Home > Investors Finance, Inc. > Income and Expense
Investors Finance, Inc., Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 12,399 |
| Total interest expense | $201,000 | 12,332 |
| Net interest income | $319,000 | 12,384 |
| Provision for loan and lease losses | $-67,000 | 12,059 |
| Total noninterest income | $4,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 12,414 |
| Total noninterest expense | $380,000 | 12,114 |
| Salaries and employee benefits | $187,000 | 12,151 |
| Premises and equipment expense | $48,000 | 11,699 |
| Additional noninterest expense | $145,000 | 11,851 |
| Pre-tax net operating income | $10,000 | 12,044 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $10,000 | 12,001 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,000 | 12,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $360,000 | 601 |
| Net operating income | $10,000 | 12,038 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 12,910 |
| Total interest expense | $275,000 | 12,768 |
| Net interest income | $354,000 | 12,910 |
| Provision for loan and lease losses | $112,000 | 5,474 |
| Total noninterest income | $10,000 | 13,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $412,000 | 12,592 |
| Salaries and employee benefits | $155,000 | 12,959 |
| Premises and equipment expense | $30,000 | 12,856 |
| Additional noninterest expense | $227,000 | 11,372 |
| Pre-tax net operating income | $-160,000 | 12,658 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-160,000 | 12,719 |
| Extraordinary gains, net | $35,000 | 2,385 |
| Net income | $-125,000 | 12,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-160,000 | 12,637 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 13,337 |
| Total interest expense | $427,000 | 13,082 |
| Net interest income | $386,000 | 13,422 |
| Provision for loan and lease losses | $555,000 | 2,776 |
| Total noninterest income | $6,000 | 13,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $619,000 | 11,941 |
| Salaries and employee benefits | $182,000 | 13,317 |
| Premises and equipment expense | $35,000 | 13,246 |
| Additional noninterest expense | $402,000 | 9,542 |
| Pre-tax net operating income | $-782,000 | 13,427 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-782,000 | 13,492 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-782,000 | 13,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 2,721 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-782,000 | 13,405 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.