Home > Investors Savings Bank of S.C., Inc. > Income and Expense
Investors Savings Bank of S.C., Inc., Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 6,285 |
| Total interest expense | $2,432,000 | 5,626 |
| Net interest income | $2,173,000 | 6,816 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $430,000 | 5,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $430,000 | 3,239 |
| Total noninterest expense | $1,689,000 | 6,630 |
| Salaries and employee benefits | $742,000 | 7,295 |
| Premises and equipment expense | $300,000 | 5,603 |
| Additional noninterest expense | $647,000 | 6,053 |
| Pre-tax net operating income | $854,000 | 6,276 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $260,000 | 6,310 |
| Income before extraordinary items | $594,000 | 6,312 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $594,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $117,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 739 |
| Net operating income | $594,000 | 6,250 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 6,594 |
| Total interest expense | $2,317,000 | 5,861 |
| Net interest income | $2,057,000 | 7,178 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $340,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $340,000 | 3,691 |
| Total noninterest expense | $1,332,000 | 7,782 |
| Salaries and employee benefits | $696,000 | 7,736 |
| Premises and equipment expense | $298,000 | 5,659 |
| Additional noninterest expense | $338,000 | 8,818 |
| Pre-tax net operating income | $980,000 | 6,082 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $354,000 | 5,391 |
| Income before extraordinary items | $626,000 | 6,451 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $626,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $102,000 | 6,718 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $626,000 | 6,441 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 7,034 |
| Total interest expense | $1,752,000 | 6,202 |
| Net interest income | $1,971,000 | 7,639 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $258,000 | 7,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $258,000 | 4,494 |
| Total noninterest expense | $1,279,000 | 8,322 |
| Salaries and employee benefits | $673,000 | 8,084 |
| Premises and equipment expense | $269,000 | 6,192 |
| Additional noninterest expense | $337,000 | 9,510 |
| Pre-tax net operating income | $890,000 | 6,446 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $322,000 | 5,607 |
| Income before extraordinary items | $568,000 | 6,785 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $568,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $92,000 | 7,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $568,000 | 6,833 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,644,000 | 7,346 |
| Total interest expense | $1,772,000 | 6,417 |
| Net interest income | $1,872,000 | 8,035 |
| Provision for loan and lease losses | $87,000 | 6,144 |
| Total noninterest income | $386,000 | 6,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $386,000 | 3,839 |
| Total noninterest expense | $1,266,000 | 8,633 |
| Salaries and employee benefits | $624,000 | 8,606 |
| Premises and equipment expense | $277,000 | 6,224 |
| Additional noninterest expense | $365,000 | 9,662 |
| Pre-tax net operating income | $905,000 | 6,327 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $346,000 | 5,550 |
| Income before extraordinary items | $559,000 | 7,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $559,000 | 7,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $559,000 | 6,824 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 7,772 |
| Total interest expense | $2,069,000 | 6,949 |
| Net interest income | $1,734,000 | 8,546 |
| Provision for loan and lease losses | $88,000 | 7,660 |
| Total noninterest income | $350,000 | 7,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $350,000 | 4,036 |
| Total noninterest expense | $1,180,000 | 9,136 |
| Salaries and employee benefits | $527,000 | 9,516 |
| Premises and equipment expense | $299,000 | 5,991 |
| Additional noninterest expense | $354,000 | 10,142 |
| Pre-tax net operating income | $816,000 | 6,493 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $304,000 | 5,874 |
| Income before extraordinary items | $512,000 | 7,221 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $512,000 | 7,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 6,878 |
| Cash dividends | $73,000 | 7,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $512,000 | 6,851 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.