premises and equipment expense | $172,000 | 7,202 |
| Additional noninterest expense | $486,000 | 6,541 |
| Pre-tax net operating income | $379,000 | 7,987 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $82,000 | 7,796 |
| Income before extraordinary items | $297,000 | 7,916 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $297,000 | 7,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $297,000 | 7,835 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $331,000 | 10,786 |
| Total interest expense | $49,000 | 10,824 |
| Net interest income | $282,000 | 10,701 |
| Provision for loan and lease losses | $96,000 | 5,266 |
| Total noninterest income | $230,000 | 7,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,621 |
| Total noninterest expense | $585,000 | 9,812 |
| Salaries and employee benefits | $385,000 | 9,351 |
| Premises and equipment expense | $49,000 | 10,222 |
| Additional noninterest expense | $151,000 | 9,980 |
| Pre-tax net operating income | $-169,000 | 10,544 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-66,000 | 10,661 |
| Income before extraordinary items | $-103,000 | 10,525 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-103,000 | 10,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,990,000 | 139 |
| Net operating income | $-103,000 | 10,496 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.