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Investors National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $64,269,000 | 560 |
| Total interest expense | $37,556,000 | 454 |
| Net interest income | $26,713,000 | 735 |
| Provision for loan and lease losses | $652,000 | 1,261 |
| Total noninterest income | $8,746,000 | 650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $8,746,000 | 454 |
| Total noninterest expense | $27,014,000 | 638 |
| Salaries and employee benefits | $15,675,000 | 481 |
| Premises and equipment expense | $5,334,000 | 460 |
| Additional noninterest expense | $6,005,000 | 1,015 |
| Pre-tax net operating income | $7,793,000 | 988 |
| Securities gains (losses) | $9,013,000 | 21 |
| Applicable income taxes | $6,771,000 | 454 |
| Income before extraordinary items | $10,035,000 | 557 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,035,000 | 556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $4,000,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,266,680 | 1,200 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $56,650,000 | 622 |
| Total interest expense | $30,662,000 | 525 |
| Net interest income | $25,988,000 | 746 |
| Provision for loan and lease losses | $631,000 | 1,786 |
| Total noninterest income | $5,881,000 | 874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,881,000 | 604 |
| Total noninterest expense | $25,433,000 | 699 |
| Salaries and employee benefits | $15,498,000 | 491 |
| Premises and equipment expense | $4,761,000 | 519 |
| Additional noninterest expense | $5,174,000 | 1,245 |
| Pre-tax net operating income | $5,805,000 | 1,195 |
| Securities gains (losses) | $12,721,000 | 66 |
| Applicable income taxes | $7,187,000 | 409 |
| Income before extraordinary items | $11,339,000 | 494 |
| Extraordinary gains, net | $125,000 | 1,386 |
| Net income | $11,464,000 | 501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,756 |
| Cash dividends | $3,350,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 197 |
| Net operating income | $3,197,560 | 1,500 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $51,863,000 | 758 |
| Total interest expense | $30,263,000 | 648 |
| Net interest income | $21,600,000 | 880 |
| Provision for loan and lease losses | $869,000 | 2,041 |
| Total noninterest income | $3,799,000 | 1,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,799,000 | 816 |
| Total noninterest expense | $21,944,000 | 788 |
| Salaries and employee benefits | $12,902,000 | 570 |
| Premises and equipment expense | $4,363,000 | 571 |
| Additional noninterest expense | $4,679,000 | 1,409 |
| Pre-tax net operating income | $2,586,000 | 2,388 |
| Securities gains (losses) | $10,560,000 | 106 |
| Applicable income taxes | $5,172,000 | 465 |
| Income before extraordinary items | $7,974,000 | 600 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,974,000 | 601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 4,142 |
| Cash dividends | $1,491,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 74 |
| Net operating income | $1,215,600 | 3,482 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.