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Intrust Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,886,000 | 8,256 |
Total interest expense | $1,067,000 | 8,407 |
Net interest income | $1,819,000 | 7,993 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $654,000 | 4,362 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $372,000 | 3,631 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $282,000 | 4,274 |
Total noninterest expense | $1,580,000 | 7,354 |
Salaries and employee benefits | $899,000 | 6,637 |
Premises and equipment expense | $143,000 | 8,743 |
Additional noninterest expense | $538,000 | 7,536 |
Pre-tax net operating income | $893,000 | 6,437 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $352,000 | 5,249 |
Income before extraordinary items | $541,000 | 6,994 |
Extraordinary gains, net | $0 | 249 |
Net income | $541,000 | 7,006 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-46,000 | 11,837 |
Cash dividends | $250,000 | 4,888 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $541,000 | 7,041 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,225,000 | 7,971 |
Total interest expense | $1,064,000 | 8,828 |
Net interest income | $2,161,000 | 7,275 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $514,000 | 5,502 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $384,000 | 3,579 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $130,000 | 7,013 |
Total noninterest expense | $1,630,000 | 7,407 |
Salaries and employee benefits | $912,000 | 6,642 |
Premises and equipment expense | $150,000 | 8,908 |
Additional noninterest expense | $568,000 | 7,614 |
Pre-tax net operating income | $1,045,000 | 5,722 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $397,000 | 5,036 |
Income before extraordinary items | $648,000 | 6,436 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $648,000 | 6,599 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-30,000 | 12,362 |
Cash dividends | $800,000 | 2,140 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $648,000 | 6,202 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,947,000 | 7,582 |
Total interest expense | $1,607,000 | 8,178 |
Net interest income | $2,340,000 | 6,918 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $544,000 | 5,309 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $411,000 | 3,378 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $133,000 | 7,087 |
Total noninterest expense | $1,787,000 | 6,989 |
Salaries and employee benefits | $1,021,000 | 5,918 |
Premises and equipment expense | $159,000 | 8,856 |
Additional noninterest expense | $607,000 | 7,449 |
Pre-tax net operating income | $1,097,000 | 5,277 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $396,000 | 4,834 |
Income before extraordinary items | $701,000 | 5,915 |
Extraordinary gains, net | $503,000 | 207 |
Net income | $1,204,000 | 3,835 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $248,000 | 3,739 |
Cash dividends | $1,000,000 | 1,539 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $701,000 | 5,571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.